Investment Options
Performance, Asset & Equity Splits Q1, 2015
Performance to 01 April 2015+
Lifestyle Pension Funds
Passive IRIS Funds
Passive IRIS 2015
Passive IRIS 2016
Passive IRIS 2017
Passive IRIS 2018
Passive IRIS 2019
Passive IRIS 2020
Passive IRIS 2021
Passive IRIS 2022
Passive IRIS 2023
Passive IRIS 2024
Passive IRIS 2025
Passive IRIS 2026
Passive IRIS 2027
Passive IRIS 2028 Onwards
IRIS
IRIS 2015
IRIS 2016
IRIS 2017
IRIS 2018
IRIS 2019
IRIS 2020
IRIS 2021
IRIS 2022
IRIS 2023
IRIS 2024
IRIS 2025
IRIS 2026
IRIS 2027
IRIS 2028 Onwards
Pension Indexed Eurozone Long Bond Fund
1 Mth
3 Mth
YTD
1 Yr
3 Yrs
5 Yrs
10 Yrs
2.8%
2.4%
2.0%
1.6%
1.1%
0.6%
0.6%
0.5%
0.5%
0.4%
0.4%
0.4%
0.4%
0.4%
6.8%
6.3%
5.9%
5.4%
5.0%
4.5%
4.6%
4.8%
5.0%
5.2%
5.3%
5.5%
5.5%
5.9%
6.8%
6.3%
5.9%
5.4%
5.0%
4.5%
4.6%
4.8%
5.0%
5.2%
5.3%
5.5%
5.5%
5.9%
19.6%
18.5%
17.5%
16.3%
14.9%
14.1%
14.5%
14.9%
15.4%
15.7%
16.2%
16.3%
16.6%
17.3%
9.2%
10.5%
10.2%
11.3%
10.9%
11.3%
11.5%
12.1%
12.3%
13.2%
13.4%
13.5%
13.6%
13.8%
7.1%
8.3%
8.1%
9.0%
8.8%
9.1%
9.2%
9.7%
9.8%
10.4%
10.5%
10.6%
10.6%
10.8%
-
3.0%
2.6%
2.1%
1.7%
1.3%
0.9%
0.8%
0.8%
0.8%
0.7%
0.7%
0.6%
0.7%
0.6%
7.5%
6.7%
5.9%
5.2%
4.5%
3.6%
3.7%
3.7%
3.8%
3.9%
4.0%
4.1%
4.2%
4.4%
7.5%
6.7%
5.9%
5.2%
4.5%
3.6%
3.7%
3.7%
3.8%
3.9%
4.0%
4.1%
4.2%
4.4%
21.3%
19.0%
16.7%
14.4%
12.0%
10.9%
10.8%
10.8%
10.9%
10.9%
10.9%
11.0%
11.0%
10.8%
10.0%
10.4%
9.7%
9.8%
9.0%
9.3%
9.3%
9.7%
9.7%
11.1%
11.1%
11.1%
11.2%
11.1%
7.4%
7.9%
7.5%
7.8%
7.3%
7.4%
7.4%
7.7%
7.7%
8.5%
8.6%
8.6%
8.6%
8.6%
4.0%
4.1%
3.9%
3.9%
3.7%
3.5%
3.5%
3.7%
3.7%
4.1%
4.1%
4.1%
4.1%
4.1%
1 Mth
3.8%
3 Mth
9.1%
YTD
9.1%
1 Yr
27.0%
3 Yrs
11.5%
5 Yrs
7.9%
10 Yrs
-
+ Note: Performance is based on the price calculated for 01 April 2015, which is calculated using close of market prices from the previous working day.
Source: Moneymate. Performance is quoted gross of taxation and fund management charges.
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in these funds you may lose some or all of the money you invest.
taking care of you...
1 of 5
Performance to 01 April 2015+
Very Low Risk Pension Funds
Pension Cash Fund
1 Mth
0.0%
3 Mth
0.0%
YTD
0.0%
1 Yr
0.1%
3 Yrs
0.2%
5 Yrs
0.5%
10 Yrs
1.7%
1 Mth
0.1%
3 Mth
2.0%
YTD
2.0%
1 Yr
3.6%
3 Yrs
4.2%
5 Yrs
3.9%
10 Yrs
-
1 Mth
0.7%
1.5%
3 Mth
5.4%
6.8%
YTD
5.4%
6.8%
1 Yr
9.8%
9.5%
3 Yrs
6.7%
7.5%
5 Yrs
6.5%
-
10 Yrs
-
1 Mth
2.5%
3.3%
2.1%
3 Mth
12.1%
13.7%
9.6%
YTD
12.1%
13.7%
9.6%
1 Yr
22.7%
29.9%
24.1%
3 Yrs
16.0%
17.9%
14.8%
5 Yrs
11.4%
12.8%
10.7%
10 Yrs
5.9%
7.4%
5.3%
1 Mth
3.2%
1.6%
3 Mth
17.4%
11.6%
YTD
17.4%
11.6%
1 Yr
29.2%
17.7%
3 Yrs
20.3%
9.1%
5 Yrs
13.4%
6.4%
10 Yrs
-
Low to Medium Risk Pension Funds
Elements (Pension)
Medium Risk Pension Funds
BNYM Global Real Return Fund (Pension)
Protected Assets Fund
Medium to High Risk Pension Funds
Pension Managed Fund
Pension Consensus Fund
Pension Evergreen Fund
High Risk Pension Funds
Pension Indexed All Equity Fund
Innovator (Pension)
+ Note: Performance is based on the price calculated for 01 April 2015, which is calculated using close of market prices from the previous working day.
Source: Moneymate. Performance is quoted gross of taxation and fund management charges.
Fund Information as at 31 March 2015
Lifestyle Pension Funds Asset Splits
Fixed
Interest
Passive IRIS Funds
Passive IRIS 2015
Passive IRIS 2016
Passive IRIS 2017
Passive IRIS 2018
Passive IRIS 2019
Passive IRIS 2020
Passive IRIS 2021
Passive IRIS 2022
Passive IRIS 2023
Passive IRIS 2024
Passive IRIS 2025
Passive IRIS 2026
Passive IRIS 2027
Passive IRIS 2028 Onwards
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Long Bonds
Cash
74.4%
63.1%
48.4%
33.5%
18.6%
25.6%
22.3%
17.8%
13.7%
10.4%
7.3%
5.4%
3.9%
2.8%
1.8%
0.7%
0.5%
0.4%
0.4%
3.7%
–
–
–
–
–
–
–
–
Government
Bonds
Property
Equities
–
–
–
–
4.5%
10.5%
16.4%
22.6%
28.4%
27.6%
24.7%
21.7%
18.7%
16.5%
15.6%
15.1%
15.0%
3.4%
7.9%
12.0%
15.7%
19.2%
20.1%
20.1%
20.1%
20.1%
19.3%
18.0%
16.5%
10.5%
0.7%
1.4%
2.4%
2.7%
3.3%
3.8%
4.1%
4.1%
4.1%
4.1%
4.1%
4.1%
4.1%
6.0%
14.0%
22.0%
30.0%
38.1%
43.1%
47.2%
51.3%
55.3%
59.4%
61.8%
63.9%
70.0%
Fund Information Source: Moneymate.
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in these funds you may lose some or all of the money you invest.
2 of 5
Corporate
Bonds
Lifestyle Pension Funds Asset Splits (continued)
IRIS
IRIS 2015
IRIS 2016
IRIS 2017
IRIS 2018
IRIS 2019
IRIS 2020
IRIS 2021
IRIS 2022
IRIS 2023
IRIS 2024
IRIS 2025
IRIS 2026
IRIS 2027
IRIS 2028 Onwards
Long Bonds
Cash
Fixed
Interest
74.4%
64.3%
49.1%
34.4%
19.5%
–
–
–
–
–
–
–
–
–
25.5%
22.0%
17.0%
11.9%
7.6%
5.0%
3.0%
1.8%
1.2%
1.0%
0.8%
0.7%
0.7%
0.7%
–
–
–
–
–
–
–
–
–
–
–
–
–
–
Target Return Government
Strategy
Bonds
0.1%
5.6%
13.6%
21.7%
29.6%
37.7%
40.6%
41.8%
42.5%
42.9%
43.2%
42.3%
41.4%
40.2%
–
2.8%
6.8%
10.7%
14.8%
18.7%
18.0%
15.3%
13.5%
11.7%
10.3%
9.4%
8.2%
3.1%
Corporate
Bonds
Property
Equities
–
2.4%
5.9%
9.5%
12.3%
13.4%
13.9%
13.3%
11.3%
9.6%
7.7%
6.3%
5.3%
2.0%
–
0.2%
0.7%
1.2%
1.5%
2.0%
2.4%
2.7%
3.3%
3.8%
4.1%
4.1%
4.1%
4.1%
–
2.7%
6.9%
10.6%
14.7%
18.7%
22.1%
25.1%
28.2%
31.0%
33.9%
37.2%
40.3%
49.9%
Target Return Strategy (TRS) Holdings as at 31 March 2015
IRIS 2015
IRIS 2016
IRIS 2017
IRIS 2018
IRIS 2019
IRIS 2020
IRIS 2021
IRIS 2022
IRIS 2023
IRIS 2024
IRIS 2025
IRIS 2026
IRIS 2027
IRIS 2028 Onwards
Overall TRS
Holdings
0.1%
5.6%
13.6%
21.7%
29.6%
37.7%
40.6%
41.8%
42.5%
42.9%
43.2%
42.3%
41.4%
40.2%
Equities
Government
Bonds
Corporate
Bonds
Commodities
14.6%
14.6%
14.6%
14.6%
14.6%
14.6%
14.6%
14.6%
14.6%
14.6%
14.6%
14.6%
14.6%
14.6%
6.9%
6.9%
6.9%
6.9%
6.9%
6.9%
6.9%
6.9%
6.9%
6.9%
6.9%
6.9%
6.9%
6.9%
25.3%
25.3%
25.3%
25.3%
25.3%
25.3%
25.3%
25.3%
25.3%
25.3%
25.3%
25.3%
25.3%
25.3%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Lifestyle Pension Funds
Pension Indexed Eurozone Long Bond Geographic Split
Germany
40.0%
France
39.7%
Netherlands
20.3%
Fund Information Source: Moneymate.
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in these funds you may lose some or all of the money you invest.
3 of 5
Cash
Emerging
Market
Equity
High Yield
Bonds
Property
47.6%
47.6%
47.6%
47.6%
47.6%
47.6%
47.6%
47.6%
47.6%
47.6%
47.6%
47.6%
47.6%
47.6%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
2.4%
2.4%
2.4%
2.4%
2.4%
2.4%
2.4%
2.4%
2.4%
2.4%
2.4%
2.4%
2.4%
2.4%
3.1%
3.1%
3.1%
3.1%
3.1%
3.1%
3.1%
3.1%
3.1%
3.1%
3.1%
3.1%
3.1%
3.1%
Fund Information as at 31 March 2015
Low to Medium Risk Pension Funds
Elements (Pension) Asset Split
n Cash
46.4%
n Corporate Bonds
32.3%
n Government Bonds
10.2%
n Equities
8.6%
n High Yield Bonds
1.4%
n Property
1%
n Target Return Strategy 0.1%
Medium Risk Pension Funds
BNYM Global Real Return Fund (Pension) Asset Split
n Equities
47.1%
n Cash
19.3%
n Government Bonds
18.8%
BNYM Global Real Return Fund (Pension) Equity Split
n Other Eurozone Equities 40.1%
n North American Equities 29.5%
n UK Equities
n Alternative Investments6.2%
n Commodities
4.5%
n Corporate Bonds
2.5%
n Infrastructure
1.6%
n Japanese Equities
17.8%
7.2%
n Other Pacific Basin Equities 3.6%
Protected Assets Fund Asset Split
n Other Equities
1.7%
Protected Assets Fund Equity Split
n Other Eurozone Equities 44.3%
n Equities
n Cash
n Protection Asset
70%
n North American Equities 33.1%
27.9%
2.1%
n Japanese Equities
9.9%
n UK Equities
9.4%
n Emerging Market Equities 3.3%
Medium to High Risk Pension Funds
Pension Managed Fund Asset Split
n Equities
72.5%
n Government Bonds
11.2%
n Corporate Bonds
8.2%
n Property
4.6%
n Cash
3.5%
Pension Managed Fund Equity Split
n North American Equities 40.0%
n Other Eurozone Equities 27.9%
n Japanese Equities
9.0%
n Other European Equities 8.1%
n Other Pacific Basin Equities 7.3%
n UK Equities
4.0%
n Irish Equities
2.1%
n Other Equities
1.7%
Fund Information Source: Moneymate.
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in these funds you may lose some or all of the money you invest.
4 of 5
Fund Information as at 31 March 2015
Medium to High Risk Pension Funds continued
Pension Consensus Fund Asset Split
n Equities
75.4%
n Government Bonds
13.9%
n Cash
8.0%
n Property
2.7%
Pension Consensus Fund Equity Split
Pension Evergreen Fund Asset Split
n Equities
50.1%
n Property
21.4%
n Government Bonds
12.0%
n Corporate Bonds
8.7%
n Cash
7.8%
n North American Equities 44.0%
n Other Eurozone Equities 16.4%
n UK Equities
9.9%
n Japanese Equities
8.9%
n Other European Equities 8.1%
n Irish Equities
5.8%
n Other Pacific Basin Equities5.8%
n Emerging Market Equities 0.9%
Pension Evergreen Fund Equity Split
n North American Equities 39.7%
n Other Eurozone Equities 27.9%
n Other European Equities 8.0%
n Japanese Equities
8.8%
n Other Pacific Basin Equities 7.2%
n UK Equities
4.0%
n Irish Equities
2.8%
n Other Equities
1.6%
High Risk Pension Funds
Pension Indexed All Equity Fund Equity Split
Innovator (Pension) Asset Split
n Other Eurozone Equities 50.0%
n North American Equities 33.5%
n Japanese Equities
5.3%
n UK Equities
4.3%
n Other Pacific Basin Equities 3.7%
n Other European Equities 3.1%
n Environmental Solutions
n Emerging Markets
n Water
n Agri Business
n Alternative Energy
n Commodities
n Cash
30.6%
23.2%
16.0%
14.0%
8.1%
7.8%
0.1%
Fund Information Source: Moneymate.
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up.
Warning: These funds may be affected by changes in currency exchange rates.
Warning: If you invest in these funds you may lose some or all of the money you invest.
Terms and conditions apply. The details shown relating to the funds and their composition are as at the dates stated and may change over time. The content of this
document is for information purposes only and does not constitute an offer or recommendation to buy or sell any investment or to subscribe to any investment
management or advisory service. Mention of individual stocks/assets is not a recommendation to purchase or sell those stocks/assets. While the information has been
taken from sources we believe to be reliable, we do not guarantee its accuracy and any such information may be complete or condensed. Not all funds mentioned may
be available with all products. Please refer to the relevant product terms and conditions for details of the funds available.
New Ireland Assurance Company plc is regulated by the Central Bank of Ireland. A member of Bank of Ireland Group.
April 2015
5 of 5
301314 Q1 2015