2012-2013 Homework – Calculus and Pre-Calculus 5-07-13 AP Calculus – Review only multiple choice and free response questions that you know really well. Review all identities, definitions, important derivatives and integrals. Attached is a College Board page where you can get all solutions to old AP free response questions. It has been a great year! Good luck tomorrow. http://apcentral.collegeboard.com/apc/members/exam/exam_information/1997.html Advanced Honors Pre-Calculus – find the “derivative” of the sin x and cos x. p325# 75-76, p 385# 58 Pre-Calculus Honors – p 325# 75, 76, p 385# 58, find the “derivative” of the sin x and cos x 5-06-13 Calculus – Finish 2008 AB multiple choice questions. Review and rememorize all indentities. Advanced Honors Pre-Calculus –Study for Memorization Quiz p435# 4, 9, 11, p443#1, 7, 8. Pre-Calculus Honors –Study for Memorization Quiz p386# 62-64.p 324# 70-74. Weekend 5-03-13 – 5-05-13 Calculus – This is it! Review for the AP exam. Memorize all important identities, theorems, integrals and derivatives. Review your trig identities. Practice AP free response and multiple choice. Use your time wisely this weekend. Advanced Honors Pre-Calculus – p324#70-76 all, p408#33-36 all. Honors Pre-Calculus – p324#70-73, p385# 57, 59, 60-62 5-02-13 Calculus – Study for AP practice test Advanced Honors Pre-Calculus – p324# 70-74, p408#33-36 Pre-Calculus Honors Calculus – Study for test Oblique Triangles – 8-1- 8-2. 5-01-13 Calculus – AB 2008 2, multiple choice # 11-20. In class 2011 AB 2, finish 2003 AB 5 Advanced Honors Pre-Calculus – p385# 62p395# 50, p402#50-52. P408#32-34, p425#51, p346#47. Pre-Calculus Honors - P435 #7, 10, p443#5, 6, 13, 17, p444# 27. 4-27-13 Calculus – 2008 AB 1, multiple choice –calculuator section # 1-10. In class 2011 AB 4 Advanced Honors Pre-Calculus – Study for memorization quiz. P385# 58, 59, 60-61, p395# 47-50. Pre-Calculus Honors – Study for memorization quiz. P435#5, 6, 20, p443#4,5,22 4-26-13- 4-29-13 Archbishop Lori Weekend Calculus – Review 2003 AP exam MC one final time. Review all Free response we have completed in red below. Finish 1st section MC 2008 practice Exam. Finish 2003 AB free response. In class 2011 AB3. Advanced Honors Pre-Calculus – p p386#60-64. Read p 392 Example 4, p395# 47-50. P408# 31, Pre-Calculus Honors - p443# 1, 3, 4, 5, 6, 7, 10, 17, 19, p435#18-21. 4-25-13 Calculus – 2003 AB 5,2008MC #9-20. In class 2011 AB5, AB6 Advanced Honors Pre-Calculus – Read p384#9, p385#57, 59, p402#50-52, p407# 26, 28, 30 Pre-Calculus Honors – p435 # # 3, 4, 5, 6, 7, 8,10, 12, 15, 16. 4-24-13 Calculus – 2003 AB4, Review all 2003 MC one final time, start 2008 MC # 1-8. In class 2012 AB 6 Advanced Honors Pre-Calculus – study for Oblique Triangle test. Pre-Calculus Honors – Study for Chapter Seven test. 4-23-13 Calculus - 2003 AB 3, MC#76-90. In class 2012 AB 5 Advanced Honors Pre-Calculus – p435# 19-22 all, p443# 16, 17, 23. Pre-Calculus Honors – p424-425 #11, 13, 31, 32, 34, 35, 42, 53, 74, 76, 81, 4-22-13 Calculus – 2003 AB 2. MC # 24-29 and 76-85 In class 2012 AB 4 Advanced Honors Pre-Calculus – p443# 1, 3, 4, 5, 6, 7, 10, 17, 19p435#18 Pre-Calculus Honors – Study for chapter seven skills quiz. Weekend 4-18-13- 4-21-13 Calculus – 2003 AB #4, Complete first 10 multiple choice of second section. In class 2012 AB3 Review and correct test mistakes, we will review on Monday. Advanced Honors Pre-Calculus –p # 3, 4, 5, 6, 7, 8,10, 12, 15, 16. Pre-Calculus Honors- Solve sin 2x, cos (x/2), and cos 2x given cot x = ½ and x is in Q3. P423 # 16, 19,p417# 1, 9, p425#55, p394# 6, 24, p384#22. 4-17-13 Calculus – 2003 AB #3 Complete first section multiple choice.in class 2012 AB 1, 2 Advanced Honors Pre-Calculus – read section 8-1. Pre-Calculus Honors – p417# 31, 32b, 36, p423#1-14 all. Study for memorization quiz. Page to get all scoring statistics and old free response AP questions http://apcentral.collegeboard.com/apc/members/exam/exam_information/1997.html 4-16-13 Calculus – Study for Chapter Seven Test – sections 7-1 – 7-3 Advanced Honors- Study for Chapter Seven Test – sections 7-1 -7-6 Pre-Calculus Honors – p417# 3, 9, 31, 32b, 36, p423 # 1-8 all. Memorize new identities. 4-15-13 Calculus – p371# 5, 20, p413# 5, p380# 4, p381#28, p388 Ex#6, p 392# 35. Review volume worksheet. Advanced Honors Pre-Calculus- Solve sin 2x, cos (x/2), and cos 2x given cot x = ½ and x is in Q3. P423 # 16, 19,p417# 1, 9, p425#55, p394# 6, 24, p384#22. Pre-Calculus Honors – p384# 3, 10, 11,p 394# 4, 5, 6, 8, 10, 21-26.p401# 19, 23, 28 Weekend 4-12-13 – 4-14-13 Calculus – Complete 2003 AB#1 and #2 and MC #1-20. Rework- volume worksheet and pp390#2, 7, 16, 20, 21, 37, p371#4, p368 EX #5, p388 Ex#5 and 6,p392#43, 44, p391 #7. 2003 AB1, MC #1-10. Advanced Honors Pre-Calculus – p424-425#16, 32, 35-37, 41, 42, 51, 73-76 Pre-Calculus Honors – memorize all new identities section 7-5. P417# 1, 11, 31, 32b, 33, 36. 4-11-13 Calculus – rework worksheet #1 and 2, p392 # 35, 36, 37, 2003 AB1, MC #1-10. Advanced Honors Pre-Calculus – p423# 11-21 all, p417# 34, 36, 32b Pre-Calculus Honors – Study for chapter seven re-test. 4-10-13 http://mathdemos.org/mathdemos/shellmethod Calculus- Complete volume worksheet #2. pp390#2, 7, 16, 20, 21, 37, p371#4, p368 EX #5, p388 Ex#5 and 6,p392#43, 44, p391 #7. 2003 AB1, MC #1-10. Advanced Honors Pre-Calculus – p417#5, 14, 17, 28, 30, 31, 32b, 36, p423 # 1-7 all. Pre-Calculus Honors – p394# 8,9,10, 25,26, p401#25,30,31,34,40, p407# 25-28. 4-09-13 Calculus- P392-394 # 31,33,35,43, 44,47. P413# 1, 2, 6, 17, 21, 23, 25+ volume worksheet Advanced Honors Pre-Calculus-p394# 1, 3, 7, 23, 24, p407# 21-24, 31,, p401# 6, 7, 19. Pre-Calculus Honors p394# 5, 10, 23, 24, p407# 21-24, 31, p417# 1, 13, p401# 6, 7, 19. Easter 2013 - 3-27-13 – 4-09-13 Calculus – Complete Extra Credit 2003 AP Exam- Due Tuesday April 9. Advanced Honors Pre-Calculus and Pre-Calculus Honors Complete extra credit assignment on schedule below: 1) Copy each problem completely (except word problems). Do not copy instructions. 2) Show all work, including any graphs used to solve the problem. 3) Explain solutions that do not require written work. 4) Each daily assignment must fit on two sides of a single page 5 problems to a side! 5) All 50 problems must be completed to receive any credit. – - Easter Assignment #1- 1a, 1c, 2a, 3a – f, 4 a-d – (13 problems). Easter Assignment #2 – 5a, 6c, 7b-d, 8a, 9a, c, d, 10a, c, 11 a-c. Easter Assignment #3 – 12 a-h, 13 b-e. 14c, 15a Easter Assignment #4 – 16a, 17a, b, 18b, 19 a-c, 20a-b, 22a, 25a-b. Easter Assignment #5 -26,27a,27c,28 a-c,29a, 30b,32a,33,34,35a,35b,35e, 36b. ****Partially completed assignments will not be accepted. **** 3-26-13 – retest – Chapter Six, 7-1, 7-2, 7-4 on Friday, April 12, 2013. Calculus- p390-391# -#2, 10, 14, 18, 29-34 all, 35, 37. Advanced Honors Pre-Calculus – p417#13, 16, 17-19, p 407# 25-30 all. Pre-Calculus Honors – p 401#6-28 even. 3-25-13 – Snow Day Blue Gold Weekend 3-21-13 – 3-24-13 Calculus – p390#2, 14, 15, 29-34 all. P390-393# 1, 7, 13, 16, 18, 22, 23, 27. Advanced Honors Pre-Calculus – p417# 1, 5, p407#21-29 odd, p401# 5-18 all Pre-Calculus Honors – review test, p 401# 5-25 all 3-20-13 Calculus – Find AP exam handed out in December and bring to class tomorrow. Read p 384- green box and p 385 ex #2. P390-393# 1, 7, 13, 16, 18, 22, 23, 27. Advanced Honors Pre-Calculus - p401#5-31 odd Pre-Calculus Honors –p394# 1-11 odd, 21-25 odd, p 401# 5-12 all 3-19-13 Calculus – Study for test 7-1 -7-3 Advanced Honors Pre-Calculus – study for test chapter 6, 7-1, 7-2, 7-4. Pre-Calculus Honors – study for test chapter 6, 7-1, 7-2, 7-4 3-18-13 Washer method http://web.monroecc.edu/manila/webfiles/pseeburger/secure/MyLarson/ch7/LC7_2washer.htm Calculus –p371#7, 20, 22, 28, p380#17, p391#7, 1991 BC3, 1981AB21983 AB 4, 1988 AB 3 Advanced Honors Pre-Calculus – p407#25, 26, 28, p 384-385#5, 8, p395# 21-24, 6, 10,p385 #43, 22, 23p371# 96. Pre-Calculus Honors– p407#25, 26, 28p 384# 5, 8, p395# 21-24, 6, 10,p385 #43, 22, 23p371# 96. Weekend 3-15- 13 – 3-17- 13 Calculus –P390-394 #5-11 odd, 14, 15, 16, 17-25 odd. **Find 2003 AP exam. If you do not have your copy, please let me know** Advanced Honors Pre-Calculus – p407# 9-12 all, 21-24 all, p395# 37-42 all, 51-54all. Pre-Calculus Honors – p385#23, 44, p 394-395# 7-12,13-26 all, p 407#1-4 all. 3-14-13 Calculus –Study for quiz 6-5, 7-1, 7-1. P 390-394#1, 2, 3, 13, 14, 16, 48, 49 Advanced Honors Pre-Calculus – Study for trig memorization quiz #3. P407#1-8 all, p394# 2-12 even. Pre-Calculus Honors – Study for trig. memorization quiz #3. P394#1-6.p385# 1, 3, 11, 22, 23, 44. 3-13-13 Calculus-p380-381# 2, 4, 10, 11, 31, 34, 37, 2011 AB6, 2011 AB5 Advanced Honors Pre-Calculus – p394 # 1-11 odd, 13-35 all. Pre-Calculus Honors – p371#94-97, p384-385#13-23 odd, 43, 44 3-12-13 Calculus - 2011 AB 2, 2011 AB 5, P380-381 # 18-30, 35, 37, 40, 41. Advanced Honors Pre-Calculus – p368# 35-37, p 371# 96, p384#13-24., 43-46. Pre-Calculus Honors – p 368#35-37, p371 # 96, p384 #1-12 3-11-13 Calculus – 2011 AB 2, 2011 AB 5, –P380-381 #1-17 odd. # 25-29 odd, 33, 35, 37, 40, 41 Advanced Honors Pre-Calculus –p384 #1-12, p384# 47-52.p367#28, 29 Pre-Calculus Honors – p367#1-24 all, 28, 29 Weekend 3-8-13 – 3-10-13 Calculus - P371 # 1, 2, 3-7 odd, 12-16 without calculator, 17-25, 28. Read pp 374 – 379. Advanced Honors Pre-Calculus- p384-385 # 3,5, 6, 7, 8,15-18 all, 35-38all, p407# 21-24 all. Pre-Calculus Honors - p384-385 # 3,5, 6, 7, 8,15-18 all, 35-38all, p407# 21-24 all. 3-7-13 Calculus – p371# 1-8 all, 12-18 all, 21 Advanced Honors Pre-Calculus – p367# 21-29 all, 369#33-38 al Pre-Calculus Honors – 367#17-22 all. P 369#33-38 all 3-6-13 Snow Day – no school 3-5-13 Calculus- Assuming a snow day tomorrow, prepare for test 6-1 -6-4 Thursday. If no school Weds or Thursday, the test will be pushed back to next Tuesday. Look for a homework assignment Thursday night. Advanced Honors Pre-Calculus – Assuming a snow day tomorrow, prepare for chapter six test Thurs If no school Weds or Thursday, the test will be pushed back to next Tuesday. Look for a homework assignment Thursday night. Pre-Calculus Honors – Assuming a snow day tomorrow, prepare for trig test 6-1 -6-5. If no school Weds or Thursday, the test will be pushed back to next Tuesday. Look for a homework assignment Thursday night.. 3-4-13 Calculus - P347-349 #18, 7, 8, 23, 24, 20,27, Practice for Thursday’s 6-1 – 6-4 test-P 340 #31, P308ex5, P324-325 ex2,p328-329 #29, P338 #14, P339 #24, P358 # 2-38 even, 46-52, 60. P280 ex#4, P328 #6, P338 #24, P358 # 7, 13, 27, 38, 46, 49, P 322# 33, 40 Advanced Honors PreCalculus – p367# 17-20, p352-353#13-22 all. Pre-Calculus Honors – p352# 9, 10, 18, 20, p 346# 27-41 odd. Weekend 3-1-13 – 3-3-13 Calculus – P346-349 # 1-12 even, 13-17 odd, 25 + 1988 AB 6, 1976 BC4 Advanced Honors Pre-Calculus – p335#29-44, p346#27-32, p353#45-48,p361#21-38 all. P352# 7-12 all. Pre-Calculus Honors - p335#29-44, p346#27-32, p353#45-48,p361#21-38 all. P352# 7, 8, 12, 20 2-28-13 Calculus – Study for quiz 6-1 – 6-4 - 1983 AB5, 1988 AB 6, 1976 BC42-27-13 Advanced Honors Pre-Calculus – study for memorization quiz #2. P 352# 7-12 all. Pre-Calculus Honors- study for memorization quiz #2. P346 #7, 12, 13, 14. 2-27-13 Calculus –P308 Ex 5, P339#19, 20, 23,24, 25,27, 28, 33 Ch Review- P358#1-37 odd, 45-51 odd, 61. Advanced Honors Pre-Calculus – p352# 7-12, 17, 20. Memorize all trig graphs including domain, range, period, and asymptotes. Pre-Calculus Honors – p346#21-42all, Keep memorizing trig identities. 2-26-13 Calculus - P329# 15, 17, 21, 27, P338-341 # 19. 20, 23, 27-29, 33, 35 Advanced Honors Pre-Calculus – p346#21-42 all. p336#61-63 all. Keep memorizing identities Pre-Calculus Honors – p346#1-12 all, p336#61-63 all. Keep memorizing identities. 2-25-13 Calculus - Calculus P329# 13, 18, 19, 29, P322#26, 30, 44, P313#35, 25, ***problems previously assigned, but worth reviewing P314#57, P328#9,23,P321 # 5, 16, 29*** Advanced Honors Pre-Calculus – Study for quiz 6-1 -6-2, 6-5,p346# 7-14 all. Pre-Calculus Honors – Study for quiz 6-1, 6-2, 6-3. Weekend 2-22-13 – 2-24-13 Calculus– P328-329 #13, 14, 21-27, 31, and finish AP problems Advanced Honors Pre-Calculus – p336#51-63all.p346# 1-6 all. Pre-Calculus Honors - p336#51-63all.p346# 1-6 all. 2-21-13 Calculus – study for quiz 6-1 -6-3 + AP’s 2002, 1998, BC 2000 Advanced Honors Pre-Calculus – study for memorization quiz #1, p324#41- 54 Pre-Calculus Honors – study for memorization quiz #1, p324#41- 54 2-20-13 Calculus– P328-329 #1-12 all, 13-19 odd, p312#57 Advanced Honors Pre-Calculus – p362#49-56, p335# 17-20 all. Continue memorizing trig. idents Pre-Calculus Honors – p362#49-56, p335# 17-20 all. Continue memorizing trig. idents 2-19-13 Calculus –p322 # 16-26 even, 27-37 odd, 39, 40,42, 43. P314# 57 Advanced Honors Pre-Calculus – p361# 39-48 all, p335# 13, 14, 15, 16. Continue memorizing trig. idents Pre-Calculus Honors – p361# 39-48 all, p335# 13, 14, 15, 16. Continue memorizing trig. idents Weekend 2-15-13 – 2-18-13 Calculus – study for chapter five test Advanced Honors Pre-Calculus – Find reference angles for: 135, 315, 225, 96, 109, and 137 degrees, and 3.36, 4.91, 5,62, 1.9 radians. Memorize all identities. P361#25-32. Pre-Calculus Honors – Find reference angles for: 135, 315, 225, 96, 109, and 137 degrees, and 3.36, 4.91, 5,.62, 1.9 radians. Memorize all identities. P361#25-32. 2-14-13 Never too late to buy your mom a flower for Valentine’s Day! Calculus – Chapter Five Test review- p298#7, P256#21, P287#42, 287#35, p287#53-55, P295#8, p301 #56. P358 # 1, 2, 6, 21, 23, 24, 25, 26,P298-301#16-32 even. p256#20, p267#28, p275#15, 13, 22, p287 # 36, 29, 41, p287 # 54, p 298 #2, 8,P299# 51, 54, 56.P256#20p267#20, ,P286 #33, 49, P295#7 - Check back Monday night for homework Tuesday sections 6-1 -6-2 Advanced Honors Pre-Calculus – p324# 41-54 all, p361#1-13 all. P335#29-36all Pre-Calculus Honors – p324# 41-54 all, p361#1-13 all. P335#29-36all 2-13-13 Buy your mom a flower for Valentine’s Day! Calculus – Work through slopefield worksheet, P312#53, 57, P321#5, 15-25 odd, 39. 1992 AB 6 Advanced Honors Pre-Calculus – p323#2-38 even. Pre-Calculus Honors – p 323#2-38 even 2-12-13 Calculus -P312-314# 22,30,35,36,37, 38, 39, 41, 42, 43, 44, 47, 48, 50, 51, 52, 53, p321#5, 14, 15. Advanced Honors Pre-Calculus- Study for chapter five test Pre-Calculus Honors – Study for chapter five test. 2-11-13 Buy your mom a flower for Valentine’s Day! Calculus –P321#1-11 all,13, 14, 29- review chapter five. Advanced Honors Pre-Calculus – p323# 1-39 odd Pre-Calculus Honors – p323# 1-39 odd 2-8-13 – 2-10-13 Calculus – review for Ch 5 test on Wednesday. p298#7, P256#21, P287#42, 287#35, p287#53-55, P295#8, p301 #56. P358 # 1, 2, 6, 21, 23, 24, 25, 26,P298-301#16-32 even. p256#20, p267#28, p275#15, 13, 22, p287 # 36, 29, 41, p287 # 54, p 298 #2, 8,P299# 51, 54, 56.P256#20p267#20, ,P286 33, 49, P295#7 Advanced Honors Pre-Calculus – p311#2, 3, 7.9, 13, 15-18all, 19, 24, 27, 28, 30, 33, 37, 53, 54,p309#24 Pre-Calculus Honors – p311#2, 3, 7.9, 13, 15-18all, 19, 24, 27, 28, 30, 33, 37, 53, 54,p309#24 2-07-13 Calculus- study for chapter five quiz Advanced Honors Pre-Calculus- study for chapter five quiz Pre-Calculus Honors - study for chapter five quiz 2-06-13 Calculus - P 312-313 # 1-26 even, 27-33 odd, P299# 51, 54, P286 33, 49 Advanced Honors Pre-Calculus – p308 # 1-13odd, 19-23 odd, 34, 35, p301#5, 9, 11, 13 Pre-Calculus Honors- p308 # 1-13odd, 19-23 odd, 34, 35, p301#5, 9, 11, 13 2-05-13 –Raven’s Celebration Day Calculus – Begin Chapter Six - P312-313 # 1-25 odd Advanced Honors Pre-Calculus – p293# 25-34 all, 35-41 odd, p301# 1-11 odd. Pre-Calculus Honors - p293# 25-34 all, 35-41 odd 2-04-13 Calculus – p298#7, P256#21, P287#42, 287#35, p287#53-55, P295#8, p301 #56. P358 # 1, 2, 6, 21, 23, 24, 25, 26,P298-301#16-32 even. p256#20, p267#28, p275#15, 13, 22, p287 # 36, 29, 41, p287 # 54, p 298 #2, 8,P299# 51, 54, 56.P256#20p267#20, ,P286 33, 49, P295#7 Advanced Honors Pre-Calculus – p283# 20,21.p292#1-23 Pre-Calculus Honors - p283# 20,21.p292#1-23 Weekend 2-1-13 – 2-3-13 All Classes…..Enjoy the Super Bowl without worrying about your math class! 1-31-12 Calculus- Study for Chapter 5 quiz- more review problems- p256#20. P298-301 # 25-29, 43, 46, 47, 49, 51, 56. 1985 AB2, 1997 AB 5 Advanced Honors Pre-Calculus – Finish worksheet. Study for annuities quiz Pre-Calculus Honors – Finish annuities worksheet. 1-30-12 Calculus-Chapter Five Review - p298#1, 7, 9, 12a, c, 13, 15-23odd, 30, 31,33, 36, 38-42all. Advanced Honors Pre-Calculus – p282# 17, 18, worksheet – side 1, all PV annuities Pre-Calculus Honors – p282#17, 18, worksheet #2, 4. 1-29-12 Calculus - Chapter Five Review P286#28-34, 48-50, 52, 54, 55, 57 – 60, 62, P298-301 # 1-24 even. 1985 AB 2 Advanced Honors Pre-Calculus – p282#7, 15, Worksheet- side 1 all FV annuities Pre-Calculus Honors – p 282#7, 15, worksheet #1,3 Second Semester 2012-2013 1-28-13 Calculus – p295#7, 8p286# 3, 7, 16, 19, 29, 31, 37, 39, 53, p275# 4, 19, 28,p267#5, 20, 45, p255#12, 16 Advanced Honors Pre-Calculus - p310-311 # 3, 6, 7, 9, 15,16, 17-19, 24, 27, 28, 33, 37, 39 Pre-Calculus Honors – p310-311 # 3, 6, 7, 9, 15,16, 17-19, 24, 27, 28, 33, 37, 39 Exam Review Period 1-14-13 – 1-24-13 Pre-Calculus/Calculus 1) Study all old tests and quizzes 2) Study and review your notebook. Rememorize important formulas, definitions, and problems. 3) Read through each of the example problems in every section of the book covered. a. Calculus – Ch 1-4 b. Advanced Honors Pre-Calculus and Pre-Calculus – Ch 1-5 4) Work through assignment below. New problems will be added daily until next Wednesday. Exam Review 1-22-13 - 1-23-13 Pre-Calculus - P242 EX 7, P253 Ex8,P256 # 48-51, P269#29, P285-286 #1, 2, 3, P311 # 11, 39. Calculus -P178 Ex2, P187 Ex1, P190 Ex6, P192 #17, 39, P198 Ex5, P201Ex8, P209 Ex4, P214 #5 P242 # 4, 6, 13, 17. Exam Review 1-21-13 – 1-22-13 Pre-Calculus and Advanced Honors - P125#5, P127 #26, P134#6, P146 Ex 5, P149 Ex7, P150 #37, P162 #12, P165 #1, P 167 #3,P194#33, 38,P207 #29-31, P220 #5,6,7,P221 #8,P239 EX4 Calculus - , P129 Example 6, # 2, P130 #10,11, P131 # 21, 23, P139 Ex5, P140 #19, 28, P143 Ex5, P144 Ex6, P147 #33, P151 Ex 3, P161 Ex3, P162 #20, 21, P169 Ex7, P170 # 19, P172 # 29, 41, 49, 53, 54,57, 59, 63, Weekend Exam Review 1-17-13 – 1-20-13 Pre-Calculus and Advanced Honors - P39 #7,P42 #33, P 50 Ex 5,6,P61 ex#4,P69 #17,P71 # 51, 52, P106 # 10,11, P114 # 4,5, P115 #5, P 192 #8 Calculus - -, P70 Ex8, P72 #47, P74 Ex1, P 91 #2, 7, 15-20, 25, 26, 27, 29,39, 43,P103 #22, P104#26, 28, P111 #15, 22,P112 #29, P120 #18, Midterm Exam Review 1-16-13 Pre-Calculus and Advanced Honors– P310 - 313 # 2, 8, 13, 25, 39, 43, 44, 47, 66, 67a, and complete the assignments from two previous nights. Calculus- P14 Ex 4,P25 # 17,P28 Ex3, P39 #24, 42, P49 #17, 25, P52 # 23, 41, 48, 54, 57, 66, P55 Ex 1 and 2, P61 Ex 8P81 #26, P 63 # 10, 21, 28 Mid Term Exam Review 1-15-13 Pre-Calculus and Advanced Honors–P209-213 # 11, 22, 26, 34, 36, 42, 48, 54, 68, and 86-89, P257-260 – 1, 15, 18, 21, 22, 37, 43, 44, 50, and 65-67 Calculus-P172-173 # 23, 25, 27, 29, 30, 31, 35, 47, 49, 54, P173 # 57, 66, 69, 73, P242 # 3, 8, 13, 19, 25, 40. Mid Term Exam Review 1-14-13 Pre-Calculus and Advanced Honors– P69-74 # 17, 24, 43, 46, 51, 66, 74, 76, 85, 129-131 , P137 – 140 # 2, 5, 18, 42, 52, 58, 62, 90, 105, 81-83 Calculus – P52 # 11, 17, 38, 39, 57, 60, 66, P91 # 2, 5, 6, 25, 29, 43, P172 # 1, 3, 5, 7, 11, 13, 21. Weekend 1-11-12 – 1-13-12 Calculus – Study for chapter five assessment Advanced Honors Pre-Calculus – study for assessment sections 4-4 – 5-4. Pre-Calculus Honors - study for assessment sections 4-4 – 5-4. 1-10-12 Calculus – Review for Chapter Five Test on Monday -p295#1-6 all. p267#4, p287#37, 40, p286#1, P275#19, 28, P274#1, P267#14,15, P254#7, p255#10P,P265 EX 4. Advanced Honors Pre-Calculus – p292# 17-20, 21, 24, 25, 26, 27, 29, 30, 35, p282# 7, 15, 18. Pre-Calculus Honors – p292#9, 10, 14, 16-18, 21, 22, p277#44, p282#5. Illinois Teen Learns About Bank Fees the Hard Way 12-13-11 Illinois Teen Learns About Bank Fees the Hard Way (ABC News) Melinda Ganziano of McCullom Lake, Ill., wanted to introduce her son to the basics of banking, but he ended up with $229 in fees in two weeks with a balance of just $4.85. Ganziano, a 55-year-old mother of five children, encouraged her fourth child, Daniel, 18, to set up a savings account at a nearby TCF Bank "out of convenience" due to its location. Ganziano and her son discovered that the bank offered little convenience due to the growing number of bank fees, as first reported by the Chicago Tribune. After he put money into the savings account from his job, Daniel Ganziano's balance eventually fell to $4.85 and with such a small amount, he ignored it. However, TCF sent him a letter on Oct. 12 informing him that it had charged him a $9.95 monthly maintenance fee six days earlier because the account had a low balance. That led to an overdrawn account by $5.10, which then led to a $28-a-day overdraft fee. The account was 10 cents over the $5 threshold for which the daily fee kicks in. Young Ganziano's account was now overdrawn by $33.10. Ganziano, who works in the nonprofit sector, and her son went to the bank that weekend to close his account, the Tribune reported. But they first had to pay the accumulated fees, which totaled $229.10. Ganziano, who banks elsewhere, asked for the fees to be waived, but the bank would eliminate only one of the $28 daily charges. "They would just not cooperate," Ganziano told ABC News. "We were trying to teach him the right thing. If he had overdrawn by himself I would have made him pay the fees, but it wasn't him." She also learned that her older son, who had a balance of $0, would also be charged a monthly fee so they closed his account, too. Daniel Ganziano wanted to fight it by not paying the fees. "But we said we have to take care of it and get out," his mother said. She decided to pay the $229.10 in fees for Daniel's account and was told a regional supervisor would call her. After not hearing from TCF by mid-November, Ganziano contacted Jon Yates, a reporter who writes the "What's Your Problem" column at the Chicago Tribune. Soon, a TCF representative called Melinda Ganziano and agreed to send her a check for the $229.10. Jason Korstange, a spokesman for TCF said the bank recently switched from charging people $35 for every overdraft to $28 per day for up to 14 days when an account has insufficient funds. "If we had done it by hand, someone probably would have said, 'Oh it's just 10 cents, let's not worry about it,'" Korstange told the Chicago Tribune. "But we process millions of transactions a day, and there has to be a cutoff number." Korstange said if the Ganzianos had gone to another branch, a different TCF worker might have refunded the overdraft fees when they first visited. TCF told ABC News it had no additional comment. Ganziano said her older son learned "banks are not the way they used to be." "You have to check them out really well," she said. Issuer of 79.9% interest rate credit card defends its product APR shocks many, but issuer says they are pricing for the risk By Connie Prater If you have bad credit in the new era of credit card regulation, be prepared to pay -- dearly -- for the privilege of using credit. That's the message underlying recent credit card offers that feature jaw-dropping interest rates of up to 79.9 percent. The sky-high rates may be a sign of things to come in the market for socalled subprime credit cards as issuers who lend to the riskiest of borrowers try to figure out how to stay in business and comply with the new credit card reform law. "We need to price our product based on the risk associated with this market and allow the customer to make the decision whether they want the product or not," according to a statement issued by Miles Beacom, CEO of Premier Bankcard, the South Dakota credit card marketer that mailed test offers in September and October featuring 79.9 percent and 59.9 percent annual percentage rates (APRs) on cards with $300 credit limits. Premier markets credit cards issued by First Premier Bank. Yes, it's legal A national bank charging 79.9 percent interest on a credit card is legal -- as long as the issuer fully discloses the terms as required by the federal Truth in Lending Act. Still, the high rate has been met with shock across the country because it is so much higher than prevailing APRs and penatly interest rates. The CreditCards.com Weekly Rate report national average for bad credit credit cards was 14.15 percent on Feb. 12. First Premier's experiment with interest rates that approach triple digits is one effort by subprime credit card issuers and marketers to find a way to stay in business despite passage of a credit card reform law that bans their most-common product: credit cards that carry huge fees. Credit counselors warn consumers to be sure they read the fine print of these new offers and seek advice about other options before signing up for the cards. "Anyone who feels they have no choice but to get one of these should get help from a credit counselor," advises Sandy Shore, a counselor with Novadebt, a New Jersey-based consumer credit counseling agency. "There are other alternatives, like a debit card or even a secured card. The counselor can give the consumer other ways to reestablish their credit, depending on their circumstances." Law limits upfront fees New restrictions in the Credit CARD Act of 2009 limit the upfront fees credit card issuers can charge on subprime accounts. The low-credit, high-cost cards, known as fee harvesting credit cards, are issued to people with bad credit or no credit history and feature credit limits of $500 or less. Issuers typically charge a slew of fees at the outset to compensate for the risk of lending to people with poor repayment histories. Starting Feb. 22, 2010, the law will limit upfront fees to no more than 25 percent of the credit limit on the account. As a result, subprime credit card marketers are testing the waters with offers that essentially shift the pricing on their products from upfront fees to high interest rates. ... [W]e will need to shift the premium from upfront fees on risk to the interest rate. We have to be able to price the product to offset the risk. -- Miles Beacom CEO, Premier Bankcard The First Premier card's test offer featured a $75 upfront fee -- exactly 25 percent of the card's credit limit, as the new law mandates. "Because of the new regulations that limit the fees on a credit card to 25 percent of a credit card's line, we will need to shift the premium from upfront fees on risk to the interest rate," Beacom says. "We have to be able to price the product to offset the risk." In December, the bank's regular Gold card, as advertised on its Web site, included a 9.9 percent APR and the following upfront fees: $29 account setup fee, $95 one-time program fee, $48 annual fee and a $7 monthly servicing fee. "There's 70 million people out there who have been identified with problem credit," says Beacom, adding those are people with FICO scores lower than 640. "These are people who have had problems with their credit in the past." He likened people with bad credit to bad automobile drivers who must pay higher auto insurance premiums if they want to continue driving. "These are people who have had those same accidents or speeding tickets with their credit." He adds: "It's going to be very difficult for these individuals to obtain credit after February." Prior to the credit crunch, a subprime borrower might take eight to 16 months to build a good enough credit record to qualify for lower interest rates on prime cards. Today, however, because the prime lenders have dramatically tightenend their credit standards, it could take 16 to 24 months or longer to build their credit. Competitive market changes In addition to Premier, the Nevada-based Credit One Bank has also mailed out offers featuring different fee structures, according to Andrew Davidson, senior vice president of Mintel Comperemedia, a Chicago direct-mail research consulting firm. Mintel is tracking how credit card offers are changing in light of the credit card law restrictions. "The indication here is that the subprime issuers are looking at ways to work within the new law," Davidson says. "Some suggest they will stop operating in that space, but the reality is there are always going to be people who need to establish credit and rebuild their credit." If they can work around these laws so that they He notes that while many credit card issuers scaled back direct mail card offers during the recession, "First Premier has consistently been mailing can have a business model that works, they can during the downturn." The reason: Demand is high among people with bad credit. "If they can work around these laws so that they can have a continue to have a successful operation. business model that works, they can continue to have a successful operation," Davidson adds. -- Andrew Davidson Mintel Comperemedia One of First Premier's competitors in the subprime credit card market, CompuCredit, apparently could not find a model that worked for them while complying with the new law. Under fire from consumer advocates, facing lawsuits and mounting losses, CompuCredit decided to stop marketing the high-fee cards to bad-credit consumers. Credit One's Platinum Visa card offer mailed in August 2009 featured a 23.9 percent APR and a range of annual fees that were card law compliant, that is, no more than 25 percent of the credit limit on the card, according to Mintel. A spokeswoman for HSBC, another marketer of subprime cards, said it has no plans for testing. Premier's Beacom says the new regulations may make it impossible for subprime issuers to continue to make money in that high-risk niche market. "The cost of funding for these products is very difficult these days," he says, noting that his competitors are also testing different product offerings. "One, many or maybe all" of the subprime issuers could go out of business, he says. Beacom says it's too early to tell if the 79.9 percent card offers will last. It normally takes them nine to 12 months to analyze the results of a test product. Customers who sign up for the high-interest card and want to back out can get full refunds and close the accounts, Beacom says. "From our initial research we know that 83 percent of the people who accepted the offer are fully aware of the interest rate they are receiving and the purpose of the credit card to help re-establish credit. If anyone accepts the offer and didn't fully understand it or no longer wants it they can take advantage of our full refund of fees policy." Response to 79.9% offer 'phenomenal' Has First Premier gotten any takers on the 79.9 percent cards? Beacom called the response "phenomenal," adding 2 percent of people receiving the offers have applied for the cards. Their normal response rates is 1 percent to 1.2 percent, he says. "It's double what our normal product was." Shore, the New Jersey credit counselor, urged consumers not to jump at the first high-interest offer they receive. "I would caution anyone who is considering a card like this to wait. Other credit card issuers will be adjusting their products and there may be better alternatives coming out," Shore says. "No one should be shocked at the interest rate on [the First Premier] card," Shore notes. "These cards are being marketed to consumers with very poor credit. The APR is actually much lower than the old subprime cards because the fees are much less." In other words, when you added up all the fees on the old cards, they're the dollar equivalent of a huge interest rate on the amount borrowed. (For example, $250 in fees on a $300 credit limit would amount to an 83 percent interest rate.) "If someone wants to take a chance on a card like this, they should use it only as a convenience and pay the whole thing off when the bill comes," Shore adds. "Many consumers who have credit that poor do not have good credit habits and are likely to carry balances." Beacom from Premier says the astronomic interest rate will only affect revolvers -- people who do not pay their entire balances off each month. "People pay it off every month, they pay no interest," he adds. Those getting the offer have a choice, Beacom says. "If everything is fully disclosed, if they want it fine, if they don't want it fine," he adds."People should be able to make that decision rather than the government cutting off access and saying they know best." "Our goal is really to keep these lines controlled because these are people who have had problems in the past," Beacom says. "It's really to help build up the discipline without them getting into credit trouble again." "Whether it works or not, time will tell," he adds. 1-09-12 Calculus – p295#2 (use three sub intervals and calculate by hand), 1, 3,4 (use trapezoidal rule).p286#15, 16, 28, 37, 38, 39, 43-46. Advanced Honors Pre-Calculus – p292#2-8 even, 9, 10, 12, 13-16 all, p282#1, 5, 6 Pre-Calculus Honors –pp292#2-8 even, 13, 15. p269#50-53, 58, p276-277 #10, 21, 32-36all, 45,. 1-08-12 Calculus – p275# 21-30 all, p286# 1-14 all. Advanced Honors Pre-Calculus – p292 # 1-7 odd, 13, 15, p276#6-12 even, p277#27-31, 42. Pre-Calculus Honors - p292 # 1-7 odd, p276#6-12 even, p277#27-31, 42. 1-07-12 Calculus – p274# 1-17 all.25 Advanced Honors Pre-Calculus – p269#54-56, 58. P276#5-13 odd, 19-21 all. Pre-Calculus Honors – p269#54-56, 58. P276#5-13 odd, 19-21 all. Weekend 1-4-13 – 1-6-12 Calculus – P274-276 # 1, 2, 7-17 all,18-22 even,29, 30, 32-34, 39-41, P 267# 29-33 x 1 3x 5 x2 243 x 6 , p255#27, p256#34, p269#54, Advanced Honors Pre-Calculus - Solve 25 125 , 9 57.p276#5, 6. x 1 3x 5 x2 243 x 6 , p255#27, p256#34, p269#54, 57. Pre-Calculus Honors - Solve 25 125 , 9 1-3-12 Calculus - P254# 5, 12, P267-268# 2, 10, 15-27 odd, 29-31all.43. Advanced Honors Pre-Calculus – p255#28, 31, p259#58-61, p268# 31-34, 41, 50-53all Pre-Calculus Honors – p255#28, 31, 36, p259#58-61, p268#15-18 all, 27, 29, 31-34, 47-49. 1-2-12 Calculus- P255 #1, 6, 10,P267# 1-14 all,20, 29, 33 Advanced Honors Pre-Calculus – p268# 1,-9 odd, 15-18, 27, 29, 41, 47-49. Pre-Calculus Honors – p255#1, 5, 6, 7, 11, 19-22 all, 35, 48, 49. 12-21-12 – 1-1-13 Merry Christmas 2012 Calculus – Complete extra credit AP exam- Due on Tuesday Jan. 2 2013 Pre-Calculus and Advanced Honors Pre-Calculus – Complete 5 assignment extra credit that begins with the assignment below. Due Jan 3, 2013. Check back every few days for each new assignment. MERRY CHRISTMAS!!! Christmas 2011 Instructions: 1) Copy each problem completely(except word problems), you do not have to copy problem instructions 2) Show all work, including any graphs used to solve the problem. 3) Explain solutions that do not require written work. 4) Exactly five problems to a side of a page (each assignment on exactly two sides of copy paper). Place five problems on the first side of each day’s assignment and the rest of the day’s assignment on the back of that side. Complete assignment on exactly 5 sheets of paper. 5) All 50 problems must be completed to receive any credit. 6) Due on January 2nd , 2013. Late assignments will not be accepted 12-28-12 Assignment #5 Pre-Calculus – p193#25, p136#33, p128#46, p244#10, 13 p42#44,p269#29, p277#42, p71#51 –only (f(a+h)- f(a))/h, p254EX#10- read and copy. 12-26-12 Assignment #4 Pre-Calculus – P257-260 – 1, 15, 18, 21, 22, 37, 43, 44, 50, and (65-67= one problem) 12-24-12 Assignment #3 Pre-Calculus H and AH – P209-213 # 11, 22, 26, 34, 36, 42, 48, 54, 68, and (86-89= one problem) 12-22-12 Assignment #2 Pre-Calculus H and AH– P137 – 140 # 2, 5, 18, 42, 52, 58, 62, 90, 105, and (81-83 = one problem) 12-20-12 Assignment #1 Pre-Calculus H and AH–P69-74 # 17, 30, 43, 46, 51, 66, 74, 76, 85, and (129-131 = one problem) Advanced Honors –Pre-Calc reading for your amusement. We will be studying money as an application of the exponential function. Enjoy. More exponential function warm up…… enjoy! Illinois Teen Learns About Bank Fees the Hard Way 12-13-11 Illinois Teen Learns About Bank Fees the Hard Way (ABC News) Melinda Ganziano of McCullom Lake, Ill., wanted to introduce her son to the basics of banking, but he ended up with $229 in fees in two weeks with a balance of just $4.85. Ganziano, a 55-year-old mother of five children, encouraged her fourth child, Daniel, 18, to set up a savings account at a nearby TCF Bank "out of convenience" due to its location. Ganziano and her son discovered that the bank offered little convenience due to the growing number of bank fees, as first reported by the Chicago Tribune. After he put money into the savings account from his job, Daniel Ganziano's balance eventually fell to $4.85 and with such a small amount, he ignored it. However, TCF sent him a letter on Oct. 12 informing him that it had charged him a $9.95 monthly maintenance fee six days earlier because the account had a low balance. That led to an overdrawn account by $5.10, which then led to a $28-a-day overdraft fee. The account was 10 cents over the $5 threshold for which the daily fee kicks in. Young Ganziano's account was now overdrawn by $33.10. Ganziano, who works in the nonprofit sector, and her son went to the bank that weekend to close his account, the Tribune reported. But they first had to pay the accumulated fees, which totaled $229.10. Ganziano, who banks elsewhere, asked for the fees to be waived, but the bank would eliminate only one of the $28 daily charges. "They would just not cooperate," Ganziano told ABC News. "We were trying to teach him the right thing. If he had overdrawn by himself I would have made him pay the fees, but it wasn't him." She also learned that her older son, who had a balance of $0, would also be charged a monthly fee so they closed his account, too. Daniel Ganziano wanted to fight it by not paying the fees. "But we said we have to take care of it and get out," his mother said. She decided to pay the $229.10 in fees for Daniel's account and was told a regional supervisor would call her. After not hearing from TCF by mid-November, Ganziano contacted Jon Yates, a reporter who writes the "What's Your Problem" column at the Chicago Tribune. Soon, a TCF representative called Melinda Ganziano and agreed to send her a check for the $229.10. Jason Korstange, a spokesman for TCF said the bank recently switched from charging people $35 for every overdraft to $28 per day for up to 14 days when an account has insufficient funds. "If we had done it by hand, someone probably would have said, 'Oh it's just 10 cents, let's not worry about it,'" Korstange told the Chicago Tribune. "But we process millions of transactions a day, and there has to be a cutoff number." Korstange said if the Ganzianos had gone to another branch, a different TCF worker might have refunded the overdraft fees when they first visited. TCF told ABC News it had no additional comment. Ganziano said her older son learned "banks are not the way they used to be." "You have to check them out really well," she said. Pre-Calc. Students….in anticipation of the exponential function…..Enjoy! Issuer of 79.9% interest rate credit card defends its product APR shocks many, but issuer says they are pricing for the risk By Connie Prater If you have bad credit in the new era of credit card regulation, be prepared to pay -- dearly -- for the privilege of using credit. That's the message underlying recent credit card offers that feature jaw-dropping interest rates of up to 79.9 percent. The sky-high rates may be a sign of things to come in the market for so-called subprime credit cards as issuers who lend to the riskiest of borrowers try to figure out how to stay in business and comply with the new credit card reform law. "We need to price our product based on the risk associated with this market and allow the customer to make the decision whether they want the product or not," according to a statement issued by Miles Beacom, CEO of Premier Bankcard, the South Dakota credit card marketer that mailed test offers in September and October featuring 79.9 percent and 59.9 percent annual percentage rates (APRs) on cards with $300 credit limits. Premier markets credit cards issued by First Premier Bank. Yes, it's legal A national bank charging 79.9 percent interest on a credit card is legal -- as long as the issuer fully discloses the terms as required by the federal Truth in Lending Act. Still, the high rate has been met with shock across the country because it is so much higher than prevailing APRs and penatly interest rates. The CreditCards.com Weekly Rate report national average for bad credit credit cards was 14.15 percent on Feb. 12. First Premier's experiment with interest rates that approach triple digits is one effort by subprime credit card issuers and marketers to find a way to stay in business despite passage of a credit card reform law that bans their mostcommon product: credit cards that carry huge fees. Credit counselors warn consumers to be sure they read the fine print of these new offers and seek advice about other options before signing up for the cards. "Anyone who feels they have no choice but to get one of these should get help from a credit counselor," advises Sandy Shore, a counselor with Novadebt, a New Jersey-based consumer credit counseling agency. "There are other alternatives, like a debit card or even a secured card. The counselor can give the consumer other ways to reestablish their credit, depending on their circumstances." Law limits upfront fees New restrictions in the Credit CARD Act of 2009 limit the upfront fees credit card issuers can charge on subprime accounts. The low-credit, high-cost cards, known as fee harvesting credit cards, are issued to people with bad credit or no credit history and feature credit limits of $500 or less. Issuers typically charge a slew of fees at the outset to compensate for the risk of lending to people with poor repayment histories. Starting Feb. 22, 2010, the law will limit upfront fees to no more than 25 percent of the credit limit on the account. As a result, subprime credit card marketers are testing the waters with offers that essentially shift the pricing on their products from upfront fees to high interest rates. ... [W]e will need to shift the premium from upfront fees on risk to the interest rate. We have to be able to price the product to offset the risk. The First Premier card's test offer featured a $75 upfront fee -exactly 25 percent of the card's credit limit, as the new law mandates. "Because of the new regulations that limit the fees on a credit card to 25 percent of a credit card's line, we will need to shift the premium from upfront fees on risk to the interest rate," Beacom says. "We have to be able to price the product to offset the risk." In December, the bank's regular Gold card, as advertised on its Web site, included a 9.9 percent APR and the following upfront fees: $29 account setup fee, $95 one-time program fee, $48 annual fee and a $7 monthly servicing fee. -- Miles Beacom CEO, Premier Bankcard "There's 70 million people out there who have been identified with problem credit," says Beacom, adding those are people with FICO scores lower than 640. "These are people who have had problems with their credit in the past." He likened people with bad credit to bad automobile drivers who must pay higher auto insurance premiums if they want to continue driving. "These are people who have had those same accidents or speeding tickets with their credit." He adds: "It's going to be very difficult for these individuals to obtain credit after February." Prior to the credit crunch, a subprime borrower might take eight to 16 months to build a good enough credit record to qualify for lower interest rates on prime cards. Today, however, because the prime lenders have dramatically tightenend their credit standards, it could take 16 to 24 months or longer to build their credit. Competitive market changes In addition to Premier, the Nevada-based Credit One Bank has also mailed out offers featuring different fee structures, according to Andrew Davidson, senior vice president of Mintel Comperemedia, a Chicago direct-mail research consulting firm. Mintel is tracking how credit card offers are changing in light of the credit card law restrictions. "The indication here is that the subprime issuers are looking at ways to work within the new law," Davidson says. "Some suggest they will stop operating in that space, but the reality is there are always going to be people who need to establish credit and rebuild their credit." He notes that while many credit card issuers scaled back direct mail card offers during the recession, "First Premier has consistently been mailing during the downturn." The reason: Demand is high among people with bad credit. "If they can work around these laws so that they can have a business model that works, they can continue to have a successful operation," Davidson adds. If they can work around these laws so that they can have a business model that works, they can continue to have a successful operation. -- Andrew Davidson One of First Premier's competitors in the subprime credit card Mintel Comperemedia market, CompuCredit, apparently could not find a model that worked for them while complying with the new law. Under fire from consumer advocates, facing lawsuits and mounting losses, CompuCredit decided to stop marketing the high-fee cards to bad-credit consumers. Credit One's Platinum Visa card offer mailed in August 2009 featured a 23.9 percent APR and a range of annual fees that were card law compliant, that is, no more than 25 percent of the credit limit on the card, according to Mintel. A spokeswoman for HSBC, another marketer of subprime cards, said it has no plans for testing. Premier's Beacom says the new regulations may make it impossible for subprime issuers to continue to make money in that high-risk niche market. "The cost of funding for these products is very difficult these days," he says, noting that his competitors are also testing different product offerings. "One, many or maybe all" of the subprime issuers could go out of business, he says. Beacom says it's too early to tell if the 79.9 percent card offers will last. It normally takes them nine to 12 months to analyze the results of a test product. Customers who sign up for the high-interest card and want to back out can get full refunds and close the accounts, Beacom says. "From our initial research we know that 83 percent of the people who accepted the offer are fully aware of the interest rate they are receiving and the purpose of the credit card to help re-establish credit. If anyone accepts the offer and didn't fully understand it or no longer wants it they can take advantage of our full refund of fees policy." Response to 79.9% offer 'phenomenal' Has First Premier gotten any takers on the 79.9 percent cards? Beacom called the response "phenomenal," adding 2 percent of people receiving the offers have applied for the cards. Their normal response rates is 1 percent to 1.2 percent, he says. "It's double what our normal product was." Shore, the New Jersey credit counselor, urged consumers not to jump at the first high-interest offer they receive. "I would caution anyone who is considering a card like this to wait. Other credit card issuers will be adjusting their products and there may be better alternatives coming out," Shore says. "No one should be shocked at the interest rate on [the First Premier] card," Shore notes. "These cards are being marketed to consumers with very poor credit. The APR is actually much lower than the old subprime cards because the fees are much less." In other words, when you added up all the fees on the old cards, they're the dollar equivalent of a huge interest rate on the amount borrowed. (For example, $250 in fees on a $300 credit limit would amount to an 83 percent interest rate.) "If someone wants to take a chance on a card like this, they should use it only as a convenience and pay the whole thing off when the bill comes," Shore adds. "Many consumers who have credit that poor do not have good credit habits and are likely to carry balances." Beacom from Premier says the astronomic interest rate will only affect revolvers -- people who do not pay their entire balances off each month. "People pay it off every month, they pay no interest," he adds. Those getting the offer have a choice, Beacom says. "If everything is fully disclosed, if they want it fine, if they don't want it fine," he adds."People should be able to make that decision rather than the government cutting off access and saying they know best." "Our goal is really to keep these lines controlled because these are people who have had problems in the past," Beacom says. "It's really to help build up the discipline without them getting into credit trouble again." "Whether it works or not, time will tell," he adds. 12-20-12 Calculus – Study for test 4-5 -4-6 Advanced Honors Pre-Calculus – Study for test Chapter Four and sections 3-5 – 3-7 Pre-Calculus Honors – Study for test 3-5 – 4-3. 12-19-12 Calculus – p244#53, p240#31p238#19, 22, p237#6, p230#39, 41, p229#2, 20 Advanced Honors Pre-Calculus – p245#39-40, p246#47, p244#19, p207#25, p244#5, 9,p236#54, p255#24,p224#48, p193#25, memorize statements about rational functions Pre-Calculus Honors -– p245#39-40, p246#47, p244#19, p207#25, p244#5, 9,p236#54, ,p224#48, p193#25, memorize statements about rational functions 12-18-12 Calculus –1994 AB5, P229-230 #13, 21, 22 ,39, 43, 44 p237-238 #5, 19, 20, 22 Advanced Honors Pre-Calculus –p246#45-47, p255# 19-26 all, 35, 36, p259#62-67, Pre-Calculus Honors – P235- 236#39, 54,pp 244 - 246#4, 10, 19, 44, 45, How much 92% acid must be mixed with 15% acid to produce 25 oz of a 61% solution? 12-17-12 Calculus -1990 AB 4, 1987 AB5 P 238 #14, 14, 16, 18, 21, 22 Advanced Honors Pre-Calculus – p244 # 2-20 even, 44. P259#58-61 Pre-Calculus Honors – p244# 3, 6, 9, 14, 15, p256 #48-51 all P258-9 #28, 29 Weekend 12-14-12 – 12-16-12 Calculus – p238#16,17,18,p240 #31, p241 #53 Advanced Honors Pre-Calculus – p244#1-19 odd, p256 #48-51 all Pre-Calculus Honors -P224# 49, p 236#63, p235 #39, 43, Read p242# 7, p244#3. 12-13-12 Quiz Day/Test Day 12-12-12 Calculus – study for test 4-1 – 4-5 Advanced Honors Pre-Calculus – quiz 3-6 -4-2 Pre-Calculus Honors – quiz 3-6 – 4-2 12-11-12 Calculus – p242# 4, 9, 21, 29, 32, 33, 36, 37a, b, 40, p227 example 10. Advanced Honors Pre-Calculus –p259 #65-67, p236#59, p244#3, 14, 15, 35-37 Pre-Calculus Honors – p259#65-67, p236#58, 59, p244#1, 2, 14 12-10-12 Calculus - P238 #30, 31, 32, 35, review- P 229-231 #8, 27, 32, 41, (KAIROS) Advanced Honors Pre-Calculus – p236#64, 56, 57, 51, 53, p245# 38-40. Pre-Calculus Honors – P234-235 #2, 11, 13, 18, 46, 47, p236#62. Weekend 12-07-12 – 12-09-12 Calculus - P238 # 17 – 22 all. P 231 # 44-46 all. Advanced Honors Pre-Calculus – p236#62, 65, p235#45-50, 55 Pre-Calculus Honors – p236# 62, 65, p223#31-36 all, p234#5, 6, 16, 47, 48, 55. 12-06-12 Calculus – Study for quiz 4-1 -4-3, 4-5 Advanced Honors Pre-Calculus – p224#48, p222-223 #7, 8, 19, 21,p234# 1-13 odd.p235#23 Pre-Calculus Honors – p222 #48, p223#7, 8, 19, 21, p234#1-13 all. 12-05-12 Calculus – p230 #42, 44, 45, p 237#5, 7, 9, 13 Advanced Honors Pre-Calculus – pp222-224 # 1-5 odd, 11-21 odd, #46, 48 Pre-Calculus Honors – p222-223# 11-21 odd, 1, 46 12-04-12 Calculus– P 237-238 # 10 – 15 all, P 231 # 41-46 all. P229-232 # 20, 26, 28, 32-40 Even Advanced Honors Pre-Calculus – Study for problem solving test Pre-Calculus Honors – Study for problem solving test. 12-03-12 Calculus- P 237 # 1-9 all (treat like a differential), P229# 19-45 all. Advanced Honors Pre-Calculus – Study for quiz 3-5 – 3-7, and look over word problems for test Wednesday. Pre-Calculus Honors – Study for quiz 3-5 -3-7, and look over word problems for test Wednesday. Weekend 11-30-12 – 12-3-12 Calculus –1980 AB 7, 1980 AB5p192#3, 18, 30, p204 # 11, 19, p215#7 Advanced Honors Pre-Calculus – p206#11-17, 23-28p211#48, 49, 67, 90-93. Pre-Calculus Honors – p206#11-17, 23-28p211#48, 49, 67, 90-93. 11-29-12 Calculus - 1986 AB 4, 1991 AB5, AB5, P229 # 1-14all, 19-22 all Advanced Honors Pre-Calculus –Use algebra to solve p206#3-6, 8, 9 , 10, p211 # 86-89all Pre-Calculus Honors - Use algebra to solve p206#3-6, 8, 9 , 10, p211 # 86-89all 11-28-12 Calculus–1990 AB 5, 1977 AB 2, P214-217 #4, 12, 15, 16, odd. P229 # 1-14all Advanced Honors Pre-Calculus – p193# 17, 18, 19-23 odd, 28, 29, 31, 32p199 # 16, 17, p212#82-85. Pre-Calculus Honors - p193# 17, 18, 19-23 odd, 28, 29, 31, 32p199 # 16, 17, p212#82-85. 11-27-12 Calculus - p184#12, 23, 41, 46,P214-217 # 15-21 odd. Advanced Honors Pre-Calculus – p207#18, 21, p199#24, p194#45,p206#3-6 all.p198#5, 20 Pre-Calculus Honors – p207#18, 21, p199#24, p194#45,p206#3-6 all.p198#5, 20 11-26-12 Calculus – P203 – 205 #29-35 odd, 47, 49, P214 # 1-9 odd. Advanced Honors Pre-Calculus – p193# 1-12, 19-23 (do graphically)25, 27 on calculator.p207#29-31 Pre-Calcuulus Honors- p193# 1-12, 19-23 (do graphically)25, 27 on calculator. p207#29-31 11-20-12 – 11—25-12 Happy Turkey! Calculus – P192-193#35-45 odd, Use Algebra to solve P203 – 205 QR # 1-10 all, ex #1-25 odd. Advanced Honors and Honors Pre-Calculus - p184#41-47,p194#43,44, p199#23, 26-28, p207 #18-21 all. 11-19-12 Calculus – P192-193 # 36-41, 43, 45, P203 # 1-13 odd. Advanced Honors Pre-Calculus – p184#41-47,p194#43 Pre-Calculus Honors – p184#41-47,p194#43 11-16-12 – 11-18-12 Calculus – Study for test 4-1 – 4-3, p 204#10, 11,22 Advanced Honors Pre-Calculus – Study for test 3-1 – 3-4, 3-6 Pre-Calculus Honors – Study for thest 3-1 -3-4, 3-6 11-15-12 Calculus - P192-193 #17-23 odd, 24 – 30 all, 31, 33 Advanced Honors Pre-Calculus –p183#1-15 odd, 23, 24, p171-172#2, 7, 11, 30-33, p 198#7p207#21 Pre-Calculus Honors - p183#1-15 odd, 23, 24, p171-172#2, 7, 11, 30-33, p 198#7p207#21 11-14-12 Calculus – P183# 35 – 43 odd, 45 – 49, 53. P191-192 QR#1-10 all, Ex # 1-15 all 1990 AB5 , 1992 AB1 Advanced Honors Pre-Calculus - P171#3, 8, 12, 15, 18, 28, 36, 38, 39, p183#1, 13p184 # 41-43 Pre-Calculus Honors - P171#3, 8, 12, 15, 18, 28, 36, 38, 39, p183#1, 13p184 # 41-43 11-13-12 Calculus - 1990 AB5 , 1992 AB1 problems, PP183 # 8-20 all., 24-31 odd Advanced Honors Pre-Calculus – p171# 1 – 12 all, p151#50-53 Pre-Calculus – p171# 1 – 12 all, p151#50-53 11-12-12 Calculus - P183- 184 QR # 1-12 all, Ex # 1-20 all, 24-31 odd. Honors Pre-Calculus - p151# 50-53, p163#1-17 odd, p171# 1, 3, 4. Pre-Calculus Honors - p151# 50-53, p163#1-17 odd, p171# 1, 3, 4. Weekend 11-09-12 – 11-11-12 Calculus – p184# 1 – 10, 19, 20. Advanced Honors Pre-Calculus –p150# 37-53 all Pre-Calculus Honors – p139#81-87 all,p150 # 44-53 all 11-08-12 Calculus – Study for Chapter Three Test Advanced Honors Pre-Calculus – Study for test 2-4 – 3-2 Pre-Calculus Honors – Study for test 2-4 – 3-2 11-07-12 Calculus – p111#21, 29, p121#34, 39, p130-133 #10, 13, 24, 29, p 140”#21, p 146#56d, p148#64, 66, p162#20,21,p170#20, 46, p172#33, 37 Advanced Honors Pre-Calculus – p149- 150 # 24, 28,p 139 # 78-86, p163# 29-32, test practice – p137140# 91, 42,105, 15, p136# 18, 22, p127# 28, 27,33, Pre-Calculus – p149- 150 # 24, 28,p 139 # 78-86, p163# 29-32, test practice – p137-140# 91, 42,105, 15, p136# 18, 22, p127# 28, 27,33 11-06-12 Calculus –study for quiz 3-5 – 3-9 Advanced Honors Pre-Calculus – study for quiz 2-4 – 2-7 Honors Pre-Calculus - p149# 9, 11, 13, 17, 18, 22, 24, 26, 30, p139 # 73 – 80. 11-05-12 Calculus – P104#26,P111#22, P112#29P121#39, P129#2. P130#10,12, P132#25, P133#32, P140#22, P147 # 49, P148 # 62-66, P156 #42, P162#21, P170#44. – chapter three quiz on Wednesday, test Friday. Advanced Honors Pre-Calculus – p149# 9, 11, 13, 17, 18, 22, 24, 26, 30, p139 # 73 – 80. Pre-Calculus Honors – Study for quiz 2-5 – 2-7 Weekend 11-02-12 – 11-04-12 Calculus – P172-175 #30, 35, 46, 49, 53, 61, 70, 73, 75, 76, 8, 10, 11, 12, 17, 22, 24, 27, 31, 37, 39, 47, 51, 54, 59, 63, 71, 78, 80- chapter three quiz on Wednesday, test Friday. Advanced Honors Pre-Calculus- p68#70, p136#26, 27, 33-37 all, p138# 62, 63, 67-69. Pre-Calculus Honors – p68#68 – 70.p127#25, 26, p136 #26, 27, 30-33. 11-01-12 Calculus - P163 #22, 23-31 odd, P172-175# 1, 3, 9, 13, 15, 21, 25, Advanced Honors Pre-Calculus – p117#42, p127#27, 28, p128#49, p136# 30-33, 13, 15, 17-20, 2327.p138# 60, 61. Pre-Calculus Honors - p117#42, p127#27, 28, p128#49, p136# 30-33, 13, 15.p138# 60, 61. 10-31-12 Calculus - P162-163- # 5-9 all, 13-21 all. P170 #44,45 Advanced Honors Pre-Calculus – p117#33, 35, 41, 43, p127#29-34, 25, 26, p128# 46, 47, p 136# 30-32 Pre-Calculus Honors – p117#33, 35, 41, 43, p127#29-34, 25, 26, p128# 46, 47, p 136# 30-32 10-29 – 10-30-12 Hurricane Sandy Weekend 10-26-12 – 10-28-12 Calculus - P162 # # 1-4 ,10, 11,12,P172 # 5-10 all Advanced Honors and Honors Pre-Calculus – p98#63, p110# 64-68 all, p139#73-77 10-25-12 Calculus – Prepare for quiz 3-5 – 3-7, 3-9. Advanced Honors and Honors Pre-Calculus – Prepare for quiz section 2-5 and 2-6. 10-24-12 Calculus - 2002 BC, 1999 BC, 1980AB6 , 1984 BC 2, 1989 BC, 1987 BC, P170#20-40 even, 43, 44,45, 53 Advanced Honors and Honors Pre-Calculus – Review section 2-5 and 2-6, p 138# 60-63 all, 65, 66. 10-23-12 Calculus - P170#19-39 odd, # 20, 43, 44,45, 53 P149#61,62, 63, 65, 66, 67, 68. Advanced Honors Pre-Calculus – Study for problem solving test Pre-Calculus Honors – Study for problem solving test. 10-22-12 Calculus- P170 QR # 1-10 all + Ex # 1-17 odd, 21, 23, , 41, 42, 47, 49. 1984 BC 2, 1980 AB 6 P149#61,62, 63, 65, 66, 67, 68. Advanced Honors Pre-Calculus – p65 Ex #9, p68 # 73, p116# 23-27 all, 30, 33, 35, 41, p127# 37-44all, p127# 29-34 Pre-Calculus Honors – p65 Ex #9, p68 # 73, p116# 23-27 all, 30, 33, 35, 41, p127# 37-44all, p127# 29-34 Weekend 10-19-12- 10-21-12 Calculus -P155 #27, 31, 35,39,41, P 147# 49. 1978 AB5, 1973 AB 3 Advanced Honors Pre-Calculus – p116#1-21 odd, 44-51 all. Pre-Calculus Honors - p116#1-21 odd, 44-51 all. 10-16-12- 10-18-12 Calculus - P155 QR # 1-9 odd,EX # 1-11 all, 17, 21, 23,25. P147 – 149 # 41-52 all, 61, 63, 65, 66, 67, 68. Advanced Honors and Honors Pre-Calculus – study for tomorrow’s PSAT. ***Homework due on Friday*** Please review all word problems studied through chapters one and two 10-12-12-10-15-12 Calculus - P146-149 # 12-40 Even, 54-60 even + 1988 AB 2 Advanced Honors and Honors Pre-Calculus – take the 2008 SAT math test and read practice problems from e-mail sent out this morning. 10-11-12 Calculus – Study for test 2-4 -3-6 Advanced Honors and Honors Pre-Calculus – take the second PSAT math test (section 4) from the practice test booklet. 10-10-12 Calculus – P 146-149 # 15-39 odd, 53-59 odd, 60 Advanced Honors Pre-Calculus – read the PSAT test book pp17-28. 10-09-12 Calculus -Review problems 3-4 & 3-6. P155 QR # 1-9 odd,EX # 1-8 all, P172 # 1-11, 30, 31-34, 44, 45,46, 53,54, 57, 61, 66, 67. Advanced Honors and Pre-Calculus Honors – take the first math section in the PSAT test booklet. Weekend 10-05-12 – 10-08-12 Calculus - p133 # 33, 34, 38.P140 #16-24 all, 28-35 all. P146# 1-13 all. Advanced Honors Pre-Calculus – study for test 1-6 – 2-4 Pre-Calculus Honors - study for test 1-6 – 2-4 10-04-12 Calculus –Study for Quiz – 2-4 – 3-4 P111 #16, P121 # 39, P133 # 30-32 all, P140-141#14-15, 25-27. 1983-AB2+ MC Tan Lines/Differentiability worksheet. Advanced Honors Pre-Calculus –study for Nature of Solutions quiz, 24, 25, 27,29, p109# 40-45, p98# 63 Pre-Calculus Honors - study for Nature of Solutions quiz, 24, 25, 27,29, p109# 40-45, p98# 63. 10-03-12 Calculus – P131-133 #23-29, P139 QR # 1-10 all, P140 # 1-13 all Advanced Honors Pre-Calculus – study for quiz 2-1 – 2-4, p98#60, 61. Pre-Calculus – study for quiz 2-1 -2-4, p 97# 50, 51 10-02-12 Calculus - P120 #35, 36, 38-40, P129 # 1-6, 8-15all Advanced Honors Pre-Calculus – p97 38-45, 50-57. Review deriving the quadratic forumula Pre-Calculus Honors – p97#21-29, 38-45,50-51, p89# 35-39, Review deriving the quadratic formula. 10-01-12 Calculus –P111 #22, P120-121 # 12-34 all, 37, + 1989 BC6 Advanced Honors Pre-Calculus – p97# 21, 26-29, 34-37, derive the quadratic formula. Pre-Calculus Honors – derive the quadratic formula, p97# 17, 18, 21, 26-29, 34. Weekend 9-28-12 – 9-30-12 Calculus –P119 -120 QR 1-10 all, Ex #1-11 all. 1998 AB3 Questions Advanced Honors Pre-Calculus – p68#73, 74, p89# 27-34 all, p 97# 17-25. Pre-Calculus Honors – p97#17-25 all, p89#25-34 all. 9-27-12 Calculus – Study for Chapter Two test – Limits. Practice problemsp91 # 2, 6, 8, 10, 13, 16-18, 25, 26, 27, 29, 33, 36, 41, Advanced Honors Pre-Calculus – study for quiz 1-6 – 2-3 Pre-Calculus Honors – study for quiz 1-6 – 2-3 9-26-12 Calculus – P111 # 11-29 all + 1981 AB 5. Advanced Honors Pre-Calculus – p68# 72-74 all, p83# 50-54, p97#11-16 all. Pre-Calculus – p83#49-51, p97# 11-16 all.p89#21-24. 9-25-12 Calculus – P101 #21-26 all, 28. P111# 1-10 all. Advanced Honors Pre-Calculus – p68# 69, 69, 71, 72, p83 #48, 49, Pre-Calculus Honors – p73 # 125-133, p57# 61-63, p83 # 48 9-24-12 Calculus –P101# 1 -18 all. Advanced Honors Pre-Calculus – p68#48-52 all, p 82 # 7-13 odd, 34, 35, p 57# 63 Pre-Calculus Honors – p57#59, 60, p68 #50,p82#7-13 odd, 35. Weekend 9-21-12 - 9-23-12 Calculus – p 88# 12 -15, 17, 18, 23, 29, 31, 32 Advanced Honors Pre-Calculus – p66-67 #1, 4, 7-11 odd, 12-14 all, 25, 52, p74#135-137. Pre-Calculus Honors – p73# 121-124, p66 # 1,2,4,7-11, 12-14, 25, 52. 9-20-12 Calculus –Study quiz 2-1 -2-3. P89-90 #35, 36, 41,43,Optional practice P91 # 1-42 all 9-19-12 Advanced Honors Pre-Calculus - p57 # 58-63 all, p 73 # 121, 122 Pre-Calculus Honors - p32#53-54, p44 # 69 – 72, p 57# 58. 9-19-12 Calculus - P88 #16-22all, 23-29 odd, 33a-d, 37. + Optional practice P91 # 1-42 all. Advanced Honors Pre-Calculus – Study for test 1-1 -1-5 Pre-Calculus Honors – Study for test 1-1 -1-5 9-18-12 Calculus - P87 #1-15 all, P63 # 20, P91#2-24 even.15-41 odd. Advanced Honors Pre-Calculus – p56-57 #15-31 odd55-57, p67# 35-43 odd. Pre-Calculus Honors - p56-57 #15-31 odd55-57, p67# 35-43 odd. 9-17-12 Calculus -Quiz Friday 2-1 -2-3, P72 # 25, P80 #27-41 odd, 45. P91# 1-13 odd. P87 # 1-3 and 9, 10, 1977 BC 1 Advanced Honors Pre-Calculus – p43# 42-47, p44#64, 66, 76,77,83, p56# 1, 20,21, 54. Pre-Calculus Honors - p43# 42-47, p44#64, 66, 76,77,83, p 56# 1, 10. Weekend 9-13-12 – 9-15-12 Calculus - P 80 #1-38 all, 41. Advanced Honors Pre-Calculus – p44 #72-74, p57 # 58-62 all. Pre-Calculus Honors – p32#53-54, p44 # 69 – 72, p 57# 58. 9-12-12 Calculus –P 63-64 # 43-65 odd, P71 - QR # 1-10, EX # 1-8 all Advanced Honors Pre-Calculus – Study for quiz 1-1 – 1-4, p44# 69-71, p45#76, 77 Pre-Calculus Honors – Study for quiz 1-1 -1-4. 9-11-12 Calculus- 1982 AB2, pp71-73-# 9-37 odd, 43,58-60 Advanced Honors Pre-Calculus – p42 # 1-33 odd, p32#50-54 Pre-Calculus Honors – p 42 # 1-32 even, p32#50, 51 9-10-12 Calculus – 1982 AB 2, P62 # 1-32 , 37-42 all. Advanced Honors and Pre-Calculus Honors – p71#52,53,p32 # 47p71#63,64.p42# 1-33 odd. Weekend 9-07-12- 9-09-12 Calculus – Complete chapter one take home test (1 hour). Due Monday in class. Advanced Honors and PreCalculus Honors – p31#27,31,35,41, p32 # 58-60,p32 # 45, 46, p69#17, p 71#51, continue memorizing definitions and statements from the week. 9-06-12 Calculus -P 48 #1-47 odd – rememorize trig. memorization table on shared documents Netclassroom. Advanced Honors and PreCalculus Honors – p30-33-#5-13 all, 15-23 odd, 48, Read p 34 Ex1. 9-05-12 AP Calculus – skills for take home test: Writing linear equations, domain and range of functions, Piecewise functions, composite functions, functional graphs equations and inequalities, exponential and logarithmic functions, linear regression, parametric equations, inverse functions, basic trig graphs (with asymptotes), Trig equations and inequalities, graph transformations. Calculus –P18 # 41, 53, 55, 64, P24 # 1-27 odd, P39 # 8, 12, 23, 33, 37, 41 Advanced Honors and Honors Pre-Calculus – p11#11-14, p21 #7-10, p30 # 1-4, memorize definitions and statements from today’s class. 9-04-12 AP Calculus - Prepare for Calc take home test - P52# 1 – 44 all.53, 60. Advanced Honors and Honors Pre-Calculus Enjoy your final day of summer without homework!