Looking for the Fit, Not the Brand: College Search 101 Shelly Johnson, M. Ed., LPC, NCC PHS 11th Grade Counselor 205.682.5603/s3johnson@shelbyed.k12.al.us/@phspanthercc http://podcasts.shelbyed.k12.al.us/phhs-counseling Original material borrowed from Kathy Leaver (former SCS Gifted Ed), Bobby Deavers (OMHS) & Pat Holder (OMHS) Edited and Updated for PHS Juniors of 2013-2014 Why College? Expand knowledge and skills Improve written and oral communication skills Grasp abstract content and theory Increase global awareness Experience self-discovery Potentially earn higher income (current job market concerns aside) Chosen career path requires degree Common Excuses “I can’t afford it.” “Nobody in my family has ever gone to college.” “I don’t know how to apply or where to go.” “I don’t know what I want to do with my life.” “College is too hard for me.” “I just won’t fit in.” “My GPA is too low.” “My ACT score is too low.” Research College Choices… Ask some questions… Does the college offer the major(s) you are considering? What size institution would be the best fit? What type of environment? Region of the country, city size, weather, convenience of travel? What about costs? And scholarships? AND… CAN YOU GAIN ADMISSION? Do Your College Homework… College guidebooks and surveys Web search engines-Google, etc. College publications & web pages College DVD visits Admission rep visits, college fairs College & Career Fair: Th, 9/12, 7-9 PM at PHS Resources in the Counseling Center Try to narrow the list to 3-5 colleges by the beginning of your senior year. Try to visit MOST/ ALL of those colleges—via DVD or web-based tours, if not in person. Public v. Private Public Colleges/Universities – Institutions in a given state that are largely funded by state tax monies – Usually easier for students to be admitted – Out-of-state refers to colleges outside state of residence (Tuition is usually higher and entrance requirements are sometimes more stringent) – Examples: UA, AU, UAB, TU, UM, FSU, UT Public v. Private Private Colleges/Universities – Supported by tuition, endowment, and donations from alumni and friends – Usually more expensive than public colleges but depends on the school – Some are more selective but depends on the school – Examples: Birmingham Southern, Samford, Vanderbilt, Duke What Factors Do Colleges Consider? Test Scores (ACT and/or SAT) Grades (in appropriately challenging college-prep courses) Strength of curriculum (AP, Honors, Dual Enrollment, etc.) And sometimes… Essays (Follow directions and proof, proof, proof!) Recommendation Letters (Don’t wait till the last minute and expect a great letter. Plan ahead for who and when.) Extracurricular Interests/Community Service (Laundry list resumes’ are easy to spot and not very credible. So is “service for resume building.” Focus on 3-5 things.) The College Application Process Apply online at the college’s website and/or use Common App. Pay application fee, if applicable. Complete the transcript request form. Request ACT/SAT directly from ACT or CollegeBoard (SAT). To be official, scores must come from the testing company. Allow for timely completion of letters of recommendation, if needed. Complete essay/schedule interview, if needed. Making the Application Stand Out… What is an appropriate number of schools for you to apply to? Think about application fees! Be mindful of deadlines. Treat this as a homework project. Care should be given to the accuracy of the application. Complete the on-line application form. Always make a hard copy of anything submitted! Essay required? Give it proper attention! Understand various kinds of admission decisions, what they mean AND require, i.e. Early Decision, Early Action, Deferral, Wait List, etc. The Common Application “Common App”--www.commonapp.org This is an admission application that is accepted by over 400 colleges & universities. Students, counselors and teachers complete their sections online. Once completed, the application will be sent to selected colleges. Colleges may have additional supplemental pages to be completed. Early Action A non-binding early admission program Students apply early (usually Oct/Nov) Students receive early response (usually Dec/Jan) Students are not restricted to one college Early Decision Binding early admission program Students can submit only 1 early decision application Receive decision as early as Nov 1st of senior year If offered admission, student must withdraw all other applications Deferred Admission College decision is delayed until: – the college has seen its full applicant pool – additional testing/grade information is received – Letter of recommendation is received, if needed or requested Wait List Colleges’ process of initially delaying or denying admission Colleges extend the possibility of admission in the future Based on number of regularly admitted students accepting their offers Students may choose whether or not to remain on the “Wait List” Competitive Schools and/or Competitive Scholarships = Interviews and Essays… Many selective schools require an admission essay. Many special programs and scholarships require essays and interviews. The more selective the school, the more likely a student will benefit by scheduling an interview IF he/she is well-prepared and polished! BUT… the quality of an interview and/or an essay will nearly ALWAYS affect scholarship amounts —positively or negatively, it’s up to YOU!!! College Essays Tells a story only the you can tell Allows the reader to get to know you in ways other than the rest of the application Illustrates uniqueness Provides an example of writing and communication skills Provides window to personality, values & goals Consider taking Competitive Writing (with Ms. Nolen) The Interview Allows the college, special program or scholarship committee to learn more about YOU Provides opportunity for face-to-face communication Allows YOU to assess their “fit” Could be held on campus or in the community Practice, practice, practice Special Opportunities Honors Programs/Early Professional School Admission Programs Cooperative Programs (Co-op) Internships Student Designed Majors Study Away Academic Common Market - study in a specialized field at an out-of-state college, while paying in-state tuition rates STARS – 2-yr college transfer agreement OK, Now What? APPLY & SEND TRANSCRIPTS Summer before senior year is better. Fall may be okay. Later may be too late, depending on the school and situation. (A common final deadline is December 1.) Take the ACT, SAT (Either one, or both—more than once!) Consider taking the PSAT (Register in CC 9/16-10/4;10/16 test) Consider taking a prep course for the ACT, SAT, &/or PSAT (Free or cheap ones available. PHS will host ACT prep in October and April.) Check grades to see if you meet requirements for admission Register with NCAA Eligibility Center, if applicable Research scholarship/financial aid possibilities Create a resume Get organized Keep a calendar; maintain a log and folder; make copies of everything sent Don’t let up! Colleges will check back for your final transcript. A Big Question… How Will We PAY for College? What types of financial aid are available? Scholarships – Grants – Work programs – Loans What is the FAFSA and what does it do? Will financial aid pay for my education? Many opportunities to learn this year! September 12th – Scholarship Q & A session, at College & Career Fair October 8th – College/Scholarship Workshop – sign-up required Morning mini-sessions in library – sign up required; more info to follow Financial Aid Workshop in January – no sign-up necessary Start now! Research the options, apply early, expect college to be a major investment! Sign Letter “G” What is a federal grant? Grants are “free money” for which students qualify because of demonstrated financial need. Remember. . . Grants are Great! – PELL Grant does not have to be re-paid Qualification is very limited Maximum PELL Grant for 2013-14 ranged from a low of just over $600 to a maximum of $5635 – FSEOG Grant also does not have to be re-paid Preference goes to PELL recipients What About Loans? – Federal Perkins Student Loan (5%) (not all schools participate) – Stafford Direct Student Loans (2 types) *Subsidized (3.86%) is need-based and the government pays the interest while the student is enrolled at least ½ time * Unsubsidized (3.86%) is not need-based, but interest is not deferred; interest accrues quarterly while in school http://studentaid.ed.gov/types/loans – PLUS (Parent) Loans (6.41% plus 4.204% orig. fee) Remember: Loans that make your “1st choice” college a viable option are an excellent investment. However, be prudent and take out only what you need. Loans, continued… Eligibility and Loan amounts • Regular student enrolled at least 1/2 time • Subsidized Stafford Student Loans are available to dependent undergraduate students as follows: $5500 - first year maximum $6500 - second year maximum $7500 - junior and senior year maximum Loan eligibility amounts increase as you demonstrate your ability to progress successfully through college. Federally Funded Work-Study… – Federal Work Study Program provides jobs for students with financial need. – Considered financial aid because the government pays 75% of the student’s salary and the college pays 25%. – The program encourages community service work and work related to course of study. – Jobs pay at least minimum wage. – Students are paid by the hour, in regular pay periods. – Jobs are available both on- and off-campus. Studies show college students who work 10-14 hours per week have higher GPAs and are more likely to graduate. How the Government Determines Financial Need Is NOT Magic… Government-funded financial aid is awarded on the basis of something called “Demonstrated Financial Need” A formula from the Federal Government determines your financial need, NOT the individual college! Your EFC (Expected Family Contribution) is used as part of the calculation for financial aid A simplified version of the formula: Cost of the college - EFC (Expected Family Contribution) = Demonstrated Financial Need Curious to know your approximate EFC? The Federal Government has a form you can complete that gives you an “early estimate” of your EFC based on the current year’s income and assets to help you make projections for NEXT year. Go to… http://www.fafsa4caster.ed.gov/ Web Sites to Help in the Search for Scholarships www.fastweb.com www.collegetoolkit.com www.collegeboard.com AND… Some great starting points for all things college: GOOGLE or BING! Search with phrases that are specific to you and your interests, i.e. “college scholarships for male nursing majors” etc. After you’ve been admitted and received financial aid, what’s next ?? Confirm the details of your enrollment Reserve space in the residence hall or at off-campus housing Health forms/vaccination requirements Measles and meningitis vaccinations are likely required Consider: Tetanus booster and others as appropriate Additional needs to be met? Academic accommodations Special physical/dietary needs Accept financial aid offers before deadlines and no later than May 1! Do not endanger your good work up to this point by missing important deadlines! Resources https://www.twitter.com/phspanthercc http://podcasts.shelbyed.k12.al.us/phhs-counseling/ http://www.shelbyed.k12.al.us/studentresources/scholars hip.html http://podcasts.shelbyed.k12.al.us/kleaver/ http://www.actstudent.org http://www.collegeboard.com http://www.freetestprep.com http://www.fafsa.ed.gov http://www.fastweb.com http://www.cappex.com http://stars.troy.edu (example) http://www.nacacnet.org