Suncorp Bank Margin Lending Application
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Suncorp Bank Margin Lending Application Important information on how to complete your Suncorp Bank Margin Lending Application You can also apply online at www.suncorpmarginlending.com.au If you have any questions please contact an Account Manager on 1800 805 972 Monday to Friday between 8.00am – 6:00pm Sydney time. Before you apply for a Suncorp Bank Margin Loan, please ensure that you read: • OurMarginLendingMadeEasyBrochure; • theSuncorpBankMarginLendingProductDisclosureStatement; • theSuncorpBankMarginLendingTerms&ConditionscontainingtheCHESSexplanation,theSupplementaryriskdisclosurestatementandPrivacy disclosureandconsent; • theSuncorpBankMarginLendingFinancialServicesGuide. ThesedocumentsarecontainedwithintheSuncorpBankMarginLendingpackortheycanbedownloadedfromourwebsite www.suncorpmarginlending.com.au Who can apply for a Suncorp Bank Margin Loan? Applications are accepted from: • Individuals or joint individualswhoareAustralianresidentsfortaxpurposesandresideinAustralia. • Australian proprietary companies which are not subsidiaries of listed companies.Thecompanydirectorsarerequiredtoguaranteethe obligationsofacompanyborrower.ThecompanydirectorsmustbeAustralianresidentsfortaxpurposesandresideinAustralia. • Australian trustees of family, discretionary or testamentary trusts.CharitabletrustsarenoteligibleforaSuncorpBankMarginLoan. Thedirectorsofproprietarycompanytrusteesarerequiredtoguaranteetheobligationsofthecompanytrusteeborrower.Thecompanydirectors mustbeAustralianresidentsfortaxpurposesandresideinAustralia. How to Complete this Suncorp Bank Margin Lending Application form 1.TheSuncorpBankMarginLendingApplicationformcontainsmandatoryandoptionalsectionstocomplete.Theoptionalsectionsaredependenton yourapplicanttypeandhowyouwouldliketosetupyourSuncorpBankMarginLoan. 2.ThechecklistsbelowwillassistyoutocompletetheSuncorpBankMarginLendingApplicationformaccurately.Youmaycaretotick✔ the relevant sectionsasyougo,toensurethatyouareaccuratelycompletingtheform,andthatyouareprovidinganyadditionalattachmentsrequiredtosupport the loan application. 3.PleaseuseBLACK PEN and print in clear CAPITAL LETTERS. 1 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Mandatory Sections for Completion per Applicant Type Applicant Type Please Complete Individual or Joint Individuals Section1 IndividualApplicantDetails Section4 MandatoryMarginLoanFacilityDetails Section5 IndividualApplicantFinancialDetails Individual/s acting as trustee/s of a trust Description/Comment Section 6 Internet Account Access Section 7 Applicant Signing Section Section 8 Verification of Income (documentation is attached) Section1 IndividualApplicantDetails Section3 TrustApplicantDetails Section4 MandatoryMarginLoanFacilityDetails Section5 IndividualApplicantFinancialDetails Section 6 Internet Account Access Section 7 Applicant Signing Section Section 8 Verification of Income (documentation is attached) OriginalcertifiedcopyofTrustDeedisattached Chequefor$165(madepayabletoSuncorpBankMarginLending)fortrustvettingfeeisattached Company Section1 IndividualApplicantDetails(tobecompletedbycompanydirectors) Section2 CompanyApplicantDetails Section4 MandatoryMarginLoanFacilityDetails Section5 IndividualApplicantFinancialDetails(tobecompletedbyallcompanydirectors) Section 6 Internet Account Access Section 7 Applicant Signing Section (including guarantor disclosure election) Section 8 Verification of Income (documentation is attached) Chequefor$139(madepayabletoSuncorpBankMarginLending)forcompanyapplicationfeeisattached AllDirectorsmustsignandreturnDirectorsGuarantees.Speaktoyouraccountmanageraboutorganising DirectorsGuarantees Companyactingas trustee of a trust Section1 IndividualApplicantDetails(tobecompletedbycompanytrusteedirectors) Section2 CompanyApplicantDetails Section3 TrustApplicantDetails Section4 MandatoryMarginLoanFacilityDetails Section5 IndividualApplicantFinancialDetails(tobecompletedbyallcompanydirectors) Section 6 Internet Account Access Section 7 Applicant Signing Section (including guarantor disclosure election) Section 8 Verification of Income (documentation is attached) OriginalcertifiedcopyofTrustDeedisattached Chequefor$304(madepayabletoSuncorpBankMarginLending)forcompanyapplicationfee($139)andtrustvetting fee($165)isattached 2 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Proof of Identity Requirements INDIVIDUALS Proof of Identity is required from the following individuals: • eachindividualborrower; • eachindividualtrusteeborrower; • eachdirectorofacompanyorcompanytrusteeborrower;and • anyindividual(includingafinancialadviser)whoisnominatedasanauthorisedsignatory. Eachindividualmustattachacertifiedcopyofoneformofpersonalidentificationasindicatedbelowifapplyingdirect.IfapplyingviaanAgent/Broker, theAgent/Brokermustprovideaphotocopyoftheidentificationsightedtoverifytheapplicant/sidentity(fromthelistbelow). Select ONE valid option from this section only: TheIDprovidedmustcontaintheindividual'sfullnameandeitherresidentialaddress(notaP.O.Box)and/ordateofbirth. AustralianState/Territorydriver’slicencecontainingaphotographoftheperson Australianpassport(apassportthathasexpiredwithinthepreceding2yearsisacceptable) CardissuedunderaStateorTerritoryforthepurposeofprovingaperson’sagecontainingaphotographoftheperson Foreign passport or similar travel document containing a photograph and the signature of the person* *DocumentsmustbewrittensubstantiallyinEnglish. IfyouareunabletoprovideoneoftheformsofIDdetailedabove,pleasecontactanAccountManageron1800805972MondaytoFridaybetween 8:00am to 6:00pm Sydney time for further options . COMPANIES • SuncorpBankMarginLendingwillalsoconductanASICsearchonceyourapplicationhasbeenreceived. TRUSTS • Trusteeborrowersmustprovideacopyofthedatedandstamped(ifapplicable)trustdeedcertifiedbyaJusticeofthePeace,accountant, legaladviser,orfinancialadvisertobeatrueandcompletecopy. Please note:IndividualtrusteesmustmeetIndividualidentificationrequirements.Companytrusteesmustmeetcompanyidentificationrequirements. THE LIST OF CERTIFIERS THAT SUNCORP DEEM ACCEPTABLE IS: • apersonwhoisenrolledontherolloftheSupremeCourtofaState orTerritory,ortheHighCourtofAustralia,asalegalpractitioner (howeverdescribed); • ajudgeofacourt; • amagistrate; • achiefexecutiveofficerofaCommonwealthcourt; • aregistrarordeputyregistrarofacourt; • aJusticeofthePeace; • anotarypublic(forthepurposesoftheStatutoryDeclaration Regulations1993); 3 18204 01/05/11 A • apoliceofficer; • anagentoftheAustralianPostalCorporationwhoisinchargeofan officesupplyingpostalservicestothepublic; • apermanentemployeeoftheAustralianPostalCorporationwith2 or more years of continuous service who is employed in an office supplyingpostalservicestothepublic; • anAustralianconsularofficeroranAustraliandiplomaticofficer (withinthemeaningoftheConsularFeesAct1955); • anofficerwith2ormorecontinuousyearsofservicewithoneormore financialinstitutions(forthepurposesoftheStatutoryDeclaration Regulations1993); Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Additional Forms that may need to be completed (all forms available at www.suncorpmarginlending.com.au) If you are: X X Complete Nominating a financial adviser who has Nominated Adviser Form introducedyoutothisSuncorpBank Margin Loan facility. Your financial adviser must hold a valid Australian Financial Services Licence (AFSL) related to margin lending facilities. You may also consider whetheryouwouldliketonominateyourfinancialadvisertoactaseither yourAuthorisedSignatoryorMarginCallContactforyourSuncorpBank Margin Loan facility. Nominating another person to be your Authorised Signatory on your Suncorp BankMarginLoanfacility. Authorised Signatory Form Your nominated Authorised Signatory must be an Australian resident for taxpurposesandresideinAustralia. Requesting that your monthly interest cost be debited from your nominated bankaccount. DirectDebitRequestAuthority Atleastoneofthesignatoriesonthenominatedbankaccountmust beanapplicantonyourSuncorpBankMarginLendingApplicationform. All signatories must complete this form. ThirdPartySecurityProvider Havingathirdparty(i.e.notthe Application applicant) provide some or all of the securityonyourSuncorpBankMargin Loan facility. SomeorallofthesecurityonyourSuncorpBankMarginLoanfacility maybeprovidedbyanentityotherthantheapplicant;i.e.athirdparty. Thirdpartysecurityisacceptedfrom: (a) individualswhoareAustralianresidentsfortaxpurposesandreside inAustralia;and, (b) Australian proprietary companies. Allthirdpartysecurityprovidersmustfilloutsections1,2or3 (depending on the entity type) and section 6 as well as a third party securityapplication.Pleasenotethatinthecaseofjointborrowers, where the security being provided is owned by one of the borrowers only,thatborrowermustalsocompleteathirdpartysecurityapplication. CommencingaSavingsGearingplan. SavingsGearingLoanApplication Applying for a new managed fund investmentorlodgingexisting managed fund investments to be applied as security for this Suncorp BankMarginLoan. Managed Fund Standard TransferFormorManagedFunds Investment Form Lodgingyourexistingshare investments as security onyourSuncorpBankMarginLoan. ShareTransferForm CompletetheShareTransferForm. IfyouhaveIssuerSponsoredshares,andthepersonaldetailsonyour IssuerSponsoredStatementdonotmatchthoseontheSuncorpBank MarginLendingApplicationformexactly,youmustalsocompleteIssuer SponsoredNameCorrectionandIndemnificationand/orChangeof Address Notification form. Refinancinganexistingloanyouhave with another margin lender to Suncorp BankMarginLending. Refinance Authority UsetheRefinanceAuthorityformtotransferyourexistingmarginloan toSuncorpBankMarginLendingforeitherafullorpartialrefinance. You must register a power of attorney in a form acceptable to us with theLandandTitlesOfficesituatedatLevel1,134MacquarieStreet, Hobart,priortosendingyourSuncorpBankMarginLendingApplication formtoSuncorpBankMarginLending. AresidentoftheStateofTasmania. A company 4 Other information/comment 18204 01/05/11 A DirectorsGuarantees All directors must complete directors guarantees in addition to the applicationform.Pleaserequestadirectorsguaranteepackfroman Account Manager on 1800 805 972 Monday to Friday between 8:00am and 6:00pm Sydney time. Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Submitting your Suncorp Bank Margin Lending Application form TheoriginalSuncorpBankMarginLendingApplicationformandallotherrequiredinformationmustbesentto: SuncorpBankMarginLending POBoxR1877 RoyalExchangeNSW1225 SuncorpBankMarginLendingwillnotacceptafaxedSuncorpBankMarginLendingApplicationform. Approval of your Suncorp Bank Margin Loan facility Pleasenotethatallapplicationsaresubjecttoourapprovalatourdiscretion. SuncorpBankMarginLendingiscommittedtoresponsiblelendingpracticesandconductsacomprehensiveloanassessmentprocesswhichincludes creditreferenceagencycheckingandaffordabilityverification.Toenableustodothisweaskyoutoprovidethefinancialinformationandsupporting documentation to verify your income in Sections 5 and 8 respectively. SuncorpBankMarginLendingwillcontactyouoryournominatedfinancialadviser(whereapplicable)tonotifyyouofthedecisionand/oranyadditional information and conditions. AspartofyourSuncorpBankMarginLendingApplication,youcanrequestInternetAccountAccesstomonitoryourloan24hoursaday,7daysaweek. 5 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 1 Individual Applicant Details For a loan application consisting of more than two individual applicants, please complete an additional Suncorp Bank Margin Lending Application form and attach a letter confirming all applicants to the Suncorp Bank Margin Loan facility. This section is to be completed by individual borrowers and directors of company borrowers. This includes individual trustee borrowers and directors of a company trustee borrower. Section 1.1 Applicant 1 – Personal Details You are applying as either: (please tick one option only) Individual Borrower 1 IndividualTrusteeBorrower1 DirectorandGuarantor1 Title Surname GivenName(s)infull DateofBirth DriversLicenceNumber State of Issue DD / MM / YYYY NumberofDependants Marital Status: (please tick one option only) Single Married Defacto Homephonenumber Mobile phone number* Workphonenumber Faxnumber *Mandatory Emailaddress*(Suncorp Bank Margin Lending may elect to email correspondence to you) *Mandatory Currentresidentialaddress (PO BOX NOT Suburb ACCEPTABLE) State Years Timeatcurrentresidentialaddress (years and months) Country Postcode Months Currentresidentialstatus:(please tick one option only) Own Mortgage Rent Other(please specify) Previousresidentialaddress(complete this section if your time at current residential address is less than 2 years) (PO BOX NOT Suburb Timeatpreviousresidentialaddress (years and months) ACCEPTABLE) State Years Country Postcode Months Mailing address (Write “AS ABOVE” if the same as your current residential address. We may use this address for future correspondence, including for CHESS purposes.) Suburb State Country Postcode You authorise us to give any notice or communication we require under the facility to any one or more of the above current contact addresses, as amended by you in writing to us from time to time. Wealth Focus Pty Pty Ltd Wealth Focus Ltd PO PO Box Box 760 760 Manly, NSW 1655 Manly, NSW 1655 Tel: 559 869 869 Tel: 1300 1300 559 AFSL: AFSL: 314872 314872 6 18204 01/05/11 A continued over... Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 1.1 Applicant 1 – Personal Details (continued) AreyouanexistingSuncorpBankcustomer? Yes No If Yes,pleasecompletethefollowing.Notethatthenameoftheidentificationmustbethesamenameyouprovidedabove. Account/Loan Number Account Name For individual or individual trustee borrowers only: Please provide your Holder Identification Number (HIN), if known. If HIN not known, we will create one on your behalf. Section 1.2 Applicant 1 – Employment Details First Individual Applicant Please provide details of your main employment only. Attach details of any additional employment. CurrentEmploymentStatus(please tick one option only) Full-time Part-time Casual/temporary/contractor Self-employed Other(please specify) Occupation(for self-employed applicants describe nature of business) Currentemployerorfullbusinessnameifyouareself-employed/asoletrader Currentemployer’saddressorprincipalplaceofbusinessifyouareself-employed/asoletrader (PO BOX NOT Suburb ACCEPTABLE) State Years Timeatcurrentemployer (years and months) Country Postcode Months Previousemployerorfullbusinessnameifyouwereself-employed/asoletrader(complete this section if your time with current employer is less than 2 years) Previousemployer’saddressorprincipalplaceofbusinessifyouwereself-employed/asoletrader (PO BOX NOT Suburb Timeatpreviousemployer (years and months) 7 18204 01/05/11 A ACCEPTABLE) State Years Country Postcode Months Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 1.3 Applicant 2 – Personal Details You are applying as either: (please tick one option only) Individual Borrower 2 IndividualTrusteeBorrower2 DirectorandGuarantor2 Title Surname GivenName(s)infull DateofBirth DriversLicenceNumber State of Issue DD / MM / YYYY NumberofDependants Marital Status: (please tick one option only) Single Married Defacto Homephonenumber Mobile phone number* Workphonenumber Faxnumber *Mandatory Emailaddress*(Suncorp Bank Margin Lending may elect to email correspondence to you) *Mandatory Currentresidentialaddress(write “SAME” if same as Applicant 1) (PO BOX NOT Suburb ACCEPTABLE) State Years Timeatcurrentresidentialaddress (years and months) Country Postcode Months Currentresidentialstatus:(please tick one option only) Own Mortgage Rent Other(please specify) Previousresidentialaddress(complete this section if your time at current residential address is less than 2 years) (PO BOX NOT Suburb Timeatpreviousresidentialaddress (years and months) ACCEPTABLE) State Years Country Postcode Months Mailing address (Write “AS ABOVE” if the same as your current residential address or “SAME” if the same as Applicant 1. We may use this address for future correspondence, including for CHESS purposes.) Suburb State Country Postcode You authorise us to give any notice or communication we require under the facility to any one or more of the above current contact addresses, as amended by you in writing to us from time to time. continued over... 8 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 1.3 Applicant 2 – Personal Details (continued) AreyouanexistingSuncorpBankcustomer? Yes No If Yes,pleasecompletethefollowing.Notethatthenameoftheidentificationmustbethesamenameyouprovidedabove. Account/Loan Number Account Name For individual or individual trustee borrowers only: Please provide your Holder Identification Number (HIN), if known. If HIN not known, we will create one on your behalf. Section 1.4 Applicant 2 – Employment Details Second Individual Applicant Please provide details of your main employment only. Attach details of any additional employment. CurrentEmploymentStatus(please tick one option only) Full-time Part-time Casual/temporary/contractor Self-employed Other(please specify) Occupation(for self-employed applicants describe nature of business) Currentemployerorfullbusinessnameifyouareself-employed/asoletrader Currentemployer’saddressorprincipalplaceofbusinessifyouareself-employed/asoletrader (PO BOX NOT Suburb ACCEPTABLE) State Years Timeatcurrentemployer (years and months) Country Postcode Months Previousemployerorfullbusinessnameifyouwereself-employed/asoletrader(complete this section if your time with current employer is less than 2 years) Previousemployer’saddressorprincipalplaceofbusinessifyouwereself-employed/asoletrader (PO BOX NOT Suburb Timeatpreviousemployer (years and months) 9 18204 01/05/11 A ACCEPTABLE) State Years Country Postcode Months Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 2 Company Applicant Details Company and Company Trustee Applicant You are applying as either: (please tick one option only) ProprietaryAustralianCompany ProprietaryAustralianCompanyastrusteeforatrust Number of company directors Companyname Registered business name (if any) Nature of business Placeofregistration(StateorTerritory) Dateofregistration/Incorporation DD / MM / YYYY Registered office address (PO Suburb BOX NOT ACCEPTABLE) State Country Postcode Mailing address (Write “AS ABOVE” if the same as your registered office address. We may use this address for future correspondence, including for CHESS purposes.) Suburb State Country Contactperson Positionheldwithincompany Homephonenumber Mobile phone number Workphonenumber Faxnumber Postcode Emailaddress You authorise us to give any notice or communication we require under the facility to any one or more of the above current contact addresses, as amended by you in writing to us from time to time. continued over... 10 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 2 Company Applicant Details (continued) IsthecompanylicensedandsubjecttotheregulatoryoversightbyaregulatorsuchasAPRA,APCA,ASIC,ASX, PrivateHealthInsuranceAdministrationCouncil,RBAorSydneyFuturesExchange? Yes No Yes No If Yes: Please provide name of the regulator and licence details. Regulator’sname Regulators Licence number IsthecompanyborroweranexistingSuncorpBankcustomer? If Yes, please complete the following. Note that the name of the identification must be the same name you provided above. Account/Loan Number Account Name If No: To meet our obligations under the Anti-Money Laundering and Counter-Terrorism Financing Act 2006, we must identify customers before we provide a service. Refer to the Proof of Identity Requirements as detailed on Page 2 of this Suncorp Bank Margin Lending Application form. Section 2.1 Company Directors and Shareholdings Company Directors All company directors must complete the Individual Applicant Details in Section 1. If there are more than 2 company directors, please complete an additional Suncorp Bank Margin Lending Application form, and attach a letter confirming all directors to the facility. Company Shareholdings Provide details of all beneficial owners who have one or more shareholdings of more than 25% of the company’s issued share capital. Note: This includes individuals who are owners of an underlying company and who ultimately own more than 25% of the issued capital in the company listed above in section 2.1. Therearenoshareholderswhoownmorethan25%ofthecompany’sissuedcapital. First Beneficial Owner Title Surname GivenName(s)infull Residential Address (PO BOX NOT Suburb ACCEPTABLE) State Country Postcode Second Beneficial Owner Title Surname GivenName(s)infull Residential Address (PO Suburb BOX NOT ACCEPTABLE) State Country Postcode continued over... 11 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 2.1 Company Directors and Shareholdings (continued) Third Beneficial Owner Title Surname GivenName(s)infull Residential Address (PO Suburb BOX NOT ACCEPTABLE) State Country Postcode Section 2.2 Company Directors Guarantee Disclosure Elections Director Guarantor This section is to be completed by ALL company directors. If there are more than two company directors, please complete an additional Suncorp Bank Marging Lending Application form, and attach a letter confirming all directors to the loan. Company and Company Trustee borrowers must have ALL director guarantees in place before this Suncorp Bank Margin Lending Application can be approved. Subject to your instructions below, we will provide you (the directors) with the required information about the Company and Company Trustee borrower and the guarantee. You are entitled to receive copies of the following information before you enter into a guarantee. Please tick ✔ the items you wish to receive: Director 1 Director 2 Thecompanyborrower’sSuncorpBankMarginLendingApplicationform,includingtheapplicabletermsand conditions and any related security contracts. AnycreditreportsthatSuncorpBankMarginLendingmayhavereceivedfromthirdpartyorganisationsrelating to this margin loan application. FinancialaccountsorstatementsoffinancialpositionSuncorpBankMarginLendingreceivedfromthecompany borrower to support this margin loan application. 12 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 3 Trust Details Trust Details Full name of trust Full business name (if any) of the trust Placeofregistration(StateorTerritory) Dateoftrustdeed DD / MM / YYYY Typeoftrust:(please tick one option only) Discretionarytrust(includingfamilytrusts) Testamentarytrust Other(please specify) Registered address for the trust (if any) (PO Suburb BOX NOT ACCEPTABLE) State Country Postcode Country Postcode StateorTerritoryofestablishment Mailing address of the trustee (Write “AS ABOVE” if the same as the registered address.) Suburb State Name of contact person Homephonenumber Mobile phone number Workphonenumber Faxnumber Emailaddress(Suncorp Bank Margin Lending may elect to email correspondence to you) You authorise us to give any notice or communication we require under the facility to any one or more of the above current contact addresses, as amended by you in writing to us from time to time. Trustee Details Howmanytrusteesarethere? All trustees must complete Section 1 (for individual trustees) or Section 2 (for company trustees) of this Suncorp Bank Margin Lending Application form. 13 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 3 Trust Beneficiary Details Dothetermsofthetrustidentifythebeneficiariesbyreferencetomembershipofaclass? Yes No If Yes:Providedetailsofthemembershipclass/es(e.g. Class A, Class B, Class C, Primary, Secondary, Tertiary) Howmanybeneficiariesarethere? Whatarethenamesofthebeneficiaries? First beneficiary Full name* Second beneficiary Full name* Third beneficiary Full name* Fourth beneficiary Full name* *For individuals, provide Title, Given Names and Surname. For companies, provide Registered Name and ACN. If there are more than four beneficiaries, please photocopy and complete this section for the additional beneficiaries and attach it as an additional sheet to your Suncorp Bank Margin Lending Application form. Section 4 Margin Loan Facility Details - All applicants must complete this section Section 4.1 Credit Limit PleaseindicatetheCreditLimityouwouldliketoapplyfor:$.00Minimum Credit Limit is $20,000. Please ensure that the Credit Limit you apply for is sufficient to cover anticipated loan advances, savings gearing payments and any interest to be capitalised. The Credit Limit that you apply for will be assessed against your income and financial details which we ask you to provide in Section 6. As a responsible lender, we will only approve a Credit Limit which we consider is affordable to you after consideration and verification of your financial circumstances. In some instances, this may be lower than the Credit Limit you have requested above. WillyoubecommencingaSavingsGearingplan(afeatureallowingyoutomakeregularinvestmentswithyourloanand yourownfunds),uponapprovalofthisSuncorpBankMarginLoanfacility? Yes No If Yes:PleasealsocompleteaSavingsGearingLoanApplicationwiththisSuncorpBankMarginLendingApplicationbooklet. Section 4.2 Interest Payment Options UponapprovalofyourSuncorpBankMarginLendingApplication,yourloanwillbeestablishedonavariableinterestratebasis.Youhavetheoptionof selectingafixedinterestrateatanytimeafterapproval.Theminimumloanbalancethatcanbefixedis$20,000. Forfurtherinformationregardingfixedinterestratelendingandtoviewcurrentinterestrates,pleasevisitwww.suncorpmarginlending.com.auorphonean Account Manager on 1800 805 972 Monday to Friday between 8:00am and 6:00pm Sydney time. Howdoyouwishtopayyourvariablerateinterest?(please tick one option only) Directdebitmybankaccount–pleasecompleteaMarginLendingDirectDebitRequest CapitalisetomySuncorpBankMarginLoan. You must ensure that sufficient funds available are maintained in your account and that your account is operating within the approved Credit Limit. Please note:Ifyoudonotselectapaymentoption,yourvariablerateinterestwillautomaticallybecapitalisedtoyourSuncorpBankMarginLoan. 14 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 4.3 Margin Call Contact YouarerequiredtonominateaMarginCallContactforyourSuncorpBankMarginLoan.Unlessweagreeotherwise,ifyouarethesoleapplicant, theMarginCallContactmustbeyou,or,iftherearemultipleapplicants,itmustbeoneormoreofthoseapplicants. PleasecompleteandsignthefollowingtonominatetheMarginCallContact(s)andtheirpreferredcontactmethodformargincallsforthisSuncorp BankMarginLoan.Wemayalsousetherelevantcontactdetailsprovidedbythenominatedapplicantinsection1ofthisSuncorpBankMarginLending Application form to send margin calls to. It is your responsibility to keep all nominated Margin Call Contact details up to date at all times. Margin Call Contact Details MarginCallContactname1 MarginCallContact’spreferredcontactmethodanddetailsintheeventofamargincall.(You may select one or both of these contact options. Please note that electronic notices can only be sent to one mobile phone number and one email address per Suncorp Bank Margin Loan.) SMS to this mobile phone Emailtothisemailaddress MarginCallContactname2 MarginCallContact’spreferredcontactmethodanddetailsintheeventofamargincall.(You may select one or both of these contact options. Please note that electronic notices can only be sent to one mobile phone number and one email address per Suncorp Bank Margin Loan.) SMS to this mobile phone Emailtothisemailaddress MarginCallContactname3 MarginCallContact’spreferredcontactmethodanddetailsintheeventofamargincall.(You may select one or both of these contact options. Please note that electronic notices can only be sent to one mobile phone number and one email address per Suncorp Bank Margin Loan.) SMS to this mobile phone Emailtothisemailaddress Section 4.3.1 Margin Call Signing Section Bysigningbelow,I/weagreethatSuncorpBankMarginLendingisauthorizedtosendmargincallnoticestothenominatedMarginCallContactor, ifmorethanonearenominated,anyoneofthem. Applicant 1 Applicant 2 Signature Signature Full Name Full Name Date Date DD / MM / YY DD / MM / YY Wealth Focus Ltd Wealth Focus Pty Pty Ltd PO Box Box 760 760 PO Manly, NSW 1655 Manly, NSW 1655 Tel: 1300 1300 559 Tel: 559 869 869 AFSL: 314872 314872 AFSL: 15 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 5 Applicant Financial Details This section is to be completed by individual borrowers and company directors acting as guarantors on this Suncorp Bank Margin Loan. This includes individual trustee borrowers, and directors of a company trustee. Please complete this section unless Suncorp Bank advises you that this information is not required. Suncorp Bank is committed to responsible lending practices and as such conducts a comprehensive loan assessment process which includes credit reference agency checking and affordability verification to determine an applicant’s capacity to repay the loan. When you apply for a Suncorp Bank Margin Loan, our intention is to ensure that your new facility commitment is manageable. We want to ensure you have enough surplus income to service your facility. Please complete this section accurately and provide supporting income verification documentation as described in Section 8. Section 5.1 Income Details Please attach details if there is insufficient space. Income Applicant 1 Applicant 2 GrossAnnualSalary $ $ Bonus,Overtime&Allowances $ $ Rental Income $ $ Dividends $ $ Interest $ $ OtherIncome $ $ Section 5.2 Statement of Financial Position – Assets and Liabilities Please attach details if there is insufficient space. ASSETS – List all assets whether individually or jointly held. Asset Type Description Percentage Ownership Applicant 1 Applicant 2 Value Residence Suburb: $ % % InvestmentProperty Suburb: $ % % InvestmentProperty Suburb: $ % % InvestmentProperty Suburb: $ % % Cashatbank Name of institution: $ % % Existingshare/ investment portfolio $ % % Superannuation $ % % Other $ % % LIABILITIES – List all liabilities whether individually or jointly liable. Liability Type Description Limit Outstanding Interest Balance Rate Monthly Payments Percentage Ownership Applicant 1 Applicant 2 Loan 1 $ $ % $ % % Loan 2 $ $ % $ % % Loan 3 $ $ % $ % % CreditCards $ $ % $ % % Rent $ $ % $ % % Leases $ $ % $ % % Other $ $ % $ % % continued over... 16 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 5.3 Existing Margin Loan Whereyouhavelistedamarginloanwithanotherproviderabove,willthisSuncorpBankMarginLoanbeusedtorefinance/repay theabovefacility? Yes No If Yes:PleasealsocompletetheRefinanceAuthorityForm. Please note: 1. WewillnotactionyourRefinanceAuthorityFormuntilthesuccessfulcompletionofourcreditassessmentprocess. 2. WhereexistingloansarebeingincreasedtoprovidetheinitialequitycontributiononyourSuncorpBankMarginLoan,pleaselisttheincreased loanamountandrepayments.Pleaseprovideacopyofanyapprovaldocumentationfromyourlender. 3. PleasealsolistanynewloansthatyouhavehadapprovedtoprovidetheinitialequitycontributiononyourSuncorpBankMarginLoan. Pleaseprovideacopyofanyapprovaldocumentationfromyourlender. Section 6 Internet Account Access WouldyouliketoviewyourmarginloandetailsthroughInternetAccountAccess? Yes No Please note:IfyouhavenottickedanyboxesyouwillbetakentohaveacknowledgedNO. 17 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 7 Power of Attorney Power of Attorney Thissectionoftheapplicationcomprisesadeed,madeonthedayindicatedinSection7.2and7.3byeachsignatory. 1 Appointment 1.1 You(beingeachBorrower)appointSuncorpBank,ValueNomineesPtyLimitedandeachoftheirdirectors,secretariesandemployeesseparately as your attorneys. 1.2 You agree to formally approve anything an attorney does under this power of attorney. You declare that this power of attorney is given for valuable considerationandagreethatyoumaynotrevoketheappointment. 2 Power 2.1 Anattorneymay,inyourname: (a) doeverythingSuncorpBankorValueNomineesPtyLimitedneedstoexecuteanddeliverforyouthedocumentslistedinSchedule1;and (b)doeverythingSuncorpBankorValueNomineesPtyLimitedneedstoexecuteanddeliverforyouanydocumentsinconnectionwiththe documentsreferredtoinSchedule1;and (c) doanythingwhichyoucandoasownerofthe“mortgagedproperty”(asdefinedintheSuncorpBankMarginLendingTerm&Conditions), oranythingwhichyoucandointhetransactionscontemplatedbythedocumentslistedinSchedule1;and (d) stamp and register any of the documents listed in Schedule 1. 3 Declaration 3.1 You declare that: (a) anythingSuncorpBankorValueNomineesPtyLimitedandeachoftheirdirectors,secretariesandemployeesdoesinexercisingpowersgiven tothemunderthispowerofattorneywillbebindingonyouandanyoneelseasifyouhaddonetheactsyourself;and (b)anypersonwhodealswithyourattorneysingoodfaith,mayacceptastrueastatementtheattorneysignswhichsays: (i) anactoftheattorneyisaproperexerciseofthepowersunderthispowerofattorney;and/or (ii) thispowerofattorneyhasnotbeenrevoked. 4 Indemnity 4.1 Youagreetoindemnifytheattorneysagainst,andyoumustthereforepaytheattorneysondemandfor,lossorcoststheysufferorincurin exercisingpowersunderthispowerofattorney. 4.2 Youauthorisetheattorneystoexercisethepowersunderthispowerofattorneyevenifthisinvolvesaconflictofdutyortheattorneys(ora persontheyknow)haveapersonalinterestindoingso. SCHEDULE 1 Documentscoveredbythispowerofattorney: 1. Terms&conditionsbetweenSuncorpBank,ValueNomineesPtyLimitedandeachoftheirdirectors,secretariesandemployees,youandanyoneelse whosignsthisapplicationformorwhoisjoinedintheagreement,inwhatevercapacity. 2. Anyinstrumentandanyformdealinginanywayorrelatingtothemortgagedpropertyincludingtransfers,exercisesofoptions,redemptionrequests and any controlling participant arrangement in relation to uncertificated securities. 3. Anyapplicationfortheissueofcertificatesundersection1070DoftheCorporationsAct. 4. Any appointment of a person to hold all or part of the mortgaged property for you as your nominee. 18 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 7.1 Individual Applicant(s) Declaration and Signing Individual or Individual Trustee Applicant(s) Declaration and Signing Pleaseconsiderthefollowingcarefullybeforeyousendusyourapplication. By signing this application: • YouacknowledgehavingreadandacceptedtheSuncorpBankMarginLendingProductDisclosureStatement,theSuncorpBankMarginLending Terms&Conditions,theSupplementaryriskdisclosurestatement,theSuncorpBankBankFinancialServicesGuide,thePrivacydisclosureand consent,theCHESSexplanationandthePowerofAttorneyconditions. • Youaccepttherisksofmarginlendingandyourobligationsifweacceptyourapplication. • Yougiveourofficersandusthepowertoenterintoagreements,whichbindyouanddootherthingsonyourbehalfwithoutreferringtoyou,including tocompleteyourHINdetailsinyourSponsorshipAgreement. • YouacknowledgethatyouhavereadandacceptedtheinformationundertheheadingPrivacydisclosureandconsentintheSuncorpBankMargin LendingTerms&Conditionsandconsenttothecollection,useanddisclosureofpersonalinformationinaccordancewiththePrivacydisclosureand consent.Whereyouhaveprovidedinformationaboutanotherindividual(suchasanadviser),youdeclarethattheindividual hasbeenmadeawareofthatfactandthecontentsofthePrivacydisclosureandconsent. • YoudeclarethatthecredittobeprovidedtoyoubySuncorpBankundertheSuncorpBankMarginLendingTerms&Conditionsistobeapplied wholly or predominantly for business or investment purposes (or for both purposes). • YoudeclarethatyougrantthePowerofAttorneyinSection7ofthisSuncorpBankMarginLendingApplicationform. • YoudeclarethattheinformationyouhaveprovidedinthisLoanApplicationFormistrueandcorrect. • YoudeclarethatyouareanAustralianresidentfortaxpurposes,residinginAustralia. • Youacknowledgereceivingacopyofthesponsorshipagreement(containedintheSuncorpBankMarginLendingTerm&Conditions)foryourrecords. • Youauthoriseustogiveinformationaboutyou(including,withoutlimitation,anyinformationrequiredorpermittedbylaw,regulationorindustrycode tobeprovided)toanyguarantororproposedguarantoroftheloanyouhaveappliedfor,forthepurposeofenablingtheguarantortodecidewhether toactasguarantorortokeepinformedabouttheguarantee.Thisinformationincludesbutisnotlimitedto: – detailsaboutyourcreditworthinessatthetimeatwhichyouappliedforyourloan; – whetheryourloanaccount(inrelationtowhichtheguaranteeistobe,orhasbeenprovidedbytheguarantor)hasbeenconductedinamanner whichissatisfactorytoSuncorpBank; – whethertheloanaccountisinarrears; – whetherthereisanimmediatelikelihoodthattheguaranteewillbecalledupon; – whatthebalanceoftheloanaccountis;and – the interest rate charged on the principal debt. Thisinformationmaybeprovidedto: – aprospectiveguarantorforyourloanaccounttoassistthemindecidingwhethertoprovideaguaranteeforyourloan;and – toaguarantorforyourloanaccountatanytime,upontheguarantor’srequestwhiletheguaranteeisinplace. Declaration of purposes for which credit is provided I/Wedeclarethatthecredittobeprovidedtome/usby SUNCORP-METWAYLtd(ABN66010831722) is to be applied wholly or predominantly for: •businesspurposes;or •investmentpurposesotherthaninvestmentinresidentialproperty. 19 18204 01/05/11 A IMPORTANT: You should only sign this declaration if this loan is wholly or predominately for: •businesspurposes;or •investmentpurposesotherthaninvestmentinresidentialproperty. By signing this declaration you may lose your protection undertheNationalCreditCode. Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 7.1 Individual Applicant(s) Declaration and Signing (continued) ALL INDIVIDUAL APPLICANTS MUST COMPLETE THIS SECTION. Signed,SealedandDeliveredasaDeedonThe date must be completed. DD / MM / YY First Individual Applicant Second Individual Applicant Signature Signature Full Name Full Name Date Date DD / MM / YY DD / MM / YY Privacypreference:Wouldyoulikethebenefitofreceivinginformation aboutproductsandservices(whichmaybesuppliedbyus,other membersoftheSuncorpBankorpreferredproviders)whichwe considermaybeofvalueandinteresttoyou? Privacypreference:Wouldyoulikethebenefitofreceivinginformation aboutproductsandservices(whichmaybesuppliedbyus,other membersoftheSuncorpBankorpreferredproviders)whichwe considermaybeofvalueandinteresttoyou? Please note:Ifyouhavenottickedeitherbox youwillbetakentohaveacknowledgedYES. Please note:Ifyouhavenottickedeitherbox youwillbetakentohaveacknowledgedYES. Witness (must not be an applicant) YES NO Witness Signature Signature Full Name Full Name Date Date DD / MM / YY DD / YES NO (must not be an applicant) MM / YY Wealth Focus Ltd Wealth Focus Pty Pty Ltd PO Box Box 760 760 PO Manly, NSW 1655 Manly, NSW 1655 Tel: 1300 1300 559 Tel: 559 869 869 AFSL: 314872 314872 AFSL: 20 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 7.2 Company or Company Trustee Declaration and Signing Company or Company Trustee Declaration and Signing Pleaseconsiderthefollowingcarefullybeforeyousendusyourapplication. By signing this application: • YouacknowledgehavingreadandacceptedtheSuncorpBankMarginLendingProductDisclosureStatement,theSuncorpBankMarginLending Term&Conditions,theSupplementaryriskdisclosurestatement,theSuncorpBankBankFinancialServicesGuide,thePrivacydisclosureand consent,theCHESSexplanationandthePowerofAttorneyconditions. • Youaccepttherisksofmarginlendingandyourobligationsifweacceptyourapplication. • Yougiveourofficersandusthepowertoenterintoagreements,whichbindyouanddootherthingsonyourbehalfwithoutreferringtoyou,including tocompleteyourHINdetailsinyourSponsorshipAgreement. • Youacknowledgethatunlessyoudirectusinwritingtothecontrary,alldirectorsareauthorisedtooperateonthemarginlendingfacility. • YouacknowledgethatyouhavereadandunderstoodtheinformationundertheheadingPrivacydisclosureandconsentintheSuncorpBankMargin LendingTerm&Conditions,andconsenttothecollection,useanddisclosureofpersonalinformationinaccordancewiththePrivacydisclosureand consent.Whereyouhaveprovidedinformationaboutanotherindividual(suchasanadviser),youdeclarethattheindividualhasbeenmadeawareof thatfactandthecontentsofthePrivacydisclosureandconsent. • YoudeclarethatthecredittobeprovidedtoyoubySuncorpBankundertheSuncorpBankMarginLendingTerm&Conditionsistobeappliedwholly or predominantly for business or investment purposes (or for both purposes). • Youacknowledgereceivingacopyofthesponsorshipagreement(containedinPart7oftheSuncorpBankMarginLendingTerm&Conditions)for your records. • YouacknowledgethatthecompanyisanAustralianresidentfortaxpurposesandisnotandyouarenotapplyingforaSuncorpBankMarginLoan onbehalfofapermanentestablishmentoutsideofAustralia(withinthemeaningofthattermusedinsection6(1)oftheIncomeTaxAssessmentAct 1936(Cth). • YouacknowledgethatthecompanydirectorsareAustralianresidentsfortaxpurposes,residinginAustralia. • YoudeclarethattheinformationyouhaveprovidedinthisSuncorpBankMarginLendingApplicationformistrueandcorrect. • Youauthoriseustodisclosetoacreditreportingagencycertainpersonalinformationaboutme/usincluding:identityparticulars;amountofcredit appliedforinthisapplication;paymentswhichmaybecomemorethan60daysoverdue;anyseriouscreditinfringementwhichSuncorpBankbelieves I/wehavecommitted,advicethatpaymentsarenolongeroverdueand/orthatcreditprovidedtome/ushasbeendischarged. • Youauthoriseustoobtainfromacreditreportingagencyareportcontainingpersonalcreditinformationaboutme/usand,areportcontaining informationaboutmy/ourcommercialactivitiesorcommercialcreditworthiness,toenableSuncorpBanktoassessthisapplicationforcredit.I/ WefurtherconsenttoandacknowledgethatSuncorpBankmayatitsdiscretionobtainsecondand/orsubsequentcreditreportspriortofunding (settlement)orwithdrawalofthisapplication,inordertoreassessmy/ourapplicationforcredit. • Youauthoriseustogiveinformationaboutyourcompany(including,withoutlimitation,anyinformationrequiredorpermittedbylaw,regulationor industrycodetobeprovided)toanyguarantororproposedguarantoroftheloanyouhaveappliedfor,forthepurposeofenablingtheguarantorto decidewhethertoactasguarantorortokeepinformedabouttheguarantee.Thisinformationincludesbutisnotlimitedto: – detailsaboutyourcreditworthinessatthetimeatwhichyouappliedforyourloan; – whetheryourloanaccount(inrelationtowhichtheguaranteeistobe,orhasbeenprovidedbytheguarantor)hasbeenconductedinamanner whichissatisfactorytoSuncorpBank; – whethertheloanaccountisinarrears; – whetherthereisanimmediatelikelihoodthattheguaranteewillbecalledupon; – whatthebalanceoftheloanaccountis;and – the interest rate charged on the principal debt. Thisinformationmaybeprovidedto: – aprospectiveguarantorforyourloanaccounttoassistthemindecidingwhethertoprovideaguaranteeforyourloan;and – toaguarantorforyourloanaccountatanytime,upontheguarantor’srequestwhiletheguaranteeisinplace. 21 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 7.2 Company or Company Trustee Declaration and Signing (continued) ALL COMPANY AND COMPANY TRUSTEE APPLICANTS MUST COMPLETE THIS SECTION. In all cases, either two directors, one director and one secretary or the sole director/secretary must sign. Indicate your company capacity by marking the appropriate box below your signature. By signing below the parties acknowledge that they are authorised to execute on behalf of the company in accordance with section 127 of the Corporations Act. Signed,SealedandDeliveredasaDeedonThe date must be completed. DD / MM / YY Director/Sole Director and Secretary Director/Company Secretary Inallcases,eithertwodirectors,onedirectorandonesecretaryorthesoledirector/secretarymustsign. Signature Signature Full Name Full Name Date Date DD / MM / YY DD / MM / YY Privacypreference:Wouldyoulikethebenefitofreceivinginformation aboutproductsandservices(whichmaybesuppliedbyus,other membersoftheSuncorpBankorpreferredproviders)whichwe considermaybeofvalueandinteresttoyou? Privacypreference:Wouldyoulikethebenefitofreceivinginformation aboutproductsandservices(whichmaybesuppliedbyus,other membersoftheSuncorpBankorpreferredproviders)whichwe considermaybeofvalueandinteresttoyou? Please note:Ifyouhavenottickedeitherbox youwillbetakentohaveacknowledgedYES. Please note:Ifyouhavenottickedeitherbox youwillbetakentohaveacknowledgedYES. 22 18204 01/05/11 A YES NO YES NO Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Suncorp Bank Margin Lending Application Section 8 Verification of Income Please tick the following options All documentation to be provided in support of this Suncorp Bank Margin Lending Application is to be original, or a copy of the original. You may place a tick ✔ next to the forms of verification that you are attaching to support and verify your main income details you have provided in Section 5 of the Suncorp Bank Margin Lending Application form. Please indicate which applicant each document relates to. Suncorp Bank Margin Lending may request additional information further to the below, where required. PAYG Income Please provide the following supporting documentation: Applicant 1 Applicant 2 Applicant 1 Applicant 2 Applicant 1 Applicant 2 Applicant 1 Applicant 2 Applicant 1 Applicant 2 Applicant 1 Applicant 2 • Twomostrecentcomputerised/electronicallyproducedpayslips;or • Salary/employmentletterdatednomorethan6weekspriortotheSuncorpBankMarginLendingApplicationform date;or • Mostrecentemploymentcontract;or • LastPAYGpaymentsummary/groupcertificate,orlatestincometaxreturn;and • Evidenceofconsistentincomeamountsregularlydepositedtoabankaccount Self-employed/Sole Trader Income Please provide the following documents: • Signed and audited financial statements of the business (balance sheet and profit and loss statements) for the last 2years;and • Incometaxreturnsfortheself-employedapplicantforthelasttwoyears;and • LastATOTaxAssessmentNotice Company and Trust Income Please provide the following documents for the company or company trustee and the trust: • Signedandauditedfinancialstatements(balancesheetandprofitandlossstatements)forthelast2years;and • Incometaxreturnsforthelast2years Rental Income Please provide one of the following documents: • Themostrecentrentalstatementfromthemanagingrealestateagent,confirmingamountofgrossandnetrent, coupled with confirmation that the property is still tenanted (for each property owned);or • Latestincometaxreturn Interest Income Please provide one of the following documents: • Currentinvestmentcertificate(notolderthan12months);or • Bankstatements/passbooksheldinthename/softheapplicant(showinglast6monthshistory)andconfirming amountofinvestmentheldanddetailednarrative;or • Latestincometaxreturn Dividend Income Please provide one of the following documents: • Mostrecentlyissueddividendadviceforeachinvestmentheld;or • Currentholdingstatementevidencingownershipandconfirmatoryevidenceofmostrecentdividendpolicyforeach investmentheld;or • Latestincometaxreturn 23 18204 01/05/11 A Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. Nominated Adviser Form Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882. If you have any questions please contact our Account Management Team on 1800 805 972 Intl 612 9236 3471 between 8am - 6pm (AEST) Monday to Friday, Complete this form to add/change or remove an adviser on your current margin loan facility. Section 1 – Borrower Details Client Reference Number Name of Borrower(s) on the Suncorp Margin Lending Facility Section 2 – Adviser Request I/We request you to (Please select one) X Add an Adviser to my/our margin loan account X Change the Adviser on my/our margin loan account Remove the existing Adviser from my/our margin loan account Section 3 – Existing Adviser Details Name of Adviser AFS Licence Name AFS Licence Number Dealer Group Section 4 – New Adviser Details Name of Adviser Title Surname Given Name/s (in full) Adviser Company Wealth Focus Focus Pty Pty Ltd Wealth Ltd AFS Licence Number Dealer Group Wealth Focus Wealth Focus Pty Pty Ltd Ltd ABN Mailing Address PO Box PO Box 760 760 Suburb Manly Manly 1300 559 559 869 869 Phone Number 1300 State NSW NSW Country 02 8215 8215 0679 0679 Fax Number 02 Email Address Section 5 – Statements Would you like a copy of your margin lending statement sent to your adviser? X X YES NO 314872 314872 Postcode 1655 1655 0405 714 714 284 284 Mobile Phone Number 0405 Section 6 – Authorised Signatory Would you like your adviser to be your Authorised Signatory? YES – Your adviser must complete the rest of this section X NO – Go to Declaration X By saying “YES” you give your Adviser the authority to act on your margin lending facility in all matters as if they were you. You must notify us immediately is you wish to revoke this authority at any time. Have you, the Adviser, already provided Suncorp Margin Lending your Proof of Identity? YES – Go to Declaration NO – Complete details below Date of Birth* / / Relationship to Borrower/s Residential Address* (PO BOX NOT ACCEPTABLE) Postcode Country Please provide us with a certified copy of the adviser’s identification as per the Proof of Identity Requirements. Proof of identity requirements Each Authorised Signatory must attach a certified copy of one form of personal identification as indicated below The identification provided must contain the individual’s FULL NAME, and either RESIDENTIAL ADDRESS (not a PO Box) or DATE OF BIRTH. Australian/State Territory driver’s licence containing a photograph of the person A current Australian Passport (or one that has expired within the previous 2 years) Card issued under State/Territory for the purpose of proving a person’s age, containing a photograph of the person Foreign passport or similar travel document containing a photograph and signature of the person* *Documents must be written substantially in English. If you are unable to provide one of the forms of identification detailed above, please contact our Account Management Team on 1800 805 972 for further options. Section 7 – Declaration and Authority I /we authorise the person/s identified as the New Adviser in Section 4 to act on my/our behalf in relation to my/our margin lending facility. I/we authorise the revocation and/or changes to my/our existing Adviser as identified in this form. Borrower 1 Borrower 2 Full Name Full Name Signature Signature Date / / Date / / Company Director Company Director/Secretary (if applicable) In all cases, either two directors, one director and one secretary of the sole director/secretary must sign. Full Name Full Name Signature Signature Date / / Date / / Please send the completed form and certified copies of the relevant identification to: Suncorp Margin Lending PO Box R1877, Royal Exchange NSW 1225 or fax to 1300 305 499 14578 12/11/08 B Adviser’s Stamp (including AFS Licensee number) Refinance Authority Suncorp Metway Limited ABN 66 010 831 722. AFSL 229882 Complete this form to transfer margin loan/s from another margin lender to Suncorp Margin Lending. If you have any questions please contact your Account Manager on 1800 805 972 Intl 612 9236 3471. If you are new to Suncorp Margin Lending, please complete and attach a Suncorp Margin Lending Application form 1. Margin Loan Details Name of borrower/s on the Suncorp Margin Lending Facility Client Reference No. Name of third party security provider/s (if applicable) (Third party security provider/s must be registered with Suncorp Margin Lending on the borrower/s facility.) Name of your current margin lender Account Number Current Holder Identification Number/s HIN/s - as they appear on your CHESS statement Name on margin loan account Is your loan with the current provider fixed? No Yes If “YES” 1. What is the maturity date? (must be maturing within 30 days) 2. 2. DD / MM / YYYY Do you want your refinance to take place on or an near as possible to this maturity date? Yes – Suncorp Margin Lending will endeavour to refinance closer to this date. No – Suncorp Margin Lending will endeavour to refinance as soon as possible. Refinance Request Do you authorise the transfer of your entire portfolio including your Holder Identification number/s to Suncorp Margin Lending? Yes No > Go to section 3 > Partial Refinance as per table below. Please specify loan amount to be discharged $ Share Transfer Request Transfer my entire HIN – Suncorp Margin Lending will transfer your HIN Transfer partially (please complete table below) Share Name ASX Code Quantity^ HIN* *If you do not already have a HIN, we will create a new HIN for you in the same name as your margin loan account. ^ If you’d like to transfer all your shares, please write ‘ALL’. Managed Fund or Master Trust Transfer Request Transfer all my managed funds Transfer partially (please complete table below) Managed Fund Name APIR Code (if known) Units^ Name of Holder of Managed Funds. Attach an additional sheet if there is insufficient space ^ If you’d like to transfer all your shares/units, please write ‘ALL’. Please send the completed form to: Suncorp Margin Lending, Reply Paid 1877, Royal Exchange NSW 1225 OR Fax 1300 305 499 Intl 612 9995 8227 3. Declaration I/We hereby authorise Suncorp Margin Lending, to pay out any outstanding loan balance against my/our portfolio or part listed above, as the case may be. Borrower/Trustee/Director 1 Borrower/Trustee/Director 2 Third Party Security Provider Signature 1 Third Party Security Provider Signature 2 08025 01/11/08 A NOTE: When signed under Power of Attorney, the attorney states that they have not received a notice of revocation. A certified copy of the Power of Attorney needs to be sighted. You may have to re-lodge your standing instructions with share registries after some transfers. These may include tax file numbers, banking details and dividend instructions. Please send the completed form to: Suncorp Margin Lending, Reply Paid 1877, Royal Exchange NSW 1225 OR Fax 1300 305 499 Intl 612 9995 8227 Fixed Loan Nomination Form Suncorp Metway Limited ABN 66 010 831 722 AFS Licence No. 229882 If you have any questions please contact our Account Management Team on 1800 805 972 Intl 612 9236 3471, between 8am – 6pm (AEST) Monday to Friday. Complete this form to fix your interest rate and pay your interest in advance. 1. Client Details Client reference Number Name of Borrower(s) 2. Client Instructions I/We wish to set/change my/our fixed loan to the terms set out below Please complete Notes Fixed Loan amount Minimum $20,000. Fixed Loan Loan Start Date / / Must be a business day. Maturity date / / Maturity date must be a business day. OR OR loan term years or months Loan term (3, 6, 9 months or 1, 2, 3, 4 or 5 years) Interest rate p.a. Refer to our interest rate flyer for the indicative interest rate or visit www.suncorpmarginlending.com.au Interest amount due (paid yearly in advance) If you require assistance to determine the interest amount due on your loan please contact the Account Management Team on 1800 805 972. Paid in advance for 3. Term of the loan Yearly Monthly Payment for the term of the loan is only applicable for loans up to one year. If no selection is made we will charge the interest yearly in advance. An additional 0.10% will be charged for interest paid monthly. Payment Please indicate your preferred method of interest payment: If no preferred selection is made, or your preferred selection does not have funds available, your interest will be capitalised to your variable loan. Please find my cheque attached (made payable to Suncorp Margin Lending); Transfer the funds from my linked Cash Management Account (CMA)(If applicable and providing there are sufficient available funds); Direct debit my bank account (Direct Debit request forms available at www.suncorpmarginlending.com.au) Capitalise interest to my variable rate loan Compound the interest to my fixed loan for the term of the loan at initial drawdown. Choose an option below. If no option is selected then the default is option 1. 1. I would like the compounded interest to be added to the fixed loan amount (by choosing this option, at the initial drawdown of your fixed loan, the balance will be increased by the compounded interest amount): or 2. I would like the compounded interest to be included in the total fixed loan amount. Important note: Interest paid is non-refundable and break costs will apply. 4. Client Signature(s) Borrower/Trustee/Director 1 Borrower/Trustee/Director 2 Full Name Full Name Signature Signature Date / / Date / / Common Seal (if applicable) Please send the completed form to: Suncorp Margin Lending, Reply Paid 1877, Royal Exchange NSW 1225. 08097 01/11/08 A Office Use Only Actioned By Reviewed By Date Date Cash Management Trust Account (CMA) IfyouhaveanyquestionspleasecontactourAccountManagementTeamon1800805972Intl61292363471, between8am–6pmSydneytimeMondaytoFriday. PleasecompletethisformtoauthorisetheopeningofaCashManagementTrustAccount(CMA).Thiswillallowyoutomakedepositsviainternetbanking orBPAY®toyourmarginloanfacilityortoearninterestwhenyouhaveacreditvariableloanbalance.ThefundsinthisCMAwillformpartofthesecurityon yourfacility.TheCMAwillbeopenedinthenameofValueNomineesPtyLtdABN90001827998. Section 1 Borrower’s Details NameofBorrower/sontheSuncorpBankMarginLendingFacility Borrower/sClientReferenceNumber Section 2 Transfer of Funds Please tick as appropriate WouldyoulikethecreditbalanceinyourvariablemarginloantobeautomaticallytransferredtoyourCashManagement TrustAccountandvice-versa? YES NO If‘YES’,WewillautomaticallytransferanycreditbalanceonyourvariableloantotheCMAsoyoucanearninterest.Wewillalso useanyfundsintheCMAtopayoffyourvariableloanifithasadebitbalance,reducingthetotalamountofinterestyoupay. If‘NO’,YouwillstillbeabletotransferfundsbetweenyourCMAandyourmarginloanasrequired,uponwrittenrequest. Section 3 Tax File Number (TFN) or Australian Business Number (ABN) YoudonothavetoprovideuswithyourTaxFileNumber(TFN)orAustralianBusinessNumber(ABN).However,ifyouchoosenotto,taxmaybe chargedonyourCashManagementTrustAccountatthehighestmarginalrateplustheMedicarelevy. Borrower TFN/ABN or exemption category Are you an Australian resident for tax purposes?* FirstBorrower No Yes SecondBorrower No Yes CompanyorTrust No Yes *Ifyouareanon-residentforAustraliantaxationpurposestheninterest,dividendsandroyaltiespaidtoyoufromanAustraliansourcemaybesubjecttowithholdingtax. FormoreinformationaboutTaxFileNumbers,AustralianBusinessNumbersandExemptions,pleasecontacttheAustralianTaxationOffice. Section 4 Declaration and Authority I/weconfirmthattheabovedetailsaretrueandcorrect. Bysigningthisform,youalsoauthoriseustocloseyourlinkedCashManagementTrustAccount(CMA),ifapplicable. Borrower 1/Trustee 1/Director 1 Borrower 2/Trustee 2/Director 2 or Secretary ForCompanyorCompanyTrusteeBorrowers,eithertwodirectors,onedirectoryandonesecretaryorthesoledirector/secretarymustsign. Signature Signature FullName FullName Date Date DD / MM / YY DD / MM / YY Please send the completed form to: Suncorp Bank Margin Lending, Reply Paid 1877, Royal Exchange NSW 1225 OR Fax to 1300 305 499 Intl 612 9995 8227. 1 1458101/09/10A SuncorpMetwayLimitedABN66010831722.AFSL229882.
