Knight of Columbus Council 6366 Newsletter
June 2015
Sunday
Monday
Tuesday
Wednesday
Thursda y
Frida y
Saturday
1 KC
Officers
Meeting-7:00
PM-KC
Kitchen
Hubert
Polansky
2
3
Joe
Maldonado
4
KC Council
Meeting7:00 PM
5
6
7
KC BBQ
11:00 AM1:00PM
Dan Revilla
Allen Garbs
8
9
Phillip Rosas
Thomas
Franke
10
Tyler Kocurek
11
12
Michael
Enrique
13
14
KC
Corporate
Communion
15
16
17
18
19
20
21
Father’s
Day
22
23
24
Jordan Hejl
25
26
27
Leroy Haby
29
KC Officers
Meeting-7:00
PM-KC
Kitchen
30
Mark Poehl
28
Knight of Columbus Council 6366 Newsletter
June 2015
Knight of the Month-Kevin Supak
Family of the Month-Gene and Margie Wisniewski
Council News:
Reminder: There will be a KC officers meeting on Monday, June 1, 2015 at the KC kitchen beginning at 7:00
PM.
Reminder: Our regular KC council meeting will be held on Thursday, June 4, 2015 at St. Mary’s Gym
beginning at 7:00 PM.
Reminder: The KC’s will be selling chicken BBQ plates on Sunday, June 7. Please try to volunteer to help
prepare the plates. We begin preparations at 7:00 AM and sell plates from 11:00 AM to 1:00 PM.
Congratulations to Grand Knight Josiah Barrow and wife, Beverly for being chosen Family of the Year and
Sam Perry as Knight of the Year at our Founders Day Banquet held on May 7.
The Caldwell KC Council 6366 will vote for the new officers at our June meeting for the upcoming 2015-2016
fraternal year. They are as follows:
Grand Knight-Pat Morgan
Warden-Ronnie Schielack
Deputy Grand Knight-Andy Sandoval
Inside Guard-Ken Bartnesky
Treasurer-Larry See
Outside Guard-Lupe Rosas
Financial Secretary-Gene Wisniewski
1st Yr. Trustee-Josiah Barrow
Chancellor-John Kucera
2nd Yr. Trustee-Maurice Jurena
Recorder-Murl Bailey
3rd Yr. Trustee-Steve Kocurek
Advocate-Sam Perry
Chaplain-Fr. Bernard Hung
Lecturer-Jerry Zavodny
The Knights of Columbus awarded $19,500.00 in Memorial Scholarships to our St. Mary’s and Holy Rosary
graduating seniors who applied on Monday, May 11, 2015 at the Senior Awards program at the Caldwell High
School auditorium. This is the culmination of our Lenten fish fry and donated memorials. They are as follows:
Cassidy Caldwell
Fernando Monreal
Dylan Chmelar
Hannah McManus (Martin Olivarez Sr. Memorial)
Mary Elizabeth Enrique
Tyler Supak
Hayden Kovar
Alexander Welch
Gabriella Martinez (Raynard Shaw Memorial)
Allisson Zavodny
The Knights of Columbus Council 6366 will be helping the CYM with their annual chicken BBQ plate
fundraiser in July. A definite date has not been established. More information will be available in the July
Newsletter.
Message from our worthy Financial Secretary: Please check that your membership card matches the degree you
have attained. He is also taking dues for 2015. Annual dues are $24.00. You can pay at our monthly council
meetings or you may mail them direct to: Eugene Wisniewski, 604 N. Broadway St., Caldwell, Texas 77836
If you have any KC news or want to make a memorial donation, contact Maurice Jurena at 979-324-4856 or my
email, mrj_757@verizon.net or just drop it in the Sunday collection basket. Regarding the monthly newsletter,
if you want to change from hard copy to email or vice versa, or address change, please contact me.
Knight of Columbus Council 6366 Newsletter
June 2015
Knights of Columbus Memorial Scholarship Fund
Fred VanHolbeck by Nathan Ausley-$100.00
Fred VanHolbeck by Milton and Elenora Mynar-$20.00
Martin Olivarez by Connie Olivarez-$60.00
Prayer List
Ricky Mantey family, Claudia Matcek, Milton Mynar, John Vollentine, Mike Thompson, Larry See and Fred
Seal Family ( Mike Charanza’s brother-in-law.)
KC Insurance Program
REDUCING OUR TAX BURDEN
Yes, it’s that time of year AGAIN! That time when we shared (putting it kindly) some of our hard earned
money with our beloved government. A time we despise & don’t look forward to each year. A time we wish we
could just skip & continue on with the rest of the year. Unfortunately that’s not the case…our taxes have to be
paid.
This is a time of assessing how the previous year went for us. A time to analyze how much we made, how
much we paid & how much we saved! A time we wonder where all the money went & how we could owe so
much tax? Yes, this is the time we swear to make changes to lessen the amount of taxes owed & to save more
for ourselves.
So, why then do we end up at the same point, in the same predicament the following year? It’s called Life!
We get busy in our careers, in raising our families, in trying to do & make as much as we can that we either
forget or get over how horrible we felt writing that check to the IRS on April 15th. Our goal is to increase the
amount we make, the amount we keep, the amount we save & these things can all be accomplished by paying
less in taxes.
Many of us are aware of & participating in the popular programs such as 401-K’s, 403b’s (teachers), 457’s
(Gov’t. employees) & Traditional IRA’s, but, using these as our exclusive source of saving can be extremely
detrimental to our retirements. We have been taught & told by our employers, CPA’s, Advisors to contribute to
these accounts now while we’re working & in a higher tax bracket & then we can withdraw these funds when
we retire & are in a lower tax bracket. Sounds like sound financial advice…doesn’t it?
In theory this is sound advice, but, in reality this just isn’t the case. The truth of the matter is our income &
assets will be much higher when we’re in our 50’s, 60’s & 70’s than when we’re in our 20’s, 30’s & 40’s. What
many of us fail to realize is when we contribute to our retirement plans we’re not eliminating taxes, we’re just
delaying them. Here’s a simple example of this…A 30 year old making $30,000 contributes 4% to their
retirement plan yearly ($1,200) for 30 years ($36,000). Being in the 20% tax bracket provides the contributor
with a tax deferral of $7,200. Well now that’s not bad. We all would like to save $7,200. But, let’s not forget,
that tax was never saved, just delayed. If this account does well & grows at 10% annually over the next 30
years, it will grow to approx. $226,049. There’s nothing wrong with that! What’s unfortunate is the $7,200 we
received in tax deferral has ballooned into a tax liability of $67,815 because the full account balance is taxable,
not just our contributions. Would any of us really trade $67,815 for a delay of paying a small $7,200?
Absolutely not, but, unfortunately that is exactly what millions of us are doing daily as we contribute to our taxqualified retirement plans.
This is where the Knights of Columbus & your Field Agents Doug & Jody Supak come into play. They can
assist you in turning this equation around so you are the one benefitting the most, not the government. Contact
them at (979) 968-5332, visit them at 130 S. College St. in La Grange or email them at
supakins@cmaaccess.com
Knight of Columbus Council 6366 Newsletter
June 2015