Authentication On-Boarding Aadhaar Authentication • Aadhaar authentication - process wherein Aadhaar number, along with other attributes (demographic/biometrics/OTP) is submitted to UIDAI's Central Identities Data Repository (CIDR) for verification Aadhaar Authentication • Framework Aadhaar Authentication Implementation Model CIDR responds with a “Yes/No”. No personal identity information is returned as part of the response • Secure Authentication works on a Authentication Service Agency (ASA) –Authentication User Update Agency (AUA) Framework. ASA provides a secure channel for sending the authentication requests to the CIDR. AUA is User Department which intends to use Aadhaar Authentication to verify its beneficiaries and deploys POS devices Benefits Aadhaar Generation •Online real-time authentication from a secure system Enrolment •Biometrics not stored in the card or local machine/server – therefore, more reliable •Required only a GPRS connectivity – size of authentication packet is < 1 KB •Scalable ASA-AUA Model •Economical – when compared to life cycle costs of issuing cards Dos & Don’t of Aadhaar Authentication What Aadhaar Authentication Will Do What Aadhaar Authentication Will Not Do Authenticate against resident’s data in Authenticate against data stored on a UIDAI’s CIDR smart card Return response to requesting agencies Return personal identity information of as Yes/No residents Initiate request over mobile network, Remain restricted Landline network and broadband network network to broadband Require Aadhaar for every Search for Aadhaar based on details authentication request reducing provided requiring 1:Nmatch transaction to1:1match Authentication Service Delivery Model 700 bytes Encrypted PID block 1 3-4 KB Auth packet Including digital signature 2 3 3-4 KB with ASA license key added 4 Authentication Devices Aadhaar Holder 7 6 About 100 bytes (Yes/no, auth code, err code) • • • ASA AUA 5 Response About 1 KB UIDAI’s Data Centre Response About 1 KB Till Date, over 70 lakh Aadhaar Transactions are performed. During the authentication, match is 1:1 i.e. biometrics captured during authentication are compared with biometrics of that particular AADHAAR as existing in CIDR. Best Finger Detection helps in identifying the fingers which result in great chances of match during authentication process. BFD also helps to identify beneficiaries who may need to update their biometrics. Best Finger Detection • BFD is against enrollment data • Enrollment quality impacts BFD selection 2 Finger Authentication • During multiple attempts, simplified two finger scheme can be implemented which is detailed below. By retaining the last captured fingerprint minutiae in memory, application can only request one best finger and form two finger authentication requests. Sample capture flow process is indicated below. Capture 1 – 1st best finger – single finger auth transaction If fail, Capture 2 – 2nd best finger – two finger auth transaction ( using capture 1 and 2) If fail, Capture 3 – 1st best finger – two finger auth transaction ( using capture 2 and 3) Aadhaar Authentication initiatives in Andhra Pradesh Food & Civil Supplies Dept- Dept currently is disbursing commodities to beneficiaries in 145 Fair Price Shops through Aadhaar Authentication ( 100 FPS in East Godavari and 45 FPS in Hyderabad). Till date, over 11 lakh Aadhaar authentication transactions are performed. Multiple Seeding options are used by Dept which include • • Inorganic Seeding through KYR+ Data Organic Seeding – Mobile Field staff to collect UID from beneficiary/ POS based seeding Issues Addressed: - Connectivity: POS Devices are modified to support for multiple mode of connectivity GPRS/BroadBand/PSTN ( Shadow areas in Urban Regions) - Acceptability by Operators: Incentive Mechanism - Training and Capacity Building - Fraud Monitoring Aadhaar Authentication initiatives in Andhra Pradesh S.No. District 1 East Godavari 2 % Ben %Inspect %OTP Auth or Auth 87.483 0.047 12.470 Hyderabad 86.142 1.109 12.749 Aadhaar Authentication initiatives in Andhra Pradesh S.No. District 1 East Godavari 2 Ration Drawn Cards 1,157.000 1,159.000 2,510.000 1,891.000 20.500 Hyderabad 148.000 Total No of Total Rice Total Koil Total Dal Transactio Sold (In Sold (In Sold (In ns Kgs.) Ltrs.) Kgs.) 1,305.000 Total Palmoil Sold (In Ltrs.) Total Sugar Sold (In Kgs.) Total Wheat Sold (In Kgs.) Total WholeMeal Atta Sold (In Kgs.) 252.000 81.000 78.000 39.000 148.000 2,187.000 356.000 2.000 147.000 65.000 30.000 31.000 1,307.000 4,697.000 22.500 399.000 146.000 108.000 70.000 2,247.000 Savings Analysis in East Godavari for 100 Fair Price Shops (FPS). S.No. Commodity Percentage Savings 1 Rice 20% 2 Sugar 15% 3 K. Oil 25% 4 P.Oil 14% Aadhaar Authentication initiatives in Andhra Pradesh Social Welfare Dept- Govt of AP has an online application system for scholarships called Electronic Payment and Application System of ScholarshipsEPASS. Aadhaar Authentication is integrated into existing workflow because of which need for verification by Field officer to confirm the scholarship beneficiary is removed. It is proposed that scholarship amount will be disbursed to successfully authenticated beneficiaries. Dept is requesting the scholarship beneficiary to upload the scanned copy of Aadhaar Letter and Bank Pass Book during the application for scholarship. Departmental officers are using these scanned copies to verify the seeding details and pass the verified information to LDM for Bank Seeding Dept is also proposed to avail RASF Services for seeding. Aadhaar Authentication initiatives in Andhra Pradesh Rural Development Dept – Dept in partnership with ICICI, Axis Banks and Department of Post is currently disbursing NREGA wages and Social Security Pensions in districts of Chittoor, East Godavari and Anantapur through Aadhaar Authentication. Till date, over Rupees 100 Crores amount is disbursed through around 21 lakh Aadhaar authentications. Dept of Post leverages the services of Branch Post Master ( BPM) to organically seed data for pensioners. Dept of Post also made a provision for POS based seeding. State Resident Data Hub( SRDH) services are availed by RD Dept to aid in seeding efforts. UIDAI complaint MicroATMs are deployed by Banks & DoP for disbursing Payments. AEPS Payments AUA District East Godavari AEPS Amt Disbursed Transacti (Rs.) ons AUA AEPS District Transaction s Amt Disbursed (Rs.) 1352093 751786669 194844 84722686 112223 45924976 32422 8939500 52462 14947800 1428 1132960 91 64835 59231 17681854 Chittoor Hyderabad 121484 Mahabubnaga ICICI r 272 Bank Karimnagar 17554 Medak 637 35410700 East Godavari Srikakula m Axis Bank 70900 5161300 Kadapa 63301 16561500 Dept Adilabad of Post Guntur Chittoor 1,07,867 28116883 Nalgonda Anantapur 70,388 18221327 Ranga Reddy 14,914 4008000 Warangal 813 228000 Krishna 3,701 933000 Mahabubn agar Medak Warangal Kurnool 647 167000 164400 Grand Total AUAs 220 236750 578 579920 21,59,341 10226,68,960 12 Aadhaar Authentication initiatives in Andhra Pradesh Rajiv Yuva Kiranalu – Dept is in process of integrating Aadhaar Authentication to conduct daily attendance monitoring of trainees of RYK Program. Issues observed in existing project include • Enrolment of Fake Candidates by Training Center • Recording of Fake Biometrics by Training Center • Training Center registers candidates with Ration Card, for which there is no de-duplication. • Device level manipulation by Training Center • 90% of Training Centers are not claiming 3rd installment It is proposed that Aadhaar Authentication can be integrated into existing Business Flow to conduct attendance monitoring of students. Pilot is launched in 4 training centers of East Godavari District Authentication – Best Practices • BFD and Two Finger Authentications- Improves the success rate for authentication. This needs to be planned at device UI level and proper operator training needs to be ensured. BFD is must do before any authentication attempt • Mechanism for Aadhaar Seeding verification - Authentication could be rejected because of Aadhaar seeding issues. It is highly recommended to have a mechanism to verify/correct Aadhaar in database when resident comes for availing service for the first time. • Operator training and Audits - There should be regular audit and training of operators to ensure that they improve constantly • Appropriate Error Code handling at all levels -Clear and actionable messages should be configured at client level • Fraud Monitoring and Analysis - Fraud monitoring mechanism required to ensure there is no misuse of exception handling mechanisms • Issue reporting, tracking and resolution THANK YOU