2015

2
'
PLEASE READ THIS BOOKLET CAREFULLY. It contains important information about Western Kentucky
University’s Benefit Plan effective January 1, 2015. This year’s enrollment begins Monday, November 3, and ends Friday, November 21. All employees must actively enroll for 2015. If you do not complete the enrollment process by November 21, you will be assigned default coverage.
2
4
5
7
'
It’s Time to Enroll – It’s Time to Get Active!
8
9
This year’s Annual Enrollment for 2015 benefits runs from November 3 through November 21. Everyone needs to complete the enrollment process this year. We are introducing many changes and new choices, so your active participation is the only way to ensure your 2015 coverage best meets your needs. Here’s a preview of what’s new and what’s changing for 2015:
- We are introducing new health plans and wellness incentive options. When you make the Top Life Pledge, you’ll be enrolled in the “Healthy”
medical plan of your choice. One feature of the “Healthy” plans is a unique type of savings account to help you cover eligible health care
expenses and meet your deductible. The current High, Standard and Economy plans will not be available in 2015. Whether you’ll see an
increase or decrease in your monthly premium depends on the plan you elect, whom you cover, if you complete the Top Life Pledge.
- Spouses/Partners enrolled in the health plan will be included in wellness services and will be eligible to earn incentives.
- Know Your Rx Coalition (KYRx) will replace Anthem as the prescription drug plan administrator.
- Colonial will offer new Cancer and Medical Bridge policies designed to offer an additional level of financial security if you have high out-of-pocket
medical costs, are critically ill or experience a catastrophic event.
- The Vision plan will no longer be bundled with the WKU Health Plan. This means ALL employees and dependents, including those not covered by
the WKU Health Plan, will have access to vision coverage in 2015. Avesis will replace Anthem as the new vision provider.
- Participants on the Premier Dental Plan will experience a modest decrease in premiums for 2015 and the provider network is expanding.
- WageWorks will replace TASC as our Flexible Spending Administrator.
The choices you make during Open Enrollment remain in place from January 1, 2015 through
December 31, 2015. You cannot add or drop coverage until the next Open Enrollment period in
November 2015 (for the plan year beginning January 2016) unless you have a change in family status or experience another “qualifying event,” with benefit changes related to the specific life event. The following events would allow you to make changes to your current benefits during the plan year. You must notify the Employee Benefits section within 31 days of the “qualifying event.”
• Birth or adoption
• Marriage
• Divorce
• Employment Status (dependent loses/gains other coverage)
• Dependent no longer meets eligibility criteria
Additional information is available at www.wku.edu/benefits/bf
1

Be active. Don’t just go through the motions this enrollment period.
Actively review the information and make your 2015 benefit decisions.
Quit tobacco. If you’ve ever considered quitting tobacco, 2015 may be the time to do it! WKU will be evaluating implementation of tobacco and non-tobacco rates over the next year. Take advantage of the smoking cessation programs next year and kick the habit.
Make your Top Life Pledge. When you (and your spouse/partner) make this wellness Pledge, you are eligible to receive wellness credits in your
HSA or HRA, along with discounted premiums.
Get the facts. Review all materials, share the information with your spouse/partner and ask questions. Take advantage of the following informational and educational opportunities:
Do the math. Premiums are changing for 2015, so be sure to consider how the discounted healthy plan premiums and wellness HSA/HRA credits will affect your costs.
• Attend the Benefits Fair (Nov. 3 - Nov. 6)
• Participate in 15-minute HR Coffee Breaks via webex from your workstation
• Attend your Division or College informational meeting
• Visit the Benefitfocus site for videos, plan tutorials, and additional benefit details
2015
designed to reward you for taking an active role in your health and well-being and to slow the growth of health care costs for you and WKU.
You will see innovative new health plan choices that come with a type of savings account—either a Health Savings
Account (HSA) or Health Reimbursement Arrangement
(HRA)—to help you pay for eligible medical expenses. See the comparison chart below for key differences between the
HSA and HRA.
Take action by November 21! If you do not enroll in medical coverage before the November 21 deadline, you will be automatically enrolled in the PPO/1,500 Plan with the same family coverage category as your current election, or the waiver if you currently waive coverage. In addition, you will not be eligible for the WKU wellness credit or premium discount.
2
KEY FEATURES
Paired with which health plan option
WKU initial account credit
HEALTH SAVINGS ACCOUNT (HSA) HEALTH REIMBURSEMENT ARRANGEMENT (HRA)
Healthy Saver/2,600 Healthy PPO/1,000 and Healthy PPO/1,500
Additional WKU wellness incentive account credit (Top Life
Pledge)
Employee contributions allowed
Use to help pay for eligible medical expenses
Take balance with you if you leave WKU
Earns interest
Balance rolls over from year-to-year
Works with Health Care Flexible Spending Account (HC FSA)
Available to Medicare eligible members (Age 65+)
$800/Employee
$1,300/Family
$500/Employee
$1,000/Family
Yes, up to IRS limits
Yes
Yes
Yes
Yes
No. However, you may have a Limited Purpose HC FSA
No
Not Applicable
$500/Employee
$1,000/Family
No
Yes
No
No
Yes
Yes. You may have a regular HC FSA
Yes
No No Available to Other Qualified Dependents
Eligible dependents must be enrolled in a WKU health plan to use the accounts funds
Yes Yes
Complete details are available at www.wku.edu/benefits/bf.

The section below outlines the new health plans being offered in 2015. These plans replace the current High, Standard, and Economy PPO Plans.
A comparison chart is available on page 6. You can learn more about these plans and see them in action on-line at www.wku.edu/benefits/bf.
NEW
/2,600
This plan is paired with a Health Savings Account (HSA), with a WKU initial credit of $800 or $1,300. You may also make voluntary pre-tax contributions to your HSA. The HSA and WKU’s credits are designed to help you meet the higher deductible and out-of-pocket maximum of this plan. Here’s how it works:
• Regardless of your participation in the Top Life Pledge, WKU will make an initial credit to your HSA of $800 for employee only coverage or
$1,300 for employee + child(ren), couple and family coverage levels.
• If you make the Top Life Pledge when you enroll, WKU will credit your HSA with an additional $500 or $1,000 wellness credit and you will receive a discounted premium of $15.00 per month for employee only and employee + child(ren) coverage levels or $30.00 per month for couple or family coverage levels.
• You can make additional, voluntary pre-tax HSA contributions, up to annual IRS limits; employees age 55 or older may make additional catchup contributions.
• You use your HSA balance to help pay for eligible health care services for you and your enrolled dependents to help meet your deductible.
• Once you meet the deductible, the plan pays benefits as shown in the chart on page 6.
• Your HSA balance earns tax-free interest, it rolls over from year to year, and if you leave WKU you can take your HSA with you.
• If you decide not to participate in the Top Life Pledge, you will be enrolled in the “Saver/2,600 Plan” and will not be eligible for the additional wellness credits or the discounted premiums.
NEW
/
,
This option generally has the highest employee premium but it also usually pays the highest level of benefits when you receive care. Here’s how it works:
• If you make the Top Life Pledge when you enroll, WKU will set up a HRA on your behalf and credit the account with $500 for employee only coverage or $1,000 for employee + child(ren), couple and family coverage levels. You will also receive a discounted premium of $15.00 per month for employee only and employee + child(ren) coverage levels or $30.00 per month for couple or family coverage levels.
• You cannot make voluntary contributions to your HRA; however, you can make voluntary pre-tax contributions to a Health Care FSA.
• You can use your HRA balance to help pay for eligible health care services to help meet your deductible.
• Once you meet the deductible, the plan pays benefits as shown in the chart on page 6.
• Your HRA does not earn interest; however, any remaining balance at the end of the year rolls over to the next year.
• If you leave WKU, you forfeit any remaining HRA funds.
• If you decide not to participate in the Top Life Pledge, you will be enrolled in the “PPO/1,000 Plan” and will not be eligible for HRA wellness credits or the discounted premiums.
NEW
/
,
This option is similar to the PPO/1,000, but it costs less each month because it generally pays the lowest level of benefits toward the cost of services. Like the PPO/1,000 Plan, this option comes with a HRA when you make the Top Life Pledge (see the plan above for how a HRA works). If you decide not to participate in the Top Life Pledge, you will be enrolled in the “PPO/1,500 Plan” and will not be eligible for HRA wellness credits or the discounted premiums.
It will be when you and your spouse/partner take the Top Life Pledge during this year’s annual enrollment process. For example, health plan names for employees who take the Pledge are Healthy Saver/2,600, Healthy PPO/1,000 and Healthy PPO/1,500 Plans. If you don’t take the Pledge,
“Healthy” is dropped from the plan name.
If you waive health plan coverage, WKU will set up a Health Care FSA on your behalf. These funds may be used for reimbursement of eligible out-ofpocket expenses as defined by the Internal Revenue Service (e.g., co-pays, co-insurance, deductibles, and vision and dental services). The Health Care
FSA may be used for eligible expenses incurred by all family members who qualify as a federal tax dependent. Here’s how it works:
• WKU will put $125 per month in the FSA for all employees who waive medical coverage.
• If you make the Top Life Pledge and complete the program requirements, you will be eligible to earn an additional $500 cash
incentive during the 2015 calendar year.
3

WKU is introducing exciting changes to the wellness program for 2015—including inviting your enrolled spouse/partner to participate in the Top Life
Pledge. When you pledge to take an active role in your health and well-being, you become eligible to receive a wellness credit to either your HSA or HRA as well as discounted premiums on your health plan.
When you enroll for 2015 benefits, you’ll be asked to sign a
“Top Life Pledge” or decline to participate in the program for yourself and your spouse/partner. Making the pledge is a new step toward earning the WKU wellness credits and discounted premiums. To maintain a discount on your health plan premiums, you and your spouse/partner must take additional action by September 1, 2015 (see Tier 2 Activities).
1
2
I/We pledge to complete the following Tier 1 Activities before Feb. 15, 2015: the online health assessment AND a biometric screening on campus through
GGC@WKU or with my primary care physician.
I/We pledge to complete the following Tier 2 Activities before Sept. 1, 2015: one (1) behavior modification program OR two (2) health education programs.
If you waive medical coverage, yet want to participate in the program, you will receive a $125 monthly deposit into a
Health Care FSA plus additional cash bonus opportunities as you successfully complete your commitments.
3 I/We pledge to the following healthy actions: to wear a seatbelt 100% of the time, be physically active and increase my/our knowledge of healthy eating.
COMPLETE YOUR BIOMETRIC SCREENING AT THE BENEFITS FAIR. This year GGC@WKU (Graves-Gilbert Clinic at WKU) will provide biometric screenings during the Benefits Fair (November 3 through 6). Go to www.livehealthier.com to schedule your biometric screening appointment.
Top Life Pledge: Tier 1 Activities
Complete a Health Assessment and biometric screening by 2/15/15
For this coverage category Receive a wellness incentive (i.e., a WKU contribution to your HSA or HRA)
Employee
Couple
EE + Child(ren)
Family
$500
$1,000
$1,000
$1,000
Top Life Pledge: Tier 2 Activities
Complete 1 behavior modification program OR 2 health education programs by 9/1/15 to maintain a discount* on your health plan premium
Behavior Modification Programs (pick 1)
• Lifestyle Management coaching (phone or online)
• Condition Management coaching (phone only)
• Weight Watchers ® at Work
• Cooper-Clayton ® smoking cessation program
Health Education Programs (pick 2)
• Colorectal, cervical, or breast cancer preventive screenings (age and gender appropriate)
• Online health challenge
• Recommended weekly amount of aerobic activity (self-reported)
• Colloquium / Seminar (sponsored by Employee Wellness)
*See page 5 for Health Plan monthly premiums.
The WKU Health Plan is committed to helping you and your spouse/partner achieve your optimal health and well-being. Rewards for participating in a wellness program are available to all employees. If you think you or your spouse/partner might be unable to meet a standard for a reward under this wellness program, you might be eligible to earn the same reward by different means. Contact the Manager of Employee Wellness at (270) 745-4393 or wade.pinkard@wku.edu and we will work with you (and, if you wish, with your doctor) to find a wellness program with the same reward that is right for you given your health status.
4
WKU expects employees and their spouses/partners to stand by their Top Life Pledge; therefore, if you break your pledge, you will be expected to pay back the wellness credit and premium discounts. To see the details of how this will work, and what it will cost, go to www.wku.edu/benefits/bf.

When you make the Top Life Pledge during Annual Enrollment, you have an opportunity to lower your monthly premiums as shown in each of the
“Healthy” plan options below.
Coverage Level
EE Only
SAVER/2,600 WITHOUT TOP LIFE PLEDGE
Employee Monthly
Premium
$40
Initial HSA Annual
Credit
$800
Couple
EE+Child(ren)
Family
Cross Ref Couple
Cross Ref Family
$330
$175
$390
$55
$70
$1,300
$1,300
$1,300
$1,300
$1,300
The 2015 WKU contribution is $558 per employee per month
Coverage Level
By making the Top Life
Pledge,
Saver/2,600 becomes
Healthy
Saver/2,600
EE Only
Couple
EE+Child(ren)
Family
Cross Ref Couple
Cross Ref Family
HEALTHY SAVER/2,600
Employee Monthly
Premium
$25
Additional Wellness
HSA Annual Credit
$500
$300
$160
$360
$25
$40
$1,000
$1,000
$1,000
$1,000
$1,000
Total HSA Credits
(initial + wellness)
$1,300
$2,300
$2,300
$2,300
$2,300
$2,300
PPO/1,000 WITHOUT TOP LIFE PLEDGE
Coverage Level
EE Only
Employee Monthly Premium
$90
Couple
EE+Child(ren)
Family
Cross Ref Couple
Cross Ref Family
$385
$250
$450
$105
$145
The 2015 WKU contribution is $558 per employee per month
By making the Top Life
Pledge,
PPO/1,000 becomes
Healthy
PPO/1,000
Coverage Level
EE Only
Couple
EE+Child(ren)
Family
Cross Ref Couple
Cross Ref Family
HEALTHY PPO/1,000
Employee Monthly Premium Wellness HRA Annual Credit
$75
$355
$235
$420
$75
$115
$500
$1,000
$1,000
$1,000
$1,000
$1,000
PPO/1,500 WITHOUT TOP LIFE PLEDGE
Coverage Level Employee Monthly Premium
EE Only
Couple
EE+Child(ren)
Family
Cross Ref Couple
Cross Ref Family
$15
$255
$115
$330
$30
$30
The 2015 WKU contribution is $558 per employee per month
By making the Top Life
Pledge,
PPO/1,500 becomes
Healthy
PPO/1,500
Coverage Level
EE Only
Couple
EE+Child(ren)
Family
Cross Ref Couple
Cross Ref Family
CROSS REFERENCE: If both spouses are employed at the University in benefit eligible
positions, they will receive a discounted premium (as displayed in the chart above).
The premium displayed represents the total monthly cost for both employees.
HEALTHY PPO/1,500
Employee Monthly Premium Wellness HRA Annual Credit
$0
$225
$100
$300
$0
$0
$500
$1,000
$1,000
$1,000
$1,000
$1,000
If you have ever considered quitting tobacco, 2015 may be the time to do it! The
Commonwealth of Kentucky and many major employers have implemented tobacco and non-tobacco rates in their health insurance plans, and WKU will be evaluating this component over the next year. WKU offers tobacco cessation through lifestyle management coaching or through Cooper-Clayton group meetings offered oncampus. These tobacco cessation programs are available at no cost to participants who complete the program requirements.
5

NEW
Below is a comparison of key features for each plan. A more detailed comparison of the health plans is available at www.wku.edu/benefits/bf.
In-Network Out-of-Network In-Network
PPO/1,000
Out-of-Network
In-Network Out-of-Network
Savings Account
Type
Initial WKU Credit
(single/family)
Annual Wellness
Incentive
(single/family)
HSA
$800 / $1,300
$500 / $1,000
Top Life Pledge Required
HRA
Not Applicable
$500 / $1,000
Top Life Pledge Required
EMPLOYEE WELLNESS PROGRAM
HRA
Not Applicable
$500 / $1,000
Top Life Pledge Required
Tier 1: Online Health
Assessment,
Biometric Screening
Tier 2: Lifestyle
Management
Coaching, Condition
Management
Coaching, Smoking
Cessation Program,
Weight Watchers,
Health Education
Programs
Covered in Full
Covered in Full
Not applicable
Not applicable
Covered in Full
Covered in Full
Not applicable
Not applicable
Covered in Full
Covered in Full
Not applicable
Not applicable
PREVENTIVE CARE
Preventive Care,
Women’s Preventive
Services, Preventive
Screenings, Well
Adult, Well Baby
Covered in Full 30%; no deductible Covered in Full 30%; no deductible Covered in Full 50%; no deductible
CONDITION MANAGEMENT
Covered in Full Health Coach
Codition and Disease
Management
Serivces Through
Nutur Health
Covered in Full
Covered in Full
Not applicable
Not applicable Covered in Full
Not applicable
Not applicable
Covered in Full
Covered in Full
Not applicable
Not applicable
TREATMENT
Deductible
(single/family)
Inpatient &
Outpatient Services
Physician Office
Services
(non-preventive)
Diagnostic and Labs
$2,600/$4,600
15%*
15%*
15%*
$4,000/ $8,000
30%*
30%*
30%*
Out-of-Pocket
Maximum**
(single/family)
$4,600/$8,600 $8,000/ $16,000
*Coinsurance after deductible
**Includes: deductible, coinsurance and copays for medical and prescription drugs
$1,000/ $2,000
15%*
15%*
15%*
$3,500/ $7,000
$2,000/ $4,000
30%*
30%*
30%*
$7,000/ $14,000
$1,500/ $3,000
30%*
30%*
30%*
$3,000/ $6,000
50%*
50%*
50%*
$5,000/ $10,000 $10,000/ $20,000
6
The outline above is a summary of benefits only; it does not list all covered services, limitations, or exclusions. Additional information, including the Summary of Benefits and Coverage and Uniform Glossary, is available on our website www.wku.edu/benefits/bf
Please refer to the summary plan description for a complete description of benefits and detailed explanation of the specific services covered by the Plan: www.anthem.com
Additional information is available at www.wku.edu/benefits/bf

NEW
WKU is pleased to be joining the Know Your Rx
Coalition, a governmental purchasing collaborative, in 2015. Through the Coalition, we join other universities (e.g., the University of Kentucky,
University of Louisville and Eastern Kentucky
University) who are also interested in reducing costs while increasing the level of service. By using the economies of scale of the Coalition, WKU will be able to maintain our own prescription drug plan design (see right) while benefiting from cost savings and the Coalition’s personalized assistance for our employees. The Coalition is aligned with
Express Scripts.
Some preventive medications are covered in full or may not be subject to the deductible. You will find a list of preventive medications, in-network pharmacies, and the Express Scripts formulary on our website at www.wku.edu/benefits/bf.
*Coinsurance after deductible
Members enrolled in the WKU Health Plan are automatically covered under the Prescription Drug Plan
NEW
All WKU employees, and their dependents, have the option to enroll in the vision plan, regardless of their participation in the Health Plan. The vision plan will no longer be bundled with the WKU Health Plan. Avesis will replace Anthem as WKU’s vision provider. If you want vision coverage for 2015, you must elect it during the Annual Enrollment process.
Benefit
Exam
(every 12 months)
Prescription Lenses & Frames
*lenses every 12 months
*frames every 24 months
Prescription Contact Lenses
*once every 12 months
LASIK Surgery
In-Network
$10 copay
Out-of-Network
Up to $40
$20 copay
$0 copay - any frame up to $50 wholesale
*Varies by lens type ($40 - $80)
*Reimbursed Up to $45
Elective – $0 copay up to $130
Non-elective - $0 copay
Up to $130
Up to $250
$150 Lifetime Benefit + 25% Discount
The 2015 WKU Vision Contribution is $5 per employee per month.
There will be modest enhancements to the Premier Dental Plan, now called the PPO
Plus Premier Plan, offered by Delta Dental. Members on the PPO Plus Premier Plan will experience a rate decrease along with an expanded provider network. The CORE PPO Plan coverage and rates remain unchanged for 2015.
CORE PPO
Employee Only
Couple
EE+Child(ren)
Family
2015 Dental Plan Monthly Rates
Monthly Premium PPO Plus Premier Monthly Premium
$0
$13.00
$11.88
$27.80
Employee Only
Couple
EE+Child(ren)
Family
The 2015 WKU Dental Contribution is $13.06 per employee per month.
$11.68
$35.46
$44.48
$77.16
Additional information is available at www.wku.edu/benefits/bf
7

8
NEW
You have the option of electing an additional level of coverage through Colonial Life’s Medical Bridge and/or Cancer Policies. This coverage works with
WKU’s health plan by providing additional benefits for certain medical services such as extended hospital confinements or a cancer diagnosis, which can be costly. If you wish to elect these benefits, you pay the full cost of this coverage.
• Colonial Life Group Medical Bridge Policy: This policy pays additional benefits for certain more costly health care services such as hospital confinement and outpatient surgery. This type of coverage helps “bridge” coverage of your medical plan by offsetting some of your out-ofpocket costs, including expenses before you meet the deductible and the coinsurance.
• Colonial Life Group Cancer Policy: Cancer treatment can be expensive and lengthy. The benefits provided under this Policy can be used to help you meet the health plan deductibles, pay the coinsurance or cover non-medical costs (e.g., lost income if you are not able to work during treatment or certain travel expenses related to getting treatment.)
During Annual Enrollment, these policies are being offered on a guaranteed issue—meaning proof of good health is not required. Representatives from Colonial Life will be at the Benefits Fair (November 3-6), if you are interested in learning more. In the meantime, visit www.wku.edu/benefits/bf for additional details and cost information.
NEW
&
NEW for 2015: Lincoln Financial Group is offering guarantee issue on optional employee life and disability insurance, spouse life and short-term disability as long as you enroll during the Annual Enrollment process. Guarantee issue means you do not need to provide proof of good health to enroll in this coverage. Also starting in 2015, the optional employee life insurance premium will be changed from a pre-tax to a post-tax payroll deduction. This change will offset current tax implications related to imputed income on benefit amounts in excess of $50,000.
Life insurance and short-term disability rates will not change in 2015, unless you move to a new age band. Age-banded rate charts are available online at www.wku.edu/benefits/bf.
WKU continues to offer the voluntary benefits below. Visit www.wku.edu/benefits/bf for complete details and other important required notices related to your WKU benefits.
• Employee Assistance Program
• Tuition Waiver Program
• Travel Assistance Benefits:
• BlueCard Worldwide® for coverage while living or traveling outside of the US.
• Assist America’s SecureAssist® Identity Protection Program and emergency travel assistance
• Group Home and Auto Insurance Discount Program administered by Van Meter Insurance
• The 529 College Savings Plan administered by TIAA-CREF
• Health-related Services:
• GGC@WKU at www.gravesgilbert.com/ggcwkuhealthservices
• Preston Health and Activities Center at www.wku.edu/imrec/facilities

?
844-248-1153 www.anthem.com
x
855-218-5979 kyrx@uky.edu
www.kyrx.org
888-471-8851 wku@livehealthier.com
www.livehealthier.com
800-865-1044 www.anthemEAP.com
Company ID: WKU
402-361-7300 www.lfg.com
1830 Destiny Lane, Suite 101
Bowling Green, KY 42104
270-793-9087 office
270-793-9056 fax www.coloniallife.com
www.avesis.com
800-828-9341
LASIK Provider: 888-314-4619
800-955-2030 www.deltadentalky.com
1240 Fairway St.
Bowling Green, KY 42103
800-960-3560 www.vanmeterins.com
410-453-6330
ID #: 322541
HAVE A GENERAL QUESTION? CONTACT WKU EMPLOYEE BENEFITS:
Call (270) 745-5345
E-mail us at benefits@wku.edu
9

?
KARI AIKINS, CCP, SPHR
270-745-5346
Assistant Director, Total Compensation kari.aikins@wku.edu
Strategic planning and oversight of benefits, retirement and compensation
DENISE CORNELIUS
270-745-5345
Employee Benefits Specialist denise.cornelius@wku.edu
Benefits administration, customer service and new employee orientation
LINDA HEADY, MBA
270-745-5034
Benefits Administrator linda.heady@wku.edu
Administration and oversight of the Student Health Plan and
Employee Benefits
SHANNA BALLARD
270-745-5403
HR Representative/Dept. of Facilities Management shanna.ballard@wku.edu
On-site HR representative to the Dept. of Facilities Management
SONDRA HUMPHRIES
270-745-6195
Benefits Analyst sondra.humphries@wku.edu
Benefit and retirement plan administration, customer service, financial analysis and reporting
WADE PINKARD
270-745-4393
Employee Welness Manager wade.pinkard@wku.edu
Employee Wellness Plan administration & customer service
Human Resources Mission: We exist to support the University by providing services and benefits to recruit and retain a highly talented and motivated workforce fully considering the interests of the institution and its employees.
The Department of Human Resources is a Division of Finance and Administration
Human Resources
1906 College Heights Blvd. 11003, Bowling Green KY 42101-1003 www.wku.edu/hr
This document is intended to provide a general overview of benefits available to employees of Western Kentucky University. Detailed benefit information is contained in official plan documents available in the Department of Human Resources. Due to changing business conditions, Federal and State Law, and organization needs, benefits are subject to change without notice. Nothing in this document should be considered as a contract or guarantee of participation in any benefit program.
Western Kentucky University does not discriminate on the basis of race, color, national origin, sex, sexual orientation, disability, age, religion or marital status in admission to career and technical education programs and/or activities, or employment practices in accordance with
Title VI and VII of the Civil Rights Act of 1964, Title IX of the Educational Amendments of 1972, Section 504 of the Rehabilitation Act of 1973,
Revised in 1992, and the Americans with Disabilities Act of 1990.
For additional information and assistance, please review the following link: http://www.wku.edu/eoo.
Created by: www.wkuimagewest.com