Risk Management presentation
The use of asset allocation does not guarantee returns or insulate you from potential
losses.
Dollar cost averaging does not assure a profit and does not guarantee against loss in a
declining market. This type of strategy involves continuous investment in the security
regardless of fluctuating price levels of such securities. Investors should consider their
financial ability to continue purchases through periods of low price levels.
Investing involves market risk, including possible loss of principal and possible
fluctuations in value.
The Nationwide Group Retirement Series includes unregistered group fixed and
variable annuities and trust programs. The unregistered group fixed and variable
annuities are issued by Nationwide Life Insurance Company. Trust programs and
trust services are offered by Nationwide Trust Company, FSB, a division of
Nationwide Bank. Nationwide Investment Services Corporation, member FINRA.
In MI only: Nationwide Investment Svcs. Corporation. Nationwide Mutual Insurance
Company and Affiliated Companies, Home Office: Columbus, OH 43215-2220.
The Nationwide framemark, Nationwide Financial and On Your Side Interactive
Retirement Planner are service marks of Nationwide Mutual Insurance Company.
© 2013 Nationwide Financial Services, Inc. All rights reserved.
PNM-2472AO.1 (06/13)
Budgeting
Risk Management
Asset allocation
Rebalance your account
Dollar cost averaging
Investment goals
Risk Management
Agenda
Risk Management
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Asset allocation
Risk Management
Asset allocation
5
Risk Management
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Asset allocation
Risk Management
Aggressive
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Asset allocation
Moderately
Aggressive
Moderate
Moderately
Conservative
Conservative
Risk Management
Rebalance your account
Source: Boost Your 401(k) Returns with Rebalancing, 401(k) Helpcenter, 02/13.
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Risk Management
You get
a new look
at all of the
investment
options
Rebalance your account
You can use profits
to invest into
underperforming
funds that may
have merit
You potentially
smooth out
investment
returns
Source: http://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/2011/03/15/why-rebalancing-your-portfolio-is-important,
accessed 02/07/2013
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Risk Management
Rebalance your account
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Risk Management
•
•
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Dollar cost averaging
Risk Management
Dollar cost averaging
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Risk Management
Investment goals
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Risk Management
Investment goals
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Risk Management
Summary
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Types of Risk
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