ACE European Group Limited 5 Georges Dock International Financial Services Centre Dublin 1 Tel: (01) 4401700 Fax: (01) 4401701 businessclass bespoke assistance - Injury and Travel Policyholder: National University of Ireland Galway Policy Number: IEBBBO16919115 Period of Insurance: From 26 November 2015 to 25 November 2016 Your businessclass assistance Injury and Travel Insurance policy provides you with medical emergency assistance and a number of helpline and on-line services. Details of these are given below. Contact details are as follows: +353 (1) 440 1761 (from outside REPUBLIC OF IRELAND)) 01 440 1761 (from inside REPUBLIC OF IRELAND) www.businessclassassistance.com for pre-travel advice information security advice on any country. (The password to the website is the last four digits of the telephone number above) The services are available 24 hours a day, every day of the year. Access to the services is available for as long as the company’s travel insurance is placed with ACE European Group Limited. You should keep the telephone numbers and website address easily to hand whenever you travel to ensure easy access to the information, advice and assistance services when they are needed most. Procedures 1. Before calling the businessclass Assistance help-line please have the following information to hand: i) your name; ii) your Company name; iii) the name of your Parent Company (if applicable) and iv) the Policy Number and period of insurance as shown above. 2. businessclass Assistance must be informed as soon as reasonably possible of any serious medical emergency or security situation that may give rise to a claim. No arrangements should be made without involving and obtaining the agreement of businessclass Assistance. Welfare Assistance ( Counselling ( 1. 2. 3. 4. 5. 6. 7. 8. Identifying and managing stress and stressful situations Crisis counselling Debt counselling Addiction counselling Advice on the practical and emotional aspects of living with a long term injury or disability Following death, support and help for the bereaved family and colleagues to cope with the trauma of their loss Support in dealing with the psychological impact of not being able to continue in employment due to injury and advice about finding more suitable employment Providing information and details of organisations which provide face-to-face counselling. Legal Advice ( 1. 2. Advice where injury has been caused by the negligence of a third party Advice on employment issues including redundancy, bullying, harassment, unfair discrimination and retirement. Personal Tax advice ( General advice on tax issues of a personal nature (but excluding financial planning advice relating to ways of avoiding or reducing personal tax liability). Medical Advice ( 1. Providing details of additional sources of information and societies who specialise in dealing with particular disabilities Information on facilities available through Social Services 2. 3. General medical advice which can reasonably be given over the telephone How to obtain a second opinion Bereavement Advice ( 1. 2. 3. Information on locating Wills, obtaining Grant of Probate or Letters of Administration or the need to consult a solicitor Advice on how to register Death, the duties of the Coroner and information on the documents required by the Registrar Referral to a Funeral Director and advice on the practical details. Travel Assistance - before you travel 1. Country Information (8 The Policyholder or Insured Person may call businessclass assistance or they may log-on to the website address for pretravel information about the country they intend to visit. Some of the information details available are: Business and social customs/ Political situations/ Health precautions, including vaccinations/ Visa and entry permit requirements / Currency/Banking hours/Time zones/ Climate/Driving restrictions. 2. Security Advice Features of this assistance service are: 1. Details updated by a team of impartial security analysts every day of the week 2. Range of topics covered – including terrorist, kidnap and cultural threats 3. In addition, the Policyholder and Insured Persons can make an on-line request to register to receive free concise daily security updates into their e-mail inbox. Travel Assistance - whilst travelling If the Insured Person requires medical or personal assistance or advice during a Journey they may call businessclass assistance in respect of: 1. Medical Assistance a) b) c) d) e) 24 hour service 24 hours a day, 365 days a year multi-lingual service. Medical Expertise On hand for advice, referral or treatment. Air Ambulance Emergency repatriation including use of Air Ambulance or scheduled flights as necessary and appropriate. Local payment of hospital bills. No need for the Insured Person to use their own cash. Drug replacement Replacement of essential maintenance medication or drugs. 2. Non-medical Assistance a) Replacing Lost or Stolen Documents - Help with replacement of lost or stolen passport, tickets, or other travel documents. b) Cancelling Financial Cards - Advice on cancellation of lost or stolen credit, debit or charge cards or travellers cheques. c) Emergency Cash - Advance of emergency funds following loss or theft of money overseas. (Temporary loan only - Insured Person will be required to provide proof of ability to repay.) d) Lost luggage location - Help with the tracking of lost luggage. e) Business Documents and messages - Forwarding essential business documents and urgent messages. (Assistance only – no insurance cover). f) Interpreters - The provision of interpreters at business meetings or the translation of documents. (Assistance only – no insurance cover). ACE accepts no responsibility for any advice given or information provided by third party service providers.