Angel Investor Tax Credit Program - CI

Angel Investor Group - Golden Seeds

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Agency: Golden Seeds

Program Description:

Golden Seeds provides early stage and growth capital to women entrepreneurs across all sectors.

Program Region: Nationwide

Program Contact(s):

Entrepreneur Liaison

750 Lexington Avenue

6Th Floor

New York, NY 10022

Phone: (888) 629-6774 www.goldenseeds.com

Angel Investor Tax Credit Program - CI

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Agency: Connecticut Innovations, Inc. (CI)


Are you an accredited investor interested in investing $25,000 or more in early-stage, high-tech venture in Connecticut? If so, you may qualify to participate in the Angel Investor Tax Credit

Program. Qualifying Connecticut investors can benefit not only from the tax credit but also from gaining valuable experience in helping early-stage ventures grow.

For more information, click here .

Program Region: Statewide


Stepheni Harpin, Investment Analyst

Connecticut Innovations

865 Brook Street

Rocky Hill, CT 06067

Phone: (860) 257-2880

Fax: (860) 563-4877 stepheni.harpin@ctinnovations.com

www.ctinnovations.com

Business and Industry Services Network

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Agency: Connecticut Community Colleges


Affordable and accessible higher education opportunities at Connecticut Community Colleges support Connecticut’s economic development and improve the quality of life through lifelong learning. As the workplace and workers change, continuing education is a means for both businesses and workers to maintain currency, keep pace with advancing technology, and compete in the global marketplace. Continuing Education provides a competitive advantage for both employers and employees through improved skills and increased productivity. Each of

Connecticut’s 12 community colleges is part of the Business & Industry Services Network (BISN), a collaborative program linking businesses, industry, state government and education.

BISN provides a full range of educational and training services including customized training programs which can be provided in over 100 training areas, and are available at 17 locations throughout the state. Training sessions can be held at either the employer's site or at any of the community colleges. Training is available on a fee for service basis. Customized job training funds are available through the Connecticut Department of Labor.

Working in concert with industry and government, the colleges are able to align workforce data, industry cluster performance and national trends to develop and deliver: customized workforce training, business needs assessment, and consultation services. Businesses also benefit from the wealth of resources available through the Community College System including expert faculty, state-of-the-art facilities and equipment, and extensive libraries.

In addition, the community colleges are the largest provider of online education in Connecticut. For businesses, distance learning can reduce costs, overcome scheduling barriers, and reduce lost productivity while delivering necessary training and workforce development programs.



Gail Coppage, Innovation and Outreach Director

BOR/ConnSCU

61 Woodland Street

Hartford, CT 06105

Phone: (860) 244-7619

Fax: (860) 244-7883 coppagec@ct.edu

www.ct.edu

Eileen Peltier, Associate Dean of Workforce Development and Continuing Education

Asnuntuck Community College

170 Elm Street

Enfield, CT 06082

Phone: (860) 253-3032

Fax: (860) 253-3067

epeltier@acc.commnet.edu

www.ct.edu

Linda Guzzo, Dean of Continuing Education

Capital Community College

950 Main Street

Hartford, CT 06103

Phone: (860) 906-5132

Fax: (860) 906-5110 lguzzo@capitalcc.edu

www.ct.edu

Vicki Bozzuto, Dean of Continuing Education

Gateway Community College

88 Bassett Road

North Haven, CT

Phone: (203) 285-2408

Fax: (203) 285-2308 vbozzuto@gatewayct.edu

www.ct.edu

Denise Bukovan, Dean of Outreach

Housatonic Community College

900 Lafayette Boulevard

Bridgeport, CT 06604

Phone: (203) 332-5150

Fax: (203) 332-5123

DBukovan@housatonic.edu

www.ct.edu

Melanie Haber, Dean of Continuing Education

Manchester Community College

P.O. Box 1046, Great Path

Manchester, CT 06045-1046

Phone: (860) 512-2815

Fax: (860)512-2801

MHaber@manchestercc.edu

www.ct.edu

Diane Bordonaro, RN, Allied Health Coordinator

Middlesex Community College

100 Training Hill Road

Middletown, CT 06457

Phone: (860) 343-5716 dbordonaro@mxcc.edu

Laurie Hornbecker, Director of Non-Credit Life-long Learning

Naugatuck Valley Community College

750 Chase Parkway

Waterbury, CT 06708

Phone: (203) 575-8031

Fax: (203) 575-8243 lhornbecker@nv.edu

www.ct.edu

Patricia Bouffard, Dean of Academic & Student Affairs

Northwestern CT Community College

Park Place East

Winsted, CT 06098

Phone: (860) 738-6444

Fax: (860) 738-6453

PBouffard@nwcc.commnet.edu

www.ct.edu

David Chase, Director, Non Credit Programs

Norwalk Community College

188 Richards Avenue

Norwalk, CT 06854-1655

Phone: (203) 857-7303

Fax: (203) 857-3339 dchase@ncc.commnet.edu

www.ct.edu

Monique Wolanin, Director of Community Engagement

Quinebaug Valley Community College

742 Upper Maple Street

Danielson, CT 06239

Phone: (860) 412-7328

Fax: (860) 412-7300 mwolanin@gvcc.commnet.edu

www.ct.edu

Marjorie Valentin

Three Rivers Community College

574 New London Turnpike

Norwich, CT 06360

Phone: (860) 885-2319

Fax: (860) 886-4960 mvalentin@threerivers.edu

www.ct.edu

Victor Mitchell, Director of Business and Industry

Bristol Career Center of Tunxis Community College

430 North Main Street

Bristol, CT 06010

Phone: (860) 314-4709

Fax: (860) 314-4701 vmitchell@txcc.commnet.edu

www.ct.edu

Business Services - DOL

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Agency: Department of Labor (DOL)


Contact point for Department of Labor services to businesses including:



Recruitment assistance: o Post your job opening online on CT Job Central, our state's largest job bank. o Turn your personal computer into a personnel computer with access to a resume pool of 12, 000 Connecticut residents and over one million job seekers nationwide. o Identify and interview candidates at one of our professional and convenient DOL offices. o Recruit applicants at our successful job fairs.



Tax and financial incentives o On the job training grants o Tax credits

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Access and information concerning all Department of Labor business services



Cost-saving topical seminars

For assistance contact a Regional Business Service Specialist. Regional offices with business services are listed below.



Sharon M. Palmer, Commissioner

200 Folly Brook Boulevard

Wethersfield, CT 06109-1114

Phone: (860) 263-6506 www.ct.gov/dol

Peter Raymo, Business Services Specialist

South Central Region Business Consultants

Hamden CTWorks

37 Marne Street

Hamden, CT 06514

Phone: (203) 859-3454

Fax: (203) 859-3284 peter.raymo@ct.gov

Lori-Lynn Chatlo, Business Service Specialist

Southwest Region Business Consultants

2 Lafayette Square


Phone: (203) 455-2601

Fax: (203) 455-2730 lorilynn.chatlos@ct.gov

Dolores Ryan, Business Services Specialist

Southwest Region Business Consultants

2 Lafayette Square

Bridgeport, CT

Phone: (203) 455-2602

Fax: (203) 455-2730 dolores.ryan@ct.gov

Donna Smith, Business Services Specialist

North Central Region Business Consultants

3580 Main Street

Hartford, CT 06120

Phone: (860) 256-3869

Fax: (860) 256-3840 donna.smith@ct.gov

Karen Quesnel, Business Services Specialist

North Central Regional Business Consultants

260 Lafayette Street

New Britain, CT 06053-4157

Phone: (860) 827-6271

Fax: (860) 827-6210 karen.quesnel@ct.gov

Karen Quesnel, Business Servies Specialist

North Central Region Business Consultants

786 Enfield Street

Enfield, CT 06082

Phone: (860) 899-3559

Fax: (860) 745-7376 karen.quesnel@ct.gov

Anthony Harris, Business Services Specialist

Eastern Connecticut Regional Business Consultants

37 Marne Street

Hamden, CT 06514-3690

Phone: (203) 859-3452

Fax: (203) 859-3280 anthony.harris@ct.gov

Business Services Specialist

Northwest Regional Business Consultants

95 Westcott Road

Danielson, CT 06239

Phone: (860) 412-7021

Fax: (860) 412-7010 mark.filmore@ct.gov

Sal Galasso, Business Services Specialist

Northwest Regional Business Consultants

249 Thomaston Avenue

Waterbury, CT 06702

Phone: (203) 437-3274

Fax: (203) 437-3290 sal.galasso@ct.gov

Business Services Specialist

Eastern CT Regional Business Consultants

249 Thomaston Avenue

Waterbury, CT 06702

Phone: (203) 437-3289

Fax: (203) 437-3290 abby.fiedler@ct.gov

Garth Swaby, Business Services Specialist

North Central Regional Business Consultants

Shaw's Cove Six

New London, CT 06320

Phone: (860) 439-7600

Fax: (860) 439-7420 garth.swaby@ct.gov

Connecticut Economic Gardening Group (CT-EGG)

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Agency: Connecticut Economic Gardening Group (CT-EGG)


Business Analysis and Business Needs Assessments - Providing information to local businesses is the primary component of the Economic Gardening process. To create opportunities, businesses require information on market trends, customers, competitors, emerging technologies, regulatory issues and socio-political developments.

Operational Support - CT-EGG, in conjunction with universities and private consultants will provide hands-on operational support to help businesses grow. By tapping the talent and resources at the universities, CT-EGG can act as the arms and legs for small businesses.

Networking and Funding Opportunities - Helping businesses make connections with public and private support infrastructures will create and foster an entrepreneurial environment, increase business prospecting and access to new markets.

Eligibility: CT-based entrepreneur, small or mid-sized business (less than $500 million).

Contact CT-EGG President, Fred Wergeles (860) 408-9093. In conjunction with the participating universities, CT-EGG will conduct a rigorous recruitment process to identify and select companies that match the criteria that will deliver the highest value to the client, and ensure the efforts expended are fruitful. The selection criteria include a pre-qualification survey by the business owner, followed by an evaluation by the CT-EGG executive committee and the participating university.

Typical engagements are one to four months.



Fred Wergeles, President

39 Drumlin Road

West Simsbury, CT 06092

Phone: (860) 408-9093

FredW@CT-EGG.org

www.CT-EGG.org

Connecticut Technology Council (CTC) - Summary

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Agency: Connecticut Technology Council (CTC)


Founded in 1994, the Connecticut Technology Council is a 501(c)(6) business association that speaks for 2,500 firms in the state ranging from large multi-nationals to hundreds of early stage startups. The Council holds over 40 events a year for thousands of attendees, featuring and recognizing firms for business growth, innovation potential and women in technology leadership.

CTC is an advocate for innovation, technology transfer and early stage capital in Connecticut. Led by a 48 person board, the Council is chaired by Chuck Pagano, Executive Vice President of

Technology for ESPN. In 2011, The Council assumed the operating responsibility of the Crossroads

Venture Group, although CVG does remain independent with its own board of directors and seperate mission to serve the venture and angel capital community, and technology companies ranging from start-ups to growth stage in Connecticut.

The organization's goals are:

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Enhance the culture of innovation in the state and make Connecticut an attractive location for younger, well-educated workers

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Establish Connecticut as one of the leading technology regions in the country by establishing an effective and active networked community

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Be a public policy driver for investments in the technology and innovation ecosystem by the Connecticut General Assembly

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Represent and address the needs of the technology sector at the legislature

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Provide opportunities for networking and support between technology leaders and companies

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Be the leading, recognized source of data and information for technology businesses and service providers

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Assist in the creation of a pipeline of new innovative companies and ideas

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Improve the availability of a trained workforce for technology companies

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Stimulate the growth of the tech sector by overseeing and supporting the operation of state's four "Ecosystem Hubs" in Hartford, New Haven, Stamford and Storrs.

Major Programs



Annual Women of Innovation Awards Dinner

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The Annual Innovation Summit

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The Annual Marcum Tech Top 40 Awards

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The Annual IT Summit

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The Annual Tech CEO Forum

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Monthly Peer to Peer CEO Forum

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PowerMatch

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Member services that counsel and advise regarding health care insurance, business insurance, and other employee benefits.

Members include:

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Corporate - technology companies

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Academic - universities and colleges

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Associate - professional services providers

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Affiliate - nonprofit organizations and government economic development organizations

Annual dues are based on Connecticut employee levels.



Mike Scricca, Membership Director

Connecticut Technology Council

222 Pitkin Street

Suite 113

East Hartford, CT 06108

Phone: (860) 289-0878 x 334

Fax: (860) 289-0326 mscricca@ct.org

www.ct.org

Crossroads Venture Group

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Agency: Crossroads Venture Group (CVG)


Crossroads Venture Group is a nonprofit organization that brings Connecticut entrepreneurs and investors together.

Membership is not required in order to access services.



Liddy Karter

222 Pitkin Street


Phone: (860) 282-4978

Fax: (860) 289-0326

LKarter@cvg.org

www.cvg.org

Eli Whitney Fund - CI

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For early-stage technology companies, CI's flagship fund makes initial equity-based investments of up to $1.5 million per round and typically up to a maximum of $7 million in any one company as a single investor and continues to support the company as it grows. To help ensure success, CI's experienced deal team provides ongoing strategic support.


Program Region: Statewide. CI is also interested in companies that would consider relocating to

Connecticut.


Julie Rader, Director, Business Investments & Analysis

865 Brook Street


Phone: (860) 257-2334

Fax: (860) 563-4877 julie.rader@ctinnovations.com


Enhanced Capital Partners, Inc - Connecticut Fund

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Agency: Enhanced Capital Connecticut


Enhanced Capital Connecticut provides equity and debt financing to small businesses that exhibit excellent growth prospects in Connecticut.

This Connecticut fund is actively seeking new investment opportunities across industries that broadly include:

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Manufacturing

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Information Technology

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Healthcare

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Business Services

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Green Technology.

Eligible businesses must meet the following eligibility criteria:

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Must have its principal operations in Connecticut and satisfy one of the following:

o At least eighty percent of the employees must reside in Connecticut, or o At least eighty percent of the payroll is paid to individuals living in Connecticut.

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Must have fewer than two hundred and fifty employees.

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Must have less than ten million dollars in net income in the previous year.

Investment Profile includes:

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Equity and debt investments in the $500,000 to $6,000,000 range

General Evaluation Criteria for potential financing:

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Business viability - Elements include financial stability, high degree of potential to achieve overall projected results and favorable industry growth prospects

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Dedicated and competent management - Extensive management experience in the industry

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Market potential - High degree of potential to achieve forecasted sales volumes due to identifiable competitive advantages, dominant market position, proprietary product or service, technological superiority, history of product quality and service, or other similar market advantages

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Rate of return - High probability of achieving desired rate of return through a combination of current income and/or capital appreciation.

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Location - Companies should be located or willing to relocate to Connecticut

Other Services to clients on a wide variety of state and federal tax-incentivized programs including the following tax credits:

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New Markets (NMTCs)

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Historic Rehabilitation (HTCs)

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Brownfield

Research and Development

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Renewable Energy

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Low Income Housing (LIHTC)

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Film

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Angel

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Various other tax credits or incentives



Liddy Karter, Director

300 Main Street

6th

Stamford, CT 06901

Phone: (203) 614-8771 lkarter@enhancedcapital.com

www.enhancedcapital.com

Hitesh Shah, Associate

300 Main Street

6th

Stamford, CT 06901

Phone: (203) 614-8770 hshah@enhancedcapital.com

www.enhancedcapital.com

Entrepreneurial Center - UofH

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Agency: University of Hartford (UofH)


The Entrepreneurial Center is a program of the University of Hartford's Center for Professional

Development. The Entrepreneurial Center supports aspiring entrepreneurs, startups and growing businesses.

Services include:



Entrepreneurial assessment and small business training

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Seminars and roundtables for business and professional growth

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One-on-one business assessment and advising

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Technical assistance for marketing, business and financial plan development

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Assistance in accessing startup and expansion capital through government, commercial and alternative sources



Referrals to small business resources in the private and public sector

"Is Self-Employment for Me?" is a self-assessment workshop which provides the framework and tools for participants to explore their readiness to be a business owner and define their business concept. Participants will:

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Discover their motive for starting a business

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Understand the demands of small business ownership

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Maximize their strengths and reduce their challenges

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Identify the skills they need to run a business

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Identify their next action steps which may include comprehensive training and/or meeting with a business advisor

This two-part self-assessment workshop is a prerequisite to the First Step FastTrac® and

FastTrac® New Venture TM programs.

First Step FastTrac® is a practical, hands-on business development education program created by entrepreneurs for entrepreneurs. This program is designed to help entrepreneurs hone the skills needed to create, manage and grow a successful business. First Step was adapted from the

FastTrac® family of programs for entrepreneurs with limited industry and business management experience. Each student develops a feasibility plan and cash flow projection to evaluate their business concept in twelve sessions. Several business coaching sessions are also available.

FastTrac New Venture TM assists the start-up entrepreneur in developing their business concept and evaluating it through each step of the business planning process in twelve fast-paced sessions.

New Venture TM is designed for individuals of above moderate income with some related industry and business experience.



Jean Blake-Jackson, Director

The Entrepreneurial Center

University of Hartford

50 Elizabeth Street

Hartford, CT 06105-2280

Phone: (860) 768-5681

Fax: (860) 768-5622 entrectr@hartford.edu

www.entrepreneurialctr.org

Terry Funke, Office Manager

The Entrepreneurial Center

University of Hartford

50 Elizabeth Street


Phone: (860) 768-5681

Fax: (860) 768-5622 entrectr@hartford.edu

FastTrac® Entrepreneurship and Small Business

Growth Programs

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Agency: Sales Leverage Group


FastTrac® NewVenture – Starting a business

FastTrac® TechVenture – Starting a technology-based business

FastTrac® GrowthVenture – Growing an existing business

These programs are typically delivered in ten (3) hour sessions over ten weeks. They are structured as facilitated workshops in which participants work on developing their own businesses along with a group of like-minded business people.

They are a product of The Kauffman Foundation which is the largest foundation devoted to promoting entrepreneurship worldwide. More than 300,000 business people have benefited from participating in FastTrac® programs since 1993.

Programs are offered throughout the state of Connecticut at different times during the year.

Additional information can be found at www.fasttrac.org

and http://www.ct.org/KaufmanFastTracPrograms.asp

NewVenture – Interest in starting a business

TechVenture – Interest in starting a hi-tech business, usually has technical background such a engineering or scientific

GrowthVenture – Is currently running a business, generating revenue, and interested in growing the business

Contact provider, register and make payment.



Jack Antonich, President

Sales Leverage Group

Phone: (860)338-3256 jantonich@ct.org

Financing Programs - DECD

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Agency: Department of Economic and Community Development (DECD)


Loans, with flexible terms and conditions through the Manufacturing Assistance Act. Loan must benefit a manufacturing or economic-base business; need of the applicant or project for financial assistance must be evident; conventional lending sources must have been sought (Connecticut

Development Authority, Connecticut Innovations and banks); economic benefit of the project must be demonstrated.

Eligibility:

The business must provide a minimum match of 50%. Businesses located in the Targeted

Investment Communities (communities that contain Enterprise Zones) must provide a minimum match of 10%. Adequate collateral must be available to secure the loan.



Tricia Paesani

Office of Business and Industry Development

505 Hudson Street

Hartford, CT 06106

Phone: (860) 270-8215

Fax: (860) 270-8055 www.ct.gov/ecd/cwp/view.asp?a=1097&q=253520&ecdNav=|

Intellectual Property and Entrepreneurship Clinic

(IPEC) - UCONN

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Agency: University of Connecticut (UCONN)


The Intellectual Property and Entrepreneurship Clinic (IPEC) provides, on a non-fee basis, intellectual property education, counseling and legal services to inventors, entrepreneurs, companies, artists and research scientists in Connecticut.

IPEC was established and funded pursuant to Section 2 of Connecticut Public Act 0683 “to train the next generation of entrepreneurs . . . that would assist business in t he state today.”

To participate in the program, an applicant must:

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Be a Connecticut resident or a business located in Connecticut

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Be an owner of the proposed intellectual property

 Complete IPEC’s request for services form to the satisfaction of an IPEC supervising attorney

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Demonstrate that the intellectual property is valid, can be manufactured and/or commercialized with existing technology, is innovative, has significant market potential, does not have an adverse impact on safety, health, welfare or the environment, and is legal to manufacture, sell and use

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Provide detail of the intellectual property sufficient to enable preparation of a patent, trademark or copyright application, or sale or license agreement

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Diligently pursue necessary steps toward commercialization of the intellectual property

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Demonstrate an intention and ability to develop and/or produce the intellectual property in

Connecticut, or to license the invention to an existing, identified business operating in

Connecticut

 Participate in IPEC’s client reporting and performance surveys as reasonably required by

IPEC

The applicant will be responsible for certain costs, if incurred, necessary for IPEC to provide assistance including but not limited to the cost for obtaining a history report from the United States

Patent and Trademark Office on an existing patent, trademark and/or copyright; fixed costs associated with intellectual property protection, including, for example, the costs of additional professional prior art search reports, the costs of patent practitioner fees for patent application preparation, filing and prosecution, trademark copyright practitioner fees and expenses, etc.

Contact the IPEC, by phone, fax, email or in writing.

At present there are no time frame limitations.



University of Connecticut School of Law

Intellectual Property and Entrepreneurship Law Clinic

University of Connecticut School of Law

222 Pitkin Street, Suite 105


Phone: (860) 728-2104

Fax: (860) 728-2111 iplawclinic@law.uconn.edu

www.law.uconn.edu/clinics/ip/

Job Expansion Tax Credit Program (JET) - DECD

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Connecticut businesses can be eligible for tax credits of $500 per month for each new full-time job created. If the new employee is receiving vocational rehabilitative services from the Bureau of

Rehabilitative Services, receiving unemployment benefits, or a veteran employee who is in the armed forces or was honorably discharged from active service in the armed forces at the time of hiring by the taxpayer then the tax credit is increased to $900 per month.

Application Process:

Eligibility Application is completed and submitted to the Department of Economic and

Community Development by the applicant before hiring new employees.



Eligibility Application is submitted by the applicant

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Eligibility Review



Tax Credit Eligibility Letter is submitted to the applicant

These credits will be available for each new employee hired between January 1, 2012 and

January 1, 2014 for a period of three years. The credit may be applied against the following taxes:



Insurance premiums tax under Chapter 207 of the Connecticut General Statutes



Corporation business tax under Chapter 208 of the General Statutes



Utilities company tax under Chapter 212 of the General Statutes



Income tax under Chapter 229 of the General Statutes

There are three thresholds to qualify for the credits:

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Businesses with under 50 employees must hire at least one new full-time employee



Businesses with 50 to 100 employees must hire at least five new full-time employees



Businesses with over 100 employees must hire at least 10 new full-time employees

DECD will provide the applicant with the DECD Reporting Form JET-1 after the end of the

applicant’s fiscal year.

Certificate of Eligibility is issued for tax credits earned based upon a net increase in jobs above the applicant’s baseline employment

To apply complete and submit the JET Application located on www.decd.org. For additional information or questions please contact Lindy Lee Gold at (860) 270-8073 or via email at

Lindylee.gold@ct.gov.



Lindy Lee Gold


505 Hudson Street

Hartford, Connecticut 06106

Phone: (860) 270-8073

Fax: (860) 270-8055

Lindylee.gold@ct.gov

www.ct.gov/ecd/cwp/view.asp?a=1097&q=437460

Loans and Technical Assistance - CEDF

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Agency: Community Economic Development Fund (CEDF)


Loans and technical assistance to small businesses and nonprofits in the state; loans from $5,000 to $250,000. Project must benefit the community, such as increasing the economic base, creating jobs, providing a needed service or by being part of a community strategic plan.

CEDF can provide commercial or mixed use mortgages up to $500,000 where the borrower has his business located in the building.

CEDF provides small business skills workshops throughout the state.

Applicants are required to have a business plan. Resource information is available to assist with the business plan.

Two eligibility criteria:



The business is located in one of the 56 targeted or preferred communities or



Income of owner(s) is less than statewide median income



Nadine Cabrera, Senior Loan Officer

965 East Main Street

Meriden, CT 06450

Phone: (203) 235-2333

Phone: (888) 835-2333

Fax: (203) 235-2913 n.cabrera@cedf.com

www.cedf.com

Microloan Guarantee Program (CEDF/DECD)

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Agency: Community Economic Development Fund (CEDF)


The purpose of the loan program is to foster business development and employment growth for woman and minority owned businesses that cannot access financing through conventional means.

The program offers a 30% guarantee of principal on loans $50,000 and under. The availability of the guarantee facilitates the potential for receiving a loan. The Department of Economic & Community

Development partnering with CEDF will provide the loan guarantees on the direct loans offered through CEDF. Loan funds can be used for general business purposes including working capital, machinery, equipment and startup financing.

Eligible businesses must be woman or minority owned where 51% percent is owned by a woman or a minority who is actively engaged in the daily affairs of the business and has the power to direct the management and policies of the business. Applicants are required to have a business plan.

Technical assistance to fine tune a business plan is available.

Funding for this program is limited.



Scott Arnold, Director of Lending


Meriden, CT 06450

Phone: (203) 235-2333 x 2020

Phone: (888) 835-2333 x 2020

Fax: (203) 235-2913 s.arnold@cedf.com

www.cedf.com

Nadine Cabrera, Senior Loan Officer


Meriden, CT 06450

Phone: (203) 235-2333 x 2021

Fax: (203) 235-2913 n.cabrera@cedf.com

www.cedf.com

MIT Enterprise Forum of Connecticut - Summary

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Agency: MIT Enterprise Forum of Connecticut


Provides advice, support and educational services for entrepreneurs and emerging technologybased companies.

Programs include:



Three yearly satellite programs from the National MIT Enterprise Forum



Six locally developed programs which include: o case study presentations by Connecticut entrepreneurs and technology companies o panel discussions on important topics of relevance to the technology community

Companies selected for case study must demonstrate qualities, experiences, outcomes relevant to teaching entrepreneurism. The best time to apply for case studies is during the summer.

Register in advance for programs online at www.mitforumct.org

or apply to have your company featured as a case study on the site. Register in advance preferably or at the door.



Open to all individuals



Meetings are free of charge



Refreshments are served



Networking precedes program



Marina Cunningham, Chair of the Board

MIT Enterprise Forum of Connecticut

Phone: (860) 549-5290 www.mitforumct.org

Office of Cooperative Research - Yale

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Agency: Yale University


Assists in the development of commercial applications for Yale research:



Obtains and evaluates inventions from within the Yale community, identifies potential startup companies or licensees, markets, patents, and negotiates licenses for these inventions



Begins the process for starting high-tech companies from results of Yale research by developing business plans and securing venture capital financing



Connects outsiders seeking consultants with Yale experts

Sponsors seminars relating to intellectual property, inventions and venture capital.

OCR is an ongoing function of Yale, funded by income generated by the office. Consultation by scientific faculty and researchers at Yale is available on a case-by-case basis.

Companies that seek to sponsor research that is of value both to the company and researcher can make arrangements through the OCR, which negotiates intellectual property rights in any agreement. There is no direct charge for companies using OCR.



Jon Soderstrom, Managing Director

Office of Cooperative Research

P.O. Box 208336

433 Temple Street

New Haven, CT 06511

Phone: (203) 436-8096

Fax: (203) 436-8086 jon.soderstrom@yale.edu

www.yale.edu/ocr

Pre-Seed Fund - CI

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CI’s Pre-Seed Fund supports the formation of new Connecticut technology companies by providing the funding, mentoring and resources you need to turn your idea into an early-stage technology company. In addition to providing equity, our experienced, entrepreneur-friendly team works with each pre-seed company to offer advice, support and introductions to powerful connections that help you develop a commercially viable business. This holistic thinking has led us to become one of the most active early-stage investors in the country.

Funding Amount

Up to $150,000 for pre-seed expenses; we require at least a 50% match from private sources.



Connecticut.


Julie Rader, Director, Business Investment & Analysis

865 Brook Street


Phone: (860) 257-2334

Fax: (860) 563-4877

Julie.Rader@ctinnovations.com

ctinnovations.com

SBA 504 Loan Program - Summary

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Agency: U.S. Small Business Administration (SBA)


The SBA 504 Loan Program provides growing businesses with long-term, fixed-rate financing for major fixed assets such as land, buildings and long-term machinery and equipment. The loan program is delivered by Certified Development Companies (CDC), generally non-profit corporations set up to contribute to the economic development of a community. CDCs work with the SBA and private sector lenders to provide this fixed-asset financing to small businesses.

The maximum SBA debenture is $5 million for meeting the job creation criteria or a community development goal. Generally, a business must create or retain one job for every $50,000 provided by the SBA. The maximum SBA debenture is $5.5 million for small manufacturers.

Proceeds from 504 loans must be used for fixed asset projects such as: purchasing land and improvements, including existing buildings, grading, street improvements, utilities, parking lots and landscaping; construction of new facilities, or modernizing, renovating or converting existing facilities; or purchasing long-term machinery and equipment.



330 Main Street

Hartford, CT 06106

Phone: (860) 240-4700 www.sba.gov/services/financialassistance/sbaloantopics/cdc504/index.html

Connecticut Business Development Corporation

2315 Whitney Avenue

Suite 2B

Hamden, CT 06518

Phone: (203) 776-6172 Ext.125

Fax: (203) 776-6837 info@ctcic.org

www.ctcic.org/504.htm

Connecticut Community Investment Corporation, LDC

57 North Street

Suite 407

Danbury, CT

Phone: (203) 743-0306

Fax: (203) 744-0915 www.hidc-ct.org

Housatonic Industrial Development Corporation

20 Church Street

Suite 1740

Hartford, CT

Phone: (860) 218-2912

Fax: (860) 218-2913 www.cdcnewengland.com

Henry Violet, Program region: Middlesex, New London and Windham Counties

CDC New England

155 South Main Street

Suite 403

Providence, CT 02903

Phone: (401) 454-4630 www.osbda.com/contact.htm

David King, Program region: Hartford, Litchfield, Tolland and Windham Counties

Ocean State Business Development Authority

1601 Trapelo Road

Suite 222

Waltham, RI 02451

Phone: (781) 891-3594 www.baycolony.org

SBA Loan Guaranty Program, (7a)

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7(a) loans are the most basic and most used type of SBA's business loan programs. Its name comes from section 7(a) of the Small Business Act, which authorizes the Agency to provide business loans to American small businesses.

All 7(a) loans are provided by lenders who choose to participate, most American banks do. There are also some non-bank lenders who participate with SBA in the 7(a) program, which expands the availability of lenders making loans under SBA guidelines.

7(a) loans are only available on a guaranty basis. This means they are provided by lenders who choose to structure their own loans by SBA's requirements and who apply guaranty 7(a) loans. The

lender and SBA share the risk if a borrower cannot repay the loan in full. The guaranty is a guaranty against payment default and it does not cover imprudent decisions by the lender or misrepresentation by the borrower.

Under the guaranty concept, commercial lenders make and administer the loans. The business applies to a lender for their financing.

The lender decides if they will make the loan internally or if the application has some weaknesses which, in their opinion, will require an SBA guaranty if the loan is to be made. The guaranty, which SBA provides, is only available to the lender. It assures the lender in the event the borrower does not repay their obligation and a payment default occurs, the government will reimburse the lender for its loss, up to the percentage of SBA's guaranty. Under this program, the borrower remains obligated for the full amount due.

All 7(a) loans that SBA guaranty must meet 7(a) criteria. The business gets a loan from its lender with a 7(a) structure and the lender gets an SBA guaranty on a portion or percentage of this loan.

Hence the primary business loan assistance program available to small business from the SBA is called the 7(a) guaranty loan program.

A key concept of the 7(a) guaranty loan program is that the loan actually comes from a commercial lender, not the government. If the lender is not willing to provide the loan, even if they may be able to get an SBA guaranty, the agency cannot force the lender to change their mind. And the SBA cannot make the loan itself because the agency does not have any money to lend. Therefore it is paramount that all applicants positively approach the lender for a loan, and that they know the lenders criteria and requirements as well as those of the SBA. In order to obtain positive consideration for an SBA supported loan, the applicant must be both eligible and creditworthy.

WHAT SBA SEEKS IN A LOAN APPLICATION

The process of getting an SBA loan starts with your bank. Ask your banker if they are a SBA participating bank,

In order to get a 7(a) loan, the applicant must first be eligible. Repayment ability from the cash flow of the business is a primary consideration in the SBA loan decision process but good character, management capability, collateral, and owner's equity contribution are also important considerations. All owners of 20 percent or more are required to personally guarantee SBA loans.

ELIGIBILITY CRITERIA

All applicants must be eligible to be considered for a 7(a) loan. The eligibility requirements are designed to be as broad as possible so that this lending program can accommodate the most diverse variety of small business financing needs. All businesses that are considered for financing under SBA's 7(a) loan program must: meet SBA size standards, be for-profit, not already have the internal resources (business or personal) to provide the financing, and be able to demonstrate repayment.

Eligibility factors for all 7(a) loans also include: size, type of business, use of proceeds, and the availability of funds from other sources.

Effective as of September 27, 2010 , a maximum loan amount of $5 million has been established for

7(a) loans. For those applicants that meet the SBA's credit and eligibility standards, the agency can guaranty up to 85 percent of loans of $150,000 and less, and up to 75 percent of loans above

$150,000. This standard applies to most variations of the 7(a) Loan Program, however, SBA

Express loans carry a maximum guaranty of 50 percent. The Export Working Capital Loan Program carries a maximum of 90 percent guaranty, up to a guaranteed amount of $4.5 million.



William Tierney, Lender Relations Specialist

330 Main Street

Hartford, CT 06106

Phone: (860) 240-4894

Fax: (860) 240-4659 william.tierney@sba.gov

www.sba.gov/services/sbaloantopics/7a/index.html

SBA Microloan

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The SBA MicroLoan program provides very small loans to startup, newly established, or growing small business concerns. Under this program, SBA makes funds available to nonprofit communitybased lenders (intermediaries) which, in turn, make loans to eligible borrowers in amounts ranging from $500 to $50,000. Applications are submitted to the local intermediary and all credit decisions are made on the local level.

Terms, Interest Rates and Fees

The maximum term allowed for a microloan is six years. However, loan terms vary according to the size of the loan, the planned use of funds, the requirements of the intermediary lender, and the needs of the small business borrower. Interest rates vary, depending upon the intermediary lender and costs to the intermediary from the U.S. Treasury.

Collateral

Each intermediary lender has its own lending and credit requirements. However, business owners contemplating application for a microloan should be aware that intermediaries will generally require some type of collateral, and the personal guarantee of the business owner.

Technical Assistance

Each intermediary is required to provide business based training and technical assistance to its microborrowers. Individuals and small businesses applying for microloan financing may be required to fulfill training and/or planning requirements before a loan application is considered.

Items to be submitted in loan package:



Complete business plan, including purpose of loan and description of business



Three-year financials and three-year business tax returns (for existing businesses)



Two-year forecast



Personal financial statement and three-year personal tax returns



For loans from $5,000 to $50,000, SBA will require a copy of a letter from a bank advising that they have rejected the business's request for a loan.



Buck Harris

Connecticut Community Investment Corporation

2315 Whitney Avenue

Suite 2B

Hamden, CT 06518

Phone: (203) 776-6172 Ext. 128

Fax: (203) 776-6837 www.ctcic.org

Dennis Brown

Connecticut Community Investment Corporation

2315 Whitney Avenue

Suite 2B

Hamden, CT 06518

Phone: (203) 776-6172 Ext. 133

Fax: (203) 776-6837 www.ctcic.org

Community Economic Development Fund


Meriden, CT 06450

Phone: (888) 835-2333 or (203) 235-2333

Fax: (203) 235-2913 info@cedf.com

www.cedf.com

Sam Hamilton

Hartford Economic Community Development (HEDCO)

15 Lewis Street, Room 204

Hartford, CT

Phone: (860) 527-1301 hedco@snet.net

hedco-ghbdc.com

William Tierney, Lender Relations Specialist

U.S. Small Business Administration

330 Main Street

Hartford, CT

Phone: (860) 240-4894 www.sba.gov/services/financialassistance/sbaloantopics/microloans/index.html

SBIR Acceleration and Commercialization Program

- CI

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The SBIR Acceleration and Commercialization program is designed to increase the participation of

Connecticut-based firms in federal SBIR and STTR grant programs. These programs improve a small business’ chances of advancing their technology and achieving commercialization and job growth.

Grants and loans are available through the program, but note that the criteria for each are very specific.




Angela Caponetto, Administrative Assistant

Connecticut Innovations

865 Brook Street


Phone: 860-257-2896

Fax: (860) 563-4877 angela.caponetto@ctinnovations.com


School of Business - UofB

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Agency: University of Bridgeport


Co-op and intern assignments in available in accounting, business computing, marketing, and operations analysis.

Also, includes the Center for Venture Management and Entrepreneurial Studies, a partnership with four components:



The Bridgeport Development Institute



The Bridgeport Foreign Trade Institute



The Urban Management Institute



The Special Projects Unit

Services available to established businesses of any size.

Client should demonstrate a willingness to coordinate with the University concerning the length and scope of the assignment.



School of Business

230 Park Avenue


Phone: (203) 576-4384

Fax: (203) 576-4388 www.bridgeport.edu/business/index.html

SCORE - SBA

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SCORE is a nonprofit organization which provides small business counseling and training under a grant from the U.S. Small Business Administration (SBA). SCORE members are successful, retired business men and women who volunteer their time to assist aspiring entrepreneurs and small business owners. There are SCORE chapters in every state.

SCORE's 10,500 volunteers provide free, confidential counseling to new and existing businesses to help them get started or to solve current problems. Volunteers represent a wide range of business expertise and can counsel at the office of your choice or at the business's site. To obtain a complete list of SCORE chapters and satellites throughout the state visit the Web at www.score.org

You don't have to have applied for an SBA loan to use SCORE's counseling services - all you need is the desire to get started in your own business or the need to seek assistance with an existing business's problem.

SCORE has eight chapters and many additional locations in Connecticut, with service open to all small businesses and individuals interested in business ownership.



Peter Stack, District Director

Greater Hartford SCORE Chapter

330 Main Street

Hartford, CT 06106

Phone: (860) 240-4700 www.hartfordscore.org

Greater Bridgeport SCORE Chapter

University of Bridgeport

230 Park Avenue


Phone: (203) 576-4369 www.scorect.org

Western CT SCORE Chapter

City Hall

155 Deer Hill Avenue

Danbury, CT

Phone: (203) 794-1404 www.westernctscore.com

Greater New Haven SCORE Chapter

Gateway Community College

60 Sargent Drive, Room 207A

New Haven, CT 06511

Phone: (203) 865-7645 www.newhavenscore.com

Fairfield County SCORE Chapter

24 Belden Avenue, 5th Floor

Norwalk, CT 06850

Phone: (203) 847-7348 www.scorenorwalk.org

Southeast CT SCORE Chapter

P.O. Box 283

665 Boston Post Road

Old Saybrook, CT 06475

Phone: (860) 388-9508 www.southeasternctscore.org

Northwest Connecticut SCORE Chapter

Northwest Connecticut Chamber of Commerce

333 Kennedy Road

Torrington, CT 06790

Phone: (860) 482-6586 ptsjhs@snet.net

www.nwctscore.org

Seed and Early Stage Capital - (AIF)

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Agency: Angel Investor Forum


The Angel Investor Forum (AIF) is an organization of private accredited investors who look to provide seed and early-stage capital to businesses located in Connecticut. Entrepreneurs who have launched a business and require additional capital to facilitate the growth of the business have little access to that capital. AIF provides that access, as well as access to successful business people, through a disciplined process that begins with the submission of a clearly documented, well thought

out executive summary of the business plan.

Businesses seeking from $250,000 to $5M in new capital that are located between New York and

Boston with a preference for Connecticut companies will be considered.

The business must have a demonstrable business plan that includes significant growth of the product and/or service provided. Businesses that have intellectual property are strongly considered.

The process begins with the submission at the AIF Web site www.AngelInvestorForum.com. If the business meets our initial crit eria, AIF’s screening committee will meet with the leadership of the business for a presentation of the business plan. If the screening committee deems the business should continue in the process, the company is invited to present to the AIF monthly meeting.

Businesses should expect the process to take from 3-6 months from first meeting to closing on the financing.



Angel Investor Forum

222 Pitkin Street

East Hartford, CT 06108 www.angelinvestorforum.com

Seed Investment Fund - CI

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CI’s Seed Investment Fund addresses the needs of entrepreneurs as they strive to grow emerging technology companies. Investments of up to $1MM are structured as equity (preferred stock), convertible debt or debt with warrants, depending on the individual circumstances of each deal. To help you succeed, CI’s experienced venture investment team augments its funding with strategic advice, introductions to powerf ul connections and more. Why? Because we don’t succeed unless you do.



Connecticut.



865 Brook Street


Phone: (860) 257-2334

Fax: (860) 563-4877

julie.rader@ctinnovations.com


Small Business Innovation and Diversification

Program - CI

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SBIDP is a grant program that enables manufacturers to facilitate or accelerate the development, sales and manufacture of innovative, diverse products (including software) and services. The program’s objective is to enable firms to design and develop technologies that diversify their products and markets, which in turn boosts our economy and employment rate.





865 Brook Street


Phone: (860) 257-2896


ctinnovations.com

Small Business Institute - UNH

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Agency: University of New Haven (UNH)


This program seeks to aid small businesses by providing teams of students to work with business owners to develop business plans and strategies. The students will be supervised by a faculty person who will oversee a project which is to be completed in one semester.

Available to any small or beginning business enterprise.



Dr. Abbas Nadim, Director of The Small Business Institute

Department of Management

300 Boston Post Road

West Haven, CT 06516

Phone: (203) 932-7122

STEP UP - Subsidized Training and Employment

Program - DOL

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Agency: Department of Labor (DOL)


The Subsidized Training and Employment Program (STEP UP) is an initiative of the Connecticut

Department of Labor and the five Workforce Investment Boards. The program is available for eligible businesses that hire new employees. In addition to the $5 million per year for two years under STEP UP, a Small Manufacturer Training Grant Program is also available which offers $5 million per year for two years. Only one program is available for each new hire.

Program Eligibility

Employer:



Small business or manufacturer with less than 50 full-time workers

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Connecticut-based business with operations in Connecticut

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Registered to conduct business in Connecticut for not less than 12 months

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Business must be in good standing with the payment of state and local taxes

New Hire:

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Unemployed prior to hire

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Resident of municipality that has an unemployment rate equal to or higher than the state rate as of September 1, 2011, or resides in a town with a population of 80,000 or more



Adjusted family income equal to or less than 250% of the federal poverty level



Carmen A. Nieves

SOUTHWEST REGION

Cities and towns in the Bridgeport, Norwalk, Stamford, Stratford, Valley and Trumbull areas

Phone: (203) 610-8478 cnieves@workplace.org

www.ctdol.state.ct.us/OWC/StepUp/StepUp.htm

Steve Gray

NORTHWEST REGION

Cities and towns in the Danbury, Kent, Naugatuck, Torrington, Waterbury areas

Phone: (203) 574-6971 x 464 sgray@ctwbs@ct.gov


Ann Harrison

SOUTH CENTRAL REGION

Cities and towns in the Hamden, Meriden, Middletown, New Haven, Old Saybrook, Wallingford areas

Phone: (203) 624-1493 x 267 aharrison.ctwbs@ct.gov


Janet Gemmiti

NORTH CENTRAL REGION

Cities and towns in the Bloomfield, Bristol, East Hartford, Hartford, New Britain areas

Phone: (860) 899-3445 jgemmiti@capitalworkforce.org


Linda Riquier

EASTERN REGION

Cities and towns in the Groton, Killingly, New London, Norwich, Windham areas

Phone: (860) 786-6281 lriquier.ctwbs@ct.gov


Technology Exchange Portal - UCONN

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The Technology Exchange Portal directs technical assistance to firms and entrepreneurs who seek to gain access to and capitalize on the technical resources of the University (faculty, students, libraries, databases, facilities, and computer systems.)



Special emphasis is placed on supporting initiatives that will generate profitable revenue growth and lead to new technology-oriented jobs in the state



Available to all Connecticut-based companies and entrepreneurs, subject to eligibility and current program resources



Must be an entrepreneur or small to mid-sized manufacturing business in the state of

Connecticut

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Successful outcomes will likely lead to sustainable job creation, especially new opportunities that benefit underserved communities, regions, and populations



Creates new grant opportunities for UConn researchers and/or experiential learning for student employees



Willing to provide 36 month feedback related to the efficacy of the service delivered and the long-term results of the assistance provided

Contact program director by phone or email with information about the business or startup company, and its needs and objectives.

Project dependent:

Liaison to other programs and individuals with UConn may occur immediately.

Significant projects with student support are undertaken on a semester basis, subject to personnel and resource availability.



Susan Froshauer, PhD, Director, UCONN Technology Exchange Portal

Advanced Technology Laboratory

1392 Storrs Road

Unit 4123

Storrs, CT 06269-4123

Phone: (860) 486-1353 susan.froshauer@uconn.edu

The University of Connecticut Center for

Entrepreneurship & Innovation (CCEI) The CCEI

Innovation Accelerator

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Housed in the Management Department of the UConn School of Business, the Center for

Entrepreneurship & Innovation (CCEI) serves as a focal point for entrepreneurship at the

University.The CCEI stimulates student and faculty participation in entrepreneurship and innovation, provides a pipeline of talented, knowledgeable, and skilled entrepreneurs to the state's economy, facilitates the development of transformational businesses in Connecticut, and enhances

Connecticut's business climate by assisting new as well as existing companies to solve the complex business problems associated with capturing market opportunities.

One of the primary outreach initiatives of UConn’s Connecticut Center for Entrepreneurship and

Innovation is the Innovation Accelerator (IA), which assists entrepreneurial ventures in addressing complex challenges associated with the identification and capture of business opportunities. The IA, supported with State funding, enh ances UConn’s offerings in the entrepreneurship field and builds an academic/industry partnership to further foster the entrepreneurial culture in the state. The IA

utilizes interdisciplinary project teams composed of graduate and undergraduate students that solve complex business issues for Connecticut’s technology-based entrepreneurial ventures. All projects operate under the guidance of UConn faculty and mentors, with the involvement of the senior management of the participating venture,. The teams help propel innovation and move client ventures closer to market by engaging in consulting projects such as:

 performing comprehensive market analyses and associated market-entry strategies;

 developing strategic roadmaps and sustainable business models;

 evaluating the market feasibility of emerging technologies; and

 constructing customer relationship strategies

Projects are selected by the IA Steering Committee on the basis of both company and educational impact, as well as the expertise/competencies available during a particular IA session. Depending on project scope, the IA will typically engage with three or four clients in each of three 13 week sessions (spring, summer and fall terms). There are no pre-defined limitations relative to the specific technology sector within which the venture operates or the type of projects undertaken. However, IA engagements will focus on business challenges of the entrepreneurial venture and not on engineering aspects of product development.

Each Innovation Accelerator project begins with the development of an initial scoping document i outlining the venture’s initial opportunity/problem statement, the project goals, and the deliverables.

The scoping document is written by the faculty mentors in conjunction with the venture’s management and serves as the project charter. A separate agreement outlines the responsibilities of the each party and ensures confidentiality of the venture’s intellectual property. The project teams are composed of three to five students, guided by faculty mentors with industry/venture experience.

Many team members are MBA students -- often with industry experience – while others might be

Ph.D. students with specialized knowledge and skill sets in engineering, the sciences, or other complementary technologies and disciplines. Team members are expected to devote to the IA an amount of time consistent with that associated with a six-credit course (in addition to their other academic requirements). Projects timelines coincide with each academic semester, begin with an initial client meeting, and end with delivery of the project charter deliverables to the venture’s senior management team. Weekly conference calls keep venture management apprised of the team’s progress and provide a forum for regular interchange.

For more information, please email:

InnovationAccelerator@business.uconn.edu

Or, please visit the website: http://InnovationAccelerator.business.uconn.edu



UCONN School of Business

Management Department

2100 Hillside Road

Unit 1041

Storrs, CT 06269-1041

InnovationAccelerator@business.uconn.edu

InnovationAccelerator.business.uconn.edu

URBANK Capital Access Program - CI

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URBANK is for small and entrepreneurial Connecticut businesses that are requesting financing that their bank cannot approve without assistance from the program. Proceeds can be used for any business purpose, including:

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Working capital



Machinery and equipment



Purchase or upgrading of facilities

Proceeds cannot be used to fund non-owner-occupied or residential real estate.




Megana Patel, Marketing Associate

865 Brook Street


Phone: (860) 258-7875

Fax: (860) 563-4877 megana.patel@ctinnovations.com


Women's Business Development Council -

Summary

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Agency: Women's Business Development Council (WBDC)


The Women’s Business Development Council (WBDC) helps clients increase productivity, maximize preparation, earn money, and continue to achieve their personal and professional business dreams.

Founded in 1997 as a 501(c) (3) not-for-profit organization, the WBDC is one of over 120 U.S. Small

Business Administration supported women’s business centers nationwide.



Small business training and counseling educates, empowers and guides the aspiring, emerging and established entrepreneur throughout their small business venture.



Financial coaching is tailored to individual needs and goals for the purpose of creating a stable financial future and improved quality of life. Components of the program include: budget coaching, seminars and long-term financial coaching addressing credit related issues, increasing personal wealth and saving for long-term goals.



Workshops and one-on-one career coaching and counseling for those who are unemployed or who are willing to explore other professional avenues in order to reach their career goals.

Women and men enrolled in WBDC programs become more effective employers and employees with the potential to grow their business, advance their career and increase their income.

Programs and services are no charge or a minimal fee and are conducted throughout Connecticut all year. Programs are open to everyone, some programs do require an application and assessment interview.

Clients can register for WBDC programs via the website www.ctwbdc.org

or call 203-353-1750.



Marian Cicolello, VP of Programs and Services

Southwestern CT

184 Bedford Street

Stamford, CT 06901

Phone: (203) 353-1750

Fax: (203) 353-1084 info@ctwbdc.org

www.ctwbdc.org

Kenyetta Banks, Program Manager

Naugatuck Valley Community Center

Founders Hall 309 A

750 Chase Parkway

Waterbury, CT 06708

Phone: (203) 910-4663 www.ctwbdc.org

Ashley McGuffie

2 Enterprise Drive

Suite 303

Shelton, CT 06484

Phone: (203) 353-1750

Fax: 203) 353-1084 www.ctwbdc.org

Advanced Manufacturing Center (AMC)

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Agency: Connecticut Center for Advanced Technology (CCAT)


The AMC is national resource that helps manufacturers apply advanced technologies for process improvement and increased operating efficiency. Our capabilities include machining optimization, laser processing, non-contact inspection, reverse engineering, and additive manufacturing with powdered metal deposition. Through machining improvement projects we conduct, manufacturers can lower operating cost, bid new jobs more aggressively, balance a cell, or provide additional capacity without capital expenditure.

The AMC assists manufacturers in solving difficult part machining (milling & turning) problems and improve run-time without production disruption. Utilizing advanced machining optimization software, run-time improvements greater than 50% can be realized. With 5-axis machining capabilities, the

AMC validates the optimized machine code by producing a part to customer specifications. AMC staff assist companies to implement the optimized solution to their production process.

Program Region: New England


Robert Torrani, Director, Advanced Manufacturing Center

Connecticut Center for Advanced Technology, Inc.



Phone: (860) 282-4223

Fax: (860) 291-8874 rtorrani@ccat.us

Aerospace Components Manufacturers, Inc. (ACM)

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Agency: Aerospace Components Manufacturers, Inc. (ACM)


The Aerospace Components Manufacturers (ACM) Cluster formed in 1999 in support of the small to mid-sized suppliers of Connecticut's aerospace industry. The economic challenges within this changing industry brought member companies together in an effort to retain existing business and capture new business opportunities. ACM provides access to the world-class training resources necessary for member firms to achieve competitive positions in cost, innovation and customer responsiveness. Working together as a network, member companies can collectively offer broader capabilities than they could as individuals.

ACM currently has over 80 member firms throughout Connecticut and southwestern Massachusetts, the world's Aerospace Alley, with most situated within a 20 mile radius of Hartford. These firms support over 5,500 employees and generate more than $1.5 billion in annual sales. Member companies manufacture components to aerospace customer's specifications, provide manufacturing process support services and include firms engaged in lean training; some member firms offer additional value with an engineering product design capability.



Al Samuel

P.O. Box 736


Phone: (860) 513-3205

Fax: (860) 529-5001 alsamuel@acm-ct.org

www.aerospacecomponents.org

Center for Energy Solutions and Applications

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The mission of the Center for Energy Solutions and Applications is to increase the market penetration of distributed energy technologies to reduce energy costs, create jobs and promote economic development in Connecticut.

Assistance provided by the Center includes analysis of energy consumption information, assessment of electric and thermal (heating) requirements, financial cash flow analysis for return on investment, and technical guidance for turnkey development to implement advanced distribution generation technologies. The goal of the assistance is to match appropriate distributive generation technology with the energy needs of business and industry. Funding is provided by the Connecticut

Department of Economic and Community Development.

Participants must be small or medium-sized manufacturing or economic base businesses, as defined by Connecticut General Statutes Sec. 32-222(l) and must meet the following mandatory criteria:



Employ less than 500 people



Be located in the state of Connecticut

A facility must also meet at least one of the following criteria:



Major industry SIC code numbered 20 to 39 (inclusive)



Engaged in research and development related to manufacturing, agriculture or aquaculture



Engaged in the servicing, overhauling or rebuilding of industrial machinery and equipment



Part of an economic industry cluster, as defined by the Connecticut Department of

Economic and Community Development

Additionally, a facility can be directly referred by the Connecticut Department of Economic and

Community Development.

Applicants seeking to receiving assistance from the Center should contact CCAT Energy at (860)

291-8832, paresta@ccat.us

or visit the Center for Energy Solutions and Applications’ website at http://energy.ccat.us/center



Joel M. Rinebold, Director of Energy Initiatives

Center for Advanced Technology, Inc.

222 Pitkin Street

Suite 101


Phone: (860) 291-8832

Fax: (860) 291-8874 jrinebold@ccat.us

energy.ccat.us/center

Paul Aresta, Energy Program Manager


222 Pitkin Street

Suite 101


Phone: (860) 291-8832

Fax: (860) 291-8874 paresta@ccat.us

Clean Energy Finance and Investment Authority -

Summary

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Agency: Clean Energy Finance and Investment Authority (CEFIA)


PROGRAMS FOR YOUR BUSINESS:

The Clean Energy Finance and Investment Authority offers a variety of programs and funding opportunities to business owners and institutions interested in benefiting from clean energy sources, technology innovators and entrepreneurs working to develop and commercialize new clean energy technologies, and real estate developers who want to offer clean energy sources. Click on each link to find out more:

Commercial Solar Hot Water Incentive Program - Investing in a Solar Thermal or Solar Hot

Water (SHW) system can be a smart energy solution for some businesses and institutions. If your facility uses a significant amount of hot water for purposes other than space heating, this proven and reliable technology offers long-term savings and performance with low maintenance.

On-Site Anaerobic Digestion Projects - Pilot Program - Anaerobic Digestion (AD) technologies

are eligible for either a grant, loan or power purchase incentive under this RFP. This RFP is a financial support program for new renewable energy generating equipment at commercial, industrial and institutional facilities in Connecticut. Through this RFP, CEFIA will offer financial support to help finance the cost of AD equipment for energy generating Projects in the development phase that have not yet commenced the construction phase. The level of support for individual awards is not a fixed amount based on size or cost; it will vary based on the specific technology, efficiency and economics of the installation. The intent of the financial support is to enable Project owners to achieve a reasonable “payback” during the life of the Project, with a fair and reasonable return on investment, compared with purchasing the equivalent amount of power from the utility.

Combined Heat & Power (CHP) Projects - Pilot Program - Combined Heat & Power (CHP) technologies are eligible for either a grant, loan or power purchase incentive under this RFP. This

RFP is a financial support program for new renewable energy generating equipment at commercial, industrial and institutional facilities in Connecticut. Through this RFP, CEFIA will offer financial support to help finance the cost of CHP equipment for energy generating Projects in the development phase that have not yet commenced the construction phase. The level of support for individual awards is not a fixed amount based on size or cost; it will vary based on the specific technology, efficiency and economics of the installation. The intent of the financial support is to enable Project owners to achieve a reasonable “payback” during the life of the Project, with a fair and reasonable return on investment, compared with purchasing the equivalent amount of power from the utility.

PROGRAMS FOR YOUR COMMUNITY:

The Connecticut Clean Energy Fund offers a variety of programs and funding opportunities to communities interested in joining together to learn about and use clean energy sources. Click on each link to find out more:

Connecticut Clean Energy Communities Program – CCEF helps communities join the drive toward clean energy. Municipalities can qualify for free clean energy systems by making significant commitments to clean energy.

Community Innovation Grants Program – Communities may qualify for $4,000 block grants to fund programs designed to raise awareness of the benefits and availability of clean energy on the local level.

CTCleanEnergyOptions Program – If you're a customer of The Connecticut Light & Power

Company or The United Illuminating Company, you have the opportunity to support clean energy made from approved renewable sources such as wind and small hydro through this program developed by the Public Utilities Regulatory Authority.

High Performance Schools Program – This portfolio of initiatives seeks to accelerate the design, construction and operation of high performance schools in Connecticut. CCEF provides education on high performance attributes and available incentives as well as technical consulting services in targeted communities .

PROGRAMS FOR HOMEOWNERS:

The Clean Energy Finance and Investment Authority offers a variety of programs, incentives and innovative low-cost financing to homeowners interested in using clean energy sources. Click on each link to find out more:

Residential Solar Investment Program - Solar photovoltaic (PV) systems are now more affordable

than ever for Connecticut residents. You can make a smart investment and save money on your electric bills by adding a proven, reliable, pollution-free technology to your home.

The Clean Energy Finance and Investment Authority now offers two different incentive models to help customers. The first model supports residential consumers who seek to purchase a solar PV system. The second model is a leasing model designed to allow consumers access to solar PV systems with no or limited upfront costs. .

Residential Solar Hot Water Program – Solar hot water systems are a smart energy solution for most homeowners. This proven and reliable technology offers long-term performance with low maintenance.

CTCleanEnergyOptions – If you're a customer of The Connecticut Light & Power Company or The

United Illuminating Company, you have the opportunity to support clean energy made from approved renewable sources such as wind, solar and biomass through this program developed by the Public Utilities Regulatory Authority.

OTHER HELPFUL LINKS:



Online contact form



Join the CEFIA mailing list



Speaker request form



Clean Energy Finance and Investment Authority

865 Brook Street

Rocky Hill, CT 06067-3019

Phone: (860) 563-0015

Fax: (860) 563-4877 www.ctcleanenergy.com

Connecticut State Technical Extension Program

(CONNSTEP)

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Agency: CONNSTEP, Inc.


CONNSTEP is Connecticut’s leading consulting organization that helps business organizations be more productive and competitive. Our work is uniquely suited for:



 small and midsize manufacturing companies healthcare organizations

 local state agencies

Our consultants are trusted advisors, who provide:

 continuous improvement/lean solutions

 environmental and energy solutions

 quality management systems

 enterprise growth services

 strategic planning

We achieve measurable results in growth and productivity and positive impacts that create jobs and investments for our clients, meeting high standards for funding that make our services more affordable. Our customers include FuelCell Energy, Kamatics Corporation, Gar-Kenyon

Technologies, The Rushford Center, Cooper Surgical, HABCO, Magnatech, CT Department of

Public Works, Web Industries, Dur-A-Flex, Inc. and LEX Products.

CONNSTEP is one of 60 affiliate organizations, and the only one in Connecticut, connected to the national network of the Manufacturing Extension Partnership program (MEP) headed by the

National Institute of Standards and Technology. As an MEP organization, CONNSTEP’s connections provide clients with access to valuable resources, including partnerships with federal laboratories to help bring new applications to market, energy and environmental protection and waste reduction, grants and other support in workforce development. As an MEP affiliate,

CONNSTEP is engaged in active partnerships with:





U.S. Department of Defense

U.S. Department of Labor



Environmental Protection Agency



International trade and export offices

CONNSTEP is supported by the Connecticut Department of Economic and Community

Development, providing clients with access to services that are often only accessible to large companies. This investment partnership allows CONNSTEP to coordinate a broad scope of initiatives, track the impact of services provided and form long-term strategies for clients.

CONNSTEP partners with many other organizations in the state, including universities, community colleges and business and industry member associations to provide assistance to manufacturing, healthcare organizations and local state agencies.

To find out more info rmation about CONNSTEP’s services and how you can benefit from them, call

1-800-266-6672 or visit the web site at www.connstep.org

.



Michael Stimson, Sales Manager

1090 Elm Street

Suite 202


Phone: (800) 266-6672

Phone: (860) 513-3212

Fax: (860) 529-5001 mstimson@connstep.org

www.connstep.org

Connecticut United for Research Excellence -

Summary

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Agency: CURE - Connecticut United for Research Excellence


CURE – Connecticut United for Research Excellence, Inc. counts among its members Connecticut’s leading biotech firms, pharmaceutical companies, and educational institutions. Its 100+ membership also includes health-related corporations and professional societies, hospitals and healthcare organizations, and businesses that support the bioscience sector.

CURE’s activities seek to support its membership in many ways and on many fronts – with initiatives that illustrate the value of biomedical research and development, with educational programs for our members and the general public and as an articulate industry representative before state, local and federal policy makers. CURE is dedicated to promoting the growth and increasing public understanding of biomedical research and development in Connecticut, such as

CURE’s ongoing work to support stem cell basic research (including its successful advocacy for

$100 million in funds for such research) and promoting the translation of that research into new companies and therapies.



Paul R. Pescatello, President and CEO

350 Church Street

3rd Floor

Hartford, CT 06103

Phone: (203) 777-8747

Fax: (203) 777-8754 www.curenet.org

Conservation and Load Management Programs -

CL&P

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Agency: Connecticut Light and Power Company (CL&P)


The Connecticut Light and Power Company (CL&P) offers energy efficiency programs supported by the Connecticut Energy Efficiency Fund (CEEF). These programs provide financial incentives for commercial and industrial businesses of all sizes to encourage them to choose energy-efficient technology and equipment. Thousands of Connecticut businesses have participated in these programs and are benefiting fro m lower electricity and natural gas costs, contributing to our state’s energy security, and reducing the emission of harmful pollutants into our atmosphere.

Funding is limited, and customers will be qualified for enrollment on a first-come, first-served basis.

For more information, call 1-877-WISE-USE (1-877-947-3873).

The available commercial and industrial programs include:



New Construction: Reduces capital and operating costs by incorporating energy-saving measures into the early planning stages for new buildings and major renovations. (Both electric and natural gas measures may be available to qualifying customers.)



Existing Buildings: Programs are available for businesses of all sizes, including municipal buildings, small businesses or commercial multi-family homes. Learn about programs that will help you save energy by upgrading lighting, equipment and operation & maintenance practices. (Both electric and natural gas measures may be available to qualifying customers.)



Small Business: Full service turn key energy efficiency services to small businesses.

Includes financial incentives and 0 percent on-the-bill financing .



Small Commercial & Industrial Loan Program: Attractive financing for eligible customers who institute qualifying energy-efficiency measures.



Small Business and Municipal Loan: Provides 0 percent financing to install energysaving measures.



Express Service Rebates: For qualifying motor and HVAC system upgrades.



Load Response: Incentives for customers who agree to reduce load during periods of peak usage. This program is vitally important during capacity deficiencies since it reduces demand and helps ensure adequate, quality power for all Connecticut consumers.



Operations and Maintenance: Improves efficiency through low cost/no cost changes and repairs that are classified as maintenance procedures rather than capital investments. (Both electric and natural gas measures may be available to qualifying customers.)



Retro-commissioning: Optimizes operation of customer’s facility through low-cost operational improvements to building’s management system (BMS) through technical, engineering and implementation support.

(Both electric and natural gas measures may be available to qualifying customers.)



Training: On-going program of no cost training provided to customers and contractors to improve knowledge and awareness of energy efficiency programs, technologies, codes & standards, etc.

Program Region: Areas serviced by Connecticut Light & Power


Tim Simmonds, Operations Supervisor

Conservation and Load Management

P.O. Box 270


Phone: 1-877-WISE-USE

Fax: (860) 832-4700 www.cl-p.com

Conservation, Energy Efficiency and Sales

Programs - UI

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Agency: United Illuminating Company, The (UI)


Knowledge, project assistance, incentives and rebates, and access to local contractors for all energy uses (electric, oil or gas), including the following Connecticut Energy Efficiency Fund programs:



Energy Conscious Blueprint o New construction energy planning and adaption to local conditions and costs o New high efficiency industrial process equipment o Technical assistance o Industrial process improvement assistance



Energy Opportunities o Retrofit of existing equipment, including lighting, for energy efficiency o Tailor solutions to maximize energy efficiency o Small Business Energy Advantage

 small business assistance

 No obligation analysis



Commercial & Residential Energy Efficiency Programs o The Connecticut Energy Efficiency Fund administered by United Illuminating offers a number of programs for commercial and residential customers that can help reduce the amount of energy used and in turn reduce energy and operating costs. o Current and on-going programs available to all the United Illuminating Company industrial/commercial customers. Customers must provide process information and access to their facility.

 Sales Program - Light the Night

 Outdoor lighting planning and installation



Residential Energy Efficiency Programs o UI offers a number of programs for residential customers o Current and on-going programs available to all the United Illuminating Company industrial/commercial customers. Customers must provide process information and access to their facility.

 Sales Program - Light the Night

 Outdoor lighting planning and installation

Program Region: Ansonia, Bridgeport, Derby, East Haven, Easton, Fairfield, Hamden, Milford,

New Haven, North Branford, North Haven, Orange, Shelton, Stratford, Trumbull, West Haven and

Woodbridge


Patrick McDonnell, Director of Conservation &Load Management

180 Marsh Hill Road

MS AD-2A

Orange, CT 06477

Phone: (800) 7 CALL UI

Pat.McDonnell@uinet.com

www.uinet.com/uinet/connect/UINet/Top+Navigator/Your+Business/UI+Products+%26+Services/

Roy W. Haller

"Energy Conscious Blueprint" and "Energy Opportunities"

180 Marsh Hill Road

MS AD-2A

Orange, CT 06477

Phone: (800) 7 CALL UI roy.haller@uinet.com

Barb Roderick

"Light the Night"

180 Marsh Hill Road

MS AD-2A

Orange, CT 06477

Phone: (866) 99 LITES barb.roderick@uinet.com

Dennis O'Connor

Small Business Energy Advantage Program

180 Marsh Hill Road

MS AD-2A

Orange, CT

Phone: (800) 7 CALL UI dennis.oconnor@uinet.com

Direct Loans - CI

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Enhance your capital base with a direct loan from CI. Qualified businesses can receive up to $5 million; loans are provided as a component of an existing and/or proposed bank loan.


Program Region: Statewide.


Linda Wieleba

865 Brook Street


Phone: (860) 258-7854

Fax: (860) 563-4877 linda.wieleba@ctinnovations.com


Information Technology Education Center of

Connecticut (ITECC) and Cisco Business Training

Institute - Capital Community College

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Agency: Connecticut Community Colleges


Available courses for Java Programming-Intro-Advanced:



WSAD 5.0



Visual Basic



VB.NET-Intro-Intermediate



Java Web Services



DB2-Intro-Advanced



Business Requirements Management



Cisco NAM/ICM v 4.6



Cisco IP Telephony



Cisco Secure PIX Firewall Advance



Oracle

Courses offered on a regular basis at cost-effective prices.

Programming background required. See course descriptions.



Ryan Pierson, CE Program Specialist

Division of Continuing Education, Economic & Community Development - Capital Community

College

950 Main Street

Hartford, CT 06103

Phone: (860) 906-5130

Fax: (860) 906-5110 rpierson@ccc.commnet.edu

Making Connections - CI

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Companies have diverse needs for technology products, services and expertise that they are willing

to pay for but are not always able to find. SBI can help make these connections.





865 Brook Street


Phone: (860) 257-2896



Manufacturing Alliance of Connecticut - Summary

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Agency: Manufacturing Alliance of Connecticut (MAC)


Services include:



Administrative support and regulatory affairs



Lobbying



Legal services



MAC competitiveness index



Training and education



Environmental committee



Energy programs/issues



Newsletter



Human Resources



Electricity buying consortium



Natural gas buying consortium



Insurance

Open to all Connecticut manufacturers and other businesses who rely on the manufacturing sector.

Membership dues based on size (employees) of company. Flat fee for affiliates/associate members.



Frank Johnson, President/CEO

173 Interstate Lane

Waterbury, CT 06705

Phone: (203) 596-1900 ext. 6 fjohnson@mact.org

www.mact.org

Don Marold, VP, Administration

173 Interstate Lane

Waterbury, CT 06705

Phone: (203) 596-1900 ext. 4 dmarold@mact.org

Manufacturing Technical Assistance Program -

UCONN

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The University of Connecticut (UConn) and the Connecticut Center for Advanced Technology

(CCAT), a manufacturing R&D institution, invite small and mid-sized manufacturers, including startups, to submit applications requesting a Manufacturing Technical Assistance (MTA) award.

Ideal projects will utilize technology solutions to solve a company’s manufacturing problems or will support a company’s ability to begin the manufacturing of new products. Applicants should emphasize how their company’s request supports manufacturing operations in Connecticut including retention of revenue, jobs or company growth. While firms from any industry sector may apply, the requested project must relate to manufacturing operations.

CCAT and UConn will jointly administer the MTA Program and determine the successful applicants.

Applicants must be:

 established Connecticut firms or startups manufacturing a new product, or

 existing Connecticut firms seeking solutions to technical manufacturing problems



Applicants must be either a small business (50 employees or less) or a medium business (51 to 100 employees)

Applications must:

 outline the technology problem or need

 demonstrate a cash or in-kind match

 specify how the project will benefit the applicant

 outline impediments to conducting the work in-house

 detail specific expertise and equipment, if any, that may be needed

 propose a budget and expected outcomes



Applicants should identify resources at UConn or CCAT that are best suited to support the project. Both institutions are prepared to help identify such resources.

Selection criteria will include:



A clear, well thought out project plan



The level and quality of matching support commitment



The ability to work collaboratively with UConn faculty or CCAT industry experts

 The project’s potential to provide a sustainable competitive advantage

Approximately 20 projects will be funded, and awards may be up to $75,000 for services, research, testing or related value. Applications will be reviewed and approved on a rolling basis. Applicants will be notified within four weeks after the company submits a completed application.

MTA Program awards will be made on behalf of the selected applicants to fund the projects at either UConn or CCAT. The program is not able to provide grant funds directly to applicants.

Assistance is provided by faculty experts, industry engineers and scientists at UConn and CCAT who are able to identify and test solutions that meet a critical need or solve a pressing problem for a company.

If the successful applicant is a startup company, the program administrators will assign a mentor to help develop a work plan and milestones. Existing firms will manage projects independently based on a plan with milestones.

CCAT Projects

CCAT will assist companies with the application of advanced technologies for existing process improvement and manufacturing process development. It will apply the resources of its Advanced

Manufacturing Center to the selected projects and provide companies with on-site support for technology transition when applicable. Specific project areas will include:



Machining process improvements



Optimized tool paths for simultaneous 5-axis machining





Inspection process improvements

Reverse engineering a solid model



Laser applications (additive manufacturing, hole drilling, coating removal, laser machining and welding)

UConn Projects

UConn will assist companies using university resources. UConn faculty or faculty/student teams may provide services, as well as access to unique facilities and equipment used under the guidance of university employees. Ideal projects will involve R&D, proof of concept/prototype development or product/solution testing that will support new and existing process improvement and new product development. Selected examples include:



Material solutions including additive manufacturing, bio materials and chemistry



Student and faculty prototype development and testing



R&D to convert existing technology for use in a new product or market



Manufacturing scale-up for early stage companies



Projects that support manufacturing of medical devices, pharmaceuticals and other life science needs

Contact information :

CCAT: Please contact CCAT directly for information on how resources of its Advanced

Manufacturing Center may assist your company. (Robert Torrani, RTORRANI@CCAT.US)

UConn : Please contact Natalie D’Oyen at UConn’s Office of Economic Development

(natalie.d’oyen@uconn.edu).



Robert Torrani



East Hartford, CT 06108 rtorrani@ccat.us

Natalie D'Oyen

UCONN Office of Economic Development

Gulley Hall

352 Mansfield Road, Unit 2032

Storrs, CT 06269-2032 natalie.d'oyen@uconn.edu

Minority & Small Business Supplier Diversity

Program - DAS

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Agency: Department of Administrative Services (DAS)


A portion (25 percent) of state contracts/projects are set-aside for participation by state certified small businesses. Of that amount 25 percent is set-aside for certified minority businesses; this includes businesses owned by a person/s who are ethnic minorities, women, or disabled .

A small business enterprise (SBE) is defined as a company that has:



Its principal place of business is in Connecticut.



Gross revenues not exceeding $15,000,000 during its most recent fiscal year.

A minority owned business (MBE) is defined as:



A small business (must meet the above-stated SBE criteria) with at least 51% ownership by one or more minority person(s) who exercises operational authority

over daily affairs of the business, has the power to direct management and policies, and receives the beneficial interests of the business.



A minority is a person(s) who is American Indian, Asian, Black, Hispanic, has origins in the Iberian Peninsula, a woman, or an individual with a disability.

Receipt of application and pertinent financial information required.



Meg Yetishefsky, Director

Supplier Diversity Unit

165 Capitol Avenue, Fifth Floor-South

Hartford, CT 06106

Phone: (860) 713-5228

Fax: (860) 622-2929 meg.yetishefsky@ct.gov

www.das.state.ct.us/cr1.aspx?page=34

New Haven Manufacturers Association - Summary

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Agency: New Haven Manufacturers Association


The New Haven Manufacturers Association provides the following:



Forums where area manufacturers can get together in the spirit of information exchange and cooperation



Networking opportunities for executives of a diverse group of area businesses



Education for members and provides relevant information through selected speakers during association meetings



Brings critical issues to the state legislature in collaboration with the Smaller Manufacturers

Association, METAL, The Greater New Haven Chamber of Commerce, Connecticut

Business and Industry Association and the Manufacturing Alliance of Connecticut

The New Haven Manufacturers Association will:



Achieve greater recognition by public officials and the electorate at large of the primary role that manufacturers play in sustaining a healthy economy



Sustain a unique educational program, open to members and non-members, with topical, practical knowledge on all aspects of keeping our members' businesses competitive



Promote careers in manufacturing as challenging and rewarding



Contribute to attracting and retaining qualified, motivated workers to its members' workforces

Program Region: Greater Southern Connecticut


Jerry Clupper, Executive Director

P.O. Box 3657

Woodbridge, CT 06525

Phone: (203) 387-5121

Fax: (203) 387-5121

JerryC@ssicg.com

www.newhavenmanufacturers.com

Pollution Prevention and Recycling/Source

Reduction Information - DEEP

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Agency: Department of Energy and Environmental Protection (DEEP)


Pollution prevention:



On-site Business Pollution Prevention (P2) assistance provided primarily through a partnership with the Connecticut State Technology Extension Program, CONNSTEP. Nonregulatory pollution prevention walkthroughs are also available.



Case Studies on Connecticut companies explain existing successful pollution prevention programs and provide contacts at Connecticut companies.



Sector fact sheets provide technical information on implementing pollution prevention for many sectors including: auto repair, metal finishers, dry cleaners, consumers, vo-tech auto repair facilities, printers and lithographers.



Energy Star - The P2 Office serves as the liaison with CT business for this national program. Energy Star encourages pollution and efficient use of energy by companies through partnership.



Northeast Regional Technology Collaborative - Programs that originate in the federal

Department of Energy's Office of Industrial Technology are presented through the P2 Office and include motor master, improving steam efficiency and funding pollution prevention projects.



Community Assistance - The P2 Office is working with four neighborhood organizations in

Hartford to provide information on environmental issues and concerns with the goal of empowering the public to be able to effect change in their communities. The project also includes training for business and institutions on pollution prevention.



Pollution Prevention Presentations are available for a wide range of audiences including schools, civic organizations, and businesses.

Recyling/source reduction:



Provides technical assistance and promotional materials for municipal and business recycling



Promotes recycling and source reduction through education and program development



Encourages recovered material market development and can provide information regarding the types and amounts of recyclable materials processed and marketed by CT recycling facilities



Provides technical assistance on composting of source separated organics.

Most services available to all businesses; some services limited to small or medium-sized businesses. Some grant programs require matching funds from business.



Kim Trella or (other staff in the Pollution Prevention Office)

Pollution Prevention

79 Elm Street


Phone: (860) 424-3297 www.ct.gov/dep

Procurement Services - DAS

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Agency: Department of Administrative Services (DAS)


The Department of Administrative Services Procurement Division is the central procurement agency. DAS/Procurement Division administers contracts for materials, equipment, supplies and contractual services for executive branch state agencies. Most of these statewide contracts are also open for political subdivisions of the state (including towns, cities and certain nonprofit organizations). Subscribing to the DAS Bidder Notification System (it's free!) will allow DAS to send a daily e-mail to you announcing procurement solicitations and addendums that have been posted on the State Contracting Portal http://www.das.state.ct.us/cr1.aspx?page=34 . Questions about specific contracts or solicitations can be directed to the appropriate DAS Contract Specialist, as noted on the website. In responding to bid solicitations, businesses will be evaluated by DAS to determine if they are qualified and responsible in addition to price evaluations and specification complaint.



Carol Wilson, Director of Procurement

165 Capitol Avenue, Fifth Floor-South

Hartford, CT 06106

Phone: (860) 713-5093 www.das.state.ct.us/cr1.aspx?page=34

Small Business Express Program (EXP) - DECD

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The Small Business Express Program (EXP) is a State-funded financial assistance program offered by the Department of Economic and Community Development (DECD) designed to support small business growth. Priority on economic base industries include but are not limited to precision manufacturing, business services, green and sustainable technology, bioscience, and information technology.

The Connecticut General Assembly provided for up to $100 million for the Small Business Express

Program. The application process is competitive; funding is contingent on DECD discretion and availability at time of payment.

The program offers three separate components to eligible small businesses to apply for funding of proposed short-term projects.



(Option 1) EXP Revolving Loan Fund - $10,000 - $100,000, repayment term 1 to 10 years



(Option 2) EXP Job Creation Incentive Loan - $10,000 - $300,000, repayment term 1 to 10 years, optional deferment and forgiveness terms



(Option 3) EXP Matching Grant

Eligible small businesses may apply for funding as follows:



One EXP loan only request, or



One EXP grant only request, or



A combination of one EXP grant and choice of one EXP loan request (Note: an applicant may not apply for 2 EXP loans.)

Eligibility requirements include:



Employ not more than 100 employees



Have operations in Connecticut



Have been registered to conduct business for not less than 12 months



Be in good standing with all state agencies



Be current regarding the payment of all state and local taxes



State priorities to support job growth and growth of specified economic base industries

Each applicant will be required to submit sufficient documentation to verify revenues and cash flows, company assets and liabilities, employment levels, lease or purchase agreements related to the proposed project and proposed use of funds, and anything else required by the DECD to enable a thorough review of ability to match State grant funds and/or repay proposed new debt.

Each applicant is responsible for paying the cost of DECD outside counsel fees associated with the

legal services to process its respective financial assistance agreement, regardless of whether funding is provided.

Each eligible small business applicant receiving financial assistance under the Small Business

Express Program (EXP) will be required to retain the number of full time employees the applicant had on record at the time of application, and under certain EXP funding options may be required to create a certain number of full-time employees in Connecticut within a certain timeframe, and will be required to maintain its contracted employment obligations for a period of twelve (12) consecutive months . The recipient’s employment numbers that are prior to the date of the application shall not be considered. If the employment obligation is not met, penalties shall apply.

Each eligible applicant shall submit a completed Small Business Express Program application package. Blank forms and a list of some of the supporting documents are available at the DECD website http://www.ct.gov/ecd/cwp/view.asp?a=3931&q=489792 . The DECD reserves the right to ask for additional information and documentation as needed to enable a sufficient review of company assets and liabilities, and to enable the DECD to prioritize within the law.

The length of the processing of applications to the Small Business Express Program varies, depending on the completeness and accuracy of the information provided. Once an application package is deemed to be complete, the internal DECD review of the documents submitted shall commence. The DECD will do its best effort to expedite completed applications through a 30-day timeframe from the date of an application package is deemed to be complete to the funding decision. Actual timeframes may vary for different EXP applications based in part on numerous factors including, but not limited to, the complexity, the completeness, the accuracy, the proposed use of funds, and the questions raised through the review and processing of each application. If further information is required, including but not limited to clearing up missing or conflicting information, the applicant will be contacted. The DECD decision to fund or not fund (withdraw) each

EXP application is made under careful consideration after review of the entire application and supporting materials.



Michelle Peters

Department of Economic and Community Development

505 Hudson Street

Hartford, CT 06106

Phone: (860) 270-8052 michelle.peters@ct.gov

www.ct.gov/ecd/cwp/view.asp?a=3931&q=489792

Small Manufacturers Competitiveness Fund

(SMCF) - DECD

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The Small Manufacturers Competitiveness Fund (SMCF) will provide financial and technical

assistance to small manufacturer's that will enable them to become or remain competitive against out-of-state and foreign manufacturers. The SCMF is to help prevent additional small business closures and continued loss of manufacturing jobs. Funding can be used to provide technical assistance for specific projects to increase stability and growth, including lean manufacturing, business management, turn-around management, training, marketing, exporting, research and development as well as industry related services necessary to make a business more competitive and retain jobs.

SMCF will help small manufacturer's by:



Improving competitiveness through financial assistance and technical support



Provide access to capital-loans up to a maximum of $200,000



Payment for technical assistance, business counseling and guidance



Provide client loan review and monitoring on a monthly basis

Lending criteria and need "minimum requirements" for loans:



Must have a manufacturing SIC code of 20XX to 39XX (Same as the Manufacturers

Assistance Act)



Business cannot be in receivership, bankruptcy or foreclosure



Must be on good terms with suppliers (COD cash on delivery is acceptable-verifiable no liens)



Capable of producing customer purchase orders for ongoing business cash-flow



Current or projected cash-flow must show debt service coverage

Loan type-term-average loan amount:



Machinery and equipment, 3-5 years term; average loan amount=$100-200,000



Inventory purchases, 12-18 month term; average loan $75-125,000



Working capital, 12-18 month term; average loan $50-100,000

Matching Funds:

Matching funds required: minimum match of 50% of the loan amount; or less than 50% in Targeted

Investment Communities.



Tricia Paesani


505 Hudson Street

Hartford, CT 06106

Phone: (860) 270-8215

Fax: (860) 270-8055 patricia.paesani@ct.gov

Technology Talent Bridge Program - CI

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Technology Talent Bridge is an internship grant program that links small technology businesses in need of talent with Connecticut undergrads in need of jobs. Held up as a best practice by other states, this program’s ultimate aim is not only to help your company fill key positions, but also to help students find full-time employment after graduation so that Connecticut can retain its top talent.




Christine Gemelli

865 Brook Street


Phone: (860) 257-2895

Fax: (860) 563-4877 christine.gemelli@ctinnovations.com


The Elmseed Enterprise Fund - Summary

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Agency: The Elmseed Enterprise Fund


The Elmseed Enterprise Fund is a non-profit microcredit organization based in New Haven,

Connecticut that offers small loans, entrepreneurship development courses and consulting services to New Haven entrepreneurs who wish to start or expand small businesses.

Elmseed offers business loans of $5,000 to entrepreneurs hoping to start or expand their small businesses. Loan applications are accepted on a rolling basis.

Elmseed also offers individualized consulting services to help entrepreneurs craft business plans, refine marketing strategies, or work on any other project of their choosing. Clients are encouraged to get in touch with our Director of Client Intake to decide if consulting could be right for them. There is a $10 charge for each consulting session, and financial aid is available.

Elmseed's four week Entrepreneurship Development Course (EDC) aims to help current or aspiring entrepreneurs develop their business idea into a viable model, and provide them with useful business tools. Topics include evaluating a business idea, defining and researching target markets, marketing and sales, and the basics of cash flow and financing. Their price is $10 per lesson, with 4 lessons in the course.

To apply for a loan, register for Elmseed's Entrepreneurship Development Course, or set up a free initial consultation, please contact Elmseed at

(203) 903-1737 or info@elmseed.org

. For more information, or to set up a free consultation, visit our website at www.elmseed.org

Program Region: Greater New Haven area


P.O. Box 207148

New Haven, CT 06520

Phone: (203) 903-1737 info@elmseed.org

www.elmseed.org

Training Center - ITBD

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Agency: Institute of Technology and Business Development (ITBD)


The Training Center provides affordable, current training through skill development to manufacturers, businesses, state agencies, organizations and individuals. Training is customized and held either on-site or at the Institute. Training programs are offered in the following broad categories: technical, human resources, quality, six sigma, lean enterprise, computer, and allied health. The center is known as a specialty provider of process improvement initiatives. Lean enterprise, six sigma green and black belt and ISO 9001:2000, are just some of the offerings we provide to companies. a number of open enrollment courses are listed on the CCSU ITBD Web site.



Rick Mullins

Central Connecticut State University

185 Main Street

New Britain, CT 06051

Phone: (860) 832-0704

Fax: (860) 832-0701 rmullins@ccsu.edu

www.ccsu.edu/ITBD/

Venture and Mezzanine Debt Fund - CI

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CI’s Venture/Mezzanine Debt Fund helps growth-stage companies obtain important capital for expansion. Falling somewhere between equity and debt, mezzanine capital is structured as subordinated debt or preferred equity and has claims on a company’s assets senior to the common shares.

Link - http://ctinnovations.com/funding/mezz


Connecticut.



865 Brook Street


Phone: (860) 257-2334

Fax: (860) 563-4877 julie.rader@ctinnovations.com


Biodiesel Production and Distribution Grant

Program - CCAT/DECD

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The Biodiesel Production and Distribution Grant Program is available to qualified Connecticut biodiesel producers and/or distributors looking to advance and strengthen their production and/or distribution capabilities. The program was developed in order to increase economic growth opportunities for Connecticut's clean energy sector and promote a greater use of biodiesel, advance technological innovation in biodiesel; increase public confidence and awareness for biodiesel; support the development of biodiesel production and/or distribution equipment and facilities; and reduce dependence on fossil fuel consumption, and greenhouse gas emissions. The program is available through the Connecticut Center for Advanced Technology, Inc., with funding provided by the Connecticut Department of Economic and Community Development.

Program funding in the amount of $2.5 million has been made available by the State of Connecticut to provide grants for the production of biodiesel, and the construction and/or modification of biodiesel production, and/or distribution facilities.

Grants are available to qualified biodiesel producers in Connecticut. Complete applications must be filed within the specified time frame for proposed projects.

Visit http://www.ccat.us/energy/renewable-energy/programs/biodiesel for application, grant eligibility, guidelines, and availability of funding.







Phone: (860) 291-8832


energy.ccat.us/biodiesel_grant_program





Phone: (860) 291-8832


Central Connecticut Revolving Loan Fund

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Agency: Central Connecticut Revolving Loan Fund Board


Revolving Loan Fund is designed to encourage and stimulate small and mid-sized industries and businesses in the creation and retention of jobs. Loans can be in the form of direct loans, participation loans or loan guarantees. In general, the maximum loan amount is approximately

$200,000 for manufacturing and $25,000 for retail. The Fund will attempt to meet the credit needs of businesses having a difficult time utilizing normal financing opportunities. It will work in conjunction with area financial institutions, when possible, to maximize the impact of the loan funds available.

Loans may be used for:



Acquisition and/or renovation of commercial or industrial real estate in which the applicant occupies a significant portion of the space for the operation of his/her business.



Purchase of machinery and equipment



Short term working capital loans to assist with the acquisition of inventory, equipment, or the financing of receivables.

Program Region: Berlin, Bristol, Burlington, New Britain, Plainville, Plymouth and Southington


Community Capital Fund (CommCap) - Summary

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Agency: Community Capital Fund (CommCap)


The Community Capital Fund (CCF) formerly Grow Bridgeport Fund and Bridgeport Neighborhood

Fund is a $17 million development bank which will provide accessible debt capital and access to technical assistance for small businesses and financing for affordable housing throughout the

Bridgeport area. Will consider financing for businesses in surrounding towns of Ansonia, Derby,

Easton, Fairfield, Milford, Monroe, Seymour, Shelton, Stratford, Trumbull, if they hire low to moderate income residents of Bridgeport. CCF will issue loans ranging from $50,000 to $500,000.

Monies can be used for working capital, machinery and equipment, and real estate and be in the form of both subordinate and senior debt instruments.

Program Region: Ansonia, Bridgeport, Derby, Easton, Fairfield, Milford, Monroe, Seymour,

Shelton, Stratford, Trumbull


Barbara Macieski

240 Fairfield Avenue


Phone: (203) 332-7977

Fax: (203) 579-2338 barbara@commcap.org

www.commcap.org

Connecticut Hydrogen-Fuel Cell Coalition (CHFCC)

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The Connecticut Hydrogen-Fuel Cell Coalition (CHFCC), which is administered by the Connecticut

Center for Advanced Technology, Inc., works to advance economic growth through the development, manufacture and deployment of fuel cell and hydrogen technologies and associated fueling systems in Connecticut. The CHFCC is comprised of representatives from Connecticut’s fuel cell and hydrogen industry, labor, government, academia, and other stakeholders. Activities include workforce development, supply chain assessment, information exchange, and support for stationary, transportation and portable power applications.

General membership to the Connecticut Hydrogen-Fuel Cell Coalition is open to any and all individuals, corporations and organizations whose fuel cell and hydrogen activities are aligned with the CHFCC’s goals.

Individuals or organizations may join the Connecticut Hydrogen-Fuel Cell Coalition by registering at http://www.ccat.us/energy/fuelcell/programs/chfcc .







Phone: (860) 291-8832


www.chfcc.org





Phone: (860) 291-8832


Connecticut Innovation Challenge - CI

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The Connecticut Innovation Challenge is the newest initiative to advance innovative ideas to the marketplace and stimulate job and economic growth in the state. It supports an open innovation environment by fostering collaboration between industry and research institutions. The first round of challenges is focused on advanced materials and product development, and includes the key

Connecticut industries and university strengths in aerospace and defense, energy, and diversified manufacturing. In this first cycle, competitively selected companies can be awarded funding of

$150,000 for up to a one-year effort to address a challenge by advancing a solution to one or more of the stated topics.




Roberta Rossi

865 Brook Street


Phone: (860) 257-2338

Fax: (860) 563-4877 roberta.rossi@ctinnovations.com


Deb Santy

Phone: 860-257-2893 deb.santy@ctinnovations.com

Conservation and Load Management - Yankee Gas

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Agency: Yankee Gas Services Company


Yankee Gas Services Company (Yankee Gas) offers energy efficiency programs supported by the

Connecticut Energy Efficiency Fund (CEEF). These programs provide financial incentives for commercial and industrial businesses to encourage them to choose energy-efficient technology and equipment. Many Connecticut businesses have participated in these programs and are benefiting from lower natural gas and electric cost s, contributing to our state’s energy security, and reducing the emission of harmful pollutants into our atmosphere.

Funding is limited, and customers will be qualified for enrollment on a first-come, first-served basis.

For more information, call 1-877-WISE-USE (1-877-947-3873).

The available commercial and industrial programs include:



New Construction: Reduces capital and operating costs by incorporating energy-saving measures into the early planning stages for new buildings and major renovations. (Both electric and natural gas measures may be available to qualifying customers.)



Existing Buildings: Learn about programs that will help you save energy by upgrading lighting, equipment and operation & maintenance practices. (Both electric and natural gas measures may be available to qualifying customers.)

Program Region: Areas serviced by Yankee Gas Services Company


Ronald Araujo, Manager

Conservation and Load Management

P.O. Box 270


Phone: 1-877-WISE-USE

Fax: (860) 832-4700 www.yankeegas.com

Economic Development Incentives - CNG

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Agency: Connecticut Natural Gas (CNG)


Incentive rates or other financial incentives. Incentives are based on demonstrated need; must be an existing or prospective CNG customer.

Applicant requirements vary based on the nature of the incentive. Must be either expanding business operation or locating a business in CNG service territory.

Program Region: Andover, Avon, Berlin, Bloomfield, Bolton, Burlington*, Canton, Columbia,

Coventry, East Granby*, East Hampton, East Hartford, Farmington, Glastonbury, Granby,

Greenwich, Hartford, Hebron, Manchester, Mansfield*, Marlborough, New Britain, New Canaan*,

Newington, Portland, Rocky Hill, Simsbury, West Hartford, Wethersfield, Windsor*

(*Parts of Burlington, East Granby, Mansfield, New Canaan, and Windsor)


Anthony Sherman, Commercial Project Manager

77 Hartland Street

4th Floor


Phone: (203) 499-3324

Fax: (860) 727-3326

Economic Development Rates - CMEEC

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Agency: Connecticut Municipal Electric Energy Cooperative/Municipal Utilities


Several discounted power cost options over five and ten year periods for new customers or existing customers who expand facilities. Available to commercial or industrial customers adding (50) kW or more of electric load.

Program Region: Bozrah, Groton, Jewett City, Norwalk, Norwich, Wallingford


Contacts listed under Agency Profile.

Energy Initiative

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CCAT's Energy Initiative works to improve the economic competitiveness of the region by advancing community-supported solutions to reduce energy costs and increase reliability. As part of this goal, CCAT's Energy Initiative develops regional models for improved energy use, and helps to foster partnerships between industry, government and academia to promote renewable energy, hydrogen and fuel cell technology.

All individuals, organizations, and local, state and federal agencies are eligible and encouraged to engage the Energy Program to develop local and regional projects using advanced energy technologies for sustainable and reliable energy use.

Visit http://energy.ccat.us/ for more information.



Joel M. Rinebold, Energy Program Manager

Connecticut Center for Advanced Technology



Phone: (860) 291-8832


energy.ccat.us/

Paul Aresta, Manager of Energy Initiatives

Connecticut Center for Advanced Technology



Phone: (860) 291-8832


Greater Hartford Business Development Center,

Inc. - Summary of Loans and Services

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Agency: Greater Hartford Business Development Center, Inc. (GHBDC)


Loans from the Greater Hartford Business Development Center will be considered for the following purposes:



Acquisition and/or renovation of commercial or industrial real estate in which the applicant occupies a significant portion of the available space for the operation of his/her business.



Purchase of machinery and equipment



Short-term working capital loans which have sufficient collateral, including lines of credit.

The GHBDC also has the following loan funds:



Contractor's Loan Fund - assists general contractors with short term contracts to pay for labor expenses and materials. The contract must be assignable to GHBDC and the loans must be secured.



Working Capital - assist in acquisition of inventory, equipment or financing of receivables



Enterprise Zone Loan Fund - assists business expansion or location in Hartford's Enterprise

Zone



Revolving Fund - assists businesses acquire or renovate real estate, or to acquire machinery and equipment



Capital Region Revolving Loan Fund- assists 33 Capital Region Towns

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Central Connecticut Loan Fund serves seven Connecticut towns

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Nonprofit Loan Fund - Cash Flow and Capital Equipment loans for 501(c)3 organizations

GHBDC offers fixed interest rates usually below the prevailing bank rate for short term loans.

GHBDC contracts with the Hartford Economic Development Corporation to provide technical assistance and loan packaging services.

For most programs listed the business must be located in, or have a desire to move to 33 Capital

Region Towns. The Nonprofit Loan Fund also includes the town of Burlington. Enterprise Zone Loan

Fund for businesses in Hartford's Enterprise Zone.

Central Connecticut Loan Fund is available for businesses in the seven towns in Central

Connecticut.

Program Region: Central Connecticut Loan Fund: Berlin, Bristol, Burlington, New Britain, Plainville,

Plymouth, Southington

Enterprise Zone Fund: Hartford Enterprise Zone

Nonprofit Loan Fund: Andover, Avon, Bloomfield, Bolton, Burlington, Canton, Coventry, Cromwell,

East Granby, East Hartford, East Windsor, Ellington, Enfield, Farmington, Glastonbury, Granby,

Hartford, Hebron, Manchester, Marlborough, Newington, Rocky Hill, Simsbury, Somers, South

Windsor, Suffield, Tolland, Vernon, West Hartford, Wethersfield, Windsor, Windsor Locks

Other Programs include: Andover, Avon, Berlin, Bloomfield, Bolton, Burlington, Canton, Cromwell,

East Granby, East Hartford, East Windsor, Ellington, Enfield, Farmington, Glastonbury, Granby,

Hartford, Hebron, Manchester, Mansfield, Marlborough, Newington, Rocky Hill, Simsbury, Somers,

South Windsor, Suffield, Tolland, Vernon, West Hartford, Wethersfield, Windsor and Windsor Locks.


Samuel C. Hamilton, Executive Director


Hartford, CT 06103

Phone: (860) 527-1301

Fax: (860) 727-9224 hedco@snet.net

hedco-ghbdc.com/loan.htm

Fernando G. Rosa, Deputy Director


Hartford, CT

Phone: (860) 527-1301

Fax: (860) 727-9224 fernando.g.rosa@hedco-ct.com

Meriden's Information Technology Zone Tax

Incentive Program

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Agency: Meriden, City of


Real and IT personal property tax abatements for information technology companies expanding and moving into new or renovated space in the IT Zone.



Available to property owners improving property for IT companies and IT companies for IT personal property tax relief.



Rehabilitated or new space must be occupied by IT company in Meriden's Information

Technology Zone boundaries.



Property improvements must be greater than $25,000. .



Application will be reviewed by staff immediately.



Approval takes 4-6 weeks.

Program Region: Meriden IT Zone


Juliet Burdelski, Economic Development Director

City of Meriden Economic Development Office

City Hall


Meriden, CT 06450

Phone: 203-630-4152

Fax: 203-630-4274 jburdelski@meridenct.gov

www.meridenbiz.com/incentives/itz.asp

Meriden Manufacturing Assistance Program (MAP)

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Agency: Meriden, City of


The Manufacturing Assistance Program is intended to provide assistance in the form of a provision of a loan guarantee through a qualified public or private lending institution and under certain circumstances, a direct loan serviced by a qualified lender. The amount of financing is limited to

$500,000 per transaction and no business may receive such assistance more than once in every five year period.

Eligible projects are: the purchase of a manufacturing facility, the construction of a facility, or the substantial renovation or expansion of a manufacturing facility. The manufacturing facility must consist of a plant, building or other real property, improvement or part thereon. If acquired, it must have been idle for at least one year prior to the acquisition. Application for assistance under the

MAP must be by the qualified lender on forms approved by the Meriden Manufacturing Assistance

Agency prior to application.

Program Region: Meriden


Juliet Burdelski, Economic Development Director

City of Meriden Economic Development Office

City Hall


Meriden, CT 06450

Phone: (203) 630-4152

Fax: (203) 630-4274 jburdelski@meridenct.gov

Middletown Small Business Development Center

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Agency: Middlesex County Chamber of Commerce


The Middletown Small Business Development Center is a partnership of the City of Middletown and the Middlesex County Chamber of Commerce. In an effort to increase business opportunities for existing businesses as well as local and out-of-town residents, the Center provides business counseling services and a wide array of workshops.

Business Counseling is available at no charge on Monday through Thursday 8:30 a.m. to 4:30 p.m.





Business management

Pre-venture feasibility



Business plan

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Marketing



Record keeping



Financial planning



Production



Preparation of financial documentation for loan packaging



General management

Exploring Small Business Ownership workshops are held at the Middlesex Chamber on the third

Monday of each month from 6:00 to 8:00 p.m. Call the chamber to register since seating is limited.



Forms of ownership



Marketing



Pricing



Forming strategic relationships



Required capital & its sources



Proper planning to achieve long-term success



Paul M. Hughes, Business Counselor

Middletown Small Business Development Center

Middlesex Chamber

393 Main Street

Middletown, CT 06457

Phone: (860) 347-6924 phughes@middlesexchamber.com

www.middlesexchamber.com

Northeast Electrochemical Energy Storage Cluster

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The Connecticut Center for Advanced Technology (CCAT) is working with the U.S. Small Business

Administration and project partners to enhance and expand the emerging hydrogen and fuel cell cluster centered in the northeast. This regional energy storage cluster is a recognized world leader in the research, design, and manufacture of fuel cell and hydrogen technologies. The cluster is composed of more than 170 companies and organizations in New England and New York. These companies and organizations include original equipment manufacturers, components, materials and manufacturing services suppliers, as well as, academic institutions, financial companies, legal firms, labor, and government agencies.

The project team, led by CCAT, is working to organize resources that support the cluster's economic development. These efforts include programs with public-private partnerships to supply

counseling and assistance for business development, workforce training, technology deployment, strategic "Roadmap" development and development of other guidance documents.

For additional information, contact CCAT Energy at (860) 291-8832, paresta@ccat.us

or visit the

Northeast Electrochemical Energy Storage Cluster website at http://www.ccat.us/energy/fuelcell/programs/neesc

Must be a small start-up business that is developing a new technology or contributing to the advancement of an existing technology. Technology companies can be manufacturers, service companies and/or economic based businesses. Service companies must serve a high-technology industry and market. Applicants must also be housed in a Connecticut Business Incubator Facility and actively avail themselves of the resources and services offered by the incubator.

Following admission into a business incubator (i.e. lease signing) technology start-ups can complete and submit the SBIP program application online at http://ctsbip.ccat.us/ or contact the program’s administrator shown below.

The program is ongoing subject to the availability of funds.



Paul Striebel, Program Administrator




Phone: (860) 282-4231 pstriebel@ccat.us

SJF Institute Entrepreneurial Assistance Program

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Agency: SJF Ventures and SJF Institute


SJF Institute provides entrepreneurial and workforce assistance services to SJF's portfolio companies and companies seeking growth funding. Services include one-on-one business plan feedback, management and operational assistance, and referrals to other funding sources. SJF

Institute also delivers "Getting Ready for Equity" (TM) sessions that educate businesses about equity financing while helping them grow profitably and become stable employers in communities.

SJF's services are available to U.S. based businesses particularly those with cleantech or workforce innovations with revenues between $1 and $20 million.

The best way to make initial contact is to send a business plan or business summary via email. SJF will provide feedback as soon as possible, usually within a week or two.

Program Region: United States


David Griest, Managing Director

SJF Ventures

200 N. Mangum Street

Suite 203

Durham, NC 27701

Phone: (919) 530-1177 X 409

Fax: (919) 530-1178 dgriest@sjfventures.com

www.sjfventures.com

Bonny Moellenbrock, Executive Director

SJF Institute

200 N. Mangum Street

Suite 203

Durham, NC 27701

Phone: (919) 530-1177 X 402

Fax: (919) 530-1178 bmoellenbrock@sjfinstitute.org

www.sjfinstitute.org

Smaller Manufacturers Association of Connecticut,

Inc. - Summary

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Agency: Smaller Manufacturers Association of Connecticut, Inc. (SMA)


Services include:



Membership directory



Monthly dinner meetings



Legislative meetings



Social events



Vocational/educational programs



Intercommunication between members

Membership available to manufacturing or manufacturing-related companies, 500 or less employees, located in Connecticut. Membership dues are based on the number of employees in the company.



P.O. Box 2025

Waterbury, CT 06722

Phone: (203) 575-0711 admin@sma-ct.com

www.sma-ct.com

Participation Loans - CI

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CI's participation loans help your bank expand its ability to meet your borrowing needs. (CI will share up to 50% of the total project cost with your bank.)




Linda Wieleba

865 Brook Street


Phone: (860) 258-7854

Fax: (860) 563-4877 linda.wieleba@ctinnovations.com
