Name: _________________________________
Hour: ____________
Unit 3: Legal Concerns & Insurance Issues
Worksheet
12 Points
Multiple Choice
1. The state of being legally responsible for the harm that one causes another person is
known as:
a. Duty of Care
b. Negligence
c. Standard of Care
d. Liability
2. A legal wrong that is committed against a person or property is known as:
a. Tort
b. Negligence
c. Liability
d. Risky
3. Which of the following assumes an individual is neither extremely skillful nor
extraordinarily cautious, but is of reasonable and ordinary prudence.
a. Liable
b. Duty of care
c. Standard of reasonable care
d. Negligence
4. An athletic trainer that burns an athlete because of improper use of a modality could be
found to be _________________.
a. Negligent
b. In breach of a duty
c. Liable
d. All of the above
5. The length of time an individual has to sue for damages from negligence is known as:
a. Assumption of Risk
b. Statute of Limitations
c. Standard of Care
d. Duty of Care
6. Which type of insurance coverage is designed to cover an athlete's illness,
hospitalization and emergency care?
a. General Health Insurance
b. Accident Insurance
c. Secondary Insurance
d. Liability Insurance
True/ False
7. _____ When an athlete assumes the risk of the sport that means that they cannot sue
for any accidents that may occur.
8. _____ An athlete sprains his/her ankle during a soccer practice. If the athletic trainer
fails to provide care for this athlete he/she can be held liable for such negligence.
9. _____ Manufacturers of products do not have a duty to design and produce equipment
that will not cause injury; it is the responsibility of the user to use it safely.
10. _____ Professional liability insurance typically covers negligence in civil cases, but not if
a criminal complaint has been filed.
11. _____ Third-party reimbursement is the primary mechanism of payment for medical
services in the United States.
12. _____ All claims submitted to third party payers for reimbursement must include a
diagnostic code and a procedural code.