Reasons to stay with REST Industry Super Transferable when you change jobs We’ve got you covered Did you know that you don’t always have to change your super when you change jobs? Staying with us means you will avoid the hassle of having more than one super fund. You may also save money by only paying one set of fees. We use our buying power to negotiate group insurance costs that compare favourably with what you may otherwise pay as an individual. Check with your new employer if you can choose your super fund. Visit rest.com.au/changingjobs to learn more. Death, Total and Permanent Disablement and Income Protection are all available at competitive rates (subject to eligibility). Competitive fees Manage your account online As one of Australia’s largest industry super funds by membership, our size helps us keep costs low. This can make a big difference to the amount of money you’ll have to enjoy at retirement. Competitive long-term returns REST’s Core Strategy investment option has been recognised for competitive long-term performance. In 2016, REST received both 7 Year Platinum Performance (2009–2016) and 10 Year Platinum Performance (2006–2016) awards from SuperRatings. Benefits to members As an industry fund, REST is run only to benefit members. We don’t pay commissions to financial advisers or dividends to shareholders, which means more money for you when you retire. Investment choice We understand that members have different needs and financial objectives, so we offer 13 easy to understand investment options for you to choose from. You have the convenience of accessing your account information online, using the secure MemberAccess website. Access to advice To help you get started, REST will pay for your first, single superannuation related piece of advice over the phone with Money Solutions^, a team of licensed financial advisers who can assist you with any of your superannuation issues (subject to superannuation law). Call us on 1300 300 778 and ask to speak to Money Solutions or visit rest.com.au/advice today. Compare REST to other super funds Visit rest.com.au/compareREST to use AppleCheck, the free comparison tool by independent research consultants Chant West. For more information about taking REST with you please contact us. rest.com.au 1300 300 778 (Monday to Friday, 8am–8pm) Ratings, awards or investment returns are only some of the factors that you should consider when deciding how to invest your super. SuperRatings Pty Limited does not issue, sell, guarantee or underwrite this product. Go to superratings.com.au for details of its ratings criteria. For further information about the methodology used by Chant West, see chantwest.com.au ^Money Solutions Pty Limited, AFSL 258145. Money Solutions personnel are not representatives of the REST Trustee. Any financial product advice given by Money Solutions is provided under the Money Solutions AFSL. The REST Trustee does not accept liability for any loss or damage incurred by anyone as a result of using Money Solutions products or services. This information doesn’t take into account your circumstances. So, before acting on it, you should consider whether it is appropriate for you. Before making any decision about your super, please read our Product Disclosure Statement at rest.com.au or call 1300 300 778. REST has no relationships that might influence our advice to you. REST does not pay or receive commissions. This information is provided by Retail Employees Superannuation Pty Ltd ABN 39 001 987 739 as Trustee of REST (Retail Employees Superannuation Trust ABN 62 653 671 394). 571.9 02/16 ISS12