DESIGN AND IMPLEMENTATION OF INTERACTIVE
WEBSITE FOR INTERNET BANKING
(A CASE STUDY OF UNION BANK OF NIGERIA PLC
ENUGU)
By
-----------
--------------SUPERVISED BY
-----------------A PROJECT RESEARCH SUBMITTED TO THE
DEPARTMENT OF COMPUTER SCIENCE,------UNIVERSITY IN PARTIAL FULFILMENT TO THE
AWARD OF BSc IN COMPUTER SCIENCE
MARCH, 2012
APPROVAL PAGE
This is to certify that this project written by ---------- with
Registration Number ------
has been approved by the
Department of Computer Science, ------ University ----, in
partial fulfillment for the award of BSc in Computer Science.
…………………………….
……………….
Date
(Project Supervisor).
…………………………….
Head of Department
……………….
Date
…………………………….
Dean
Faculty of Natural Science
……………….
Date
…………………………….
……………….
External Supervisor
DEDICATION
I dedicate this work to Almighty God.
Date
ACKNOWLEDGEMENT
Very sincerely, my first greeting goes -------------------
ABSTRACT
This project was centered on interactive website for internet
banking. The current process of over the counter banking
and funds deposit, withdrawal and transfer is being operated
manually and due to this procedure numerous problem are
been encountered. A design was taken to computerized the
manual process in order to check this problem. The
problems were identified after series of interviews and
examination of documents after which analysis was made
and a computerized procedure recommended. This project
will
also
suggest
how
to
successfully
implement
the
computerized procedure and to overcome the obstacle that
would hinder the successful implementation of the system.
The new system was designed using HTML and Microsoft
asp.net server side scripting language. This language was
chosen
because
of
its
easy syntax
developing online based applications.
and
features
for
TABLE OF CONTENT
TITLE PAGE
CERTIFICATION
DEDICATION
ACKNOWLEDGEMENT
ABSTRACT
CHAPTER ONE
INTRODUCTION
1.1 STATEMENT OF PROBLEM
1.2 PURPOSE OF STUDY
1.3 AIMS AND OBJECTIVES
1.4 SCOPE OF THE STUDY
1.5 LIMITATION OF THE STUDY
1.6 DEFINITION OF TERM
CHAPTER TWO
LITERATURE REVIEW
CHAPTER THREE
SYSTEM ANALYSIS AND DESIGN
3.0 INTRODUCTION
3.1 SYSTEM ANALYSIS
3.2. METHODS OF DATA COLLECTION
3.3. PROBLEMS OF THE CURRENT SYSTEM
3.4
OBJECTIVE OF THE NEW SYSTEM
3.5. MAIN MENU SPECIFICATION
3.6. OVERVIEW OF THE SYSTEMS FLOWCHART
3.7 SYSTEMS DESIGN
3.8 PROCEDURAL FLOWCHART
CHAPTER FOUR
SYSTEM IMPLEMENTAION
4.1. INTRODUCTION
4.2 JUSTIFICATION OF THE PROGRAMMING LANGUAGE
USED
4.3 SYSTEM REQUIREMENT
4.4 SYSTEM TESTING
4.5 TRAINING AND RETRAINING OF STAFF
4.6 CHANGEOVER PROCEDURE
4.7 USER MANUALS
CHAPTER FIVE
SUMMARY, CONCLUSION AND RECOMMENDATION
5.1 SUMMARY
5.2. RECOMMENDATIONS
5.3 CONCLUSION
References
Appendixes
CHAPTER ONE
INTRODUCTION
The greatest innovation that has taken place in the
twentieth century is in the realm of information Technology.
This is currently made possible by the introduction of the
digital computers.
communication
communications.
to
This has been observed in the field of
be
This
increasingly
linkages
inseparable
often
referred
from
to
as
convergence is driven by Technology and amplified by
business trends the technology and business. Faster growth
in network systems that use communication links to connect
subsidiary system (nodes) which may send, receives, direct
and redirect information to , fro, send and receive.
Taking of the internet a couple of years ago would have
sound like a fairytale but today the internet is pervasive in
almost every field of human endeavour changing the
fundamentals of how we conduct national as well as
international businesses.
Few years of its existence, the
internet has shown that it can deliver the long sought after
goal of electronic commerce.
It is worth that companies in the developed countries
world-wide have recognized the business potential of the
internet and are getting connected to the network of
networks in their millions.
The
financial
organizations.
prominent
life
institution
Banking
wire
(Bank)
constitutes
for
is
one
one
of
Socio-Economic
of
such
the
most
grow
and
development in any given nation, it support and assists in
the supply of long and short term loan, accepts both current
sowings and fixed deposits, both foreign transactions, advice
and facilitates transactions between client, workers, agents,
firm, buyers and seller by providing payment services, not
excluding the issue of undertaking risk on behalf of their
clients, only to mention but a few.
The
internet
having
found
its
application
and
acceptance in the banking procession has particularly put
the
banking
industry
on
an
accelerating
pace
of
development. The technological highway (the internet) has
become an enabler for Banks in achieving high level
productivity and in handing volumes of transaction which
would have been impossible without the use of on-line
banking (E-commerce).
The technology facilitates linkages with clients both
through the provision of information and quality service
delivery, as well as in reducing barriers to entry into
payment systems retail banking.
Internet banking allows
clients to engage in informal transaction relationship which
would have taken long distance travels or movement of
documents with the attendant risk of loss. With the online
banking (internet) you can at your convenience, at home
and at any time review account balances and transactions,
transfer funds, receive and pay bills, down-load transaction
services and contact customer services just to mention but a
few.
An over view of the benefits and prospects of the online banking suggest that for banks to be relevant to their
customers in term of the services they provide in the
twenty-five century and in the future, must append this
services provided by E-commerce in the banking system in
order to stay in competition. Now the on-line banking is the
one thing bank should get up and invest in internet
technology to reap bounteously the benefit accruing from
internet banking.
1.1 STATEMENT OF PROBLEM
The advances in the world of information technology it
is almost recorded on a daily basis. Consequently, rendering
former communication equipment obsolete as people tilt
towards the use of improved electronics that support Ecommerce made possible through the use of the internet in
the banking sector.
Although a significant improvement has been recorded
in the use and deployment technology in the banking
industry over the last decades, most banks are still for form
implementing technology based strategies able to see them
through competition in banking markets. This may be as a
result of lack of awareness, the inability to evaluate the
benefit derived from the use of the recent technological
development (internet) and capital shortage that may
hamper the design and subsequent implementation of the
technological tool hence denying customers of this advance
services
and
their
flexibility,
choice
and
convenience
associated with the internet banking.
The advantages offered by these toll calls for a review
of an existing automated system and subsequent design and
implementation of interactive web-site that facilitates the
use of the internet to be appended or designed to improve
the existing system.
1.2 PURPOSE OF THE STUDY
 To investigate the lacks of the current automated
system in terms of modern technology appliances that
support internet banking services and suggest ways of
up dating them.
 To improve in the speed, effectiveness, efficiency and
convenience in business transaction.
 To design and implement a computer software to solve
this problem and rendering the services.
 To design a friendly web-site that graphically advertises
goods and services provided by the institute on web
pages.
 To carry out a feasibility study on the organization for
the purpose of installing an on-line banking.
1.3 AIMS AND OBJECTIVES
The aims and objectives of this work is that when the
system become operational it will
 Increase the operational efficiency and accuracy.
 Generate consistent, Accurate, timely and pieliable
reports or information for effective control in internet
banking.
 Provide the use of account ID and password for the
customer.
 Improve in current automated system that support
internet banking service.
 Permit the use of card pin and other relevant data for
E-commerce validation.
 Permit on-line time data storage and information
retrieval
1.4 SCOPE OF THE STUDY
This study and subsequent design of the computer
software is limited to the (union bank of Nigeria, Enugu.)
Although limited to the above organization, the finding,
design and implementation of the software is likely to be
applicable to other owned organization.
1.5 LIMITATION OF THE STUDY
Hard time is not a new phenomenon to an ordinary
Nigeria but to the student researcher, it is even worse. Time
and finance posed a lot of constraints to the work.
Consequently, difficulties were encountered during the
collection of primary data.
Most of the administrators,
system engineers and clerks visited reluctantly refused
interview for one reason or the other and being referred to,
fro, the organization from one personnel to the other not
excluding even security men.
Books related to this topic are relatively scarce and
could only be gotten from the internet, which took a lot of
time and money.
However,
with
persistence
and
perseverance
reasonable facts were finally obtained.
1.5 DEFINITION OF TERMS
INTERNET
The internet is global network of computers.
LAN
Local Area Network
MAN
Metropolitan Area Network
WAN
Wide Area Network
NT
Network Termination
PIN
Positive Intrinsic Negative
WEB
The
newest
and
friendliest
face
to
the
internet made of pages of information about
the institution it represent.
Virtual World: As electronic simulation experienced via a
head mounted eye goggle and wire doting
enabling the end use to interact in realistic
three dimensional situation.
Analysis:
The methodical investigation of a problem
involving the separation of the problem into
smaller related unit for further study.
Computer – base:
computer oriented problem solving.
Format:
The arrangement of data.
Software:
A set of logical instruction designed for the
computer.
File:
is made up of field and records.
Database:
Set of several permanent files integrated into
a single file, which is available for many
different use?
Process:
A systematic sequence of operation.
Program:
Series of instruction that is given to the
computer
Computer:
Is an electronic device capable of accepting
inputs processing, storing and outputting
information in human readable form.
Network:
The inter-connection of computers.
Window:
a type of operating system.
Real time:
A computer that gives immediate result of
the processed data.
On-line:
That can be accessed at any given time
Password:
A set of code that gives you access to a
computer resources.
E-banking:
Banking done with high computer means of
transferring data.
Telemetric:
The use of telephone line couple with the
computer in providing services.
CD ROM:
Compact – disk read only memory.