HOW DID I GET THAT?
GRADE K LESSON 2
Time Required: 20 – 30 minutes
Content Standards: (7.3.2. Standard 8) Students will make
decisions, set goals, and take necessary action to achieve goals.
Indicators:
b. Students will understand consequences of decisions and
choices.
i. Students will identify alternative ways of achieving goals.
GOAL: Students will appreciate how they have
obtained their current goods.
Activity Statements: Students will learn the different payment methods (cash, credit cards, debit
cards and checks) and discuss the various choices their parents have made in order to obtain their
current goods.
Materials:
1. The book “Cash, Credit Cards or Checks A Book About Payment Methods” by
Nancy Loewen (check your school/community library)
2. Piece of blank paper
3. Crayons
Procedures: Say: Today you are going to learn about the things you have and where they came from
like a TV, food, toys, games and clothes. Remember the last time we talked about what are some
items you need and some you may want? Today we are going to talk about how your family pays for
these items and the choices they may have to make. We are going to discuss how we make choices so
that we can have the things we need before we get the things we want. (Keep this discussion very
simple regarding the aspect of banking. Focus more on the issue of choices, goals, etc.)
Author: Diana J. Sayre (Kanawha County Schools)
HOW DID I GET THAT?
GRADE K LESSON 2
HOW
DID I GET THAT?
Discussion:
GRADE K LESSON 2
1. After reading the story, ask the students if they have seen their parents pay for goods with cash,
credit cards, debit cards and/or checks.
2. Review the book and where money is kept (bank) and that you still need money in the bank to
write a check, use your debit and/or credit card. Not all people have a bank account, but many do.
(Explain what happens when you spend more money than you have in the bank – a financial penalty.)
3. Why might it be a good idea to keep your money in the bank?
4. What can you do if you want something but don’t have enough money for it (save allowance,
clean your room, etc)?
5. Explain what a goal is (simply, when you work towards something) and that if you save some of
your money and not spend all of it, you can choose to buy it later.
6. Ask students to think of something special they received recently. What choices did the person
make in order to buy it for you? Did they have to save, or instead, not buy something they wanted or
needed? At this time, have students draw a picture of this item and go around to each child, if
possible, and briefly discuss how they obtained it (from whom, did they have to save for it, etc. and
when discussing they will become aware of the decisions the person had to make in order to obtain
the special item.)
Additional Resources:
1. http://www.kidsbanck.com
2. http://www.choosetosave.org/asec go to saving tips, then kids and money
preschooler through teenagers.
3. http://www.kidnexions.com
Extension Activities:
Have students take picture home and discuss with parents what they have had to save for in the
past and what choices they had to make in order to purchase this item.
Author: Diana J. Sayre (Kanawha County Schools)