Al Zahra College for Women
Department of
Managerial and Financial
Sciences
Major: Financial and banking sciences
COURSE SYLLABUS
Course File Copy
This Course Syllabus is to be kept in the course file for this course. All changes, update and/or modifications
should be reflected on the form, and should be kept in the Course Quality Assurance Form.
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I.
Course Information
1.
2.
3.
4.
5.
Course Title
Course Code
Credit Hours
Prerequisite
Co-requisite
:
:
:
:
:
Financial management 2
24304
3
Financial Management 1
None
2. Course Policies
Should be explained to students at the first meeting:
1.
Class Attendance:
a. Students must attend all classes of this course.
b. Any student with absence of 15% of the classes of any course, will be illegible
to sit for the final exam and will be given the university zero (35%) in this
course.
c. In the case (b) above, if a student submits an official sick report
authenticated by university clinic or an accepted excuse by the Dean of
his/her faculty, the student will be considered as withdrawn from the course,
and a "W" will be shown in the transcript for this course.
2.
Tardy: Students are not allowed to come late to classes. Any student coming late
will not be allowed to attend the class and he/she will be marked absent.
3.
Exams:
 Failure in attending a course exam other than the final exam, will result in
zero mark unless the student provides an official acceptable excuse to the
instructor who approves a make up exam.
 Failure in attending the final exam will result in zero mark unless the student
presents an official acceptable excuse to the Dean of his/her faculty who
approves an incomplete exam, normally scheduled to be conducted during the
first two weeks of the successive semester.
4.
Assignments & Projects: Assignments and projects should be submitted to the
instructor on the due date. Zero mark will be given for late submissions unless
the student has an acceptable excuse approved by the instructor of the course.
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5.
Exam Attendance/Punctuality:
 A student who is late more than 10 minutes will not be permitted to sit the
exam (first, second or mid exams).
 A student who is late more than 30 minutes will not be permitted to sit to
final exam, and no student will be permitted to leave the exam center before
the elapse of 30 minutes.
6.
Cheating: Cheating is an attempt to gain marks dishonestly and includes; but not
limited to:
 Copying from another student’s work.
 Using materials not authorized by the institute.
 Collaborating with another student during a test, without permission.
 Knowingly using, buying, selling, or stealing the contents of a test.
 Plagiarism which means presenting another person’s work or ideas as one’s
own, without attribution.
 Using any media (including mobiles) during the exam.
7.
Penalty for Cheating: The minimum penalty for cheating is an automatic Zero for
the test or assignment leading to a possible “F” for the course. The exam
invigilator will produce a report on the case to the examination committee
chairman. The report will be kept in the student file. The student may remain
seated in the exam center, but in case that causes a disturbance to other
students, the student will be expelled out of the exam center if approved by the
examination committee chairman. A second offense will result in the immediate
suspension of the student for the remainder of the current semester. A copy of
the decision will be kept in the student file.
8.
Mobiles: Mobile phones should be kept turned off or silent while in class. Usage of
mobile phones is not allowed in classes in any form (talking and/or texting).
3. Grading system
Mark Range
Grade
85 - 100
Excellent
Very Good
78 -  85
Good
68 -  78
Acceptable
60 -  68
Weak
50 -  60
Less than 50
Fail
Passing Grade: A grade of (50) is the minimum passing grade for the course.
Grades of less than (50) are not acceptable for credit towards graduation in the course.
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4. Resources
Required Text(s):
1. Rose, P., & Hudgins, S. (2012). Bank Management & Financial Services . 8th Edition. New
York: McGraw-Hill/Irvin
Supplemental(s):
1. Singh, K., & Dutta, V.K. (2017). Commercial Banks Management. India: McGraw Hill
Education (India) Private Limited.
2. Padmalatha, S., & Justin, P. (2017). Management of Banking and Financial Services . 4th
Edition. India: Pearson India Education Services Pvt. Ltd.
3. Hempel, G., & Simonson, D. (2008). Bank Management: Text & Cases. 5th Edition. New
Jersey: Wiley
4. Viney, C. (2009). McGrath's Financial Institutions, Instruments and markets . 6th
Edition, UK: McGraw-Hill.
5. Course Description And Purpose
1. Commercial Banks Management – 3 Credits.
2. Course Description: The course aims to introduce students to the banks and their
services; organization and structure of banks; financial statements of a bank;
measuring and evaluation of bank performance; asset and liability management and
hedging against interest rate risk, and the management of the bank’s investment
function and liquidity position.
3. Purpose: The purpose of this course is to provide students with the knowledge of the
latest issues in management also the skills in dealing with these issues.
6. Course Outcomes
At the close of the semester, all students will be able to:
1. Describe the functions of commercial and thrift banking institutions as well as other
financial service providers such as investment banking firms, security brokers and
dealers, insurance companies and other non-depository organizations.
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2. Understand the role of financial knowledge in bank management.
3. Explain the evolution of banking, the organizational structure of banks, and how
banking and other financially related legislation and regulation have impacted the
operation of today’s financial companies.
4. Analyze and compare performance, make investment decisions, and provide a
rationale for your decision.
5. Utilize various financial techniques to measure a bank’s financial performance and
condition.
6. Develop their skills in understanding and developing banking services, analytical
thinking in performance evaluation of banks and using asset and liability management
as a tool to maximize profit and hedge against interest rate risks.
7.
METHODS OF TEACHING
The methods of instruction may include, but are no limited to :
1. Lectures
2. Case Study
3. Profiling/Portfolio
4. Experiential Learning (Educational Field Trip)
5. Discussion and problem solving
6. Individual assignments
8.
COURSE LEARNING ASSESSMENT/EVALUATION
The following methods of learning assessment will be used in this course:
Assessment
Weight
Description
- Multiple choice questions
- True/False
- Enumeration
a
2 Tests
70%
- Essay Questions
- Problem solving
- PowerPoint Presentation
- Case
Study
or
Presentation
Student
- Homeworks
b
30%
Coursework
- Quizzes
- Attendance
- Participation
Total
100%
Note: The details for the above methods of assessment are presented below:
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(a) Tests
Test
Midterm
Final
Total
Weight %
30%
40%
70%
CLO
1,2,3
1-6
1-6
Weight
Focus & scope
Due Date
Week 8
Week 16
(b) Participation
Method
-
Student
Coursework
30%
Total
30%
-
Due Date
Student contribution and
cooperation
Attendance
Course portfolio
All Weeks
All CLO's will be addressed in the students' participation, depending on the class and topic under
consideration
9. COURSE SCHEDULE /CALENDAR
The Course is divided into a number of units, with each unit having several objectives,
as follows:
Week
TOPICS & CHAPTERS
Reference
CLO
Week 1, 2





Chapter 1: Overview of the Changing
Financial Service Sector
Course introduction/presentation
of course objectives
Definitions of Banks and the
Financial Service Institutions
Powerful Forces Reshaping the
Industry
Discussion-The Financial System
Rose, P., &
Hudgins,
S.
(2012). Chapter
1, pp. 1-70
1
PowerPointHandouts

 Key Trends Affecting Financial
Industries
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Week 3
Chapter 2: The Impact of Government
Policies on Financial Services Industry
 Reasons for Banks & Non-Banks
Regulations
 Banks & Non-Banks Regulations
 Central Banking System
 Key Trends Affecting All Financial
Firms
Week 4 Chapter 3 : The Organization & Structure of
Banking and the Financial Services Industry
and 5
Week 6
and 7
 Organization & Structure of
Commercial Banking Industry
 Interstate Banking and the RiegleNeal Act
 The Financial Holding Company
 Merger and Acquisition
 Economies of Scale and Scope
Chapter 4: Establishing New Banks,
Branches, ATMs, Telephone Services &
Websites
 Chartering New Financial Services
Institutions
 Performance of New Banks
 Establishing Full & In-Store
Branching
 ATMs and Telephone Centers
 Internet & Online Banking
Week 8
QACCM1, Nov 3, 2019, v3
Midterm Examination
Rose, P., &
Hudgins,
S.
(2012). Chapter
2, 71-110
1,2
PowerPoint Handouts
2,3
Rose, P., &
Hudgins,
S.
(2012). Chapter
3, pp. 111-156
PowerPoint
Handouts
2,3
Rose, P., &
Hudgins,
S.
(2012). Chapter
4, pp. 157-188
PowerPoint
Handouts
1-3
Page 7 of 9
Week Chapter 5: The Financial Statements of
Banks and Their Principal Competitors
9,10
Week
11 & 12
 An Overview of the Balance
Sheets and Income
Statements of Banks and
Other Financial Firms
 The Balance Sheet or Report
of Condition
 Asset Items
 Liability Items
 Components of the Income
Statement: Revenues and
Expenses
Chapter 6: Measuring and Evaluating
the Performance of Banks and Their
Principal Competitors
 Stock Values and Profitability
Ratios
 Measuring Credit, Liquidity,
and Other Risks
 Measuring Operating
Efficiency
 Performance of Competing
Financial Firms
 Size and Location Effects
Week 13
Chapter 7: Risk Management for
Changing Interest Rates: AssetLiability Management and Duration
Techniques
 Asset, Liability, and Funds
Management
 Market Rates and InterestRate Risk
 The Goals of Interest-Rate
Hedging
 Interest-Sensitive Gap
Management
QACCM1, Nov 3, 2019, v3
Rose, P., & Hudgins,
S. (2012). Chapter 5,
pp. 189-245.
4,5
PowerPoint
Handouts
4,6
Rose, P., & Hudgins,
S. (2012). Chapter 6,
pp. 246-280.
PowerPoint
Handouts
Rose, P., & Hudgins,
S. (2012). Chapter 7,
pp. 281-312.
6
PowerPoint
Handouts
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Week 14
Chapter 8: The Investment Function in
Financial-Services Management
4-6
Rose, P., & Hudgins,
S. (2012). Chapter 8
 Nature and Functions of
Investments
PowerPoint
 Investment Securities
Handouts
Available: Advantages and
Disadvantages
 Measuring Expected Returns
 Taxes, Credit, and InterestRate Risks
 Liquidity, Prepayment, and
Other Risks
 Investment Maturity
Strategies
 Maturity Management Tools
Review For Examination
Week 15
Week 16
1-6
Final Exam
CLO
1
1
2
3
4
5
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Tests
2
FINAL
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 


1





Assignments
2
3
4
1-6
5
Quizzes *
1
2
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