PAY.ON Sheena Lee Villanueva Emerald Le COMPANY BACKGROUND Founded in 2004 Global processor of payment providers Specialize in payment processing and payment security Have 4 physical locations in Germany and Austria, Philippines, Hong Kong FOUR PRINCIPLES White Label – We will strengthen your brand No merchants – We support your service Multinational – Think global, act local Software as a Service BUSINESS MODEL BUSINESS MODEL Revenue - Products: Pay Sourcing & Pay Pipe - Global support services - Consulting & Pay.on Reports Cost - Human resources - Operational cost - R&D PRODUCTS PaySourcing Reliable and efficient processing of all payment procedures White Label product- Integrated into customers’ corporate design Risk management Software as a Service PRODUCTS PayPipe enabling global payment processing for Payment Providers such as PSPs, Acquirers and Scheme Operators via one single interface The biggest global network with more than 200 PSPs linked to PayPipe SERVICES Global Support Global 24/7 Merchant Support Support Communications Center (SCC) Consulting Internationalization Market and Competitive Analysis Strategic Co-Operations Product Development R&D PAY.ON Reports Payment reports on countries and special issues Innovation Management R&D ratio: 30% Ideas into innovation PARTNERS SWOT ANALYSIS Strengths Global network of payment systems Steady growth of online-payment-processing volumes Constant develop technologies Service mark affirms company brand Weaknesses Marketing effort in APAC is not strong SWOT ANALYSIS Opportunities To expand its network Threats New innovation and technology Online payment fraud