Contact Information for
Financial Literacy and
Planning
Spending Plan Worksheet
Income:
SOURCE
ESTIMATED
ACTUAL
Financial Aid
Work
Other
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Expenses:
CATEGORY
Tuition
Rent
Car Payment
Insurance
Internet/Cable
Cell Phone
Utilities 1
Utilities 2
Gas
Groceries
Dining Out
Entertainment
Clothing
Travel
Medical
Debt
Savings
Other
Other
BUDGETED
ACTUAL
Teresa Sotelo, Financial Literacy Advisor
The University of Texas of the Permian Basin
Mesa Building Office #2114
4901 E. University Blvd.
Odessa, TX 79762
Phone: (432) 552-2830
http://www.utpb.edu/campus-life/financialliteracy
Financial Literacy
and Planning
Hours of Operation:
Financial Literacy
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Monday, Wednesday 8am - 5pm
Friday (AM) 8am - 12pm
Veteran Services
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Tuesday, Thursday 8am - 5pm
Friday (PM) 1pm - 5pm
*Walk-ins welcome
Online Services:
Income $_________ - Expenses $__________
= $_________________
Tips:
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Determine your goals.
Inventory your needs vs. wants.
Redo spending plan each pay period.
Pay cash for what you can.
Make financial adjustments as needed.
Account for unexpected expenses.
Dedicate yourself to your spending plan.
Strive for balance.
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CashCourse
Practical Money Skills
TG
The Mint
Facebook: Financial LiteracyUTPB
The University of Texas of the Permian Basin is
accredited by the Southern Association for Colleges
and Universities.
The University of Texas of the Permian Basin is an
Equal Opportunity/Affirmative Action Employer.
The University of Texas
of the Permian Basin
Updated: May 2015
Financial Literacy and Planning
General Information
The Office of Financial Literacy and Planning
assists students with making smart financial
decisions while in college. Monthly seminars
are provided on campus during the spring and
fall semesters. Private individual sessions are
also available for students year round. Students
may make an appointment and walk-ins are
also welcome during office hours. Services are
free and confidential.
Office Location
Mesa Building 2114
Hours
Mondays 9:00 am - 5:00 pm
Wednesdays 9:00 am - 5:00 pm
Fridays 8:00 am - 12:00 pm
Online
Facebook: UTPB Financial Literacy
http://ss.utpb.edu/financial-literacy/
Seminar Schedule
Services & Topics
Financial literacy at UTPB
information on the following:

Investing in Undergraduate
Education and College Costs

Planning for College and Finding
scholarships

Understanding Needs & Wants and
Setting Goals
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Credit Basics and Managing Credit
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Creating a spending plan and
Monitoring your spending
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Opening a bank account and Identity
theft
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Solving Debt Problems and Repaying
Educational Loans
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Tuesdays’ Treasure Talks
includes
Saving & Investing and Managing
major purchases
Multi-Purpose Room
Fall 2014
September 15th & 29th
 What is Financial Literacy? Introduction
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October 6th & 20th
 Needs & Wants - Helping students think
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Freshman Seminar In-class Presentations
Online Tools and Links to materials
Discussions led by students or alumni
Tuesdays’ Treasure Talks
12:30 pm – 1:45 pm
Lunch provided & prizes given away!
about the differences between things that
are fundamental necessities as opposed to
desires or preferences, and how these things
can vary across time and circumstance.
Setting Goals - Discusses several facets
of goal-setting, including how specific goals
are and the timeframes set. Also covers how
trade-offs and priorities apply to financial
goals.
November 3rd & 17th
 Spending Plans –Information on
Employee Benefits and
Compensation
One-on-One Advising Sessions
to financial literacy at UTPB and future
topics.
Credit Basics - Overview of how credit
affects many parts of your life, what you
need to know about your credit report and
credit score, avoiding identity theft.

reducing spending, planning ahead not
only for monthly bills, but also for
sometimes forgotten things like regular
savings and expenses that aren't part of
each month's budget.
Monitoring Spending – Overview of
how spending plans can be adjusted to
financial circumstances as they really
exist. Includes information on avoiding
fees, as well as tools and systems to
keep accurate track of where money
goes each month.
December 1st
 Solving Debt Problems – Shows
strategies and solutions borrowers may
choose to take to get out of financial trouble.