Chapter 10 RECEIPTS AND CASH PAYMENTS © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Learning Objective © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Credit Terms • The ______________ is the _____ the _____ allows the _____ before _____ payment has to be made. • A ______________ is an amount that a customer can _____ if a bill is paid within a __________ _____ . • The discount is based on the total amount of the _____ after ____________________ and _____ _____ on the invoice have been deducted. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Credit Terms It is said “One, Fifteen Net 60” 1/15/, n/60 1/15/, • The seller offers a 1 percent discount if the bill is paid within 15 days after the invoice date, and the whole bill must be paid within 60 days after the last day of the month. It is said “Two, Ten EOM, Net 60” 2/10 /, EOM 2/10/, EOM,, n/60 • The seller offers a 2 percent discount if the bill is paid within 10 days after the end of the month , and the whole bill must be paid within 60 days after the last day of the month. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Practice Exercise 1 © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Learning Objective © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Sales Discounts Transaction (a) – On August 10, Whitewater Raft Supply sold merchandise on account to Mesa River Raft Company, invoice no. 9384, $1.933.50; terms 2/10, n/30. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Sales Discounts Transaction (b) – On August 10, received check from Mesa River Raft Company for $1,894.83 in payment of invoice no. 9384, less discount of $38.67. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Sales Returns Transaction (a) – On September 1, Whitewater Raft Supply sold merchandise on account to Rugged River Company, $3,614, invoice no. 9391, terms 2/10, n/30. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Sales Returns Transaction (b) – On September 5, Rugged River Company returned $254 worth of the merchandise. Whitewater Raft Supply issued credit memorandum no. 1069 and recorded the transaction. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Sales Returns Transaction (c) – On September 8, received a check from Rugged River Company for $3,292.80 in payment of invoice no. 9391, less return and cash discount. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. No Sales Discount Involved Transaction (a) – On April 1, Blue Merchandise Company sold merchandise on account to Yellow Company, invoice no. 1294, $9,540, terms 2/10, n/30, and recorded the sale in the general journal. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. No Sales Discount Involved Transaction (b) – On April 26, received check from Yellow Company for $9,450 in payment of invoice no. 1294. The discount was not applied to the invoice amount because ____________________ __________________________________. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Practice Exercise 2 © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Learning Objective © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Purchase Discounts • The _____________________ account, like Purchases Returns and Allowances, is a ______ ______ . • The Purchase Discounts account is treated as a __________ from _____________________ on the _____________ income statement. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Purchase Discounts Transaction (a) – On August 2, Whitewater Raft Supply bought merchandise on account from Pataponia, Inc., invoice no. 2706, $1,710; terms 2/10, n/30; dated July 31; FOB San Francisco, freight prepaid and added to the invoice, $85.50. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Purchase Discounts Transaction (b) – On August 8, issued Ck. No. 2076 to Pataponia, Inc., in payment of invoice no. 2706, less cash discount of $34.20, $1,761.30. $1,710.00 + 85.50 $1,795.50 34.20 $ 1761.30 © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Purchase Discounts © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. No Purchase Discounts Involved Transaction (a) – On November 1, Blue Merchandise Company bought merchandise on account from Grey, Inc., invoice no. 3901, $4,600; terms 2/10, n/30, dated October 31. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. No Purchase Discounts Involved Transaction (b) – On November 28, issued Ck. No. 1151 to Grey, Inc., in payment of invoice no. 3901, $4,600. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Practice Exercise 3 © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Learning Objective © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Trade Discounts • Manufacturers and wholesalers publish catalogs listing • • • their products at _________ prices. These organizations offer their customers substantial reductions, called _______________ , from the ______ prices. Trade discounts are ______________ because they are _______________ to ______ payments. Manufacturers and wholesalers use trade discounts to ______ the high cost of ________________ when selling prices change. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Trade Discounts • Firms may quote trade discounts as a single percentage • For example, a distributor of furnaces grants a single discount off the listed catalog price of $8,000. The actual selling price is $4,800, calculated as follows: Neither the seller nor the buyer records trade discounts in the accounts; they enter only the selling price. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Trade Discounts as a Chain of Percentages • Firms may also quote trade discounts as a chain, or series, of percentages. • For example, a distributor of automobile parts grants discounts of 30 percent, 10 percent, and 10 percent off the listed catalog price of $900. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Cash Discounts • Cash discounts could also apply in situations involving trade discounts. • For example, using the preceding sale, it also includes a cash discount of 2/10; n/30. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Practice Exercise 4 © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Learning Objective © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. The Cash Receipts Journal • A ____________________ contains all transactions in which ______ is received, or ______ . • When a cash receipts journal is used, all transactions in which cash is ______ ________ be recorded in it. • A cash receipts journal may be used for a ______ as well as a ____________________ business. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Recording Cash Receipts October 1 – Sold merchandise on account to Green River Rafts, invoice no. 10050, $3,500; terms 2/10, n/30. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Recording Cash Receipts October 4 – Sold $500 in merchandise and the customer used a credit card. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Recording Cash Receipts As an alternative, many businesses postpone recording the amount of bank credit card expense until they receive notification from their bank or the bank statement. Assume that Whitewater Raft Supply had credit card sales of $11,448. The entry is as follows: © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Recording Cash Receipts The restaurant’s next bank statement includes a debit memorandum for credit card charges of $457.92, using an assumed 4 percent discount rate ($11,448 x 0.04). The business handles this in a similar manner to a check service charge. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. The Cash Receipts Journal The entry of October 1 does not involve cash, so it is not entered in the cash receipts journal. Cash was received on October 4, so the sale of merchandise involving a credit card is entered in the cash receipts journal. In this entry, the “Account Credited” column is used to identify the $9,000 in “Other Accounts Credit” credit as a credit to D. M. Bruce, Capital for $9,000. Same “Other Accounts Credit” is used for the October 8 equipment transaction. On October 5, $416 was collected on account from L.R. Ray, a charge customer. The “Account Credited” column is used to identify the customer who made the payment. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. The Cash Receipts Journal Here are some other transactions made during the month that involved cash. Notes Payable is used instead of Accounts Payable because a promissory note was issued. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Advantages of Using a Cash Receipt Journal • Transactions generally can be recorded on one line. • All transactions involving _______ to _____ are • • recorded in _____ place. It eliminates much repetition in posting when there are numerous transactions involving _____ _______ . Special columns can be used for specialized transactions and posted as one total. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Practice Exercise 5 © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Learning Objective © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. The Cash Payments Journal • The __________________________ is a special journal used to record all transactions in which _____ ___________ , or ___________ . • When the cash payments journal is used, all transactions in which _____ is _________ ______ be recorded in it. • The cash payments journal may be used for either a _____ or a ___________ business. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. The Cash Payments Journal October 2 – Bought merchandise on account from Pataponia, Inc., invoice no. 2746, $2,500; terms 2/10, n/30; dated September 30; FOB San Francisco, freight prepaid and added to the invoice, $100.25. October 8 – Issued Ck. No. 2226 to Pataponia, Inc., in payment of invoice no. 2746, less cash discount of $50.00, $2,550.25 ($2,600.25 - $50.00). Notice that the discount applies only to the amount billed for the merchandise (2 percent of $2,500) © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Cash Payments on the General Journal © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. All expenditures except Petty Cash expenditures should be paid for by check. Thus, a column titled Ck. No. should be included in the Cash Payments Journal © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Advantages of Using a Cash Payments Journal • Transactions generally can be recorded on _____ line. • All transactions involving _____ to _______ are recorded in _____ place. • It eliminates much repetition in posting when there are numerous transactions involving _______ _____ . • Special columns can be used for specialized transactions and posted as one total. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. Practice Exercise 6 © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. © 2015 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part.