Hansard International
Series 2 Fund Range
Hansard International Series 2 Unit Fund Range
Series 2 for Capital Builder 2,Vantage and Vantage Platinumuilder
Our internal unit fund range offers funds from across a range of fund management groups and covers a variety of risk profiles,
asset types, sectors and geographic regions.
This Investment Guide is intended to give you an overview of our full internal unit fund range and highlights that although it is a
specified range and has been carefully selected, it provides you and your clients with a wide choice to meet differing client needs.
For further details on each fund please refer to our Unit Fund Centre on Hansard Online which provides access to fund fact
sheets and fund performance reports.
In addition to the more conventional cash, fixed interest and equity based funds our range also includes a number of managed,
multi manager, model portfolio and more specialist funds.
Over a number of years, we have built strong relationships with some of the world’s largest Global Asset Managers and a number
of the more specialist providers. These managers provide additional support in terms of marketing, delivering presentations and
access to webcasts.
At a Glance
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In excess of 180 Hansard International funds are available for investment
Partnerships with 30+ Asset Management Groups
20 different asset/sector types
7 different base currencies
What is a Hansard International Internal Unit Fund?
This is a unitised fund structure which is created, priced and administered by Hansard and operates on a pooled investment basis
meaning many different individual clients will all invest in the same Hansard fund at the same time. Units of the chosen fund will
be allocated to each client’s contract according to the amount invested and the prevailing fund price at the time of investment.
Contract holders taking out a Capital Builder 2,Vantage or Vantage Platinum product will have the full range of Hansard funds to
choose from. They can hold as many funds as they wish following the initial fund selection.
Each Hansard fund will typically be linked to a single external fund offered by one of the Asset Management Groups with whom
we partner. Pooled investment into any Hansard fund will then be invested in the linked external fund. The performance of
Hansard Unit Funds will primarily be determined by the performance of the underlying external funds to which they are linked.
The Hansard fund may be withdrawn without notice if the underlying external fund is withdrawn or suspended by the asset
manager.
Please note a number of our managed funds or model portfolios may invest in more than one underlying external fund. Hansard
funds may also carry small positive or negative cash balances from time to time to allow for the management of smaller cash
flows or transactional cash awaiting the settlement of purchases or sales of the underlying fund. Further details on the range of
model portfolios can be found in ‘Fidelity Multi Asset Growth Solutions’ (HO2054O).
The annual management charge as defined by Capital Builder 2,Vantage or Vantage Platinum products will be included in the
calculation of the price of the Hansard fund and are therefore reflected in the value of the contract.
Benefits of the Hansard Fund Range
We believe our fund range provides more than sufficient scope and choice for the differing needs of our clients. Some of the key
benefits include:
• Linking to funds offered by a range of experts in the world of asset management
• Purchasing underlying funds at institutional rates which is close to or at Net Asset Value (NAV)
• Switching between funds at bid to bid price on the same day with no settlement period.
For further information on how to switch between funds, please refer to on line switching or ‘Unit Fund Switch and Redirection Instruction (HO1075O)
• The minimum contribution will be set at Hansard product level and not constrained by any minimums imposed by fund management groups
• Vast majority of funds are daily priced.
The Fund Range
We have categorised our fund range by asset type and further refined each asset type by geography – global, regional, country or
specialist. Where the fund does not naturally fall into one of these categories then we have allocated it to a more specific sector.
The details we have included for each fund in the list below will give you some basic information on each fund but please visit
our Unit Fund Centre on Hansard Online if you require more detailed information.
Page 2 of 16
Hansard International Series 2 Unit Fund Range
Fund Risk Rating - Synthetic Risk and Reward Indicator
The fund details below include a risk rating which is the Synthetic Risk and Reward Indicator (SRRI)1 to help you and your client
assess which internal funds best align with your client’s approach to risk. This does not constitute investment advice and should
be used as a guidance tool only.
The SRRI is calculated based on the volatility of the unit fund for the past five years and the values obtained are translated into
one of seven risk categories available based on pre-defined volatility intervals.
Volatility is a measure of change of a financial asset’s price over a particular time period, which means the greater the movement
in unit fund prices, the more volatile the unit fund’s performance is. Unit funds with high volatility are generally associated with
higher risk but potentially higher reward. Unit funds with low volatility are generally associated with lower risk, but lower
potential reward.
SRRI scale
Lower Risk
Higher Risk
1234567
Potentially lower reward Potentially higher reward
Each SRRI category represents a volatility range as follows:
SRRI Category
Volatility Range (%)
1
0 - 0.5
2
0.5 - 2
3
2-5
4
5 - 10
5
10 - 15
6
15 - 25
7
>25
Unit funds with very low volatility will have a 1 or 2 rating. These unit funds generally have a more cautious approach with little
or no exposure to equity markets, and usually invest in cash or money market securities.
Unit funds with high volatility will have a 6 or 7 rating. These unit funds tend to have a high exposure to less developed, emerging
markets or use high risk alternative assets within their investment strategy. Over the long term, exposure to equity markets
could provide the opportunity for higher investment returns. However, it also brings a much higher degree of investment risk.
You must therefore be prepared not only for the potential of higher returns, but also the potential for higher losses by linking to
these types of unit funds.
Where the unit fund was launched more than five years ago, the SRRI has been calculated based on the unit fund prices. Where
the unit fund is less than five years old, the SRRI has been calculated based on the underlying asset prices for the past five years
or since launch if that is later. The five year period is to 31 January 2016.
Potentially Lower Reward
For all unit funds, there is no guarantee that its rating will remain the same and it may be re-categorised in the future. Please note
that the lowest rating does not mean that a unit fund has no risk.
The following additional risks are not reflected in the SRRI and may warrant consideration with your client.
• Credit Risk – where the unit fund invests in securities that are subject to the risk that the issuer may
default on interest or capital payments;
• Derivative Risk – where the underlying assets may use derivatives. The use of derivatives can carry the risk of substantial loss and/or increased volatility in adverse financial conditions;
• Counter party Risk – where the unit fund could lose money if an entity (counterparty) with which it does business becomes unwilling or unable to honour its obligations to the unit fund; and
• Liquidity Risk – in some market conditions, the securities held by the underlying asset of the unit fund may be hard to value or difficult to sell at the desired price.
Please note that past performance is not a guide to future performance.
The ‘Synthetic Risk and Reward Indicator’ (SRRI) was defined in 2009 by the Committee of European Securities Regulators (CESR) with the aim of providing investors with a method of assessing an underlying fund’s risk.
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Hansard International Series 2 Unit Fund Range
Deposit Funds
Hansard Fund Name
Fund Code Currency Objective
Risk Rating
HIL (S2) UK Deposit
B04S2
GBP
Aims to combine maximum security with competitive
short-term yields for those wishing to hold money in
bank deposits or short-term money-market instruments.
1
HIL (S2) US Dollar Deposit
C04S2
USD
Aims to combine maximum security with competitive
short-term yields for those wishing to hold money in
bank deposits or short-term money-market instruments.
1
HIL (S2) Japanese Yen Deposit
G03S2
JPY
Aims to combine maximum security with competitive
short-term yields for those wishing to hold money in
bank deposits or short-term money-market instruments.
1
HIL (S2) Australian Deposit
R01S2
AUD
Aims to combine maximum security with competitive
short-term yields for those wishing to hold money in
bank deposits or short-term money-market instruments.
1
HIL (S2) Swedish Krona Deposit
S03S2
SEK
Aims to combine maximum security with competitive
short-term yields for those wishing to hold money in
bank deposits or short-term money-market instruments.
1
HIL (S2) Euro Deposit
X02S2
EUR
Aims to combine maximum security with competitive
short-term yields for those wishing to hold money in
bank deposits or short-term money-market instruments.
1
Fixed Interest – Global
Hansard Fund Name
Fund Code Currency Objective
Risk Rating
HIL (S2) UK Fixed Interest (Fidelity Flexible Bond)
B03S2
GBP
To achieve long-term capital growth through investing in
a diversified portfolio of quoted bonds.
4
HIL (S2) Intl Bond (Invesco Bond)
C07S2
USD
To achieve long-term capital growth through investing in
a diversified portfolio of quoted bonds.
4
4
HIL (S2) M&G Global Macro Bond Fund USD
MC178S2
USD
The Fund aims to maximise long-term total return
(the combination of income and growth of capital) by
investing across a broad range of fixed income assets,
including bonds issued by governments and companies in
developed nations and emerging markets.
HIL (S2) M&G Optimal Income USD
MC180S2
USD
The fund aims to provide capital growth and income by
investing in a broad range of fixed income assets, wherever
the fund manager sees the greatest opportunities.
3
HIL (S2) Loomis Sayles Multisector Income USD
MC187S2
USD
To achieve high returns through capital growth and
income.
4
HIL (S2) Franklin High Yield USD
MC208S2
USD
The Fund aims to earn a high level of current income
and seeks capital appreciation when consistent with its
principal objective of high current income.
4
4
HIL (S2) Templeton Global Total Return USD
MC209S2
USD
The Fund aims to maximise total investment return
consisting of a combination of interest income, capital
appreciation, and currency gains by investing principally
in a portfolio of fixed and/or floating rate debt securities
and debt obligations.
HIL (S2) Invesco Bond
MC21S2
USD
To achieve long-term returns through investment
in fixed interest and floating rate securities while
maintaining a high income yield.
4
USD
The Fund has, as its primary objective, the generation of
a high level of current income by means of investment in
high yielding fixed or floating rate securities of varying
maturities denominated in a spread of the world’s major
and minor traded currencies.
4
EUR
To achieve long-term capital growth through investing in
a diversified portfolio of quoted bonds.
4
HIL (S2) Investec Global High Income Bond
MC34S2
HIL (S2) European Fixed Interest (Morgan Stanley
XE01S2
Strategic Bond)
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Hansard International Series 2 Unit Fund Range
Fixed Interest – Regional
Hansard Fund Name
HIL (S2) Investec High Income Bond
Fund Code Currency Objective
MB06S2
Risk Rating
GBP
The sub-fund aims to provide an income and capital
return in excess of that which is generated by prevailing
European high yield bond indices over the long term.
5
4
HIL (S2) Investec Latin American Corporate Debt
MC149S2
USD
The Fund aims to achieve a high level of income, with
the opportunity for capital gain, from a diversified
portfolio of fixed and floating rate securities issued by
Latin American governments and institutions as well as
Latin American companies.
HIL (S2) BlackRock Emerging Markets Flexi Dynamic Bond
MC160S2
USD
The Fund aims to maximise the return on your
investment through a combination of capital growth and
income on the Fund’s assets.
4
3
HIL (S2) Emirates MENA Fixed Income USD
MC184S2
USD
The fund aims to achieve a high level of income as well
as capital growth, predominantly through a diversified
portfolio of MENA debt securities of varying maturities
along with cash and other ancillary instruments, such as
Wakala.
HIL (S2) Aberdeen Select Emerging Markets Bond
MC195S2
USD
Long-term total return by investing in fixed interest
securities issued by Emerging Market corporations and
government related bodies.
4
HIL (S2) Threadneedle Emerging Markets Debt
MC67S2
USD
Seeks a high total return through investments in high
yield debt securities of emerging market issuers from
around the world.
4
Fixed Interest – Single Country
Hansard Fund Name
Fund Code Currency Objective
Risk Rating
HIL (S2) US Fixed Interest (Allianz PIMCO Total Return)
C03S2
USD
To achieve long-term capital growth through investing in
a diversified portfolio of US dollar denominated bonds.
3
HIL (S2) Swedish Fixed Interest (Nordea Swedish Bond)
S01S2
SEK
To achieve long-term capital growth through investing in
a diversified portfolio of predominantly Swedish Krona
denominated bonds.
3
Managed – Cautious
Hansard Fund Name
HIL (S2) US Dollar Cautious Managed (BlackRock)
HIL Emirates Global Income USD
Fund Code Currency Objective
Risk Rating
C10S2
USD
To achieve long-term capital growth through investing
in a diversified portfolio of quoted equities, bonds and
other fixed interest securities.
4
MC181S2
USD
The Portfolio aims to provide long-term capital growth
through price appreciation through investments in
collective investment schemes investing in securities.
3
Managed – Balanced
Hansard Fund Name
Fund Code Currency Objective
Risk Rating
HIL (S2) UK Sterling Managed (Fidelity MoneyBuilder
Balanced)
B01S2
GBP
To achieve long-term capital growth through investing in
a diversified portfolio of quoted equities and bonds.
4
HIL (S2) US Dollar Managed (Templeton Global Balanced)
C01S2
USD
To achieve long-term capital growth through investing in
a diversified portfolio of quoted equities and bonds.
4
XH01S2
EUR
To achieve long-term capital growth through investing
in a diversified portfolio of European quoted equities,
bonds and other fixed interest securities.
5
HIL (S2) European Managed (BlackRock)
Managed – Aggressive
Hansard Fund Name
HIL (S2) Investec Global Strategic Managed USD
Fund Code Currency Objective
MC161S2
USD
The Fund aims to provide long-term total returns
through investment in a diversified and actively
managed portfolio consisting of any combination of
cash instruments, fixed income securities, convertible
securities and quoted equity securities on an
international basis.
Risk Rating
4
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Hansard International Series 2 Unit Fund Range
Multi Manager – Cautious
Hansard Fund Name
Fund Code Currency Objective
Risk Rating
B09S2
GBP
To achieve long-term capital growth through investing
in a diversified portfolio of quoted equities, bonds and
other fixed interest securities.
4
HIL (S2) GAM Star Cautious GBP
MB55S2
GBP
Designed for clients seeking a strong focus on capital
protection while offering moderate participation in
equity market growth.
5
HIL (S2) MitonOptimal Core Cautious GBP
MB60S2
GBP
The objective of the Fund is to achieve long term
growth and absolute returns, with limited volatility,
diversifying across cash, bonds, equities, alternative
strategies, commodities and property.
4
MC153S2
USD
Designed for clients seeking a strong focus on capital
protection while offering moderate participation in
equity market growth.
4
HIL (S2) Cautious Managed (Investec Cautious Managed)
HIL (S2) GAM Star Cautious USD
Multi Manager – Balanced
Hansard Fund Name
Fund Code Currency Objective
Risk Rating
HIL (S2) Harmony GBP Balanced Fund
MB51S2
GBP
The objective of the fund is to achieve a balance
between preservation of capital and long term capital
growth through direct or indirect investment principally
in Sterling denominated assets.
4
HIL (S2) MitonOptimal Special Situations GBP
MB59S2
GBP
The objective is to achieve long term returns above
inflation over the course of the full investment cycle
with specialist exposure to investment trusts, mutual
funds, direct equities, ETFs and structured products.
4
HIL (S2) CGWM Select Diversity GBP
MB64S2
GBP
Designed for those investors seeking a consistent total
return from a combination of capital growth and income
with the prospect of moderate growth over the longer-term.
4
4
HIL (S2) Emirates Balanced Managed
MC141S2
USD
The Portfolio may invest globally through collective
investment schemes in a range of asset classes including
cash/near cash, fixed income, equity, property and
alternative strategy funds, with the aim of providing long
term capital growth through a balanced investment strategy.
HIL (S2) Harmony USD Balanced
MC144S2
USD
To achieve a balance between preservation of capital
and long term capital growth through direct or indirect
investment principally in U.S. Dollar denominated assets.
4
HIL (S2) Franklin Income USD
MC210S2
USD
The Fund aims to maximise income while maintaining
prospects for capital appreciation by investing primarily in
equity securities and long & short-term debt securities.
5
HIL (S2) CGWM Select Global Diversity USD
MC220S2
USD
Designed for those investors seeking growth over the
longer term. The portfolio invests to achieve the best
return while considering the risk of each investment.
4
Multi Manager – Aggressive
Hansard Fund Name
Fund Code Currency Objective
Risk Rating
HIL (S2) Harmony GBP Growth
MB52S2
GBP
The objective of the fund is to achieve long term capital
growth through direct or indirect investment principally
in Sterling denominated equities.
5
HIL (S2) GAM Star Balanced GBP
MB56S2
GBP
Designed for clients seeking a balance of capital
protection and participation in equity market growth.
5
5
4
HIL (S2) Emirates Active Managed
MC139S2
USD
The Portfolio may invest globally through collective
investment schemes in a range of asset classes including
cash/near cash, fixed income, equity, property and
alternative strategy funds, with the aim of providing
long-term capital growth.
HIL (S2) Harmony USD Growth
MC145S2
USD
The objective of the fund is to achieve long term capital
growth through direct or indirect investment principally in
U.S. Dollar denominated equities.
Page 6 of 16
Hansard International Series 2 Unit Fund Range
Multi Manager – Aggresive
Hansard Fund Name
Fund Code Currency Objective
HIL (S2) GAM Star Balanced USD
MC154S2
HIL (S2) CGWM Select Global Opportunity USD
HIL (S2) MitonOptimal Core Growth + USD
HIL (S2) Templeton Global Income USD
MC156S2
MC165S2
MC207S2
Risk Rating
USD
Designed for clients seeking a balance of capital
protection and participation in equity market growth.
4
USD
Designed for those investors seeking high growth from a
concentrated portfolio of investment ideas and themes.
The fund holds multiple asset classes but focusses on
achieving growth with less regard to volatility.
5
USD
The objective of the fund is to achieve Libor 3m + 6%
over rolling 7-year periods, whilst managing volatility
appropriately to this outcome. The fund is intended for
investors with a long-term investment horizon.
4
USD
The Fund aims to maximise current income while
maintaining prospects for capital appreciation by
investing in a diversified portfolio of debt and equity
securities worldwide.
5
Multi Manager – Flexible
Hansard Fund Name
Fund Code Currency Objective
Risk Rating
GBP
The Fund has a strong focus on participation in equity
market growth with an element of capital protection.
5
MB65S2
GBP
Designed for those investors seeking high growth from a
concentrated portfolio of investment ideas and themes.
The fund holds multiple asset classes but focuses on
achieving growth with less regard to volatility.
4
HIL (S2) JP Morgan Global Income USD
MC152S2
USD
To provide regular income by investing primarily in a
portfolio of income generating securities, globally, and
through the use of financial derivative instruments.
4
HIL (S2) GAM Star Growth USD
MC155S2
USD
The Fund has a strong focus on participation in equity
market growth with an element of capital protection.
4
HIL (S2) MitonOptimal Core Diversified USD
MC164S2
USD
The objective of the Fund is to achieve long term
growth and absolute returns with limited.
4
HIL (S2) GAM Star Growth GBP
HIL (S2) CGWM Select Opportunity GBP
MB57S2
Shariah
Hansard Fund Name
HIL (S2) Crescent Global Equity
Fund Code Currency Objective
MC76S2
Risk Rating
USD
The Crescent Global Equity Fund is a Shariah-compliant
equity fund that seeks to provide ethical investors with a
superior investment product that conforms to religious
and cultural beliefs.
5
2
HIL (S2) Emirates Islamic Money Market
MC135S2
USD
The fund is a Shariah compliant investment that aims
to achieve a higher profit return than traditional
Shariah compliant bank deposits of similar liquidity.
The Fund will primarily invest in diversified portfolio of
Shariah compliant money market instruments including
collectives investing in such instruments.
HIL (S2) Emirates MENA Opportunities
MC136S2
USD
The objective of the Fund is to provide investors with a
professionally managed means of participating in Shariah
compliant growth investments across a range of MENA
markets.
5
HIL (S2) Emirates Islamic Global Managed
MC140S2
USD
The Fund will seek over time to acquire a diversified
portfolio of collective investment schemes and direct
investments, including but not limited to, investments in
Murabaha, Sukuk, Real Estate and Equity.
4
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Hansard International Series 2 Unit Fund Range
Shariah
Hansard Fund Name
Fund Code Currency Objective
HIL (S2) Emirates Emerging Market Equity USD
MC182S2
USD
The Fund will aim to achieve long-term capital
appreciation over a complete economic cycle by
deploying assets globally across Sharia compliant stocks
listed in emerging market stock exchanges.
6
HIL (S2) Emirates Global Sukuk USD
MC183S2
USD
The primary investment objective of the fund is to
achieve high income as well as capital growth by
investing in a diversified portfolio of Sukuk both in the
MENA region and globally.
3
HIL (S2) Franklin Global Sukuk USD
MC213S2
USD
To maximise, consistent with prudent investment
management, total investment return, consisting of a
combination of profit income and capital appreciation.
3
USD
Long-term capital appreciation by investing primarily
in Shariah compliant equity securities of companies
incorporated or who have their area of primary activity
in Asia (excluding Australia, New Zealand and Japan).
5
USD
The Fund seeks capital appreciation by investing
principally in Shariah-compliant equity and equity-related
securities including common stocks of companies
located anywhere in the world, including Emerging
Markets.
5
HIL (S2) Templeton Shariah Asian Growth USD
HIL (S2) Templeton Shariah Global Equity USD
MC214S2
MC215S2
Risk Rating
Protected
Hansard Fund Name
HIL (S2) Investec Multi-Asset Protector GBP
HIL (S2) Smartfund 80% Protected Balanced GBP
HIL (S2) Smartfund 80% Protected Growth GBP
HIL (S2) Red Arc 80% Protected USD
HIL (S2) Smartfund 80% Protected Balanced USD
HIL (S2) Smartfund 80% Protected Growth USD
HIL (S2) Red Arc 80% Protected EUR
Page 8 of 16
Fund Code Currency Objective
MB61S2
MB62S2
MB63S2
MC203S2
MC218S2
MC219S2
MX69S2
Risk Rating
GBP
The Fund aims to provide long term capital growth from
a multi-asset portfolio and to deliver protection at 80%
of the Fund’s highest share price ever achieved.
5
GBP
To provide investors with the potential long-term
returns of an actively managed balanced multi-asset
portfolio managed by Smart IM. The Funds have the
benefit of capital protection of 80% of the highest ever
fund value which is based upon the NAV, provided by
Morgan Stanley.
3
GBP
To provide investors with the potential long-term
returns of an actively managed growth multi-asset
portfolio managed by Smart IM. The Funds have the
benefit of capital protection of 80% of the highest ever
fund value which is based upon the NAV, provided by
Morgan Stanley.
4
USD
Aims to achieve long-term wealth generation through
investments in global markets, coupled with capital
preservation. BlackRock determines the composition of the
active investment portfolio while Citi provides a dynamic
allocation strategy with a profit lock-in feature, protecting
at least 80% of the highest daily fund NAV per share.
4
USD
To provide investors with the potential long-term
returns of an actively managed balanced multi-asset
portfolio managed by Smart IM. The Funds have the
benefit of capital protection of 80% of the highest ever
fund value which is based upon the NAV, provided by
Morgan Stanley.
3
USD
To provide investors with the potential long-term
returns of an actively managed growth multi-asset
portfolio managed by Smart IM. The Funds have the
benefit of capital protection of 80% of the highest ever
fund value which is based upon the NAV, provided by
Morgan Stanley.
4
EUR
Aims to achieve long-term wealth generation through
investments in global markets, coupled with capital
preservation. BlackRock determines the composition
of the active investment portfolio while Citi provides a
dynamic allocation strategy with a profit lock-in feature,
protecting at least 80% of the highest daily fund NAV per
share.
5
Hansard International Series 2 Unit Fund Range
Protected
Hansard Fund Name
HIL (S2) Smartfund 80% Protected Balanced EUR
HIL (S2) Smartfund 80% Protected Growth EUR
Fund Code
MX70S2
MX71S2
Currency Objective
Risk Rating
EUR
To provide investors with the potential long-term
returns of an actively managed balanced multi-asset
portfolio managed by Smart IM. The Funds have the
benefit of capital protection of 80% of the highest ever
fund value which is based upon the NAV, provided by
Morgan Stanley.
3
EUR
To provide investors with the potential long-term
returns of an actively managed growth multi-asset
portfolio managed by Smart IM. The Funds have the
benefit of capital protection of 80% of the highest ever
fund value which is based upon the NAV, provided by
Morgan Stanley.
4
Equity – Global
Hansard Fund Name
Fund Code
Currency Objective
Risk Rating
HIL (S2) Intl Growth (Investec Global Strategic Equity)
B08S2
GBP
To achieve long-term capital growth through investing in
a diversified portfolio of International equities.
5
HIL (S2) UK Sterling Growth (Neptune Global Equity)
B10S2
GBP
To achieve long-term capital growth through investing in a
diversified portfolio of International quoted equities and
bonds.
6
MB58S2
GBP
The investment objective of the fund is to provide
long-term capital appreciation over the full investment
cycle through the aggressive growth investment style of
the investment manager.
6
HIL (S2) Jupiter Global Financials
MC119S2
USD
The Investment objective of the Fund is to achieve
long-term capital growth, principally through investment
in equities of financial sector companies on an
international basis.
6
HIL (S2) Neptune Global Equity
MC122S2
USD
To generate capital growth from a concentrated
portfolio of global securities, selected from across world
equity markets, with a view to attaining top quartile
performance within the appropriate peer group.
6
USD
The Fund seeks an above average income from its equity
investments without sacrificing long term capital growth
by investing globally at least 70% of its total assets in the
equity securities of companies domiciled in, or exercising
the predominant part of their economic activity in,
developed markets.
5
USD
The investment objective of the fund is to provide
long-term capital appreciation over the full investment
cycle through the aggressive growth investment style of
the investment manager.
5
USD
The Fund seeks capital growth by investing at least
two-thirds of its total assets in the shares of companies
in the premium brands sector providing high-quality
services and products.
6
USD
The Fund seeks capital growth by investing at least
two-thirds of its total assets in corporate shares in
accordance with the investments of Pictet open-ended
theme funds, where each theme is, in principle, equalweighted and rebalanced each month.
5
4
HIL (S2) VAM Driehaus GBP
HIL (S2) BlackRock Global Equity Income
HIL (S2) VAM Driehaus USD
HIL (S2) Pictet Premium Brands USD
HIL (S2) Picet Global Megatrend Selection USD
MC146S2
MC157S2
MC168S2
MC169S2
HIL (S2) Fidelity Global Dividend USD
MC172S2
USD
Aims to provide income and long-term capital growth.
At least 70% of the funds investments will be in income
producing company shares globally. The choice of assets
is guided by attractive dividend yields in addition to the
potential for capital growth.
HIL (S2) M&G Global Dividend USD
MC175S2
USD
The fund invests in companies around the world that
have the potential to grow their payout to shareholders,
or dividends, consistently over time, while generating an
income yield greater than the global average.
6
USD
The fund aims to maximise long-term capital and income
growth. The fund manager selects stocks from across
a wide range of global equities, focusing on businesses
that are undergoing positive internal change, leading to
improvements in their return on capital.
5
HIL (S2) M&G Global Leaders USD
MC177S2
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Hansard International Series 2 Unit Fund Range
Equity – Global
HIL (S2) M&G Global Basics USD
MC179S2
USD
The sole aim of the Fund is long term capital growth
by investing wholly or mainly in companies operating in
basic industries (‘primary’ and ‘secondary’ industries)
and also in companies that service these industries.
HIL (S2) Investec Global Franchise USD
MC186S2
USD
The Fund aims to provide long-term growth by primarily
investing in the shares of companies around the world.
5
HIL (S2) Harris Associates Global Equity USD
MC188S2
USD
To achieve long term capital growth by primarily
investing in companies around the world.
6
HIL (S2) Templeton Global
MC204S2
USD
The Fund aims to achieve long-term capital appreciation
by investing in equity and debt obligations of companies
and governments of any nation throughout the world,
including emerging markets.
6
Hansard Fund Name
HIL (S2) Guinness Global Equity Income USD
6
The Fund aims to provide investors with both income and Risk Rating
Fund Code Currency Objective
long-term capital appreciation by investing in the shares
MC216S2
USD
5
of a range of companies around the world which are
expected to provide a higher than average income.
HIL (S2) Guinness Global Innovators USD
MC217S2
USD
To provide investors with long-term capital appreciation.
This is primarily achieved through investment in equity
securities of companies that the managers believe are
positioned to benefit from one or more of the following:
advances in technology, advances in communications,
globalisation, or innovative management.
HIL (S2) Investec Global Strategic Equity
MC42S2
USD
The Fund aims to provide long-term capital growth
primarily through investment in companies from around
the world, which are expected to enhance underlying
profitability and shareholder value through operational
or structural improvements to their businesses.
HIL (S2) Invesco Global Small Cap Equity
MC48S2
USD
To achieve long-term capital growth through a portfolio of
investments in international securities.
6
HIL (S2) Invesco Global Select Equity
MC51S2
USD
This fund is invested to achieve capital growth in
international securities.
5
HIL (S2) Investec Global Dynamic
MC60S2
USD
The Fund aims to provide long-term capital growth,
through investment in global equities with a bias towards
growth stocks.
6
HIL (S2) Templeton Global (Euro)
MX02S2
EUR
Aims to achieve objective by investing primarily in equity
securities of companies worldwide, including emerging
markets.
6
HIL (S2) VAM Driehaus EUR
MX67S2
EUR
The investment objective of the fund is to provide longterm capital appreciation over the full investment cycle
through the aggressive growth investment style of the
investment manager.
6
6
6
Equity – Regional
Hansard Fund Name
Fund Code Currency Objective
Risk Rating
HIL (S2) Pacific Managed (JP Morgan Pacific Equity)
C05S2
USD
To achieve long-term capital growth through investing in
a diversified portfolio of quoted equities of the Pacific
Region.
6
HIL (S2) Latin America Equity (BlackRock Latin America)
C08S2
USD
To achieve long-term capital growth through investing in a
diversified portfolio of quoted equities of Latin America.
6
HIL (S2) South East Asia (Neptune South East Asia)
C09S2
USD
To achieve long-term capital growth through investing in a
diversified portfolio of quoted equities of South East Asia.
6
MC02S2
USD
To achieve long-term capital growth through investment in
companies in emerging markets.
6
USD
To achieve long-term capital growth in the value of assets.
The policy of the Fund is to hold a diversified portfolio
of quoted graded equity investments in companies
incorporated in any European country (including the
United Kingdom).
6
HIL (S2) Invesco Emerging Markets Equity
HIL (S2) Barings Europa
Page 10 of 16
MC03S2
Hansard International Series 2 Unit Fund Range
Equity – Regional
Hansard Fund Name
HIL (S2) Invesco Pan European Small Cap Equity
Fund Code Currency Objective
MC04S2
Risk Rating
USD
To achieve long-term capital growth primarily from a
portfolio of investments in smaller companies of any
European stock market.
6
6
HIL (S2) HSBC BRIC Markets
MC110S2
USD
The Funds aim is to provide capital growth and income
over time. The fund will normally invest at least 90% of its
assets in equity securities (shares) and similar securities of
companies of BRIC countries. BRIC countries are Brazil,
Russia, India and China (including Hong Kong).
HIL (S2) Titan New World
MC129S2
USD
To provide investors with the opportunity to achieve long
term capital appreciation by investing in the best emerging
market funds.
6
HIL (S2) Alquity Africa
MC138S2
USD
To provide long-term capital appreciation by investing in
companies operating in the Africa continent. The fund aims
to deliver double-digit returns on an annual basis over the
long-term.
5
6
HIL (S2) BlackRock Asian Dragon USD
MC158S2
USD
The Fund seeks to maximise total return by investing
at least 70% of its total assets in the equity securities of
companies domiciled in, or exercising the predominant
part of their economic activity in, Asia, excluding Japan.
HIL (S2) Invesco Asian Equity
MC17S2
USD
To achieve long-term capital growth in dollar terms by
investing principally in those countries which are widely
termed the newly industrialised countries of Asia.
6
USD
Aims to provide long-term capital growth with the level
of income expected to be low. At least 70% of the fund’s
investments will be in the shares of companies having their
head office or a main part of their activities in China or
Hong Kong.
6
6
HIL (S2) Fidelity China Consumer USD
MC171S2
HIL (S2) M&G Global Emerging Markets USD
MC176S2
USD
The Fund aims to maximise long-term total return (the
combination of income and growth of capital) by investing
in shares of companies from across the emerging markets,
or companies that conduct the majority of their business
activities in such countries.
HIL (S2) Emirates MENA Top Companies USD
MC185S2
USD
The fund aims to achieve medium to long-term capital
growth through investments in a portfolio of GCC and
MENA equity offerings.
6
HIL (S2) Natixis Emerging Europe USD
MC191S2
USD
The Fund aims to achieve long term growth of capital
by investing primarily in European emerging market
companies.
6
6
HIL (S2) Absolute Asia AM Pacfic Rim Equities USD
MC192S2
USD
Long term growth of capital by investing primarily in
Pacific Rim companies which are in the region referenced
by the MSCI Pacific Free ex Japan Index, including Australia,
Hong Kong, New Zealand, and Singapore.
HIL (S2) Aberdeen Asia Smaller Companies
MC193S2
USD
The Fund seems long-term total return by investing in the
equity of Asian Smaller Companies excluding Japan.
5
HIL (S2) Aberdeen Asia Pacific Equity
MC194S2
USD
Long-term total return by investing in Asia Pacific equities
excluding Japan.
6
HIL (S2) Alquity Latin America USD
MC198S2
USD
The Alquity Latin America Fund aims to generate
attractive, long-term returns through investments across
the Latin American region.
5
USD
The Fund aims to provide growth for investors by tapping
into the fast-moving, dynamic opportunities across the
Asian continent by focusing on long-term investment
themes such as demographics, urbanisation, liberalisation
and long-term competitive advantages.
5
USD
To provide growth for investors by tapping into the
fast-moving, dynamic opportunities across the Indian
Subcontinent by focusing on long-term investment themes
such as demographics, urbanisation, the New India and
long-term competitive advantages.
6
HIL (S2) Alquity Asia USD
HIL (S2) Alquity Indian Subcontinent USD
MC199S2
MC200S2
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Hansard International Series 2 Unit Fund Range
Equity – Regional
Hansard Fund Name
Fund Code
HIL (S2) Templeton Asian Growth
MC205S2
USD
The Fund aims to achieve long-term capital appreciation
by investing primarily in equity securities listed in Asia
(excluding Australia, New Zealand and Japan).
6
HIL (S2) Franklin European Growth USD
MC206S2
USD
The Fund aims to achieve long-term capital appreciation
by investing principally in equity and/or equity-related
securities of companies of any market capitalisation in
European countries.
5
HIL (S2) Franklin MENA USD
MC212S2
USD
The Fund aims to achieve long-term capital appreciation by
investing primarily in equity securities of companies across
the entire market capitalisation spectrum in the Middle
East and North Africa (MENA) region.
6
HIL (S2) First State Asian Growth
MC26S2
USD
The fund aims to achieve long-term capital growth. The
fund will invest primarily in securities in the Asian region,
excluding Japan.
6
USD
To provide long-term capital growth by investing primarily
in the securities of companies with significant assets in,
or earnings derived from one or more of the countries
comprising the Association of Southeast Asian Nations
(ASEAN).
6
6
HIL (S2) JPMorgan ASEAN
MC37S2
Currency Objective
Risk Rating
HIL (S2) JPMorgan Eastern Smaller Companies
MC41S2
USD
To achieve long-term capital growth by investing primarily
in the securities of small to medium-sized companies in
the Asia-Pacific region, including Japan, Australia and New
Zealand.
HIL (S2) Invesco ASEAN Equity
MC45S2
USD
The objective of this Fund is to achieve long term capital
growth by investing in the ASEAN countries.
6
HIL (S2) Fidelity Nordic
MS01S2
SEK
The fund aims to provide long-term capital growth
from investment mainly in the stock markets of Sweden,
Denmark, Finland and Norway.
6
HIL (S2) JP Morgan Eastern European Equity
MX01S2
EUR
To provide long-term capital growth by investing primarily
in companies in European emerging market countries,
including Russia (The Emerging European Countries).
6
HIL (S2) Fidelity Iberia
MX10S2
EUR
Aims to achieve long-term capital growth through
investment in a diversified portfolio of primarily Spanish
and Portuguese equities.
6
HIL (S2) Fidelity European Smaller Companies
MX12S2
EUR
Aims to provide long-term capital growth from an actively
managed portfolio consisting of smaller companies listed
in the UK and continental Europe.
5
HIL (S2) Invesco Continental European Equity
MX32S2
EUR
The objective of this Fund is to achieve capital growth by
investing in securities of Continental European companies.
6
HIL (S2) European Growth (Henderson Horizon Euro
Growth)
XF01S2
EUR
To achieve long-term capital growth through investing in a
diversified portfolio of quoted European equities.
5
Equity – Single Country
Hansard Fund Name
Fund Code
Currency Objective
Risk Rating
HIL (S2) UK Equity (BlackRock UK)
B02S2
GBP
To achieve long-term capital growth through investing in a
diversified portfolio of quoted UK equities.
5
HIL (S2) US Stock Market (JP Morgan US Value)
C02S2
USD
To achieve long-term capital growth through investing in a
diversified portfolio of quoted US equities.
5
HIL (S2) US Momentum (BlackRock US Flexible Equity)
C12S2
USD
To outperform the U.S. equity market indices long-term.
5
HIL (S2) Japan Equity (JP Morgan Japan Equity)
G01S2
JPY
To achieve long-term capital growth through investing in a
diversified portfolio of quoted equities of Japan.
6
HIL (S2) Invesco Japanese Equity
MC06S2
USD
To achieve long-term capital growth by investing in
securities of Japanese companies.
6
HIL (S2) Invesco Nippon Small/Mid Cap Equity
MC07S2
USD
The objective of the Fund is to achieve long-term capital
growth by investing in small to medium sized Japanese
companies and to a lesser extent in large Japanese
companies.
6
Page 12 of 16
Hansard International Series 2 Unit Fund Range
Equity – Single Country
Hansard Fund Name
Fund Code Currency Objective
Risk Rating
HIL (S2) HSBC GIF Chinese Equity
MC100S2
USD
The aim is to provide long-growth by primarily holding a
wide mix of shares in any size companies in China. It will
also hold shares in companies, from any country, which
carry out most of their business in China.
6
HIL (S2) HSBC GIF Indian Equity
MC101S2
USD
This is a growth-oriented fund investing in Indian equities
listed on local exchanges or those available as international
depository receipts.
7
HIL (S2) Fidelity Malaysia
MC11S2
USD
Aims to achieve long-term capital growth from investments
in equities and other securities quoted primarily on the
Kuala Lumpur Stock Exchange.
6
HIL (S2) Fidelity Singapore
MC12S2
USD
The Fund aims to provide long-term capital growth with
the level of income expected to be low. At least 70%
invested in the shares of companies quoted on the stock
exchange in Singapore.
6
6
7
HIL (S2) Fidelity Thailand
MC13S2
USD
The Fund aims to provide long-term capital growth with
the level of income expected to be low. At least 70%
invested in the shares of companies quoted on the stock
exchange in Thailand.
HIL (S2) Neptune Japan Opportunities
MC133S2
USD
The Fund aims to generate consistent capital growth by
investing, predominantly in a concentrated portfolio of
Japanese securities with a view to attaining top quartile
performance within the appropriate peer group.
The aim is to provide long-term capital growth by
primarily holding a wide mix of shares in any size
companies in Brazil. It will also hold shares in companies,
from any country, which carry out most of their business
in Brazil.
7
HIL (S2) HSBC GIF Brazil Equity
MC134S2
USD
HIL (S2) Neptune Russia and Greater Russia
MC148S2
USD
To provide capital growth by investing mainly in Russian
and Greater Russian companies, selected at the manager’s
discretion.
7
HIL (S2) Barings Australia
MC15S2
USD
To achieve long-term capital growth in the value of assets.
The policy of the fund is to hold a diversified portfolio
of quoted graded equity investments in companies
incorporated in Australia.
6
HIL (S2) Fidelity America USD
MC173S2
USD
Aims to provide long-term capital growth with the level
of income expected to be low. At least 70% of the funds
investments will be in the shares of US companies.
5
HIL (S2) Harris Associates US Equity USD
MC189S2
USD
To achieve long term capital growth by primarily investing
in larger U.S. companies.
5
HIL (S2) IFDC India Equities USD
MC190S2
USD
The Fund aims to generate capital appreciation primarily
through investment in equity and equity related securities.
6
HIL (S2) JP Morgan US Equity USD
MC202S2
USD
To maximise long-term capital growth by investing
primarily in an actively managed portfolio of medium to
large capitalisation US companies.
5
HIL (S2) Franklin US Opportunities USD
MC211S2
USD
The Fund aims to achieve capital appreciation by investing
principally in equity securities of US companies believed to
possess sustainable growth characteristics.
6
HIL (S2) First State China Growth
MC29S2
USD
The fund aims to achieve long-term capital growth by
investing primarily in securities issued by companies with
either assets in, or revenues derived from the People’s
Republic of China.
6
HIL (S2) JPMorgan Philippine
MC40S2
USD
To provide long-term capital growth through investment
primarily in the securities of companies based or operating
in the Philippines.
6
6
HIL (S2) JPMorgan India
MC52S2
USD
To provide long-term capital growth through a portfolio
consisting primarily of securities linked to the Indian
economy. These include but are not restricted to,
securities traded on the stockmarkets of India and the rest
of the sub-continent.
HIL (S2) Fidelity France
MX07S2
EUR
Aims to achieve long-term capital growth through the
active management of a portfolio of primarily French
equities.
6
HIL (S2) Fidelity Germany
MX08S2
EUR
The objective of the fund is to achieve long-term capital
growth by being invested in a diversified portfolio of
primarily German equities.
6
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Hansard International Series 2 Unit Fund Range
Equity – Specialist
Hansard Fund Name
HIL (S2) JP Morgan Natural Resources HIL (S2) Henderson Global Care Growth
HIL (S2) Jupiter Global Ecology Growth
Fund Code Currency Objective
MB28S2
MB48S2
MC118S2
Risk Rating
GBP
To invest primarily in the shares of companies throughout
the world engaged in the production and marketing of
commodities. The fund aims to provide capital growth over
the long term.
6
GBP
To provide long-term capital growth and increasing income
by investment in a spread of equities, convertibles and
fixed interest stocks worldwide. Investment will only be
made in those companies whose products and practices
are considered by the Authorised Corporate Director to
enhance the environment and life of the community.
5
USD
The investment objective of the Fund is to generate
long-term capital growth from investment worldwide in
companies that are responding positively to the challenge
of environmental sustainability and climate change.
6
7
HIL (S2) BlackRock World Mining
MC120S2
USD
The Fund seeks to maximise total return by investing
globally at least 70% of its total assets in the equity
securities of mining and metals companies whose
predominant economic activity is the production of base
metals and industrial minerals such as iron ore and coal.
HIL (S2) BlackRock World Gold
MC147S2
USD
The Fund seeks to maximise total return by investing
globally at least 70% of its total assets in the equity
securities of companies whose predominant economic
activity is gold-mining.
7
HIL (S2) BlackRock World Agriculture USD
MC159S2
USD
The Fund seeks to maximise total return by investing
globally at least 70% of its total assets in the equity
securities of agricultural companies.
6
USD
The Fund seeks capital growth by investing at least
two-thirds of its total assets in the shares of companies
operating in the water sector worldwide. The sub-fund
favours companies operating in water supply, processing
services, water technology and environmental services.
5
USD
Capital growth by investing at least two-thirds of its total
assets in a diversified portfolio of the shares of companies
operating in the financing, plantation and management
of forests and wooded regions and/or the processing,
production and distribution of timber and other services
and products derived from wood.
6
USD
Aims to provide long-term capital growth with the level
of income expected to be low. At least 70% of the funds
investments will be in the shares of companies throughout
the world that provide exposure to commodities,
property, industrials, utilities, energy, materials and
infrastructure.
USD
Aims to provide income and long-term capital growth. At
least 70% of the funds investments will be in the shares of
companies involved in the real estate industry and other
real estate-related investments.
5
6
5
HIL (S2) Pictet Water USD
HIL (S2) Pictet Timber USD
HIL (S2) Fidelity Global Real Asset Securities USD
HIL (S2) Fidelity Global Property USD
MC166S2
MC167S2
MC170S2
MC174S2
HIL (S2) BlackRock New Energy USD
MC201S2
USD
The Fund seeks to maximise total return. The Fund
invests globally at least 70% of its total assets in the
equity securities of new energy companies. New energy
companies are those which are engaged in alternative
energy and energy technologies.
HIL (S2) Invesco Global Healthcare
MC22S2
USD
To achieve long-term capital growth by investing in
healthcare companies throughout the world.
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6
Hansard International Series 2 Unit Fund Range
Equity – Specialist
Hansard Fund Name
Fund Code Currency Objective
Risk Rating
HIL (S2) Invesco Global Technology
MC23S2
USD
The objective of this Fund is to achieve long term capital
growth by investing in technology companies.
6
HIL (S2) Investec Global Energy
MC93S2
USD
The Fund seeks to achieve capital growth principally
through investment in companies throughout the world
involved in the exploration, production or distribution of
oil, gas and other energy sources.
7
HIL (S2) JP Morgan Europe Technology
MX13S2
EUR
To provide long-term capital growth by investing primarily
in technology (including media and telecommunication)
related European companies.
6
Commodity
Hansard Fund Name
Fund Code Currency Objective
HIL (S2) Pictet Physical Gold USD
MC151S2
USD
Risk Rating
The fund aims to participate in returns of gold price
movements by investing predominantly in standard 12,5
kilos of fine gold with a fineness of 995/1,000 or greater.
The fund will be managed passively.
6
Alternative – Hedged
Hansard Fund Name
Fund Code Currency
Objective
Risk Rating
HIL (S2) Man Ahl Diversified
MC125S2
USD
The fund aims to achieve medium-term growth of capital
with absolute risk adjusted returns through access to
global derivatives and inter-bank currency markets.
5
HIL (S2) GLG Global Equity Alternative
MC196S2
USD
To provide investors with positive returns through
investments in a global range of issuers with a diversified
regional allocation.
4
HIL (S2) GLG European Equity Alternative
MC197S2
USD
To provide investors with positive returns primarily
through investments in issuers in Europe and of issuers
which derive a substantial part of their revenues from
activities in Europe
3
Model Portfolios
In addition to the above categorised funds, Hansard has a bespoke range of 5 risk rated portfolios. These portfolios utilise
Fidelity’s Solutions expertise in managing multi-asset and multi-manager funds to deliver against the portfolio objectives.
Hansard Fund Name
HIL (S2) Fidelity World USD
HIL (S2) Fidelity Adventurous USD
HIL (S2) Fidelity Growth USD
HIL (S2) Fidelity Strategic USD
HIL (S2) Fidelity Defensive USD
Fund Code Currency Objective
C610S2
C611S2
C612S2
C613S2
C614S2
Risk Rating
USD
Aims to provide long-term capital growth through
investment in Global equities. The fund will suit those
investors who are comfortable with considerable
investment risk, while aiming for high long-term returns
and are prepared to accept significant fluctuations in the
value of their investment.
5
USD
Aims to provide long-term capital growth through
investment in a combination of bonds and equities. This
fund will appeal to investors comfortable with a portfolio
broadly balanced between growth and more defensive
assets such as bonds and cash.
5
USD
Aims to provide long-term capital growth primarily
through investment in a combination of equities and
bonds. This fund will appeal to investors seeking a
diversified portfolio and who are prepared to accept
fluctuations in the value of their investment due to a
higher exposure to equities.
5
USD
Aims to provide some long-term capital growth but has
a focus on capital preservation. This fund is primarily
invested in bonds and is managed with a conservative
approach. It will appeal to investors looking for a better
return than cash but who still require an emphasis on
capital preservation.
4
USD
Aims to provide long-term capital growth primarily
through investment in equities. The fund will suit those
investors who are looking for the potential longer-term
rewards of equity investment and are prepared to accept
the higher risk associated with this type of investment.
4
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Hansard International Limited
Harbour Court, Lord Street, Box 192, Douglas, Isle of Man IM99 1QL, British Isles
Telephone: +44 1624 688000 Website: hansard.com
Registered Number: 032648C
Regulated by the Isle of Man Financial Services Authority
HO2123O 15/04/16