TERMS & CONDITIONS
HSBC AMANAH BALANCE CONVERSION PLAN CASH BACK CAMPAIGN
1.
HSBC Amanah Malaysia Berhad (Company No. 807705-X) will be referred to as “HSBC Amanah”.
CAMPAIGN PERIOD
2.
The “HSBC Amanah Balance Conversion Plan Cash Back Campaign” (“Campaign”) shall run from 28
December 2015 to 29 February 2016, both dates inclusive (“Campaign Period”).
ELIGIBILITY
3.
This Campaign is open to all primary cardholders of HSBC Amanah Credit Card-i (s): HSBC Amanah
Premier World MasterCard Credit Card-i, HSBC Amanah Advance Visa Platinum Credit Card-i, MPower
Visa Platinum Credit Card-i and MPower Visa Credit Card-i issued by HSBC Amanah
(herein after referred to as the “Participating HSBC Amanah Credit Cards-i (s)”).
EXCEPT for the following categories of persons:
i. Holder(s) of HSBC Amanah Credit Cards-i(s) that are not issued in Malaysia; and/or
ii. Holder(s) of invalid or cancelled HSBC Amanah Credit Cards-i(s) and/or whose accounts are
delinquent within HSBC Amanah’s definition at any time during the respective Campaign Period;
and/or
iii. Holder(s) of company and/or corporate HSBC Amanah Credit Cards-i(s)
(herein after collectively referred to as the “Eligible Cardholder”).
PARTICIPATION CRITERIA
4.
Eligible Cardholders may convert a minimum of RM500 up to a maximum of RM50,000 of retail
transactions to a Balance Conversion Plan (“BCP”). To qualify for this Campaign, the minimum
amount converted to BCP is RM10,000 and which may comprise of one or more BCPs.
5.
The Eligible Cardholders are required to apply for and convert retail transactions to a BCP by calling
1300 88 2626 for HSBC Amanah Credit Card-i(s).
6.
Eligible Cardholders who qualify for this Campaign by satisfying clause 5 above stand to receive
RM100 Cash Back for every RM10,000 or multiples thereof of retail transactions converted into BCP
during Campaign Period.
7.
During the Campaign Period, the Eligible Cardholder cannot:
a. Cancel any existing primary or supplementary HSBC Amanah Credit Card-i(s); or
b. Default on the minimum monthly payment on all of his/her HSBC Bank/HSBC Amanah Credit Card/i account(s); or
c. Opt for an early settlement for all the BCP approved;
otherwise the Eligible Cardholder will not be entitled to either the Cash Back.
TERMS & CONDITIONS FOR CASH BACK
8.
Each Eligible Cardholder will be entitled to receive a maximum of RM500 Cash Back under the
Campaign, regardless of the number of and amount of BCP converted.
9.
An illustration of the Cash Back which the Eligible Cardholders stand to receive for participation in
this Campaign is as follow:
BCPs
successfully
converted
during
Campaign
Period
Cash Back
Amount
Example 1
28/12/15– RM2,700.00
15/01/16– RM2,800.00
20/01/16– RM4,800.00
Total – RM10,300
(Since this total is just
above RM10,000, the
Cash Back entitlement
isRM100)
RM100
Example 2
28/12/15-RM12,700.00
15/01/16– RM3,100.00
20/01/16– RM4,300.00
Total – RM20,100
(Since this total is above
RM20,000, the Cash
Back entitlement is
RM100 x 2)
RM200
Example 3
28/12/15– RM20,000.00
15/01/16– RM20,000.00
20/01/16– RM10,000
Total – RM 50,000
(This total is above RM50,000
and
the
Cash
Back
entitlement is calculated as
RM100 x 5 = RM500)
RM500 (maximum cash back
amount)
10. There is a maximum of RM40,000 Cash Back which is pooled together with “HSBC Balance Conversion
Plan Cash Back Campaign” to be given out throughout the Campaign Period, on a first come, first
served basis. HSBC Bank is the sole provider for all the Cash Back in this promotion.
11. The Eligible Cardholder will receive the Cash Back credited into the Participating HSBC Amanah Credit
Card-i from which the first BCP was taken up under this Campaign, or any other Participating HSBC
Amanah Credit Card-i account of the Eligible Cardholders as determined by HSBC Amanah, within 3
months after the end of the Campaign. The final Cash Back amount will be shown in the following
month’s credit card-i statement after the crediting has been performed.
12. At the time of crediting the primary Eligible Cardholder’s Participating HSBC Amanah Credit Cards-i
with the Cash Back, all the Participating HSBC Amanah Credit Card-i by Eligible Cardholders MUST
NOT be delinquent, and/or invalid or cancelled within HSBC Amanah’s definition, otherwise they will
be disqualified from participating or receiving the Cash Back from this Campaign.
13. HSBC Amanah will not entertain any request from any Eligible Cardholders or any other person to
credit the Cash Back to the Eligible Cardholder’s other or any third party’s HSBC Amanah Credit Card-i
account.
GENERAL TERMS & CONDITIONS
14. HSBC Amanah shall not be held liable for any mishaps, injuries or accidents that may occur in the
usage of the Cash Back received in this Campaign.
15. HSBC Amanah reserves the right to substitute the Cash Back with any item of similar value at any
time with 3 days prior notice.
16. HSBC Amanah reserves the right to publish or display the name, picture and city of residence of the
Eligible Cardholders who have been selected/who received the Cash Back and for this Campaign for
advertising and publicity purposes. By participating in this Campaign, the selected Eligible
Cardholders hereby consent to and agree that HSBC Amanah shall be at liberty to publish their
names, pictures and city of residence without compensation for advertising and publicity purposes.
17. HSBC Amanah reserves the right at its absolute discretion to vary, delete or add to any of these Terms
& Conditions with 3 days prior notice. The amended Terms and Conditions shall prevail over any
provisions or representations contained in any other promotional materials advertising this
Campaign.
18. HSBC Amanah may use any of the following modes to communicate notices in relation to this
Campaign to the Eligible Cardholder:
i)
Individual notice to the Eligible Cardholder (whether by written notice or via electronic
means) sent to the Eligible Cardholder’s latest address/email address as maintained in
the HSBC Amanah‘s records;
ii)
Press advertisements;
iii)
Notice in the Eligible Cardholder’s credit card-i statement(s);
iv)
Display at its business premises; or
v)
Notice on HSBC Amanah internet website(s);
where such notices shall be deemed to be effective on and from the 4th day after its
delivery/publication/display as per the manner described herein. Save and except notices sent via
ordinary mail which will be deemed delivered on the 3rd day after posting, notices sent via other
modes as described herein are deemed delivered immediately after posting/publication/display.
19. These Terms and Conditions are in addition to the Terms and Conditions of “HSBC Bank Balance
Conversion Plan Programme”, “HSBC Amanah Balance Conversion Plan Programme” and the
respective Universal Terms and Conditions (“UTCs”) for HSBC Bank/HSBC Amanah of which the
respective Cardholder Agreements are a part of and which regulate the provision of credit card/-i
facilities by HSBC Bank/HSBC Amanah. The Terms & Conditions of the HSBC Bank Balance Conversion
Plan Programme, Terms & Conditions of the HSBC Amanah Balance Conversion Plan Programme and
the UTCs are available at www.hsbc.com.my/ www.hsbcamanah.com.my. In the event of
inconsistency between these Terms and Conditions and the UTCs, these Terms and Conditions shall
prevail in so far as they apply to this Campaign.
20. HSBC Amanah shall not be liable for any default due to any act of God, war, riot, strike, terrorism,
epidemic, lockout, industrial action, fire, flood, drought, storm or any event beyond the reasonable
control of HSBC Amanah.
21. HSBC Amanah reserves the right to cancel, terminate or suspend this Campaign with 3 days prior
notice. For the avoidance of doubt, cancellation, termination or suspension by HSBC Amanah of this
Campaign shall not entitle the Eligible Cardholder to any claim or compensation against HSBC
Amanah for any and all losses or damages suffered or incurred by the Eligible Cardholder as a direct
or indirect result of the act of cancellation, termination or suspension.
22. HSBC Amanah shall only be liable for any losses or damages suffered or incurred as a direct result of
HSBC Amanah’s gross negligence and shall not be liable for any other loss or damage of any kind such
as loss of income, profit, goodwill or indirect, incidental, exemplary, punitive, consequential or special
loss or damage howsoever arising, whether or not HSBC Amanah have been advised of the possibility
of such loss or damage.
23. The Eligible Cardholder shall be personally responsible for all taxes, rates, government fees or any
other charges that may be levied against them under applicable laws, if any, in relation to this
Campaign.
24. HSBC Amanah’s decision on all matters relating to this Campaign including but not limited to the
eligibility to participate, the selection of the recipient of the Cash Back and for this Campaign, and in
case of any dispute, shall be final and binding on all Eligible Cardholders who participate in this
Campaign and no correspondence will be entertained.
25. By participating in this Campaign, the Eligible Cardholder agrees to be bound by these Terms and
Conditions and the decisions of HSBC Amanah.