Personal Finance Syllabus
Mrs. Amber Huffman
Fall 2015
amber_huffman@iss.k12.nc.us
704-876-4191 ext. 1369
This course prepares students to understand economic activities and challenges of individuals and families, the role of lifestyle goals
in education and career choices, procedures in a successful job search, financial forms used in independent living, and shopping
options and practices for meeting consumer needs. The course also prepares students to understand consumer rights, responsibilities,
and information, protect personal and family resources, and apply procedures for managing personal finances.
Unit
Pacing
Objective
1) Financial Wellbeing
Aug. 25 – 27
Aug. 28 – Sept. 1
Sept. 2 – 4
1.01 – Money in your life
1.02 – Financial decisions
1.03 – Setting financial goals
2) Managing Your Money
Sept. 8 – 10
Sept. 11 – 14
Sept. 15 – 16
Sept. 17 – 21
Sept. 22 – 24
2.01 – Depository institutions
2.02 – Basics of taxes
2.03 – Statement of financial position
2.04 – Income and expense statement
2.05 – Spending plans
3) Earning
Sept. 28 – 30
Oct. 1 - 5
Oct. 6 – 7
Oct. 8 – 9
Oct. 12 – 13
Oct. 14 – 15
Oct. 16 – 20
3.01 – Invest in yourself
3.02 – Career exploration
3.03 – Preparing for higher education
3.04 – Planning for higher education
3.05 – Paying for higher education
3.06 – Lifelong employment
3.07 – Getting paid
4) Receiving
Oct. 22 – 26
Oct. 27 – 29
4.01 – Receiving from family, friends, & nonprofits
4.02 – Receiving from government programs
5) Saving and Investing
Nov. 2 – 4
Nov. 5 – 6
Nov. 9 – 12
5.01 – Choose to save
5.02 – Savings tools
5.03 – Fundamentals of investing
6) Spending
Nov. 13 – 18
Nov. 19 – 23
Nov. 30 – Dec. 2
Dec. 3 – 7
Dec. 8 – 10
Dec. 11 – 14
Dec. 15 – 17
6.01 – Credit reports and scores
6.02 – Credit basics
6.03 – Understanding credit cards
6.04 – Protecting yourself from fraud
6.05 – Types of insurance
6.06 – Smart consumer spending
6.07 – Money expenditures
7) Giving
Jan. 4
7.01 – Giving to others & 7.02 Estate planning
Jan. 5 – 7
Jan. 8 – 15
Exam review
Final exams
Standard daily assignment:
We will be using college-ruled spiral bound notebooks and turning them into a personal text, calling them Interactive
Student Notebooks. All notes and activities will be put into these notebooks. Notebooks will be taken up unannounced,
usually biweekly, for a grade. When absent it will be VERY IMPORTANT you check with your classmates to catch up. It IS
YOUR RESPONSIBILITY TO CHECK THE ABSENT FOLDER UPON RETURNING TO SCHOOL.
Tardies:
You are expected to be in the room when the bell rings. If you are out in the hall, in the bathroom, or elsewhere, you will be
counted tardy. 3 Tardies = 1 absence; 4th tardy will result in a write up.
Grades and Weights:
A=100-90
B=89-80
C=79-70
D=69-60
F=59 and below
Tests
Projects and Labs
Homework and Classwork
Total
20%
30%
50%
100%