Family Carer: THE ESSENTIAL GUIDEBOOK 2015 Senior Citizen: THE ESSENTIAL GUIDEBOOK 2015 [ ashville media group ] 19/01/2015 16:17 Senior Citizens Cover 2015_With Spine.indd 1 2015 www.seai.ie/warmerhomes Do you know someone who’s struggling to heat their home? The Better Energy Warmer Homes Scheme, administered by the Sustainable Energy Authority of Ireland, funds energy efficiency improvements in the homes of the elderly and vulnerable. This makes their homes more comfortable, healthier to live in and more cost effective to run. This service is provided at no cost to eligible households. To find out more visit www.seai.ie/warmerhomes or call 1800 250 204 The Sustainable Energy Authority of Ireland (SEAI) is partly financed by Ireland’s EU Structural Funds Programme cofunded by the Irish Government and the European Union. Untitled-4 1 14/01/2015 16:48 1 3 Forewords 19 Useful Contacts 27 Older People’s Organisations 47 Allowances & Entitlements 63 Nutrition 69 Fitness & Wellbeing 79 Technology 85 Minding Your Health 101 Safe at Home 111 Legal Information 117 Think Ahead Editors (Home Instead Senior Care): Maura McBride, Deirdre Donaghy Staff Editor (Ashville Media Group): Ruraidh Conlon O’Reilly Design: Jane Matthews, Jennifer Reid Advert Design: Colm McDermott, Jennifer Reid Production: Claire Kiernan Senior Citizen 2015_Contents.indd 1 Managing Editor: Mary Connaughton Sales Director: Paul Clemenson Published by: Ashville Media Group, Old Stone Building, Blackhall Green, Dublin 7. Tel: +353 1 432 2200, Fax: +353 1 676 7100, Email: info@ashville.com, Web: www.ashville.com. C Contents In association with: Home Instead Senior Care, Q House, Furze Rd, Sandyford Industrial Estate, Dublin 18. Tel: 1890 930 013, Web: www.homeinstead.ie. Opinions or comments are not necessarily those of Ashville Media Group or Home Instead Senior Care unless otherwise stated. While every effort has been made to verify the contents of this guide, no responsibility can be taken for errors or omissions. 19/01/2015 16:39 Feel inspi red Get in volve d At Age & Opportunity, we believe that you have the right to reach your full potential as you age. That’s why we organise the annual Bealtaine arts festival, Go for Life - the national sport and physical activity programme, lifelong learning courses like Ageing with Confidence, Taking Stock and The Community Effect, and plenty more besides. It is also why we run high-quality training which leads to QQI Certification, along with workshops for those working with older people. We provide: + Opportunities to engage in arts and cultural activities + Opportunities for sport and physical activity + Opportunities to learn and be involved as active citizens Age & Opportunity T: 01 805 7709 E: info@ageandopportunity.ie www.ageandopportunity.ie 233932_1c_Age&Opp_CMD_SCIT.indd 1 14/01/2015 16:49 Foreword Foreword: Ed Murphy G rowing old is not easy and over the last ten years since we opened Home Instead Senior Care in Ireland we have uncovered a number of real struggles families face. Many families are slow to discuss ageing issues such as the need for professional care or home repairs that will keep the home safe. Many people do not plan for their senior years and more often than not our phone rings for help when there is an emergency. Very rarely do adult children and their older parents plan and make the necessary adjustments needed to enjoy their senior years. Adult children are worried about their parents and keeping them safe at home. They feel like they should be able to provide for their parent’s needs without professional assistance. On the other hand, older parents aren’t always receptive to what their adult children have to say and can be resistant to care options outside of the family, despite the fact they want to stay at home. With this insight, we developed our mission statement: ‘To enhance the lives of older people, enabling them to live happy, healthy and independent lives in their homes for longer than otherwise possible.’ While this mission sounds simple, making this a reality is quite difficult. Most people do not think about life during their seniors years until they are in a situation where their independence is eroding and they rely on the help of others such as when they suffer a slip or fall, or develop cognitive difficulties. The popular quote, “Do not regret growing old. It is a privilege denied to many”, comes to mind. While ageing presents many issues, it also presents an opportunity to continue to live a happy, healthy and independent life, that is, if we take the time to plan ahead for this important stage in our life. As Ireland’s largest and most trusted home care provider, we have a vested interest in helping families age successfully, SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Foreword_NEW.indd 3 3 19/01/2015 15:23 Foreword which is why we have produced this important guidebook. It is our intention that the Senior Citizen and Family Carer Guidebook helps families navigate the ageing terrain in Ireland and think about what it means to age successfully. The guidebook has been in production for six years and this year we have opted for a new format – less text and more clear, relevant information. We have also included advice and real life stories and examples from those we have seen age successfully – these are the people who have prepared for their senior years or who have cared for ageing loved ones and took steps to safeguard their health, safety, social and family needs. While reading this guidebook, we encourage you to think about your individual wants and needs and the steps that must be taken to help you age successfully. You may want to ask yourself questions such as: Are there resources in place to provide for professional care? Have you appointed a trusted love one as Power of Attorney? Would you be happy living in a residential care setting? By arming people with valuable information and encouraging a focus on successful ageing, we at Home Instead Senior Care hope to play a part in changing the face of ageing in Ireland and see more people enjoying a happy, healthy and independent life at home for longer than otherwise possible. Please do not hesitate to contact your local Home Instead Senior Care to help guide you down the road of successful ageing and for further senior care information and advice. Ed Murphy, CEO, Home Instead Senior Care 4 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Foreword_NEW.indd 4 20/01/2015 11:08 Olympus Body Tec is not a gym It is a Concept, an Environment, an Experience IN OUR MICRO STUDIO WE OFFER YOU A UNIQUE AND PERSONAL SERVICE WITH OUR THREE-WAY INTERGRATED APPROACH TO FITNESS, HEALTH & WELL BEING. DISCOVER THE BENEFITS FOR YOURSELF! BODY: IT IS NEVER TOO LATE TO DEVELOP A HEALTHY, TONED AND STRONG BODY • Revolutionary wearable technology for body toning, strengthening • EMS (electro muscular stimulation) low frequency pulses to target deep muscle fibres • Super time-efficient 20 minute workout weekly • Strengthens core stability & spinal column • No stress or pressure on joints • Safe, reliable, effective - backed up by scientific research • Improved muscle tone and endurance in weeks • Injury rehab and pain relief programmes • Personal Trainers service MIND: WE BELIEVE THAT KNOWLEDGE EMPOWERS AND KNOWLEDGE SHOULD BE FREE • Free weekly workshops in Health & Nutrition for all our customers • Topics include Nutrition, hydration, weight management, lifestyle • We provide the knowledge you need to make healthy nutritional choices • Personal assessments for customers to combine optimum nutrition with our unique bodytec equipment SPIRIT: WE BELIEVE THAT TIME OUT IS A NECESSITY NOT A LUXURY • Free weekly workshops in Meditation and Deep Relaxation • The space to experience the timeless benefits of stillness • Completes our 3 way approach to Fitness, Health & Well-bring; Body, Mind Spirit SUITE 2, JASMINE HOUSE, TOP OF MAIN STREET, CELBRIDGE (REAR OF BUILDING) TEL: 086 173 1463 EMAIL: HELLO@OLYMPUSBODYTEC.COM WEBSITE: WWW.OLYMPUSBODYTEC.COM 233630_1C_OLYMPUS_JR_SC.indd 1 11/11/2014 16:24 STOP LIVING OUT OF A GLASS! Are you struggling with your dentures? Do you always need denture adhesive? Do you find it difficult to chew certain foods? DENTAL IMPLANTS CAN HELP: Dental implants can give you the confidence to eat and laugh with the knowledge that your teeth are secure. New treatment options make it possible for you to have implants even if you have been wearing dentures for many years. Eyre Square Dental are the leading providers of this treatment in the west of Ireland. Together, Dr. Fleetwood and Dr. Woods have been offering this treatment for over twenty years. To book your consultation call 091 39 64 64 1ST FLOOR, 1 PROSPECT HILL, EYRE SQUARE, GALWAY 232835_1C_EyreSqDental_CMD_SCIT.indd 1 14/01/2015 16:52 Foreword Foreword: Minister Kathleen Lynch H ome Instead Senior Care is to be congratulated for again putting together a very useful resource for older people, for their families, and for others who support them. It brings together information on a range of issues that are relevant to older people, and its focus is practical and relevant. We hear a great deal about demographic time bombs and the challenge of an ageing population. Let us always remember, however, that the fact that more and more people are living into old age is one of the great achievements of our age, and should above all be celebrated. All sorts of challenges arise as societies develop and change, and having more older people is no different, but it also brings huge opportunity which we must grasp. As more people stay healthier for longer, we will have to change our attitude to ageing. Many older people may want to stay at work for longer than was the case in the past, and flexible arrangements to allow a more gradual and incremental winding down from full-time working could benefit older people but also the employers who would retain their integrity, experience, and knowledge for longer. Those who have left full-time work behind them also continue to contribute to their own families, and to wider society, in a great many ways. Many children are looked after by grandparents while their parents are at work, voluntary bodies have the benefit of often very accomplished and capable retired people, vulnerable neighbours are befriended and helped. When older people find themselves in need of support, it is of course vital that this be available, and the challenge for us all is to develop supports systems that are flexible enough to meet needs as they arise, but that also preserve independence, capacity and dignity. As Minister with responsibility for Older People, I am working on a number of fronts to review what SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Foreword_NEW.indd 7 7 19/01/2015 15:23 Foreword we do now, and to devise ways to do it better in the future so that older people are recognised and supported to live as well as possible for as long as possible, and as much as possible according to their own preferences. At the end of the day, we should remember that older people are not separate or different from others. All older people were once young, and all younger people will hope to get old one day. I would like to congratulate everyone associated with this publication for their hard work. I know that it will prove a helpful resource for many. Kathleen Lynch TD, Minister of State, Department of Health with responsibility for Disability, Older People, Mental Health and Primary Care 8 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Foreword_NEW.indd 8 19/01/2015 15:24 Making your life easier with our prescription services ■ GP Prescription Collection Service ■ Delivery Service ■ Easy Med Tablet Organiser ■ Emergency Dispensing Assistance ■ Medication Usage Review ■ Out of Hours Pharmacist Dedicated Phone Number ■ Palliative Care Programme ■ Smartphone App ■ 24 Hour Blood Pressure Monitoring SHOP ONLINE Click & Collect MOBILE APP www.mccabespharmacy.com 234603_1C_McCabes_CMD_SCIT.indd 1 Our locations: • The Blanchardstown Centre • Glasnevin Avenue • Ballymun • Pavilions, Swords • Ridgewood, Swords • Rathbeale, Swords • Malahide S.C. • Clarehall S.C. • The Diamond, Malahide Village • Yellow Walls, Malahide • Dundrum S.C. • Citywest S.C. • Griffeen, Lucan • Kimmage • Sandyford Hall • Adelphi Court, Dundalk • Lis Na Dara, Carrick Road, Dundalk • The Crescent S.C, Limerick • Paddy McCauley’s Pharmacy, Gorey • Sherwood’s Pharmacy, Wexford Town 14/01/2015 16:53 233626_1C_SPRING_JR_SC.indd 1 14/01/2015 16:54 Foreword Welcome: Tadhg Daly N HI recognises the significant importance of Senior Citizen: The Essential Guidebook and is delighted once again to partner and support the publication. This guidebook plays a very important role in supporting and empowering older people when they are faced with important decisions. Living longer is something to be celebrated and presents new challenges for our society. This book poses the pertinent questions and provides the vital and appropriate information and advice for older persons. NHI represents over 400 private and voluntary nursing homes that provide dedicated care and a ‘home from home’ in communities across Ireland. Moving to a nursing home opens up a new chapter in people’s lives. The advice regarding nursing home care provided by NHI within this publication is aimed at providing comfort, reassurance and important information regarding the dedicated care provided throughout the nursing home sector. Nursing home care is focused around the residents’ health and social care requirements. Our members play a critical role in healthcare delivery in communities throughout Ireland. Over 22,000 people are being provided with specialist care that is focused on enabling older persons live fulfilling, enhanced and independent lives within these homes. NHI reiterates that it is imperative a Government-led forum on long-term residential care is established to ensure we plan appropriately for our ageing population’s long-term residential care requirements. We trust the information and advice we have provided will prove of help and benefit to readers of this publication. Tadhg Daly CEO, Nursing Homes Ireland SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Foreword_NEW.indd 11 11 19/01/2015 15:24 SENIOR HELP LINE LO CALL 1850 440 444 When listening is helping Do you need to share a worry? Or would you just like to talk? Senior Help Line Ireland’s only national confidential listening Fáilte service for older people Provided by trained older volunteers Open every day and every evening 365 days of the year Isteach Valuing older people, empowering communities, enriching lives Valuing older people empowering communities enriching lives LoCall 1850 440 444 We are here to listen Valuing older people, empowering communities Valuing older people empowering communities 233920_1C_Third Age_CMD_SC.indd 1 14/01/2015 16:56 Foreword Foreword: Karen Smyth S enior Citizen: The Essential Guidebook is an invaluable resource for everyone and we are delighted to contribute to it once again this year. By providing useful, accurate information, it helps you to make choices and decisions about your life and what is best for you. In that way, the guidebook complements Age & Opportunity’s message: that we all deserve to be the decision-makers in our own lives and we can all make a difference to the lives of those around us. As the country’s over-50 population increases, older people are playing an even greater role in the life of your community. At Age & Opportunity, we keep working to inspire and empower you to live a healthy and fulfilling life so that you can keep up that contribution as you age. Senior Citizen: The Essential Guidebook gives you up-todate information on entitlements, on legal issues, on how to keep healthy and active, on care and support choices and so much more. Knowing what’s available and being able to act upon that knowledge are at the heart of maintaining, or even improving, your quality of life. Through our Go for Life programme, we are reaching over 40,000 people, getting more people active and engaged, keeping joints flexible and bones healthy, and encouraging people to take the lead in getting their local group moving or getting sporting clubs to run activities for older members. Through our Get Engaged programme, we are working with different counties to help older people to make a difference on local issues, to have a say and to work together to make their county a better place for all ages. Through Bealtaine, we are helping local organisers to bring over 3,000 arts events, classes and opportunities to their area. Nearly 120,000 people took part in Bealtaine last year, enjoying the many benefits that arts and creativity have to offer SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Foreword_NEW.indd 13 13 19/01/2015 15:24 Foreword in terms of physical and mental wellbeing. At Age & Opportunity we believe that everyone, at any age, should have the right and the opportunity to realise their full potential. This is especially true as we get older and we have to battle with worn-out expectations from others about what we can and can’t do. Also, by working with staff in care settings and people who deliver care services, we are trying to make sure that these opportunities continue to be for everyone. As you age, we want you to live a healthy and fulfilling life, and as Ireland grows older we aim to make that a reality for everyone. Come on and join in. Karen Smyth CEO, Age & Opportunity 14 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Foreword_NEW.indd 14 19/01/2015 15:24 Free eye test and 25% off for over-60s Proud sponsor of GAA Hawk-Eye Need an eye test? Visit specsavers.ie or check the Golden Pages for your nearest store Applies to one pair of glasses, from €89 range or above. Includes all frames, lenses and Extra Options. Excludes reglazes, safety eyewear, contact lens products and non-prescription sunglasses. Cannot be used with other offers. Discount not transferable in whole or part for cash. Free eye test: excludes customers already entitled to a free PRSI or Medical Card eye test funded by the Department of Social Protection or HSE. SKUs 25664249, 25664294. ©2014 Specsavers. All rights reserved. 66510T IRNAT60D 210x148.indd 1 17/12/2014 15:53 234521_1C_OMD_JR_SC.indd 1 14/01/2015 16:56 Commercial Profile KBC Current Account Plus for Over 60s Call 1800 51 52 53 or visit www.kbc.ie for more information. KBC Bank Ireland recently launched a new Current Account offering for people over 60 years of age. Upon turning 60, you can avail of free day to day banking, saving you money now and into the future with the new KBC Current Account Plus. Customers can uniquely avail of FREE account maintenance fees, FREE ATM transactions and FREE cheque lodgement processing. In addition, KBC Current Account Plus customers will also enjoy the same great benefits as other current account customers including FREE debit card purchases in store, FREE cashback, FREE standing orders, FREE direct debits and FREE online banking. What’s more, KBC Current Account Plus customers can also apply for a competitive overdraft facility and access exclusive online savings accounts. Customers often assume that changing current accounts is a complicated process, however KBC’s experienced Switching team will be on hand to assist you through this process and help you transfer your balance and payments to your new account. Alongside the Current Account Plus, KBC offers a growing range of banking products and services from savings and investments to insurance and credit cards. With hubs in Dublin, Cork, Limerick, Galway and Kildare and extended opening hours on Thursday evenings and Saturdays, there has never been a better time to get in touch and find out how KBC can be the Bank for You. 16 | SENIOR CITIZEN GUIDEBOOK 2015 xxxxxxCP_KBC_CMD_SC.indd 16 19/01/2015 10:16 my kind of current account has free everyday banking for customers aged 60+* Open a KBC Current Account Plus and you’ll get all the benefits of our award winning KBC Current Account: • FREE Standing Orders and Direct Debits. • FREE Debit Card purchases in-store and Cashback**. Plus as an added extra you get: • FREE Account Maintenance Fee. • FREE ATM Transactions. • FREE Cheque Lodgements. *Other fees and charges apply. See our Fees and Charges Booklet for more information. **Cashback is at the retailer’s discretion and a purchase is required. A minimum amount may be necessary. To Apply for My Kind of Current Account Plus Call 1800 51 52 53, Click kbc.ie or Drop into any of our KBC Hubs. TCPA stands for The Card And Payment Awards. A Current Account Plus is available to Customers aged 60 years of age or over. The benefits of this account are automatically available to existing current account customers aged 60 years of age or over. The holder of a Current Account Plus will benefit from no account maintenance and/or ATM & cheque lodgement processing fees being charged to the account. Other fees and charges may apply in accordance with our Fees and Charges booklet. Two people may hold a Current Account Plus so long as the primary account holder is 60 years of age or over. If the primary account holder ceases to be the primary account holder and the surviving account holder is under 60 years of age the benefits will no longer be available and your account will be liable for all fees & charges applicable to the KBC Current Account as set out in our Fees and Charges booklet. We reserve the right to amend, modify, cancel, withdraw or change the benefits applicable to the Current Account Plus at any time. Any such changes will be notified to you. In addition to these terms and conditions for the Current Account Plus, KBC’s standard terms and conditions for Current Accounts also apply. KBC Bank Ireland plc is regulated by the Central Bank of Ireland. 234690_1C_KBC_JR_SC.indd 1 KK1260 KBC 60s+ Current Account A5.indd 1 15/01/2015 12:12 15/01/2015 10:19 The Hot Tub Shop is an Irish based company that specialises in supplying and fitting Canadian built Coast Spas / Hot Tubs for health and family enjoyment. If you are seeking the very best in hydrotherapy, entertainment and relaxation then we have a Spa for you. We have entry level models to top end luxury Spas to suit your budget. Servicing and advanced chemical solutions available for all brands of Tubs. THE WORLD’S ONLY INFINITY EDGE HOT TUBS Keeping Your Hot Tub In Tip Top Condition Relaxing after a long day in your hot tub is one of the greatest feelings in the world. Don’t risk not being able to indulge in this experience by not keeping your hot tub regularly maintained.The Hot Tub Shop are the best in the business. Our knowledge and expertise is unparalleled, as is our reputation for keeping your hot tub in tip top condition. We offer: • Hot Tub Repairs • Hot Tub Servicing – annually & seasonally • Relocation & Installation • Emergency Repairs Starting from €4995 2 year free water allowance off all new COAST SPAS tubs ordered in 2015. Call for details. Robert Murray • Telephone: 01-556795 • www.thehottubshop.ie Mobile: 086-3808080 • Email: thehottubshop@gmail.com 234597_1C_HotTub_CMD_SC.indd 1 20/01/2015 09:51 Useful Contacts Useful Contacts A Active Retirement Ireland Tel: 01 873 3836 Web: www.activeirl.ie Age Action Tel: 01 475 6989 Web: www.ageaction.ie Age and Opportunity Tel: 01 805 7709 Web: www.ageandopportunity.ie Age NI Tel: 00 44 28 90 24 57 29 Web: www.ageuk.org.uk/ northern-ireland/ Alone Tel: 01 679 1032 Web: www.alone.ie Alzheimer Society of Ireland (Head Office) Tel: 01 207 3800 National Helpline: 1800 341 341 Web: www.alzheimer.ie Arthritis Ireland LoCall: 1890 252 846 Web: www.arthritisireland.ie Aware Head Office Tel: 01 661 7211 National Helpline: 1890 303 302 Web: www.aware.ie B Bethany Bereavement Support Group (no charge for service) Tel: 087 990 5299 Web: www.bethany.ie Please visit website for details of support groups in your area C Citizens Information Services Tel: 0761 07 4000 Web: www.citizensinformation.ie Competition & Consumer Protection Commission Tel: 1890 43 24 32 Web: www.consumerhelp.ie Concern Worldwide Tel: 01 417 7700 Web: www.concern.net SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Useful Contacts_NEW.indd 19 19 19/01/2015 11:37 Useful Contacts Console National Helpline: 1800 201 890 Web: www.console.ie Crime Victims Helpline Freephone: 116 006 Web: www.crimevictimshelpline.ie D Deaf Hear Tel: 01 8175700 Minicom: 01 8175777 Web: www.deafhear.ie Dementia Services Information and Development Centre Tel: 01 416 2035 Web: www.dementia.ie Department of Health Tel: 01 635 4000 Web: health.gov.ie Department of Social Inclusion Web: www.socialinclusion.ie Tel: 01 704 3245 Department of Social Protection LoCall: 1890 50 00 00 Web: www.welfare.ie E Energy Action Ltd. Tel: 01 454 5464 Web: www.energyaction.ie Electric Ireland LoCall: 1850 372 372 Emergency/Electricity Interruptions: 1850 372 999 Web: www.electricireland.ie F Financial Regulator LoCall: 1890 777 7777 Web: www.centralbank.ie Friends of the Elderly Tel: 01 873 1855 Web: www.friendsoftheelderly.ie G Gas Networks Ireland (formerly Bord Gáis Networks) 24hr Emergency Ph Line: 1850 20 50 50 Customer Enquiries: 1850 632 632 Web: www.bordgais.ie GROW LoCall: 1890 474 474 Web: www.grow.ie H Health Promotion Unit Web: www.healthpromotion.ie Health Service Executive HSE Info Line: 1850 24 1850 Web: www.hse.ie Health Promotion Departments HSE South: Cork, Kerry 021 492 1641 Wexford 053 235 22 Kilkenny 056 776 1400 Waterford 051 842 911 Carlow 059 914 3630 South Tipperary 052 6177327 HSE West: Galway Limerick City 091 548320 061 483203 20 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Useful Contacts_NEW.indd 20 19/01/2015 11:38 Useful Contacts Limerick County Clare North Tipperary Mayo Sligo Letterkenny Donegal, Leitrim Roscommon 069 61430 065 686 5837 067 42353 094 904 2101 071 913 5061 074 916 8013 072 52000 090 663 7549 HSE Dublin North East Meath, Louth, Cavan, Monaghan 046 907 6400 North County Dublin 01 882 3414 North Dublin City 01 816 0334 Dublin North-East 01 882 3413 HSE Dublin Mid Leinster South Dublin City 01 463 2800 Dublin South East/Wicklow 01 274 4297 Wicklow, Kildare 01 201 4296 Longford 1800 242 505 Laois, Offaly, Westmeath 057 935 7800 Web: www.hse.ie Hearing Loss Ireland Tel: 01 817 5712 Email: ihha@deafhear.ie Web: www.ihha.ie Home Instead Senior Care LoCall: 1890 989 755 Email: info@homeinstead.ie Web: www.homeinstead.ie I Independent Age Tel: 051 399 989 Web: www.independentage.org Irish Association of Pension Funds Tel: 01 661 2427 Web: www.iapf.ie Irish Heart Foundation Tel: 1890 432 787 Web: www.irishheart.ie Irish Hospice Foundation Tel: 01 679 3188 Web: www.hospicefoundation.ie Irish League of Credit Unions Tel: 01 614 6700 Web: www.creditunion.ie Irish Osteoporosis Society Tel: 1890 252 751 Web: www.irishosteoporosis.ie Irish Patients Association Tel: 01 272 2555 Web: www.irishpatients.ie Irish Rural Link Tel: 090 648 2744/648 2745 Web: www.irishrurallink.ie Irish Wheelchair Association Tel: 01 818 6400 Email: info@iwa.ie Web: www.iwa.ie M MABS (Money Advice & Budgeting Service) Helpline: 0761 07 2000 Web: www.mabs.ie SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Useful Contacts_NEW.indd 21 21 19/01/2015 11:38 Useful Contacts Mental Health Ireland Helpline: 01 284 1166 Web: www.mentalhealthireland.ie Pensions Ombudsman Tel: 01 647 1650 Web: www.pensionsombudsman.ie MS Ireland Tel: 1850 23 32 33 Web: www.ms-society.ie S Samaritans Tel: 1850 60 90 90 Web: www.samaritans.org Muintir na Tíre Tel: 062 51163 Email: info@muintir.ie Web: www.muintir.ie My Home from Home Web: www.myhomefromhome.ie N National Adult Literacy Agency Tel: 1800 20 20 65 Web: www.nala.ie National Council for the Blind Locall: 1850 33 43 53 Web: www.ncbi.ie National Immunisation Office Tel: 01 867 6108 Web: www.immunisation.ie Nursing Homes Ireland Tel: 01 429 2570 Web: www.nhi.ie P Parkinsons Association of Ireland Freephone: 1800 359359 Email: info@parkinsons.ie Web: www.parkinsons.ie SeniorCare.ie Web: www.seniorcare.ie Senior Help Line LoCall: 1850 440 444 Web: www.thirdageireland.ie Sonas apc Tel: 01 260 8138 Web: www.sonasapc.ie St. Francis Hospice, Dublin Tel: 01 832 7535 Web: www.sfh.ie St. Vincent De Paul Tel: 01 838 6990 Web: www.svp.ie Sustainable Energy Ireland LoCall: 1850 376 666 Web: www.seai.ie T Third Age Tel: 046 955 7766 Web: www.thirdageireland.ie Pensions Authority LoCall: 1890 656 565 Web: www.pensionsauthority.ie 22 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Useful Contacts_NEW.indd 22 20/01/2015 11:09 Useful Contacts Numbers & Notes SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Useful Contacts_NEW.indd 23 23 20/01/2015 11:11 Commercial Profile Worried about hearing loss? As we get older, we are more likely to develop a hearing loss. In fact, 20 per cent of people aged over 50 years have a significant hearing loss – that’s over a quarter of a million people in Ireland! By 70 years of age, more than half of us have developed a hearing loss. Many of us deny that we are having a problem with our hearing. This is partly because hearing loss often develops gradually over a period of years, so the deterioration may not be noticeable to us. Also, we may be worried about having to wear hearing aids. In fact, it is estimated that only one third of people who need hearing aids actually have them, and on average people wait up to ten years to seek help with their hearing loss! Untreated Hearing Loss Research tells us that people with untreated hearing loss are less healthy and less happy than those who use hearing aids. The message is clear: delaying seeking treatment for hearing loss is not good for our quality of life. Full suite of DeafHear.ie logos up to August 2014. Please contact Joe on 0868574931 if any questions. For most people who develop hearing loss, the best solution is the fitting of hearing aids. Modern digital hearing aids have been shown to have a significant 1: positive effect on people’s quality of life. Benefits include This is the main DeafHear logo happier relationships with partners and friends, less frustration and stress in daily living, more involvement in social activities, and even higher earnings for those in employment. If you or a loved one has problems with hearing, make 2: This is the 50th AnivContact DeafHear logo an appointment to have a hearing assessment with a InclusiveHEARING: professional audiologist as soon as possible. Better still, Freephone: make an appointment with InclusiveHEARING – we 1800 256 257, or only use professionally contact your local qualified audiologists. You DeafHear 3: will get a FREE hearing This is the Inclusive Resource Hearing logo Centre. test, expert advice and Further details at comprehensive support. www.deafhear.ie 4: 24 | SENIOR CITIZEN GUIDEBOOK 2015 This is the SchoolTech logo 234024CP_DeafHear_CMD_SC.indd 24 19/01/2015 16:51 @DeafHear.ie Better hearing for improved quality of life. • Free Hearing Test • Digital Hearing Aids • Fully qualified Audiologists • Complete customer care follow-up programme To book an appointment Freephone 1800 256 257 Email: inclusivehearing@deafhear.ie or drop into your local DeafHear Resource Centre. InclusiveHEARING is a DeafHear not-for-profit service providing modern digital hearing aids. For more information, visit InclusiveHEARING at www.deafhear.ie 234024_1C_DeafHear_JR_SC.indd 1 14/01/2015 17:00 “It’s easy to stand in the crowd... but sometimes you need to stand back” Mícheál Ó Muircheartaigh Are you someone who can stand back from the crowd? Compassionate, competent, committed, creative, courageous. Sage needs volunteers to provide support and advocacy services with and for older people in all care settings. Training, support and supervision will be provided to chosen applicants. For more information and an application form log on to www.sage.thirdageireland.ie/recruitment Nothing about you / without you 4423 Sage Senior Citizen 148.5x210_FA.indd 1 234677_1C_Sage_CMD_SCIT.indd 1 14/01/2015 14/01/2015 15:24 17:03 Older People’s Organisations Older People’s Organisations Active Retirement Ireland Contact: Tel: 01 873 3836 Email: info@activeirl.ie Web: www.activeirl.ie Active Retirement Ireland is a national network of over 500 local active retirement associations, with over 23,000 members. ARI believes that older people have the right to be full and participative members of our society. Age Action Age Action is a charity which promotes positive ageing and better policies and services for older people. Working with and on behalf of older people, Age Action aims to make Ireland the best place in the world in which to grow older. For some older people, the challenges posed by ageing can be too much to tackle on their own. Last year, Age Action helped 31,000 older people. Contact: Tel: 01 475 6989 Email: info@ageaction.ie Web: www.ageaction.ie The services Age Action provide throughout Ireland include: ● An information phone line ● Computer training ● Garda-vetted volunteers to assist you with light DIY ● Advocacy and lobbying government SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Organisations_FINAL.indd 27 27 19/01/2015 11:41 Older People’s Organisations Age & Opportunity Age & Opportunity is the national not-forprofit organisation that promotes opportunities for greater participation by older people in society through partnerships and collaborative programmes. Age & Opportunity works in a developmental way with public and private organisations to deliver practical programmes like the Bealtaine festival, Go for Life sports and activity programme, Ageing with Confidence courses and the anti-ageism AgeWise workshop. ALONE ALONE works with vulnerable older people, providing long-term housing, a befriending service and support in the community. Trained volunteers befriend and support older people in the community and provide them with crucial companionship. Alzheimer Society Of Ireland The Alzheimer Society of Ireland is the leading dementia-specific service provider in Ireland. It is a national voluntary organisation with an extensive national network of branches, regional offices and services, and aims to provide those with all forms of dementia, their families and carers with the necessary support to maximise their quality of life. Contact: Tel: 01 805 7709 Email: info@ageandopportunity.ie Web: www.ageandopportunity.ie Contact: Tel: 01 679 1032 Email: enquiries@alone.ie Web: www.alone.ie Contact: Tel: 01 207 3800 Email: info@alzheimer.ie Web: www.alzheimer.ie My Numbers 28 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Organisations_FINAL.indd 28 19/01/2015 11:41 Over 50% of people who suffer from hearing loss, first notice having to listen to the TV or radio at high levels Hidden Hearing, Ireland’s premier FREE HEARING SCREENINGS FREE EAR WAX REMOVAL FOR THE OVER 60’s Call 1800 370 000 to book without cost or obligation. Quote Ref: SCBF9002 hearing care provider for over 27 years are now offering free hearing screenings or free demonstrations of the latest digital hearing solutions. *Source: B&A Survey February 2014 www.hiddenhearing.ie www.hearingawareness.ie 233353_1C_Hidden Hearing_SC.indd 1 19/01/2015 10:22 Older People’s Organisations Bethany The Bethany bereavement support group is a voluntary parish-based ministry which aims to help the bereaved and grieving. Bethany members are trained to listen with understanding, accept those suffering loss as they are, and support them through the grieving process. CARELOCAL CARELOCAL is a non-profit organisation working to alleviate loneliness and isolation in Dublin’s older community. CARELOCAL volunteers visit an older person in their local area once a week in the older person’s home. Contact: Tel: 087 990 5299 Email: bethanysupport@eircom.net Web: www.bethany.ie Contact: Tel: 01 836 0011 Email: carelocal@crosscare.ie Web: www.carelocal.ie Citizens Information Citizens Information provides information on public services and entitlements in Ireland. Contact: Tel: 0761 07 4000 Mortgage Arrears Information Service: 0761 07 4050 Web: www.citizensinformation.ie Competition and Consumer Protection Commission Formerly the National Consumer Agency (NCA), the new body was formed in 2014. It aims to defend consumer interests and to embed a robust consumer culture in Ireland. Contact: Helpline: 1890 432 432 Web: www.consumerhelp.ie 30 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Organisations_FINAL.indd 30 20/01/2015 11:09 Older People’s Organisations Concern Worldwide Concern Worldwide works with the poorest people in the poorest countries of the world to enable them to transform their lives. Concern seeks out those who most urgently need support and works with them through thick and thin to tackle poverty, hunger and disaster. Console Console is a registered charity supporting people in suicidal crisis and those bereaved by suicide through professional counselling, support and helpline services. Contact: Tel: 01 417 7700 Email: info@concern.net Web: www.concern.net Contact: National helpline: 1800 201 890 Email: info@console.ie Web: www.console.ie Crime Victims Helpline The Crime Victims Helpline is a national helpline which offers support to victims of crime in Ireland. Established in 2005, its aim is to support, inform and empower victims of crime and all those affected by crime. Dementia Services Information And Development Centre The Dementia Services Information and Development Centre (DSIDC) is a national centre for excellence in dementia and is committed to best practice in all aspects of dementia care. They offer three core professional services: education and training, information and consultancy, and research. Contact: National Helpline: 116 006 Email: info@crimevictimshelpline.ie Web: www.crimevictimshelpline.ie Contact: Tel: 01 416 2035 Email: dsidc@stjames.ie Web: www.dementia.ie SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Organisations_FINAL.indd 31 31 19/01/2015 11:42 Older People’s Organisations Department of Health The Department of Health’s statutory role is to support the minister in the formulation and evaluation of policies for the health services. It also has a role in the strategic planning of health services. Contact: Tel: 01 635 4000 Web: health.gov.ie Department of Social Protection Contact: Web: The Department of Social Protection is dedicated to promoting a caring society through ensuring access to income support and other services, enabling active participation, promoting social inclusion and supporting families. www.welfare.ie disABILITY.IE Contact: Web: disABILITY.IE is an online information service for people with disabilities and special needs, as well as their family and friends. It is a specially constructed/ designed website with links to a broad range of information relevant to the needs of the user. Energy Action Ltd Energy Action was established in 1988 with the core objective of alleviating fuel poverty in Dublin by providing insulation in the homes of older people. It is also a training centre for unemployed people and at any given time has around 60 people in training. www.disability.ie Contact: Tel: 01 454 5464 Email: info@energyaction.ie Web: www.energyaction.ie 32 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Organisations_FINAL.indd 32 19/01/2015 11:42 Older People’s Organisations Friends of the Elderly Friends of the Elderly is an Irish charity that works to alleviate loneliness and isolation among older people who live alone or feel alone. It believes in supporting people to remain independent and to live at home for as long as possible. Hearing Loss Ireland Hearing Loss Ireland (formerly the Irish Hard of Hearing Association) is an association for people who acquire a hearing loss. It is a small Irish charitable and voluntary organisation which campaigns for greater awareness about hearing loss and greater access to services and support for people who are hard of hearing. Their main objective is to assist all persons who have hearing loss. Helplink South Helplink South is a non-profit making organisation with charitable status providing socially monitored alarms to the older person, persons with disabilities, or special needs and anyone living alone. Our aim is to restore confidence, independence and peace of mind and encourage people to remain in their own homes and be a member of their own community. Contact: Tel: 01 873 1855 Email: info@friendsoftheelderly.ie Web: www.friendsoftheelderly.ie Contact: Tel: 01 817 5700 Email: ihha@deafhear.ie Web: www.ihha.ie Contact: Tel: 090 644 5080/1 Email: patricia@helplinksouth.com Web: www.helplinksouth.com My Numbers SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Organisations_FINAL.indd 33 33 19/01/2015 11:43 Older People’s Organisations Home Instead Senior Care Home Instead Senior Care is Ireland’s most trusted source of home care for older people, enabling them to maintain their independence to live at home for longer than otherwise possible. From Alzheimer’s and dementia support to respite care and companionship, Home Instead Senior Care’s 21 branches nationwide provide a range of flexible home care services tailored to meet a loved one’s needs. Independent Age Independent Age is a registered charity providing an information and advice service for older people, their families and carers, focusing on social care, welfare benefits and befriending services. This is integrated with local support, including one-to-one and group befriending schemes. Irish Association of Older People The Irish Association of Older People is a membership-based organisation which was set up in 1990 with the support and encouragement of the National Council for the Elderly as a company limited by guarantee. The association derives its vitality from an understanding of the needs and aspirations of older people through direct contact with individuals and groups working with and for older people. Contact: Tel: 1890 989 755 Email: info@homeinstead.ie Web: www.homeinstead.ie Contact: Tel: 051 399 989 Email: charity@independentage.org Web: www.independentage.org Contact: Tel: 01 214 0737 Email: iaop@oceanfree.net Web: www.olderpeople.ie 34 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Organisations_FINAL.indd 34 19/01/2015 11:43 Older People’s Organisations Irish Association of Pension Funds (IAPF) Contact: Tel: The IAPF seeks to influence the future direction of pensions in Ireland in order to increase the financial security of all retired people. It represents members’ interests at all levels by actively lobbying the Government, the Pensions Board, the Revenue Commissioners, the social partners and other relevant agencies. 01 661 2427 Irish Hospice Foundation Contact: Tel: The Irish Hospice Foundation (IHF) is a national charity dedicated to all matters relating to dying, death and bereavement in Ireland. The vision of the IHF is that no-one should face death or bereavement without the care and support they need. Its mission is to achieve dignity, comfort and choice for all people facing the end of life in Ireland. Irish Osteoporosis Society The Irish Osteoporosis Society (IOS) provides information to the public and health professionals on all aspects of osteoporosis and offers support to people with, and everyone at risk from the disease. The IOS want to significantly decrease the amount of senior citizens who are losing their independence from undiagnosed osteoporosis. Email: info@iapf.ie Web: www.iapf.ie 01 679 3188 Email: info@hospicefoundation.ie Web: www.hospicefoundation.ie Contact: Tel: 1890 252 751 Email: info@irishosteoporosis.ie Web: www.irishosteoporosis.ie My Numbers SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Organisations_FINAL.indd 35 35 19/01/2015 11:43 Older People’s Organisations Irish Rural Link Irish Rural Link is the national network representing rural communities. Irish Rural Link represents the interests of community groups in disadvantaged and marginalised rural areas by highlighting problems, advocating appropriate policies and sharing experiences and examples of good practice. Irish Senior Citizens Parliament Contact: Tel: 090 648 2744 or 648 2745 Email: info@irishrurallink.ie Web: www.irishrurallink.ie Contact: Tel: The Irish Senior Citizens Parliament is a representative organisation of older people in Ireland. The parliament is a non-partisan political organisation working to promote the views of older people in policy development and decision-making. 01 856 1243 Irish Wheelchair Association Contact: Tel: The Irish Wheelchair Association (IWA) was founded in 1960 by a small group of wheelchair users committed to improving the lives of people with physical disabilities in Ireland. The IWA has gone on to become an important provider of quality services for people with limited mobility throughout the country. MABS (Money Advice and Budget Service) The Money Advice and Budgeting Service (MABS) is a free and confidential service for people with debt and money management problems. Email: info@seniors.ie Web: www.seniors.ie 01 818 6400 Email: info@iwa.ie Web: www.iwa.ie Contact: Helpline: 0761 072000 Email: helpline@mabs.ie Web: www.mabs.ie 36 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Organisations_FINAL.indd 36 19/01/2015 11:44 Older People’s Organisations Meals On Wheels Contact: The Meals on Wheels service is available to people in the community who are unable, due to age, illness or disability, to cook their own meals, and is operated on a voluntary basis. Referral and access to Meals on Wheels services is by word of mouth, social workers, GPs, hospitals and self-referral. Please check with your local public health nurse or your local health centre to see if your area is covered. MS Ireland Contact: Information line: To find your local health centre, see www.hse.ie. Multiple Sclerosis Ireland is the only national organisation providing information, support and advocacy services to the MS community. It is chiefly a services-driven organisation, focused on providing timely, person-centered services that create independence and choice for people with MS and their families. Muintir na Tíre Muintir na Tíre is the national voluntary organisation promoting community development in Ireland. Through its core principles of neighbourliness, self-help and self-reliance, Muintir na Tíre has promoted and supported the concept of active community participation and championed the idea of community development in both Ireland and Europe. 1850 233 233 Email: info@ms-society.ie Web: www.ms-society.ie Contact: Tel: 062 51163 Email: info@muintir.ie Web: www.muintir.ie My Numbers SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Organisations_FINAL.indd 37 37 19/01/2015 11:44 Caring for the Older Person Care Centre & Nursing Home Mount Tabor, Sandymount Sheltered Housing Margaretholme, Sandymount & Ailt an Óir, Glenageary Mount Tabor, Sandymount Green, Dublin 4 Tel: (01) 260 5772 | Fax: (01) 260 5786 | Email: info@dcmiss.ie | Web: www.dcmiss.ie 234513_2L_DCM_CMD_SCIT.indd 1 15/12/2014 17:48 Introducing A new quality home support service from Irish Wheelchair Association IWA at Home provides superior quality home support services to people with limited mobility, physical or sensory disabilities and older people. Our services are all designed to support independent living and improve quality of life. We provide one-to-one support through our Personal Assistants who can assist you or your loved one. Please call us today at Lo Call 1850 80 41 42 or email info@iwaathome.ie for any further information or to have a confidential conversation about your circumstances. 234011_2L_IWA_JR_SC.indd 1 038_DCM.indd 1 Our range of services include: Mobility Assistance Light Housekeeping Transport for Appointments Bathing Assistance Help with Medication Incontinence Care Assistance with Grooming and Dressing LoCall: 1850 80 41 42 Email: info@iwaathome.ie www.iwaathome.ie 18/12/2014 16:47 14/01/2015 17:11 Older People’s Organisations My Home From Home A partnership between Third Age, HSE and Nursing Homes Ireland, this website from the Third Age Advocacy Programme aims to provide accurate accessible information for those wanting to select a nursing home for themselves or others. Information is available on the size of the nursing home, level of care services provided, facilities available, a link to Health Information Quality Authority (HIQA), inspection reports and other relevant information. National Adult Literacy Agency (Nala) Contact: Web: www.myhomefromhome.ie Contact: Tel: The National Adult Literacy Agency is an independent charity committed to making sure that people with literacy and numeracy difficulties can fully take part in society and have access to learning opportunities that meet their needs. 1800 20 20 65 National Council for the Blind (NCBI) Contact: Tel: Email: literacy@nala.ie Web: www.nala.ie NCBI is a not-for-profit charitable organisation which provides support and services nationwide to people experiencing sight loss. It also provides a range of services to public and private organisations to make sure that their services are accessible to people who are blind and vision impaired. 01 830 7033 Email: info@ncbi.ie Web: www.ncbi.ie My Numbers SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Organisations_FINAL.indd 39 39 19/01/2015 11:44 Older People’s Organisations National Federation of Pensioners Associations Contact: Web: The National Federation of Pensioners Associations was founded in 1976 and currently has 20 pensioners’ associations affiliated to it, representing around 29,000 pensioners. The federation represents pensioners from the public service, semi-state bodies and from private industry. www.nfpa.ie Nursing Homes Ireland Contact: Tel: Nursing Homes Ireland is the representative organisation for the private and voluntary nursing homes sector. This sector is a key part of the Irish health service. 01 429 2570 Email: info@nhi.ie Web: www.nhi.ie Older Women’s Network Ireland (OWN) Contact: Web: OWN Ireland is national network linking individuals and groups of women aged 55+. It provides a forum for older women to meet together to share their experiences and discuss issues of concern. www.ownireland.ie Pensions Authority Contact: LoCall: Formerly the Pensions Board, it is a statutory body set up under the Pensions Act 1990. It regulates occupational pension schemes, trust RACs and personal retirement savings accounts in Ireland. 1890 656 565 Email: info@pensionsauthority.ie Web: www.pensionsauthority.ie 40 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Organisations_FINAL.indd 40 19/01/2015 11:44 Older People’s Organisations Pensions Ombudsman The Pensions Ombudsman investigates and decides complaints and disputes from individuals about their occupational pension schemes, personal retirement savings accounts (PRSAs) and trust RACs where there is maladministration and financial loss. Retirement Planning Council of Ireland Contact: Tel: 01 647 1650 Email: info@pensionsombudsman.ie Web: www.pensionsombudsman.ie Contact: Tel: The Retirement Planning Council promotes the concept of planning ahead for retirement. It is a not-for-profit organisation with charitable status and is supported by almost 200 private and semi-state bodies. 01 478 9471 Safe-Home Ireland Contact: Tel: Safe-Home Ireland is a national organisation that seeks to assist older Irish-born emigrants to return to their homeland. They work to secure housing in the voluntary sector (in housing specifically for the older person) for applicants as near to their home place as possible all over Ireland. Samaritans The Samaritans provide 24-hour emotional support to anyone experiencing distress, despair or suicidal thought. Established in Ireland in 1962, there are now 20 Samaritans branches across the island of Ireland, with 2,188 active volunteers. Email: information@rpc.ie Web: www.rpc.ie 098 36036 Email: safehomeireland@eircom.net Web: www.safehomeireland.com Contact: Tel: 1850 60 90 90 Web: www.samaritans.org SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Organisations_FINAL.indd 41 41 19/01/2015 11:44 Older People’s Organisations Seniorcare.ie SeniorCare.ie provides information relevant to the care and support of older people in Ireland. This includes information on home help, medical and disability aids, nursing homes, retirement villages, health and fitness, seniors’ finance and many others. Senior Help Line Senior Help Line is a national confidential telephone listening service for older people provided by trained older volunteers. The LoCall number, 1850 44 04 44, is available for the price of a local call anywhere in Ireland. Senior Help Line is open every day and every evening, 365 days a year. Trained volunteers listen empathically, providing information and practical and emotional support to callers. SONAS apc Sonas apc is a training and resource organisation centred on non-pharmacological intervention in dementia care. The Sonas programme, their bespoke psychosocial therapeutic communications activity, is an effective, evidence-based meaningful activity for people who have significant communication impairment, primarily as a result of dementia. Contact: Email: info@seniorcare.ie Web: www.seniorcare.ie Contact: Helpline: 1850 44 04 44 Web: www.thirdageireland.ie Contact: Tel: 01 260 8138 Web: www.sonasapc.ie My Numbers 42 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Organisations_FINAL.indd 42 19/01/2015 11:45 Older People’s Organisations St. Vincent De Paul Contact: Tel: The Society of St. Vincent de Paul (SVP) is a direct service non-profit organisation whose work primarily involves person-to-person contact with people who have a variety of needs. In addition to direct assistance, they try to promote self-sufficiency, enabling people to help themselves. Third Age Foundation 01 838 6990 Email: info@svp.ie Web: www.svp.ie Third Age is a voluntary organisation with a number of international, national, regional and local programmes all promoting the value and contribution of older people. It has over 1,000 volunteers working throughout Ireland as listeners, befrienders, tutors, advocates and more. Third Age also promotes before and after retirement, the third age, as a positive life stage. Volunteer Stroke Scheme The Volunteer Stroke Scheme is a registered charity that provides help for people with stroke in Ireland. Contact: Tel: 046 955 7766 Web: www.thirdageireland.ie Contact: Tel: 01 455 9036 Email: vss@iolfree.ie Web: www.strokescheme.ie My Numbers SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Organisations_FINAL.indd 43 43 19/01/2015 11:45 Older People’s Organisations My Numbers 44 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Organisations_FINAL.indd 44 19/01/2015 11:46 Commercial Profile Senior Help Line: we are here for you Call 1850 440 444 if you need someone to listen. Senior Help Line is also looking for volunteers. Do you need someone to listen? Senior Help Line is a confidential national listening service for older people provided by trained older volunteers. It is Ireland’s only such peer service and one of few worldwide. Senior Help Line is open every day of the year from 10am to 10pm. Our LoCall number is 1850 440 444. No landline call costs more than a 30 cent local call, from any part of Ireland, irrespective of the length of call. Older people call Senior Help Line for many reasons. You may have a problem you want to talk over. You may live on your own and want some human contact. You may be housebound. You may want information about other services or entitlements. You may want to chat or share your day with someone. Our volunteers are trained to receive every call in a warm, friendly and professional manner. We encourage callers to speak about what is on their mind. We listen. We help people to explore the options they may have in their particular situation. Our volunteers are older people too. You will be speaking to a man or a woman of approximately the same age as yourself. They may not have had your exact experiences but, like you, they will have been through the ups and downs of life and will understand many of your feelings, hopes and concerns. Senior Help Line is an expanding service. We are currently looking for new volunteers to train in Dublin centre city and suburban Dublin in areas around Donnybrook and Leopardstown. All volunteers receive training and would volunteer on the helpline for one three-hour duty every three weeks. If you would like more information about becoming a Senior Help Line volunteer, please phone Beryl on 087 3948856 between 12.30pm and 4.30pm each Monday, Tuesday and Friday. And if you are someone who would like to phone Senior Help Line with a question or a concern, don’t hesitate. We are open each day of the year from 10am to 10pm, LoCall 1850 440 444. We look forward to hearing from you. SENIOR CITIZEN GUIDEBOOK 2015 | 233920_CP_1C_SeniorHelpline.indd 45 45 19/01/2015 16:50 The Mater Foundation is the official fundraising body of the Mater Misericordiae University Hospital and is now the largest adult hospital Foundation in Ireland. Through our Grants Programme we aim to fund projects and services that will support the diagnosis, treatment and care of patients. We are committed to using your donations to fund the best equipment, facilities and projects which allow staff to be at the forefront of medical developments that benefit our patients. Our main fundraising appeals include: The Women’s Cancer Appeal which supports women with a wide range of cancers. The Neurological Appeal which funds The Dublin Neurological Institute. The Heart Appeal which supports our Family Heart Screening Clinic/SADS The Cancer Appeal which will fund the equipping of the St Vincent’s Oncology/ Haematology Day Ward Please support the Mater Foundation – If you would like to donate please contact us on 01 830 3482 or email contact@materfoundation.ie www.materfoundation.ie 233552_2L_Mater_CMD_SCIT.indd 1 no job too small 14/10/2014 16:35 Admiral Construction D.B. 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KIERAN’S PARK, SHANNONBRIDGE, ATHLONE THE COMPLETE INSULATION SERVICE • ATTIC • WALL • FLOOR • SOUND • FIRE • OVER 15 YEARS EXPERIENCE • AIRTIGHTNESS FOR BUILDING • SLABBING & DRYLINING • SUPPLY OF INSULATION ENERGY AUDITS AND CERTIFICATION AVAILABLE INSULATION SPECIALISTS COMMERCIAL & DOMESTICALL GRANT WORK UNDERTAKEN ALL GRAN T WORK UNDERTA KEN After Sales Thermal Imagin on Reques g t C2 & N.S.A.I REGISTERED Registered under Home Energy Savings Scheme-Registration number 10160 PHONE 1800 303 520 E: absoluteinsulationltd@eircom.net W: www.absoluteinsulationltd.ie ABSOLUTE SAVINGS • ABSOLUTE COMFORT 233425_4C_ADMIRAL_JR_SC.indd 1 046_.indd 1 19/01/2015 10:24 234457_4C_ABSOLUTE_JR_SC.indd 1 19/01/2015 10:29 19/01/2015 10:31 Allowances & Entitlements 0XX_Senior Citizen 2015_Allowances_NEW.indd 47 19/01/2015 11:47 Allowances and Entitlements Older & Retired People State Pension (Transition) The State Pension (Transition) is no longer paid where a person reaches 65 on or after 1 January 2014. If you qualified for the State Pension Transition before 1 January 2014 you remain entitled to it for the duration of your claim (1 year). The State Pension (Transition) is paid to people aged 65 who have retired from work and who have enough social insurance contributions. It is not means-tested. When To Apply It is advised to apply three months before the age of 66. The pension is taxable but you are unlikely to pay tax if it is your only income. State Pension (Contributory) This is paid to people from the age of 66 who have enough Irish social insurance contributions. It is not means-tested. You can have other income and still receive a State Pension (Contributory). This is taxable; you are unlikely to pay tax if it is your only income. When To Apply You should apply three months before the age of 66. However, if you have paid social insurance contributions in more than one country, you should apply six months before reaching 66. As the social insurance conditions are very complex you should apply for a State Pension (Contributory) if you have ever worked and have any contributions (stamps) paid at any time. There are a number of pro-rata pensions available to people who paid different types of social insurance contributions or who did not pay contributions because of various reasons. If you retire early, you should ensure that you continue to pay PRSI contributions or get credited contributions (if eligible) to maintain your entitlement to a pension. If you are in receipt of the Jobseeker’s Benefit (JB) and are aged between 65 and 66 when your JB would normally end, you may continue to receive it until the age of 66, provided you meet the PRSI requirements. 48 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Allowances_NEW.indd 48 19/01/2015 11:47 Allowances and Entitlements State Pension (Contributory) rates for people who qualify for pensions from 1 September 2012 (a) Yearly average PRSI contributions Personal rate per week Increase for a Increase for a qualified adult qualified adult (under 66) (aged 66 and over) 48 or over e230.30 e153.50 e206.30 40-47 e225.80 e146.00 e196.00 30-39 e207.00 e139.00 e186.00 20-29 e196.00 e130.00 e175.00 15-19 e150.00 e100.00 e134.00 10-14 e92.00 e61.00 e83.00 *Increases for qualified adults are means-tested payments (see adult dependants below). From 1 September 2012, the rate band 20-47 was replaced by the bands 20-29, 30-39 and 40-47. State Pension (Contributory) rates for people who qualified for pensions before 1 September 2012 (a) Yearly average PRSI contributions Personal rate per week Increase for a qualified adult (under 66) Increase for a qualified adult (aged 66 and over) 48 or over e230.30 e153.50 e206.30 20-47 e225.80 e153.50 e206.30 15-19 e172.70 e115.10* e154.70* 10-14 e115.20 e76.80* e103.20* SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Allowances_NEW.indd 49 49 19/01/2015 11:48 Allowances and Entitlements Extra Benefits You are automatically paid an extra allowance of a10 per week when you reach 80 years of age. This increase is not paid to qualified adults. The Living Alone Increase may be payable to people who live completely alone. You may also be eligible for other benefits. Find out more about medical cards, the Household Benefits Package and Fuel Allowance from the Department of Social Protection. LoCall 1890 500 000. State Pension (Non-Contributory) The State Pension (Non-Contributory) is a means-test payment for people aged 66 or over who do not qualify for a State Pension (Contributory). This pension is taxable but you are unlikely to pay tax if it is your only income. When To Apply You should apply three months before you reach 66. You may be visited by a social welfare officer who will assess your means. You will be told how exactly your means were assessed. If you are not satisfied, you may appeal to the Social Welfare Appeals Office. LoCall 1890 500 000 for more information. State Pension (Non-Contributory) in 2014 State Pension (Non-Contributory) Rate per week (maximum) Personal rate, aged 66 and under 80 219 Personal rate, aged 80+ 229 Increase for a qualified adult 144.70 Increase for a qualified child 29.80 50 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Allowances_NEW.indd 50 19/01/2015 15:25 At O’Meara Aspect Design Ltd we do: Building / Renovations / Bathrooms Custom Kitchens / Custom Bedrooms Painting and Decorating Flooring / Tiling Landscaping / Landscape Maintenance Decking / Patios / Paving Timber Sheds / Log Cabins Attic Folding Stairs Commercial / Domestic Maintenance For a free quotation feel free to contact us on Email: info@oad.ie Phone: 01 610 9016 or 087 772 5435 Check out our website www.oad.ie Find us on Facebook: O’Meara Aspect Design Ltd 233110_OMearaDesign_CMD_SCIT.indd 1 29/10/2014 10:52 www.warmwallinsulations.ie • 0879093696 Warm Walls Insulation Ltd is Dublin’s Leading home insulation contractor, who specialise in external wall insulation, cavity wall insulation & attic insulation. New Curved Stairlifts starting from as little as €4300 plus vat New Straight Stairlifts from €1499 plus vat! (Vat Fully Refundable) We pride ourselves on delivering a high quality service to all our clients using the best products available. We are more than happy to speak to you about the “Better Energy Homes scheme” and how to apply or claim your insulation grant provided by the SEAI. ALL ESTIMATES ARE FREE John Hatton Building For all your Building Requirements M: 0872618574 Email: hatton67@eircom.net 233397_4C_John Hatton_SC.indd 1 051.indd 1 • New & Reconditioned Stairlifts • Repairs • Servicing • Grant Information A full Price List for our products/services is available on our website: www.ableplus.ie Tel: 01-8390262 | 0878079993 (Kevin) Email: Kevin@ableplus.ie 14/11/2014 11:10 234471_4C_Able Plus_SC VERSION 2.indd 1 16/01/2015 09:57 16/01/2015 14:42 Quick and easy installation in one day 233143_2L_Energlaze_CMD_SC.indd 1 052_V2.indd 1 09/01/2015 10:00 16/01/2015 17:44 Allowances and Entitlements Widow, Widower’s or Surviving Partner’s (Contributory) Pension This is a weekly payment to the husband, wife or civil partner of a deceased person. Either you or your deceased spouse or civil partner must have enough social insurance contributions (PRSI). To qualify you must, of course, be a widow, widower or surviving civil partner and you must not be cohabiting with another person. The pension is payable regardless of other income. If you are divorced and you would have been entitled to a Widow’s, Widower’s or Surviving Civil Partner’s (Contributory) Pension had you remained married, you keep your entitlement to the Widow’s, Widower’s or Surviving Civil Partner’s (Contributory) Pension. If your civil partnership has been dissolved and you would have been entitled to a Widow’s, Widower’s or Surviving Civil Partner’s (Contributory) Pension had you remained in the civil partnership, you keep your entitlement to the Widow’s, Widower’s or Surviving Civil Partner’s (Contributory) Pension. Widow’s, Widower’s or Surviving Civil Partner’s (Contributory) Pension – LoCall 1890 500 000 for more information. Maximum weekly rate Widow/widower/surviving civil partner (under 66) 193.50 Widow/widower/surviving civil partner (aged 66 and under 80) 230.30 Widow/widower/surviving civil partner (aged 80 and over) 240.30 Increase for qualified child 29.80 SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Allowances_NEW.indd 53 53 19/01/2015 11:48 Allowances and Entitlements Other payments for widowed people and surviving civil partners You may get increases for qualified children with your pension – these remain payable while the child is aged under 18 and they may then be continued until age 22 if the child is in fulltime education. Under the Occupational Injuries Scheme, a widow’s, widower’s or surviving civil partner’s pension may be payable if the death was due to an occupational injury or disease. People in receipt of the Widow’s, Widower’s or Surviving Civil Partner’s (Contributory) Pension are eligible for the Household Benefits Package if they meet the usual conditions. If your spouse or partner was getting a Household Benefits Package when they died you can keep the package if you are aged 60 or over (even though you do not meet the usual age requirement). A special funeral grant is paid under the Occupational Injuries Benefits scheme instead of either the Standard or Widowed Person’s Bereavement Grant in the event of a death resulting from a workplace accident, travelling to or from work or an occupational disease. LoCall 1890 500 500 for more information. Death Benefits under the Occupational Injuries Scheme Rate of payment in 2014 Widow, widower or surviving civil partner (under 66) 218.50 Widow, widower or surviving civil partner (over 66) 234.70 Widow, widower or surviving civil partner (over 80) 244.70 Increase for a Qualified Child 29.80 Guardian's Payment 164.80 Funeral Grant (once-off lump sum) 850.00 54 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Allowances_NEW.indd 54 19/01/2015 11:48 Allowances and Entitlements Centenarian Bounty The Centenarian Bounty is a national award made by the Irish president to people who have reached 100 years of age. You will receive a2,540 and a congratulatory letter signed by the President on your 100th birthday. You will also get a commemorative coin and a congratulatory letter from the President on your 101st and subsequent birthdays. Extra Social Welfare Benefits Free Travel in Ireland Everyone aged 66 and over living permanently in Ireland is entitled to travel free of charge on public transport. Others on certain social welfare payments also share this entitlement. Find out more about free travel in Ireland and the Senior SmartPass which allows you to travel for free on public transport in Northern Ireland. Social Welfare Payments and Living on a Specified Island If you are getting a certain social welfare payment and living on a specified island off the coast of Ireland you can receive an increase in your social welfare payment. People living on islands can face extra expenses travelling to the mainland in order to avail of services. The purpose of the increase is to compensate for the additional costs of living on an island off the coast of Ireland. Household Benefits Package The Household Benefits Package is a package of allowances which help you with the costs of running your household. The package is available to people aged over 70 and to people under age 70 in certain circumstances. You must be living in the State. Only one person in a household can qualify for the package at any time. If you are renting your home, your landlord must provide written confirmation that you are a tenant and confirm that you are paying your own energy bills. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Allowances_NEW.indd 55 55 19/01/2015 11:48 Allowances and Entitlements From January 2015 the Household Benefits Package will include a new Water Support payment. This will be a100 each year (made up of four equal payments of a25). The Water Support payment will be paid to everyone who qualifies for the Household Benefits Package (including people who are not customers of Irish Water and have their own water supply or are members of a group scheme). Household Benefit Package Rates – LoCall 1890 500 000 for more information Allowance Electricity Allowance 35 monthly Cash Electricity Allowance 35 monthly Natural Gas Allowance 35 monthly Cash Gas Allowance 35 monthly Television Licence Once you qualify for the Household Benefits Package, you become eligible for a free Television Licence from the next renewal date of your television licence. Living Alone Increase The Living Alone Increase is a supplementary payment for people on social welfare pensions who are living alone. This is a weekly payment of a9.00. Fuel Allowance The National Fuel Scheme provides an allowance to lowincome households that are unable to meet their heating needs. The fuel allowance is a20 per week. Please read pages 5-9 of the Family Carer Guidebook for information on benefits for family carers. 56 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Allowances_NEW.indd 56 19/01/2015 11:49 Allowances and Entitlements SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Allowances_NEW.indd 57 57 19/01/2015 11:49 Allowances and Entitlements DID YOU KNOW... if you are paying for home care services you can claim tax relief at a higher rate of 40% income tax a1,000 cost per month a400 savings a month Almost a5,000 savings a year so if you’re paying a1,000 a month you can claim back a400 per month, or almost a5,000 a year 58 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Allowances_NEW.indd 58 19/01/2015 11:49 Allowances and Entitlements A CASE STUDY Jennifer, 83 – Allowances and Entitlements: Case Study Jennifer is 83 years old, lives in Sandycove, Co. Dublin and avails of private home care services. She is in receipt of a home care package of 17 hours a week from the HSE and her daughter Mairead pays for her to receive an additional 17 hours of private home care a week. Mairead is an engineer and receives tax relief on her home care payments. If you are a 20 per cent or 40 per cent tax payer you too can claim tax relief. Mairead has opted to receive her tax relief monthly through her pay, rather than receiving a lump sum on an annual basis. By claiming tax relief on home care services, the service is more affordable and Jennifer can enjoy a happy, healthy and independent life in her own home. In addition to savings, Mairead enjoys peace of mind knowing that her mum is safe and cared for her in her own home. Please note if you are an older person and no longer work or pay tax, you can still receive this cash back through other members of your family up to a total of a75,000 at their marginal tax rate. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Allowances_NEW.indd 59 59 19/01/2015 11:49 Commercial Profile A reputation for comfort, quality and service An extensive range of chairs and beds are available at Sienna Home Furnishings in Waterford city. Please call us on (051) 595005 or call to our showrooms in Waterford city, where we will be delighted to help you choose the right furniture for you. Sienna Home Furnishings is a family-run business based at our award-winning furniture and bedding showrooms in Waterford city. We are very proud of our reputation for delivering comfort, quality and a caring service to each and every one of our customers. We have an extensive range of back-care chairs, recliners, riserrecliners, beds and adjustable beds all built by craftsmen to very high standards. We offer a wide choice of chair and sofa sizes, a choice of fabrics and leathers, and single, dual motor and manual recliner options. Our friendly staff are fully trained and are always willing to spend time with you to help you choose the right chair to suit your needs. We offer good honest value for money prices, which we back with real service. If you require a riser-recliner chair to help you sit and rise easier, you may qualify for a 23% VAT refund and we would be delighted to help you with this. Our Celebrity Riser Recliner chairs have a five-year guarantee and were recently awarded a ‘Best Buy’ by Which, the UK’s largest independent consumer organisation. We offer a nationwide delivery service and if you need to get rid of an old bed, chair or sofa, we are delighted to take those away for you. 60 | SENIOR CITIZEN GUIDEBOOK 2015 233823_CP_1C_Sienna.indd 2 19/01/2015 17:19 Relax and Rise in Comfort and Style 0% VAT 5 year motor, action and frame guarantee 233823_1C_SIENNA_JR_SC.indd 1 Tailored to fit. 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NO. 1 IRELANDS BenefitsIRELANDS of joining HealthPass NO. 1 MAGAZINE MAGAZINE MAGAZINE + 50% cheaper prescriptions on average ABC 23,057 ABC 23,057 ABC 23,057 + FREE nationwide home delivery TO ADVERTISE IN TO ADVERTISE IRISH TATLER IN IRISH Contact: KathTATLER Connors at at: Kath Connors at ViewContact: our medication price list + FREE 24-hour blood pressure monitoring KKFW STUDENT STUDENT SCHOLARSHIP SCHOLARSHIP KKFW WITHGRAFTON GRAFTONACADEMY ACADEMY / /WITH KKFW STUDENT SCHOLARSHIP / WITH GRAFTON ACADEMY PLUS: PLUS: POPUP UPFASHION FASHIONSHOWS SHOWS/ /LATE LATESHOPPING SHOPPING POP STYLEWORKSHOPS WORKSHOPS/ /DISCOUNTS DISCOUNTS/ /DEMOS DEMOS STYLE PLUS: TICKETS ON SALE FROM: PACO, GOODS &PAULS PAULS TICKETS ON SALE FROM: PACO, GOODS POP UP FASHION SHOWS / LATE &SHOPPING WWW.KILKENNYFASHIONWEEK.COM WWW.KILKENNYFASHIONWEEK.COM STYLE WORKSHOPS / DISCOUNTS / DEMOS TICKETS ON SALE FROM: PACO, GOODS & PAULS WWW.KILKENNYFASHIONWEEK.COM kconnors@harmonia.ie kconnors@harmonia.ie Contact: Kath Connors at www.healthwave.ie TEL: 01 01 240 240 5393 5393 TEL: kconnors@harmonia.ie TEL: 01 240 5393 or call us on 1890 989 250 itsoct-contrib.indd 14 14 itsoct-contrib.indd 04/09/2014 12:43 12:43 04/09/2014 itoct-ADS.indd 184 184 itoct-ADS.indd itsoct-contrib.indd 14 itoct-ADS.indd 184 233764_4C_BRMarketing_CMD_SCIT.indd 1 062.indd 1 04/09/2014 18:22 18:22 04/09/2014 234077_4C_Healthwave_CMD_SCIT.indd 1 20/01/2015 09:54 04/09/2014 21/11/2014 10:51 12:43 04/09/2014 18:22 20/01/2015 09:54 Nutrition & Diet 0XX_Senior Citizen 2015_Nutrition_NEW.indd 63 19/01/2015 11:51 Nutrition Eating healthily, combined with regular physical activity, can help a person live a full, active life, preserving independence into older age. Follow these simple dietary guidelines from the Irish Nutrition and Dietetic Institute (INDI) to stay well into older age: • Balance your energy (calorie) needs with physical activity – the more active you are, the more energy you need. • Include a starchy food (bread, rice, pasta, potato, or cereal) at each meal. Choose high fibre options wherever you can. • Aim for five servings of fruits and vegetables each day. These are packed with important nutrients to help you stay well. Remember these can be fresh, frozen, tinned, or dried. Colour is important – have a mixture of different coloured fruits and vegetables such as apples, oranges, bananas, spinach, cabbage, carrots, sweet potato, peppers, sweetcorn… the options are endless! • Protein is the building block from which muscle is made. Stay fit and strong by eating a variety of protein-rich foods each day. Great sources include lean meat, poultry and fish. Salmon, sardines and kippers are packed with hearthealthy omega 3 fats. Eating beans, eggs and nuts is a simple way of boosting protein in your diet. • Alcohol should be enjoyed in moderation. • Keep your bones healthy by having three servings of low-fat dairy foods (milk, yoghurt, or cheese) each day. Fortified dairy foods have even more calcium and vitamin D. Look out for these in the supermarket. • Choose heart-healthy fats such as vegetable oil, olive oil and rapeseed oil for cooking and salad dressings. Spreads made from these fats are great options on bread or in baking. • Stay hydrated. Among other things, dehydration causes tiredness, dizziness and constipation. Get plenty of fluids (water, squash, juice, milk) on board each day. As a general guide, about eight glasses should be enough. 64 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Nutrition_NEW.indd 64 19/01/2015 11:51 Nutrition Some important nutrients to consider: As we get older, our bodies have different needs, so certain nutrients become especially important for good health: • Fibre: Eating fibre-rich foods helps our bowels move regularly, lowering the risk of constipation. A high-fibre diet can also lower your risk for many chronic conditions including heart disease, obesity and some cancers. Good sources of fibre include whole-grain breads and cereals, fruits and vegetables and pulses such as beans, peas and lentils. Breakfast can be a super way to get a high fibre start to the day: Add linseed to a wholegrain cereal or yoghurt or have prune juice instead of orange juice to boost your fibre intake. • Calcium and Vitamin D: Older adults need extra calcium and vitamin D to help maintain bone health. Being a healthy weight can help keep bones strong. Take three servings of vitamin D-fortified milk, cheese, or yoghurt each day. Other calcium-rich foods include fortified cereals, dark green leafy vegetables and canned fish with soft bones (like sardines). • Iron and Vitamin B12: Iron is responsible for carrying oxygen around the body, while vitamin B12 keeps your brain and nervous system healthy. Many older adults do not get enough of these important nutrients in their diet. Red meat (beef, pork, lamb) is the best source of iron, while fortified cereals, lean meat and some fish and seafood are sources of both iron and vitamin B12. Taking a vitamin C-rich food like orange juice at meal time can help your body to absorb iron. Ask your doctor or dietitian whether you would benefit from an iron or a vitamin B12 supplement. Call 1890 930 013 for additional information on living a healthy and happy life at home during your older years. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Nutrition_NEW.indd 65 65 20/01/2015 14:20 Nutrition Nutrition Checklist Here are some top tips from Home Instead Senior Care to help keep you healthy and independent: Get blood pressure and cholesterol checked regularly Try to include some form of physical activity (30 minutes) most days of the week Take time when shopping Be aware of how much fluid you are drinking – as we age our sense of thirst can reduce so it is important that you are aware of this and remind yourself to drink Be aware of your weight – if you find your appetite has decreased or you are losing weight and are unsure why, seek medical advice Quit smoking Avoid adding salt to food Aim to have three regular meals a day Eat a wide variety of foods – meat, fish, eggs, beans, nuts, fruit, vegetables, pasta, rice, potatoes, cheese, milk, yogurt – and allow yourself a treat occasionally Remember all foods contain different nutrients so it is important that we have variety in our diet to ensure we get all the nutrients our bodies need Aim for at least five portions of fruit and vegetables each day. Fruit and vegetables are full of vitamins, minerals, antioxidants and fibre which can reduce your risk of heart disease, stroke and help prevent constipation. 66 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Nutrition_NEW.indd 66 19/01/2015 11:52 Nutrition A CASE STUDY Seamus, 78: Benefits of a Home-Based Diet Seamus is 78 and a long-time colon cancer survivor living in Mallow, Co. Cork. Since he has become a widower, he has started feeling like he cannot get along by himself. He’s not eating well and is afraid his health will suffer and he will have to move from his home which is not what he wants. Seamus employed the help of Home Instead Senior Care, a private home care provider to help him stick to a home- based diet and exercise plan that is geared towards helping older people who are long-term cancer survivors. He also received help with light housekeeping and errands. His overall health has improved and he has managed to avoid prolonged hospital stays and grow older where he wants to: at home. He works with his caregiver Elaine and together they help Seamus maintain a healthy diet and live a healthy and independent life in his own home. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Nutrition_NEW.indd 67 67 19/01/2015 11:52 We’ve been We’ve been We’ve been We’ve been YOU’RE NOT ALONE WHEN IT COMES TO COPING www.turn2me.org Forums, Group Support, 1to1 Counselling, iphone enabled TURN2ME_FILLER.indd 1 16/01/2015 17:49 Fitness & Wellbeing 0XX_Senior Citizen 2015_Fitness_NEW_v2.indd 69 19/01/2015 11:53 Fitness & Wellbeing Senior Fitness Exercise Tip from Daniel Ryan, Titan Fit in Kilcullen, Co. Kildare Keeping your body active as you grow older can prevent or even reverse frailty. According to Daniel Ryan, neuromuscular & physical therapist, a key to strength and mobility is to find simple exercises that are pleasurable and enjoyable. Remember to contact a healthcare professional before beginning a new exercise regime. It is also advised to practise exercises with a friend, family member or caregiver. Toe Raises: This exercise helps to strengthen legs and thighs. Here’s what to do: 1. Sit in a sturdy chair with back supported by the chair. Only the balls of feet and toes should rest on the floor. Put a rolled bath towel at the edge of the chair under the thighs for support. Breathe in slowly. 2. Breathe out and slowly extend one leg in front as straight as possible, but don’t lock the knee. 3. Flex the foot to point toes toward the ceiling. Hold that position for 1 second. 4. Breathe in, slowly lowering the leg back down. 5. Repeat 10 times. 6. Repeat 10 times with other leg. 7. Repeat more times with each leg. If you are feeling strong and live independently at home, you may want to add ankle weights. You may want to walk from one end of the house to the other by yourself or with the assistance of a caregiver or trusted loved one. 70 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Fitness_NEW_v2.indd 70 19/01/2015 11:53 Fitness & Wellbeing Leg Raises: Leg raises help make walking and climbing stairs easier for a senior. Here’s what to do: 1. Stand behind a sturdy chair, holding on for balance. Lift one leg straight back without bending the knee or pointing the toes. Breathe in slowly. 2. Breathe out, slowly bringing the heel up toward the buttocks as far as possible. 3. Bend only from the knee, keeping hips still. The leg you are standing on should be slightly bent. 4. Hold position for 1 second. 5. Breathe in, slowly lowering the foot to the floor. 6. Repeat 10 times. 7. Repeat 10 times with the other leg. 8. Repeat 10 more times with each leg. Fist Clench: Having the strength to grip can improve your quality of life and help you live comfortable in your own home. Begin by holding a tennis ball or other small rubber or foam ball in one hand. 1. Then slowly squeeze the ball as hard as you can and hold it for 3-5 seconds. 2. Relax the squeeze slowly. 3. Repeat 10 times. 4. Repeat another 10 times with the other hand. 5. And lastly, repeat 10 times more with each hand. You can incorporate this skill in your everyday life by opening a jar of pickles or olives. You can also keep hands and fingers limber by folding towels or the laundry. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Fitness_NEW_v2.indd 71 71 19/01/2015 11:53 Fitness & Wellbeing Arm Rotations: If you spend a lot of time sitting or are confined to a chair, it’s important to find ways to incorporate more movement into your everyday life. All you need are two scarves or tea towels. 1. Begin with a scarf or tea towel in each hand, extend arms straight out in front. 2. Make circles in the air with scarves or tea towels, going from small to large circles. 3. Continue on with the circles by going down from large to small. 72 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Fitness_NEW_v2.indd 72 19/01/2015 11:53 Plexus Bio-energy & Hidden Mind HealthCare System Siobhan Gannon Intuitive Healer & Registered Practitioner Bio -Energy is the lifeforce that flows through all living things and is the power within that keeps us alive and healthy. This energy flow can become blocked or imbalanced in the body caused by spiritual, mental, emotional and physical trauma often resulting in pain, lack of vitality and a compromised immune system, lowering the bodies resistance to disease and illness. Disease begins at an energy level so getting this system right begins the bodies process of self-healing. The aim of this programme is to self-empower the client by unlocking their innate healing ability encouraging them to take a more active role in their health and wellbeing. Successful in treating Auto Immune Disorders, Arthritis, Fibromyalgia, Stress, Anxiety, Chronic Fatigue, Birth Trauma, Brain & Spinal Cord Injuries, Back Pain, Musculoskeletal Disorders, Digestive Disorders, Colitis, Irritable Bowel etc, Disorders of the Nervous System, Emotional Difficulties, Bereavement, Depression, Post- Surgical Healing, to name a few. W: WWW.CONNEMARAHOLISTICS.COM T: 0877630383 BASED IN LETTERFRACK , CO. GALWAY 233037 Connemara Holistics.indd 1 05/11/2014 10:22 CONTACT: Phone 043 334 6431 / 334 6536 longfordsportscentre@eircom.net www.longfordsportsandleisure.ie L ongford Sports & Leisure Centre offer a wide range of sporting and leisure facilities open to the public and presented to the highest standard. Here at the Mall Complex we provide a state of the art 25M, 6 lane swimming pool, sauna, steam room, learner pool, all-weather floodlit playing surface, general purpose sports hall and fully equipped gym. We strive to present this facility to a high quality combined with a level of service that is second to none. Our programmes and activities are varied regularly so that we can offer all our users the most up to date classes in fitness and health. The Mall, Templemichael, Longford. ACTIVE RETIREMENT CLASS, WEDNESDAY AT 10AM COSTING ONLY €3 WITH REFRESHMENTS SERVED AFTER 073.indd 1 14/01/2015 17:28 Helping you to “play better golf” “Our goal at The Naas Golf Academy is to help you learn, improve and enjoy the great game of golf, in a way that is relaxed, simple to understand and in pleasant surroundings.” Gavin Lunny – PGA AAT Professional Naas Golf Club “I had 4 half-hour lessons with Gavin in the space of 3 months last spring. He kept it very simple, focusing on one or two points per lesson. The results were immediately visible – longer and straighter irons and more confidence around the greens. By October, this translated into better, more consistent scoring and I had knocked more than 3 shots off my handicap.” Alan Archibold (20 to 17 handicap in 2012) “I went to Gavin four years ago because I didn’t play a lot of golf and I had just received an invite to play Portmarnock, in a rush I asked a few friends who to go to and Gavin was recommended, I played the best game of golf I had ever played up to that point. I have been going back to him regularly and I have gone from a poor 22 handicap to an improving 13! Truly a life changing experience” John Walsh (13 handicap) Tel: 045 897 509 Ext 1 • Mobile: 086 832 6676 Email: info@naasgolfacademy.ie Naas Golf Club, Kerdiffstown, Naas, Co. Kildare, Ireland 233189_1C_NAAS_JR_SC.indd 1 10/11/2014 15:12 Fitness & Wellbeing A CASE STUDY Breda, Arthritis Sufferer: Excercise and Increased Independence “Siel Bleu is an opportunity for older people to get back into a healthy lifestyle in their own comfort zone.” Having spent nearly 35 years coping with osteoarthritis, fibromyalgia and a spinal injury, Breda Ennis was used to searching for an answer to help her deal with pain. In early 2013, Breda enrolled in the Siel Bleu adapted exercise classes hosted by Arthritis Ireland and she hasn’t looked back since. Breda accredits Siel Bleu with having made a major difference to her life: “I would like to say that since I joined Siel Bleu in February 2013 my whole outlook on living with arthritis and fibromyalgia has changed for the better. I have attended up to three classes in any one week; apart from the physical benefits I have gained it has added a social aspect to my week also. Overall Siel Bleu has worked 100 per cent for me”. Breda Ennis is not alone: while Siel Bleu may be going from strength to strength with increases in class numbers, the SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Fitness_NEW_v2.indd 75 75 19/01/2015 11:53 Fitness & Wellbeing true measurement of the charity’s success is the success of their participants. Whether it is John in Drumcondra, who after attending a Siel Bleu class for six months was able to put on his own socks for the first time in four years, much to his delight and that of his wife! Or whether it is Bridget (82), who overcame her own fear of exercise with one-to-one sessions in her own home and now participates in a community session once a week affording her the opportunity to meet new people and make new friends. Martina Carton, a Siel Bleu Ireland physical trainer, works on a one-toone basis with a number of clients What is Siel Bleu? Siel Bleu Ireland is a social enterprise dedicated to improving the lives of adults through specially designed physical activity programmes. They work with over 1,500 adults in nursing homes, the community, private homes and with patient advocacy groups like Arthritis Ireland, COPD Ireland, Post Polio Ireland, Living Well with Dementia and The Men’s Sheds. What makes Siel Bleu different? Their highly skilled and educated trainers utilise adapted physical activities that are designed specifically for those who cannot take part in in their own homes. “Every week I visit a number of different ladies and do a tailored exercise class for them,” says Martina, who has worked for Siel Bleu since its establishment in 2011. “One of my ladies has Parkinson’s disease and the other lives with Alzheimer’s; I have to tailor the exercises for each of the ladies to ensure they can work at their own pace while getting the most benefits. Each one has come on leaps and bounds in the time I’ve been working with them and they really enjoy someone visiting them, in their own house and working proactively on their own health issues.” traditional exercise programmes but want to experience the benefits of a physical activity programme tailored to their needs and abilities. Siel Bleu focuses on not only the physical benefits of exercise but also the social and psychological benefits. Classes typically last one hour in the community or a half an hour in private homes and include exercises that aim to improve flexibility, strength, confidence, balance, independence, co-ordination and mobility. For more information call (01) 209 6889, email info@sielbleu.ie or visit www.sielbleu.ie. 76 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Fitness_NEW_v2.indd 76 19/01/2015 11:54 FITNESS STUDIO Aqua-Physio, sometimes referred to as Hydrotherapy, entails whole body exercises which take place in a warm water pool. The warm temperature of the water allows your muscles to relax and eases the pain and stiffness, making it easier to exercise. • Active Adult Pilates, Wednesdays at 11.30am • 6 week course 80 • Instructed by IAPT Physical Therapist & Stott Pilates Instructor Aqua-Physio sesions are conducted by Chartered Physiotherapists who are highly trained and experienced. The course is a 10 week course consisting of 1 60 minute session per week. • Suitable for beginners & improvers • You can expect to reduce back pain, mobilise joints, improve posture & create balance To book a place a please contact: Helen Harris Practice Manager Tel: 01 - 497 7675 Dublin Hydrotherapy Practice 1A Butterfield Avenue, Rathfarnham, D. 14 Finesse Fitness Studio & Pain Management Clinic Maynooth Main Street | Tel: 01-505-4584 www.finesse.ie 234434_4C_FInesse_SC.indd 1 Email: info@butterfield.ie 233163_4C_Butterfield_CMD_SCIT.indd 1 19/01/2015 10:46 DENTAL CARE Ltd 23/9/14 15:30:33 Joseph Coleman, C.D.T., Royal College of Surgeons (ENG) • Professional dental repairs • New dentures • Cobalt chrome dentures – palate free • Mouth guards • Anti snoring appliances • We provide optical services to day care centres, nursing homes, hospitals and to the homes of people with mobility problems. A full and comprehensive examination will be carried out including tests for glaucoma, cataracts and other related problems. The cost of the service may be covered in full by the medical card scheme or can be arranged privately. T: 058 64016 • M: 087 2803194 E: info@eyesontheroad.ie www.eyesontheroad.ie 40 Main St. Bray, Co. Wicklow Tel: 2762883 Emergencies: (086) 826 0511 Web: www.dentalcare.goldenpages.ie Email: infodentalcare@eircom.net 2233473_4C_EyesOnTheRoad_CMD_SCIT.indd 1 10/10/2014 15:15 232552_4C_Dental Care Ltd_SC.indd 1 077.indd 1 29/10/2014 12:08 19/01/2015 15:06 Ecirette Mega Store moved from 70 Gardiner Street Lower, Dublin 1 to 12 Talbot Street, Dublin 1 | 01 853 3894 www.ecirette.ie Ecirette Dublin South 8 Upper Baggot Street Dublin 4 FREE SHIPPING NATIONWIDE INCLUDING FREE NEXT DAY REGISTERED COURIER ON ORDERS OVER €50 232584 Ecirette Sc.indd 1 SHIPPED TO YOUR DOOR IN 1 DAY 20/01/2015 09:41 AERIAL & SATELLITE SOLUTIONS • Aerial & Satellite Repairs • Free to Air & Saorview Systems • Multichannel Systems – IRISH/UK • Broadband – Internet Installations • Sky TV – Service Calls • Satellite Dish Realignment – Signal Repair • Multiroom, Extensions & Relocations • Foreign Satellite – HOTBIRD, TURKSAT, ASTRA, ETC • Old Aerial Removals • Installation for Houses, Apartments, Pub’s & B&B’s OVER 200 CHANNELS (NO MORE TV BILLS OPTION) Registered & Certified Aerial & Satellite Installer Install and Service Call Terry Parker – 0876080260 or 044-9347776 (Mobile Preferably) Midlands Based • www.directtv.ie 078.indd 1 20/01/2015 09:42 Technology 0XX_Senior Citizen 2015_Technology_NEW.indd 79 19/01/2015 13:01 Technology How to Use a Computer Embracing technology will not only help you access valuable information but it will help keep in touch with family members and loved ones who live far away. A lot of older people have an initial fear of using a computer and are surprised at how easy it can be to develop basic computer skills. Organisations such as Age Action are aware of the risk older people face from being excluded from technology, which is why the charity has launched Getting Started – a free programme that delivers training on computers, the internet and mobile phones to people over the age of 55. Classes are run by volunteer tutors with small groups of learners, in local, non formal learning settings. In the last four years over 6,000 people have been trained in 12 counties by almost 1,000 volunteer tutors. The training is on a one-to-one basis and classes take place in libraries, community centres, family resource centres, corporate offices, and housing complexes for older people. Age Action has designed training material suitable for older people and learners who need plenty of support and encouragement. Its training guide “Simple Steps to Success: A Guide to Using Computers” provides very basic, practical guidance for people new to computers and the Internet. And its guide, “Mobile Phone Training: A Guide to Using Mobile Phones” helps older people learn to use a mobile phone. All our tutors are volunteers. Almost 1,000 volunteers have been involved with the programme, people of all ages, from all walks of life who want to share their skills with older people. Volunteers teach people the basics of computer use, how to search the Internet, how to set up an email account and how to send and receive emails. Computer courses run for four to eight weeks, one session per week and classes are between one to two hours in duration. If you would like more information on the Getting Started programme or would like to get involved, please contact Pauline Power or Robert Carroll on 01 475 6989 or e-mail gettingstarted@ageaction.ie. 80 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Technology_NEW.indd 80 19/01/2015 13:01 Technology Benefits of Computer Use: • Internet access and free applications such as Skype, Google mail and Facebook help you keep in touch with family and friends • Search engines such as Google and Yahoo provide you with information on almost any topic • Online shopping allows you to purchase items from the comfort of your own home • Payment of household bills in a timely and convenient manner • Heightened confidence as a result of learning a new skill SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Technology_NEW.indd 81 81 19/01/2015 13:01 Technology A CASE STUDY Paddy, 85: Learning Music From Technology 85 year old Paddy Crean is an active member of the Wicklow Male Voice Choir, joining shortly after its foundation in 1998. Since then, Paddy has gone on to use his IT skills to enhance the group’s singing by sourcing software which translates written scores into music sounds for choir members who cannot read music very well. Before, learning new choral songs from music notation was time consuming but now Paddy can put the new music onto USBs and flash drives (a small device used for storing information so it can be transferred from one computer to another) so that members can rehearse new material at home. Paddy also set up the choir’s website and continues to edit and moderate the site. His online skills have also led to his involvement with the Wicklow Active Retirement Association, designing and administering three separate websites: www. activeretirement.org, www. wicklowbridge.net and www. wicklowmvc.net. He was nominated for the Google Silver Surfer Award by several groups he works with and is described as an inspiration! 82 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Technology_NEW.indd 82 19/01/2015 13:01 Commercial Profile Get Your Hearing Tested Today One would think that hearing would be a pretty important health factor, but incredibly it takes on average 15 years from the time the problem is first acknowledged, usually by a family member, to the time action is taken. Over that period, the hearing usually degenerates slowly, driving that person into an increasingly isolated position. Normal social interactions become harder as the sufferer often blames environmental causes for their inability to communicate clearly. Dolores Madden is head of marketing at Hidden Hearing, Ireland’s premier hearing device provider. As a fully trained audiologist, she is keenly aware of the statistics: “Unfortunately, one person in 12 suffers from significant hearing loss, with that number rising to one in six in the over 60s.” In Ireland for 28 years, Hidden Hearing have an excellent reputation for customer-led service. Dolores continues: “This really is the key to our success, and we believe we are part of every customer’s ‘rehabilitation journey’. Each device is bespoke to the individual, and because the return to normal hearing can be a big change we ask our customers to return every two weeks in the initial period to ensure that levels are adjusted to suit their needs.” As Ireland’s leading hearing healthcare company, patients can expect the very best customer care, including: • A four-year extended warranty on all new hearing aids • Free batteries for the life of your hearing aid • 24/7 customer care – freephone 1800 66 77 11 • A 90-day guarantee offering rehabilitation care or a full refund • Free call-out service to your home • Complete peace of mind after-care in any of the 65 clinics nationwide. To book a free hearing screening visit www.hiddenhearing.ie or freephone 1800 370 000 today. Hidden Hearing offer a nationwide screening service in 65 local centres and two mobile clinics, and test an average of 50,000 people a year. SENIOR CITIZEN GUIDEBOOK 2015 | 233353_CP_1C_HiddenHearing.indd 83 83 19/01/2015 15:36 You’re amazing, let’s keep it that way “ I chose Whitfield Clinic because I couldn’t wait to get back to my life” I needed a joint replacement in a hurry At Whitfield Clinic, our Orthopaedic Department cares for all types of patients, who are injured or suffering from effects of a long term diagnosis. Our consultant led team of specialists specialise in hip, knee, foot, ankle and upper limb surgery. Whitfield Clinic’s orthopaedic surgeons work closely with other Whitfield Clinic specialists to ensure that your problem is thoroughly evaluated and that all treatment options are considered. To speak to one of our consultants, or to arrange an appointment please call: Mr. Tadhg O’Sullivan Consultant Orthopaedic Surgeon (Hip and Knee) Tel: 051 359 955 Mr. Patrick Carton Consultant Orthopaedic Surgeon (Hip and Knee) Tel: 051 319 898 Mr. Ian Kelly Consultant Orthopaedic Surgeon (Hip, Knee, Foot and Ankle) Tel: 051 319 891 Mr. Greg Heffernan Consultant Orthopaedic Surgeon (Upper Limb) Tel: 051 319 826 Whitfield Clinic, Butlerstown North, Cork Road, Waterford, Ireland. Tel: 051 337 400 | Web: www.whitfieldclinic.ie 234254_1C_WHITFIELD_JR_SC.indd 1 14/01/2015 17:35 Minding Your Health 0XX_Senior Citizen 2015_Minding Your Health-NEW.indd 85 19/01/2015 14:22 Minding Your Health Nationwide Health Services Public Health Services Public health services provided in the community in Ireland are sometimes referred to as ‘community care services’. They are generally provided by the Health Service Executive (HSE). Community care services may also be provided in conjunction with, or on behalf of, the HSE. Entitlement to community care services is not clear cut and there is also wide variation in the level of services available in the different parts of the country. In general, medical card holders are entitled to community care services free of charge. Non-medical holders may also be entitled, but it is not always possible to actually get the services. What are Community Care Services? Community care services can include the public health nursing service, home help service, physiotherapy, occupational therapy, chiropody service, day care and respite care service. The rules about which community care services must be provided differ in accordance with the different services. In some cases, the HSE is obliged to provide services, while others, the HSE has discretion about whether to make the service available or not. One of the reasons for this is that the health services provided by the HSE reflect the population in the area in which you live (that is, older people, children, etc). Public Health Nurses The HSE is obliged to provide a free nursing service to medical card holders. The service is not necessarily confined to medical card holders, although they get priority as they have a legal entitlement. Public health nurses supply many basic nursing and medical needs and a number of special services are provided in some community care areas. These include night nursing, day nursing, weekend nursing and twilight nursing. The services provided by the public health nurses vary from area to area and they frequently act as a point of access for other community 86 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Minding Your Health-NEW.indd 86 19/01/2015 14:28 Minding Your Health care services. Some local health offices employ care assistants as a backup to the public health nursing service. The role of the care assistant is to provide personal care rather than domestic services, but there is some overlap between what they do and what home helps do. Home Help Services The HSE may make arrangements (but is not obliged to do so) to help maintain sick people at home. They may also make arrangements for people who would otherwise be in institutional care. The usual way they do this is by providing a home help service. Home helps may be employed either by the HSE or by voluntary organisations. They usually help with normal household tasks, although they may also help with personal care. If you get a home help, you may have to make a contribution towards the cost – but this practice varies greatly from area to area. Some local health offices also provide a limited home help respite service for carers. If you cannot access a public home help service, a number of private companies offer this service, including that of Home Instead Senior Care. Physiotherapy Physiotherapy services are generally provided in the community and are generally free to medical card holders. Waiting lists operate in many areas. Home services are only available in a small number of cases. Occupational Therapists Occupational therapists are employed by most local health offices. Their services are generally available free to medical card holders. Waiting lists operate in most community care areas for these services. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Minding Your Health-NEW.indd 87 87 19/01/2015 14:28 234520_1C_OMD_JR_SC.indd 1 66501 IRHPRIVATE_Ireland Spread_NATIONAL_A5.indd 1 18/12/2014 10:36 09:33 12/12/2014 At Specsavers, we have a range of tiny digital hearing aids that can do remarkable things Designed and built by world-leading manufacturers, including Siemens, Phonak and Widex, they’re packed with technology and feature the newest innovations in hearing assistance. 234520_1C_OMD_JR_SC.indd 1 66501 IRHPRIVATE_Ireland Spread_NATIONAL_A5.indd 2 14/01/2015 10:36 17:37 12/12/2014 Minding Your Health Chiropody Services Chiropody services are available free to medical card holders in most community care areas. Chiropodists treat a wide variety of foot and lower limb abnormalities, from verrucas to arthritis. Chiropodists work with people of all ages and play an important role in helping older people and disabled people stay mobile and independent. Technical Aids The HSE is obliged to provide medical and surgical aids and appliances such as wheelchairs and walking aids free of charge to medical card holders. If you do not have a medical card, you may get such aids and appliances free if they are part of the hospital treatment. In other cases, the HSE may provide some help with the costs. If you have private health insurance, you may be covered for some or all of the costs. 90 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Minding Your Health-NEW.indd 90 19/01/2015 14:29 Minding Your Health Respite Care Respite care of temporary care may be based in the community or in an institution. In practice, respite care is provided to a varying degree at a number of locations around the country – in some cases by the HSE and in others by voluntary organisations or private providers such as Home Instead Senior Care. Day Centres Day centres include centres that provide day activities such as recreational, sport and leisure facilities and specialising clinic facilities that provide a combination of medical and vocational rehabilitation services. They are provided on a variable basis throughout the country, some funded by the HSE and others funded by voluntary organisations. Day centres providing medical care are less widely available and funded by the HSE. Access to day centres is by referral and the eligibility conditions vary from area to area, with means tests applying in some cases. Meals Services Meals services are generally provided by a mixture of voluntary and statutory bodies. The ways in which these are provided vary from area to area. Access to meals services is generally by referral. You may be asked to contribute towards the costs of meals services and this can vary. Eligibility conditions vary from area to area. Transport Transport services are provided by the HSE on a varying basis throughout the country. These services include access to day hospitals and day centres and access to outpatient departments and other hospital services. Other Services Other community care services include social workers (there is a small number of specialist social workers for older people), speech therapists and dieticians. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Minding Your Health-NEW.indd 91 91 19/01/2015 14:29 Minding Your Health Medical Cards How to Apply Initially, you should ask your GP about community care services in your area or contact your local health centre. A Medical Card is a plastic card, about the size of a credit card, issued by the HSE. People who hold a Medical Card are entitled to a range of Health Services free of charge. You are entitled to the following services if you have a Medical Card: • Doctor Visits – a range of family doctor or GP services from a chosen doctor contracted to the HSE in your local area; • Prescription Medicines – the supply of prescribed approved medicines, aids and appliances like wheelchairs, crutches etc. In some circumstances a deposit may be required for aids and appliances which will be refunded on return of the aid or appliance. A a2.50 charge applies to all prescription medicines dispensed to medical card patients; • Certain Dental, Ophthalmic (Eye), and Aural (Ear) health services; • Hospital Care – all in-patient services in public wards in public hospitals, including public consultant services; • Hospital Visits – all out-patient services in public hospitals, including public consultant services; • Medical and Midwifery Care for Mothers, including health care related to pregnancy and the care of the child for six weeks after birth; • Some personal and social care services, for example, public health nursing, social work services and other community care services based on client need. You may also be entitled to the following additional benefits if you have a Medical Card: • No need to pay the health portion of your social insurance (PRSI); • Free transport to school for children who live three miles or more from the nearest school; • Exemption from state examination fees in public second-level schools; • Financial help with buying school books. The benefits above are available from the relevant government department. 92 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Minding Your Health-NEW.indd 92 19/01/2015 14:29 Minding Your Health The HSE is committed to ensuring that everyone who is eligible for a medical card receives one as quickly as possible and that those who are no longer eligible do not continue to hold cards. If you are not eligible for a medical card, you may be eligible for a GP Visit Card or the Long Term Illness Scheme. For more information or to apply for a Medical Card LoCall 1890 252 919 or e-mail clientregistration@hse.ie. GP Visit Cards for People Aged 70 and Over Everyone aged 70 or over who applies for a medical card is subject to a means test. People aged 70 years or older with a gross weekly income not exceeding a500 a week for a single person or not exceeding a900 for a couple are entitled to a Medical Card under the Scheme. For more information or to apply for a GP Visit Card Locall 1890 252 919 or e-mail clientregistration@hse.ie. Medication Management Being informed about, and understanding how you can best manage the medication you take is essential to maintaining your health. It is important that you remember and understand what your doctor tells you about any condition you may have and any medicine prescribed. During your visit, ask your doctor to write down any information about your diagnosis or your medication. It is also important that you tell your doctor and pharmacists about all the medicines you are taking, as some medicines affect the other. Your doctor will also need to know about any allergies or reactions to medicines you have experienced in the past. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Minding Your Health-NEW.indd 93 93 19/01/2015 14:29 Minding Your Health Drugs Payment Scheme Under the Drugs Payment Scheme, an individual or family in Ireland only has to pay a144 each month for approved prescribed drugs, medicines and certain appliances for use by that person or his or her family in that month. The amount is determined from time to time by the Minister for Health and Children. If you have a GP Visit Card or do not have a Medical Card you should apply for a Drugs Payment Scheme Card. For more information visit your pharmacy or local health office. 94 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Minding Your Health-NEW.indd 94 19/01/2015 14:29 Minding Your Health Home Instead Senior Care – TOP TIPS FOR MANAGING YOUR MEDICATION If in doubt: Contact your pharmacist or doctor if you have any questions about the medication you are taking. Storage of medication: Keep out of reach of small children and generally store in a cool dry place. Some medications have special storage requirements which your pharmacist will explain to you. Generics: Your pharmacist may issue a new ‘generic’ drug to you. For example, you may have been taking Lipitor (brand medication for blood pressure) but now your pharmacist gives you the generic version, Atorvastatin. These are the exact same drugs but with a different brand name. Side-effects: If you are troubled by any side-effects of your medication, contact your pharmacist or doctor and they will help you manage the side-effects. Same time: Take your medication at the same time each day. For example, take at 9am in the morning and 9pm at night for drugs that are taken twice daily. Antibiotics: Complete your course of antibiotics even if you are feeling better before the course is complete. Organise medicine: If you need help, ask your pharmacist to organise your medication using a suitable system such as a blister pack (remember, some pharmacies need at least two days’ notice to prepare this). Hospital medicine: If you are admitted to hospital, remember to take your medication along with you so the hospital knows exactly what medication you are on. An easy way to do this is to ask your pharmacist to order a patient information pack (PIP, a2). Your pharmacist will fill out your medication details on your PIP and you can then safely store this in your fridge in case of emergency. Over-the-counter and herbal medicine: Always check with your pharmacist before taking non-prescription or herbal medicines alongside your prescribed medicines. 1 2 3 4 5 6 7 8 SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Minding Your Health-NEW.indd 95 95 19/01/2015 14:30 Minding Your Health Branded product Generic product Panadol Paracetamol, Paralief, Paratabs Valium Diazepam Nurofen Ibuprofen, Brufen Lipitor Atorvastatin Fosamax Alendronate Crestor Rosuvastatin Imodium Loperamide Zestril Lisinopril, Lestace, Lisopress 96 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Minding Your Health-NEW.indd 96 19/01/2015 14:30 Minding Your Health A CASE STUDY Rob and John Albers: Medication Management After 35 years as a pharmacist, Rob Albers was familiar with many of the medication risks that older adults face, from overdosing to improper medication use. But he wasn’t prepared to see a medication mistake result in an accident that left his own father, John, paralysed from the waist down. When the accident happened in 2007, John Albers was managing his own medications, noted his son. “He did it all himself. He would arrange and highlight the bottles.” What he didn’t count on, though, was that the manufacturer had changed the colour of one of the medications. Challenged by macular degeneration, a condition that affects eyesight, John Albers thought he was taking a blood pressure medication and a blood thinner. But, for three weeks, he was on a double dose of blood thinners. “Dad called me at 10:30 one night and said he had severe lower back pain,” Rob Albers said. “By the next morning he was paralysed from the waist down as a result of bleeding in his spine,” noted Albers, who was a longdistance caregiver at the time of the accident. The condition cannot be reversed, and John Albers, 89, and his wife now live in a care facility as a result. Rob Albers said he thinks his father’s accident could have been avoided if he’d had a pill planner or a caregiver to help him manage his medications. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Minding Your Health-NEW.indd 97 97 19/01/2015 14:30 Commercial Profile Some Protein Facts • A 65kg adult needs approximately 85g of protein daily to maintain and rebuild muscle.* • From the age of 25 we begin to lose muscle (a condition known as sarcopenia). • A diet with sufficient protein coupled with exercise can combat sarcopenia and keep us strong. • Protein is twice as effective in building muscle when it is consumed within an hour of exercise (or any physical activity).** • The body can use up to, but not more than, 30g of protein at any one time to build muscle.** Therefore, it is important to spread protein intake throughout the day. • A typical Western breakfast has 10g of protein, our lunches have 15g and our evening meals 65g. We are not getting enough protein during the day and take in more than we can use to build muscle in the evenings. What is needed You will find more details at www.fitfuel. ie. You can see where FitFuel is being stocked and can even order online for home delivery. • We need awareness regarding how much protein we get and when we get it. • We need high-protein, tasty snack options that can be consumed as a top-up to lunch and breakfast or in the gaps between these meals. • We need to exercise in conjunction with protein intake to maximise strength. How FitFuel can help FitFuel Protein Ice Creams are made in Ireland by Paganini with milk from the Murphy family farm in Wexford. FitFuel is real dairy ice cream, high in energy and enriched with protein. It is tasty, easy to eat and a unique, nutritious treat. *Clinical Nutrition, ‘Optimal Protein Intake in the Elderly’, Wolfe et al 2008 **Maintaining Muscle Mass in Older Adults, Paddon-Jones and Rasmussen 2009 98 | SENIOR CITIZEN GUIDEBOOK 2015 234040_CP_1C_FitFuel.indd 98 20/01/2015 14:20 AMENDED_234040_1C_FitFuel_CMD_SCIT.indd 1 15/01/2015 12:47 With experience, Withover 45 years’ experience, trust bonavox trustyour hearing to bonavox We in Ireland Irelandsince since1967. 1967. Wehave haveprovided providedquality qualityhearing hearing healthcare healthcare in Our professional, caring approach to understanding how hearing Our professional, caring approach to understanding how hearing loss ensures we we deliver deliveraa lossaffects affectsboth bothyou youand and your your loved loved ones ones ensures quality lifestyle. 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North Earl Street also 99North NorthEarl EarlStreet, Street,Dublin Dublin11 Unit Dublin16 16 Unit2.5 2.5Dundrum DundrumTown TownCentre, Centre, Sandyford Rd, Dublin email: email:info@bonavox.ie info@bonavox.ieor orvisit visit www.bonavox.ie Wealso also have have Clinics Clinics nationwide - call for We for more more information information To Todiscuss discussyour your 233169_2L_AMS_CMD_SC.indd 1 23/9/14 15:16:27 hearing needs hearing needs with withus, us,call call freephone freephone 1800 1800480 480480 480 DO YOU HAVE A WIRELESS ALARM SYSTEM THAT LOOKS LIKE ONE OF THESE? ARE YOU PAYING TOO MUCH FOR YOUR MONITORING SERVICE? WOULD YOU LIKE TO DEAL WITH A LOCAL COMPANY 100% IRISH OWNED? OH AND OF COURSE SAVE MONEY FOR SOMETHING NICE FOR YOURSELF! MONITORING AND SERVICE AVAILABLE FROM €15.00 PER MONTH. MAKING THE SWITCH IS FREE AND INCLUDES A FREE SECURITY HEALTH CHECK. 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Pe Traveling not 7 7741073 Contact Ollie at 081 96 41535 07 232612_4C_Ollies_CMD_SC.indd 1 100_.indd 1 19/01/2015 11:02 19/01/2015 15:39 Safe At Home 0XX_Senior Citizen 2015_Safe At Home_NEW.indd 101 19/01/2015 14:32 Safe At Home Housing Aid for Older Persons Scheme The Housing Aid for Older Persons Scheme is for improving the living conditions of older people by carrying out minor repairs to the main areas of an older person’s home. In general, it is aimed at people 66 years of age and older. However, in cases of genuine hardship the local authority may assist people under age 66. The type of work which will be grant-aided includes structural repairs or improvements, re-wiring, repair or replacement of windows and doors, the provision of water, sanitary services, heating, cleaning and painting. For applications received on or after 27 February 2014, the maximum grant available under the Housing Aid for Older Persons Scheme is a8,000, which may cover 95 per cent of the approved cost of works. How to Apply Contact the Housing Section of your local authority for more information about the eligibility rules in your area, which may differ from those in other local authority areas. Grant Schemes ● Mobility Aids Grant Scheme The Mobility Aids Grant Scheme provides grants for works designed to address mobility problems in the home, such as the purchase and installation of grab-rails, a level access shower, access ramps or a stair-lift. It is primarily for older people, but people with a disability can also access the scheme. The grant is available to people with a maximum household income less than a30,000. The maximum grant available is a6,000 and may cover 100 per cent of the cost of the work. Contact your local authority for more information. 102 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Safe At Home_NEW.indd 102 19/01/2015 14:32 Safe At Home ● Housing Adaptation Grant for People with a Disability A housing adaptation grant is available where changes need to be made to a home to make it suitable for a person with a physical, sensory or intellectual disability or mental health difficulty to live in. The grant can help you to make changes and adaptations to your home, for example, making it wheelchair-accessible, extending it to create more space, adding a ground-floor bathroom or toilet or a stair-lift. In some cases, the provision of heating can be included, but only under certain conditions. Priority will be given to people on medical grounds. If your household income is less than a30,000 you may qualify for 95 per cent of the cost of the works (up to the maximum grant amount of a30,000). The proportion of the costs to be grant-aided will be tapered from 95 per cent down to 30 per cent, depending on your income. Contact the Housing Department of your local authority for further information and an application form. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Safe At Home_NEW.indd 103 103 19/01/2015 14:32 Safe At Home ● Better Energy Warmer Homes Scheme The Better Energy Warmer Homes Scheme aims to improve the energy efficiency and warmth of homes owned by people on low incomes. It is operated by the Sustainable Energy Authority of Ireland (SEAI) and is available nationwide. It covers attic insulation, draughtproofing, lagging jackets, energy-efficient bulbs, cavity wall insulation and energy advice. To apply directly for the scheme, contact SEAI by phone on 1800 250 204 or e-mail warmerhomes@seai.ie. ● Senior Alert Scheme The Seniors Alert Scheme provides grant support for the supply of equipment to enable older people without sufficient means to continue to live securely in their homes. The grant assistance is made available through community and voluntary groups registered with the Department. The scheme provides assistance to older people. To be eligible you must be: • Aged 65 or over and have limited means or resources • Living alone or with someone who also meets the eligibility criteria • Living in the area covered by the community group administering the grant support • Able to benefit from the equipment being supplied • Willing to maintain contact with the community group Contact the Seniors Alert Scheme Unit in the Community and Voluntary Supports Division on (01) 888 29997 or by e-mail at seniorsalert@environ.ie for further information. 104 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Safe At Home_NEW.indd 104 19/01/2015 14:32 Tunstall Emergency Response provides solutions to support older people and those with long-term needs, to live independently, by effectively managing their health and well-being. The Vega GPS Watch is a purpose built device for those with Alzheimer’s or other cognitive disorders. The Vega is worn as a wristwatch and it raises an alert if the wearer walks outside of their designated “safe zone.” It features GPS and GSM positioning, an optional emergency button function, water resistance, and a long-lasting rechargeable battery. 2-way speech is possible on the watch to allow contact with the wearer in case they get lost or disoriented. At Tunstall Emergency Response, our systems are designed to enable services that wrap around the individual, supporting the person rather than just addressing a single need. We can provide a truly assistive technology care solution tailored to meet an individual’s care needs. THE FOLLOWING ARE SOME OF THE DEVICES INCLUDED IN OUR PORTFOLIO: • Pendant alarm • Fall Detector • Epilepsy Sensor • Bogus Caller Button • Flood Sensor • Care Assist Pager • Medication Dispenser • Temperature Extremes Detector Alerts raised by any of our devices are handled by the operators in our monitoring centre or may be directed to a family member. HELP AT THE TOUCH OF A BUTTON Contact our Telecare Support Team on 1850 247 999 Visit: www.tunstallemergencyresponse.ie 234593_1C_TUNSTALL_JR_SC.indd 1 14/01/2015 17:47 Golden Pages 126.5 x 91_Layout 1 12/01/2015 16:18 Page 1 Rent or buy a Stannah stairlift from Olympic Stairlifts for straight or curved stairs Straight and Curved staircases Reconditioned models available Approved to EU Standards Choice of chair designs and upholstery Full emergency 24 hour call-out service Free, no obligation Survey Safe and reliable Full aftersales support Grant advice Maintenance and repair To contact us go to our website www.olympicstairlifts.ie email sales@olympicstairlifts.ie or call 1800-313844 234691_2L_Stannah_CMD_SC.indd 1 13/01/2015 17:29 Bathroom Adaptations was established with the primary aim of becoming Ireland’s leading grant aided bathroom conversion specialists. We liaise directly with clients, their family, Occupational Therapists & other healthcare professionals. Our personal advisor will help with all stages of the grant aid application process. In addition to bathrooms, showers and wetrooms, we also provide stairlifts, ramps, and a range of aids for improved daily living. 20 Years Experience | Expert Tradesmen & Dedicated Project Manager | Price Promised & Guaranteed Grant Aided Specialists | Excellent Customer Service Contact Caroline Ryan, Personal Advisor | Call: 087 9640591 info@bathroomadaptations.ie | www.bathroomadaptations.ie | Nationwide Service 232670_2L_BathroomAd_JR_SC.indd 1 106.indd 1 17/11/2014 14:51 19/01/2015 15:41 Safe At Home Social Housing Options Local Authority Housing Some local authorities provide special accommodation for older people – usually community accommodation with special security features, such as wardens and security cameras. Each local authority allocates housing in accordance with its own housing allocation scheme (formerly known as schemes of letting priorities). Age limits for older people’s accommodation can vary from one local authority’s housing allocation scheme to another. Check with your own local authority. Voluntary Housing Voluntary housing organisations provide housing in a similar way to local authorities. They provide two types of housing for older people: group schemes and sheltered housing. They have some discretion about whom they house, but most of their housing is assigned in consultation with the local authority. Tenants in sheltered housing pay rent and they may qualify for rent supplement. Rent Supplement is paid to people living in private rented accommodation who cannot provide for the cost of their accommodation from their own resources. The amount of Rent Supplement you get will be calculated to ensure that your income after paying rent does not fall below a minimum level. Returning Home Post-Discharge Returning home after a doctor discharges you is a happy time, but it is also a critical turning point in your recovery process. Oftentimes, many patients are readmitted less than a few weeks after discharge. Often, mistakes made in medications, missed follow-up medical appointments, poor nutrition and dehydration and lack of safety preparation in the home are the issues that can lead to readmission. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Safe At Home_NEW.indd 107 107 20/01/2015 11:11 Safe At Home Getting Help When Returning Home Even if you have family and friends, there may be some aspects of your recovery plan that you might need extra help with. Professional CAREGivers from Home Instead Senior Care can help with many of the critical postdischarge care needs that will help lead you to a full and complete recovery. CAREGivers can help with: Returning home from the hospital can be a wonderful time. Seeking help from Home Instead CAREGivers with athome care can mean less stress for you and an easier transition to full recovery. ● Discharge coordination and execution – Home Instead CAREGivers will work with your hospital discharge planning staff to develop a detailed plan of care and instructions that will be used by family and other home caregivers to make sure you have a plan to help ensure a successful recovery. ● Medication management — Home Instead CAREGivers will work with you to help organise and track pills and other medications to make sure that they are taken as directed and to help prevent adverse effects. ● Follow-up doctor visit assistance — Home Instead CAREGivers can make sure you keep track of and attend follow-up medical appointments including providing or arranging of transportation to the visits. ● Nutrition management — Home Instead CAREGivers can assist with meal planning, shopping and preparation to ensure that you are getting wholesome, healthy foods and plenty of hydration that will assist you with recovery. ● Warning sign monitoring and notification — Home Instead CAREGivers are familiar with and trained to watch for warning signs and take appropriate action to help prevent complications and readmissions. ● Record keeping — Home Instead CAREGivers are also trained to track specific data on your progress to share with your medical providers. This is important for both tracking progress and to help update, if necessary, the original discharge plan of care. 108 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Safe At Home_NEW.indd 108 19/01/2015 14:33 Safe At Home A CASE STUDY Teresa, 77: Safe at Home Teresa Jones is 77 and has recently had hip surgery. The surgery was a success and as soon as Teresa left the hospital she considered surgery a closed case. That is until her public health nurse, Sarah, visited her and discussed follow-up care. Due to bed shortages hospitals are releasing patients quicker than in the past, which makes the need for discharge planning critically important. Sarah has seen too many older people discharged from the hospital without a care plan in place and wants to encourage Teresa to fully recover. Time and time again, older people are returned home in a vulnerable condition and cannot stay on top of their health. They make mistakes such as taking the wrong medication dosage or suffering a slip or fall due to decreased mobility following surgery. Thanks to Sarah’s advice, Teresa realised how important care at home was to her recovery. She initially found it awkward inviting a “stranger” in her home to help her with her recovery process. But after a few days with her professional caregiver she was delighted to have made a new friend in Emily, whom she could trust to help during this hard time. Emily helped around the house with light housekeeping and errands as well as helping to bathe and dress Teresa. Two months later Teresa is still at home and avoided going back to hospital or a nursing facility. Her follow-up appointment was positive and she has maintained her mobility and independence. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Safe At Home_NEW.indd 109 109 19/01/2015 14:33 Kelly Caulfield Shaw SOLICITORS Kelly Caulfield Shaw Solicitors are a long established medium sized general practice firm in Mullingar. Our five solicitors are dedicated to providing our clients with an efficient, value for money friendly service. OUR PRACTICE AREAS: • Probate • Ligation • Family Law • Landlord & Tenant • Licensing • Employment law • Property • Law & the Elderly Tel: 044 9348412 • Fax: 044 9343619 Email: info@kcs.ie • www.kcs.ie 1, Chapterhouse, Friars Mill Rd, Mullingar, Co.Westmeath 233948_1C_KELLY_JR_SC.indd 1 20/01/2015 11:07 Legal Information 0XX_Senior Citizen 2015_Legal Information_NEW.indd 111 19/01/2015 14:35 Legal Information Making a Will One of the most important issues you should sort out is your will. A will is a witnessed document that sets out, in writing, a person’s wishes for his or her possessions (called his or her ‘estate’) after death. If you die without a will, the law of intestacy decides what happens to your property. A will can ensure that proper arrangements are made for your dependents and that your property is distributed in the way you wish after you die, subject to certain rights of spouses and children. If you die having made a valid will, you are said to have died ‘testate’. This means all of your possessions will be distributed in the way you set out in your will. It is the job of the executor or executors you named in your will to make sure this happens. After you die, someone has to deal with your estate by gathering together all of your money and possessions, then paying any debts you owe and finally distributing what is left to the people who are entitled to it. If you do not name an executor of your will, documents called letters of administration are issued. When your estate is distributed, the legal rights of your spouse and children, if any, will be fulfilled first after any debts are paid before any other gifts are considered. The Requirements of a Valid Will It is possible to prepare your will yourself – however, it is advisable that you get a solicitor to do this for you as it is an important document and should be drafted correctly. You decide what you wish to do with your property and your solicitor can advise you on how to achieve your objective. Your solicitor will also advise you about the rights of spouses, children or other family members and how this impacts on your decisions. It is always possible for you to revoke your will. This can only be challenged if your mental capacity when you revoked your will is called into question. 112 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Legal Information_NEW.indd 112 19/01/2015 14:35 Legal Information Power of Attorney Power of Attorney is a legal device in Ireland that can be set up by a person (the donor) during his/her life when he/she is in good mental health. It allows another specially appointed person (the attorney) to take actions on the donor’s behalf if he/she is absent, abroad or mentally incapacitated through illness. If someone in Ireland is mentally incapacitated, all of their assets and property are normally frozen and cannot be used by anyone else unless they are jointly owned or someone has power of attorney to deal with their money or property. How to Create a Power of Attorney A general power of attorney can be created when signed by either you or at your direction in the presence of a witness. Wards of Court If you become incapable of managing your affairs or are of unsound mind, you can be made a ward of court. There are a number of procedures available depending on the precise circumstances. Trusts Property, including money assets, may be held in trust on behalf of another person or to achieve a particular purpose. A trust exists when a person (the trustee) holds the property of another (the settlor) for the benefit of named people. The beneficiaries may be the settlor him or herself or may be other people. By creating a trust you can ensure that, should you subsequently become mentally incompetent, your affairs will be managed in a particular manner. The trust property continues to be administered by the trustee for your benefit without the necessity to have you made a ward of court. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Legal Information_NEW.indd 113 113 19/01/2015 14:35 Legal Information Advance Care Directive There is no legislation on advance care directive in Ireland. In general, it can be defined as a statement about the kind and extent of medical or surgical treatment you want in the future, on the assumption that you will not be able to make that decision at the relevant time. Sometimes the terms ‘living will’, ‘advance statement’, ‘advance decision’ or ‘advance refusal’ are used when referring to advance care directive. People usually make directives in order to limit the treatment given in order not to prolong life. Some people, however, make them in order to state that they want all possible treatments to be provided. It is unlikely that such a directive would be enforceable as it does not take account of the likely success of the treatment or of the costs involved. Agency Arrangements If you appoint another person to represent you in certain dealings with third parties, you are making an agency arrangement. You are called the principal and the person you appoint is called the agent or appointed representative. The most usual example is where a pensioner nominates someone to collect social welfare pension payments or other allowances from the post office. 114 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_Legal Information_NEW.indd 114 19/01/2015 14:36 Legal Information A CASE STUDY Jim, 73: Securing Peace of Mind & Appointing a Power of Attorney Jim is in his seventies living a full, active life. He is in good health and enjoying his retirement. He has contributed to a pension for 45 years and is using these funds to enjoy life in sunny Spain. He has two sons and has appointed one as his power of attorney. His son also has a copy of all of his financial instruments and vehicles. His will is prepared and his son has been made the executor of his will. Jim has done his senior years “homework” and does not worry about the future or potential circumstances. He has taken the steps now to ensure that if an accident happens or illness strikes the steps have been taken to secure his future. He has expressed his wishes about how he would like to age and where he would like to age. He isn’t waiting for an emergency to start taking the necessary legal and financial steps. His sons are both fully in the know of their father’s wishes and have agreed to support their father in his wishes. Jim now can enjoy a healthy, happy and largely worry-free retirement. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_Legal Information_NEW.indd 115 115 19/01/2015 14:36 Commercial Profile Your Life, Your Legacy Charlie Kelly of Kelly Caulfield Shaw explains the importance of making a will. Doing good like this will have a positive effect on your own life and on the lives of others. Remember, “it is better to give than to receive”. Now make that will! Making a will is a very important task. It deserves your time, attention and careful reflection. It should be viewed as a constructive act that will have a positive impact. A good will is a true testament of the person you are and will reflect your true values and your attitude to your responsibilities and obligations. If you have property and especially if you have people who depend on you, now is the time to make your will. It is not ideal to make a will in haste when under pressure, e.g. just when you are about to go in for a major operation or travel for the first time on a plane! Have an open approach when making a will: be aware of the those who depend on you, those who have good reason to expect to be remembered by you, those who have no expectations to receive anything from you but who would be delighted to be remembered by you – and, finally, humanity in general which can be helped by endowments to various worthwhile charities that do good in the world. Bear in mind the motto of the medical profession: “do no harm”. Remember, there is nothing wrong with good tax planning – your solicitor can advise you as to how you can minimise the tax burden for your beneficiaries when drafting your will. One of the important factors in making a will is to take a burden of responsibility from the shoulders of your family. If you do not leave a will you leave a vacuum and this can cause anxiety and confusion among people who are dear to you. There is no legal foundation for advance care directives in this country but we are moving towards a position where they can have a persuasive influence on how we are treated approaching the end of life. It is also important that we should consider what further legacies we can leave other than our property assets or money. Organ donation is very important in that it can bring new life to people who are seriously ill. 116 | SENIOR CITIZEN GUIDEBOOK 2015 233948_CP_1C_KELLY.indd 116 20/01/2015 14:39 Think Ahead 0XX_Senior Citizen 2015_ThinkAhead.indd 117 19/01/2015 15:21 CMRF Legacy Ad 2014:Layout 1 03/11/2014 14:05 Page 1 Leave a Gift in Your Will and Help Heal the Littlest Hearts Childhood is so precious, and when a child suffers from a childhood illness or disease, it can change their lives forever. Hopes and dreams can be lost and precious potential could be wasted. The Children’s Medical & Research Foundation helps our most vulnerable children by way of providing life saving support for sick children in Our Lady’s Children’s Hospital, and the National Children’s Research Centre, Crumlin. A long term gift is a wonderful way to support the things you care about most, now and after you’re gone. Please help make all the difference and contact our legacy executive in the Foundation, who will be happy to help. The Children’s Medical & Research Foundation Our Lady’s Children’s Hospital, Crumlin 14 – 18 Drimnagh Road, Dublin 12 T: 01 709 1700 | F: 01 455 1045 | E: info@cmrf.org | www.cmrf.org Find us on Facebook www.facebook.com/CMRFCRUMLIN 233845_1C_CMRF_CMD_SCIT.indd 1 Follow us on Twitter @CMRF_Crumlin 15/01/2015 09:43 Think Ahead Have You Thought About Your Death? Have you a friend or family member at risk of dying during the next year? How will it be for them? How will it be for you when your time comes? These are important and difficult questions, ones many of us don’t want to face. It is often easier for us to park them. Yet one sure certainty in life is that we will die. Each year roughly 30,000 people die in Ireland. Some people have a good experience. They have an understanding of what is happening and have reflected practically and emotionally with their important loved ones. They have clear and well-formed ideas about their medical care, and have their preferences respected and acted upon. Their dying is often a source of inspiration to those they leave behind, demonstrating courage and a sense of dignity and completeness, particularly to their younger friends and family. But it’s not always like this. A small minority of us will experience sudden unexpected events, leaving no time to prepare. We delay reflecting about our end of life until we become too sick to effectively do so, unable to communicate on this complex subject with our nearest and dearest. The Forum on End of Life in Ireland, a project of the Irish Hospice Foundation, has taken important steps towards encouraging us to plan for death and dying with Think Ahead, a citizen-led initiative aimed at guiding people on planning for end of life. Using a simple form, Think Ahead urges people to Think, Talk and Tell and write down their personal preferences for future medical, financial and personal care. This can then be left in a safe and secure place where it can be easily accessed in an emergency. Even if not fully completed, the form can simply be used as a guide to those things you might want to think about when considering the end of your life, and could help initiate and structure the discussion with loved ones. SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_ThinkAhead.indd 119 119 20/01/2015 14:29 Think Ahead Why Think Ahead? There is no “right time” to Think Ahead. Ideally it is now! • So those close to you know or understand your wishes if a time comes when you cannot speak for yourself. • To give peace of mind and reassurance to you, your family and your carers. • To avoid confusion, stress and disruption in the event that you pass away without leaving your affairs in order. The Think Ahead Form has five key sections: Key information: Details of people you would like contacted in the event of an emergency and key information to inform people about your treatment and care. Care preferences: How would you like to be cared for while you are hospitalised? Are there cultural or religious preferences that you would like the health care staff to consider in caring for you? Legal: Will, succession, power of attorney. Financial: Bank accounts, life assurance policies. Credit cards, mortgages, documents etc. When I die: Organ and body donation, funeral and burial arrangements. How does it work? Fill out all or part of the Think Ahead form, which you can download from www.thinkahead.ie, or pick up a copy from the Irish Hospice Foundation, Morrisson Chambers, 32 Nassau Street, Dublin 2 (phone (01) 6793188), or from your Citizens Information Centre. Tell your family or friends where the form can be found in the event of an emergency. 120 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_ThinkAhead.indd 120 19/01/2015 15:21 Notes Numbers & Notes SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_ThinkAhead.indd 121 121 19/01/2015 15:21 Notes Numbers & Notes 122 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_ThinkAhead.indd 122 19/01/2015 15:21 Notes Numbers & Notes SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_ThinkAhead.indd 123 123 19/01/2015 15:21 Notes Numbers & Notes 124 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_ThinkAhead.indd 124 19/01/2015 15:21 Notes Numbers & Notes SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_ThinkAhead.indd 125 125 19/01/2015 15:21 Notes Numbers & Notes 126 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_ThinkAhead.indd 126 19/01/2015 15:22 Notes Numbers & Notes SENIOR CITIZEN GUIDEBOOK 2015 | 0XX_Senior Citizen 2015_ThinkAhead.indd 127 127 19/01/2015 15:22 Notes Numbers & Notes 128 | SENIOR CITIZEN GUIDEBOOK 2015 0XX_Senior Citizen 2015_ThinkAhead.indd 128 19/01/2015 15:22