Worksheet for Premeds at Xavier University of Louisiana
Financing Your Med, Dent, etc. School Education:
Identity Theft and Credit Awareness
NOTE: Although many of the resources used for this workshop were obtained from the Association of American Medical Colleges, students
who plan on applying to dental, veterinary, optometry, or other types of health professions schools can still find this information useful. For
financial information for the specific type of health professions school that you are interested in visit official school websites.
1. According to the financial data in this workshop’s information packet, what is the average debt for students who
graduated in 2014 from…
a)
MD School?
b) DO School?
c)
Dental School?
2. What expenses are typically included when determining the total “cost of attendance” for medical, dental, etc. school?
3. Although the cost of attending medical, dental, etc. school is expensive, why should students NOT let this deter them
from pursuing education in the health professions?
4. How do most students pay for medical, dental, etc. school?
5. Define the terms “credit” and “credit worthiness.”
6. What role does credit play in financing your medical, dental, etc. school education?
7. What is identity theft?
8. List two (2) ways that BAD CREDIT as a result of identity theft or your own irresponsible spending can impact your
application to health professions school.
1)
2)
Signature____________________________________________________Date__________________
Print Name___________________________________________________
(OVER)
Refer to the “Year of Preventing Identity Crime: Identity Theft Tips for College Students” to
answer items #9-11.
9. According to article from policechiefmagazine.org, why are college students prime identity theft targets?
1)
2)
3)
10. List eight (8) ways that college students can protect themselves from identity theft.
1)
5)
2)
6)
3)
7)
4)
8)
11. In addition to the items listed in #10, students should be extra vigilant in shared living space and with computer usage.
List the steps that should be taken to secure…
a)
Dorm Room/Shared Living Space
1.
2.
3.
b) Computers
1.
5.
2.
6.
3.
4.
12. According to Federal Trade Commission’s “Identity Theft: What to Know, What to Do” document, what three (3) steps
should you take if you believe you are a victim of identity theft?
1)
2)
3)
13. It is VERY important that students create strong passwords and keep them PRIVATE. Why does the PM Office
encourage students to IMMEDIATELY change default passwords for XULA email, Bannerweb, and other password
protected interfaces?
14. To prevent ID theft at Xavier, your “900” number is used to identify you as opposed to your social security number.
Further, it is HIGHLY RECOMMENDED that you think twice when someone asks for your social security number, as it
can be used to steal your identity and compromise your credit. What is the title of the article from the ABC News website
that is included in the information packet for today’s meeting?
15. What are the titles of the four (4) AAMC (Association of American Medical Colleges) made available as a part of this
workshop?
1)
2)
3)
4)
WARNING: Do NOT go into debt in an attempt to “establish
credit.” It’s very easy get “in over your head” in debt----and very
difficult to get out of it!!