Focus on Agricultural Risk Management Designing and Conducting Agricultural Extension Education Programs with Risk Management in Mind Heather Neikirk neikirk.2@osu.edu Extension Educator, Agriculture & Natural Resources Co-Leader, Local Foods Signature Program Nanette “Gigi” Neal neal.331@osu.edu Extension Educator, Agriculture & Natural Resources Co-Coordinator, Ohio Annie’s Project Extension Risk Management Association Women In Agriculture Educators Conference April 2-3, 2014 Indianapolis, IN What is ‘risk’ ? The chance of: Injury Damage Loss To: Person Property Reputation as a result of participation in an activity. What is risk management? “Risk management is a discipline for dealing with the possibility that some future event will cause harm to people, property, income, or organizational goodwill.” Nonprofit Risk Management Center, 1997 How do we deal with risk? Policies, procedures and practices involved in: Recognize Manage Resource: Equine Risk Management Group, LLC Identify Analyze Assess Control Avoid Minimize Eliminate Share Evaluate & Prioritize the Risks – Various Events Low Frequency Low Risk Retain High Risk High Frequency Reduce Eliminate Share Controlling Risk • Permission forms • Supervision • Behavior management • Child abuse & neglect • Volunteer standards –Standards of Behavior Avoid Risk • No one, ever in a one-on-one situation with a minor or other vulnerable population member • Plan well-prepared activities, avoid unsafe locations, unsafe activities • Address challenges and concerns early before problems or issues get out of control. Minimize Risk • Secure appropriate approvals for activities, events and programs. • Obtain required trainings, and certifications • Evaluate activities, locations, other features in advance. • Insist on proper education, training & equipment/attire • Follow established rules, policies and procedures. Eliminate Risk • • • • Unsafe locations Unsafe situations Unsafe activities Unsafe persons Sharing risk through permissions and liability insurance • Insurance companies share liability for approved activities • For minors utilize parental permissions • Participation and Travel Share Liability/Educate & Transfer Insurance • Volunteer Liability Insurance • AIL Accident Insurance •Participants •Event Operate within Organizational Parameters Our Mission Engaging people to strengthen their lives and communities through research-based educational programming. Our Vision OSU Extension is a dynamic educational entity that partners with individuals, families, communities, business and industry, and organizations to strengthen the lives of Ohioans. • • • • • Code of Conduct Job Description Rule books All rules and policies Organizational mission & vision Risk Management Emergency Plan • • • • • • Health forms Permission forms Phone contacts First Aid Kit and training Pen and paper If transportation is involved, used specific travel permission form. Weather Farmers are famous for tempting fate – and Mother Nature. Everybody has pushed to finish up field operations ahead of incoming storms; however, the National Weather Service reminds us that it’s your behavior when thunderstorms are rolling in that determines your personal risk of being struck by lightning. If you hear thunder, lightning is close enough to strike you. Posted: Wednesday, July 3, 2013 5:45 pm Farmers warned against flirting with lightning By Jane Fyksen, Agri-View Minnesota Farm Guide “When Thunder Roars, Go Indoors!” The United States averages more than 23 million cloud-to-ground flashes of lightning every year. When you hear thunder immediately move to safe shelter, which according to the National Weather Service is a “substantial building with electricity or plumbing, or an enclosed, metaltopped vehicle with windows up.” Too many people wait far too long to get to a safe place when thunderstorms approach; sometimes tragically, their delay has resulted in lightning injury or death. Many also do not wait long enough after the heaviest portion of the storm has passed to return outdoors. The best way to protect yourself from lightning is to avoid the threat. If/When something goes wrong Develop a response plan – Deal with any emergencies – Document the facts – Who, when, where, what, how – Do not admit liability Establish ‘Crisis Communication Plan’ – Notify all appropriate “supervisors” Resources & Acknowledgements RESOURCES: • Additional Tools and Resources for Extension Professionals Hand ACKNOWLEDGEMENTS: PHOTOS courtesy of: • RGB Photo Stock @ http://rgbstock.com • OSU Communications and Technology Photo Library • Heather Neikirk, Extension Educator, Agriculture and Natural Resources • Danae Wolfe, Extension Educator, Agriculture and Natural Resources • Ohio State University Extension/AEDE Agricultural Safety and Health Program