TO:
Clergy in Charge, Congregational Administrators and Day School Administrators
FROM:
Bryant Kibler, Bishop’s Deputy for Administration
RE:
2015 Health Benefits Overview
DATE:
September 29, 2014
This memo contains important information about our 2015 health benefits and Open Enrollment.
Please share this information with your employees.
Our online Open Enrollment for 2015 will run from October 31, 2014 until November 21, 2014
Medical Plans
We are offering the following medical plans to our employees through The Episcopal Church
Medical Trust (Medical Trust):
Medical Plan/
Monthly Rates
Single
Employee +
Spouse
Employee +
Child/ren
Family
% Change
Anthem BCBS
EPO 80
$672
$1,344
$1,210
$2,016
1.98
Anthem BCBS High
Deductible Health
Plan
$484
$968
$871
$1,452
5.91
Anthem BCBS MS
EPO80
$538
$1,076
$968
$1,614
2.06
Anthem PPO 80/60
$702
$1,404
$1,264
$2,106
2.03
EAP
$5
$5
$5
$5
0.00
United Healthcare
Choice 80
$662
$1,324
$1,192
$1,1986
7.26
Anthem PPO 75/50
$612
$1,224
$1,102
$1,836
Anthem PPO MS
75/50
$495
$990
$891
$1,485
What You Need to Know About Open Enrollment
During the Medical Trust’s Open Enrollment period:
 Current plan members may change their plan selections for the following year
 Eligible non-participating employees have the option to join a plan
 Eligible non-participating dependents may be added to a member’s plan and participating
dependents may be removed from a member’s plan without the need to demonstrate a
qualifying event
Currently Enrolled Employees
Please inform your currently enrolled employees (plan members) that they will receive a letter
from the Medical Trust approximately one week before their Open Enrollment period. This letter
will provide them with information on when and how to access the Open Enrollment website, a
benefits review, important legal notices and links to important plan resources. In your
communications, encourage your employees to begin reviewing their options and to research
plans early.
IMPORTANT NOTE: For 2015, members will no longer receive a unique user name and password
specifically for Open Enrollment. Instead, the user name and password they created to access their
benefits information on MyCPG Accounts will also be used to access the enrollment web page. It is
important for all participating employees to be aware of this change, and for them to create an
account on MyCPG Accounts prior to Open Enrollment, if they have not already done so. For
assistance, employees may contact the Client Services Team at (800) 480-9967, Monday to Friday,
8:30 AM – 8:00 PM ET (excluding holidays), or email mtcustserv@cpg.org.
Non-participating Employees
Existing employees who qualify for health coverage but are not participating in one of the
Medical Trust plans are eligible to enroll themselves and/or their dependents during Open
Enrollment for the 2015 plan year. Please send a communication to these employees informing
them of this option as well as the plans and rates available to them. You may contact me for an
enrollment form.
Plan Documents
2015 Summaries of Benefits and Coverage and 2014 Plan Handbooks containing more
information about the available plans may be found on the Church Pension Group website at
www.cpg.org/mtdocs . (Plan Handbooks will be updated on the website in January 2015.)
Changes to Current Plan Selections
Please note that we have added two new plans (Anthem PPO 75/50 and Anthem PPO MS 75/50)
to our current plan options for the coming year. If, members choose not to make any changes,
they should still be encouraged to go online during Open Enrollment to check their information
(name, address, dependents, etc.) and make changes if necessary.
Employee Assistance Program (EAP) with Cigna Behavioral Health
In addition to the health plans, we offer a stand-alone EAP plan that parishes may elect to offer
to their employees who opt out of medical benefits coverage. (The EAP is already included as
part of each medical plan offering.) The EAP will be billed in the same manner as medical
benefits.
Note: On a stand-alone basis, who pays for EAP coverage (employee or employer) is up to the
parish/diocese. Eligibility for the stand-alone EAP program is limited to qualified non-members.
Because these employees will not have the ability to select the EAP on a stand-alone basis during
Open Enrollment, enrollments must be completed by myself.
Please remember that open enrollment for dental insurance with Delta Dental is in March of each
year. If you have any questions, please don’t hesitate to contact me.