Credit Card Applications – 100pts
Utilizing the internet find the following items:
1 – Visa Credit Card Application
1 – Master Card Credit Card Application
 Must use a bank or financial institution for your Visa & Master Cards:
example banks: Capital One, Citi, Chase, Fifth Third, USBank, HSBC, First Premier, etc.)
1 – Discover Card Credit Card Application
1 – Kohls Credit Card Application
1 – Sears Credit Card Application
1 – Macys Credit Card Application
1 – JcPenny’s Credit Card Application
1 – (Store Brand) Credit Card Application (whatever you can find)
For each application you are required to find, you must obtain the following information;
 APR
 Annual Fee
 Introduction Rate
 Balance Method – either “Average Daily Method” or “Two-Cycle Method”
 Billing Cycle
 Late Fee or Over the Credit Limit Fee
 Transaction Fee or Finance Charge or Fee on Balance Transfers
 Grace Period
 Perks / Incentives / Rewards
 Web Address (where you found your information)
Score Point 4
47-50
Score Point 3
43-46
Score Point 2
37-42
Score Point 1
33-36
Score Point 0
32 and below
Demonstrates higher level of creativity and accuracy. Uses current
factual information. No misspelled words or grammar errors. All text
and images are clearly visible and identifiable.
Demonstrates an average level of creativity and accuracy. Uses
current factual information. Little or no misspelled words or
grammar errors. Most of the text and images are clearly visible and
identifiable.
Demonstrates some level of creativity and accuracy. Some of the
information is current and factual. Some misspelled words and/or
grammar errors. Some of the text and images are not clear or
identifiable.
Demonstrates little creativity and accuracy. Information is not
current or factual. Several misspelled words and/or grammar errors.
Several of the text and images are not clear or identifiable.
No Response or Irrelevant material or Incomplete work.
You must create a Microsoft PowerPoint to display your findings. After you have completed your document
compare your findings and select the credit card application, in your opinion, that you would sign up for. Be
sure to have an Introduction Slide and Ending Slide in your PowerPoint.