CitiFirst Instalment MINIs - current interest rate 6.20%pa CitiFirst Instalment MINI Code Underlying Final Instalment (Loan Amount) AFIJCA AGLJCA AKPJCA AKPJCB AKPJCC AMCJCA AMPJCA ANZJCA ANZJCB ANZSC1 BHPJCA BHPJCB BHPSC1 CBAJCA CBAJCB CBASC1 CPUSC1 CSLJCA CSLJCB FLTJCA FMGJCA FMGJCB GMGJCA GPTJCA IAGJCA MQGJCA MQGJCB MQGSC1 NABJCA NABJCB NABSC1 NCMJCA NCMJCB OSHJCA QANJCA QBEJCA RHCJCA RHCJCB RIOJCA RIOJCB RIOSC1 S32JCA SCGJCA AUSTRALIAN FOUNDATION INV CO AGL ENERGY LTD AUDIO PIXELS HOLDINGS LTD AUDIO PIXELS HOLDINGS LTD AUDIO PIXELS HOLDINGS LTD AMCOR LTD AMP LTD AUST AND NZ BANKING GROUP AUST AND NZ BANKING GROUP AUST AND NZ BANKING GROUP BHP BILLITON LTD BHP BILLITON LTD BHP BILLITON LTD COMMONWEALTH BANK OF AUSTRALIA COMMONWEALTH BANK OF AUSTRALIA COMMONWEALTH BANK OF AUSTRALIA COMPUTERSHARE LTD CSL LTD CSL LTD FLIGHT CENTRE TRAVEL GROUP FORTESCUE METALS GROUP LTD FORTESCUE METALS GROUP LTD GOODMAN GROUP GPT GROUP INSURANCE AUSTRALIA GROUP MACQUARIE GROUP LTD MACQUARIE GROUP LTD MACQUARIE GROUP LTD NATIONAL AUSTRALIA BANK LTD NATIONAL AUSTRALIA BANK LTD NATIONAL AUSTRALIA BANK LTD NEWCREST MINING LTD NEWCREST MINING LTD OIL SEARCH LTD QANTAS AIRWAYS LTD QBE INSURANCE GROUP LTD RAMSAY HEALTH CARE LTD RAMSAY HEALTH CARE LTD RIO TINTO LTD RIO TINTO LTD RIO TINTO LTD SOUTH32 LIMITED SCENTRE GROUP $3.0169 $14.5815 $10.0562 $13.0731 $16.0899 $9.0506 $3.6202 $14.0787 $16.0899 $12.0654 $10.0562 $13.5759 $11.8815 $37.7108 $57.3204 $35.9838 $4.3545 $80.4497 $50.2810 $22.1237 $2.0112 $2.7655 $4.0225 $3.0169 $4.0225 $40.2248 $55.3091 $39.2192 $12.0674 $16.0899 $12.0674 $12.0674 $18.1012 $5.0281 $1.7598 $6.0337 $45.2529 $55.3091 $24.1349 $32.1799 $24.5460 $1.2067 $2.6146 Effective Date: Stop Loss Trigger Current Share Price Level $3.3100 $16.0100 $12.0400 $15.6600 $19.2700 $9.9400 $3.9700 $15.4600 $17.6700 $13.2500 $11.0400 $14.9100 $13.0500 $41.4000 $62.9300 $39.5100 $4.7800 $88.3300 $55.2100 $24.2900 $2.2100 $3.0400 $4.4200 $3.3100 $4.4200 $44.1600 $60.7300 $43.0600 $13.2500 $17.6700 $13.2500 $13.2500 $19.8700 $5.5200 $1.9400 $6.6200 $49.6900 $60.7300 $26.5000 $35.3300 $26.9500 $1.3200 $2.8700 $5.61 $17.46 $26.25 $26.25 $26.25 $15.65 $5.38 $26.76 $26.76 $26.76 $20.78 $20.78 $20.78 $70.87 $70.87 $70.87 $10.01 $101.39 $101.39 $37.07 $4.95 $4.95 $7.29 $4.98 $5.33 $80.36 $80.36 $80.36 $27.30 $27.30 $27.30 $22.14 $22.14 $6.76 $3.31 $9.62 $77.34 $77.34 $48.60 $48.60 $48.60 $2.21 $4.59 Gearing 53.78% 83.51% 38.31% 49.80% 61.29% 57.83% 67.29% 52.61% 60.13% 45.09% 48.39% 65.33% 57.18% 53.21% 80.88% 50.77% 43.50% 79.35% 49.59% 59.68% 40.63% 55.87% 55.18% 60.58% 75.47% 50.06% 68.83% 48.80% 44.20% 58.94% 44.20% 54.50% 81.76% 74.38% 53.17% 62.72% 58.51% 71.51% 49.66% 66.21% 50.51% 54.60% 56.96% First Instalment % from Stop Loss (Indicative IM Price) $2.59 $2.88 $16.19 $13.18 $10.16 $6.60 $1.76 $12.68 $10.67 $14.69 $10.72 $7.20 $8.90 $33.16 $13.55 $34.89 $5.66 $20.94 $51.11 $14.95 $2.94 $2.18 $3.27 $1.96 $1.31 $40.14 $25.05 $41.14 $15.23 $11.21 $15.23 $10.07 $4.04 $1.73 $1.55 $3.59 $32.09 $22.03 $24.47 $16.42 $24.05 $1.00 $1.98 41.00% 8.30% 54.13% 40.34% 26.59% 36.49% 26.21% 42.23% 33.97% 50.49% 46.87% 28.25% 37.20% 41.58% 11.20% 44.25% 52.25% 12.88% 45.55% 34.48% 55.35% 38.59% 39.37% 33.53% 17.07% 45.05% 24.43% 46.42% 51.47% 35.27% 51.47% 40.15% 10.25% 18.34% 41.39% 31.19% 35.75% 21.48% 45.47% 27.30% 44.55% 40.27% 37.47% 12-Sep-16 Expiry Indicative Div Yield Treatment of Divs 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 9.26% 23.62% 0.00% 0.00% 0.00% 8.39% 15.91% 13.80% 16.40% 11.91% 12.01% 17.88% 14.48% 12.67% 31.00% 12.04% 5.84% 3.64% 1.49% 10.50% 5.10% 6.87% 7.35% 11.72% 27.53% 9.97% 15.97% 9.72% 13.00% 17.66% 13.00% 0.00% 0.00% 3.88% 20.32% 14.22% 3.71% 5.40% 8.63% 12.85% 8.77% 0.00% 10.68% Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay down loan Pay to investor Pay to investor Pay down loan Pay to investor Pay to investor Pay down loan Pay down loan Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay down loan Pay to investor Pay to investor Pay down loan Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay down loan Pay to investor Pay to investor Page: 1 /3 CitiFirst Instalment MINIs - current interest rate 6.20%pa CitiFirst Instalment MINI Code Underlying Final Instalment (Loan Amount) SCGJCB SCGSC1 SFYJCA SGPJCA STOJCA SUNJCA SUNJCB SYDJCA SYDSC1 TCLJCA TCLJCB TCLSC1 TLSJCA TLSJCB TLSSC1 WBCJCA WBCJCB WBCSC1 WESJCA WESJCB WESSC1 WFDSC1 WOWJCA WOWJCB WOWSC1 WPLJCA WPLJCB SCENTRE GROUP SCENTRE GROUP SPDR S&P/ASX 50 FUND STOCKLAND SANTOS LTD SUNCORP GROUP LTD SUNCORP GROUP LTD SYDNEY AIRPORT SYDNEY AIRPORT TRANSURBAN GROUP TRANSURBAN GROUP TRANSURBAN GROUP TELSTRA CORP LTD TELSTRA CORP LTD TELSTRA CORP LTD WESTPAC BANKING CORP WESTPAC BANKING CORP WESTPAC BANKING CORP WESFARMERS LTD WESFARMERS LTD WESFARMERS LTD WESTFIELD CORP WOOLWORTHS LTD WOOLWORTHS LTD WOOLWORTHS LTD WOODSIDE PETROLEUM LTD WOODSIDE PETROLEUM LTD $3.5197 $2.5076 $28.1574 $2.5141 $2.7152 $6.5365 $9.5534 $4.0225 $4.5253 $5.0281 $8.0450 $7.0393 $3.2180 $2.8157 $2.6602 $16.0899 $19.1068 $15.0843 $24.1349 $27.6546 $19.1602 $5.8692 $12.0674 $16.5927 $12.7428 $16.0899 $20.1124 Effective Date: Stop Loss Trigger Current Share Price Level $3.8600 $2.7500 $30.9200 $2.7600 $2.9800 $7.1800 $10.4900 $4.4200 $4.9700 $5.5200 $8.8300 $7.7300 $3.5300 $3.0900 $2.9200 $17.6700 $20.9800 $16.5600 $26.5000 $30.3600 $21.0400 $6.4400 $13.2500 $18.2200 $14.0200 $17.6700 $22.0800 $4.59 $4.59 $50.27 $4.62 $4.00 $12.59 $12.59 $6.85 $6.85 $10.86 $10.86 $10.86 $5.06 $5.06 $5.06 $29.54 $29.54 $29.54 $42.65 $42.65 $42.65 $9.90 $22.85 $22.85 $22.85 $28.32 $28.32 Gearing 76.68% 54.63% 56.01% 54.42% 67.88% 51.92% 75.88% 58.72% 66.06% 46.30% 74.08% 64.82% 63.60% 55.65% 52.57% 54.47% 64.68% 51.06% 56.59% 64.84% 44.92% 59.28% 52.81% 72.62% 55.77% 56.81% 71.02% First Instalment % from Stop Loss (Indicative IM Price) $1.07 $2.08 $22.11 $2.11 $1.28 $6.05 $3.04 $2.83 $2.32 $5.83 $2.82 $3.82 $1.84 $2.24 $2.40 $13.45 $10.43 $14.46 $18.52 $15.00 $23.49 $4.03 $10.78 $6.26 $10.11 $12.23 $8.21 15.90% 40.09% 38.49% 40.26% 25.50% 42.97% 16.68% 35.47% 27.45% 49.17% 18.69% 28.82% 30.24% 38.93% 42.29% 40.18% 28.98% 43.94% 37.87% 28.82% 50.67% 34.95% 42.01% 20.26% 38.64% 37.61% 22.03% 12-Sep-16 Expiry Indicative Div Yield Treatment of Divs 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 20/01/2021 19.71% 10.13% 11.56% 11.63% 3.89% 11.23% 22.39% 9.90% 12.04% 7.80% 16.16% 11.91% 16.83% 13.81% 12.92% 13.98% 18.02% 13.01% 10.05% 12.40% 7.92% 8.43% 13.82% 23.81% 14.74% 8.47% 12.62% Pay to investor Pay down loan Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay to investor Pay down loan Pay to investor Pay to investor Pay down loan Pay to investor Pay to investor Pay down loan Pay to investor Pay to investor Pay down loan Pay to investor Pay to investor Pay down loan Pay down loan Pay to investor Pay to investor Pay down loan Pay to investor Pay to investor The information is made available by Citigroup Global Markets Australia Pty Limited ("Citigroup Global Markets") ABN 64 003 114 832 and AFSL 240992, Participant of the ASX Group and Chi-X Australia. This information does not take into account the investment objectives or financial situation of any particular person. Investors should be aware that there are risks of investing and that prices both rise and fall. Investors should read the Product Disclosure Document which details all of the risks of investing in CitiFirst MINIs. Investors should also seek their own independent financial advice based on their own circumstances before making a decision. The terms set forth herein are intended for discussion purposes only and subject to the final expression of the terms of transaction as set forth in a definitive agreement and/or confirmation. Any prices provided herein (other than those that are identified as being historical) are indicative only and do not represent firm quotes as to either price or size. 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In this regard, by acceptance of these information, you acknowledge that you have been advised that (a) we are not in the business of providing legal, tax or accounting advice, (b) you understand that there may be legal, tax or accounting risks Page: 2 /3 CitiFirst Instalment MINIs - current interest rate 6.20%pa CitiFirst Instalment MINI Code Underlying Final Instalment (Loan Amount) Effective Date: Stop Loss Trigger Current Share Price Level Gearing First Instalment % from Stop Loss (Indicative IM Price) Expiry Indicative Div Yield 12-Sep-16 Treatment of Divs associated with the transaction, (c) you should receive legal tax and accounting advice from advisors with appropriate expertise to assess relevant risks, and (d) you should apprise senior management in your organization as to the legal, tax and accounting advice (and, if acceptable, risks) associated with this transaction and our disclaimers as to these matters. 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