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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Resource 2
CULTURAL FESTIVALS
and
PERSONAL FINANCE
in WILTSHIRE
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Objectives of the session:
• Students to learn about New Year
celebrations and personal finance
experiences of minority communities
living in Wiltshire.
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Learning Outcomes - Student will
know:
• the dates when other local community
groups celebrate New Year
• the names of New Year rituals practised
by specific community groups
• the names of two symbols used in New
Year celebrations
• what different communities buy and
spend for New Year festivities
• about community groups and their
different attitudes towards money
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Can you name minority
communities living in Wiltshire?
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
The main minority communities
living in Wiltshire are :
•
•
•
•
Bangladeshi
Chinese
Moroccan
Afro Caribbean
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
What year is it for different
citizens in Wiltshire ?
•
•
•
•
•
534 – Sikhs
1423 – Muslims
2002 - Christians
4699 – Buddhist
5762 - Jews
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Custom defined as:
• A general activity or a long established
action
• For instance:
• Couples getting married
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
A Ritual is defined as:
• A specific routine or course of actions
regularly repeated
• For instance:
• The Christian wedding, church ceremony and
vows
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Definition of a Symbol:
• A physical object, with an associated
meaning
• For instance:
• The wedding bands/rings
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Chinese New Year
(Spring Festival):
• Date of next New Year - February 2003
– based on the Lunar Calendar – The moon
• Custom: Decorations in colours of :
– Red – represents - Luck
– Gold - represents - Wealth
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Symbols:
• Double fish – Double happiness
• Lanterns – Safety, good luck and
financial prosperity
• Fan – Good luck
• Poetry – A celebration of being a year
older
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Ritual:
•
•
•
•
•
Visit the Temple
Lion Dance
Dragon Dance
Visit friends and family
Giving presents - Lucky Money
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Chinese Finance and the
New Year:
• Community celebrations are financed
by:
– Donations – mainly from business people
– Fundraising activities
– Cultural grants
• Individuals tend to:
– Avoid credit
– Save monthly - keeping their savings in
high street bank accounts
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Cost of a family celebrating
Chinese New Year
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An example of a budget for a family of 4:
Symbols
Item
Cost of New
Year’s Eve - £’s
Red posters
Mobile
20.00
Costume/dress
200.00
Food
Fish, Chicken,
Meat & seafood
150.00
Drink
Rice wine
50.00
Presents
Lucky Money
Transport
130.00
130.00
Entertainment
Total
Cost of New
Year’s Day - £’s
130.00
270
350
730
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Islamic New Year:
• Muslim and Arabic people practice the
Islamic religion.
• New Year – Known as EID-EL-FITR
• Date of EID is influenced by the Lunar
Cycle
• Community festivals are paid for by
donations from worshippers
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Custom:
• Ramadan
• 29-30 days prior to EID fast from dawn to dusk
Ritual:
• Prayers in the Mosque
• Food, drinks and celebrations at the Mosque
• Presents for children
Symbols:
• None involved
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Financial principles:
• In Islamic religion it is forbidden to hoard
money
• It is against religious beliefs to overspend or
borrow for unnecessary expenditure
• Worshippers are encouraged not to waste
money, but instead give it to the needy
• Worshippers must not pay or receive interest
• All worshippers should pay a tax called
ZAKAT – 2.5% of their wealth donated to the
needy.
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Cost of a family celebrating EID
An example of a budget for a family of 4:
Item
Cost £’s
Symbols
Costume/dress
Food
None
Drink
Soft drinks
10.00
Presents
Toys
40.00
Total
New Clothes
Fish
Lamb
Chicken
60.00
40.00
150.00
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Cultural Diversity and Personal
Finance Quiz:
1. What is the date of the next Chinese
New year?
2. Name a colour which features in the
festive celebrations?
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
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3. Name two symbols used in community
festivals.
4. Name a Chinese ritual.
5. How does the Chinese community save
for the New Year celebrations?
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
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6. During the New Year celebrations a family of
4 is estimated to spend £1080.00. On New
Year’s Eve £350.00, on New Year’s Day
£730.
How much more is spent for the New Year’s
Day celebrations?
7. Of the total expenditure of £1080.00,
approximately £270 is spent on
Entertainment. What percentage is this of the
total spent?
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
22
8. What is the difference between the
expenditure of £150 for EID and £1,080
for the Chinese New Year?
9. What is the religious faith of Muslim
people?
10. How long is the period of Ramadan?
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
23
11. What influences the time of year when
people of Islamic faith celebrate EID?
12. Name a ritual of the Islamic New Year
community festivals
13. How does the community raise
finances for EID?
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
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14. Name 2 financial principles which
have a bearing on a person of Islamic
faith’s approach to personal finance.
15. During EID a family unit of 4 spends
£40.00 on food and drink. If they were
to invite other family and friends to join
them, an extra 23 people, what is the
total estimated cost? (for 27 people)
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Quiz answers:
1. 5th February 2003
2. Red/Gold
3. Double Fish, lantern, Fan or Poetry
4. Lion dance or Dragon dance
5. Monthly amounts into high street banks
6. £380.00
7. 25%
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
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8. £930.00
9. Islam
10. 29- 30 days
11. The Lunar Cycle
12. Praying at the mosque
Food and drink at the mosque.
13. Donation from community members
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
27
14. In Islam it is forbidden to hoard money
It is against Islamic religious beliefs to
overspend or borrow for unnecessary
expenditure
Worshippers are encouraged not to waste
money
All worshippers should pay a tax called
ZAKAT
Worshippers must not pay or receive interest
15. £270.00
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Summing Up
• Within Wiltshire, New Year celebrations will take
place at different times of the year
• These celebrations follow rituals and use symbols
which provides identity for community members
• Communities have different financial commitment to
supporting community festivals. This is influenced by
their different approaches to personal finance
• The amount of money a family spends on a festival
varies considerably and is influenced by financial
principles
• Families tend to save regularly to finance their
festivals and avoid credit
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Question Time
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Thank you
Happy New Year
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Resource 3
• NEW YEAR CELEBRATIONS IN
WILTSHIRE COMMUNITIES
ARABIC AND MUSLIM COMMUNITIES
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Date Celebrated
• Changes every year, Why?
• Based on the Arabic and Islamic
calendar. What?
• Based on the LUNAR cycle which is 11
days shorter that the normal year.
• What is this day called?
• Eid El-Fitr, which is the first day after the
end of the month of Ramadhan (fasting
month)
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
The Celebration
• Get up early and get ready to go out, children
put on new clothes purchased specifically for
this day
• Get together at the local mosque
(Trowbridge)
• Pray and listen to the Imam’s sermon
• Greet each other
• Have something to eat and drink (soft drinks)
• Children receive presents from the mosque
• Eid party for the children at the weekend
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Family Celebration
• Larger families get together and have fun
• Give all the children presents and money
• Eat and drink soft drinks, most of the food is
cakes. Some special ethnic food is made like myself as a Tunisian - we prepare
something called MLOUKHIA
• Smaller families and especially those who
don’t have many around them, get together
with friends and enjoy the day
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Finance / Cost
•
•
•
•
•
Clothes (based on 2 children) £50 to £60
Presents
£25 to £50
Food
£20 to £30
Drinks
£5 to £10
Total
£100 to £150
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Case Study No.29: Key Stage 4: Personal finance education & cultural diversity - New Year celebrations in Wiltshire communities at The George Ward School
Thank you for your
attention
Any Questions?
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