Contact Information for Financial Literacy and Planning Spending Plan Worksheet Income: SOURCE ESTIMATED ACTUAL Financial Aid Work Other Other Expenses: CATEGORY Tuition Rent Car Payment Insurance Internet/Cable Cell Phone Utilities 1 Utilities 2 Gas Groceries Dining Out Entertainment Clothing Travel Medical Debt Savings Other Other BUDGETED ACTUAL Teresa Sotelo, Financial Literacy Advisor The University of Texas of the Permian Basin Mesa Building Office #2114 4901 E. University Blvd. Odessa, TX 79762 Phone: (432) 552-2830 http://www.utpb.edu/campus-life/financialliteracy Financial Literacy and Planning Hours of Operation: Financial Literacy Monday, Wednesday 8am - 5pm Friday (AM) 8am - 12pm Veteran Services Tuesday, Thursday 8am - 5pm Friday (PM) 1pm - 5pm *Walk-ins welcome Online Services: Income $_________ - Expenses $__________ = $_________________ Tips: □ □ □ □ □ □ □ □ Determine your goals. Inventory your needs vs. wants. Redo spending plan each pay period. Pay cash for what you can. Make financial adjustments as needed. Account for unexpected expenses. Dedicate yourself to your spending plan. Strive for balance. CashCourse Practical Money Skills TG The Mint Facebook: Financial LiteracyUTPB The University of Texas of the Permian Basin is accredited by the Southern Association for Colleges and Universities. The University of Texas of the Permian Basin is an Equal Opportunity/Affirmative Action Employer. The University of Texas of the Permian Basin Updated: May 2015 Financial Literacy and Planning General Information The Office of Financial Literacy and Planning assists students with making smart financial decisions while in college. Monthly seminars are provided on campus during the spring and fall semesters. Private individual sessions are also available for students year round. Students may make an appointment and walk-ins are also welcome during office hours. Services are free and confidential. Office Location Mesa Building 2114 Hours Mondays 9:00 am - 5:00 pm Wednesdays 9:00 am - 5:00 pm Fridays 8:00 am - 12:00 pm Online Facebook: UTPB Financial Literacy http://ss.utpb.edu/financial-literacy/ Seminar Schedule Services & Topics Financial literacy at UTPB information on the following: Investing in Undergraduate Education and College Costs Planning for College and Finding scholarships Understanding Needs & Wants and Setting Goals Credit Basics and Managing Credit Creating a spending plan and Monitoring your spending Opening a bank account and Identity theft Solving Debt Problems and Repaying Educational Loans Tuesdays’ Treasure Talks includes Saving & Investing and Managing major purchases Multi-Purpose Room Fall 2014 September 15th & 29th What is Financial Literacy? Introduction October 6th & 20th Needs & Wants - Helping students think Freshman Seminar In-class Presentations Online Tools and Links to materials Discussions led by students or alumni Tuesdays’ Treasure Talks 12:30 pm – 1:45 pm Lunch provided & prizes given away! about the differences between things that are fundamental necessities as opposed to desires or preferences, and how these things can vary across time and circumstance. Setting Goals - Discusses several facets of goal-setting, including how specific goals are and the timeframes set. Also covers how trade-offs and priorities apply to financial goals. November 3rd & 17th Spending Plans –Information on Employee Benefits and Compensation One-on-One Advising Sessions to financial literacy at UTPB and future topics. Credit Basics - Overview of how credit affects many parts of your life, what you need to know about your credit report and credit score, avoiding identity theft. reducing spending, planning ahead not only for monthly bills, but also for sometimes forgotten things like regular savings and expenses that aren't part of each month's budget. Monitoring Spending – Overview of how spending plans can be adjusted to financial circumstances as they really exist. Includes information on avoiding fees, as well as tools and systems to keep accurate track of where money goes each month. December 1st Solving Debt Problems – Shows strategies and solutions borrowers may choose to take to get out of financial trouble.