Ti Biznis
Results and Lessons Learned
With generous support from:
Faith. Action. Results.
Agenda
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Ti Biznis Project Overview
Selection Criteria and Baseline information
Selected end line results
Business investment by entrepreneurs
Profit by type of business
Use of profit
Lessons Learned and Recommendations
Questions and Comments
Faith. Action. Results.
Ti Biznis: 2 years, 600 entrepreneurs, 5 zones
Training
Health
Insurance
Bank accounts
Recapitalization
Continuing Peer Group
Support
• Human capital: Week-long business skills ‘boot camp’, focusing on
marketing, accounting, budgeting and entrepreneurship skills as well
as how to conduct a market study and formulate a business plan;
• Financial capital: Recapitalization grant of 20,000 gourdes ($500);
• Social capital: 6 months of accompaniment visits by CRS and local
partner animators and 2 Ti Biznis foires to promote the work of
entrepreneurs to larger markets;
• Social safety nets: Provision of 6 months of DASH health insurance
and recapitalization grants through personal bank account;
Faith. Action. Results.
Which Ti Biznis?
• Selection Process:
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Community Plenaries
Pre-identification survey and scoring
Verification visit based on score
Final selection by program team
• Profile of the 600 Ti Biznis entrepreneurs
Already had an existing business
96%
Female entrepreneurs
63%
Regularly use of an accounting book for their business
36%
Employment of at least one additional employee
43%
Previously received a cash transfer
53%
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Selected Results
80% of these entrepreneurs still had their business during the end line data
collection;
HTG 28,809 ($654) average total profit for all 600 entrepreneurs;
1.1 average jobs created per entrepreneur, but ranged, based on seasonal needs,
to a total of 3,040 jobs created;
87% of entrepreneurs who had debts before the Ti Biznis program, reportedly
paid all or most of the balance of their debt;
82% of entrepreneurs are now interested in a formal loan;
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Business Investment
Use of recapitalization grant
Rent
23%
% of entrepreneurs
Furniture/ business
materials
41%
Salaries
42%
Equipment and tools
71%
Raw materials
93%
0%
20%
40%
60%
80%
100%
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Types of Businesses
Treated water
2%
Textiles
14%
Soft drink (bulk)
1%
Soft drinks (individual)
% of entrepreneurs
3%
Restaurants
9%
Production
4%
Photo studios
1%
Photocopies
1%
Pharmacie
2%
Other types of businesses
6%
Fishing
1%
Food transformation
8%
Food products
18%
Cyber café
were the most popular
types of businesses
among entrepreneurs.
1%
Beauty salons
8%
Beauty supplies
6%
Barber Shop
2%
Bakery
Food products,
textiles, artisanal,
beauty salons,
restaurants, and
food
transformation
1%
Artisanal
11%
0%
5%
10%
15%
20%
Faith. Action. Results.
Average Profit by Type of Business
Photocopies and paper goods
50005
Food products
Photocopies, food
products,
individual soft
drinks,
pharmacies,
restaurants, photo
studios and cyber
cafes were the most
49433
Soft drinks (individual)
50206
Pharmacies
47365
Restaurants
46754
Photo studios
41957
Textiles
41698
Cyber café
34298
Other types of businesses
32879
Beauty supplies
30167
Bakery
29059
Artisanal
28940
Beauty salons
24633
Soft drink (bulk)
profitable types of
businesses among
entrepreneurs.
29999
Production
19374
Treated water
18624
Fishing
15371
Food transformation
Average Total Profit
14643
Barber Shop
12904
0
10000
20000
30000
40000
50000
60000
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How did entrepreneurs use their business
profit?
Cigarettes/ alcohol
5%
Other
% of entrepreneurs
8%
Rent
26%
Donations
33%
Payment of debts
37%
Water/ electricity
43%
Health costs
43%
Telephone cards
51%
Savings
51%
Education
56%
Investment in business
70%
Clothing
82%
Food
84%
0%
10%
20%
30%
40%
50%
60%
70%
80%
Faith. Action. Results.
90%
120.00%
Top major household expenditures reported by
entrepreneurs
Profts from business covered some
expenses
100.00%
26.30%
49.30%
Profts from business covered all
expenses
31.60%
57.40%
39.40%
80.00%
32.20%
44.70%
39.50%
71.10%
48.90%
31.60%
61.30%
37.60%
60.00%
44.70%
43.40%
41.40%
39.40%
35.50%
40.00%
29.40%
28.30%
21.60%
20.00%
49.30%
23.00%
13.10%
0.00%
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Lessons Learned and Recommendations
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Ti Biznis blog
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Thank You
Jocelyn Braddock
Livelihoods and Solid Waste Program Manager
Jocelyn.braddock@crs.org
Faith. Action. Results.