THINKERZ ABBREVIATIONS Banking Important Days of March NABARD- National Bank for Agricultural & Rural Development RTGS- Real Time Gross Settlement NEFT- National Electronic Fund Transfer NAV- Net Asset Value NPA- Non Performing Asset ASBA- Account Supported by Blocked Amount BIFR- Board for Industrial and Financial Reconstruction CAMELS- Capital Adequacy, Asset Quality, Management, Earnings, Liquidity Systems & Controls BCSBI- Banking Codes & Standard Board of India BIS – Bank for International Settlement BCBS – Basel Committee on Banking Supervision BOP- Balance of Payment BOT- Balance of Trade BPLR – Benchmark Prime Lending Rate CCIL – Clearing Corporation of India Ltd. CIBIL- Credit Information Bureau of India Ltd. CRISIL- Credit Rating Information Services of India Ltd CBLO- Collateralized Borrowing& Lending Obligation CPI- Consumer Price Index ADR – American Depository Receipts GDR – Global Depository Receipts ALM- Asset Liability Management ARC – Asset Reconstruction Companies FINO- Financial Inclusion Network Operation CTT- Commodities Transaction Tax CRM- Customer Relationship Management KYC-Know Your Customer SLR-Statutory Liquidity Ratio CRR-Cash Reserve Ratio MSF-Marginal Standing Facility REPO-Repurchase Option NBFC-Non Banking Finance Companies OSMOS- Off-Site Monitoring& Surveillance IFSC- Indian Financial System Code BSE-Bombay Stock Exchange NSE-National Stock Exchange SWIFT- Society for Worldwide Interbank Financial Telecommunication FSLRC – Financial Sector Legislative Reforms Commission LAF – Liquidity Adjustment Facility DRT – Debt Recovery Tribunals March 3 National Defence Day March 4 National Security Day March 8 International Women's Day March 9 CISF Raising Day March 12 Mauritius Day; Central Industrial Security Force Day March 15 World Consumer Day, World Disabled Day March 16 National Vaccination Day March 21 World Forestry Day March 22 World Day of Water March 23 World Meteorological Day March 24 World TB Day