
At any point of time Accounts in Head Post Office(HO),
Sub Post Office and Branch Post Office were not in Sync in the existing system.

FTO is updated in customers account at HO and the data travels to the SO manually.

There is a time lag of 7-15 days for information to be reflected in all three offices (HO-SO-BO).

Non reflection of Transactions at all the three Offices in real time.

Large number of MANREGA and NSAP beneficiaries are having accounts only in post offices.


Each BO/SO will be provided with Terminals
(Capable of capturing finger print and other information including Aadhaar)

HO would get their computers connected to a central Server being maintained by JAPIT exclusively for this.

Terminals connected to AEPS would enable them to work as Banking Correspondence to India Post.

Mobile number can be used in place of Aadhaar for conducting transactions in conjunction with OTP for authentication.


All transactions(Deposit/Withdrawal/Transfer) will be Aadhaar/Mobile Based.

Aadhaar/Mobile to Account Conversion and
Authentication of the customer will be achieved in the aforesaid server.

Aadhaar/Mobile need to be seeded in the
JAPIT Server as well as HPO

Payment of MNREGA, NSAP, and other benefits by using Aadhaar Based Authentication and Open
Source Softwares
Android, POS and Desktop based devices
Already Successfully implemented in Lali, Tetri,
Chipra, Garu, Kumharia Panchayats of Ranchi
District
AEPS is Being rolled out in both SO and
BO Post offices in The entire State

Aadhaar /
Mobile
Seeding
Beneficiary
Auth
Deposit
Peer to Peer
Transfer
India Post
AEPS
Withdrawal
Operator
Auth
Balance
Enquiry

Challenges







Commission Calculation for India Post
Monitoring of Active/Inactive Devices.
HO/SO/BO - District/Block/Panchayat performance Monitoring, in terms of transaction count and amount
Device Wise Transactions
Real time Transaction Count Ticker at
Homepage
Transactions Filterable by Mobile or Aadhaar
Transactions


Timely generation of FTO.

Seeding of Beneficiary's Aadhaar to his/her
Postal Accounts/Scheme Database.

Seeding of Beneficiary's Mobile No. to his/her
Postal Accounts/Scheme Database.