Why you Should Buy a
Personal Accident
Insurance Cover?
No one wants to get into an accident, but it is an unfortunate reality for
many people. While planning does not help here; you can make sure that
you are prepared if you ever happened to get involved in an accident.
When a fall incident or a car wreck happens that is where you will be glad
you have a personal accidental insurance policy. The chances of
accidents are more since the number of vehicles is increasing. It is better
to be safe and secure!
Some of the reasons why you need to invest in a
personal accident insurance cover are:
Permanent Partial Disability
Accidents can result in nerve damage, loss of vision, etc. In such cases, the bodily
injury that results in total. Impairment of sensory organs or body parts. Etc is also
covered under this policy. If the insurer losses one limb or an eye, he can file a
claim for accidental insurance and the policy will compensate for this.
Cost-Effective
The premium of this policy is very affordable and low. For instance, a 40year-old buying an independent accident policy of Rs. 15 lakhs, which
also disabilities, will have to pay a premium of less than a specific amount
per year, depending on the plan you choose.
Accidental Death Benefit
This is the main benefit of having this policy. This offers compensation up
to a hundred perfect insured in case of an accident. This is the basic
protection of this policy and it’s can help you move ahead in life. The
class I nominee are legal heir — son, mother, daughter, and spouse of
the insurer.
Additional Benefit
OPD for fractures, accidental medical expenses in the insurance policy is
also covered. This policy has lifelong renewability. Extensions like
accidental emergency hospitalization, ambulance coverage, etc make this
insurance an excellent mitigation solution for financial risk.
Family Security
Accidental insurance helps family members by offering protection to
make sure complete financial security against accidental risks. This policy
also offers support for loss of income if the insurer is disabled in an
accident and his/her employability is affected. It also protects your family
from the impact of hospital costs.
Easy Claim Settlement
This is also very easy and hassle-free. You need to just intimate the
company about the claim and details of such event, time, date, contact
details, policy number, etc.
Check for the exclusions when you opt for personal accident insurance
coverage. Contact NGI for more details.
Source
Contact Us
National General Insurance Co. PJSC (NGI)
Address: PO Box 154,
Levels Ground, 3, 5, 6, NGI House,
Port Saeed Street, Deira Dubai
Dubai – United Arab Emirates
Phone: + 971 4 211 5800
Website: https://ngi.ae/