15 Investments and Fair Value Accounting Accounting Principles Using Excel for Success 15-1 11-1 PowerPoint Presentation by: Douglas Cloud, Professor Emeritus Accounting, Pepperdine University Student Version © 2011 Cengage Learning. All Rights Reserved. May not be copied, scanned, or duplicated, in whole or in part, except for use as permitted in a license distributed with a certain product or service or otherwise on a passwordprotected website for classroom use. 1 Describe why companies invest in debt and equity securities. 15-2 11-2 1 Investing Cash in Temporary Investments Debt securities are notes and bonds that pay interest and have a fixed maturity date. Equity securities are preferred and common stock that represent ownership in a company and do not have a fixed maturity date. 15-3 11-3 1 Investing Cash in Temporary Investments These debt securities and equity securities are termed Investments, or Temporary Investments, and are reported in the Current Assets section of the balance sheet. 15-4 11-4 1 Investing Cash in Long-Term Investments Long-term investments often involve the purchase of a significant portion of the stock of another company. Such investments have a strategic purpose: 1. Reduction of costs 2. Replacement of management 3. Expansion 4. Integration 15-5 11-5 2 Describe and illustrate the accounting for debt investments. 15-6 11-6 2 Purchase of Bonds Homer Company purchases $18,000 of U.S. Treasury bonds direct from a Federal Reserve Bank at their par value on March 17, 2010 (45 days after the last interest payment date). The bonds have an interest rate of 6%, payable on July 31 and January 31. $18,000 × 6% × (45/360) 15-7 11-7 2 Interest Revenue On July 31, Homer Company receives a semiannual interest payment of $540 ($18,000 × 6% × ½). ($540 – $135) or [$18,000 × 6% × (135/360)] 15-8 11-8 2 Accrued Interest Homer Company’s accounting period ends on December 31. The following adjusted entry is required to record the accrued interest: Homer Company would report Interest Revenue on its 2010 income statement at $855 ($405 + $450). 15-9 11-9 2 Semiannual Receipt of Interest Homer Company receives interest of $540 on January 31, 2011. Notice that Interest Receivable is credited for $450 to reflect this is a receivable from 2010. Interest Revenue of $90 is the interest earned from January 1 through January 31, 2011. 15-10 11-10 2 Sale of Bonds On January 31, 2011, Homer Company sells Treasury bonds at 98. The sale results in a loss of $360. Proceeds from sale ($18,000 × 98%) Less book value (cost) of the bonds Loss on sale of bonds 15-11 11-11 $17,640 18,000 $(360) Reported as part of Other Income (Loss) on the income statement 3 Describe and illustrate the accounting for equity investments. 11-12 15-12 3 Less Than 20% Ownership Investments of less than 20% of the investee’s outstanding stock are accounted for by using the cost method. 15-13 11-13 3 Purchase of Stock (Cost Method) On May 1, Bart Company purchases 2,000 shares of Lisa Company common stock at $49.90 per share plus a brokerage fee of $200. 15-14 11-14 3 Receipt of Dividends (Cost Method) On July 31, Bart Company receives a dividend of $0.40 per share from Lisa Company. Dividend Revenue is reported as part of Other Income on Bart Company’s income statement. 15-15 11-15 3 Sale of Stock (Cost Method) On September 1, Bart Company sells 1,500 shares of Lisa Company stock for $54.50 per share, less a $160 commission. Proceeds from sale [(54.50 × 1,500 shares) – $160 Book value (cost) of the stock ($100,000/2,000 shares) × 1,500 Gain on sale of investments 15-16 11-16 $81,590 75,000 $ 6,590 3 Between 20% and 50% Ownership If the investor purchases between 20% and 50% of the outstanding stock of the investee, the investor is considered to have significant influence over the investee and the investment is accounted for using the equity method. 15-17 11-17 3 Purchase of Stock (Equity Method) Simpson Inc. purchased a 40% interest in Flanders Corporation’s common stock on January 2, 2010, for $350,000. 15-18 11-18 3 Recording Investee Net Income (Equity Method) For the year ending on December 31, 2010, Flanders Corporation reported net income of $105,000. Income of Flanders Corporation, if significant, is reported as Other Income on Simpson Inc.’s income statement. 15-19 11-19 3 Recording Investee Dividends (Equity Method) During the year, Flanders declared and paid cash dividends of $45,000. 15-20 11-20 3 Sale of Stock (Equity Method) On January 1, 2011, Simpson Inc. sold Flanders Corporation’s stock for $400,000 a gain of $26,000 calculated as follows: Proceeds from sale Book value of stock investment Gain on sale 15-21 11-21 $400,000 374,000 $ 26,000 3 More Than 50% Ownership If the investor purchases more than 50% of the outstanding stock of the investee, the investor is considered to have control over the investee. The purchase is termed a business consolidation. 15-22 11-22 4 Describe and illustrate valuing and reporting investments in the financial statements. 11-23 15-23 4 Trading Securities Maggie Company purchased a portfolio of trading securities during 2009. On December 31, 2009, the cost and fair values of the securities were as follows: 15-24 11-24 4 The adjusting entry on December 31, 2009, to record the fair value of the securities is as follows: The Unrealized Gain on Trading Investments, if significant, is reported on the income statement. 15-25 11-25 4 15-26 11-26 4 On September 10, 2010, Maggie Company purchases 300 shares of Zane Inc. as a trading security for $12 per share, including a brokerage commission. 15-27 11-27 4 On December 31, 2010, the cost and fair valuation of the portfolio of trading securities are as follows: 15-28 11-28 4 Based on the above analysis, the adjusting entry on December 31, 2010, is as follows: 15-29 11-29 4 The valuation allowance for trading investments account after the December 31, 2010, adjusting entry has a credit balance of $3,100. Valuation Allowance for Trading Investments 2009 Dec. 31 Adj. Dec. 31 Bal. 1,300 1,300 2010 Jan. 1 Bal. 1,300 2010 Dec. 31 Adj. Dec. 31 Bal. 15-30 11-30 4,400 3,100 4 15-31 11-31 4 Held-To-Maturity Securities Held-to-maturity securities are debt investments, such as notes or bonds, that a company intends to hold until their maturity date. 15-32 11-32 4 Available-For-Sale Securities Available-for-sale securities are debt and equity securities that are not classified as trading or held-formaturity securities. 15-33 11-33 4 Maggie Company purchased securities during 2009 as available-for-sale securities instead of trading securities. On December 31, 2009, the cost and fair values of the securities are as follows: 15-34 11-34 4 The adjusting entry on December 31, 2009, to record the fair value of the securities is as follows: 15-35 11-35 4 On September 10, 2010, Maggie Company purchases 300 shares of Zane Inc. as an available-for-sale security for $12 per share, including brokerage commission. 15-36 11-36 4 On December 31, 2010, the cost and fair valuation of the portfolio of available-forsale securities are as follows: 15-37 11-37 5 Describe fair value accounting and its implications for the future. 11-38 15-38 5 Fair Value Accounting Fair value is the price that would be received for selling an asset or paying off a liability. Fair value assumes that the asset is sold or the liability paid off under normal rather than under distress conditions. 15-39 11-39 5 Disadvantages of Fair Value Accounting Several potential disadvantages include the following: 1. Fair value may not be readily obtainable for some assets or liabilities resulting in subjectivity. (continued) 15-40 11-40 5 2. Fair values make it more difficult to compare companies if companies use different methods of determining (measuring) fair values. 3. Using fair values will result in more fluctuations in accounting reports because fair values normally change from year to year. 15-41 11-41 15-42 11-42