B
dasrn
.(r BankofBaroda
No.BCC:lSD/107l1 6/510
The Vice President
National Stock Exchange of lndia Ltd.
Exchange Plaza,
Bandra Kurla Comptex, Bandra (E)
Mumbai - 400 051
The Vice President
BSE
Ltd.,
Phiroze Jeejeebhoy Towers
DaLat Street
Mumbai - 400 001
BSE CODE" 532134
E-mait : "corp.reLations@bseindia.com"
Dear Sir
Re:
/
Date: o1't october 2015
NSE CODE - BANKBARODA
Emait : "cmu5t@nse.co.ih"
Madam,
Bank of Baroda - Revislon of lnterest Rates on all Term Deposits
05,10.201 5
w.e.f. date
We advise that our Bank has decided to revise the rates of interest payabte on att
term deposits appticabte to the renewal of existing deposits and fresh deposits, with
effect from 85LlqgODCL29l! as per detaits enctosed.
We request you
to take note of the above
pursuant
to ctause 36 of the
Listing
Agreement.
Kindty uptoad the information on your website.
Yours faithfutty,
DGM
- Company Secretary
& Compliance
Enct: As above
--+sr 6rdte
+<{, s-26, d-<ts, !r<r
grdt
4ic-dR, qrq (5,), lFq - 400 051. qr{d
Baroda corporrte Centre, C-26, G-Block, Bandra Kurla Complex. Bandra (E), lt4uttbai - 4O0 051, lndia
91 22 6698 5812/5846
/ Fax :91 22 2652 6660
Web :www.bankofbardda.com
:companysecretary.bcc@bankolbaroda.com
{-+.l / E-mail
qli / Phone:
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8)
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a,#dr EankotBaruda
BCC: BR: 107/480
D^T€ 30 SEPTEI,BER 2015
lssuED By TREASURY & lNvESTuEr{Ts
DEPARTI,ENT
CIRCULAR TO ALL BRANCHES IN INDIA
SUB; FIL€:DEP.2
Dear Slr,
Re: Revision of interest rotes on all term deposits w.e.f. Date 05.10.2015
It has been decided to revise the rates of intercst payable on all term deposits,
applirable to the renewal of existing deDosits and fresh deposits, with effecl from
ost"October.2015,
With the above revision, Rates of lnterest on Oomestic Term Deposits, NRO Deposits
& NRE Deposits of all buckets wilJ be as under:
1.
For Domestlc Term Deposits & NRO Deposiii [PerAnnum] lFresh & Renewal]
Its
ROt
Maturity
belorry a1
Range
10.0 .15)
7
to14
Its
below ?1 c.ore
cmr€
(w.e.f
4.50%
4,50%
D
46 to 90 Da
91 to 18O Da
L81to 270
27I davs & above and less thao 1
r and above uDto 2 Years
Above 2 Years and uDto 3 Y€ars
8.00%
8.00%
'?.-t5%
8.000/6
Above 3 Years and upto 5 Years
Above 5 Years and upto I Years
Above
V
't.
I
Years and
10 Years
7.75
7 75%
7 .1 50/o
!rsr,4sr :rs, {!t<I rE zl.ra. S-9,{, * r*;6., r;ar 5ai rHe,
m
gr*r.
Tr,'u.y B6.cn, a' Fl6,
ffird
7 .500/o
1i{
aoo
ld.r, C3, e
B.n.t,. Kr.t. Canpt.& rawbat /OO 06!.
/ talephone: ar?-r6r, trr6 $+{ : tax: az2-6zi@uo
ehrcd. Sun
osr.
easG r
ors
ur*adta
B
NRE
gankotBaruda
Term (Rupee) Deposits [Fresil & Ilenr-,'.{al]
Ra
1 vear and above uD to 2 Years
Above 2 Years and up to 3 Years
Above 3 Years and uD to 5 Yeals
Above 5 Years and uD to g Years
Above I Years and up to 10 Years
(w.e.f. 10.09.]5)
8.00%
8,00%
8.00Yo
7 .7 59L
7
.75%
(w.e.f 05.10.2015)
7.75V.
7 .75%
7.759n
7 .50gr
7.50,6
Earoda Tax Savlng Term Deposit
Uatuity
Exlsting
Range
Proposed
crorc
Tax Savings Scheme:
(w.e.f. 10.08.15)
For 5 yeors
Above 5 years and up to 6 years 3
months*
Above 6 years 3 montis up to 10
v€ats*
a.ooo/o
(w.e.f 05.10.2015)
7,75%
7
.75
7.S0%
7
.75%
7.50%
*Premature withdrawal not allowed before completion of 5 years except in case of
death of the customer
For aarcda Double Dhamaka Flxed Deposits [Per Annum] [Fresh & Renewal]
Proposed (w.e.f 05.10.2015)
Existinq (w.e.f 10.08.2015)
ROI for deoosits below <1 crore
ROt
ROt
Maturitv Ranqe
Publici
108
Months
Period:
112
General
Period:
General Public:
and 12 days
7.75% Months
7.50%
Period:
Months
Period:
Senior Citizens:
101
Senior Citizens;
105
4.25
9.00%
and 27 davs
months and 3 days
Staft: Period: : Period: 96 Months
and 04 davs
a.7 56h Staff: P6riod: 99 months
8.50%
Staff Senior Citlzenr Period:
91 months only
Staff Senior Citizen: Period:
93 months and 16 days
9.25!v.
v
v
Glqr fl1sr{{, *-34, tfi drs,, rar gdi rtde,
rr.y aGrch, l'' Floor, E rcda sun Tow€a c-44, G Bloci, a..do xone cMpl.x, uun
Af|l[}i / lelophono: o2a-aara sta $'rg !la\: o22-67sc2ao
m
T.!
nr<r,
4qr
dr,
9.00%
ia,.00 oE .
b.i :ro0 05!.
p.s.2ors
W u r*
a#.lar EankarBarada
nterest Rate on Baroda Double D amaka \RE Term Deoosit lFresh & Renewa
Existing {w.e.f 10.08.15)
Proposed (w.e.f 05.10.2015)
ROI iar det.rsits below {1 crore
ROt
ROI
Maturitv Ranqe
Maturity Ranoe
General Public: Periodi
General Public: 108 tdonths anci
1 .50%
7.1s% 112 Months
12 davs
2.
Fo. Domestic & NRO Bulk Deposit Rates [Per Annuml [Fresh & Renewal]
The existing and the suggested changes of inteaest rates for term deposits
& above are as under:
Maturity Range
Existinq
for deposits
ROI
of t1 crore
Revised
cr,
{fcr. to <I0
(w.e,f,07.09.15)
(w€.f 05,10.2015)
7 to14 Days
4.5OD/6
4.50Yo
15 to 45 Days
4-50%
4.5004
46 to 90 Days
6.SOYI'
6.25%
91 to 180 Days
181 to 270 Doys
7 .OOVo
271 Days to Less thar 1 Year
1 year
Above lyear up tq 2 years
Above 2yea6 up to 3 years
Above 3years up to 10 years
7
.25%
6.75%
7.00%
7
.250h
7 .OOVo
'1.50Yo
7.2504
7
.500h
1.25
1
.500/.
7
7
.5Ao/.
72a%
.25%
Ye
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trea3ury 8an.h,4'i Floor, Srbda Ssn l@e.. C,ra, c Blo.t, &ndra Xrjrlr Comdo! MlDbri aooO51,
*iliiir / telephone: e22-6oto sfia t$18 t la!-i o22-n nr2ao
p.s63or5
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s.
dr
BankorBaruda
Existind
Existi
Revis€d
for deposlts Above
?10cr. to ?25 cr.
sed
ROI
Maturity Range
<25cr, to 150 cr.
7 tol-4 Days
4.5Oo/o
(w.e.f
05.10.2015)
4.50%
15 to 45 Days
4.5O'/o
4.50%
4.50%
4.50%
46 to 90 Days
6.50%
6.2sgn
6.50%
6.25Yo
91 to 180 Days
6.150/o
6.50%
6.75%
6.50%
181 to 270 Days
271 Days to Less than
Year
1 year
7 .OOo/o
6.75q6
7
.00vo
6.75%
.2596
7.00%
7
_250/"
7.OO%
7.50yo
7.25
7
.50%
725%
7 .50Yo
7.25%
7
.so
l.z5
.500/o
7.25%
7
.500h
7
(vr.e.f.
20.08.15)
>lyr
1
1
up to 2 years
>2yrs up to 3 years
>3yrs up to 10 years
7
Existino
Maturlty Range
Revised
(w,e,f.
20.08.15)
4.50
(w.e.f
05.10.2015)
4.50%
.25
Revised
Existinq
for deposits Above
ROI for deposits Above
ROI
a50cr. to {100 cr.
(u/.e.t(rv.e.f
20.08.15)
05.10.2015)
(w.e,t.
20.08.15)
t100 cr.
(vY.e.t
7 to14 Days
4,SOVo
4.50o/o
4.500/o
05.10.201s)
4-50%
15 to 45 Days
4.54o/o
4.5oo/o
4.50%
4.50o/o
46 to 90 Days
6.50%
6.25
6.50%
6.25%
91 to 120 Days
6.7
5o/o
6_50%
6.75v"
6.50%
121 to 180 Days
6.7 syo
6.50%
6.7 50,6
6.50%
181 to 239 Oays
7.OO9}
6.7
7 .00o/6
6.75%
240 Days to 270 Days
7 .OOo/o
6.75%
7
.OOok
6.75%
271 Days to 330 Days
331 Days to Less than
l Year
l year
7 .25Vo
7.OOVo
7.25Vo
7.OO%
5
7
.25%
7
.OO%
7.25Eo
7.00%
7
.sooh
7.25Yo
7.54o/o
7.25%
>Iyr
up to 2 years
>2yrs up to 3 years
>3yrs up to 10 years
I
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Tr...ury Br.nctl
40 Fioor, B.roda
gur
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orr.
p.s.
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da
3.
NRE
im
a-.dar aankof Baruda
Term & Bulk Deposlt Rates [Per Annum] lFresh & Renewall
NRE TERM (RUPEE) DEPOSITS
Rs.1 crore
i
to Rs. 10 cmres
(!Y.e.f. 07.09.15)
(w.e.f 05.10.2015)
Above 1 y€ar up to 2 yearg
Above 2 years up to 3 years
Above 3 years up to 10 years
NRE TERM {RUPEE) DEPO! tTs
Matudty Range
l
year
Above lyear up to 2
vears
Above
2years up to 3
I
y9a!q
i
NRE TERM
Existinq
Revised
ROI for deposits above
{10cr. to (25 cr.
(w.e.f
(w.e,f.
20.c8.15)
05.10.2015)
7 .50./"
7.25%
7 .50o/o
7
,25%
7
.5Oo/.
1
.2\gr
'l .SOVo
ilevised
Existing
7
Matuity Range
tur deposlts above
15ocr, to tI00 cr.
ROI
(w.e
-
7.25
.50
7
.23%
I(Ut'EE DEPOSITS
Existing
l
Existinq
Revised
ROI tor deposits a
t25cr. to <50 cr.
(w.e,f.
(w,e.f
0s.ro.2015)
0.08-15)
7.25%
7.50%
year
20.08.1s)
7.50
Cspit l Gain Accou.t! Schcme,
f
05.10.2015)
7 .25%
Revlsed
for deposits above
1100 cr.
(w.e.f
{w.e'f.
ROI
20.o8.1s)
1 .SAYo
05.10.2015)
7.
1988
For all Deposits und€r Capl'tal Gain Accounts Sch€me, 1988, interest rate will be applicable as
p6r normal time & period.
e
Domsstlc Tsrn Deposits for Sanior citlzon!
You may continue to pay an additional inlerest ot 0.50% on domestic t6rm deposils of
less than Rs.1 crore from Senior Citizens for all matudties in terms of circular Ng.
SCC:BR: 98/225 dated August 17, 2006 in this regard.
Pleass note that as per our earlier circular No. BCC:BR:1oo/4 daied lttJanuary 2008,
in the case of retired Staft mefibers who are Senior Citizens resident in lndia, branches
are authorized to pay addil'ronal interegt of 1.50% per annum ( i.e. 170 normal stsff
fiqr, 4qr a.fi, T5tfl Ti EE{, dlJ4, * Bl5,, rm y-af rtFarr. ,Ff 4oo 05r. p.q66oi6
iii
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lE&ry
B.rcd.
C
Abck, S.ndE KurL Cffllq,
tffid
6nnch, a'Froor.
/ telephone:
Sun To@r,
a/r, G
o22-6otd zuoo +.Ee t eaxl. ozz-aaeza4o
tlMtEt
O!1.
dA
)rifr
dW
BankdBanda
privibge plus 0.50% as a benetit to Scnior Citizen) on their frBsh torm deposits and
rgnewab of exbting resident Term Deposlts of less then Rs.I croIe for maturitbs trom
15 day8 to 10 yoerE.
Fuithsr, es per clrcular No.BCC:WB:DFB:104116 dst€d '10.10.12, no additlonal beneflt
of one percent par annum ln inE€st ra!e, to bahlcs owo sffi on depooib under
NRE/NRO 18 to bo givsn as por RBI guidqlines,
Yolr8 taithfu,ly,
$1,*14
D. N, Jhsrmarva-|,
Gcndal X.nrg!.
(Tra.3gry t lnYaltrmt )
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