Macroeconomic and Industry Analysis Bodie, Kane, and Marcus Essentials of Investments, 9th Edition McGraw-Hill/Irwin 12 Copyright © 2013 by The McGraw-Hill Companies, Inc. All rights reserved. 12.1 Global Economy • National Economic Environment • Crucial determinant of industry performance • Exchange Rate • Rate at which domestic currency can be converted into foreign currency 12-2 Table 12.1 Economic Performance 2011 Stock Market Return (%) In Local Currency In U.S. Dollars Forecasted Growth in GDP, 2012 (%) Brazil -22.9 -28.9 3.5 Britain -3.9 -4.2 0.2 Canada -9.1 -10.9 2.0 China -22.7 -19.1 8.2 France -16.1 -19.2 -0.3 Germany -11.6 -14.9 0.1 Greece -53.2 -54.9 -7.5 India -22.6 -34.6 7.8 Italy -24.0 -26.9 -1.1 Japan -16.3 -11.6 1.7 Mexico -3.0 -12.9 3.1 Russia -15.4 -19.0 3.7 Singapore -15.0 -15.5 4.0 -9.0 -10.1 3.8 Thailand 0.3 -3.9 3.1 U.S. 1.6 1.6 2.0 South Korea Source: The Economist, January 7, 2012 12-3 Figure 12.1 Change in Real Exchange Rate U.S. dollar versus major currencies, 1999-2010 U.K. 4.3% Euro -13.4% Japan Canada -35% 2.7% -28.9% -30% -25% -20% -15% -10% -5% 0% 5% 10% 12-4 12.2 The Domestic Macroeconomy • Gross Domestic Product (GDP) • Market value of goods and services produced over period of time • Unemployment Rate • Ratio of number of unemployed to total labor force • Inflation • Rate at which general level of prices for goods and services is rising 12-5 12.2 The Domestic Macroeconomy • Interest Rates • High interest rates reduce present value of future cash flows • Budget Deficit • Government spending in excess of government revenues • Sentiment • Consumer optimism/pessimism are determinants of economic performance 12-6 Figure 12.2 S&P 500 Index versus Earnings per Share 2500 S&P 500 EPS x 12 EPS x 18 EPS x 25 2000 1500 1000 500 2011 2007 2003 1999 1995 1991 1987 1983 1979 1975 1971 1967 1963 1959 1955 0 12-7 12.3 Interest Rates • Fundamental Factors of Interest Rates • Supply of funds from savers • Demand for funds from borrowers • Government’s net supply/demand for funds, modified by Federal Reserve • Expected rate of inflation 12-8 Figure 12.3 Determination of Equilibrium Real Rate of Interest 12-9 12.4 Demand and Supply Shocks • Demand Shock • Event that affects demand for goods and services in economy • Supply Shock • Event that influences production capacity and costs in economy 12-10 12.5 Federal Government Policy • Fiscal Policy • Use of government spending and taxing for stabilizing economy • Monetary Policy • Actions taken by Board of Governors of Federal Reserve System to influence money supply or interest rates • Supply-Side Policies • Address productive capacity of economy, goal is to induce workers/owners to produce goods 12-11 12.6 Business Cycles • Business Cycles • Recurring cycles of recession and recovery • Peak • Transition from end of expansion to start of contraction • Trough • Transition point between recession and recovery 12-12 12.6 Business Cycles • Cyclical Industries • Industries with above-average sensitivity to state of economy • Defensive Industries • Industries with below-average sensitivity to state of economy 12-13 Figure 12.4 Cyclical Indicators 12-14 Figure 12.4 Cyclical Indicators 12-15 12.6 Business Cycles • Leading Economic Indicators • Economic series that tend to rise or fall in advance of rest of economy • Stock-market-price index • Money supply • Manufacturers’ orders 12-16 Table 12.2 Indexes of Economic Indicators 12-17 Figure 12.5 Indexes of Leading, Coincident, and Lagging Factors 12-18 Table 12.3 Economic Calendar 12-19 Figure 12.6 Economic Calendar at Yahoo! For Actual Briefing Forecast 3-Jan 10:00 AM Construction Spending Nov 1.20% 0.20% 0.50% -0.20% 0.80% 4-Jan 31-Dec -3.70% NA NA -2.60% — 4-Jan 10:00 AM Factory Orders Nov 1.80% 2.60% 2.10% -0.20% -0.40% 5-Jan 8:15 AM ADP Employment Change Dec 325K 200K 180K 204K 206K 5-Jan 8:30 AM Intial Claims 31-Dec 372K 375K 375K 387K 381K 5-Jan 10:00 AM ISM Services Dec 52.6 53 53 52 — 6-Jan 8:30 AM Nonfarm Private Payrolls Dec 212K 200K 170K 120K 140K% 6-Jan 8:30 AM Unemployment Rate Dec 8.50% 8.70% 8.70% 8.70% 8.60% 6-Jan 8:30 AM Hourly Earnings Dec 0.20% 0.10% 0.20% 0.00% -0.10% Date Time (ET) Statistic 7:00 AM MBA Mortgage Index Market Expects Prior Revised From 12-20 12.7 Industry Analysis • Defining an Industry • NAICS codes • Classification of firms into industry groups using numerical codes to identify industries • Sensitivity to the Business Cycle • Sensitivity of sales • Operating leverage • Financial leverage 12-21 Figure 12.7 Return on Equity, 2011 Computer systems Restaurants Application software Industrial metals Chemical products Integrated oil & gas Health care plans Aerospace/defense Pharmaceuticals Home improvement Telecom services Business software Asset management Food products Biotech Trucking Auto manufacturers Electric utilities Heavy construction Money center banks 36.4 29.6 24.9 24.6 19.6 18.1 17.2 17.1 15.8 15.6 14.1 11.4 10.3 9.0 8.7 8.5 7.9 7.1 7.0 6.7 0.0 5.0 10.0 15.0 20.0 25.0 30.0 35.0 40.0 ROE (%) 12-22 Figure 12.8 Industry Stock Price Performance, 2011 Computer systems Restaurants Application software Industrial metals Chemical products Integrated oil & gas Health care plans Aerospace/defense Pharmaceuticals Home improvement Telecom services Business software Asset management Food products Biotech Trucking Auto manufacturers Electric utilities Heavy construction Money center banks -40.0 16.3 27.8 -8.6 -21.2 -4.6 13.4 10.5 5.5 14.7 12.9 -9.1 -8.6 -20.1 11.3 5.5 -7.7 -33.2 13.1 -17.1 -25.3 -30.0 -20.0 -10.0 0.0 10.0 20.0 30.0 Rate of return (%) 12-23 Figure 12.9 ROE of Application Software Firms Adobe 15.2 CA (Computer Assoc) 15.5 Oracle 24.3 Intuit 25.7 SAP 26.0 Microsoft 44.2 0 5 10 15 20 25 30 35 40 45 50 ROE (%) 12-24 Table 12.5 Examples of NAICS Industry Codes 12-25 Figure 12.10 Industry Cyclicality 15% Grocery Jewelry 5% 0% -5% -10% 2011 2009 2007 2005 2003 2001 1999 1997 1995 -15% 1993 Annual sales growth (%) 10% 12-26 Figure 12.11 Stylized Depiction of Business Cycle 12-27 12.7 Industry Analysis • Sector Rotation • Shifting portfolio into industry sectors expected to outperform others based on macroeconomic forecasts • After peak, defensive industries often better performers • In trough, capital goods industries often better performers • In expansion, cyclical industries often better 12-28 Figure 12.12 Sector Rotation 12-29 12.7 Industry Analysis • Industry Life Cycles: Stages Firms Pass Through to Maturity • Start-up stage: Often characterized by new technology/product • Consolidation stage: Industry leaders begin to emerge • Maturity stage: Product has reached potential for use by consumers • Relative decline: May grow less than rest of economy or shrink 12-30 Figure 12.13 Industry Life Cycle 12-31 12.7 Industry Analysis • Industry Structure and Performance • Threat of entry: New entrants to industry pressure price/profits • Rivalry between existing competitors: Market share competition pressures price/profits • Pressure from substitute products: Firms in related industries can threaten market share 12-32 12.7 Industry Analysis • Industry Structure and Performance • Bargaining power of buyers • Large-scale buyers have considerable bargaining power • Bargaining power of suppliers • Large-scale suppliers have considerable bargaining power 12-33