ACCESS PLANS, INC.
INVESTOR PRESENTATION
May, 2010
Valued Benefits for Everyone
FORWARD LOOKING STATEMENT
This presentation may contain "forward-looking statements" within the meaning of
Section 21E of the Securities Exchange Act of 1934, as amended, Section 27A of the
Securities Act of 1933, as amended and pursuant to the Private Securities Litigation
Reform Act of 1995. Such forward-looking statements may relate to financial results
and plans for future business activities, and are thus prospective. Such forwardlooking statements are subject to risks, uncertainties and other factors that could
cause actual results to differ materially from future results expressed or implied by
such forward-looking statements. Among the important factors that could cause actual
results to differ materially from those indicated by such forward-looking statements
are competitive pressures, loss of significant customers, the mix of revenue, changes
in pricing policies, delays in revenue recognition, lower-than-expected demand for the
Company's products and services, general economic conditions, and the risk factors
detailed from time to time in the Company's periodic reports and registration
statements filed with the Securities and Exchange Commission. Any forward-looking
statements are made pursuant to the Private Securities Litigation Reform Act of 1995
and, as such speak only as of the date made.
ACCESS PLANS, INC.
“VALUED BENEFITS FOR EVERYONE”
Access Plans Inc, is a unique membership business that is
profitable and growing
Attributes:

Membership marketing company dedicated to delivering “Valued Benefits for Everyone”

Annualized revenue in excess of $50 million

Three operating divisions, headquartered in Norman, Oklahoma with 82 employees

Traded on the OTC Bulletin Board (OTCBB: APNC)

Presently trading @ $1.24

September 30 fiscal year-end
ACCESS PLANS DIVISIONS
Access Plans USA: Markets healthcare-related and lifestyle discounts products to consumers via third parties
Benefit Marketing Solutions : Offers benefits to consumers as an add-on sale at retail outlets, primarily through
rent-to-own centers
AHCP : Offers health insurance plans direct to consumers, including small businesses and individuals
ACCESS PLANS USA- RETAIL DIVISION

Access Plans USA markets healthcare-related discount products
through third party marketers

Offers a wide range of services (network access to physicians/hospitals,
dental/vision services, prescription drug cards)

Administer CVS’s “Health Savings Pass” generic prescription offering (450,000
members)

Imbeds programs within existing offerings (National Motor Club, State Farm)

Customizes programs for marketers (Melaleuca, Qualified Health, OPUBCO, FAMSA)

Administers Patient Advocacy programs (Discover Card)

Contracts with PBMs and PPOs to access discounted volume rates

Maintains proprietary vision and dental networks through acquired Access Plans
operations
Valued Benefits for Everyone
BENEFIT MARKETING SOLUTIONSWHOLESALE DIVISION

Benefit Marketing Solutions focuses on

Protection products:

Extended Service Programs
Leased Property Protection
AD&D Coverage
Involuntary Unemployment Waivers
Consumer savings:
Groceries
Restaurants
Amusement Parks
Movies
Auto Repair
Travel

Turnkey private label solution including customer service, claims processing, and
fulfillment

TPA handles 40,000 claims annually

Dominates rent-to-own market with 4,000 retail outlets and 600,000 customers

Rent-A-Center (RAC) is our largest customer with a typical customer participation
rate exceeding 40%
Valued Benefits for Everyone
AHCP- AMERICA’S HEALTH CARE PLAN

AHCP markets health insurance and supplemental insurance plans for individuals
and small businesses

5,000 AHCP agents targeting:


Americans who need health insurance who can’t purchase group coverage

Individuals and families seeking critical illness, accidental medical, AD&D and
disability coverage
Distributes products for prominent insurance carriers including:
UnitedHealthOne/Golden Rule
Aetna
World
Colorado Bankers
American National
Security Life
Valued Benefits for Everyone
MANAGEMENT
Executive
Title
Industry
Experience
Danny Wright
Chairman and CEO
36
Brett Wimberley
President, CFO and COO
24
Rita McKeown
CAO
29
Brad Denison
EVP and General Counsel
14
Bob Hoeffner
SVP- Administration
16
Susan Matthews
Division President- BMS
26
David Huguelet
Division President- Access
Plans USA
29
CORE STRENGTHS

We offer a diverse set of high demand products that have a recurring revenue
stream

Customized products with no inventory requirements focused on customer
needs


Our retail and wholesale products are not commodities


Minimal capital investment necessary to fuel results
Our services are in demand and our markets are expanding
We receive very favorable rates from our network providers


Large membership base
Unique marketing channels
Valued Benefits for Everyone
CORE STRENGTHS


High productivity per employee

$500K revenue/employee

$35K earnings/employee
Excellent cross-selling opportunities between divisions

Selling health and life products through rent to own outlets

Adding lifestyle and discount medical benefits to AHCP insurance products

Company positioned to take advantage of healthcare reform initiatives

Proven track record of assimilating acquisitions


Alliance HealthCard

Access Plans
Strong balance sheet

Low debt and strong cash position

Shareholder equity increases every quarter
Valued Benefits for Everyone
INVESTMENT CONSIDERATIONS

Profitable company with more than $50 million in annualized
revenue and a strong Balance sheet with:

Complimentary portfolio of three membership marketing businesses

Multiple avenues for organic growth complemented by acquisitions

Proven track record in assimilating acquisitions

Seasoned management team

Businesses with recurring revenue stream

Solid business fundamentals
Valued Benefits for Everyone
FINANCIAL HIGHLIGHTS
From FY 2007 through FY 2009:

Revenue has grown from $17.6 million to $39 million

Annualized revenue for 2010 will exceed $50 million

Net income has grown from $1.4 million to $3.4 million

Cash has grown from $2.3 million to $4.6 million

Notes payable have decreased from $5.6 million to $1.9 million

Shareholder equity has grown from $.4 million to $11.5 million
FY 2010:

Q1 and Q2 revenue of $26.7 million

Shareholder equity has grown from $.4million in 2007 to $12.7 million on 3/31/10

Cash at $4.5 million includes $.5 million repurchase of shares in Q1 and $1.2 million in debt
repayment in Q2.

6 months EPS up from $.07 to $.09 in FY 2010
Valued Benefits for Everyone
FINANCIALS
2007
Revenue
2008
2009
6 months
ending
3/31/2010
$17,600,000
$20,900,000
$39,000,000
$26,763,000
Net income
$1,400,000
$2,700,000
$3,400,000
$1,632,000
Cash and cash equivalents
$2,300,000
$3,200,000
$4,600,000
$4,497,000
$10,200,000
$10,500,000
$26,000,000
$24,522,000
$5,600,000
$3,200,000
$1,900,000
$738,000
$400,000
$3,300,000
$11,100,000
$12,634,000
$0.09
$0.18
$0.19
$.09
14,800,000
14,800,000
21,600,000
19,777,000
Total assets
Notes payable
Shareholder's equity
EPS
Common stock
Note: Shares were reduced to 19.8 million in November, 2009
Debt retirement of $1.1 million in Q1 2010
*Includes contribution from Access Plans USA operations acquired on April 1, 2009.
SUMMARY

Access Plans Inc, is a unique membership business that is profitable and
growing dedicated to delivering “Valued Benefits to Everyone.”

Profitable company with recurring revenue model with annualized revenues
in excess of $50 million

Successful track record of successful mergers and acquisitions

Debt to equity ratio <6%

Poised for continued growth
Valued Benefits for Everyone