North Norfolk Housing Strategy 2012-2015 (Making Best Use of the Existing Stock) Foreword The Council has set itself an ambition that ‘everyone in North Norfolk should have the opportunity to buy or rent a decent home at a price they can afford, in a community where they want to live or work’. The first part of the North Norfolk Housing Strategy 2012-15 (Housing and Infrastructure) sets out the approaches to supporting new housing development. New homes are however only a small part of the existing housing stock in North Norfolk and this document therefore considers how we can use the existing stock more efficiently and effectively. Whilst this is a challenging agenda there are some clear opportunities as outlined below to strengthen our approach and ensure the best use of the existing stock is made: Consider how to use the flexibilities of the Localism Act to maximise the number of households with a housing need who are housed through the housing register which have strong connections to North Norfolk. Determine discounts for empty homes and second homes and premiums for empty homes. Using loans to support residents to undertake essential maintenance to their homes Using enforcement where appropriate and necessary to ensure standards in the housing stock and reduce the number of empty homes. The actions outlined in this document are ambitious but realistic. We have brought together a range of possible interventions that will allow us to be more proactive in making best use of the existing housing stock. We will undertake a review of our processes, develop new partnerships and seek to be flexible and innovative in our approach. Introduction Purpose of document This document is the second in a suite of three that will be developed and which together will outline the Council’s strategic approach to housing to meet our ambition for North Norfolk. This document focuses on delivery against the Council’s Housing and Infrastructure priorities as outlined in the Corporate Plan, in particular the priority to reduce the number of long term empty homes. The document will be supported by a Housing Enforcement Policy, Housing Renewal Policy, 1 Empty Homes Policy and Allocations Scheme and includes the following sections: Background Housing Conditions Ensuring the existing affordable housing stock is used appropriately Occupancy Meeting the housing needs of local people Meeting the housing needs of disabled people Action Plan Background The Council has a statutory duty to meet housing need and the effective use of the existing housing stock is an important component in meeting need. There are approximately 52,000 dwellings in the North Norfolk district of which 76% are owner-occupied, 12% privately rented and 12% affordable housing. Less than 1% of dwellings are in public ownership. Housing conditions The Housing Act 2004 places a duty on housing authorities to take appropriate (enforcement) action, from a prescribed range of notices and orders in certain circumstances such as where a Category 1 hazard exists as defined by the Housing Health and Safety System. In North Norfolk, most Category 1 hazards relate to excess cold, dampness and mould, fire and risk of fall on steps or stairs. The Council also has the power to take similar action in respect of Category 2 hazards. The Council’s Enforcement Policy will outline the Council’s approach to fulfilling the Council’s duties and also the use of discretionary powers in respect of dwellings identified as having Category 2 hazards. There is no statutory scheme entitling owners of properties in disrepair to financial assistance to remedy the disrepair. The Council has the power to decide what, if any, assistance it will give to residents in the district to address housing conditions. The details of any assistance to be provided will be set out in the Housing Renewal Policy which will include proposals for grants, loans or other forms of assistance. Ensuring the existing affordable housing stock is used appropriately 12% of the existing housing stock is owned by Registered Providers and Housing Associations. The Council will work with these landlords to ensure their stock is suitable to meet the needs of households in housing need. The Council is undertaking a review of its Allocation Scheme to ensure the most appropriate use of the affordable housing stock is made which will include a review of the housing register. 2 The Council will seek to maximise the funding provided by the Homes and Communities Agency to Registered Providers to provide new affordable housing and where proposals for such funding include the need to dispose of existing affordable housing the Council will work with the Registered Providers and the Homes and Communities Agency to achieve the best possible outcomes for North Norfolk. Occupancy Overcrowding and under-occupancy The District Wide Housing Needs Survey undertaken in 2006/07 identified that less than 1% of households in the area were living in overcrowded housing (where a household has less bedrooms in their home than their assessed need). A significant number of households (43%) however are underoccupying their home (where the household has more than one spare bedroom). The survey showed that owner occupiers, particularly those with no mortgage, are more likely to be under-occupying their home whilst tenants in affordable housing are least likely to be under-occupying their home although tenants in privately rented accommodation are more likely to be overcrowded. Most households are reluctant to downsize to alleviate under-occupation particularly owner-occupiers. Under-occupation will not be a problem for most occupiers but it can become a problem if the occupier cannot afford to maintain and heat their property or if the property becomes inaccessible due to disability or infirmity. The forthcoming Welfare Reforms will result in working age households who under-occupy their affordable home having their assistance with rental costs reduced and this may trigger a need to move. The need for such moves will be considered through the review of the Allocation scheme. Overcrowding can result in a number of issues including poor health, household tension (potentially resulting in domestic abuse/relationship breakdown) and poor educational attainment. Overcrowded households, where appropriate, will be given priority for housing through the North Norfolk Your Choice Your Home scheme. There are a very small number of properties in the affordable housing stock with four or more bedrooms in which larger families can be housed. It is unlikely that the Council will support the further development of such properties due to the Government’s Welfare Reforms and the risk of not being able to secure a tenant who can sustain the tenancy and therefore consideration will have to be given as to how such households can be supported to manage within the most suitable accommodation available. Empty Homes As at July 2012 there were 51,419 chargeable dwellings for Council Tax purposes and of these 887 were identified as being long term empty (i.e. not occupied and empty of furniture for at least 6 months). The Council has developed a more proactive approach to bringing empty homes back into use, the Draft Empty Homes Procedure at Appendix A sets out the actions the 3 Council will take and the support which will be available to owners to bring their properties back into use. The Council is in the process of formalising its monitoring and reporting arrangements on empty homes through the development of the Empty Homes Policy. Second homes As at July 2012 of the 51,419 chargeable dwellings for Council Tax purposes 4796 were identified as being second homes (i.e. not permanently occupied but with furniture) and receiving a 10% discount. A significant number of these properties will be used as second homes or holiday homes, however some will not be occupied at all. Houses in Multiple Occupation Houses in Multiple Occupation (HMOs) are properties that are occupied by persons who do not form a single household and where there is a degree of sharing of facilities. National research has found that some of the very worst standards of accommodation are found in HMOs and that certain HMOs present significantly greater health and safety risks to tenants than comparable single occupancy dwellings. The Housing Act 2004 introduced mandatory licensing of HMOs to provide greater protection for the health, safety and welfare of the occupants of HMOs. Licensing seeks to provide proper enforcement of the Housing Health and Safety Rating System in the highest risk HMOs and ensure the ‘fitness’ of those managing HMO accommodation. There are only a very small number of licensable HMOs in the North Norfolk district, there are however, a significant number of non-licensable HMOs which are equally of concern to the Council and an inspection programme has therefore been developed based on the level of risk an individual property poses to ensure that these properties are inspected at least every 5 years. Meeting the housing needs of local people The Council has a statutory duty to have an Allocation Scheme which determines how affordable housing in its area will be allocated. The Council is currently reviewing its Allocation Scheme to utilise the flexibilities offered through the Localism Act 2011. The Council will be seeking to maximise opportunities to house people in housing need with strong links to the North Norfolk area through residence, family connections or employment. The Council adopted its Tenancy Strategy in March 2012 which sets out its approach to how the new flexibility for affordable housing providers to issue fixed term tenancies should be used. Affordable housing providers must have regard to the Council’s Tenancy Strategy when they develop their own Tenancy Policies on how and when fixed term tenancies will be used and how they will be reviewed. 4 Meeting the housing needs of disabled people The Council has a statutory requirement to provide Disabled Facilities Grants to eligible applicants to enable them to adapt their home. This requirement relates to applicants regardless of the tenure of their home although the applicant has to have an intention to remain in their home for a period of 5 years. The need for adaptations is assessed by the social services authority (Norfolk County Council). The Council provides a Disabled Facilities Grant service providing grants of up to £30,000 to adapt properties to enable households to be stay in their own homes. The Council operates the Independent Living Scheme with Victory Housing Trust, allowing Victory tenants to have access to adaptation works without having to make a Disabled Facilities Grant application, the scheme also provides equipment and assistance in moving to more suitable accommodation. The Council is also working with Norfolk County Council to develop an Integrated Housing Adaptations Team based at the District Council with officers from the District Council, County Council and Home Improvement Agency working alongside each other using streamlined and customer focused procedures. Action Plan The enclosed Action Plan is an improvement plan detailing specific actions which will deliver an improved use of the existing housing stock. 5 Making Best Use of the Existing Housing Stock Action Plan Actions Review the Allocations Scheme. Review to include: Review of local connections Review of and use of Local Lettings Agreement How to make best use of existing affordable housing stock – including how to respond to overcrowding and under-occupation to address Welfare Reform impacts Outcome New Allocations Scheme Timescale Lead Officer 1 January 2013 Housing Services Manager Number of households with a housing need with strong connections to towns and villages in North Norfolk housed through scheme is maximised. Best use of stock is made and address imbalances in stock and need Housing Conditions Develop a Housing Renewal Policy which sets out the range of assistance available to residents to improve dwelling condition Report to Cabinet 5 November 2012 Housing Services Manager Develop a Housing Enforcement Policy setting out the Council’s approach to ensuring housing standards in the district Report to Cabinet 15 October 2012 Housing Services Manager 6 Occupancy Under-occupation Work with the Benefits Manager to review the policy and procedures for the allocation of the Discretionary Housing Payments budget To enable tenants affected by Welfare Reforms to sustain their tenancies until suitable alternative accommodation can be secured thus preventing homelessness 1 January 2013 Housing Operations Team Leader To improve the health and wellbeing of residents 1 January 2013 Housing Operations Team Leader Report to Cabinet Autumn 2012 Housing Services Manager Overcrowding To encourage housing associations/Children’s Services to assist large households to make the best use of the property they occupy or will be moving to (to include subdivision of bedrooms to give privacy and storage solutions to maximise space) Empty Homes To consider how the Council can use the new flexibilities introduced through the Local Government Finance Bill in applying discounts and premiums to owners of empty properties 7 To develop an Empty Homes Policy which sets out the Council’s approach to empty homes and is supported by the Empty Homes Procedure Report to Cabinet 15 October 2012 Housing Services Manager Meeting the housing needs of local people Review the services delivered by the Housing Options Team and the Economic Development Team and consider how applicants in housing need can be supported to access a wider range of housing options and to have aspirations to improve their circumstances through engagement in economic activity To maximise use of the existing stock 1 April 2013 Housing Services Manager, Housing Operations Team Leader and Economic Development Manager 1 October 2012 Housing Services Manager 1 October 2012 Housing Operations Team Leader Reduce worklessness Increase aspiration Meeting the needs of disabled residents To review the operation of the Independent Living Service To maximise use of the existing stock To improve the health and wellbeing of disabled residents To continue to work towards the establishment of the Integrated Housing Adaptations Team in North Norfolk To maximise use of the existing stock To improve the health and wellbeing of 8 disabled residents Monitoring and review The delivery of the strategy (Making Best Use of the Existing Housing Stock) and progress against the action plan will be monitored on a regular basis by the Head of Economic and Community Development. The actions will be reflected in the relevant Service Business Plans and appraisals of individual officers and formally reviewed on an annual basis. In addition progress against the actions which are also included in the Corporate Action Plan 2012/13 will be reported to Cabinet through the Performance and Risk Management Board. Any issues affecting the delivery of the strategy will be considered by the soon to be established Housing Working Party. 9 Appendix A Draft Empty Homes Procedure This procedure sets out the actions the Council will take in order to bring empty homes back into use. The Council will consider on a monthly basis a list of homes which have been empty (unfurnished and unoccupied) for a period of at least 6 months and will consider on a monthly basis what action is required from the following procedure: Send an initial letter requesting details of the owner’s intentions for the empty property. Send a second chasing letter if no response is received from the initial letter. Send a third chasing letter if no response to the initial letters. Suspend consideration of further action if response to first, second or third letter shows owner is taking action to bring property back into use in reasonable period. (Suspension of between 3 and 6 months based on the condition of property, longer suspension period can be used on case by case basis.) Visit property to ascertain condition of property and impact of empty home on neighbours and neighbourhood. Send enforcement letter if no response from owner (or where timescale for return to use is not reasonable) advising if owner does not respond providing details of how property will be returned to use enforcement action will be taken. Take appropriate enforcement action (see Enforcement Policy). Where properties are identified through contact with owner as being incorrectly identified on the Council Tax system, the Council will liaise with the owner to correct the information held. Support to Owners The Council will offer advice and support to owners to assist them in bringing empty homes back into use. This support will include: Information pack on renting property, support to rent property including through advertising through the Your Choice Your Home scheme (fee applies). Advertising of property for sale through Empty Property Matching Service Provision of financial assistance to bring properties back into use as set out in the Empty Homes Policy. Monitoring and Review The number of empty homes will be reported quarterly, along with the number of empty homes at each stage of being brought back into use as set out in this procedure. 10