Essentials of Business II
Curriculum Grid
Time Spent on Topic
Content
Essential Skills
3.5 Weeks
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Role of the Federal Reserve
Monetary Policy
Inflation
Trickle-down Effect in Business
Value of the Dollar
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Differentiate between a contractionary and
expansionary monetary policy
Identify the importance of the money supply to the
ecomony
Explain inflation
Determine the actions the Federal Reserve can take to
stabilize the money supply
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National Business
Education Standards
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Introductory Skills
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Assessment
1.5 Weeks
 Introduction to course/classroom management
plan
 Introduction to stocks and the stock market
 Introduction to other investment opportunities
(bonds, mutual funds, real estate)
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Reinforcing Standards
(State Standards)
2008-2009
Identify characteristics of stocks
Identify different ways to make and lose
money from stocks
Summarize different aspects of a stock
chart
Explain what bonds and mutual funds are
Identify the different ways stocks are
classified
Personal Finance- III. Managing finances
and budgeting. IV. Saving and investing
Participate in a stock trading simulation
Identify how to buy/sell/track stocks online
using a stock tracking website
Compare different types of orders when
purchasing stocks
Evaluate different long-term stock buying
strategies
Differentiate between types of federal,
municipal government, and corporate
bonds
Create investment portfolios depending on
different financial scenarios
1.A.5a, 1.B.5d, 1.C.5e, 3.A.5, 3.C.5a, 3.C.5b,
4.B.5a, 4.B.5b, 6.A.5, 6.D.5, 8.A.5, 8.D.4, 10.A.4a,
10.A.4b, 10.B.4, 14.D.5, 14.F.5, 15.A.5a, 15.A.5b,
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Worksheets
Stock Market Game
Vocabulary
Test
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Economics- II. Economic Systems, VII The Role of
Government
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Identify how inflation effects the economy
Compare and contrast a strong and weak dollar
Determine how the trickledown effect impacts
business and investing
1.A.5a, 1.B.5d, 1.C.5e, 3.A.5, 3.C.5a, 3.C.5b, 4.B.5a, 4.B.5b,
6.A.5, 6.D.5, 8.A.5, 8.D.4, 10.A.4a, 10.A.4b, 10.B.4, 14.D.5,
14.F.5, 15.E.5a, 15.E.5b, 15.E.5c,
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Test
Worksheets
Case Study
Projects
2 Weeks
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Banking Services
Savings Plans
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Identify the different savings plans
(savings account, CD, checking/money
market account) and their
characteristics.
 Identify how to write a check and
complete a check register
 Differentiate a regular savings account
from a CD and money market account
Personal Finance- IV Banking and Financial
Institutions
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Evaluate risks/rewards of each different
savings plan
Recreate different check endorsements
Create a savings plan for individuals
depending upon their needs.
3.A.5, 3.C.5a, 3.C.5b, 4.B.5a, 4.B.5b, 6.A.5,
6.D.5, 8.A.5, 8.D.4, 10.A.4a, 10.A.4b, 14.D.5,
14.F.5
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Test
Worksheets
Case Study
Projects
Essentials of Business II
Curriculum Grid
2008-2009
2 Weeks
 Credit
 Final Exam and review
Content
Essential Skills
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Define credit
Evalutate when and when not to use to use credit
Identify the risk associated with owning a credit card
Explain how you can develop of credit history
Explain various credit terms (outstanding balance, interest rate, late fee,
etc.)
Personal Finance- IV Using Credit
National Business
Education Standards
Introductory Skills
Reinforcing Standards
(State Standards)
Assessment
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Identify various fees associated with credit cards
Explain the factors creditors consider when granting a person credit
Identify how credit card companies make money off of consumers
Understand the fine print associated with credit card offers
Compare and contrast the various aspects of credit cards
Explain ways to maintain a good credit rating
Summarize what a credit report is and how it effects you life
1.A.5a, 1.B.5d, 1.C.5e, 3.A.5, 3.C.5a, 3.C.5b, 4.B.5a, 4.B.5b, 6.A.5, 6.D.5, 8.A.5,
8.D.4, 10.A.4a, 10.A.4b, 10.B.4, 14.D.5, 14.F.5,
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Worksheets
Vocabulary
Test
Case Study
Final Exam