The H.O.F Guide To Buying and Owning A Static Caravan Holiday Home © Keith Stott 2014 Page 1 of 49 Last Update 22 March 2016 Table of Contents 1 Introduction .................................................................................................................................... 6 2 Is Buying Right for You? .................................................................................................................. 7 2.1 Investment or Lifestyle?.......................................................................................................... 7 2.2 Financing Your Caravan........................................................................................................... 7 2.3 What is Included in the Sales Price? ....................................................................................... 8 2.4 Help to Buy Schemes .............................................................................................................. 8 2.4.1 3 4 Payment Protection Insurance........................................................................................ 8 2.5 Is Buying Privately a Good Idea? ............................................................................................. 9 2.6 When Is the Best Time to Buy? ............................................................................................... 9 2.7 GET IT IN WRITING ................................................................................................................ 10 2.8 Warranty ............................................................................................................................... 11 Choosing a Park ............................................................................................................................. 14 3.1 Near or Far? .......................................................................................................................... 14 3.2 Location................................................................................................................................. 14 3.3 Park Layout ........................................................................................................................... 14 3.4 Park Rules .............................................................................................................................. 15 3.5 When can I use my caravan? ................................................................................................ 16 Choosing a Caravan ....................................................................................................................... 17 4.1 New or Pre-owned? .............................................................................................................. 18 4.1.1 New Caravans................................................................................................................ 18 4.1.2 Pre-owned Caravans ..................................................................................................... 18 4.2 Layout.................................................................................................................................... 19 4.3 Bedrooms .............................................................................................................................. 20 4.4 Storage .................................................................................................................................. 20 4.4.1 Internal Storage ............................................................................................................ 20 4.4.2 External Storage ............................................................................................................ 20 4.5 Checking for faults/problems ............................................................................................... 21 © Keith Stott 2014 Page 2 of 49 Last Update 22 March 2016 5 6 Choosing a Pitch ............................................................................................................................ 22 5.1 Pitch Grading ......................................................................................................................... 22 5.2 Your ideal pitch ..................................................................................................................... 22 What Are the Running Costs? ....................................................................................................... 23 6.1 Site Fees ................................................................................................................................ 23 6.1.1 7 Site Fee Reduction ........................................................................................................ 23 6.2 Insurance ............................................................................................................................... 24 6.3 Gas Usage .............................................................................................................................. 24 6.4 Gas Safety Check ................................................................................................................... 25 6.5 Electricity Usage .................................................................................................................... 25 6.6 Electricity Safety Check ......................................................................................................... 25 6.7 PAT Testing............................................................................................................................ 25 6.8 Rates...................................................................................................................................... 25 6.8.1 Water & Sewerage Rates .............................................................................................. 25 6.8.2 Non-Domestic Business Rates....................................................................................... 25 6.9 Alarm Maintenance .............................................................................................................. 25 6.10 Television Licence ................................................................................................................. 26 6.11 Drain Down ........................................................................................................................... 26 6.12 Accountant Fees.................................................................................................................... 27 6.13 Your Finance Charges ............................................................................................................ 27 6.14 Other Miscellaneous Costs ................................................................................................... 27 6.15 Repairs and Service Price List ................................................................................................ 27 When Are Payments Due? ............................................................................................................ 28 7.1.1 Site Fees ........................................................................................................................ 29 7.1.2 Insurance ....................................................................................................................... 29 7.1.3 Gas Usage ...................................................................................................................... 29 7.1.4 Gas Safety Check ........................................................................................................... 29 7.1.5 Electricity Usage ............................................................................................................ 29 7.1.6 Electricity Safety Check ................................................................................................. 30 7.1.7 PAT Testing.................................................................................................................... 30 7.1.8 Rates.............................................................................................................................. 30 7.1.9 Alarm Maintenance....................................................................................................... 30 7.1.10 Television Licence ......................................................................................................... 30 7.1.11 Drain Down ................................................................................................................... 30 © Keith Stott 2014 Page 3 of 49 Last Update 22 March 2016 8 7.1.12 Accountant’s Fees ......................................................................................................... 31 7.1.13 Other Miscellaneous Costs ........................................................................................... 31 7.1.14 Interest Charges ............................................................................................................ 31 Passes ............................................................................................................................................ 31 8.1 Privilege Cards (Haven Holiday Parks) .................................................................................. 31 8.2 Friends and Family Passes (Haven Holiday Parks) ................................................................ 32 8.3 Fun Works Passes (Haven Holiday Parks) ............................................................................. 32 9 Sub Letting .................................................................................................................................... 33 9.1 Grading of Your Caravan ....................................................................................................... 33 9.2 Damage Insurance ................................................................................................................ 33 9.3 What the Park Can Offer ....................................................................................................... 34 9.3.1 9.4 Dates Your Van Is Available........................................................................................... 35 Doing It Yourself .................................................................................................................... 35 9.4.1 Paperwork and Record Keeping .................................................................................... 35 9.4.2 Advertising .................................................................................................................... 36 9.4.3 Pricing............................................................................................................................ 36 9.4.4 Booking Deposit ............................................................................................................ 36 9.4.5 Damage Deposit (Security Bond) .................................................................................. 37 9.4.6 What Equipment should I Provide? .............................................................................. 37 9.4.7 Cleaners......................................................................................................................... 38 9.4.8 Key Release ................................................................................................................... 38 9.4.9 Passes ............................................................................................................................ 39 9.4.10 Holiday Insurance.......................................................................................................... 39 9.5 10 Income Tax ............................................................................................................................ 39 Upgrading Your Caravan ........................................................................................................... 39 10.1 Trading Your Caravan for another Model ............................................................................. 39 10.2 Improving Your Existing Caravan .......................................................................................... 39 11 Maintenance and Repairs ......................................................................................................... 40 11.1 Service and Repair Charter ................................................................................................... 41 11.2 Winterization ........................................................................................................................ 42 11.2.1 12 Draining Down .............................................................................................................. 43 Moving Parks............................................................................................................................. 44 12.1 Moving Within the Same Company...................................................................................... 44 12.2 Moving to a Park in another Company ................................................................................. 44 © Keith Stott 2014 Page 4 of 49 Last Update 22 March 2016 12.2.1 13 Moving to Haven from a Non-Haven park .................................................................... 44 Selling Your Caravan ................................................................................................................. 45 13.1 Transferring Ownership to a Family Member....................................................................... 45 13.2 Selling to the Park ................................................................................................................. 45 13.3 Selling to a Private Individual ................................................................................................ 46 13.4 Selling to a Trader ................................................................................................................. 46 13.5 Refunds ................................................................................................................................. 47 13.5.1 Site Fees ........................................................................................................................ 47 13.5.2 Insurance ....................................................................................................................... 47 13.5.3 Rates.............................................................................................................................. 47 14 Code of Practice ........................................................................................................................ 47 15 Complaints Procedures ............................................................................................................. 48 16 Documents for Reference ......................................................................................................... 48 17 Useful Websites ........................................................................................................................ 48 17.1 Websites Owned by Pathfinder Enterprises ......................................................................... 49 17.2 Third Party Websites ............................................................................................................. 49 © Keith Stott 2014 Page 5 of 49 Last Update 22 March 2016 1 Introduction This guide has been compiled by me, Keith Stott; I have owned a Static Caravan Holiday Home on Haven’s Presthaven Beach Resort Holiday Park in North Wales for over 20 years. During this time, I have gained a wealth of knowledge and experience which I have shared with other caravan owners through my web site - Haven Owners Forum. Haven Owners Forum was formed in 2006 with the aim of bringing caravan owners on all parks together to form friendships and share their knowledge and experiences. The forum has been a great success with in excess of 3700 members and it is still growing. The forum has also extended its following onto Facebook where there is a Haven Owners Forum User Group. The information in this guide has been compiled from the feedback of all our members. It is based on ownership of a Holiday Home on Haven Holiday Parks, but you will find that most holiday park owners operate in a very similar way, so the information and advice in this guide will still have some relevance if you are thinking of buying on a Non-Haven Park. This guide is a ‘living document’ and will be edited and updated as and when necessary. If you find any errors or omissions or if you can add or update any content in this guide, please notify Keith by emailing him using this link – keith@Havenownersforum.co.uk All Park Owners work to develop better systems to make the running of their business more profitable and also to give a better service to their customers and owners. It is very difficult, if not impossible, to keep this guide up to date in every aspect of caravan ownership, so all input or suggestions from users of this guide is very welcome. Whilst I have done our best to make sure the information given in this guide is accurate and up to date I cannot accept any responsibility for any loss arising from the use of the information contained in the guide. © Keith Stott 2014 Page 6 of 49 Last Update 22 March 2016 2 Is Buying Right for You? This may seem like a straightforward question. Many people buy after having one or more caravan holidays usually on park(s) owned by the same company e.g. Haven. You will have enjoyed your holiday and often have happy memories of holidays you had as a child. The desire to own your own caravan so you can holiday whenever you want to is a very strong one and the reason most of us do buy, but your desire to own is usually based on a few weeks of holiday experience in someone else’s caravan and not on the reality of actually owning and maintaining the caravan. The idea behind this guide is: To give you the facts. To explain the pros and cons of holiday home ownership. To help you ask the right questions, not just to the sales team, but also to yourself. To identify all the pitfalls and all the good things about ownership. Your answer to the question – Is Buying Right for You? – can only be given after you have read this guide and then done your research and you can then look at the number of pros and cons you have identified. 2.1 Investment or Lifestyle? One of the most common questions asked by people considering buying a holiday home is “Can I make money from owning a caravan?” The answer to that question is “Yes, you can make money” However, the question should be “Can I make a PROFIT from owning a caravan?” The answer to that question for 99% of owners is “NO!” It is possible to make money by sub-letting your caravan and this money can help to cover some of the costs involved in ownership, but it is unlikely you will cover ALL your costs if you also include the finance involved in buying the caravan. For most owners we have invested in a new LIFESTYLE. This is not an investment that will show a financial profit, but one which will show a massive return in family memories, new friendships, fun, relaxation, stress reduction, etc. Most owners accept that this new lifestyle will cost them money, but it is worth the expense. The aim of this guide and our forum – Haven Owners Forum – is to help you reduce the financial cost of ownership and to increase the benefits of ownership. 2.2 Financing Your Caravan How you finance your caravan will depend on your own personal financial position and you will have to decide on what is best for you. You do have a few choices: You may be lucky enough to be able to buy your caravan outright. © Keith Stott 2014 Page 7 of 49 Last Update 22 March 2016 You can use the finance package offered by the park. You will need to have a deposit of around 20% of the purchase price and payments are usually spread over 84 months. This is, as you would expect, subject to status. You can source your own finance. Whatever method you decide to use you should always check to see if there are any offers or incentives to buy available that may help to reduce the initial purchase price. 2.3 What is Included in the Sales Price? When looking at the price of a caravan you will often see phrases such as “No Site Fees until ……” You should be aware that in most cases you are NOT getting FREE Site Fees. The site fees will be included in the sale package and as such they will be included in any finance you take out and therefore you will be PAYING INTEREST on those site fees. You should look at all aspects of the total purchase price and see what, if anything, you can pay yourself and therefore reduce the amount you have to take on finance. For many people this is not possible, but you MUST make sure you are aware of ALL the components that make up the finance package you are taking on. 2.4 Help to Buy Schemes You may be offered a ‘Help to Buy’ scheme that would usually involve you agreeing to allow the Park Owner to rent out your caravan in return for an ‘advance’ to help reduce the amount you have to find initially. This ‘advance’ will normally be repaid over 2 or 3 years depending on the scheme and its conditions. These schemes always sound like a good way to reduce the initial cost, but make sure you UNDERSTAND all the terms and conditions of the scheme and THE IMPACT IT WILL HAVE ON YOUR USE OF YOUR CARAVAN. Many Park Owners run referral schemes that encourage existing owners to find new customers for their park. At the present time Haven is running a referral scheme that could give you a £1000 discount on the purchase price of a new or pre owned caravan when bought from them. Unfortunately, the scheme does not apply if you chose to buy privately. If you would like to know more about Haven’s Referral scheme you will find some details and an application form here or you can email me using this link – keith@Havenownersforum.co.uk Other Park Owners do sometimes run similar schemes for their parks and it is worth looking into those as well. If you know somebody who is an owner on a Non-Haven Park you should ask them about what is available. If you don’t know anybody then you can ask me because I have contacts on many parks and I MAY be able to find something for you, email me using this link keith@Havenownersforum.co.uk 2.4.1 Payment Protection Insurance You will be aware that there has been a lot of bad press about PPI, but in view of the fact that you are financing a new lifestyle I would strongly advise that you make sure you have some form of insurance to cover the deposit and finance payments for your caravan. © Keith Stott 2014 Page 8 of 49 Last Update 22 March 2016 Some form of PPI insurance may be included or offered with your finance package but you need to be sure it will cover you in event of redundancy/long term sickness etc. and if not you should look for alternative/additional cover. If things went wrong, you could end up losing a large amount of money if your caravan has to be sold because it is unlikely you will receive enough to cover outstanding finance and charges. 2.5 Is Buying Privately a Good Idea? The big advantage of buying privately from an owner is that you can get the caravan you want for substantially less than you would if you bought the same caravan from the Park Owner. However, you do have to bear several things in mind before going ahead. You very rarely get any form of guarantee. Remember that any appliances in the caravan will usually, but not always, have been there since the van was new. You won’t have a choice of pitch; you will be buying the caravan on its current pitch. If you want to change pitch you will usually have to upgrade or pay for the move (if the Park Owner will allow a move without upgrading) You won’t qualify for any discount on site fees offered by the Park Owner for buying your caravan from them. These discounts vary from Park Owner and also on different parks within the same group. On some parks the discount can be in excess of £500 per season. You will have to pay site fees and other charges pro rata from the date you complete the purchase until the end of the current season You will be invoiced for the following seasons site fees etc. before the end of the season in which you purchase Your site licence will usually be for the remainder of the previous owners site licence e.g. if the site licence for a caravan bought from the Park Owner is 10 years and you buy from an owner who has been on the park for 6 years, your licence will be for 4 years instead of the 10 years you would get if you bought from the park. This DOES NOT mean you will have to move or upgrade your caravan at the end of the licence term, licences are usually renewed on an annual basis from then on, but you should, of course, always check with your Park Owner for full details. You will have to complete the transaction through the Park Owner The Park Owner will take a commission (usually about 12.5 - 15% + Vat) in addition to the sale price This may make you think that buying privately is not such a good idea, but that is not the case, despite all of the above, many owners have bought their first caravan privately and have been very happy with the process and the savings they have made. 2.6 When Is the Best Time to Buy? Any time is a good time to buy a caravan, but there are certain times within the season when you can often get a better deal. Depending on your circumstances, buying during the last month or so of the park’s season is usually the time when you can the best deal. Each park will have its own season with nearly all parks opening on 1st March (for owners). However, the date the park closes will vary with some parks © Keith Stott 2014 Page 9 of 49 Last Update 22 March 2016 closing as early as October and some staying open until January (There are some Non-Haven Parks that stay open all year). One of the ‘selling points’ is that when you buy you will get that seasons site fees included in the price (they are not free; they are included in the price). This may be ok if you buy at the beginning of the season, but you must be aware that the following season’s fees will be due at the end of that first season, with the first payment being due in November (depending on how you choose to pay your fees. (See When Are Payments Due?) However, if you buy towards the end of the season you can often get the last month or so of that season and the whole of the next seasons site fees included, which would mean you next payment of Site Fees would be due at the end of the following season. One other point to bear in mind is that if, when you buy, the site fees are included in the overall price you are TAKING FINANCE for, then you will be paying interest on those site fees for the whole term of your finance. If you can buy without the site fees (and other items) included you could then pay them separately and if you can put the money away so that you can pay the site fees in full when they are due, you can qualify for an early payment discount that will effectively reduce your site fees by £50 or so. The other option is to pay your site fees using the INTEREST FREE Direct Debit option where you pay your site fees in 6 monthly direct debits starting on 15th November. It is important to remember that whilst you may be able to negotiate which seasons Site Fees are included, this will NOT apply to other fees such as Insurance, Gas & Electricity charges, Rates, etc. (See What Are the Running Costs? For more information on other fees due). 2.7 GET IT IN WRITING Whoever you decide to buy your caravan from you should always follow this golden rule. Whatever you negotiate with the seller you should always ensure that everything is in writing. The following are some of the more common things that may be negotiated and agreed on: Deposit/Trade in amount Payment terms Your right to cancel within a certain period e.g. 30 days from signing the contract/getting the keys/moving in. Your commitment with regard to any finance package you agree to, either with the seller or finance you arrange yourself e.g. early settlement, cancelation fees, etc. Caravan inventory including any ‘free gifts’. You may be able to get some of the items in the inventory yourself for a lot less than the park is charging you. Date of delivery and siting of your caravan Repairs required and agreed by the sales team (get TWO copies one for them and one for you) Pitch chosen and the right to a free pitch move in the first 12 months (or any agreed period) if the chosen pitch proves unsuitable Your ability to have verandas and/or decking fitted on your pitch © Keith Stott 2014 Page 10 of 49 Last Update 22 March 2016 The availability of allocated parking if applicable The length and scope of the guarantee offered. (see Warranty) The grading of your caravan for sub-letting (including when the grading will change – the grading of every caravan will change as the caravan ages). Details of any guaranteed income if you sub-let through the park as part of your purchase agreement. Details of all the benefits you are entitled to as an owner e.g. discounts on and off park, owners only facilities etc. It is also worth asking if they will give you a written ‘Buy Back Guarantee’ i.e. what they will give you if you have to sell within 12 months (or any time scale you agree on). You should also visit the seller’s website and look for any offers for free gifts or discounts or any specific ‘clauses’ or wording used in their promotion that may be of benefit to you, but is not mentioned by the sales person. Make sure you know and understand these. You should keep a copy of the website information by either printing the page(s) or taking screen shots. 2.8 Warranty When you buy a Holiday Home from a Park Owner, such as Bourne Leisure, your caravan will be covered by a warranty. The warranty given may vary with different Park Owners, but at March 2014, Bourne Leisure offers the following: New Holiday Homes – 5 Years Pre-Owned Holiday Homes – 2 Years The level of warranty offered on a Pre-Owned Holiday Home is significantly less than that for a new Holiday Home. Below is a copy of the 2014 Haven Warranty for New and Used Caravans. © Keith Stott 2014 Page 11 of 49 Last Update 22 March 2016 © Keith Stott 2014 Page 12 of 49 Last Update 22 March 2016 © Keith Stott 2014 Page 13 of 49 Last Update 22 March 2016 3 Choosing a Park The park you choose to site your new caravan on is normally the park you have holidayed on in the past. This is a park that you may think you know well and the choice is easy to make, however, that may not be the right choice. Whilst it is possible to change parks it can prove to be expensive so making sure that the park you choose will fulfil your needs well into the future could save you money and ensure you get to enjoy your new lifestyle to the full. 3.1 Near or Far? How far do you want to travel to get to your caravan? Some people are happy to travel for 3 or 4 hours, but if you have young or disabled family members that can be a stressful journey. Some people are happy to have their caravan ‘on their doorstep’ meaning they have only a very short journey time. The distance from home and thus the journey time will not only be governed by family members, you will also have to consider who will be using your caravan. If you do not want or need to sub-let your caravan you can base your decision on the ‘mobility’ of your friends and family. If you are planning on sub-letting, and doing it yourself, you will need to hire a cleaner unless you plan to do the cleaning yourself, but this won’t be a cost effective way of working unless you are very close to your caravan. 3.2 Location Most Holiday Parks are on the coast and relatively close to the sea but we all have a different idea of what makes the perfect holiday. You may have to take into account the needs of other people who will use your caravan. All families evolve with the coming and going of family members and you should ideally choose a park that will meet the needs of the majority of users. If you are going to sub-let, you will want to choose a park that is likely to have the greatest appeal to your potential guests and this is usually an active family based park close to the sea. 3.3 Park Layout The park layout is something that you don’t have any influence over so when you have chosen your park you will have to ‘live with’ the way the park is designed. However, it is worth remembering that Park Owners will have an on-going development plan for the park and you should ask about future development plans. Development of all or part of the park could have an adverse effect on the position of your caravan – you may have to move pitch the view from your caravan – the siting of other caravans or the building of new structures the ease of access to your caravan – footpaths or close parking Most Park Owners work with a long term (often 5 years) development plan and you should always ask about these plans. © Keith Stott 2014 Page 14 of 49 Last Update 22 March 2016 3.4 Park Rules Every park owner has rules that you agree to when you sign the agreement to buy and site your caravan on their park. The rules will vary depending on the Park Owner and possibly even from park to park within the same company. You should ALWAYS read the park rules BEFORE you sign any agreement. You should ask the sales team for a copy of the rules when you first visit the park and read them when you are deciding if the park is right for you. As an example; a copy of the 2014 park rules for Presthaven Sands (Haven Park) is given here. As I have said before there will be changes between park owners and even parks. In accordance with the Site Licence and Planning Permissions, Owners and Guests may occupy Caravans on the Holiday Park from the 1 March to (Date will vary on each park) in each season. Caravans must not be occupied outside this period. The Park Administration Reception is open throughout the year. Other amenities, facilities and entertainment will be available from time to time, at the reasonable discretion of the management, having regard to seasonal demand. No person may occupy a Caravan for more than 60(This can vary with different park owners) consecutive days. The Owner of the Caravan is not allowed to register the Caravan with the Local Authority as their permanent address and may not use the Caravan as their main or sole residence. No animals, other than dogs, may occupy Caravans without prior written permission of the General Manager. Dogs must be kept on leads at all times when not in the Caravan and should not foul the public areas of the Park. No dangerous dogs may be kept at the Park. All Park grounds are communal, save for the areas of land designated for individual Caravans. The area of land designated for an individual Caravan is the area covered by the Caravan in addition to the area directly in front of the Caravan doors. Any disputes as to whether land is communal or designated for an individual Caravan will be determined by the Park Manager. All Caravans are to be kept in good condition and maintained to the high standards of the Park. All steps, verandas and any other means of access to the caravan must be maintained in good condition and conform to health and safety regulations. The Caravan Owner is responsible for the general upkeep of the Caravan and the tidiness around the unit, ensuring that the area underneath the Caravan is kept clean and free of all material at all times. Patios and stone slabs may only be laid with the written permission of the Park Manager and by laying these slabs they are deemed to have passed onto the © Keith Stott 2014 Page 15 of 49 Last Update 22 March 2016 ownership of the Park and may not be removed unless the ground is restored to its original condition. However, it is the Caravan Owner’s duty to maintain any such patios and slabs in a safe condition and the Caravan Owner will be responsible for any incidents if this is not done. No fences, steps, walls, boxes, sheds or similar structures may be erected on the Park. Verandas constructed in accordance with standard designs are allowable on designated areas of the Park with the permission of the Park Owner. A programme for the removal of structures out-with this policy has been implemented on the Park. A copy of this programme is available upon request. Disabled access ramps and steps constructed in accordance with the standard designs, will be allowed on any part of the Park by agreement with the Park Manager and Caravan Owners are advised not to commence work until they have received such consent in writing. Ramps and steps may be installed by the Park’s own staff, by appropriately qualified contractors or by the Caravan Owner with Park Manager’s consent. All work must be carried out in a proper and workmanlike manner and comply with health and safety regulations and all applicable statutory requirements. A list of contractors who have previously carried out such works at the Park is available from the Park Manager upon request should Caravan Owners wish to use their services. Clothes may be dried on clothes airers that attach to the Caravan window. Washing lines or rotary dryers are not permitted. Tents and motor Caravans are not permitted on the Park. Windbreaks may be used during daylight hours only. Ball games are to be played on the designated areas and not between Caravans. 3.5 When can I use my caravan? You can ‘visit’ your caravan at any time during the year; however, you are only allowed to sleep in your caravan during your parks ‘season’. Each park has its own ‘season’ and you will be told by the sales team what dates apply to your park. All Haven holiday parks opens on, or just after, the 1st March each year for owners (and their private sub-let guests, if they have any), and opens for Haven guests just before Easter. Each park will close for Haven’s own guests after the October half term, but will remain open for owners. Your park will have its own ‘End of Season’ date ranging from beginning of November to the middle of January; during that time owners can continue to stay in their caravan (and sub-let if they want to). © Keith Stott 2014 Page 16 of 49 Last Update 22 March 2016 After the ‘End of Season’ date owners can still visit their caravan, but, they are not allowed to sleep in them; you are usually expected to leave the park around ‘tea time’; again this is something you should clarify with your park. There is a list of HAVEN park opening and closing dates FOR OWNERS available in the ‘Members Resources’ section of the forum http://www.havenownersforum.co.uk/viewtopic.php?f=131&t=19264 4 Choosing a Caravan This is often where new owners have the most difficulty because it is almost impossible to imagine a ‘show’ caravan full of your own personal belongings. The ‘show’ caravans are laid out carefully to make them look spacious, but if you look carefully you will see that the layout is very minimalistic in design. If you are going to sub-let through your park, you are advised not to leave personal items in your caravan when you are not using it. If you are not going to sub-let, you will usually find that you will fill all available places with your own ‘home comforts’. Think about what you would like to keep in your caravan and then look to see if there is going to be a suitable place for those things. If you have family or friends who will use the caravan regularly and have mobility impairments, you also need to check for accessibility not just in and out of the caravan, but also for ease of movement inside and the suitability of the shower etc. Good practice is, as with buying a car, to look around several caravan show grounds, whether they be a traders show ground or different holiday parks, and look at the range of caravans available so that you can get some idea of size, layout and features available. If you visit different caravan parks you will also have the opportunity to view the facilities available on the different parks. Your first few visits should not be with the intent to buy, but be about research of what is available within your budget range and compiling the ‘check list’ you will use to find the perfect caravan for your needs. The best advice is to be very critical of every caravan you view, new or pre-owned. You need to be sure it is the right one for you and meets all your needs. (See Checking for faults/problems ). It is, of course, possible to change/upgrade your caravan at any time, but if you do that within the first 12 months or so of buying your caravan it can be an expensive decision. Many Park Owners run referral schemes that encourage existing owners to find new customers for their park. At the present time Haven is running a referral scheme that could give you a £1000 discount on the purchase price of a new or pre owned caravan when bought from them. Unfortunately, the scheme does not apply if you chose to buy privately. If you would like to know more about Haven’s Referral scheme you will find some details and an application form here or you can email me using this link – keith@Havenownersforum.co.uk © Keith Stott 2014 Page 17 of 49 Last Update 22 March 2016 Other Park Owners do sometimes run similar schemes for their parks and it is worth looking into those as well. If you know somebody who is an owner on a Non-Haven Park you should ask them about what is available. If you don’t know anybody then you can ask me because I have contacts on many parks and I MAY be able to find something for you, email me using this link keith@Havenownersforum.co.uk 4.1 New or Pre-owned? Whilst owning a Brand New caravan is a possibility for many and can give you a great ‘Buzz’ it may be more practical to look at finding a caravan that is within your price range and ‘ticks all the boxes’ and for many this will mean a pre-owned caravan. 4.1.1 New Caravans If you are looking to buy a new caravan your choice will really only be limited by your budget. It is important that you already have your list of criteria that your new caravan must meet. When buying a new caravan ask the sales person if the caravan you are looking at is the one you will get or will you get one sent straight from the manufacturer. If when looking at a new caravan you think “It would be nice if it had a particular feature or modification” then ask the sales person if that could be done by the manufacturer before delivery. Examples could be: Extra plug sockets Washing machine instead of dishwasher Room for a fridge/freezer instead of just a fridge Extra aerial points in bedrooms Changes to shower access Etc. Having modifications done by the manufacturer will probably delay the delivery of your new caravan and alter the price you pay, but it will mean that everything has been done and you don’t then have to arrange for the work to be done at a later date which could impact on your use of the caravan. The other and perhaps the main reason for having the manufacturer do the work is that the alterations then become ‘factory fittings’ and will be covered by the manufacturers’ warranty (usually 5 years on a new caravan). 4.1.2 Pre-owned Caravans You have a few choices here: 4.1.2.1 From the Park Owner For your own piece of mind, it may be advisable: you will get a guarantee (usually 2 years) You will be sure there are no major faults or outstanding finance. You will have a greater choice of pitch © Keith Stott 2014 Page 18 of 49 Last Update 22 March 2016 4.1.2.2 From a trader When buying from a trader you should: Make sure you have written confirmation that the caravan can be sited on the park and pitch you want. Make sure you have written details of the type and length of any warranty, including what is and what isn’t covered. Make sure that the cost of transporting, siting and carrying out all safety checks required by the park are included in the price you pay for the caravan, or that you are fully aware of all addition costs you will be required to pay to either the trader or the park. Make sure you have examined the caravan in detail and compiled a list of repairs etc. that are required and you know who will be responsible for them. Make sure you have at least TWO copies of the list; one for you and one for the trader. (See Checking for faults/problems). 4.1.2.3 Buy privately When buying privately you will usually buy from an owner who is selling the caravan already sited on a park. You should: Make sure you are happy with the park (See Choosing a Park) Make sure you are happy with the pitch (See Choosing a Pitch) When buying a Pre-owned caravan, you will need to be completely happy with its condition. Buying a caravan is not much different to buying a car; you need to look it over carefully inside and out. (See Checking for faults/problems ). If the caravan is only a couple of years old, you may get the remainder of the manufacturer’s warranty. But you need to check that the warranty is transferrable. You are unlikely to get a warranty from the seller, so any faults that subsequently develop will have to be corrected at your expense. 4.2 Layout Modern caravans come with a wide range of layout styles and sizes and making a choice can be very difficult. Some older or ‘starter’ caravans are only 10 feet wide and fitted with a ‘Galley’ kitchen, this can cause problems with lack of space whilst cooking. Do you ‘need’ two bathrooms/toilets? Many caravans are open plan in design and whilst this may make them appear spacious it can be a disadvantage in caravans without central heating. Caravans without central heating usually only have a single gas fire in the lounge area and this is unlikely to effectively heat the whole of the caravan. © Keith Stott 2014 Page 19 of 49 Last Update 22 March 2016 4.3 Bedrooms Most caravans come with a choice of two or three bedrooms, but some of the newer ‘high end’ ones can have four bedrooms. A two bedroomed caravan will be more spacious and usually have extra features such as en-suite or second toilets. However, the number of bedrooms you decide on may not depend on the size of your family. You need to bear in mind who may use your caravan in the future. If you have children, they will want to bring their friends etc. and if you are going to sub-let your caravan will be more ‘family friendly’ with three (or four) bedrooms than with only two. Bunk beds can seem like a novelty at first for your children, but can become less so as the children get older. Most caravans come with additional sleeping in the lounge or dining area, but many people find having to prepare it and pack it away everyday frustrating and from the owners’ point of view this additional sleeping area is more likely to get damaged so if they sub-let, they may not advertise that additional sleeping capacity. 4.4 Storage When looking at caravans for sale on Holiday Parks it is not unusual for them to have two bedroomed caravans on the display ground because the always appear to be very ‘spacious’. When viewing any caravan, you need to look carefully at the amount of storage available and its practicality. You should try and imagine the things you will want to store in the caravan (either permanently or just temporarily), and see if you can ‘find a home’ for those items. If you have had a caravan holiday you will be aware of how difficult it can be ‘to find a place’ for everything you have taken with you just for that holiday. When you own your own caravan you will have a many more things to store, especially in the kitchen and bedrooms. 4.4.1 Internal Storage Having a holiday in a caravan is quite different from owning one and equipping it to reflect your own style. The temptation is always to ‘bring more’ but we do not always think about where things will go. Storage can be particularly important if you plan to sub-let through the park. Most parks insist that you do not leave any personal items in your caravan whilst they have the use of your caravan. This is because their insurance will only cover theft or damage to ‘standard inventory’. If you cannot leave your personal items ‘on display’ when sub-letting, you will either have to bring it all home or allocate some storage area in your caravan you can make secure to keep your personal there. 4.4.2 External Storage As discussed previously storage is a major concern for all caravan owners and new owners will quickly find their caravan lacking. © Keith Stott 2014 Page 20 of 49 Last Update 22 March 2016 Whilst internal storage can be maximised by careful use, many owners look to external storage as the answer, however, this is not as simple a solution as it may seem. Most parks will allow a single ‘Bench Seat’ storage unit for each caravan. Some parks will allow other external storage units but may impose some restrictions on size and/or materials. Some parks will allow a single storage unit for storing equipment required for a disabled user (proof of disability is usually required before the park will authorise them). Some parks will allow storage to be fitted under verandas/decking, but again will impose restrictions on size and materials. It is important that, if you want/need additional outside storage, you make sure you fully understand what you park will allow and get all information IN WRITING and signed by the person who authorises/agrees to it. This also applies to Decking and verandas. 4.5 Checking for faults/problems When choosing your caravan, you will need to check it in detail for any problems that should be corrected either before you take possession or within an agreed time scale afterwards. When buying a new caravan, it is possible that the caravan you see on the showground will not be the one you actually get. You must clarify this with the salesperson. If you are buying a new caravan or from a trader, a lot of the checks will only be possible when it has actually been sited. I am not going to create two lists one for new and one for pre-owned caravans; most of them will apply to both. Some checks should be done when examining the caravan BEFORE agreeing to buy and the checks in bold print should be checked again when the caravan has been sited. These are things to check: The outside condition of the caravan. o Signs of damage to the panels and/or the seals between the panels o Presence of holes that may suggest things have been moved or replaced e.g. steps, outside lights, aerials/satellite dishes, etc. o Condition of the chassis. New caravans have a galvanised chassis so rust/corrosion is not usually an issue, but it can be with older caravans. o All doors, windows and skylights open and close easily, fit into their frames correctly and the seals are in good condition. The internal condition of the caravan o Condition of upholstery and curtains – signs of colour fade and/or damage o Condition of the carpets, especially high traffic areas o Yellowing of walls and ceilings due to smoking o Condition of all light fittings/shades o Condition of any folding/pull down/lift up bed mechanism © Keith Stott 2014 Page 21 of 49 Last Update 22 March 2016 o o o Check ceiling for signs of damp especially the edges and around skylights Check for signs of staining around toilets/sinks/showers that may suggest leaks Check all internal doors, cupboards and draws close easily and are aligned correctly. 5 Choosing a Pitch When you buy a caravan either new or pre-owned you will be offered a selection of pitches on which you can site your caravan. If you buy a new caravan or upgrade your existing caravan you will be given a much greater choice of pitches. If you buy a caravan privately from the owner, you will normally buy the caravan on its existing pitch. If you then want to move to another pitch you will either have to upgrade the caravan or pay the park to move your caravan to an agreed new pitch If you ‘bring on’ a caravan you will normally have a very limited choice of pitch. 5.1 Pitch Grading Parks will have pitches that they grade differently e.g. Standard and Premium pitches. A ‘Premium’ pitch may offer extras such as Parking, Sea View, Quieter area of park, piped gas instead of bottled supply, ability to have a veranda, etc. However, these ‘extras’ will vary from park to park because not all parks can offer all the extras such as a sea view. You should discuss the difference in pitch grading with the park because this will affect the site fees you pay. 5.2 Your ideal pitch We are all individuals with different needs and requirements, so when choosing your pitch, you should have a list of criteria that are important to you. A quiet part of the park or close to the entertainment Proximity of shops and other facilities Parking close to your pitch or allocated parking. Remember to take into account the amount of vehicles there may be from other caravans that will have to share any local car park area and may mean that in peak periods there may be more vehicles than parking spaces. Parking is not generally allowed on the grassed area around caravans, so if you want to park your car on the grass close to your caravan, it is a good idea to get written permission to do that. Ability to have a veranda Any plans the park has to develop that area in the future Position in relation to the sun. Do you want a ‘sun trap’ or a nice shaded area? The view you will have from your caravan window/door e.g. a scenic view or the back of another caravan. Don’t forget to think about the views from ALL your caravan windows. It is © Keith Stott 2014 Page 22 of 49 Last Update 22 March 2016 a good idea to stand by the pitch with a floor plan of the caravan so you can work out what the views will be out of each window/door. What are the site fees for the pitch? Some pitches attract a higher rate than others What are the noise levels around the pitch? Trains, traffic, proximity of site maintenance sheds, etc. If you have younger children; are there safe playing areas nearby? Are your neighbours’ private owners or are the majority of the surrounding vans fleet vans? Is the pitch close to a main footpath that will have a lot of foot traffic going to and from the park facilities? (Think about people coming back from the entertainment complex late at night) When looking at potential pitch locations don’t just look at empty pitches. Look at the area of the park you are interested in and if any of the pitches you would like are occupied ask if the caravan on the pitch is a fleet van (owned by the park) or a privately owned van. If it is a fleet van the park may well be willing to move it off the pitch so you can have your van, there. If it is a privately owned caravan on the pitch ask if the owner on that pitch would consider moving (the owner may have taken that pitch because it was the best available at the time for them, or their requirements/circumstances have changed, and they would now like to move) or If you can reserve the pitch and have a free move on to it if that pitch becomes available in the future (within an agreed time scale). Finally, when you have selected your pitch, ask if they will allow a FREE PITCH MOVE within 12 months of you first occupying your pitch, just in case you find it isn’t suitable. Make sure you get this agreement IN WRITING 6 What Are the Running Costs? The Site Fees are not the only thing you will have to pay for when you own a caravan. The following will also need to be paid at various times throughout the season (See When Are Payments Due? for more details). 6.1 Site Fees Site Fees allow you to keep your caravan on the park and use the parks facilities. The fees you pay will vary depending on which park you are on and will also usually depend on which pitch you choose on that park (Every park will have ‘Standard’ and ‘Premium’ pitches – see 5.1Pitch Grading). 6.1.1 Site Fee Reduction If you buy your holiday home from Bourne Leisure you will get a reduction in your site fees. This reduction will vary between parks and only applies to the original purchaser. The reduction can vary between just over £200 and £540 depending on the park you purchase your caravan on © Keith Stott 2014 Page 23 of 49 Last Update 22 March 2016 You will NOT get this reduction if you buy privately even when Bourne Leisure act as the selling agent. This reduction will be carried over to a family member if you decide to transfer ownership of your caravan to them either as a gift or bequest. (Correct Sept 2014 – Haven Sellers Pack) One final and important point to remember about this site fee reduction is that when you purchase your caravan and the sales person tells you what site fees you will pay; they are quoting the site fees AFTER the reduction has been applied. This often causes new owners some confusion when they get their first invoice for site fees because you will get an entry for site fees BEFORE the reduction is applied i.e. the invoice will quote site fees of £xxxx and then an entry saying “Reduction for buying a Bourne Holiday Home” £yyyy and then another entry giving the reduced fees of £zzzz 6.2 Insurance Insurance is required to cover any damage to your caravan and/or its contents, and is usually on a ‘New for Old’ basis (new for old won’t apply on caravans over a certain age – that age may vary and will be determined by the insurance company). Insurance is also required to cover Public Liability and the usual minimum requirement for that it £2m but a sum of £5m is becoming more common. Insurance will be offered by the park and automatically renewed unless you decide to use an alternative insurer. If you decide to provide your own insurance cover, you must ensure that it meets all the requirements set by the park and it also covers losses occurring when sub-letting. You will also need to check that your policy will cover you if your park is at risk of flooding. You must provide the park with a copy of your valid insurance for their records. If you sub-let through your park you may be covered by additional insurance in the form of a Repair Cover Plan. This may be provided free of charge if you meet the requirements of your parks subletting scheme. If it is not provided free of charge you are usually able to purchase this for around £200 (Correct Sept 2014 – Haven). If you have any ‘Repair Cover Plan’ insurance, as with any form of insurance, it is important that you understand exactly what is covered and what is not. 6.3 Gas Usage Gas will be supplied to you caravan in one of three ways: In Bottles By Metered Pipe Supply By Un-Metered Pipe Supply (Shared Supply) How you are billed and when you have to pay will depend on the type of supply. (It is possible that some Non-Haven Parks will include this in their site fees, but that is very rare now). © Keith Stott 2014 Page 24 of 49 Last Update 22 March 2016 6.4 Gas Safety Check This is a mandatory annual requirement and will be carried out by the park, however you can use your own suitably qualified contractor if you want to and you will have to supply the park with a valid copy of the safety certificate. (See Repairs and Service Price List) 6.5 Electricity Usage Electricity supply to your caravan will be a metered supply and you will be billed according to your usage (it is possible that some non-Haven parks will include this in their site fees, but that is very rare now). 6.6 Electricity Safety Check This is a mandatory 3 YEARLY requirement and will be carried out by the park, however you can use your own suitably qualified contractor if you want to and you will have to supply the park with a valid copy of the safety certificate. (See Repairs and Service Price List) 6.7 PAT Testing The annual testing of Portable Electrical Appliances such as toasters and kettles etc. is mandatory if you sub-let your caravan and on most parks optional if you don’t sub-let. The park will usually do this automatically, however you can use your own suitably qualified contractor if you want to and you will have to supply the park with a valid copy of the safety certificate. (See Repairs and Service Price List) If you don’t sub-let, you will usually need to confirm in writing to the park that you do not sub-let and that you do not require PAT testing. 6.8 Rates Rates usually consist of two elements; Water & Sewerage Rates and Non-Domestic Business Rates Charge. 6.8.1 Water & Sewerage Rates What are these? 6.8.2 Non-Domestic Business Rates What are these? The charge for non-domestic rates is set by central government using a rate in the pound which is normally increased in line with the September RPI and thus by November park owners are able to estimate the charge for the following year to a high degree of accuracy 6.9 Alarm Maintenance Most caravans will have an alarm fitted and this will require an annual maintenance check and test. Bourne Leisure requires an annual subscription to the service (See Repairs and Service Price List) the fitting of an alarm is not usually mandatory, but is usually included when buying a new caravan or will already be in place in a pre-owned caravan. © Keith Stott 2014 Page 25 of 49 Last Update 22 March 2016 Having an alarm fitted will often qualify you for a reduction in your insurance premium (check with your park or insurance provider), but this reduction is minimal (£15 on a Bourne Leisure park (March 2014)). You can, if you wish, fit an alarm of your own choosing, either fitting it yourself or having a contractor fit it for you. However, you will not be able to connect your own alarm to the parks monitoring system. With the advances in technology there are now a wide variety of alarms other than the one offered by the park that could meet your requirements. It is worth doing some research taking into account the cost of supply and maintenance as well as the features it offers. 6.10 Television Licence The TV Licence regulations state that you must have a TV Licence for your caravan if: You Sub-let Your television at home will be in use at the same time as the television in your caravan If your television at home will never be in use at the same time as the one in your caravan, then you don’t need a separate licence. You are required to notify the TV Licencing Authority of this by completing and returning a form to them. *** Note *** ‘Television’ means any form of equipment that can receive LIVE television broadcasts. 6.11 Drain Down One of the most important tasks to be carried out on your caravan is the annual drain down in preparation for the winter shut down. The draining of your water system is a fairly straightforward task and many owners do it themselves. (See Draining Down) If you don’t feel confident or physically able to do this yourself, you can either arrange for the park to do it (See Repairs and Service Price List) or you can use a contractor of your choice. The advantage of using either the park or a contractor is that if any damage does occur, you will be protected by their insurance, whereas if you do it yourself you will have to bear the cost. If you use the park to do the drain down and reconnection for you the date of the drain down and/or reconnection will not be specified, you will be given a range of dates to choose from and even then the date cannot usually be guaranteed. If you use your own contractor you can usually specify the date you want the work doing. © Keith Stott 2014 Page 26 of 49 Last Update 22 March 2016 6.12 Accountant Fees If you sub-let or receive an income from your caravan in any way you are required to declare it on your tax return. If sub-let and you meet the criteria laid down by HMRC you can reclaim some of the expenses involved in sub-letting against your tax liability. It is for this reason that many owners use an accountant. It is important that you use an accountant who has a working knowledge of Holiday Home Rentals. 6.13 Your Finance Charges If you used some form of finance to buy your caravan you will obviously need to make repayments. The amount and frequency of your repayments will depend on your personal arrangements and therefore cannot be given in this guide. However, it is important that when you work out you budget (especially if you are sub-letting to help cover your costs) you include these payments in your calculations. 6.14 Other Miscellaneous Costs Just like your home, your caravan will need some maintenance and repair from time to time. Some items will need replacing due to normal wear and tear, some due to damage. 6.15 Repairs and Service Price List This list is intended as a GUIDE ONLY these prices are from ONE Haven Park and are correct as of Sept 2014. You should remember that prices for ALL goods and services whether caravan related or not will vary from one region in the country to another and from one Park Owner to another. Safety Tests and Services Electrical Safety Test - £70 Gas Safety Test - £70 PAT Test (per appliance) - £5.75 PAT Test (up to 10 appliances) £34.50 Gas Appliance Service - £83 Ramtech Alarm - £200 Ramtech annual warranty - £100 Drain Down (central heating) - £75 Drain Down (no central heating) - £45 Accessories Plumbing Smoke Alarm - £19.50 Carbon Monoxide Alarm - £38.50 Alarm Battery - £5 Low Energy Halogen Bulb - £5 © Keith Stott 2014 Electrical Socket (single) - £70 Electrical Socket (double) - £80 Outside Light - £93 Fire Extinguisher - £31 Door Lock - £36 Door Catch - £10 Pull out bed & mattress – £195 Slab Work (per slab) - £17 Step Treads (pre tread) - £10 Steps – 3 tread (New) - £495 Steps – 3 tread (used) - £120 Page 27 of 49 Outside Tap - £40 Shower Head (white) - £16.50 Shower Head (chrome) - £27.50 Shower Hose - £15 Shower – Complete (chrome) - £45 Last Update 22 March 2016 Thermostatic Mixer Tap - £125 Taps - £58 Sink replace (std white) - £77 Toilet pan replace (std white) - £80 Toilet seat replace (std white) - £36 Toilet Roll Holder - £15 Cleaning & Sub-let Services Carpet clean (all) - £40 Carpet clean (one room) - £20 1 Hour Clean - £30 4 Hour Deep Clean - £99 Outside Wash - £50 Patio Wash - £35 Veranda Wash - £37 Duvet Wash (per duvet) - £10 Curtain Cleaning (per curtain) - £20 Mattress Cleaning (per mattress) £20 Upholstery Clean - £60 Window Cleaning - £25 Bedding Hire - £ Key Release - £3.50 Kettle (white) - £9 Kettle (stainless steel) - £24 Toaster (white) – £8 Toaster (stainless steel) - £23 Microwave (white) - £46 Microwave (silver – plastic) - £55 Fridge (std under counter) - £165 TV 20 “ Combi (TV only) - £150 TV 28 “ Combi (TV only) - £175 TV 32 “ Combi (TV only) - £200 DVD Player - £35 Coax Cable - £7.50 Maintenance Call Out Charge (less than 30 minutes) - £10 Clear Blockage - £10 Clear Gutters - £20 Labour Charges (1/2 Hr) Electrical Inventory General Labour - £15 Gas Labour - £20 Electrical Labour - £30 Plumbing Labour - £20 ALL prices will include fitting and VAT **** Please remember these prices are a GUIDE ONLY – they will vary from park to park **** 7 When Are Payments Due? Invoices will be issued at different times throughout the season. In most cases payment of these invoices will be due in full within 30 days of issue, but more information on payment dates is given below. Payments can be made: On the park – cash or credit/debit card On-line using the Park Owners website (Haven’s is www.owner-services.co.uk) Direct debit – If you use this method for your Site Fees it may (depending on the Park Owners schemes) to add your utility charges to your direct debits. Standing Order © Keith Stott 2014 Page 28 of 49 Last Update 22 March 2016 7.1.1 Site Fees On Haven parks your Site Fees are usually invoiced in October and you have three payment options: Pay in full in one payment. Due 1st December (If Site Fees are paid IN FULL before this date, Haven offer an early payment discount, usually between £50 & £75 depending on the park). Pay in TWO instalments. These are due on 1st December and 28th February Pay in SIX monthly instalments. These payments are by Direct Debit and the first payment will be collected in November. One other point to bear in mind is that if, when you buy, the site fees are included in the overall price you are TAKING FINANCE for, then you will be paying interest on those site fees for the whole term of your finance. If you can buy without the site fees included, you could then pay them separately and avoid paying interest on them. If you can put the money away so that you can pay the site fees in full when they are due, you can qualify for an early payment discount that will effectively reduce your site fees by £50 or so. The other option is to pay your site fees using the INTEREST FREE Direct Debit option where you pay your site fees in 6 monthly direct debits (but you won’t qualify for the early payment discount). 7.1.2 Insurance This is usually invoiced in March and payment is due within 30 days if provided by your park. If you have sourced your own insurance, you may have an instalment plan in place which will set out your payment dates. Otherwise, because insurance is due in March you can expect your payment to be due around then. 7.1.3 Gas Usage This will depend on how your gas is supplied. If you use bottled gas you will pay for your gas as you use it. If you have a piped supply, either metered or shared, you will be invoiced in November and payment will be due within 30 days. 7.1.4 Gas Safety Check This is due every 12 months and will become due 12 months from your purchase date. You should receive a reminder from the park that your safety check is due. If you use your own contractor you will need to arrange the test and payment will obviously be due subject to their terms. If you let Haven do the test you will be invoiced around the time the test is due and payment will be due within 30 days, however, the safety check may not be done ‘on time’ as the parks often try and do these safety checks in ‘blocks’ 7.1.5 Electricity Usage You will be invoiced in November and payment is due within 30 days. © Keith Stott 2014-2016 Page 29 of 49 Last Update 22 March 2016 7.1.6 Electricity Safety Check This is due every 3 YEARS and will become due 3 YEARS from your purchase date. You should receive a reminder from the park that your safety check is due. If you use your own contractor you will need to arrange the test and payment will obviously be due subject to their terms. If you let Haven do the test you will be invoiced around the time the test is due and payment will be due within 30 days, however, the safety check may not be done ‘on time’ as the parks often try and do these safety checks in ‘blocks’ 7.1.7 PAT Testing This is due every year if you sub-let. You should receive a reminder from the park that your safety check is due. If you use your own contractor you will need to arrange the test and payment will obviously be due subject to their terms. If you let Haven do the test you will be invoiced around the time the test is due and payment will be due within 30 days, however, the safety check may not be done ‘on time’ as the parks often try and do these safety checks in ‘blocks’ If you don’t sub-let, you don’t need this test. 7.1.8 Rates Both elements of this; Water & Sewerage & Non Domestic Business Rates are invoiced in December and payment due in 30 days. 7.1.9 Alarm Maintenance The payment of any alarm maintenance will depend on who supplied your alarm and their maintenance schedule. At the time of writing this guide Haven used Ramtech Alarms on their parks and although you would expect your alarm to have its annual maintenance check on or close to the anniversary date of its installation, this is not usually the case. Ramtech will arrange for an engineer to visit the park and cover as many alarms as possible on that visit, but it is not guaranteed that all alarms will be checked. This can mean that you could be invoiced for your alarm maintenance at any time during the season. If you have an alarm fitted by someone other than the park your maintenance schedule will be dependent on the arrangements made with them. 7.1.10 Television Licence This will be due from the date you decide to get a licence. This may be the date you buy your caravan or the date you decide to begin sub-letting. Payment will be due either in full or by monthly direct debit. 7.1.11 Drain Down This will be due when you decide to close your caravan down for the winter. This date will vary due to different parks having different closing dates and may also be governed by the weather; an early very cold spell may mean it is advisable to drain down before your season ends, whereas a warmer winter may encourage you to continue to use your caravan until the very last day. © Keith Stott 2014-2016 Page 30 of 49 Last Update 22 March 2016 If you use the park to do the work for you, you can expect to be invoiced for the work around the date you specified for the drain down to be done and payment will be due within 30 days. If you use your own contractor the payment will be due in line with their terms. 7.1.12 Accountant’s Fees If you decide to use an accountant, you will usually be given a choice of paying an annual fee or paying by direct debit. The date(s) payment will be due will depend on your arrangements with the accountant. 7.1.13 Other Miscellaneous Costs You will never know when your caravan will suffer damage or equipment failure etc. it is therefore good practice to have a ‘repair fund’. How much and when you put into this fund will be entirely up to you, but it is suggested that you base your decision on the cost of replacing items due to wear and tear and the cost of replacing items that are NOT covered by your insurance policy. Remember that your insurance policy will have an excess of at £50 and possibly more. 7.1.14 Interest Charges Where there is an outstanding balance older than one complete calendar month, BL can add an interest charge of 1.6% (correct at Sept 2014) which will be added to your account. Interest on all outstanding accounts will be billed in April. Monies received against your account are always credited against the oldest outstanding transactions, giving you a minimum of one month's interest free credit. BL may change the interest rate, but must give two months’ notice. Other park owners will have similar conditions. 8 Passes This section relates to the use of passes on HAVEN HOLIDAY PARKS ONLY. Most Park Owners operate some form of ‘Pass’ and if you are interested in becoming, or already are, an owner on a Non-Haven park you should ask your Park Owner how their system operates. The information below is correct at the time of writing, but may interpreted differently by individual Parks. This section will be re-written as and when changes are agreed and implemented. At present Haven issue three types of pass: Privilege Cards – these are issued FREE to owners Friends and Family Passes – these are issued FREE to friends or family of owners Fun Works Passes – these are supplied to paying guests on the park, whether they rent from Haven or privately from an owner. 8.1 Privilege Cards (Haven Holiday Parks) Every owner is given TEN privilege passes for every caravan they own. These are valid for the season in which they are issued and are renewed every season for as long as you own a caravan. It is important that you read and understand the full Terms and Conditions for the use of these cards. © Keith Stott 2014-2016 Page 31 of 49 Last Update 22 March 2016 These cards entitle you to a range of ‘privileges’ both on and off park: They allow access to all Owner Only Events They give the holder 15% discount on MOST purchases on park They can be pre-loaded with money and used as a payment card They allow ADULT card holders to obtain Free ‘Friends & Family’ day passes (subject to some limits – these will vary by each park). They can be used to get discounts at selected ‘Off-Park’ venues (These will vary from park to park) Privilege Cards can be used ON ANY HAVEN park and the card holder will be entitled to the same benefits they would enjoy on their own park EXCEPT: They may NOT use the card as a method of payment. They will still be entitled to their 15% discount if they show their card, they just can’t use the card as a method of payment. They may NOT attend Owners Only events on that park. They may NOT request Friend and Family passes on that park 8.2 Friends and Family Passes (Haven Holiday Parks) These are issued free of charge to friends or family members who may be visiting the owner, but don’t require a Privilege Card. At present there is no standard scheme in place that applies to ALL Haven parks. The scheme is set by each General Manager on their own park. Because the way the scheme is applied varies from park to park and from year to year, you will need to check with YOUR park at the START OF EVERY SEASON and make sure you understand how the scheme is being offered. As a general rule if your ‘Friends or Family’ are staying for longer than 14 days, the park may ask that they purchase FUN WORKS PASSES. The Friends and Family passes entitle the pass holder to use all the facilities on the park EXCEPT any OWNERS ONLY facilities or events such as Owners Parties. They DO NOT entitle the pass holder to the 15% discount or any other ‘privilege’ that Privilege Card holder may get. The Privilege Card holder is responsible for the behaviour of the user and the correct use of the pass. 8.3 Fun Works Passes (Haven Holiday Parks) These are the passes that PAYING guests must purchase if they wish to use the parks facilities. If the guest is renting the caravan directly through Haven, then these passes will be included in the rental price. If the guests have rented their caravan from the caravan owner the passes are NOT usually included in the rental price. However, they will have the option to buy the passes or not. Fun Works passes entitle the holder to use all the parks facilities EXCEPT any OWNERS ONLY facilities or attend any OWNERS ONLY events. Fun Works passes DO NOT entitle the holder to any discounts either on or off the park. © Keith Stott 2014-2016 Page 32 of 49 Last Update 22 March 2016 9 Sub Letting Many owners will sub-let their caravan to help cover the running costs. Whether or not you chose to sub-let will depend on your individual situation and will be a matter of personal choice. Some parks offer schemes to help with the initial cost of buying your caravan by guaranteeing a level of income if you let them use your caravan for their guests for a number of weeks in one or more seasons. The income may be paid at the end of each season or it may be offered as an ‘upfront’ payment to help with the purchase price. Different Park owners will have different schemes and schemes that are in place may change so it is important that you fully understand the terms and conditions of any scheme being offered to you. 9.1 Grading of Your Caravan One of the most controversial points that applies to sub-letting is the grading of you caravan. The terms used for the different grades will vary with different Park Owners. The grading’s usually use terms such as: Bronze, Silver, Gold, Platinum, Titanium or Standard, Superior, Deluxe etc. It is important that you know what grade has been applied to your caravan (and that you agree with it) and also that you understand that this grading will change with the age of your caravan and, of course, the income you get will fall as your caravan is downgraded. Before your caravan is accepted in to a sub-let scheme it will be inspected to make sure it meets the requirements for the grade. This should not be an issue if you buy a new caravan, but pre-owned caravans may need some work and you will be advised of this and it will be your responsibility to ensure the work is done to the required standard or to authorise the park to do the work and charge it to your account. Most Park owners will only accept caravans up to SEVEN years old onto one of their sub-let schemes, if your caravan is older than that you can still sub-let but you will either have to do it yourself or use a third party to do it for you. 9.2 Damage Insurance If you sub-let your caravan, damage to or loss from your caravan will happen at some point and it is therefore important that you are covered for these incidents. You need to make sure you have adequate insurance and this will normally be provided by one or more of the following: The insurance you are required to have to cover your caravan may or may not cover loss or damage by paying guests. You will need to check your policy and if necessary ask your insurance provider to confirm the level of cover in writing. If you are sub-letting through the one of your parks sub-let schemes, you need to know what insurance, if any, is provided and what is covered. For example, the insurance may cover loss or damage whilst your park has its guests in your caravan, but it may not cover you if you have your own guests in. You need to be sure you know exactly what cover you have. © Keith Stott 2014-2016 Page 33 of 49 Last Update 22 March 2016 You may need to buy a separate insurance policy specifically designed to cover sub-let losses. Some Park Owners will offer you this type of insurance as an ‘add on’ to their sub-let packages, but again you need to know if this will cover loss caused by your own guests or just theirs. The alternative is to buy insurance from an outside source that is design to ‘fill any gaps’ in the existing insurance cover that you have. As in all cases of insurance cover, whether it is for your home, your car or your caravan, you need to understand exactly what level of cover you actually have so that you don’t get any nasty shocks when you discover you are not covered for a particular incident. You should also be aware that although the insurance provided by Park Owners promises to replace ‘like with like’ you should not expect replaced items to ‘match’ (especially in style and colour) they certainly won’t replace a full set of crockery because one piece is broken, so you will end up with a ‘mishmash’ of items and they may not replace items such as mattresses and duvets with new ones One thing that is NOT usually covered by any of these types of insurance is LOSS OF INCOME whilst your caravan is being repaired after a loss. This could mean that you will then have to find the funds from elsewhere to cover your site fees etc. that you were hoping to cover through sub-letting. 9.3 What the Park Can Offer If you decide you need or want to sub-let and you decide to sub-let through the park, the park may be able to offer you a choice of packages, again it is important that you fully understand the way the scheme works and what the parks’ responsibilities are and what yours are. Usually the park’s scheme will offer you a ‘stress free’ package where they will cover all aspects of the sub-letting. However, this does come at a cost. The park will, of course, want their commission for offering the service, but there are other costs that will still be passed on to you and you need to fully understand this. The costs that you will still be responsible for are: Gas & Electricity use Insurance TV Licence Wear and Tear Routine Maintenance Gas & Electricity Safety Tests PAT Testing of appliances Some costs such as Cleaning, Key Release and Guests passes are usually included in the scheme, and these costs are included in the commission charged by the park. The Parks’ sub-letting scheme should cover any loss or damage caused by their guests whilst using your caravan and this cover should ensure that any repairs or replacements are sufficient to bring your caravan back to the same standard, but you must bear in mind that it may not be possible to exactly match patterns or colours etc. © Keith Stott 2014-2016 Page 34 of 49 Last Update 22 March 2016 Some parks will offer you the opportunity of taking out an insurance policy to cover the cost of any repairs etc. that are not covered by the sub-letting agreement you have accepted. It may be possible for you to source this type of cover elsewhere and it may be included in your standard caravan insurance, but you need to check the small print of your insurance to make sure that it does cover sub-letting. 9.3.1 Dates Your Van Is Available When you agree to allow the park to use your caravan you will agree with them the dates you will make it available. Some schemes that allow the use of sub-let income to be used in advance for the purchase of your caravan may require availability for specific dates. Most parks will allow you to ‘Buy Back’ dates that you have decided you want to use for yourself or if you have secured a ‘Private Let’ (see Doing It Yourself). You will need to discuss the ‘Buy Back’ option with a member of staff who is responsible for the scheme or your caravan to make sure you understand the notice you need to give the park and how you cover the cost of the ‘Buy Back’ e.g. do you have to pay the park for those dates or will the cost be deducted from your overall sub-let income. 9.4 Doing It Yourself This is the method that will usually generate the highest level of income for you, but it does take up a certain amount of your time, how much will depend on you and how well organised you are. If you want to take the plunge and do your own sub-letting, you will find that forums such as our Haven Owners Forum will be a very useful source of help and support from other owners who do their own sub-letting. You will also find a selection of ‘Members Resources’ such as letting booking forms, terms and conditions, cost calculators and much more. All of these resources can be freely used and modified to suit your own requirements. If you are not an owner on a Haven park you may still use these resources or you may wish to search for a similar forum etc. for your park. 9.4.1 Paperwork and Record Keeping If you are going to sub-let yourself, you can make it a lot easier and less time consuming if you are organised. The following are usually what is recommended/required: Booking Form Detailed Terms & Conditions for the use of your caravan Booking Calendar/Diary Receipt book for Booking and Damage Deposits Booking Forms for Passes Contacts System to record enquiries and rentals Filing system for all receipts and invoices Detailed inventory list (see What Is the Basic Inventory?) Details of Cleaners (Including ‘Back Up’ Cleaners) Details of contractors (for repairs etc.). Details of Gas suppliers (if you use bottled gas) Claim forms for insurance claims © Keith Stott 2014-2016 Page 35 of 49 Last Update 22 March 2016 9.4.2 Advertising The places you can advertise your caravan for hire are really only limited by your imagination, some examples are: In your caravan window – Your Park Owner will usually restrict what you can display in your caravan window, but will allow you to advertise your caravan for rent. Park notice board (if applicable) Shop Windows Notice boards at work Your own website Facebook Twitter Gum Tree Specialist Caravan Rental Websites – Some will charge – some offer free advertising. Haven Owners Forum & HOF Classifieds – are websites that allow you to advertise for free. Ask other owners what works for them 9.4.3 Pricing This is something that most owners struggle with. How much should you charge for the use of your caravan? Ideally you will be able to charge enough to cover the running costs of your caravan. Unfortunately, it is not as simple as calculating your running costs and dividing by the number of nights your caravan will be rented for (Rental periods are always calculated based on the number of nights your guests stay in your caravan). The following may help you work out what to charge: What do other owners charge? What does your park charge? What grade is your caravan? What extras do you offer? Are you going to include passes (most owners don’t)? Are the rental dates in the ‘Peak’ or ‘Off Peak’ part of the season? What are your cleaning costs? Do you have to pay Key Release Fees? How much income do you need to generate? 9.4.4 Booking Deposit The booking deposit is the deposit you require to secure the booking for your guest. This can be any amount you wish; many owners ask for between 10% - 20%. This deposit is NOT usually REFUNDABLE, if the booking is cancelled, this of course is up to you and will depend on the wording in your Terms and Conditions and your good nature depending on the reason your guests give for wanting to cancel the booking. © Keith Stott 2014-2016 Page 36 of 49 Last Update 22 March 2016 9.4.5 Damage Deposit (Security Bond) A damage deposit is a deposit you take in advance as security against any damage or extra cleaning costs etc. that you may have if your guests do not respect your caravan during their stay. This deposit is usually £50 - £100 and should not be less than the excess payable by you in the event you have to make a claim on your insurance policy. This deposit is not included in the cost of the holiday it is an extra charge and is usually taken at the same time as the booking deposit. This deposit IS REFUNDABLE if all is OK when your caravan is inspected after your guests have left; it is usually refunded within 14 days of the date your guests leave your caravan. It is very likely that your guests will love your caravan, have a great holiday, don’t cause any damage and will want to come back the next year. If this is the case, I would advise that you continue to charge the damage deposit (some owners don’t charge it to repeat guests). I believe you should continue to charge the damage deposit because: It is there to cover your insurance excess. You have established a system for charging and refunding it. Why do something different for some guests than you do for others. Your guests will expect it to be charged and will also know that it will be refunded. It could prove difficult, if not impossible, to ask your guests for money if any damage does occur. Remember accidents do happen. 9.4.6 What Equipment should I Provide? If you sub-let, you will have to provide your guests with a basic ‘inventory’. This is the minimum of equipment that guests would need and expect when they use your caravan. If you have decided to sub-let yourself and either do your own cleaning of use the services of a private cleaner you may decide to provide a few ‘little extras for your guests, such as welcome packs etc. and this often makes a difference to your guests. However, if you are sub-letting through your Park Owner on one of their sub-let schemes they will only accept responsibility (and provide insurance cover) for the basic inventory and will advise you not to leave any personal items or items ‘extra’ to the inventory. If you do leave/provide anything extra, you will usually find that the park’s cleaners will remove those items; and although these items are supposed to go into storage for you, it is often quite difficult to trace them. 9.4.6.1 What Is the Basic Inventory? The quantity of items such as cutlery and crockery will depend on how many beds your caravan has. The numbers quoted are for a typical 3 Bedroom Caravan (sleeping 8), numbers in brackets are for a 2 Bedroom Caravan. 8 (6) Water Glasses 8 (6) Wine Glasses 8 (6) Tea Plates © Keith Stott 2014-2016 Page 37 of 49 8 (6) Dinner Plates 8 (6) Cereal Bowls 8 (6) Mugs Last Update 22 March 2016 8 (6) Knives 8 (6) Forks 8 (6) Desert Spoons 8 (6) Tea Spoons 1 Carving Knife 1 Vegetable Knife 1 Fish Slice 1 Cutlery Tray 1 Corkscrew 1 Tin Opener 1 Potato Masher 1 Slotted Spoon 1 Solid Spoon 1 Cheese Grater 1 Glass Chopping Board 1 Grill Pan 1 Set of 3 Pans 1 Frying Pan 1 Measuring Jug 1 Glass Roasting Dish 1 Casserole Dish 1 Potato Peeler 1 Dust Pan and Brush 2 Door Mats 1 Clothes Airer 1 Broom and Handle 1 Waste Paper Basket Coat Hangers Kettle Microwave Toaster Fridge Flat Screen Television (26” for Prestige & Platinum, 19” for all other grades). These grades are based on Haven’s Grading 2012. 2 Double Duvets 4 (2) Single Duvets 8 (6) Pillows 9.4.7 Cleaners If you sub-let yourself and are not able to do the cleaning yourself then finding a good reliable cleaner is paramount, because they can make your sub-letting experiences so much easier. By far the best way to find a reliable cleaner is by word of mouth, so ask other owners on your park. You may also find a cleaner by advertising in the local press or by using websites such as HOF Classifieds Most cleaners will offer a variety of services ranging from a simple change over clean to a full ‘Meet & Greet’ service. Most will also offer to do simple tasks such as changing light bulbs etc. The prices charged by cleaners will, of course, depend on the level of service they offer. You can also use your parks cleaning service (See Repairs and Service Price List) Whoever you use for cleaning, it is good practice to have details of at least one other cleaner you can call on if your cleaner is unavailable for any reason (sickness/holiday/etc.) 9.4.8 Key Release When you sub-let your caravan you will need to have a method of supplying your guests with keys on their arrival and collecting from them on their departure. There are a few methods you could consider: Use your parks Key Release Scheme. This usually incurs a charge of around £3 to £5 per rental. Meet and Greet your guest yourself © Keith Stott 2014-2016 Page 38 of 49 Last Update 22 March 2016 Use your cleaners meet and Greet service Attach a Key Safe to your caravan Post they keys to your guests 9.4.9 Passes Most parks require guests to have an entertainment pass to access and use the facilities on the park. Very few owners include these in the price they charge for the use of their caravan, however it is up to you, but if you do add the cost of them to the price you charge you may find many people consider you too expensive. A large number of guests who rent a private caravan do not want passes so it is more common for owners not to include them but to supply guests with the relevant booking forms and prices so that they can buy the passes when they arrive on the park or order them in advance if they decide they do want passes. If you do decide to arrange to buy the passes in advance for your guests it is suggested that you make sure you receive the cost of the passes at the same time as the booking deposit and that you state clearly in your Terms and Conditions that the cost of the passes is NOT REFUNDABLE in the event of cancellation. 9.4.10 Holiday Insurance It is recommended that you advise your guests to take out holiday insurance to cover the cost of their holiday in your caravan in the event they have to cancel. The cost of this type of insurance is usually quite low and it may be worthwhile you sourcing one or more companies who can offer this cover and pass the details on to your guests. 9.5 Income Tax If you sub-let your caravan you will generate an income and this is something that should be declared on your tax return. It may be that your personal circumstances are such that it will have very little effect on your tax liability and you can claim allowances for some of the costs incurred, if you meet certain requirements. Income tax is a complex animal and it is best to get advice from an accountant. 10 Upgrading Your Caravan 10.1 Trading Your Caravan for another Model 10.2 Improving Your Existing Caravan All caravans can be improved by adding or installing extra features. Just about anything is possible but will be limited by, your DIY skills of the depth of your pockets. If you don’t want to do the work yourself you can ask the park to do the work, but the most cost effective way is to find your own contractor. If you do use your own contractor you will have to make sure they are approved by the © Keith Stott 2014-2016 Page 39 of 49 Last Update 22 March 2016 park to carry out the work. You will have to check with your park before carrying out any external work. This list is a sample of work you can do/have done: Extra Plug Sockets (electrical ‘additions’ may be limited by the supply to your caravan. You may need to get professional advice on this). Replacing fixed seating with free-standing Re-upholstery Fitting laminate flooring Fitting new beds Changing curtains to blinds Fitting double glazing Fitting central heating Under-floor insulation Extra paving Fitting decking and/or veranda The list is limited only by your imagination. (See Repairs and Service Price List) Adding features such as Central Heating and Double Glazing to your existing caravan will work out a lot less expensive than upgrading and this is especially attractive if you love your caravan. If you are considering improving your caravan you can get a lot of advice from other owners who have had that type of work done and our forum is a great place to ask these questions. You will also find that our forum members will be able to recommend contractors if you need to use one. 11 Maintenance and Repairs All caravans will at some point need some form of repair or maintenance. If you are a ‘handy DIY’ type of person you will usually be able to do most things yourself. If you can’t or don’t want to do the work yourself, you will have the choice of asking your park to carry out the work or you can find your own contractor. Most Park Owners will be able to provide 24-hour cover and attend ‘emergencies’ within a specified time; usually one hour. If you use your park for your repairs, they will usually invoice you for the work and add it to your account. This will, in most cases, give you 30 days to pay the invoice (Check this with your park). For a guide on prices charged by the park see Repairs and Service Price List If you use an outside contractor you may have to pay on completion of the work; therefore not benefiting from the 30 days. © Keith Stott 2014-2016 Page 40 of 49 Last Update 22 March 2016 11.1 Service and Repair Charter Below is a copy of Haven’s Service and Repair Charter 2014. Most park owners will offer something similar. © Keith Stott 2014-2016 Page 41 of 49 Last Update 22 March 2016 11.2 Winterization The MOST IMPORTANT thing EVERY OWNER MUST do is to TURN OFF YOUR STOP TAP every time you leave your caravan when the temperatures are likely to fall below freezing. If you do not do this your INSURANCE WILL NOT PAY OUT. Do not make the mistake of thinking that just because you have booked a drain down with either your park or an outside contractor that you do not need to worry about it YOU DO! It is YOUR RESPONSIBILITY to make sure your stop tap is off. Saying that “I thought they (park or contractor) would do it” will NOT cut it with your insurance company THEY WILL NOT PAY OUT and neither will your park (even if you had booked your drain down with them). If you have any difficulty accessing your stop tap, speak to your park team and they should be able to reposition it for you. Winterization of you caravan is a simple common sense procedure that you should follow at the end of every season when you close your caravan down. Some owners will close their caravan down shortly after the end of season party and not return until the park reopens to start a new season. If you fall into this category, then you should do the following: This list is in no particular order. Switch off and defrost your fridge. Leave the fridge door OPEN Switch off and defrost your freezer. Leave the freezer OPEN. Ensure your cooker and all pans are clean and free from grease and food particles. Remove all food from your caravan. Sweep and mob all floors, paying attention to all ‘nooks and crannies’ where food particles may lurk. Make sure all kitchen surfaces are free from food particles. Either take down or pull back your curtains. If you are leaving your curtains up, you should keep them open and pull them back so that they do not touch the windows. Empty all waste bins Remove all valuables from your caravan Ensure all vents are open and clear Strip all beds and if possible stand the mattresses on end, if this is not possible make sure they are not touching any outside walls. Either take your bedding home or vacuum pack it for storage in your caravan Place all furniture in the centre of the rooms and make sure no cushions etc. touch outside walls or windows. Leave all doors, cupboards and wardrobes OPEN You may wish to place moisture traps in various places in your caravan. Personally in 20 years of ownership I have never found this necessary, but the vast majority of owners will do this. If you decide to do it you may use moisture traps filled with gels or as most owners do, bowls containing either salt, washing powder, cat litter, or any other moisture absorbing material of your choice © Keith Stott 2014-2016 Page 42 of 49 Last Update 22 March 2016 Complete the ‘drain down’ procedure (see Draining Down) 11.2.1 Draining Down When it comes to the actual drain down you have two options: 11.2.1.1 Get someone else to do it You will again have two options: Ask your park team to do it If you ask your park to do it, they will supply you with a drain down request form to fill in. They will ask for the date you would like your caravan to be drained down and the date you would like it to be re-connected (neither of these dates will be guaranteed). You will also be asked if your caravan has Central Heating. When you have sent in your form you should receive a confirmation. If you don’t get a confirmation within about a week, contact your park to make sure your booking has been recorded. You need to be aware of EXACTLY what they will do when they drain down (e.g. would they do anything to protect your washing machine/dishwasher (if you have one)?). They should provide you with a list what is included in the drain down package you are paying for. You should also be fully aware of what they will and WILL NOT cover if there are problems when they re-connect (they don’t usually cover items that have failed due to age or normal wear and tear). Hire your own contractor to do it. If you decide to use an outside contractor, you need to ensure that your park will accept them (parks will have their own criteria that all outside contractors must meet e.g. professional qualifications, public liability insurance etc.). The procedure for booking your drain down with an outside contractor will be very similar to booking through your park as above. 11.2.1.2 Do it yourself Doing it yourself is a straightforward procedure and anybody with decent DIY skills should have no problems. The purpose of doing a drain down is to make sure there is no water left in the system that could freeze and damage pipes, valves, taps or boilers. The following steps should be followed: 1. 2. 3. 4. Turn off the water supply at the stop tap Open all taps including the shower Disconnect the water supply pipe from the stop tap and allow the water to drain out Close all taps and shower and tie up the floats in the toilet cistern(s) © Keith Stott 2014-2016 Page 43 of 49 Last Update 22 March 2016 5. Pressurise your water system (See Note ** below) and then open each tap in turn until no water runs out and then close it before moving on to the next tap. When all taps have been done do the same with the shower(s) and finally the toilet(s). 6. Disconnect your pressurising unit 7. Open all taps including the shower and leave them open 8. If you have a thermostatically controlled mixer tap for your shower you may need to remove it. Check in your instruction manual or with the manufacturer. 9. Flush the toilet and place antifreeze in the pan and cistern 10. Put antifreeze in the sinks and shower/bath plug holes 11. If you have a washing machine or dishwasher I would suggest you check your instruction book or contact the manufacturer for instructions on protecting it (personally I have no idea what damage, if any, adding a bit of antifreeze to protect the pump etc. would do). 12. If your caravan has central heating check/top up the antifreeze in that system according to the manufacturer’s directions. ** NOTE There are several ways of pressurising you water system (you must only use low pressure to avoid damage to valves and seals). You will find information on different methods of pressurising in the Caravan Improvements, Repairs and Maintenance section on our forum. Whoever is doing your drain down it is your responsibility to make sure your stop tap is turned off. 12 Moving Parks It is not too unusual for owners to decide that they want to move from the park they are on to another one Whatever the reason you will basically have two options: Move your existing caravan to another park and site it there Upgrade your caravan and site the upgrade on another park. Park Owners will often allow a ‘bring on’ and cover most of the costs of moving your caravan on to their park. 12.1 Moving Within the Same Company 12.2 Moving to a Park in another Company 12.2.1 Moving to Haven from a Non-Haven park If you already have a caravan on a Non-Haven Park, then you may be able to move it to one of Haven’s parks. Not all of the Haven parks will accept a ‘Bring On’ but ALL Haven parks will allow you to part exchange your existing caravan so you can move; usually Haven will cover most of the cost of your move (they will not pay for transportation of Verandas or Decking). The parks that will accept a ‘Bring On’ will vary so you need to check if the park you are interested is one of those parks. © Keith Stott 2014-2016 Page 44 of 49 Last Update 22 March 2016 The most up to date information about this can be found on Haven’s Move Your Caravan website. 13 Selling Your Caravan If you are considering selling your caravan you will have to inform your Park Owner in writing, this will a requirement of your agreement with the Park Owner. You will be required to inform them of any finance still in place on your caravan and supply details of your lender and account details. You are also required to inform them if you subsequently decide not to sell. You usually find that your Park Owner will ask you about your desire to sell and should then offer you alternatives that may enable you to keep your caravan. Sub-Letting. If you haven’t previously sub-let your caravan, this may be a solution and your park will almost certainly have a member of staff or even a team who would be more than willing to explain your current options, based on the grading of your caravan. An alternative to that would be to consider doing the sub-letting yourself. This is not as difficult as you may think and you will find a lot of useful information in this guide and on our forum Alternative Pitch. This is sometimes appropriate if you are not happy with your current location; your neighbours; or even the level of your site fees. Any alternative pitch offered will, of course, depend on availability. Payment Plans. Sometimes owners consider selling their caravan due to cash flow problems, having a chat with your park’s General Manager will enable them to look at the possibility of agreeing an alternative payment plan for you. Moving to another park within the same group. Your Park Owner may suggest that a move to another of their parks may be an alternative and they should be able to a visit for you to a park that may be suitable so you can look at the park and its facilities. 13.1 Transferring Ownership to a Family Member It may be that rather than sell your caravan (or for any other reason i.e. in your will) you may decide to transfer ownership to a family member. Most Park Owners will allow this and are happy to help with the transfer. They will request written confirmation of your desire to transfer ownership as well as proof of the family members. You should check which documents are required and acceptable with your Park Owner. If you Park Owner offers a ‘loyalty discount’ on your site fees you need to confirm whether or not this will be passed on to your family member. At the present time Haven will pass this loyalty discount on to an approved family member. 13.2 Selling to the Park If you decide to sell your caravan, the terms of your agreement with your Park Owner will usually give them first refusal on your caravan if they want to buy your caravan. © Keith Stott 2014-2016 Page 45 of 49 Last Update 22 March 2016 At this point you should be able to negotiate the price paid for your caravan. In practice you will usually be told the price they are willing to pay and there will be very little room for negotiation. 13.3 Selling to a Private Individual If you decide to sell your caravan on its pitch to a private individual, you will have to conduct the sale through your Park Owner as outlined in your agreement with them. Once you have found a buyer, you will be obliged to inform your park, in writing, of the price you have agreed to sell your caravan for. Your park will then have the option to buy your caravan for that price without deducting any commission. This option usually only applied within the first 5 to 10 days (depending on the terms of your agreement) of you notifying the park. If your park declines to buy your caravan you will have to conduct the sale through them with them acting as your agent and all monies paid will be handled by them. Your park will have the right to vet your buyer and even refuse to allow the sale to them, however this rarely happens. Your park will arrange to meet with your buyer to ensure that they are fully aware of the conditions of the sale and also of the terms of the licence agreement they will receive when they buy your caravan. When meeting with your prospective buyer, your park will almost certainly offer them an alternative deal for one of their own caravans, so you need to be aware that your sale could fall through in favour of a sale by the park. If the sale of your caravan is completed, then your park will charge you a commission based on the sale price of your caravan. This commission is usually 12.5% of the sale price for most caravans (i.e. under 16ft wide) or 10% for large holiday homes (i.e. over 16ft wide). 13.4 Selling to a Trader If you decide that selling to a trader is the best option for you; you will have to inform your park which trader you are using. The choice of trader will be up to you, but many parks will offer you a list of traders who have already bought caravans from owners on the park and so your park will have some knowledge of how they work. They may recommend a particular trader to you, but the final choice is yours. It is important to remember that a trader is only interested in your caravan and will offer you the market value of your caravan according to a trade guide such as ‘Glasses Guide’ without taking in to account the contents of your caravan or any external extras such as verandas etc. If you do sell to a trader your park will charge you for disconnecting your caravan from all the services and then to move it to a ‘holding area’ awaiting collection by the trader. This is around £300 (Sept 2014 on a Haven Park) If you have a veranda, either the park or an approved contractor will have to dismantle and dispose of it, or prepare it for collection. You will be responsible for the cost of this. © Keith Stott 2014-2016 Page 46 of 49 Last Update 22 March 2016 Your park will be able to provide you with all the necessary paperwork and will handle all the payments. The trader will pay your park and they will pay you when they have taken any charges for disconnection etc. and any outstanding fees and then making an adjustment for any refunds of fees etc. that you are due. The collection and transportation of your caravan is the responsibility of the trader. 13.5 Refunds When you sell your caravan you will be entitled to refunds of the fees you have paid in advance. How much you may be entitled to is outlined below. 13.5.1 Site Fees (Haven Parks) When you end your agreement for siting of your caravan on your park you may be entitled to a refund of some or all of any site fees you have paid in advance. These refunds percentages based on termination in the following months are: January – 100% February – 100% March – 89% April – 78% May – 67% June – 56% July – 44% August – 33% After 31st August – NO refund 13.5.2 Insurance If you bought your caravan insurance from somebody other than your park you will have to contact them to cancel your policy and they will advise on any refund due. If you bought your caravan insurance from your park you will be entitled to a pro rata refund and the amount refunded will depend on in which month you sell your caravan. 13.5.3 Rates These are calculated over 12 months and your pro rata refund will be based on the month in which you sell your caravan. 14 Code of Practice Most Park Owners will belong to one or more Trade Associations; these Trade Associations have drawn up a Code of Practice that is seen as a minimum standard level of practice to be adopted by their members. Your park will be able to supply you with a copy of this Code of Practice or you can apply to the Trade Association for a copy. You can also download a PDF copy of the NCC Code of Practice © Keith Stott 2014-2016 Page 47 of 49 Last Update 22 March 2016 The two main Trade Associations are: The British Holiday & Home Parks Association 6 Pullman Court Great Western Road Gloucester GL1 3ND National Caravan Council Catherine House Victoria Road Aldershot Hampshire GU11 1SS www.bhhpa.org.uk www.thencc.org.uk/ 15 Complaints Procedures All Park Owners will have an established complaints procedure and copies of this will be available from your park. In the first instance it is usual to make your complaint to the General Manager of your park. If that is not appropriate or the results unsatisfactory then you will usually contact the Park Owner’s Head Office, the address should be in the documentation you have for your caravan or it can be obtained from your park. In the event that you cannot get satisfaction from your Park Owner you may take your complaint to the appropriate Trade Association for conciliation. 16 Useful Documents for Reference There is an ever-increasing selection of useful documents, forms and spreadsheets available in the ‘Members Resources’ section on our forum. I have provided a link to these below. You will need to be a forum member to access them. If you are not a member you will need to register. Registration is FREE - http://www.havenownersforum.co.uk/ucp.php?mode=register The information was correct for HAVEN parks at the time of publishing, but may be subject to change without notice and may not be accurate for Non-Haven Parks. Please check with your park owner before making any decisions based on this information. Members Resources - http://www.havenownersforum.co.uk/viewforum.php?f=131 17 Useful Websites The following websites have been used as a source of information in producing this guide or offer services and/or information that may be of use to owners or potential owners. These websites, unless otherwise indicated, are not owned by the author of this document and as such no responsibility can be accepted for the information and content provided by them. © Keith Stott 2014-2016 Page 48 of 49 Last Update 22 March 2016 17.1 Websites Owned by Pathfinder Enterprises www.havenownersforum.co.uk – A forum run by owners for owners providing help and advice on every area of caravan ownership. www.hof-classifieds.co.uk – Free and Low Cost advertising for all things relating to Static Caravans and much more. www.pathfindercouriers.co.uk – a division of pathfinder Enterprises. Pathfinder Couriers offers a 24/7 courier service covering all of mainland UK. 17.2 Third Party Websites www.owner-services.co.uk – Website for Haven Owners allowing them to manage their account, book events, arrange repairs etc. www.moveyourcaravan.co.uk – Haven’s website providing up to date information about their ‘Move your caravan’ service. www.haven.com – Haven website www.bhhpa.org.uk - The British Holiday & Home Parks Association www.thencc.org.uk – The National Caravan Council www.nacoservices.com – The National Association of Caravan Owners www.ukparks.com – UK Parks www.parkjobs.info – Park Jobs © Keith Stott 2014-2016 Page 49 of 49 Last Update 22 March 2016