1
Solapur University Solapur
Semester Pattern Syllabus
B.Com Part – III
Advance Banking
(Optional) Paper – I
Law and Practice of Banking in India
(w.e.f. June 2012)
SEM V
Unit 1 :
Banking Laws – Meaning, Nature and Scope
Unit 2 :
Banker and customer – Origin of Banking – Banking and other
business Customer – The Relationship between a Banker and a
customer – General Relationship – Special Relationship Statutory obligation to Honor cheque – Banker’s Lien – Duty
to Maintain Secrecy of Customers Accounts – Right to claim
Incidental charges Right to charge compound interest.
Unit 3 :
Bank customers and Bank Accounts – Meaning and special
Types of Bank customers – Minor or Infant – A married women
Drunkard A partnership firm – A Joint stock company – Non
trading companies – private companies – Non trading
Associations – Executors, Administrators and Trustees – Types
of Accounts.
Unit 4 :
Negotiable Instruments – Definition – characteristics of
Negotiable Instruments – Types of Negotiable instruments –
Cheque, Bills of Exchange and promissory Notes, Negotiation
vs. Assignment.
Unit 5 :
Crossing and Endorsement : - meaning and Types of crossing –
General Crossing Special crossing – Double crossing – who can
cross a cheque opening of crossing. Endorsement – Definition –
Significance of Endorsement Assignment vs. Endorsement –
kinds of Endorsement – Regularity of Endorsement – Liability
of Endorser.
2
Solapur University Solapur
Semester Pattern Syllabus
B.Com Part – III
Advance Banking
(Optional) Paper – I
Law and Practice of Banking in India
(w.e.f. June 2012)
SEM VI
Unit 1 :
Paying Banker – meaning – precautions before honoring a
cheque – Circumstances under which a cheque can be
dishonored - Answer to dishonored cheques – Statutory
Protection to a paying Banker / Bank – Payment in Due course –
Holder in Due Course- Recovery of Money paid by mistake –
Money can be recovered – Money cannot be recovered.
Unit 2 :
Collecting Bankers or Bank – Meaning – Banker as a Holder for
Value- Banker as an Agent – Conversion – statutory protection Basis of Negligence – Duties of a Collecting Banker
Unit 3 :
Bank Loans and Advances – Principles of sound lending –
secured and unsecured Advances – Forms of advances –
securities for advances – Canons of a good Banking security – i.e.
Validity of the Title of the Borrower – Liquidity – Free from
Disabilities – Documentation – Margin.
Risk management and profitability of Bank
Unit 4 :
Modes of charging security – Lien – Pledge – Mortgage –
Assignment Hypothecation – merits and demerits of different
types (Method) of charges.
Unit 5 :
Bank organization – Nature, Branch Management – Banking
Regulations Act, 1949 (with amendments)
3
Reference Books :
1
2
3
4
5
6
7
8
9
10
11
Sundharam K.P.M.
Tannas
Mithani and Gordon
Shekhar and Shekhar
Basu S.K.
Vaish M.C.
Panadilkar S.H.
Gordon and Natarajan
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Baking Theory, Law & Practice
Banking Law and practice in India
Banking Theory and Practice
Current Banking theory and practice
Current Banking theory and practice
Modern Banking
Banking in India
Banking Theory Law and Practice
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4
Solapur University, Solapur
Nature of Question Paper For Semester Pattern
• Faculty of Commerce (B.Com., M.Com.)
Model Question Paper
(w.e.f. June 2012)
Time: - 2 hrs.
Q. 1
Q. 2
Multiple choice questions
(four alternatives should be given)
1 ---------------------------------------------------(a)
(b)
(c)
(d)
2
3
4
5
6
7
8
9
10
Answer the following
(Short note/Short problem/Short answer)
(A)
Total Marks-50
10
05
(B)
Answer the following
(Short note/Short answer/Short problem)
(A)
05
(B)
05
Q. 4
Answer any one (Long answer/Problem)
i)
ii)
10
Q. 5
Answer any one (Long answer/Problem)
i)
ii)
10
Q. 3
05
5
Solapur University Solapur
Semester Pattern Syllabus
B.Com Part – III
ADVANCE BANKING
(Optional) Paper – II
BANKS AND FINANCIAL INSTITUTIONS
(w.e.f. June 2012)
SEM V
Unit. 1 :
The Banking system in India- Indigenous Bankers – Commercial
Banks – Co-operative Banks – Regional Rural Banks- Foreign
Banks – Development Banks – Industrial Development BanksClassification of Assets – Provisioning Requirements – Capital
Adequacy Norms.
Unit 2 :
Progress of commercial Banks after Nationalization –
achievements and failure. Banking section Reforms –
Rational Relevance – Narasimhan committee – Report on
Banking and Financial system. Introduction of Basel III and
Indian Banking
Unit 3 :
Comparative study of Productivity, profitability and efficiency of
Public sector, private sector and foreign banks in India.
Unit 4 :
Reserve Bank of India (RBI) Role of RBI as a central Bank –
Monetary Policy of RBI – State Bank of India – Role of SBI in
the agricultural development of India.
Unit 5 :
Money Markets : - London Money market – New York Money
Market and Indian Money Market.
6
Solapur University Solapur
Semester Pattern Syllabus
B.Com Part – III
ADVANCE BANKING
(Optional) Paper – II
BANKS AND FINANCIAL INSTITUTIONS
(w.e.f. June 2012)
SEM VI
Unit 1 :
Development Banking – concept and importance – progress
in India- Present Position and working of IFC, ICICI, IDBI and
SFCs. changing role of development Banking – Universal
Banking
Unit 2 :
Banking in England – Present position of commercial
Banking in England – Main features – Bank of England – Present
working – Banker’s clearing House.
Unit 3 :
Banking in USA – present position of commercial Banking in
USA – Federal Reserve system and its working – Federal
Deposit Insurance Corporation
Unit 4 :
International Banking – concept – off shore Banking –
Diversification in Banking – Multi National Banking – the
Eurocurrency Market.
Unit 5 :
Electronic Banking (E- Banking) Traditional Banking Vs
E-Banking – Facets (aspects) of E- Banking – Intranet
procurement – E Banking Transactions – Models for E- Banking
Complete centralized solution – Features – CCS – Cluster
Approach – High Tech Bank within Bank – Advantages of EBanking- Constraints of E- Banking – Security measures.
7
Reference Books :
1
2
3
4
5
6
7
8
9
10
11
Sundharam K.P.M.
Tannas
Mithani and Gordon
Shekhar and Shekhar
Basu S.K.
Vaish M.C.
Panadilkar S.H.
Gordon and Natarajan
ÁÖß. †Ö. ¤êü¿Ö¯ÖÖÓ›êü
¯ÖÖÓ.Æü. ¾Öîª
¯ÖÏÖ. ´ÖÖ֍ú¸ü , ¯ÖÏÖ. ›üÖӐÖê
:
:
:
:
:
:
:
:
:
:
:
Banking Theory, Law & Practice
Banking Law and practice in India
Banking Theory and Practice
Banking Theory and Practice
Current Banking theory and practice
Modern Banking
Banking in India
Banking Theory Law and Practice
†×¬ÖúÖêÂÖÖ ¾Ö Ö֝Öê²ÖÖ•ÖÖ¸ü
²ÖÑÓ؍úÖ“Öê úÖμÖ¤êü ¾Ö ¾μÖ¾ÖÆüÖ¸ü
¯ÖÏÖŸÖ ²ÖÑ؍úÖ
8
Solapur University, Solapur
Nature of Question Paper For Semester Pattern
• Faculty of Commerce (B.Com., M.Com.)
Model Question Paper
(w.e.f. June 2012)
Time: - 2 hrs.
Q. 1
Q. 2
Multiple choice questions
(four alternatives should be given)
1 ---------------------------------------------------(a)
(b)
(c)
(d)
2
3
4
5
6
7
8
9
10
Answer the following
(Short note/Short problem/Short answer)
(A)
Total Marks-50
10
05
(B)
Answer the following
(Short note/Short answer/Short problem)
(A)
05
(B)
05
Q. 4
Answer any one (Long answer/Problem)
i)
ii)
10
Q. 5
Answer any one (Long answer/Problem)
i)
ii)
10
Q. 3
05
9