City National
W E A LT H M A N A G E M E N T
Personal Trust
Through our comprehensive trust services, we can help create, and fully manage,
a tax-advantaged framework to preserve and grow your wealth – fulfilling your lifestyle
requirements and hopes for future generations.
A choice of appointments depends on your needs and preferences:
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Trustee or Co-trustee
Agent for Trustee or Executor
Executor of an Estate
Guardian
Conservator
Custodian
What Distinguishes City National’s
Personal Trust Group?
AN EXPERIENCED TEAM
PEACE OF MIND
Broad expertise adds value. At City National, we employ
seasoned trust professionals with broad professional backgrounds, advanced education and extensive experience.
We handle the complexities of your wealth. As corporate
trustee or co-trustee, City National can offer benefits
beyond those of an individual trustee.
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Our team averages 20 years of industry experience, nearly
10 of which are with City National.
The majority of our Senior Personal Trust Officers have
obtained the Certified Trust and Financial Advisor
(CTFA) designation – a premier designation in the
trust field.
– Many of our trust officers also have additional
certifications in specific areas of expertise including:
Certified Financial Planner (CFP®),
Personal Financial Planner (PFP),
Certified Property Manager® (CPM®),
Certified Commercial Investment Member (CCIM),
Masters in Law (LLM) and Juris Doctor (JD).
A CULTURE OF SERVICE
Treating clients like family. Our unwavering commitment
to providing personalized service and exceptional value has
earned us a reputation as the trusted advisor of choice.
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Local Decision Making. Control and decision making is
retained within local client teams – not remote call centers.
A Personal Approach. A careful balance in both the
number and complexity of relationships managed by each
Trust Officer helps ensure the needs of you and your family are handled with great compassion and expedience.
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Objectivity. We can manage your trust without personal
bias – an important factor in resolving disputes among
family members and beneficiaries.
Continuity of Service. An individual trustee may not
survive the duration of the trust due to age or incapacity.
A corporation, on the other hand, can ensure your trust
is continuously administered according to your wishes for
the entire life of that trust.
Fiduciary Responsibility. As a fiduciary, we are held to
stringent legal and ethical standards – relieving you of
the fiduciary burden associated with the management of
probates, trusts and estates.
Services of Note
TRUST REAL ESTATE
SPECIAL NEEDS
Offering the best of both worlds. We view real estate not
only as property to be managed, but also as an investment
to be managed in the context of your overall portfolio. Our
goal is to enhance the after-tax return of the real estate,
which has significant implications for how we handle a
property.
A special touch. A dedicated team specializes in managing
the unique needs of those with impaired health or reasoning. They have the expertise, judgment and professional
resources required to find creative and meaningful solutions
for those individuals with disabilities.
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A Superior Team. Our professionals average more than
20 years of real estate experience, and each holds their
Certified Property Manager (CPM®) designation.
Out-of-the-Box Solutions. We are known for taking an
entrepreneurial approach, and developing creative strategies that help maximize the potential of real estate assets.
Professional Property Management. We have a proven
track record of successfully managing a wide array of
property types: Retail and Commercial Centers, Office
Buildings, Industrial Facilities, Residential Properties, and
Mineral, Oil & Gas Assets
Management of Remote Properties. While our typical
portfolio is in California, we regularly manage properties
located in other states.
Our goal is to maximize quality of life and independent living, while at the same time providing support and guidance
to those closest to our special needs client – their family.
PHILANTHROPIC SERVICES
Planning is essential to realizing charitable goals. We can
help you structure a charitable plan that enhances your ability to give; offers favorable tax treatment; minimizes capital
gains, gift and estate taxes; and increases after-tax cash flow.
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INVESTMENT MANAGEMENT SOLUTIONS
A broad array of capabilities. Our investment solutions
span a full spectrum of investment managers, asset classes
and market specializations – giving you greater choice and
opportunity.
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Brokerage Services.1 Comprehensive brokerage services,
specializing in taxable and tax-free fixed income securities, mutual funds and 529 plans.
Investment Management.2
– Customized portfolio management with access to
multiple investment managers and the full universe
of asset classes.
– Equity, fixed income and asset allocation strategies,
customized for your needs and preferences.
Custom Plans. We can structure and implement a
customized, flexible and highly-effective charitable
giving plan from start to finish.
Tax-efficient Strategies. We work closely with you,
your other outside advisors and your charity of choice
to determine which structure is most tax efficient and
will help you give more.
DELAWARE TRUST CAPABILITIES
Tax savings and flexibility. As corporate trustee, we can
offer you the tax benefits and flexibility of a Delaware trust
through our office in Wilmington, Delaware. Whether
you wish to move an existing trust, or create a new one, a
Delaware trust can help you meet specific objectives in the
areas of multigenerational planning, asset protection and
tax savings.
A Delaware trust can offer significant benefits including:
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Potential exemption from state income tax for accumulated earnings and capital gains3
Confidentiality through minimal court filing requirements and restricted beneficiary access
Spendthrift provisions for asset protection from creditors’
claims
Specialty trusts such as total return and dynasty trusts
OUR BROAD ARRAY OF TRUST SERVICES
OUR PRIVACY STATEMENT
Trust & Estate Administration
City National companies do not share any client information with nonaffiliated third parties for marketing purposes.
We never sell any client information to anyone for any
reason. Information about bank fiduciary accounts will
not be shared with other entities, including City National’s
family of companies and any nonaffiliated third party,
without client consent. We may share select information
when you expressly request that we provide you with certain
products and services that are available through one of our
companies. This helps us make available to you our full
range of financial solutions, including products and services
such as deposits, loans, credit cards, brokerage services,
investments and investment advice, through our many
qualified specialists.
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Revocable and Irrevocable Trusts
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Special Needs Trusts
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Trusts under Will
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Probate Estates
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Charitable Trusts
– Annuities
– Uni-trusts
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Life Insurance Trusts
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Trust Tax Services
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Guardianships and / or Conservatorships
Custodial Services
Comprehensive Asset Management
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Investment Management
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Unique Assets
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Real Estate Held in Trust
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Limited Partnership Interests
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Limited Liability Companies
To name City National corporate trustee or
co-trustee of an estate, City National
should be listed as “City National Bank,
a national banking association.”
Philanthropic Services
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Private Foundations and Endowments
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Services for Non-Profit Companies
Non-deposit Investment Products:
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are not FDIC insured
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are not Bank guaranteed
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may lose value
Brokerage services provided through City National Securities, Inc., (Member FINRA/ SIPC) a wholly-owned subsidiary of City National Bank.
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Investment Management services provided through City National Bank and its affiliates.
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If there are no remainder beneficiaries residing in Delaware.
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(800) 708-8881
cnb.com
3137.01
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