23-Feb-16
Family Holdings of Debt: Median Value of Holdings for Families Holding Debt,
by Selected Characteristics of Families and Type of Debt, 2013
[Thousands of dollars]
Secured by residential property
Family characteristic
All families
Installment
loans
Credit card
balances
Lines of credit
not secured by
residential
property
Other
Any
debt
4.4
4.0
60.4
1.0
1.4
2.2
3.0
4.5
4.0
1.2
1.0
1.0
4.7
12.7
45.0
3.0
2.0
3.0
3.2
5.3
15.0
10.6
21.3
39.9
100.0
179.3
270.0
18.0
16.4
14.4
12.5
10.2
10.6
1.5
2.5
2.6
3.0
2.3
1.9
1.2
4.0
10.0
12.0
15.0
50.0
2.0
4.0
4.9
5.0
5.6
2.3
31.1
96.5
100.0
63.4
44.0
20.0
97.5
63.1
84.5
100.0
80.0
9.5
14.7
7.0
18.3
14.6
1.2
2.1
2.0
2.7
2.5
4.0
1.0
0.9
3.8
20.0
2.5
2.6
4.5
4.0
5.0
22.0
30.0
25.0
121.0
62.8
63.0
90.0
103.0
150.0
33.2
60.0
54.6
142.0
9.3
10.8
13.2
20.0
1.2
1.8
2.2
3.0
*
2.5
1.0
13.0
2.3
2.7
4.0
5.0
17.4
35.1
42.8
119.0
118.0
114.0
99.0
65.0
15.3
13.0
2.7
1.6
8.5
1.2
5.0
2.4
82.2
29.1
120.0
150.9
73.0
130.0
92.8
119.5
46.9
100.0
16.0
17.0
9.1
10.0
2.5
3.0
1.6
1.5
3.7
20.0
3.7
*
4.0
10.0
4.2
2.0
76.9
106.2
27.1
25.0
160.0
102.0
97.0
83.0
123.9
65.0
51.0
49.3
20.0
15.5
13.0
9.2
3.5
2.0
2.1
1.6
10.3
0.7
3.0
3.7
5.9
4.0
3.0
3.5
132.8
50.0
52.8
26.6
148.1
95.4
97.5
173.0
99.0
72.0
73.0
171.0
16.5
13.9
14.2
14.6
2.5
2.4
2.0
2.5
9.2
3.0
4.8
6.1
4.2
4.0
3.5
5.0
85.0
54.3
51.3
86.7
123.0
63.0
93.0
51.0
15.0
11.4
2.2
3.0
5.5
*
4.7
2.0
68.8
30.0
115.0
*
83.0
113.0
15.7
12.3
2.8
1.4
12.0
1.1
5.0
2.5
114.0
10.7
Primary
residence
Other
115.0
90.0
14.6
2.3
42.0
71.0
84.8
113.0
174.0
255.0
113.0
42.0
55.0
69.5
84.5
170.0
8.0
10.3
12.2
17.2
20.6
22.2
120.0
140.0
121.0
102.3
81.3
54.5
83.0
100.0
90.0
84.5
55.0
60.0
87.0
103.0
64.0
142.0
109.0
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
121.0
75.0
16.2
2.1
0.9
2.5
22.3
25-49.9
98.0
27.0
12.0
1.5
3.7
2.0
33.0
50-74.9
100.0
60.0
13.9
2.9
8.5
4.0
83.0
75-89.9
131.9
80.0
17.0
2.5
27.0
10.0
121.3
90-100
220.0
196.0
17.6
4.0
30.0
17.0
210.0
* Ten or fewer observations.
Note: For questions on income, respondents were asked to base their answers on the calendar year preceding the interview. For questions on saving,
respondents were asked to base their answers on the twelve months preceding the interview.
Percentage distributions may not sum to 100 because of rounding. See the appendix for details on standard errors and for definitions of family and family
head.
Source: The Federal Reserve Board, 2013 Survey of Consumer Finance.
5-Feb-14
Family Holdings of Debt: Median Value of Holdings for Families Holding Debt,
by Selected Characteristics of Families and Type of Debt, 2010
[Thousands of dollars]
Secured by residential property
Family characteristic
All families
Installment
loans
Credit card
balances
Lines of credit
not secured by
residential
property
Other
Any
debt
6.0
4.5
70.7
1.0
1.5
2.2
3.1
5.9
8.0
1.0
2.7
5.0
3.2
14.5
20.0
2.0
2.0
3.5
6.0
5.0
18.0
10.1
20.2
61.4
106.6
163.8
267.2
14.0
14.7
12.0
11.3
10.0
7.8
1.6
3.5
3.5
2.8
2.2
1.8
2.0
2.5
6.0
11.0
8.1
*
2.0
4.4
5.0
6.0
6.0
13.0
39.6
108.0
91.8
76.9
45.0
30.0
95.0
99.0
72.0
106.3
97.0
9.9
11.8
7.6
15.0
13.2
2.0
1.6
1.7
3.4
3.0
8.1
3.0
3.3
6.0
13.0
2.8
5.0
2.1
4.2
5.8
30.2
34.8
28.0
112.8
72.5
60.0
83.0
106.0
150.0
*
62.5
61.3
125.0
7.6
10.0
12.1
18.0
1.4
2.1
2.1
4.0
0.6
3.2
2.7
13.0
2.3
3.0
3.0
9.0
17.6
42.8
59.7
127.0
112.0
100.0
110.0
80.0
13.6
10.7
3.1
1.9
6.0
5.5
5.2
2.7
85.0
40.0
116.0
145.0
60.8
92.7
92.0
140.0
62.0
94.0
13.9
15.3
8.1
8.3
3.0
4.0
2.0
1.5
6.0
15.6
3.3
*
4.0
10.0
3.0
5.0
85.0
118.0
30.0
21.1
150.0
110.0
90.0
68.0
140.0
86.3
52.0
72.0
17.0
12.8
11.1
8.1
4.0
2.3
2.6
1.8
10.0
2.0
5.6
3.0
6.0
3.8
4.0
4.0
137.0
56.7
63.5
28.2
114.0
95.0
95.0
157.6
118.8
85.0
88.0
125.0
13.7
13.1
11.3
14.4
2.3
2.5
2.8
3.0
6.0
3.0
8.1
6.0
6.0
4.0
3.4
5.0
73.0
70.5
59.6
92.3
119.0
64.0
104.0
62.5
12.9
12.0
2.8
2.1
5.0
14.5
5.0
3.0
80.2
40.0
109.6
*
97.0
105.4
13.7
10.2
3.4
1.3
10.0
1.5
5.2
2.7
110.8
9.6
Primary
residence
Other
109.6
98.0
12.6
2.6
54.6
65.5
90.0
116.6
158.0
241.0
72.0
60.0
62.5
66.9
88.0
180.0
7.6
8.4
12.0
15.0
19.0
22.4
120.0
139.9
114.0
97.0
70.0
52.0
89.0
85.0
115.0
98.0
125.0
74.8
96.0
110.0
64.0
132.0
101.0
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
141.0
110.0
13.5
1.9
1.9
2.5
20.4
25-49.9
91.0
25.6
10.5
2.0
1.3
2.5
55.3
50-74.9
100.3
53.2
12.7
3.1
5.0
6.0
85.9
75-89.9
105.0
92.0
13.5
3.4
11.0
10.0
100.7
90-100
216.5
195.0
17.7
5.0
30.0
25.0
232.8
* Ten or fewer observations.
Note: For questions on income, respondents were asked to base their answers on the calendar year preceding the interview. For questions on saving,
respondents were asked to base their answers on the twelve months preceding the interview.
Percentage distributions may not sum to 100 because of rounding. See the appendix for details on standard errors and for definitions of family and family
head.
Source: The Federal Reserve Board, 2010 Survey of Consumer Finance (July 19, 2012).
5-Feb-14
Family Holdings of Debt: Median Value of Holdings for Families Holding Debt,
by Selected Characteristics of Families and Type of Debt, 2007
[Thousands of dollars]
Secured by residential property
Family characteristic
All families
Installment
loans
Credit card
balances
Lines of credit
not secured by
residential
property
Other
Any
debt
3.8
5.0
67.3
1.0
1.8
2.4
4.0
5.5
7.5
*
1.3
*
5.1
*
17.3
3.0
4.0
4.0
5.3
5.0
7.5
9.0
18.0
54.5
111.3
182.2
235.0
15.0
13.5
12.9
10.9
10.3
8.0
1.8
3.5
3.6
3.6
3.0
0.8
1.0
4.6
6.0
10.0
30.0
*
4.5
5.0
4.5
6.0
5.0
4.5
36.2
106.2
95.9
60.3
40.1
13.0
85.0
78.5
135.0
93.0
125.0
9.9
10.0
6.5
14.9
15.6
1.6
1.9
2.3
4.0
3.3
2.5
*
*
5.0
3.8
5.0
3.0
4.0
5.3
5.0
29.7
31.0
15.1
121.0
70.8
50.0
84.0
97.0
142.7
53.3
82.0
80.0
125.0
8.8
10.2
12.1
17.4
1.5
2.3
2.9
4.0
*
1.4
3.8
6.0
4.0
4.5
5.0
6.0
19.5
40.0
54.4
124.3
106.0
113.0
90.8
114.8
13.4
12.0
3.3
2.0
5.0
0.8
5.0
5.0
76.4
43.9
117.0
135.0
47.1
90.0
89.0
151.6
100.0
*
13.5
15.5
8.6
10.7
3.0
4.3
1.5
1.8
2.9
5.0
6.4
*
5.0
10.0
4.5
8.0
82.1
122.7
20.0
21.9
148.0
100.9
94.0
53.0
130.0
105.0
60.0
100.0
16.3
12.2
12.0
9.7
4.5
3.0
2.5
1.5
9.0
3.5
4.0
6.4
7.0
4.0
4.8
5.0
137.6
65.8
64.1
20.0
107.0
93.9
99.0
150.8
95.0
82.5
80.0
160.0
12.1
11.0
13.2
14.2
3.0
3.0
2.8
3.0
*
5.0
3.2
3.8
6.5
5.0
4.5
6.0
66.6
61.2
60.9
95.5
118.2
60.7
101.0
70.0
13.3
11.7
3.0
2.0
3.5
6.0
5.0
5.0
78.1
29.8
107.0
*
100.0
80.0
14.2
10.3
3.6
1.3
7.5
1.0
5.0
4.9
111.1
9.2
Primary
residence
Other
107.0
100.0
13.0
3.0
40.0
51.0
88.7
115.0
164.0
201.0
70.0
42.0
68.9
83.0
125.0
147.5
6.5
9.8
12.8
16.3
17.3
18.3
135.3
128.0
110.0
85.0
69.0
40.0
78.0
101.6
82.0
130.0
125.0
50.0
93.0
98.0
51.0
130.0
98.0
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
107.0
*
11.4
1.5
1.0
5.0
11.8
25-49.9
84.2
74.0
13.0
2.8
2.0
3.9
64.2
50-74.9
104.0
72.0
14.0
3.6
4.2
5.0
98.2
75-89.9
128.0
94.0
12.0
4.0
10.3
5.0
127.0
90-100
180.0
160.0
17.1
5.0
43.0
15.0
205.4
* Ten or fewer observations.
Note: For questions on income, respondents were asked to base their answers on the calendar year preceding the interview. For questions on saving,
respondents were asked to base their answers on the twelve months preceding the interview.
Percentage distributions may not sum to 100 because of rounding. See the appendix for details on standard errors and for definitions of family and family
head.
Source: The Federal Reserve Board, 2007 Survey of Consumer Finance (July 19, 2012).
5-Feb-14
Family Holdings of Debt: Median Value of Holdings for Families Holding Debt,
by Selected Characteristics of Families and Type of Debt, 2004
[Thousands of dollars]
Secured by residential property
Family characteristic
All families
Installment
loans
Credit card
balances
Lines of credit
not secured by
residential
property
Other
Any
debt
3.0
4.0
55.3
1.0
1.9
2.2
3.0
2.7
4.0
*
0.3
1.0
7.0
14.0
40.0
2.0
2.7
2.3
3.5
5.0
9.4
7.0
16.1
44.4
93.4
136.0
209.0
11.9
12.0
12.0
12.9
8.3
6.7
1.5
2.5
2.9
2.2
2.2
1.0
1.0
1.9
7.0
14.0
4.0
*
3.0
4.0
4.0
5.5
5.0
2.0
33.6
87.2
83.2
48.0
25.0
15.4
31.5
75.3
80.0
95.0
100.0
8.5
9.0
8.0
13.5
13.7
2.0
1.9
1.8
2.5
2.2
*
0.3
*
4.0
11.0
2.0
3.0
2.0
5.0
4.0
35.0
21.7
16.3
100.0
55.0
44.0
70.0
86.0
125.0
*
47.0
75.0
105.0
7.0
9.0
11.8
15.4
1.2
1.9
2.2
2.7
*
1.5
3.0
4.0
4.0
3.0
3.4
5.0
12.0
31.0
45.0
107.2
98.0
83.0
87.0
66.0
12.4
9.6
2.5
1.6
4.0
0.4
4.0
3.0
69.5
30.5
100.0
119.8
42.0
78.0
83.0
100.0
79.0
*
12.0
15.4
7.3
7.5
2.3
2.7
1.4
2.5
4.0
2.2
*
*
3.5
7.0
3.0
*
71.8
93.4
15.4
21.1
129.0
89.0
82.7
50.0
92.0
105.0
78.0
97.0
15.0
11.1
10.3
7.5
3.0
2.0
2.3
1.5
8.0
1.5
1.5
*
5.0
3.0
3.0
4.0
115.9
43.4
51.4
16.1
111.6
86.0
79.0
128.1
100.0
80.0
83.0
87.0
11.8
11.0
11.2
12.8
2.5
2.0
2.0
2.5
0.4
3.0
8.0
4.0
5.0
4.0
4.0
3.0
54.7
68.6
40.3
77.6
105.0
50.0
88.0
63.0
12.0
10.0
2.2
2.0
2.2
20.0
4.0
4.0
69.0
26.3
95.0
*
90.0
83.0
12.9
8.7
2.5
1.5
8.0
0.5
4.0
3.0
95.8
7.8
Primary
residence
Other
95.0
87.0
11.5
2.2
37.0
54.0
77.2
97.0
133.0
185.0
*
32.5
66.0
62.0
78.0
159.0
5.6
8.0
10.8
13.9
15.1
18.0
107.0
110.0
97.0
83.0
51.0
31.0
62.5
75.0
87.0
108.8
100.0
39.0
74.6
89.0
48.0
110.0
98.0
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
71.0
*
10.5
1.8
0.3
4.0
11.3
25-49.9
75.0
26.3
9.3
2.0
1.0
2.0
44.0
50-74.9
97.0
48.4
13.2
2.5
7.9
4.0
90.3
75-89.9
115.0
99.0
13.3
3.0
22.0
5.0
110.0
90-100
186.0
148.0
17.5
3.1
50.0
20.0
190.8
* Ten or fewer observations.
Note: For questions on income, respondents were asked to base their answers on the calendar year preceding the interview. For questions on saving,
respondents were asked to base their answers on the twelve months preceding the interview.
Percentage distributions may not sum to 100 because of rounding. See the appendix for details on standard errors and for definitions of family and family
head.
Source: The Federal Reserve Board, 2004 Survey of Consumer Finance (July 19, 2012).
5-Feb-14
Family Holdings of Debt: Median Value of Holdings for Families Holding Debt,
by Selected Characteristics of Families and Type of Debt, 2001
[Thousands of dollars]
Secured by residential property
Family characteristic
All families
Installment
loans
Credit card
balances
Lines of credit
not secured by
residential
property
Other
Any
debt
3.9
3.0
38.8
1.0
1.2
2.0
2.3
3.8
2.8
0.5
1.1
0.7
4.0
7.8
10.0
1.0
3.0
2.0
3.0
4.0
21.0
5.2
11.5
29.1
62.3
96.8
146.4
9.5
11.1
9.6
9.0
7.0
5.8
2.0
2.0
2.3
1.9
1.0
0.7
0.5
0.7
5.3
20.5
*
*
2.0
3.1
5.0
5.0
2.5
2.5
24.9
61.5
54.3
34.6
13.1
5.0
17.0
52.0
35.4
40.0
40.0
6.9
9.0
5.0
11.3
10.4
1.7
1.6
1.0
2.5
1.7
*
0.5
*
3.0
4.0
2.0
2.0
3.3
4.0
6.0
20.4
14.9
10.2
76.9
37.0
30.0
53.0
72.0
95.0
25.6
37.5
42.0
46.0
6.2
7.9
10.0
12.4
1.0
1.7
2.0
2.5
*
7.8
3.5
4.0
1.0
2.6
2.0
5.5
12.0
25.7
37.0
78.0
75.0
60.0
40.0
40.0
10.0
8.3
2.0
1.5
4.0
0.7
3.7
2.0
44.8
20.0
74.0
100.0
31.5
72.0
37.5
87.5
43.7
*
10.0
10.2
6.9
9.8
2.0
2.5
0.9
2.0
3.0
15.0
*
*
2.1
11.9
3.3
2.5
42.5
76.9
9.8
33.8
96.6
69.0
56.5
44.0
51.8
42.0
27.0
35.0
11.5
9.7
9.0
7.8
2.5
2.0
1.7
1.0
5.0
4.0
*
0.6
7.5
2.0
2.0
3.0
80.8
32.5
32.8
10.8
78.0
62.5
60.0
100.0
47.0
32.1
40.0
46.0
9.8
9.0
9.8
9.9
1.7
2.0
1.9
1.8
*
5.0
5.8
3.0
4.5
3.0
2.5
3.0
36.8
40.8
35.8
39.0
76.5
48.0
40.0
52.0
9.8
8.4
2.0
1.5
3.5
7.0
3.0
2.5
40.2
25.0
70.0
*
40.0
37.6
10.5
7.0
2.1
1.2
15.0
1.0
4.0
2.0
69.3
6.0
Primary
residence
Other
70.0
40.0
9.7
1.9
28.0
40.0
56.1
75.6
91.0
134.0
*
30.0
38.8
42.0
31.2
78.0
4.6
6.6
9.7
11.9
14.5
13.4
77.0
80.0
75.0
55.0
39.0
44.8
52.0
49.0
33.5
38.8
77.0
42.0
54.7
60.0
50.0
85.0
65.0
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
57.0
*
8.3
1.6
0.5
2.0
8.7
25-49.9
57.0
20.0
9.4
1.9
1.8
1.2
38.5
50-74.9
67.0
47.0
10.0
2.0
*
4.0
59.8
75-89.9
87.0
38.9
11.8
2.0
*
7.0
80.0
90-100
135.0
78.0
11.3
2.0
20.5
30.0
124.0
* Ten or fewer observations.
Note: For questions on income, respondents were asked to base their answers on the calendar year preceding the interview. For questions on saving,
respondents were asked to base their answers on the twelve months preceding the interview.
Percentage distributions may not sum to 100 because of rounding. See the appendix for details on standard errors and for definitions of family and family
head.
Source: The Federal Reserve Board, 2001 Survey of Consumer Finance (July 19, 2012).
5-Feb-14
Family Holdings of Debt: Median Value of Holdings for Families Holding Debt,
by Selected Characteristics of Families and Type of Debt, 1998
[Thousands of dollars]
Secured by residential property
Family characteristic
All families
Installment
loans
Credit card
balances
Lines of credit
not secured by
residential
property
Other
Any
debt
2.5
3.0
32.5
1.0
1.2
1.9
2.2
2.0
3.0
*
1.1
1.5
2.8
3.0
6.4
1.0
1.7
2.0
3.0
5.0
10.0
4.4
10.1
25.6
57.8
85.3
126.1
9.1
7.7
10.0
8.3
6.5
8.9
1.5
2.0
1.8
2.0
1.1
0.7
1.0
1.4
3.0
4.9
*
*
1.7
3.0
5.0
5.0
4.5
1.7
19.2
55.7
48.1
34.2
11.9
8.0
*
61.0
52.0
39.5
30.6
6.4
8.0
5.1
9.5
11.0
1.5
1.5
1.4
2.0
1.8
*
2.0
*
2.8
3.0
1.8
1.9
5.0
3.8
5.0
10.3
13.0
10.2
61.5
34.2
26.7
43.5
70.0
78.0
*
28.0
44.0
52.3
5.6
7.0
9.6
11.1
1.2
1.4
2.1
2.0
*
2.5
2.8
2.8
1.3
2.5
3.0
5.0
9.7
24.1
44.1
60.0
62.0
62.0
42.6
40.0
9.2
7.2
2.0
1.1
2.8
0.7
3.3
1.8
39.7
15.5
66.0
73.9
37.0
57.0
37.0
54.0
34.0
*
8.8
11.0
6.0
6.8
2.0
2.0
1.0
1.2
2.8
3.8
*
*
3.0
6.5
1.9
1.1
35.1
64.4
10.5
12.6
80.0
66.0
49.0
39.5
47.0
52.0
27.9
54.0
11.5
8.2
8.4
6.0
2.1
2.0
1.5
1.0
2.8
3.0
2.2
0.7
5.0
4.0
2.0
1.7
66.0
30.1
29.0
10.5
60.0
52.0
58.0
89.0
55.0
20.0
34.0
68.3
9.1
8.5
8.4
9.4
1.8
1.5
1.5
2.0
3.0
1.1
2.0
4.0
2.0
3.0
2.5
5.0
45.4
35.4
27.6
31.7
67.0
32.0
48.0
17.2
8.6
9.0
1.8
1.5
2.8
2.2
3.0
3.0
35.0
25.0
62.0
*
42.6
27.5
9.5
7.7
2.0
1.3
2.2
2.8
4.0
1.3
60.3
6.0
Primary
residence
Other
62.0
41.0
8.7
1.7
25.0
37.0
44.0
65.0
80.5
117.0
*
33.0
19.0
30.0
42.6
70.0
4.0
6.2
8.0
11.9
11.5
14.5
71.0
70.0
67.0
48.0
26.0
21.2
55.0
40.0
40.0
41.0
56.0
29.8
45.0
57.0
40.0
70.0
57.0
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
56.5
*
8.0
1.6
1.0
1.5
8.2
25-49.9
55.0
29.0
7.8
1.8
3.0
2.0
28.8
50-74.9
59.0
22.0
8.9
1.8
3.0
5.0
46.0
75-89.9
70.0
50.0
10.2
1.5
1.3
6.0
65.0
90-100
100.0
72.0
14.7
1.9
10.0
20.0
95.3
* Ten or fewer observations.
Note: For questions on income, respondents were asked to base their answers on the calendar year preceding the interview. For questions on saving,
respondents were asked to base their answers on the twelve months preceding the interview.
Percentage distributions may not sum to 100 because of rounding. See the appendix for details on standard errors and for definitions of family and family
head.
Source: The Federal Reserve Board, 1998 Survey of Consumer Finance (July 19, 2012).
5-Feb-14
Family Holdings of Debt: Median Value of Holdings for Families Holding Debt,
by Selected Characteristics of Families and Type of Debt, 1995
[Thousands of dollars]
Secured by residential property
Family characteristic
All families
Installment
loans
Credit card
balances
Lines of credit
not secured by
residential
property
Other
Any
debt
3.5
2.0
21.6
0.7
1.2
1.5
1.5
2.0
2.8
*
*
3.0
2.3
3.8
5.0
2.0
1.0
2.0
1.9
3.7
5.0
3.0
8.4
15.1
41.9
64.0
98.8
7.1
5.6
7.2
5.0
4.9
3.4
1.3
1.9
2.0
1.3
0.8
0.4
1.4
2.0
6.0
3.4
3.8
*
1.5
2.0
3.0
4.0
2.0
4.0
15.0
37.1
39.1
21.0
7.0
1.9
25.0
43.0
10.0
30.0
31.8
3.5
5.0
3.9
7.3
7.5
1.5
1.3
0.8
1.8
1.3
*
1.4
*
5.0
3.6
2.0
1.8
2.7
2.0
4.0
12.4
11.5
3.8
48.5
21.7
23.0
40.0
51.7
72.0
8.0
35.0
25.0
35.0
3.7
6.0
5.3
8.1
1.0
1.2
1.5
2.0
*
5.0
2.3
3.5
1.5
2.0
1.4
3.0
8.3
18.3
18.8
48.4
54.0
39.6
33.0
25.0
6.5
4.9
1.5
1.2
3.8
*
2.5
1.5
26.5
10.6
56.0
60.0
23.0
41.0
29.0
42.0
33.0
*
6.9
6.0
4.1
4.9
1.6
2.5
0.8
0.8
2.5
7.0
*
*
2.0
5.0
3.0
1.5
28.7
40.0
6.0
7.7
75.8
55.0
40.0
25.5
40.0
25.0
25.2
23.0
7.7
7.2
5.6
4.5
2.2
1.6
1.4
0.8
4.0
3.9
2.2
*
3.5
1.5
1.8
2.0
61.0
23.0
21.3
6.2
65.0
43.8
41.3
76.0
35.0
22.8
25.0
60.0
5.8
7.0
5.9
5.9
1.7
1.6
1.3
1.5
3.8
3.8
3.0
3.5
3.5
2.0
2.0
1.6
21.0
24.1
18.6
28.4
58.0
23.0
31.8
17.0
6.4
4.7
1.5
1.1
3.6
2.8
2.0
2.0
24.1
13.2
51.1
*
30.0
49.0
6.8
4.9
1.5
1.2
4.8
1.4
3.0
1.5
45.5
4.8
Primary
residence
Other
51.1
30.0
6.1
1.5
18.5
27.5
37.0
57.0
65.0
91.0
8.0
20.0
21.6
30.0
30.0
35.0
3.0
3.6
6.4
7.2
9.7
9.7
62.0
60.0
49.0
37.0
19.0
11.7
25.0
31.8
30.0
33.0
33.0
8.0
40.0
50.4
21.0
60.0
45.0
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
47.7
*
5.3
1.6
2.6
1.5
6.2
25-49.9
45.0
19.0
6.0
1.4
3.0
1.6
21.2
50-74.9
52.6
25.0
5.9
1.5
2.3
2.0
36.8
75-89.9
50.0
26.3
7.2
1.4
*
3.0
34.9
90-100
75.0
59.5
7.8
1.4
8.0
9.5
74.0
* Ten or fewer observations.
Note: For questions on income, respondents were asked to base their answers on the calendar year preceding the interview. For questions on saving,
respondents were asked to base their answers on the twelve months preceding the interview.
Percentage distributions may not sum to 100 because of rounding. See the appendix for details on standard errors and for definitions of family and family
head.
Source: The Federal Reserve Board, 1995 Survey of Consumer Finance (July 19, 2012).
5-Feb-14
Family Holdings of Debt: Median Value of Holdings for Families Holding Debt,
by Selected Characteristics of Families and Type of Debt, 1992
[Thousands of dollars]
Secured by residential property
Family characteristic
All families
Installment
loans
Credit card
balances
Lines of credit
not secured by
residential
property
Other
Any
debt
2.0
2.5
17.1
0.5
0.8
0.9
1.4
1.5
2.3
*
*
2.6
1.5
1.8
4.0
1.1
0.8
2.0
2.9
3.0
6.0
2.2
5.2
11.5
31.0
54.6
93.8
4.6
5.0
4.7
4.4
4.0
3.1
0.9
1.2
1.6
1.0
0.8
0.5
1.2
1.8
5.0
4.0
4.0
*
1.4
3.0
3.0
3.0
1.5
2.7
10.4
35.9
27.0
19.1
4.8
2.4
*
13.8
27.5
35.0
25.0
1.8
3.8
3.5
5.3
5.6
1.3
0.9
0.6
1.2
1.1
*
1.6
*
1.8
2.8
0.8
2.5
1.1
2.5
3.0
8.1
7.8
4.9
30.0
27.0
22.0
30.0
40.0
60.0
15.0
22.0
28.1
27.0
2.0
4.0
4.4
7.2
0.7
1.0
0.9
1.4
*
1.4
2.0
2.8
2.0
2.0
2.0
3.0
5.2
11.1
18.2
41.4
45.0
31.5
26.0
18.0
5.1
3.0
1.0
0.8
2.0
2.2
3.0
2.0
21.7
7.1
46.0
60.0
19.2
25.0
22.1
43.0
18.0
27.0
5.0
6.4
3.4
2.6
1.0
1.8
0.7
0.8
1.6
3.5
*
*
2.5
5.0
2.0
2.5
21.1
43.0
5.5
4.6
65.0
44.7
33.3
22.0
37.8
15.3
34.0
18.5
6.0
4.7
4.8
3.0
1.5
1.0
1.0
0.8
3.5
1.5
1.0
4.0
3.0
3.0
2.5
2.0
46.9
17.6
17.9
5.1
50.0
36.0
35.0
55.2
28.0
15.0
34.0
20.7
4.8
5.2
4.6
4.0
1.2
0.9
1.0
1.0
1.4
2.6
1.0
5.0
2.0
3.0
2.0
3.0
24.1
17.1
14.0
19.2
48.0
25.3
24.5
40.0
4.7
4.3
1.1
0.8
2.4
*
2.8
2.0
19.3
10.8
43.0
*
27.0
18.2
5.6
3.6
1.1
0.9
2.8
1.2
3.0
1.5
36.2
3.5
Primary
residence
Other
43.0
25.0
4.6
1.0
14.6
20.2
31.0
44.0
56.3
83.5
*
4.0
15.3
18.0
25.1
47.0
2.0
2.9
4.1
6.5
7.4
10.3
51.0
55.0
40.0
30.0
17.0
28.0
17.0
27.0
34.0
20.0
17.0
239.7
32.0
38.0
27.0
45.0
48.0
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
30.0
*
3.7
0.9
1.2
1.1
4.3
25-49.9
34.5
12.5
3.8
1.1
1.0
1.3
14.7
50-74.9
44.0
18.5
5.7
1.0
1.8
2.5
30.3
75-89.9
45.0
22.1
6.1
1.0
6.0
5.0
33.0
90-100
70.0
55.0
8.1
1.6
18.0
6.0
76.0
* Ten or fewer observations.
Note: For questions on income, respondents were asked to base their answers on the calendar year preceding the interview. For questions on saving,
respondents were asked to base their answers on the twelve months preceding the interview.
Percentage distributions may not sum to 100 because of rounding. See the appendix for details on standard errors and for definitions of family and family
head.
Source: The Federal Reserve Board, 1992 Survey of Consumer Finance (July 19, 2012).
5-Feb-14
Family Holdings of Debt: Median Value of Holdings for Families Holding Debt,
by Selected Characteristics of Families and Type of Debt, 1989
[Thousands of dollars]
Secured by residential property
Family characteristic
All families
Installment
loans
Credit card
balances
Lines of credit
not secured by
residential
property
Other
Any
debt
2.0
2.0
15.0
0.3
0.6
0.8
1.0
1.4
2.1
*
*
*
2.0
1.8
4.7
0.5
1.0
0.9
1.2
4.0
5.0
1.5
5.0
11.8
27.9
39.3
73.6
4.7
6.9
7.0
3.6
3.2
3.0
1.0
1.1
1.0
1.0
0.6
0.2
1.4
3.0
1.3
2.0
*
*
0.8
1.2
3.0
2.7
2.0
5.0
11.4
30.1
23.7
9.6
5.0
2.8
27.0
39.0
11.0
30.0
24.1
2.2
4.4
2.0
6.6
7.2
0.8
0.9
0.5
1.2
0.8
*
2.0
*
1.8
2.3
0.7
0.8
0.4
2.0
3.7
6.4
6.4
2.7
28.9
14.3
15.0
25.0
31.0
46.0
11.0
14.0
24.6
35.0
3.0
4.2
6.1
7.0
0.6
0.9
0.8
1.3
*
2.0
3.5
1.8
0.7
1.2
5.0
2.0
5.2
11.0
16.0
35.3
34.0
27.0
25.9
21.7
6.0
3.0
1.0
0.8
2.5
1.4
2.0
0.7
18.5
7.2
36.2
35.0
11.0
13.0
27.7
40.0
14.0
*
5.7
7.9
3.5
1.9
1.0
1.0
0.5
0.6
1.8
9.8
*
*
2.0
5.0
1.0
*
19.5
26.2
5.0
3.0
48.0
32.0
28.0
11.6
35.0
35.0
13.3
14.0
7.6
4.3
5.8
3.0
1.5
0.9
0.8
0.5
3.0
1.8
1.4
*
3.0
2.0
2.0
0.8
40.0
11.8
15.7
4.0
34.0
25.0
26.5
47.0
40.0
14.8
18.8
35.0
5.9
5.3
4.3
5.9
0.9
0.7
0.9
1.1
2.0
1.8
1.5
2.5
2.0
2.0
2.0
2.0
14.9
16.5
11.9
27.9
35.2
18.5
30.0
20.0
5.1
5.5
1.0
0.6
2.0
2.0
2.0
2.7
16.6
10.6
32.0
*
27.0
17.5
6.6
3.3
1.0
0.8
3.0
1.2
2.7
0.7
31.3
3.1
Primary
residence
Other
32.0
25.0
5.1
0.9
7.0
13.0
21.0
37.0
42.0
70.0
*
*
14.0
14.3
27.0
42.0
1.4
3.1
5.9
7.0
8.4
8.2
44.0
40.0
26.0
20.0
9.1
7.0
16.0
35.0
20.0
34.0
12.5
*
25.0
41.0
9.2
36.2
33.0
Percentiles of income
Less than 20
20-39.9
40-59.9
60-79.9
80-89.9
90-100
Age of head (years)
Less than 35
35-44
45-54
55-64
65-74
75 or more
Family structure
Single with child(ren)
Single, no child, age less than 55
Single, no child, age 55 or more
Couple with child(ren)
Couple, no child
Education of head
No high school diploma
High school diploma
Some college
College degree
Race or ethnicity of respondent
White non-Hispanic
Nonwhite or Hispanic
Current work status of head
Working for someone else
Self-employed
Retired
Other not working
Current occupation of head
Managerial or professional
Technical, sales, or services
Other occupation
Retired or other not working
Region
Northeast
Midwest
South
West
Urbanicity
Metropolitan statistical area (MSA)
Non-MSA
Housing status
Owner
Renter or other
Percentiles of net worth
Less than 25
37.0
*
2.9
1.0
1.7
0.6
3.2
25-49.9
28.7
12.0
4.7
0.7
1.3
0.9
11.4
50-74.9
31.0
14.0
6.7
0.9
2.0
1.2
28.2
75-89.9
38.0
24.6
7.5
1.0
3.0
3.3
31.7
90-100
46.0
45.0
8.0
1.5
10.0
7.0
50.0
* Ten or fewer observations.
Note: For questions on income, respondents were asked to base their answers on the calendar year preceding the interview. For questions on saving,
respondents were asked to base their answers on the twelve months preceding the interview.
Percentage distributions may not sum to 100 because of rounding. See the appendix for details on standard errors and for definitions of family and family
head.
Source: The Federal Reserve Board, 1989 Survey of Consumer Finance (July 19, 2012).