Return-to-Work Program State of Florida Loss Prevention Program Objectives Define a return-to-work (RTW) program. Describe the elements of a RTW program. Know who is required to have a RTW program. Recognize the benefits of a RTW program. Identify the key RTW program participants and their responsibilities. Understand the difference between alternate and modified duty. What is a RTW Program? A RTW program is an employer program designed to encourage and enable injured workers to remain at or return to work within the physical or mental restrictions established by their authorized medical provider. Elements of a RTW Program RTW policy and training Establish and communicate program objectives. Program coordination Monitor claims and communicate with the key participants. Alternate and/or modified duty Provide and notify the employee of alternate job tasks. Statutory Requirements Under Section 284.50(3), Florida Statutes, “The Department of Financial Services and all agencies that are provided workers’ compensation insurance coverage by the State Risk Management Trust Fund and employ more than 3,000 full time employees shall establish and maintain return-to-work programs for employees who are receiving workers’ compensation benefits.” click for link to FL Statute 284.50 Benefits of a RTW Program Lowered medical costs Reduced indemnity payments Quicker claim resolution Improved employee morale Maintained work conditioning Less need to replace employees or incur additional payroll When Do RTW Efforts Begin? 100 80 At 12 weeks, employees have only a 50% chance of ever returning to work. 60 40 20 0 0 4 8 12 16 20 24 28 32 36 40 44 48 52 Time away from work in weeks © Copyright Webility Corporation 2006 % EVER RTW Quick Quiz Question What are 3 benefits of have a RTW program in place at your agency? A. Higher medical costs. B. Reduced indemnity payments. C. Quicker claim resolution. D. Additional legal costs E. Maintaining employee morale. F. Increased lost time claims. RTW Program Participants Injured employee Supervisor Workers’ compensation coordinator Medical case management provider Division of Risk Management Responsibilities of Program Roles Employee Medical Case Mgmt. Provider attends appointments agrees to program terms agrees to alternate/modified duties assigns nurse case manager ensures proper medical treatment documents DWC-25 Supervisor Division of Risk Management ensures restrictions are met reports to WC coordinator determines compensability pays medical bills and indemnity benefits assigns adjuster Workers’ compensation coordinator evaluates level of RTW communicates with employee and other key RTW players Quick Quiz Questions 1. Who determines compensability and pays medical bills and indemnity benefits? 2. Who must attend medical appointments, agree to terms of program, and perform alternate or modified duties as assigned? 3. Who assigns a nurse case manager to ensure proper medical treatment and documentation of the DWC-25? 4. Who is responsible for evaluating the level of work the injured employee is able to complete and communicating with key program members? 5. Who must ensure that work duties meet restrictions and limitations? 6. Who is responsible to work as a team to ensure program success? A. Workers’ comp. coordinator B. Supervisor C. Division of Risk Management D. Medical case mgmt. provider E. Employee Alternate and Modified Duty Alternate Duty Modified Duty Temporary duty away from employee’s regular responsibilities Temporary duty within employee’s regular responsibilities Within DWC-25 functional limitations and restrictions Within DWC-25 functional limitations and restrictions RTW Recap What is a RTW program? Describe elements of RTW. Who is required to have a RTW program? What are the benefits of RTW? Who are the key RTW participants and what are their responsibilities? What is the difference between alternate & modified duty? Additional RTW Information For a copy of the Return-to-Work Model Guidelines, please visit (insert hyperlink to our website) Please direct RTW questions to: StateLossPreventionProgram@myfloridacfo.com