90 Day
No Credit Check
In-House Customer EZ Payment Plan
IS NOT
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Is NOT a bank
Is NOT a finance company
Is NOT a lender
We do not make loans and we are not a finance company.
We provide ACH payment schedules giving us the opportunity to
convert and guarantee said schedules.
Platinum One LLC is able to provide
this service due to federal law. The
Check Clearing Act 21 of 2008.
• Allows post-dated checks to be converted to an
ACH payment schedule.
• Mandates bank regulation requiring ACH payment
priority vs. traditional checks.
• Mandates bank regulation allowing ACH NSF
re-deposits three additional times vs. traditional
checks one time only.
Only Three Requirements To Qualify
For Platinum One LLC, No Credit Check
In-House EZ Payment Plan
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Valid checking account.
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Valid driver’s license, state ID, or military ID.
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Proof of employment.
1.
The customer signs the no credit check agreement
for the requested products or services.
2.
The customer presents the checks payable to the
merchant for the products or services.
3.
Merchant scans the checks and enters the
customer’s payment schedule.
4.
The checks will be debited from the customer’s
account on the specified date.
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Guarantees your customer’s payments.
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Maximum aggregate: $5,000
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Maximum time for post dates: 90 Days
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93% approval rate in 10 seconds or less.
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Merchant does not deposit a single check.
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Platinum One LLC. Collects on customer’s bad
checks.
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Merchant cost between 9% and 9.95%.
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Merchant earns a plus business/profit builder of
above the customer’s charged rate.
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Platinum One LLC. Provides leased processor,
imager, and proprietary software.
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Account set up in 72 hours, includes application,
and delivery of system.
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Not designed to replace existing financing.
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Is designed to enhance existing financing.
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Piggy backs over and above existing financing.
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Guaranteed layaway programs.
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Finance soft costs to enhance profitability.
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Automotive sales
Automotive repairs
Wheels and tires
Furniture sales (New and
used)
Appliance repairs
Appliance sales (New and
used)
Contractors (All)
Funeral homes
Criminal defense attorneys
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Computer/electronic repair
Jewelry sales and service
Car and home entertainment
Medical services
Dental services
Cosmetic services
And many more…
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Small to medium-sized businesses. Located on
“Main Street America.”
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Owned and operated by citizen. “Mom And
Pop.”
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Business should have average ticket of $300 or
more.
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Emergency services or have-to purchases are
especially strong.
Platinum One LLC.
90 Day in House Payment Plan!
90 Day in House
Payment Plan!
The Platinum Plan:
For Platinum One LLC. ONLY
Platinum One LLC.
Platinum Plan:
For merchants who need all their
money to complete customers invoice.
Merchants who have high material
costs or poor cash flow.
Platinum One LLC.
Platinum Plan:
 Merchant will receive $1,500.00 to $5,000.00
within 48-72 hours (based on credit score).
*Platinum Plan does not require credit card
processing business.
Restricted businesses
Travel/hospitality, Jewelry, Luggage,
Audio/visual, Electronics, Pawn shops,
Coin dealers, Used car dealers, Bail bondsman
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Platinum One LLC.
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Platinum Plan:
$95.00 set up fee (annual fee of $95.00).
$109.00 per month lease (4 year lease).
$10.00 statement fee.
Commission levels remain the same.
Platinum Plan: buyout $3,200.00
Ladco lease (12 pages)
Platinum One LLC.
The Gold Plan
Platinum One LLC.
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Gold Plan:
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Merchants that can wait for their money
48-72 hours after pull from there customers
checking account.
Merchants with better cash flow.
Gold Plan: You must get credit card business
in order to complete the sale.
Platinum One LLC.
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$99.90 per month lease (4 year lease).
$10.00 statement fee.
Commission levels remain the same.
 Gold
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Plan: buyout $3,200.00
First American lease.
Restricted businesses
Pawn shops, , Bail bondsman
Platinum One LLC.
 Gold
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Plan:
Interest rate 9.00%
Merchant can add additional interest for profile
building (example 12% or 15% optional).
$25.00 non processing fee.
All funds are guaranteed (No bounced checks).
Platinum One LLC.
The Silver Plan
Platinum One LLC.
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Silver Plan:
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Online only (through EPS Online).
Merchant gives 6 month commitment.
$199.90 for six month (acquisition fee).
Thereafter $49.90 per month (subscription fee).
Silver Plan: Buyout $1,000.00
No long term commitment or lease.
No underwriting.
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Platinum One LLC.
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Merchants will receive money in 48-72 hours
after pull from there customers checking
account.
All funds are guaranteed (No bounced checks).
Includes Single check conversion up to
$2,500.00
Silver Plan: You must get credit card
business in order to complete the sale.
Platinum One LLC.
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Silver Plan:
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Merchant process 90 day program on line
Merchant receives user name and password
Merchant can process through existing PC
Merchant can Swipe cards through PC (Extra Charge)
Single location only
Commission 50% of Platinum and Gold Plans
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