Closed Accounts Interest Rates

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Closed Accounts Interest Rates
Types of Account
TAX FREE
CASH ISA – 30 DAY NOTICE
£50,000+
£25,000+
£100+
CASH ISA 30 Issue 2
£100+
Cash ISA 30
£100+
CASH ISA INSTANT ISSUE 3
£100+
CASH ISA INSTANT ISSUE 2
£100+
REGULAR SAVER CASH ISA
£100+
CASH ISA – INSTANT
£50,000+
£25,000+
£100+
CASH ISA TRANSFER (TRISHA)
£50,000+
£25,000+
£3,000+
£100+
BONDS
ONE YEAR FIXED RATE BOND ISSUE 4
£5,000+
ONE YEAR FIXED RATE BOND ISSUE 5
£5,000+
ONE YEAR FIXED RATE BOND ISSUE 6
£5,000+
TWO YEAR FIXED RATE BOND
£5,000+
DUDLEY TRACKER BOND
£50,000+
£10,000+
£5,000+
NOTICE ACCOUNTS
TRACKER 90 (II)
£100,000+
£50,000+
£10,000+
28 DAY SPECIAL
£100,000+
£50,000+
£25,000+
£10,000+
£500+
SELECT 90
£50,000+
£25,000+
£5,000+
ACCESS 50
£50,000+
£25,000+
£10,000+
£5,000+
ACCESS 60
£10,000+
£1,000+
ACCESS 65
£50,000+
£25,000+
£10,000+
£5,000+
£1,000+
ACCESS 70
£50,000+
£25,000+
£10,000+
£5,000+
£1,000+
Gross Rate %
per annum
Current Rates
Net Rate
Monthly
%
%
per annum
Gross/Net
Previous Rates
Net Rate
Monthly
%
%
per annum
Gross/Net
A.E.R.
Rate
% PA
Gross Rate %
per annum
A.E.R.
Rate
% PA
2.00
1.75
1.50
2.00
1.75
1.50
2.60
2.10
1.50
2.60
2.10
1.50
1.45
1.45
1.45
1.45
1.50
1.50
N/A
N/A
1.40
1.40
N/A
N/A
1.40
1.40
N/A
N/A
1.50
1.50
N/A
N/A
1.95
1.70
1.40
1.95
1.70
1.40
2.50
2.00
1.40
2.50
2.00
1.40
2.00
1.75
1.50
1.40
2.00
1.75
1.50
1.40
2.60
2.10
1.50
1.40
2.60
2.10
1.50
1.40
1.60
1.28
1.60
N/A
N/A
N/A
1.60
1.28
1.60
N/A
N/A
N/A
1.65
1.32
1.65
N/A
N/A
N/A
2.00
1.60
2.00
N/A
N/A
N/A
1.35
1.20
1.00
1.08
0.96
0.80
1.35
1.20
1.00
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
1.30
1.15
1.10
1.04
0.92
0.88
1.30
1.15
1.10
1.80
1.65
1.60
1.44
1.32
1.28
1.80
1.65
1.60
1.00
0.45
0.30
0.25
0.05
0.80
0.36
0.24
0.20
0.04
1.00 / 0.75
0.45 / 0.30
0.30 / 0.10
0.25 / 0.05
0.05 / N/A
1.70
1.15
1.00
0.75
0.10
1.36
0.92
0.80
0.60
0.08
2.00
1.75
1.50
1.60
1.40
1.20
2.00
1.75
1.50
2.50
2.25
2.00
2.00
1.80
1.60
2.50
2.25
2.00
1.75
1.45
0.95
0.45
1.40
1.16
0.76
0.36
1.75
1.45
0.95
0.45
2.30
2.00
1.50
1.00
1.84
1.60
1.20
0.80
2.30
2.00
1.50
1.00
1.80
0.80
1.44
0.64
1.80
0.80
2.40
1.00
1.92
0.80
2.40
1.00
1.85
1.55
1.00
0.50
0.25
1.48
1.24
0.80
0.40
0.20
1.85
1.55
1.00
0.50
0.25
2.30
2.00
1.50
1.00
0.75
1.84
1.60
1.20
0.80
0.60
2.30
2.00
1.50
1.00
0.75
2.00
1.50
1.00
0.50
0.25
1.60
1.20
0.80
0.40
0.20
2.00
1.50
1.00
0.50
0.25
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
0.75 / 0.60
0.30 / 0.24
0.10 / 0.08
0.05 / 0.04
N/A
1.45 / 1.16
1.00 / 0.80
0.75 / 0.60
0.50 / 0.40
N/A
1.70 / 1.46
1.15 / 1.00
1.00 / 0.75
0.75 / 0.50
0.10 / N/A
Gross is the interest paid before the deduction of income tax at the rate specified by law.
Net is the interest paid after the deduction of income tax at the rate specified by law.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
Interest is paid annually unless stated.
The Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and is a member of the Building Societies Association.
Last amended 05/10/2015.
Types of Account
INSTANT ACCESS
EASY ACCESS 2
£50,000+
£25,000+
£10,000+
INSTANT SIX
£50,000+
£25,000+
£10,000+
£5,000+
50+ TRACKER
£100,000+
£50,000+
£25,000+
£10,000+
£2,500+
SUPER 60
£100,000+
£50,000+
£25,000+
£10,000+
£5,000+
£500+
FLEXI SAVER
£10,000+
£10+
EXTRA SPECIAL
£10,000+
£10+
FULLY PAID SHARE
£1+
YOUNG SAVERS
£500+
£250+
£100+
£1+
REGULAR SAVINGS
REGULAR SAVER
£100+
ONE YEAR REGULAR SAVER INSTANT
ACCESS
£100+
EASY SAVER INSTANT ACCESS
£100+
EASY SAVER INSTANT ACCESS 2
£100+
ONE YEAR REGULAR SAVER
£100+
JUNIOR EASY SAVER INSTANT ACCESS
£10+
JUNIOR EASY SAVER INSTANT ACCESS
2
£10+
Gross Rate %
per annum
Current Rates
Net Rate
Monthly
%
%
per annum
Gross/Net
A.E.R.
Rate
% PA
Gross Rate %
per annum
Previous Rates
Net Rate
Monthly
%
%
per annum
Gross/Net
A.E.R.
Rate
% PA
1.00
0.75
0.40
0.80
0.60
0.32
1.00
0.75
0.40
1.55
1.30
1.05
1.24
1.04
0.84
1.55
1.30
1.05
0.75
0.55
0.35
0.10
0.60
0.44
0.28
0.08
0.75
0.55
0.35
0.10
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
1.00
0.75
0.45
0.15
0.05
0.80
0.60
0.36
0.12
0.04
1.00 / 0.75
0.75 / 0.50
0.45 / 0.25
0.15 / 0.05
0.05 / N/A
1.55
1.35
1.05
0.75
0.55
1.24
1.08
0.84
0.60
0.44
0.50
0.25
0.10
0.10
0.05
0.05
0.40
0.20
0.08
0.08
0.04
0.04
0.50
0.25
0.10
0.10
0.05
0.05
1.00
0.50
0.25
0.15
0.10
0.10
0.80
0.40
0.20
0.12
0.08
0.08
1.00
0.50
0.25
0.15
0.10
0.10
0.10
0.05
0.08
0.05
0.10
0.05
0.10
0.00
0.08
0.00
0.10
0.00
0.10
0.05
0.08
0.04
0.10
0.05
0.15
0.00
0.12
0.00
0.15
0.00
0.05
0.04
0.05
0.00
0.00
0.00
0.50
0.45
0.20
0.10
0.40
0.36
0.16
0.08
0.50
0.45
0.20
0.10
1.20
0.95
0.70
0.20
0.96
0.76
0.56
0.16
1.20
0.95
0.70
0.20
2.00
1.60
2.00
3.00
2.40
3.00
1.50
1.20
1.50
N/A
N/A
N/A
1.50
1.20
1.50
N/A
N/A
N/A
1.50
1.20
1.50
N/A
N/A
N/A
3.00
2.40
3.00
N/A
N/A
N/A
1.75
1.40
1.75
N/A
N/A
N/A
1.75
1.40
1.75
N/A
N/A
N/A
0.75 / 0.60
0.50 / 0.40
0.25 / 0.20
0.05 / 0.04
N/A
1.35 / 1.08
1.05 / 0.84
0.75 / 0.60
0.55 / 0.44
N/A
1.55 / 1.36
1.35 / 1.06
1.05 / 0.75
0.75 / 0.55
0.55 / N/A
Gross is the interest paid before the deduction of income tax at the rate specified by law.
Net is the interest paid after the deduction of income tax at the rate specified by law.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
Interest is paid annually unless stated.
The Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and is a member of the Building Societies Association.
Last amended 05/10/2015.
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