EVEREST FINANCE LIMITED
Narayanpath-7, Siddhartha Nagar, Rupandehi
Tel: 071-526507 Fax: 071-526508, E-mail: efl@ntc.net.np
Unaudited Financial Results (Quarterly)
As at 3rd Quarter of the Fiscal Year 2069/2070
S.
No.
Particulars
1
Total Capital and Liabilities ( 1.1 to 1.7 )
1.1 Paid up Capital
1.2 Reserve and Surplus
1.3 Debenture and Bonus
1.4 Borrowings
1.5 Deposits (a+b)
a.Domestic Currency
b.Foreign Currency
1.6 Income Tax Liability
1.7 Other Liabilities
2
Total Assets ( 2.1 to 2.7 )
2.1 Cash and Bank Balance
2.2 Money at Call and Short Notice
2.3 Investment
2.4 Loans and Advances
a. Real Estate Loan
b. Home/ Housing Loan
c. Margin Type Loan
d. Term Loan
e. Overdraft Loan/ TR Loan/ WC Loan
f. Others
2.5 Fixed Assets
2.6 Non Banking Assets
2.7 Other Assets
3
Profit and Loss Account
3.1
3.2
Interest Income
Interest Expenses
A . Net Interest Income (3.1-3.2)
Fees,Commission and Discount
Others Operating Income
Foreign Exchange Gain/Loss (Net)
B.Total Operting Income(A+3.3+3.4+3.5)
Staff Expenses
Other Operating Expenses
C.Operating Profit Before Provision (B-3.6-3.7)
Provision for Possible Losses
D.Operating Profit(C-3.8)
Non Operating Income/Expenses (Net)
Write Back of Provision for Possible Loss
E.Profit from Regular Activisties (D+3.9+3.10)
Extraordinary Income/Expenses (Net)
F.Profit before Bonus and Taxes(E+3.11)
Provision for Staff Bonus
Provision for Tax
G.Net Profit/Loss (F-3.12-3.13)
3.3
3.4
3.5
3.6
3.7
3.8
3.9
3.10
3.11
3.12
3.13
Rs. in '000'
This Quarter
Ending
Previous
Quarter
Ending
Corresponding
Previous Year
Quarter Ending
661,936.20
84,208.00
18,691.28
521,771.91
521,771.91
37,265.01
661,936.20
170,569.74
548.17
445,496.90
17,730.53
71,696.05
225,481.13
130,589.19
27,666.85
17,654.54
608,929.00
84,208.00
16,685.00
471,319.00
471,319.00
36,717.00
608,929.00
154,602.00
548.00
405,453.00
27,534.00
59,413.00
196,292.00
122,214.00
24,814.00
23,512.00
488,503.00
74,853.00
16,638.00
350,335.00
350,335.00
46,677.00
488,503.00
153,614.00
548.00
286,670.00
5,114.00
56,538.00
106,576.00
118,442.00
18,728.00
28,943.00
Up to
This Quarter
Up to
Previous
Quarter
50,065.37 30,187.00
34,264.60 21,800.00
15,800.77 8,387.00
4,168.75 2,524.00
19,969.53 10,911.00
4,152.05 2,863.00
7,948.91 4,643.00
7,868.57 3,405.00
4,634.39 3,323.00
3,234.17
82.00
3,234.17
82.00
3,234.17
82.00
294.02
7.45
882.05
22.36
2,058.11
52.18
Up to
Corresponding
Previous
Year Quarter
38,348.00
24,659.00
13,689.00
1,894.00
15,583.00
2,590.00
4,682.00
8,311.00
5,209.00
3,102.00
3,102.00
3,102.00
282.00
846.00
1,974.00
At the End At the End of
At the End of
Corresponding
of Previous Previous Year
This Quarter
Quarter
Quarter
4
Ratios
4.1
4.2
4.3
4.4
4.5
Capital Fund to RWA
Non Performing Loan (NPL) to Total Loan
Total Loan Loss Provision to Total NPL
Cost of Funds
Credit to Deposit Ratio (Calculated as per NRB Directives)
20.24%
1.99
149.34%
9.93
71.18%
23.10%
1.96
150.04%
9.94
70.85%
28.84%
4.15
123.10%
11.07
64.88%
Note : If the statutory and supervising authority notify to change the unaudited Financial Statements, the final figure
may change accordingly.
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