FOREWORD
AIBOBOA believes in equipping officers with knowledge about their service conditions and
entitlements.
We are presenting an updated position covering the recent changes and improvements in our
service conditions, benefits and facilities. The most significant is the Historic Settlement on Salary
Revision and Second Option for Pension agreement signed between IBA & UFBU on 27.04.2010.
One of the salient features of the Agreement is the provision to extend another option to join the
existing Defined Benefit Pension Scheme to about 3,60,000 existing and retired workmen
employees and officers.
At our Bank level in the recent past important policy decisions have been taken which have direct
bearing on officer’s career viz: Transfer Policy for officers, Policy for selection of officers for
overseas posting, HR Resourcing policy and a progressive Promotion Policy for officers offering
opportunity for fastest career growth in the Banking Industry. A remarkable improvement has
been achieved in areas like enhancement in loan limit and reduction of interest rate in
Conveyance Loan and Housing Loan, increase in limit for Entertainment Expenses, Reduction of
interest rate on staff Clean Overdraft facility.
This booklet contains gist of officers’ service conditions, perks and perquisites, Staff Welfare
schemes, loan facilities and other related matters.
SL. NO.
1
CONTENTS
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47.
48.
49.
50.
51.
53.
54.
55.
2
SCALE OF PAY/FITMENT /STAGNATION
DEARNESS ALLOWANCE:
HOUSE RENT ALLOWANCE
CITY COMPENSATORY ALLOWANCE
FPP
PQP
MID ACADEMIC YEAR TRANSFER ALLOWANCE:
DEPUTATION ALLOWANCE:
HILL AND FUEL ALLOWANCE
SPECIAL AREA ALLOWANCE
PROJECT AREA ALLOWANCE
SPLIT DUTY ALLOWANCE
PROVIDENT FUND
NON REFUNDABLE WITHDRAWAL FROM PROVIDENT FUND
MEDICAL AID
HOSPITALISATION EXPENSES
MEDICAL CHECK UP SCHEME
EX-GRATIA MEDICAL AID:
HOUSING ACCOMMODATION
FURNITURE TO OFFICERS AT RESIDENCE
RECOVERY OF HOUSE / FURNITURE RENT
ENTERTAINMENT EXPENSES
REIMBURSEMENT OF CLUB MEMBERSHIP FEES
REIMBURSEMENT OF CONVEYANCE EXPENSES
HALTING ALLOWANCE
LODGING EXPENSES
27.
TRAVELLING EXPENSES FOR TRAVEL IN OWN VEHICLE FOR OFFICIAL DUTY:
REIMBURSEMENT OF CONVEYANCE ON TRAINING
DISCOMFORT ALLOWANCE
HOUSE MAINTENANCE ALLOWANCE
KIT ALLOWANCE
PROVISION OF NEWS PAPER & BOOK FACILITY TO OFFICERS
BRIEF CASE TO OFFICER:
COMPENSATION ON TRANSFER
EXPENSES ON TRANSFER:
HALTING ALLOWANCE
MODE OF TRAVEL AND EXPENSES ON TRAVEL
JOINING TIME ON TRANSFER
LEAVE TRAVEL CONCESSION
FESTIVAL ADVANCE TO OFFICERS
VARIOUS STAFF LOANS:
CLEAN OVERDRAFT FACILITY FOR STAFF MEMBERS
STAFF HOUSING LOAN / CONVEYANCE LOAN
HOUSING LOAN TO STAFF UNDER PUBLIC SCHEME
AVAILMENT OF LOANS FORM OUTSIDE SOURCES
SCHEME FOR ENCOURAGING EMPLOYEES TO
PURSUE PROFESSIONAL AND COMPUTER EDUCATION,
PREFERENTIAL INTEREST RATES ON DEPOSITS
ISSUANCE OF BOBCARD
ONLINE TRADING FACILITY
ONLINE PROMOTION TEST
REIMBURSEMENT OF KIT ALLOWANCE FOR OVERSEAS VISITS
52.
PAYMENT OF HALTING /DIEM ALLOWANCES TO EXPATRIATE OFFICER/OFFICERS
SILVER SALVER SCHEME
LEAVE
UNAUTHORISED ABSENCE
56
SANCTION OF LEAVE AND PERMISSION TO GO ABROAD AND ISSUE OF “NO
OBJECTION CERTIFICATE” FOR OBTAINING/RENEWING PASSPORT
57.
58.
59.
60.
61.
62.
63.
64.
65.
66.
67.
69.
70.
71.
72.
73.
74.
75.
76.
77.
81.
82.
83.
84.
85.
COMPENSATORY LEAVE
SCHEME FOR GRANT OF SABBATICAL LEAVE TO EMPLOYEES
PROMOTION POLICY
ASSETS LIABILITY RETURN
TERMINAL BENEFITS
ENCASHMENT OF PRIVILEGE LEAVE ON RETIREMENT
ADDITIONAL RETIREMENT BENEFIT
PRE-MATURE RETIREMENT OF OFFICER
SCHEME FOR PAYMENT OF EX-GRATIA
FINANCIAL RELIEF/APPOINTMENT
ISSUANCE OF SERVICE CERTIFICATES TO RETIRED EMPLOYEES
STAFF WELFARE
68.
BANK OF BARODA CONTRIBUTORY MEDICAL ASSISTANCE SCHEME FOR
RETIRED EMPLOYEES
HELP DESK FOR RETIRED EMPLOYEES
“BARODA SUJHAV” – STAFF SUGGESTION SCHEME
PARAMARSH- THE CENTER FOR PERSONAL COUNSELLING
SAMPARK – THE SOS HELPLINE FOR EMPLOYEE
IDEA ONLINE
HUMAN RESOURCE NETWORK FOR EMPLOYEE SERVICES
PERQUISITES TO CHIEF MANAGER SMG/S IV
DISCIPLINARY MATTERS
TRANSFER POLICY
78.
INCOME TAX ON PERQUISITES – CONCESSIONAL RATE OF INTEREST ON STAFF
LOANS
79.
INTRODUCTION OF A NEW EMPLOYEE PERFORMANCE MANAGEMENT
SYSTEM(EPMS) 80.POLICY FOR OVERSEAS POSTING
SCHEME FOR LEGAL & FINANCIAL SUPPORT
HR RESOURCING POLICY
SCHEMES MANAGED BY ASSOCIATION
SCHEME FOR RESERVATION OF BEDS IN HOSPITALS SITUATED AT
ZONAL CENTRES
LIST OF HOLIDAY HOMES
OFFICERS’ SERVICE CONDITION IN BANK OF BARODA
Service Conditions of officers in BANK OF BARODA is governed by “BANK OF BARODA
(OFFICERS’) SERVICE REGULATION 1979”
Refer Book of Instruction volume No. 13
Officers Employees conduct, Discipline and Appeal are regulated by BANK OF BARODA
OFFICER EMPLOYEES’ (Conduct) REGULATIONS 1976 & BANK OF BARODA OFFICER
EMPLOYEES’ (Discipline and Appeal) REGULATION 1976.
The details of above are recorded in our Head Office publication no. 76.
1. SCALE OF PAY (w.e.f 01/11/2007) BCC/BR/102/147 Dated 26.05.2010:
Scale I = Rs. 14500 -600 /7 - 18700 - 700/2 - 20100 - 800/7 - 25700
Scale II = Rs. 19400 - 700/1 - 20100 - 800/10 - 28100
Scale III = Rs.25700 - 800/5 - 29700-900/2 - 31500
3
Scale IV =
Scale V =
Scale VI =
Scale VII=
Rs.30600 - 900/4 - 34200- 1000/2 – 36200
Rs.36200- 1000/2 – 38200- 1100/2- 40400
Rs.42000 – 1200/4 – 46800
Rs.46800 – 1300/4 – 52000
Fitment :
Fitment shall be stage to stage i.e. on corresponding stages form Ist stage onwards and the
increments shall fall on the anniversary date as usual.
For details refer Salary revision circular No. BCC:BR:102/147 Dated 26.05.2010 applicable w.e.f
01.11.2007
Stagnation :
a
b
Officers in JM Grade Scale I who have moved to scale of pay for MMG Scale II in terms
of regulation 5(b) after reaching maximum of the higher scale shall be eligible for four
stagnation increments for every three completed years of service of which first two shall
be Rs.800 each and next two Rs.900/ each.
Provided that officers who have completed three years or more after receipt of the
second stagnation increment as on 01.11.2007 will get the third stagnation increment on
01.11.2007 and another stagnation increment on or after 01.11.2008 on their completion
of six years after receipt of second stagnation increment.
Officers in MMG/S II who have moved to scale of pay for MMG/S III in
Terms of Regulation 5(b) after reaching maximum of higher scale shall be eligible for
three stagnation increments of Rs.900/- each for every three completed years of service.
Provided that officers who have completed three years or more after receipt of the first
stagnation increment as on 01.11.2007 will get the next stagnation increment with effect
from 01.11.2007 and a subsequent stagnation increment on or after 01.11.2008 on their
completion of six years after receipt of the first stagnation increment.
Provided further those officers in substantive MMG/S III i.e. those who are recruited in or
promoted to MMG/S III shall be eligible for four stagnation increments of Rs.900/- each
for every three completed years of service. Those who have already received two
stagnation increments and completed more than three years of service after receipt of
second stagnation increment as on 01.11.2007 will get the third stagnation increment on
01.11.2007 and the fourth stagnation increment, on or after 01.11.2008 on their
completion of six years after receipt of second stagnation increment.
2. Dearness Allowance:
On and from 01.11.2007,, Dearness Allowance shall be payable for every rise or fall of 4
points over 2836 points in the quarterly average of the All India Average Working Class
Consumer Price Index (General) Base 1960 = 100 at 0.15 % of Pay.
3. House Rent Allowance (w.e.f 01/11/2007)
i)
Major “A” Class Cities and Project Area Centres in Group A
8.5 % of Pay
ii)
Other places in Area I and Project Area centres in Group B
7.5 % of Pay
iii)
Other Places
6.5 % of Pay
4
Provided that if an officer produces a rent receipt, the House Rent Allowance payable to
him / her shall be the actual rent paid by him/her for the residential accommodation in excess
over 1.20 % of pay in the first stage of the Scale of Pay in which he / she is placed with a
maximum of 150 % of the House Rent Allowance payable as per aforesaid rates mentioned in
Column II above.
Note: The claims of officer employees for House Rent Allowance linked to the cost of their
ownership accommodation shall also be restricted to 150 % of House Rent Allowances as
hitherto.
4. City Compensatory Allowance (w.e.f 01.11.2007):
Area
Rate
Maximum
Amount
i
Places in Area I and in the State of Goa
4 % of
Basic Pay
Rs. 540 /p.m.
ii
Places with population of five lakhs and over and State
Capitals and Chandigarh, Pondicherry and Port Blair
3 % of
Basic Pay
Rs. 375/- p.m.
5. FPP: (w.e.f. 01.11.2007)
On and from 1st November 2007 FPP together with HRA shall be at the following rates
and shall remain frozen for the entire period of service.
Increment
component
D.A. As on
01.11.2007
Total FPP payable where bank’s accommodation is
provided
(A)
(B)
(C)
800/-
58/-
858/-
900/-
65/-
965/-
1000/-
72/-
1072/-
1100/-
79/-
1179/-
1200/-
86/-
1286/-
1300/-
94/-
1394/-
Note : (i) FPP as indicated in “C” above shall be payable to those officer employees who are
provided with bank’s accommodation.
(ii) FPP for officers eligible for HRA shall be “A” + “B” plus HRA payable on the last
increment of the relevant scale of pay..
(iii) The increment component of FPP shall rank for superannuation benefits.
6. PQP (w.e.f 01/11/07) :
5
(A) Officers shall be eligible for professional qualification pay as under :
(i) Those who have passed only CAIIB - Part I / JAIIB
Rs. 410/- p.m. one year after reaching top of the scale
(ii) Those who have passed both parts of CAIIB (a) Rs. 410/- p.m. one year after reaching top of the scale
(b) Rs. 1030/- p.m. two years after reaching top of the scale
(B) An officer employee acquiring JAIIB/CAIIB (either or both parts) qualifications after reaching
the maximum of the scale of pay, shall be granted from the date of acquiring such qualification
the first installment or PQP and the release of subsequent installments of PQP shall be with
reference to the date of release of first installment of PQP.
Provided further that in a case where an officer, as on the date of this Joint Note, has already
acquired any of the above said qualifications and has not earned any
Increment or PQP on account of acquiring such qualification/s, he may be, with effect from 1 st
November,2007 or the date of acquiring such qualification/s, which ever is later , released PQP
as provided herein above.
7. Mid Academic year transfer allowance:
W.e.f 01.05.2010 it is payable @ Rs.700/- per month subject to other conditions.
8. Deputation Allowance:
On and from 1st May 2010, Deputation Allowance shall be at the following rates :
A)
An officer deputed to serve outside the bank - 7.75% of pay with a maximum of
Rs2300/- p.m.
B)
An officer deputed to an organization at the same place or to the training
establishment of the bank - 4% of Pay with a maximum of Rs 1200/- p.m.
9. Hill and Fuel Allowance (w.e.f. 01/11/2007):
Place
Rate
a
Place with an altitude of 1000 meters and above but less
than 1500 meters and Mercara Town
2% of Pay subject to a maximum
of Rs 550/- p.m.
b
Place with an altitude of 1500 meters and above but less
than 3000 meters
2.5% of Pay subject to a
maximum of Rs 680/- p.m.
c
Places with an altitude of 3000 meters and above
5% of Pay subject of a maximum
o Rs 1570/- p.m.
10. Special Area Allowance (w.e.f. 01/11/2007):
At places where special area allowance is payable in terms of regulation 23(ii) of Officers’
Service Regulations, 1979/1982, the said allowance shall be payable at rates as specified in
BCC:BR:102/147 dated 26.05.2010.
11. Project Area Allowance(01.11.2007)
Project Area Compensatory Allowance shall be payable at the
6
following rates:
Project Areas falling in Group A - Rs 290/- p.m.
Project Areas falling in Group B - Rs 255/- p.m.
12. Split Duty Allowance01.11.2007)
Split Duty Allowance shall be payable at Rs 165/- p.m.
13. Provident Fund (w.e.f. 01/11/2007):
(a) While the officers who are presently covered under the Pension Scheme and those who
will join the Pension Scheme in terms of option being made available under joint note dated 27 th
April,2010 shall continue to contribute 10% of the pay towards Provident fund, there shall be no
matching contribution.
(b) Officers who are presently covered under Contributory Provident Fund Scheme who do not
opt for Pension Scheme being made available under Joint Note dated 27th April,2010 shall
continue under the contributory Provident Fund Scheme as hitherto.
© There shall be no Provident Fund to officers joining the services of banks on or after 1 st
April,2010. They shall be covered by a Defined Contributory Pension Scheme, where the officer
will contribute 10% of pay plus Dearness Allowance and the Bank of Baroda will make a matching
contribution. The scheme shall be
Governed by the provisions of the Contributory Pension Scheme as introduced for employees of
Central Government w.e.f. 1st January 2004 and modified from time to time.
Pension :
All existing officers who have joined Bank of Baroda’s service prior to 01.04.2010 and who
have not opted for pension earlier, can exercise their option for Pension scheme under
Bank Employees’ Pension Regulation, 1995 dated 29th September 1995/26th March1996.
1
2
3
The terms of the Bank Employees’ Pension Regulation,1995 dated 29 th Sept.1995/26th
March1996 shall not apply to the officers who join the services of Banks on or after 1st
April 2010; and they will be covered by Defined Contributory Pension Scheme, which
shall be governed by the provision of the Contributory Pension scheme introduced for
officers of the
Central Govt. w.e.f. 01.01.2004.
With effect from 1st May 2005, the pension of officers who retired or died while in service
during the period 1st April 1998 to 31st Oct.2002 will be re-fixed based on the definition of
‘Pay’ as defined in clause 5 of the joint Note dated 14th Dec.1999. No arrears of pension
and commuted value of
Pension will be payable on account of such re-fixing of pension.
With effect from 1st May 2005, the pension of officers who retired or died
While in service during the period 1st November 2002 to 30th April 2005 will be re-fixed
based on the definition of ‘Pay’ as defined in clause 6 of the Joint Note dated 2 nd June
2005. No arrears of pension or commuted value of pension will be payable on account of
such re-fixation of pension.
Implementation of Defined Contributory Retirement Benefit Scheme (DCRBS) instead of
the present Defined Benefit Pension Scheme for those who are joining the services of the
Bank on or after 01.04.2010 : (Circular BCC:BR:102/96 dated 25.03.2010)
The scheme shall be one as governed by the “Contributory Pension Scheme” introduced for
employees of central Government w.e.f. 1st January 2004.
7
14 Non refundable withdrawal from Provident fund –
All confirmed employees and regular member of PF Trust of the Bank who have
Completed 10 years of Service and against whom no disciplinary action has been initiated
/pending as on date of application. Purpose and quantum of non-refundable withdrawal are
Purpose
Limit for non refundable withdrawal of Provident Fund
For meeting the expenses in
connection with the marriage of
children
-6- months grow salary subject to maximum of 50% of
Member’s own contribution towards PF/VPF
For meeting the cost of Higher
Education of dependent children
Estimated expenses for complete course or 50% of Member’s
own contribution towards PF/VPF(which is less)
Reference Circular No.HO:BR:100/130 dated 26.08.2008
15. Medical Aid ( w.e.f. 01.11.2007)
On and from Ist Nov. 2007, reimbursement of medical expenses shall be as under:
A) Officers in JMG & MMG Scales - Rs. 5100/-p.a.
B) Officers in SMG & TEG Scales - Rs. 6320/- p.a.
16. Hospitalization Expenses ( w.e.f. 01.05.2010)
It shall be in terms of the Hospitalization Scheme laid down under Bipartite settlement
dated 27th April, 2010 for workmen employees, subject to following limits: Scale
Limits
A) JMG/S I and
MMG/S II & III
(i)
Bed charges
Self - Rs 700/- per day
Family _ Rs.525/- per day
(ii) Other charges At the scale of 125% of the limits laid down
under the
hospitalization Scheme applicable to
workmen employees.
SMG/S IV
(i) Bed charges:
Self - Rs. 900/- per day
Family - Rs 675/- per day
(ii) Other charges - At the scale of 150% of the
8
limits laid down
under the hospitalization
employees
scheme applicable to workmen
For other charges refer to circular No. BCC/BR/102/147 dated 26.05.2010.
Medical expenses incurred in following disease, which need domiciliary treatment shall be
deemed as hospitalization expenses for reimbursement from the bank -Cancer, Leukemia,
Thalassemia, Tuberculosis, Paralysis, Cardiac Ailment, Pleurisy, Leprosy, Kidney ailment,
Epilepsy, Parkinson’s Disease, Psychiatric disorder, Diabetes, Hepatitis-B, Hepatitis-C,
Hemophilia, Myasthenia gravis, Wilson’s disease, Ulcerative Colitis, Epidermolysis bullosa,
Venous Thrombosis (not caused by smoking), Aplastic Anemia, Psoriasis and Third Degree
Burns.
Besides above special packages are also reimbursed by the bank to the extent of entitlement for
getting specialized treatment for diseases pertaining to heart, kidney, coronary etc.
Ambulance charges from residence to hospital and back or from one hospital to another is
reimbursable in full.
Actual expenses incurred on conveyance by mode other than ambulance shall be reimbursed
subject to the maximum as under:
(i)
By public taxi
Actual subject to maximum Of Rs 150/- per trip.
(ii)
By auto rickshaw
Actual subject to maximum Of Rs 75/- per trip.
Bank do also provide “Wall-in Walk-out” facility in some specified hospitals at major centers in
India Like Delhi, Mumbai, Ahmedabad, Jaipur, etc. keeping reserved bed for employees and their
dependent family members.
AT Patna arrangement of hospital beds for staff and their eligible dependents on actual
occupancy basis under “Walk-in-Walk-out” facility is made at Magadh Hospital, Patna. (Refer
R.O. circular RO/BIHAR/HRM/W-1/3151 dated 04-09-2006.
Bank does also provide reimbursement of Hospitalization Expenses incurred on treatment abroad
in exceptional cases for the ailments for which treatment in India is not yet widely established.
17. Medical Check up scheme for the employees of 45 years of age and above.
Full time confirmed employees of 45 years of age and above are eligible for medical check up
once in 2 years in the approved diagnostic centre. Maximum amount payable for medial check up
is Rs.1000/-. In Bihar Region following 2 centres are identified.
(i) M/s Harsh Advance Diagnosis and Research Centre, Patna.
(ii) M/s Apollo Clinic,Patna.
18. Ex-gratia Medical Aid:
For details refer to HO/BR/95/112 dated 12.06.2003 & HO/BR/96/174 dated 23.08.2004.
The Ex-gratia Medical Aid Scheme has been rationalised. A maximum cap of expenditure has
been specified for amount reimbursed under BPS/BOBSOR and Exgratia Medical Aid taken
together. Ex-gratia Medical Aid will be sanctioned only for serious ailments (specified) involving
high cost. For any Life threatening ailment, which is not specified, sanction to be obtained from
GM/DGM (HRM), BCC, Mumbai.
19. Housing Accommodation :
9
Housing Accommodation is provided to
01.11.2007 (BCC/BR/99/335 Dated 03/11/07):
City Class
Delhi & Major “A”
Area I
Mumbai
Scale I 6000
5000
4500
Scale II
7000
6000
Scale III
7500
6500
Scale IV
10000
8000
officers on lease basis with following ceiling w.e.f
Area II Other
3200
5000
5500
7000
3500
4000
5500
Centers
2500
3000
3500
3500
Bank provides payment of maximum 6 months rent as refundable deposit to landlords,
wherever required. Refer HO/BR/95/57 dated 29.03.2003.
20. Furniture to Officers at Residence :
All officers who live in accommodation owned by the bank, leased to the bank or leased
in the name of the officer and reimbursement by the bank are eligible to avail this facility subject
to limits as under
Scale I - Rs.20000/Scale II - Rs.30000/Scale III - Rs.35000/Scale IV - Rs.55000/For details refer to BCC/BR/95/199 dated 30.06.2003.
21. Recovery of House / Furniture Rent (w.e.f. 01/11/07):
I. House Rent recovery shall be @ 1.20% of the first stage of the scale of pay in which officer is
placed or the standard rent for the accommodation, whichever is less. Reference BCC/BR/98/17
dated 30.01.2006.
Rates for Standard Rent applicable as on date are as under :
S. No
10
Range of Living Area ( in sq. mt.)
Standard Rent (Rs.)
1
Up to 50
183
2
51 to 60
241
3
61 to 75
279
4
76 to 90
387
5
91 to 105
520
6
106 to 120
632
7
121 to 150
773
8
151 to 180
924
9
181 to 225
1087
10
226 to 300
1557
11
301 to 400
1924
12
401 to 550
2290
13
Beyond 551
2672
( 1 sq. mt. = 10.76 sq. ft.)
II. Furniture rent recovery shall be @ 0.25% of the first stage of the scale of pay in which officer is
placed.
22. Entertainment Expenses (BCC:BR/102/169 dated 22.06.2010)
The revised rate as under is payable from financial year 2010-11 :
Scale
Officers
at
Administrative
office
&
Branches(Rs./p
.a.)
Branch Head
Existing
Revised
Existing
Revised
JMG/S I
3600
4600
4200
5200
MMG/S II
4200
5200
4800
5800
MMG/S III
4800
5800
5400
5400*
6400*
SMG/S IV & V
6000
7300
6000
7300
TMG/S VI & VII
15000
16500
15000
16500
6400
The reimbursement is to be made to the officers proportionately on quarterly basis, on submission of
declaration.
●
At very large and exceptionally large branches.
23. Reimbursement of Club membership fees:
Following amount is reimbursable:
Admission fees
All Officers
Entitlement (Rs)
3000/-
Subscription fee
Annual Ceiling (Rs)
(A) Branch Managers
11
Exceptionally Large Branches
Very Large Branches
Large Branches
Medium Branches
Small Branches
2700/2400
2100
1800
1500
(B) Others
TEG/S VI & VII
SMG/S V
SMG/S IV
MMG/S III
MMG/S II
JMG/S I
3000
2400
2100
1800
1500
1200
24. Reimbursement of Conveyance Expenses:
All officers are entitled to get reimbursement of conveyance expenses. Reimbursement of
conveyance expenses is made to officers as per actual expenses incurred by them and so
declared while claiming reimbursement or the monthly limits as specified under the scheme
whichever is lower (Refer BCC:BR:101/57 dated 20.02.2009.
Claim can be made within 3 months from the month it become due on declaration basis. The limit
to the monetary entitlement of the officers calculated on the basis of the high octane petrol rate
(premium, power etc) prevailing on the last day of the month for the eligible litres of petrol.
A
Scheme I
This scheme would be applicable to the officers who do not own a vehicle –
Sl.NO.
Scale
Amount for all areas (Rs.)
1
SMG/S IV
600
2
MMG/S III
500
3
MMG/S II
400
4
JMG/S I
350
B
Scheme II
This Scheme would be applicable to the officers who own a vehicle –
Scale
Major A class cities
2-wheeler
Area I
Area II
Area III
Car
2-wheeler
Car
2-wheeler
Car
2-wheeler
Car
I*
35
35
30
30
25
25
20
20
II
35
35
30
30
25
25
20
20
12
III
35
70
30
60
25
50
20
40
25. Halting Allowance ( w.e.f. 01/05/2010 ):
Grade / Scale
Major “A” class cities (Rs)
Area I (Rs)
Other places (Rs)
Scale I, II and III
800/-
700/-
600/-
Scale IV and above
1000/-
800/-
700/-
Provided that in the case of officers in Scale IV and above , halting allowance payable per diem
while on outstation work at the four metros, viz. Delhi, Mumbai,Kolkata and Chennai, shall be
Rs.1200/- and for officers in Scale I/II/III Rs.1000/26. Lodging Expenses: (BCC:BR:100/248 Dated 11.09.2008 w.e.f.01.09.08)
Maximum room tariff permissible
(excluding taxes)
Eligibility to
stay
Major A class cities
Area
I
Other
places
Scale IV
3* Hotel
5000
3400
3000
Scale II &
III
2*Hotel (NonAc)
3400
2600
2200
Scale I
1* Hotel (NonAc)
2600
2220
1800
As per BR: HRM: M-35/3795 Dated 19.11.2004 Area Classification for halting allowances
is as under:
Major A Class Cities : Greater Mumbai, Kolkatta , Delhi , Chennai, Ahmedabad, Bangalore,
Hyderabad.
Area I Cities : Places with population of 12 lacs & above - Patna, Pune , Nagpur, Kanpur ,
Surat , Jaipur , Lucknow , Visakhapattnam , Baroda , kochi, Indore, Bhopal, Ludhiana ,
Coimbatore, Madurai , Agra, Varanasi
Other Places: Places other than Major A Class & Area I cities.
Other conditions
When food bill and Hotel bill both produced :
When only Hotel bill produced
:
When only food bill produced
:
When no food bill / Hotel bill produced
:
¼ Diem Allowance
¾ of Diem Allowance
½ of Diem Allowance
Full Diem Allowance
For major A class cities executives may be reimbursed actual lodging expenses maximum to the
extent of 150% of the applicable ceiling.
27. Traveling Expenses for Travel in Own Vehicle for Official Duty:
13
The following rates are applicable for reimbursement of traveling expenses for travel in
own vehicle for official duty, shifting of own vehicles by road on transfer & for availing LTC (For
details refer HO/BR/96/60 dated 11.03.2004):
Sr. No.Type of Vehicle
Reimbursement Rate per K.M.
1
Four wheeler - Engine capacity of 1000 cc or more
Rs 5.80
2
Four wheeler - Engine capacity of less than 1000 cc
Rs 4.60
3
Motor cycle and scooter
Rs 2.80
4
Mopeds
Rs 2.00
For use of own vehicle, prior permission of competent authority is required.
28. Reimbursement of conveyance on Training : Non residential training programme
(Circular No.BCC:BR:102/168 dated 22.06.2010) w.e.f. 01.07.2010
Reimbursement of conveyance on training to non residential training programmes are as under :
Centre
Existing
Mumbai,Delhi,Kolkata,Chenna
i
Actual
Bangalore,Hyderabad,Ahmed
abad
At all other centres
Revised
expenses
Actual expenses subject to
Rs.125 per working day
Subject to Rs.80 per working
day
Actual
expenses
Subject to Rs.50 per working
day
Actual
expenses
Subject to Rs.75 per working
day
29. Discomfort Allowance
Officers working in 8 a.m. to 8 p.m. branches and attending office in shifts only are
eligible to get Discomfort Allowance w.e.f 08.01.08 @ Rs. 75/- per day as per administrative
guidelines.
30. House Maintenance Allowance
Officers who have occupied Bank’s house or leased house of Bank, are entitled to get
House Maintenance Allowance as under for the Financial Year 2007-08, w.e.f 01.02.2008 on self
declaration basis (BCC/BR/100/26 Dated 30.01.2008):
S.No
14
Grade/Scale
Amount (Rs)
1.
Officer in scale JMG/S-I
500/- p.m.
2.
Officer in scale MMG/S-II
600/- p.m.
3.
Officer in scale MMG/S-III
700/- p.m.
Officers who have acquired house on leased in personal name as per Bank’s Scheme, are
entitled to get House Maintenance Facility as under for the Financial year 2008-09 w.e.f. 01.02.09
on self declaration basis (BCC/BR/101/53 dated 13.02.2009
Grade / Scale
Amount (Rs.)
1
Officers in Scale JMG/S I
300/- p.m.
2
Officers in Scale MMG/s II & III
400/- p.m.
3.
Officers in Scale SMG/S IV
500/- p.m
Sl.NO.
The above facility shall be extended to officers on Bank of Baroda achieving net profit of rs.1000/crore or more. Facilities are on annual basis and subject to review every year after finalization of
Annual Results.
31. Kit Allowance
Branch heads are entitled to get Kit Allowance as under for the Financial Year 2007-08,
w.e.f 01.02.2008 on self declaration basis (BCC/BR/100/26 Dated 30.01.2008):
S.No
Grade/Scale
Amount (Rs)
1.
Branch Heads at Metro Centres
5000/- p.a.
2.
Branch Heads at Urban Centres
3500/- p.a.
3.
Branch Heads at Rural/Semi Urban Centres
2000/- p.a.
The above facility shall be extended to officers on Bank of Baroda achieving net profit of
rs.1000/- crore or more. Facilities are on annual basis and subject to review every year after
finalization of Annual Results.
32. Provision of News Paper & Book Facility to officers BCC:BR:101/129 dated 29.04.2009.
One news paper (Financial/Non-financial) on monthly basis is provided to officers in
Scale I, II , III and 85% of the cost is reimbursable by Bank of Baroda.
Executive )SMG/S IV) : 3 News papers and 3 periodicals*
(* on commerce, management, agriculture, banking, economics or computers/information
technology)
15
Reference BCC:BR:100/207 dated 25.07.2008
Taking a notional value for the price of 1 new paper and 1 periodical, the following annual ceilings
are now stipulated for officers/executives for reimbursement under this head.
Scale
of
officers/Exec
utives
Existing Entitlement
Books(p.a)
Approved monetary ceilings
Newspapers/
Yearly
Periodicals
Entitlement
(p.m)
(News Papers/
Combined
entitlement
of Books + News
Periodicals)
papers/periodical
(p.a)
JMGS I
1000
1 daily news paper
1800
2800
MMG/S II
1500
1 daily news paper
1800
3300
MMG/S III
2000
1 daily news paper
1800
3800
SMG/S IV
2500
9000
11500
9000
11500
9000
12000
9000
14000
3 daily news papers
+ 3 periodicals
SMG/S V
2500
3 daily news papers
+ 3 periodicals
TEG/S VI
3000
3 daily news papers
+ 3 periodicals
TEG/S VII
5000
3 daily news papers
+ 3 periodicals
33. Brief case to Officer:
One brief case with a cost ceiling of Rs. 1500/- (including tax) can be claimed by every
officer in Scale I, II and III, once in two years on declaration basis w.e.f. 01.03.08 (Reference
BCC:BR:100/67 dated 10.04.2008).
Executive in Scale IV can claim one brief case with a cost ceiling of rs.2000/- once in two years
and one executive attaché with a cost ceiling of Rs.4000/- once in three years.
34. Compensation on Transfer ( BCC:BR:101/129 dated 29.04.2009 :
16
An officer on transfer will be eligible to draw a lump sum amount, as indicated below, for
the expenses connected with packaging, local transport, insurance etc.
S. No
Grade / Scale
Amount (Rs)
1.
Junior & Middle Management.
15000/-
2.
Senior & Top Management
20000/-
35.. Expenses on Transfer:
An officer on transfer will be reimbursed his expenses for transporting his baggage by
goods train up to the following limits: Pay Range
Where an officer has family
When an officer has no
family
Rs 10000/-pm to Rs 13820/pm
3000 Kgs.
1500 Kgs.
(3 tonnes)
(1.5 tonnes)
Full Wagon(12 tonnes/120
quintals)
2500 Kgs.
Rs 13821/- pm and above
(2.5 tonnes)
Where an officer on transfer transports his baggage by Lorry, for the purpose of
reimbursement of actual charges, the maximum Limit in cases where ‘full wagon’ is applicable
shall normally be 60 quintals by goods train. However, where the expenses incurred are beyond
such maximum, the bank may, keeping in mind the hardship involved to the officer concerned,
reimburse the actual expenses incurred on the basis that the maximum charges for transport of
goods in an -8- wheeler wagon would be 120 quintals provided the baggage is transported
through approved transport operators. Reimbursement of expenses would be made at following
rates :
S No.
Distance in Kilometers
Rates per tonne*, per Km.
1.
Up to 2000 Kms.
Rs 2.80
2.
Beyond 2000 Kms.
Rs 1.40
Note: The above rates do not apply on a slab basis.
One Tonne = 1000 Kgs
Reference BCC:BR:101/129 dated 29.04.2009.
36. Halting Allowance :
In terms of the guidelines from the Govt. Of India, reimbursement of maximum 15 days
halting allowance is permissible in case no residential accommodation is made available by the
bank to officer at the new place of posting.
17
37. Mode of Travel and Expenses on Travel( w.e.f. 01.05.2010)
The following provisions shall apply wherever an officer is required to travel on duty :
I An officer in JMG is entitled to travel by Ist class or AC 2 - tier sleeper by train. He may,
however, travel by air (economy class) if so permitted by competent authority, having
regard to the exigencies of business or public interest.
II An officer in MMG is entitled to travel by Ist class or AC 2 - tier sleeper by train. He may,
however, travel by air (economy class) if the distance to be covered is more than 1000
kms. May travel for shorter distance if so permitted by competent authority.
III
An officer in Senior management is entitled to travel by AC Ist class by train or air
(economy class)
IV
Any other officer may be authorized by the Competent Authority, having regard to
the exigencies of business, to travel by his own vehicle or by taxi or by the Bank of
Baroda’s vehicle.
38. Joining Time on Transfer:
I An officer shall be eligible for joining time on one occasion, not exceeding seven days,
excluding the number of days spent on travel.
II An officer may be permitted to avail joining time in maximum two installments provided he
avails the same within 12 months from the date of his reporting to the new place of
posting and the total joining time does not exceed 7 days. On both the occasion the
joining time should be for the purpose of shifting family / goods and other incidental
activities connected with shifting / transfer and not any other purpose.
III
Officer is eligible for diem allowance for the period of days spent on travel when
he is reporting for the first time to the new place of posting.
IV
No joining time is admissible when an officer on transfer does not shift their
residence to the new place of posting. Refer to circular CO/BR/95/145 dated 21.04.2003.
39. Leave Travel Concession(w.e.f. 01.05.2010)
During each block of 4 years an officer shall be eligible for leave travel concession for travel to
his place of domicile once in each block of two years. Alternatively, he may travel in one block of
two years to his place of domicile and in another block of two years to any place in India by the
shortest route.
I The mode and class by which an officer may avail LTC shall be same as the officer is
normally entitled to travel on transfer and other terms and conditions subject to which the
LTC may be availed of by an officer, shall be as decided by the Board from time to time.
Provided that w.e.f. 01.05.2010 an officer in JMG/S I while availing LTC will be entitled to
travel by air in the lowest fare of economy class in which case the reimbursement will be
the actual fare or the fare applicable to AC 1st Class fare by train for the distance
traveled whichever is less. The same rules shall apply when an officer in MMG/S II and
MMG/S III while availing LTC where the distance is less than 1000 kms.
II LTC encashment -- An officer by exercising option any time during a 4 year block or two
year block surrender and encash his LTC (other than travel to place of domicile) upon
which he shall be entitled to receive an amount equivalent to 75% of the eligible fare for
the class of travel by train to which he is entitled up to a distance of 4500 kms (one way)
18
to and fro journey total 9000 kms for officers in JMG Scale I and MMG Scale II & III and
5500 kms (one way) to and fro journey total 11000 kms for SMG IV and above. For
encashment of LTC facility the entitled class of travel by train by officers in JMG and
MMG may be taken as AC II Tier sleeper. I AC II Tier fare for 4500km is ` 2596.00 as on
01/07/2011
III
An officer in Senior Management or Top Executive Grade is entitled to travel by
AC Ist class by train or by Air (economy class).
IV
The facility of encashment of privilege leave while availing of Leave Fare
Concession is also available while encashing the facility of LFC.
V Definition of family: For the purpose of LTC concession “Family” of an officer shall mean
an officer’s spouse, wholly dependent unmarried children (including dependent step
children and legally adopted children), physically challenged brother/sister with 40% or
more disability, and wholly dependent parents ordinarily residing with and wholly
dependent on the officer.
The term wholly dependent child/parent shall mean such member of
family having a monthly income not exceeding of Rs. 3500/ p.m..
If the income of one of the parents exceeds Rs.3500/- p.m. or
the aggregate income of both the parents exceeds Rs.3500/- p.m,
both the parents shall not be considered as wholly dependent on
the officer.
VI
Please note that LTC for travel to the place of domicile (Home Town) is not
encashable. Railway grant concessional fare to Senior Citizens of 60 year of age and
above, hence encashment will be considered on the basis of concessional fare only.
VII.
If an officer eligible to travel by air on LTC traveled by Air)economy class), the
economy air fare should be taken into account for reckoning the entitlement, irrespective
of the fact whether the airline allowed any complimentary facility, including visit to an
overseas place, within the economy class fare. However, on traveling by apex
/concessional fare, which is normally less than the economy fare, the eligibility would be
actual fare.(Refer Circular No.BCC:BR:101/133 dated 05.05.2009).
40. Festival Advance to officers:
An officer is eligible for Festival advance up to one month emoluments or maximum
Rs.30000/- in one calendar year w.e.f 28.01.2009. Refer BCC/BR/10/38 dated 04.02.2009.
41. Various Staff Loans:
Refer to Master circular No BCC/BR/97/103 dated 20.04.2005 for all Staff Loans
excluding Staff Housing Loan and Clean Overdraft facility for staff.
a) Take over of educational loan availed by Campus Recruitees :
Bank of Baroda has decided to offer to take over educational loan of officers recruited from
campus on or after 01.01.2009.(Refer Circular No.BCC:BR:101/285 dated 16.09.2009.
19
b) Revision of scheme of Conveyance loan to officers :
For -4- wheelers :
Eligibility
All confirmed officers with continuous
service of 3 years and drawing basic pay
of not less than Rs13820/- (old basic)
Limit
80% of control price of car or Rs.7.00 lacs
which ever is less.
R.O.I
8.50% simple interest
Period
120 installments (Principle 90 and interest
30) in the ratio of 3:1
Circular
No.BCC/BR/102/38
dated 04.02.2010
For -2- Wheelers :
Limit
90% of the control price or Rs.90000/- whichever is less.
ROI
8.50% (Simple)
Repayment
84
and 14
equated
installments
(70
towards
principal
towards Interest)
42. Clean Overdraft facility for Staff Members:
Refer to Master circular No BCC:BR:96:48 dated 28.01.2004 and BCC:BR:98:61 dated
07.03.2006 for Clean Overdraft facility available to Confirmed Staff Members with minimum
service of 3 years.
Length of Service
Eligibility Amount (Rs in Lacs)
3 to 5 Years
1.25
5 to 10 Years
3.10
10 years & Above
5.00
Revised prescribed rate of interest w.e.f. 01.07.2010(Circular No.BCC:BR102/167 dated
22.06.2010
Existing
20
Revised
1.50% below BPLR on compounding basis with
monthly rests(presently 10.50%)
9% p.a. on compounding basis with monthly
rests.
43. Staff Housing Loan:
(a) Regular Housing Loan : (:(circular No.BCC:BR:102/135 dated14.05.2010.)
Eligibility
Confirmed in Bank of Baroda’s service
Loan limit
90% of total cost or Rs.20 lacs which is lower.
Rate of Interest
8% p.a(Simple) or 4% less than BPLR whichever is lower
Margin
10% of the cost
Repayment
240 monthly installment. 180 installment towards principal and 60
installment towards interest.
Those officers who have availed regular housing loan before 01.02.2010 as per earlier scheme,
but construction/purchase of house is incomplete and/or repayment of loan has not begun, are
also eligible to opt the housing loan under the revised scheme subject to the original estimated
cost.
.
(b) Additional Housing Loan :
Eligibility
Confirmed in Bank of Baroda’s Service
Loan limit
Rs.4 lacs
Rate of interest
8% p.a.(Simple) or 4% less than BPLR. Whichever is lower
Repayment
120 monthly installments – 90 equal installment towards principal
and 30 equal installments towards interest.
Margin
25% of the estimated cost.
Those officers who have availed additional housing loan before 01.02.2010 as per earlier
scheme, but repair/renovation/enlargement of house is incomplete and/or repayment of loan has
not begun, are also eligible to opt the additional housing loan under the revised scheme.
© with this increase the facility of Supplementary housing loan
stands withdrawn.
(d ) the existing housing loan account of an officer under old scheme
can be transferred to new scheme for interest benefit, if he so desires.
44. Housing Loan to Staff under Public Scheme:
Refer to Master circular No BCC:BR:93:50 dated 17.03.2001 & BCC:BR:99/278 Dated
20.09.2007 for Housing Loan to Staff under Public Scheme.
45. Availment of Loans form Outside Sources:
It is mandatory for all employees to take prior permission of the Bank for availing of any
loans from outside sources.
21
46. Scheme for Encouraging Employees to Pursue Professional and Computer Education,
through Correspondence, Part-time & Distance Learning:
Refer to Master Circular No BCC:BR:96:208 dated 01.06.2004 for above scheme.
47. Preferential Interest Rates on Deposits:
The Bank may allow one per cent additional rate of interest over its ruling rate of interest on fixed
deposits, saving deposits and recurring deposits in the name of an officer, individually or jointly
with any member of his family.
48. Issuance of BobCard:
For the officers in scale I to IV BOBCARD Exclusive or BOBCARD Gold is issued free of
cost.
49. Online Trading Facility- “ Baroda e-Trading”-Special Rates for Staff:
For concessions refer to circular no BCC:BR:99/261 dated 31.08.2007.
50. Online Promotion Test:
Refer to circular no BCC:BR:98/292 dated 19.10.2006. Bank has advised to its staff to
become computer literate and also planning to implement online test for Bank staff for promotion.
51. Reimbursement of Kit Allowance for Overseas Visits
Officers/Executives identified for overseas postings on regular basis are reimbursed Kit
Allowance in equivalent Rupees on self declaration basis as under (Reference BCC:BR:100/322
Dated 10.11.2008) :
Category
Amount in US$
Cold Countries
Warm Countries
Officer(if single)
600
450
Only officer & Spouse
1200
900
Officer, Spouse & 1 child
1600
1200
Officer, Spouse & 2 child
2000
1500
IBTOs
300
300
Cold countries : USA, UK, Brussels
Warm Countries : Asian Countries, Mauritius, Seychelles, Hong Kong, African Countries, Fiji etc.
52.Payment of Halting /Diem Allowances to Expatriate Officer/Officers in India and visiting
Foreign Countries for official Purpose :
22
Please refer Master Circular No.BCC:BR:100/341 dated 25.11.2008 with reference to above
matters.
53.Silver Salver Scheme :
On completion of 25 years of service bank of Baroda provides Silver Salver to the staff on
immediate succeeding Bank of Baroda’s Foundation day to the value of Rs.2500/54. Leave:
Refer to Master circular No. BCC:BR:96/284 dated 05.08.2004 on leave, special leave,
leave for going abroad, unauthorized absence.
Maternity Leave (w.e.f. 01.05.2010) :
a
b
c
Maternity leave, which shall be on substantive pay, shall be granted to a female
employee for a period not exceeding 6 months on any one occasion and 12 months
during the entire period of her service.
Within the overall period of 12 months, leave may also be granted in case of
miscarriage/abortion/MTP
Within the overall period of 12 months, leave may also be granted in case of
hysterectomy up to a maximum of 45 days.
55. Unauthorized Absence:
For details refer to circular no CO/BR/94/133 dated 30.05.2002, BCC:BR:96/284 dated
05.08.2004 Annexure 3 & BCC/BR/98/63 dated 08.03.2006.
56 Sanction of Leave and Permission to go abroad and issue of “No Objection Certificate”
for obtaining/renewing Passport:
Refer to circular No. BCC:BR:99/265 dated 03.09.2007
57. Compensatory Leave:
In case of working on exigencies officers may be sanctioned Compensatory Leave
subject to sanction by an executive. Reference BCC/BR/97/352 dated 14.12.2005.
58. Scheme for grant of Sabbatical Leave to Employees:
Refer to circular No. BCC:BR:98/113 dated 02.05.2006 for sabbatical leave to employees. The
scheme is kept under abeyance with immediate effect vide circular No.BCC:BR:101/54 dated 10.02.2009.
59. Promotion Policy: (Circular No.BCC:BR:102/94 dated 15.03.2010)
The service eligibility for promotion to a higher scale has been reduced for most of the scales in
the normal channel, the total time span is now reduced by 7 years from the current 25 years to 18
years and for the fast-track channel, the total time span is reduced by 4 years from the current 18
years to 14 years. This is one of the fastest service eligibility prescribed for promotion of officers
in the entire Banking industry.
23
Normal Channel
Fast Track
Existing
Existing
Revised
Revised
Scale
(years) (Years) (Years) (Years)
I to II
7
5
4
3
II to III
5
4
3
3
III to IV
5
3
3
2
IV to V
3
2
-
-
V to VI
2
2
-
-
VI to VII
3
2
-
-
Total Time Span
25
18
18
14
The eligibility for the fast-track channel shall now only be limited to the performance factor for
which the criteria stipulated is a minimum of 80% performance score in each of the last 3 years
performance ratings.
Selection process :
a)No interviews or assessment of potential has been kept in the policy for promotion from Scale I
to II.
b).Written test have been dispensed with for promotions from Scale III to Scale IV.
c) The revised weightage for the different factors of promotions have been kept as under :
Scale
Written
Test
Performanc
e
Potential
Existing
Revised
Existing
Revised
Existing
Revised
I to II
50
60
40
40
10
-
II to III
40
30
40
50
20
20
III to IV
20
-
50
60
30
40
IV to V
-
-
60
60
40
40
V to VI
-
-
60
50
40
50
Vi to Vii
-
-
60
50
40
50
d) Transparency in marks secured : With a view to bring about more transparency in the marks
secured by officers in the written test, it has been decided to intimate to all officers the written test
marks immediately after declaration of the results of the written test.
e) The performance marks are also made open from this year.
24
60. Assets Liability Return:
Submission of Assets and Liabilities Statement as on March every year is mandatory to
be submitted by all officers by June end through HRNES.
61. Terminal Benefits:
Refer to following master circular on terminal benefits like P.F, Pension and Gratuity etc:
HO/BR/96/91 dated 16.04.2004 for Provident Fund
HO:BR:96/83 dated 05.04.2004 for pension
HO/BR/96/82 dated 05.04.2004 for Gratuity
Gratuity (HO:BR:102/96 dated 26.06.2010)
The payment of Gratuity Act has now been amended by an Act of Parliament which received the
Presidential assent on 17th May 2010. Accordingly, the ceiling on the amount of gratuity payable
under Section 4 sub section (3) of the Payment of Gratuity Act 1972 has been raised from Rs.
Three lacs fifty thousand to Rs.Ten lacs with effect from 24th May,2010.
62.Encashment of Privilege leave on retirement :
When an officer retires/expired while in service, he shall be eligible to be paid a sum equivalent to
the emoluments of any period, not exceeding 240 days, of privilege leave that he/she had
accumulated/credit as on date of retirement/death.
63.Additional Retirement Benefit :
An officer who was in Bank’s service as on 01.07.1979, on retirement/voluntary retirement will
gets –6- months emoluments as additional retirement benefit if he has rendered at least –25years of service..
64. Pre-mature Retirement of Officer:
The Bank can consider per-mature retirement of an officer under BOBOSR. It would be
done once in a year after the officer completes the age of 55 years or completion of 30 years of
total service, whichever is earlier. Refer to circular no BCC:BR:98/243 dated 29.08.2006.
65. Scheme for Payment of Ex-gratia Financial Relief/Appointment to the dependents of
deceased employees on Compassionate Grounds:
Refer to circular No BCC/BR/99/347 dated 12.11.2007
02.02.2006 for all death cases occurred on or after 04.10.2005.
& BCC/BR/98/21 dated
66. Issuance of Service Certificates to Retired Employees:
On receipt of application from the retired employee along with the photograph, the
Competent Authority prescribed in the circular No CO/BR/92/40 dated 21.03.2000 may issue
such Service Certificate cum Identity Card to employees who have retired on super annuation or
have opted for any type of voluntary retirement from the Bank’s services. For details refer to
HO/BR/94/157 dated 13.08.2002 and HO:BR:100/180 dated 24.06.2008.
25
67. Staff Welfare:
Refer to Master circular No BCC/BR/96/265 dated 08.07.2004 for the various facilities
provided by the bank under Staff Welfare funds: -
I Establishment of Holiday homes
II Providing scholarships to the children of employees
III
Handicapped children/spastic children
IV
Provide financial aid to the family members of the employees who die in harness
V Providing incentives to employees for promoting small family norms
VI
Extending financial assistance to the employees who are on loss of pay on
account of major and special operations/major diseases
Presentation of mementos to retiring employees (Abhinandan Yojana)
Canteen subsidy
Financial assistance for purchase of artificial limbs to physically handicapped
staff members and/or their handicapped children
X Financial assistance for purchase of hearing aid to physically handicapped staff members
and/or their handicapped children.
XI
Health check up for full time confirmed employees above the age of -45- years
VII
VIII
IX
68. Bank of Baroda Contributory Medical Assistance Scheme for Retired Employees:
Under this scheme financial assistance is provided to retired employees and his/her
spouse only on superannuation to meet the medical expenses incurred. To acquire the
membership, employee shall have to make one time lump sum contribution towards membership
fees i.e. Equal to 50% of (the basic pay, last drawn) + special pay (if applicable). Refer to
HO/BR/92/317 dated 11.09.2004.
Further, w.e.f. 1st April,2010 it has been further improved as under :
(a)The membership of Bank of Baroda Contributory Medical Assistance Scheme
for Retired
Employees will be extended to all retired employees for self and
spouse irrespective of
whether they are in gainful employment or not provided they enroll by paying the membership
fees.
(b)If the employee / spouse are in employment and the establishment extends/provides any
medical aid/assistance then they will be eligible only for the unsettled portion of the claim i.e. such
members have to first apply for reimbursement of their medical expenses to their current
employer and the remaining unsettled amount only will be considered under the Contributory
Medical Assistance Scheme for Retired Employees.(Circular No.HO:BR:102/34 dated
16.03.2010)
69. Help desk for Retired Employees :
Bank has established a help desk for retired employees at Head Office, Baroda for their benefit at
following address (HO:BR:100/52 dated 12.04.2008)
The Chief Manager)HRM)
Bank of Baroda
HRM Division, Head Office,
2nd Floor, Baroda House, Mandvi,Baroda 390006
26
Tel.no.0265-2517326
Email : retdmp.helpdesk@bankofbaroda.com.
70. “Baroda Sujhav” – Staff Suggestion Scheme:
Refer to circular no HO:BR:96/145 dated 09-07-2007. Suggestion may directly be sent to
The Chief Manager (Ops,Ser, CS & O&M), Head Office, Suraj Plaza –1, 8th Floor, Sayajigunj,
Baroda – 390005.
71. Paramarsh- The center for personal counselling:
Bank has set up psychological counseling center for bank staff at Mumbai for counseling
service free of charge, for resolving their psychological problems/worries, which may be
disturbing their personal life. Counseling services are available on Monday, Wednesday and
Friday between 3 pm. To 6 pm only by prior appointment directly obtainable form Mrs. Arti
Chawla, a Clinical Psychologist and Counselor over phone No 022-56985299. Reference CMD
circular BCC/CMD/DO/128 dated 21-06-2005.
72. Sampark – The SOS Help line for Employee:
With the objective of providing immediate assistance to those employees in great
distress, facing extreme emergency, life and death situation, Bank has established SAMPARK
HELP LINE at CMD ‘s office. An employee can send e-mail at cmd@bankofbaroda.com/fax at
022-26523543 or through post to CMD at corporate office address in prescribed format with copy
to Zonal Head. Reference CMD circular BCC/CMD/DO/129 dated 01-07-2005.
73. Ideaonline@bankofbaroda.com:
An employee can send new ideas/schemes etc. for reference to higher authorities directly
at ideaonline@bankofbaroda.com.
74. Human Resource Network for Employee Services
In order to enable HR to add value to business, a comprehensive web-enabled Human
Resources Management System called Hrnes has been conceptualized, implementation of which
is under way. This shall provide a new tech-enabled platform for qualitative utilization of HR
database and the same can be leveraged for improving the overall quality of HR practices.
(Reference BCC:BR:99/359 Dated 26.11.2007)
The system comprises of three broad modules encompassing many functions:
1
Oracle Core HR module
2
Fluous Payroll module, and
3
Oracle Learning Management module which includes I-learning
Oracle Core HR module
This module consists of following functions :
Human resources Inventory
Manpower Planning
Recruitment Module
Promotions
Selection
Mobility – Transfers
Assets & Liability Statement
Assets Tracking
27
Industrial Relations
Branch Profile/Master
Hr Development – Employee Performance Management
Career Planning & Career Development
Statutory Compliances
Discipline Management (BPS & Conduct Regulations)
Human Resources MIS (Staff Statements)
Implementation of System Control Tools Trough HRM Audit
Fluous Payroll module
This module consists of following functions :
Pay Roll
Leave Management
Travel Management
Medical Schemes & Various Staff Welfare Schemes
Employee Loan Module
Terminal Benefits
Oracle Learning Management module which includes I-learning
This module consists of following functions :
Training System
I-Learning
75.Perquisites to Chief Manager SMG/S IV :
Following per
quisites are available to Chief Managers
Sl.No.
Perquisites
Amount
Periodicity
1
Crockery
2000
Once in a year
2
House Maintenance
1200
Per month
3
Furniture Maintenance
250
Per month
250
Per month
(Furniture in Bank’s house)
4
Garden Maintenance
(In Bank of Baroda’s house)
76. DISCIPLINARY MATTERS
Officers’ conduct and disciplinary matters are governed by BANK OF BARODA OFFICER
EMPLOYEES’ (CONDUCT) REGULATIONS, 1976 & BANK OF BARODA OFFICER EMPLOYEES’ (DISCIPLINE AND
APPEAL) REGULATIONS, 1976.
Officers working in the pay scale from JMG/S-I to MMG/S-III in the matter of Vigilance & NonVigilance cases Disciplinary Authority is concerned Zonal Head (not lower than the rank of
Deputy General Manager), Appellate Authority is Executive Director and Reviewing Authority is
CMD.
AUTHORITY TO INSTITUTE DISCIPLINARY PROCEEDING AND IMPOSE PENALTIES
28
(1) The Chairman cum Managing Director or any other authority empowered by him by general or
special order may institute or direct the Disciplinary Authority to institute disciplinary proceedings
against an officer employee of the bank.
(2) The disciplinary authority may himself institute disciplinary proceedings.
(3) The disciplinary authority or any authority higher than it, may impose any of the penalties
specified in regulation 4 on any officer employee.
APPEAL
(i) An officer employee may appeal against order imposing upon him any of the penalties
specified in regulation 4 or against the order of suspension referred to in regulation 12. The
appeal shall lie to the Appellate Authority.
(ii) An appeal shall be preferred within 45 days from the date of receipt of the order appealed
against. The appeal shall be addressed to the Appellate Authority and submitted to the authority
whose order is appealed against. The authority whose order is appealed against shall forward the
appeal together with its comments and the records of the case to the Appellate Authority.
REVIEW
The Reviewing Authority may at any time within six months of the date of the final order,
either on his own motion or otherwise review the said order, when any new material or evidence
which could not be produced or was not available at the time of passing the order under review
and which has the effect of changing the nature of the case, has come or has been brought to his
notice and pass such orders thereon as it may deem fit.
.
BANK OF BARODA OFFICER EMPLOYEES’ (DISCIPLINE & APPEAL) REGULATIONS, 1976
SCHEDULE OF AUTHORITIES
Name
of
the
Branch/
Office
Disciplinary
Appellate
Reviewing
Authority
Authority
Authority
(2)
(3)
(4)
(5)
Br/office RTC / CBB
situated in the Zone
Zonal Head not below
the
rank
of
Dy.
Executive
Chairman
Director
Managing
Category/
Post (1)
All
officers
JMG/S
I
in
&
&
Gen. Manager
MMG/S. II &III
Director
- do -
ZIC
Functional Head of CID
not
below
the
rank
of
Manager
-
do
-
Staff College A’bad,
BOBETC
Dy.
Executive
Chairman
Director
Managing
Gen.
Principal, Staff College
not below the rank of Dy.
Gen. Manager
Director
Executive
Chairman
Director
Managing
Gandhinagar,
Director
29
&
&
BOBIT
College,
Baroda
-
do
-
Baroda
Corporate
Centre inclusive Of
CID/
IT/
IBO/
Functional Head of Office
Administration at BCC
not below the rank of Dy.
Gen. Manager
Executive
Chairman
Director
Managing
&
Director
Treasury branch
- do -
Head
Office,
Baroda
Functional
Head
of
operations
at
Head
Office,
Baroda
not
Executive
Chairman
Director
Managing
&
Director
below the rank of Dy.
Gen. Manager
All
officers
JMG/S
MMG/S
in
I,
II
&
III & who are
on
RRBs/Subsidiarie /
Associate Banks in
the Zone
Zonal Head not below
the
rank
of
Dy.
Executive
Chairman
Director
Managing
Gen.Manager, where the
RRBs/Subsidiaries
/
Associate Banks are
located
deputation
to RRBs/Subs /
Asso. Banks
77. Transfer Policy :
For officers finalized transfer policy mainly covers following areas :
a
b
c
d
e
f
g
h
i
j
k
30
Inter Zonal Transfer
Pan-India Transferability of certain officers
Inter Regional Transfers
Intra Regional Transfers
Provision for lady officers
Exemption of Special grounds
Criteria for transfers
Request Transfers
Retention of Residential Accommodation at previous place of posting
Competent Authority
Sampark Help line
Director
&
For details Refer to Circular No.BCC:BR:101:130 dated 29.04.2009.
78.Income tax on Perquisites – Concessional rate of Interest on staff loans :
Honorable High Court of Madhya Pradesh in W.P. 2812 of 2009 filed by All India Bank of Baroda of
Baroda Officers’ Association has on 13.03.2009 passed interim
order as below :
Tax at source from the petitioner union shall be deducted in accordance with the
Cost to the employer not in accordance with the State Bank of India
lending rate keeping in view the decision rendered by the Supreme
Court in the case of Arun Kumar and others v/s Union of India.
Refer to Circular No.CTP/101/08-09/239 dated 25.03.2009.
79.Introduction of a New Employee Performance Management System(EPMS) all officers
A shift has been made from an employees performance review system (EPRS) to employees
performance management system(EPMS)
The new system makes each officer primarily responsible for his/her performance and hence it is
the onus of the every officer to plan and manage his/her performance which enables him/her to
improve upon his/her performance on a continuous basis. For details refer to circular
No.BCC:BR:101/116 dated 11.04.2009 and also BCC:BR:102/110 dated 13.04.2010 and also
80.Policy for Overseas Posting :( Circular No.BCC:BR:101/206 dated 16.07.2009)
Identification of officers to be done in a proactive manner and creating a pool of
Officers and grooming and training them and not merely “substitute finding mission” as was being
done hitherto.
a)Age (Maximum)
JMG/s I 35 years
MMG/s II
45
MMG/s III
50
SMG/s IV
54
JMG/S I
2 years
(For dealers age is 45 years.)
b)Minimum Work experience :
(in the respective functional areas)
31
MMG/S II
3 years
MMG/S III
4 years
SMG/S IV
5 years
c) Qualification : Graduate. Preference will be given to candidates possessing specialized
qualification like MBA,CA,ICWA,ACS,CAIIB,CFA,CISA.
81.Scheme for legal & Financial Support :( Circular No.BCC:BR:101/370 dated 12.12.2009)
Draft formulated by IBA to extend legal and financial support to officers of Banks against whom
motivated false complaint has been made by people/agencies outside the Bank of Baroda, has
been approved by the Board of Directors.
Objective : To enable officer to initiate legal action against outsiders/private parties who with a
malafide intention make baseless allegation, pass derogatory remarks, lodge motivated
complaints on matters arising out of bonafide execution of Bank’s work. The scheme shall not be
applicable in case of complaint/allegation made by an employee of the Bank of Baroda.
Applicability : This scheme shall cover all officers in the regular rolls of the Bank including
officers who are on deputation to joint ventures, subsidiaries and other institutions and officers
retired from the Bank of Baroda.
For retired officers, the scheme will be applicable only in respect of bonafide execution of bank
work while in service.
82.HR Resourcing Policy : (Circular No.BCC:BR:102/72 dated 06.03.2010)
The policy stipulates detailed guidelines, processes, criteria and procedures for carrying out the
following types of recruitment.
External Resourcing :
Fresh recruitment – probationary officers(Pos)
Experienced recruitment – Specialist positions (both in officers and executive position.
Campus Recruitment – officers
Contractual recruitment – officers and executives
Recruitment of clerical and subordinate staff.
Internal Resourcing :
Providing avenues for internal candidates to participate in and get recruited in higher scales.
Under this policy, there are some major changes in the terms of employment :
●
●
●
32
The probation period for all directly recruited officers’ reduced from the existing 2 years to
1 year. The probation period for internal candidates who are confirmed employees but
who are recruited afresh in a higher scale shall be 6 months.
Localized Recruitment – Bank may initiate as and when required, localized
Recruitment exercise for Probationary officers to meet the requirement of
Officers of specific deficit zones/areas.
New recruits in officers’ cadre may be given an option to join either on regular scales or
on a CTC based compensation package.
83.Schemes Managed by Association
1. Employees Scheme Of Contribution Of Rupees Ten ( ESCORT ) :
“The greater consolation for the loss of the dead is found in the thinking of the living left
behind”. With this noble philosophy our association has introduced this scheme w.e.f. 01.01.95.
Under the scheme every participating officer is called upon to contribute Rupees 10/- when an
officer dies while in service. Members can participate in the scheme by submission of irrevocable
Letter of authority which authorizes the bank for necessary deduction from salary. Today
association is able to provide such bereaved families a timely help of Rs. 1,25,000/-.
2. All India Bank of Baroda Officers Welfare Fund ( AIBOBOWF ):
Our Association has launched a Welfare Fund in the year 1986 with the objective of
undertaking welfare measures for the officers and their family members who joins the scheme
with a one time membership fee of Rs. 1000/- (Rupees One thousand). It is named as “ALL
INDIA BANK OF BARODA OFFICERS’ WELFARE FUND”. It undertakes following activities
I Financial help of Rs. 20000/- to the family of the officer who dies while in service.
II Merit award of Rs. 500/- to children of members who secure highest percentage of marks
in S.S.C, H.S.C., Graduation and Post-Graduation including Engineering and Medicine in
the annual examination. Each zone is given 18 awards, SSC - 6, HSC - 6 and Degree - 6
III
After retirement benefits in the form of 50% of members’ own contribution.
IV
Association have plans to enlarge scope of the activities such as providing relief
measures to members who are victims of natural calamities, establishment of Holiday
Home etc.
33
Annexure A
84. SCHEME FOR RESERVATION OF BEDS IN HOSPITALS SITUATED AT
ZONAL CENTRES
Sr. No.
Centre
Name of the Hospital
1
Mumbai
1. Bombay Hospital, Marine Line
2. Bhatia General Hospital, Tardeo
3. BSES M G Hospital, Andhari
Specialized Treatment
4. Cumballa Hill Heart Institute, Grant Road
5. Wokhardt Hospital
6. Asian Heart Institute.
2
Baroda
1. Narhari Arogya Kendra
2. Bhailal Amin General Hospital
3
New Delhi
1. Park Hospital
2. Vidyasagar Institute of Mental Health and Neurosciences (VIMHANS)
3. DLK Memorial Hospital
4
Chennai
1. Voluntary Health Services
2. Madras Medical Mission
3. Apollo Hospital
5
Kolkata
Mission of Mercy Hospital
6
Patna
Magadh Hospital
7
Lucknow
Avadh Hospital & Heart institute
34
8
Jaipur
Soni Hospital, Jaipur
9
Indore
Choithram Hospital & Research Centre
10
Pune
KEM Hospital
Dinanath Mangeshkar Hospital
Ahmedabad
11
Gujarat Research & Medical
Institute (Rajasthan Hospital)
Bareilly
12.
Dhanvanthary Tomar Hospital
List of Bank Dispensaries with Part Time Medical Consultant at Various Centres
1
Mumbai
2
New Delhi
3
Kolkata
4
Chennai
5
Patna
6
Baroda
7
Jaipur
8
Lucknow
9
Bhopal
10
Ahmedabad
11..
Bareilly
12.
Gandhinagar
85. LIST OF HOLIDAY HOMES
LIST OF HOLIDAY HOMES
Annexure - B
RAJASTHAN ZONE:
SR.NO
HOLIDAY HOMES
1
MOUNT ABU
CONTROLLING BRANCH
Hotel Vishram
Bank of Baroda
Royal Avenue, Near Goyal Service
Station, Main Road,
Mount Abu-307501
Dist. Sirohi Ph-(02974) 235166
Mount Abu-307201
Ph-(02974)-237323
2
35
UDAIPUR
3
4
Hotel Padmini Palace & Restaurant
Bank of Baroda
18, Ambavagarh,
Udaipur Main Branch
Swarup Sagar Road
Opp: Town Hall
Udaipur-313 001
Udaipur- 313 001
Ph-(0294)-2433458-59
Ph-(0294)-2421673, 2420671
JAIPUR
Hotel Ratnavali
Bank of Baroda
138, New Colony, Nr. Panch Batti
Park Street Branch
Jaipur-302 001
7, Park House Scheme
Ph-(0141)-2363217,2377487,
Jaipur-302 001
2367530 F
Ph-(0141)-2379812, 2370366,2369685 F
NATHDWARA
Hotel Gokuldham,
Bank of Baroda
Opp. Lalbaug Bus Stand,
Nathdwara Branch,
N.H. No.-8
Nathdwara, Dist. Rajsamand.
Nathdwara-313301
Ph.No. 02953 - 232914, 234108,
Dist. Rajsamand.
NORTH
ERN
ZONE
5
SIMLA
Hotel Dreamland
Bank of Baroda
The Ridge, Simla.
Simla Branch
Ph-(0177)-2653005, 2657377,
Shri Guru Singh Sabha
Cart Road, Simla.
36
Ph- (0177)-2653153,2804014
6
MANALI
Hotel Anupam Palace
Bank of Baroda
The Mall, Manali-175 131
167/3, Hospital Road
Ph-(01902)-252181
Mandi-175 001 (HP)
Ph-(01905)-222074
7
NEW DELHI
Hotel Swarna Palace
Bank of Baroda
15-A/33, W.E.A. Ajmal Khan Rd.,
Karol Baug Branch
Karol Baug
15-A/14, Ajmal Khan Road
New Delhi-110 006
New Delhi-110 005
Ph-(011)-25748727, 258142285,
25761110, 25713815
Ph-(011)-25789726, 25720425
25723585, 25752442 F
8
KATRA
Hotel Malti Palace
Bank of Baroda
Panthal Road, Katra, Jammu.
Gandhinagar Branch
Ph-(01991)-233500, 233501
Gole Market, Gandhinagar
Jammu-180 004. Ph-(0191)2451481, 2437572
9
37
DALHOUSIE
Hotel Surya Resort
Bank of Baroda
Dalhousie Road, Baloon Church
Pathankot Branch
Road, Bathri View Estate
Dalhousie Road, Pathankot-145 001
Dalhousie (HP).
Dist. Gurdaspur (Punjab)
Ph-(01899),242158
Ph-(0186)-2221150
U.P. &
UTTAR
ANCHA
L ZONE
10
11
AGRA
Hotel Delux Plaza,
Bank of Baroda
M G Tower,
13, M.G. Road
Fatehabad Road,
Agra.
Agra Ph-(0562)-2330110-2330195
Ph-(0562)-2364362, 2364822 F
HARDWAR
Hotel Kailash
Bank of Baroda
Shivmurthy Railway Road
Upper Road, Rly Road
Hardwar. Ph-(01334)-227789
Hardwar-249 401
Ph-(01334)-227535,226671
12
NAINITAL
Hotel Abhiruchi
Bank of Baroda
The Mall, Tallital,
Mallital, Mall Road,
Nainital. 05942-232512
Nainital-263 001, Dist. Nainital
Ph-(05942)-236285, 236841
13
MUSSOORIE
Himalay Club Hotel
Bank of Baroda
Landour, Mussoorie-248 179
Regent House,
Ph-(0135)-2632805, 2632762
Kurli, Mussoorie-248 179
Ph-(0135)-2632356, 2630670
14
MATHURA
Hotel Mansarovar
38
Bank of Baroda. Kotwali Road,
15
"Mansarovar Crossing, Chauki Bag
Mathura,
Bahadur, Mathura-281 001.
Pin 281001
Ph- (0565)2408686,2409966
Phone: 0565-2405969
LUCKNOW
Grand Hotel (Nr. Novelty Theatre)
Bank of Baroda Regional Office,
4, Lalbaug, Lucknow
Vibhuti Khand, Gomti Nagar
Ph-(0522)-2224229/2214022-23
Lucknow -
SOUTH
ERN
ZONE
16
17
OOTY
Sri Vigneswara Nilayam
Bank of Baroda
421, H2 Victoria Hill, 2nd floor,
Coonoor Branch, 29,
Ettines Road, Ooty. Ph. - (0423)-
Grays Hill, Coonoor –643101
2450196
Ph. No.(0423)-2231721
KODAIKANAL
M/s Sarnam Apartments
Bank of Baroda
Fern Hill Road
Madurai Main Branch
Kodaikanal-624 001
PB No. 142, 5, East Avani Moola Street
Ph-(04542) - 240562
Madurai-625 001,
Ph-(0452)-2622938, 2622038 F
18
39
KANYAKUMARI
Laxmi Tourist Home
Bank of Baroda
East Car Street, Nr. Sea Shore
Nagarcoil Branch, DDJ Centre
Kanyakumari-629 702
Opp Vadasheri Bus Stand,
Ph-(04652)-246333
Nagarcoil-629 001
Ph-(04652)-232445
19
TIRUPATI
Hotel Bhimas Paradise
Bank of Baroda
33-37 Renigunta Road,
Tirupati branch,15-3-481 B,
Tirupati - 517501
V. V. Mahal Road,
Ph-(08574)-2225747, 2225002
Tirupati - 517501
Fax No. (08574)-25568
Telephone No. : 08574-2222242
Fax No. 08574-2227651
20
CHENNAI
Bank Of Baroda Holiday Home
Bank of Baroda
New No. 30 (Old No 61/1) Barkit Road,
T Nagar
Zonal Office, 90,
C P Ramaswamy Road, Alwarpet,
Chennai - 600 017
Chennai - 600 018
Phone: (044) 24351733
Phone: (044) 24990884, 24992154
Fax 24990331
21
BANGALORE
Hotel Anand Regency
Bank of baroda
No. 10, Iind Cross Road, Sixth Main
Gandhi Nagar,
K. G. Road Branch,
Prithvi Building, Kempa Gowda Road,
Bangalore – 560009
Bangalore – 560009
Ph – 080- 41241050-52
Ph – 22268106-108, 22253526 F
40
MAHAR
ASHTR
A&
GOA
ZONE
22
AURANGABAD
Hotel Kartiki
Bank of Baroda
Opp: Siddharth Garden
Samrathnagar Branch,
Lal Bahadur Shastri Marg
Trivini Apartment,
Aurangabad-431 001
Near Varad Ganesh Mandir
Ph-(0240)-2339060-62
Aurangabad-431 001
Ph-(0240)-2334208,2362276
23
24
PANAJI
Bank of Baroda Holiday Home,
Bank of Baroda
R – 1, La Campala Colony,
P.B. No. 236, Opp: Azad Maidan,
Meera Mar,
Panaji-403 712,
Panaji-403001,
Goa
Ph-(0832)-2463015
Ph-(0832)-2435016, 2435017, 2224591 F
LONAVALA
M/s Harnam Shree Housing Complex,
Bank of Baroda
Row House No. 2 , Tungarliward,
Lonavala Branch
Plot No 11, Opp Biji’s Hill Retreat,
Lonavala
Prabhu Niwas, Gawaliwada
Near Bus Stand, Mumbai-Pune Highway
Dist: Pune-410 401
Lonavala-410 401
Ph- (02114)-273861
Ph-Fax-(02114)-273726
25
41
MAHABALESHWAR
Hotel Shreyas
Bank of Baroda
Opp: S.T. Bus Station,
355/A Shanivar Peth,
Mahabaleshwar - 412 806,
Satara - 415002
Dist. Satara, Maharashtra.
Ph-(02162)-234184, 227594 F
Ph-(02168)-260365, 260603
26
SHIRDI
Nisarga Cottage Resorts
Kopergaon Branch
Shirdi - Ahmednagar Road
Kopergaon People’s Bldg., Bank
Shirdi - 423 109,
Road, Kopergaon - 423 601,
Ph-(02423)-255115
Dist: Ahmednagar,
Ph-(02423)-222301, 225581 F
27
NASIK
"Trimbak", Bank of Baroda Holiday
Bank of Baroda,
Home, G-1, Duplex Flat, Thakkar’s
7-B, Torna Complex, Maniknagar
Retreat, Old Gangpur Naka, Nasik.
society, Gangapur Road Branch
Phone: 0253- 2582881
Nasik -422 013.
Ph. - (0253) -2570722
28
GANPATYIPULE
Bank of Baroda,
Abhishek Beach Resort
Pras Plaza, C-wing, KC Jain Nagar
Ganpatipule, Tal & Dist. Ratnagiri
Maruti Mandir, Ratnagiri - 415612
Ph. 02357 – 4264/ M-09373848184
Ph. - (02352) –221631, 222539
EASTE
RN
ZONE
29
42
DARJEELING
Hotel Sagarika,
Bank of Baroda
1, J P Sharma Road
14, H.D. Lama Road, 12/11 Rovertson Road
30
Darjeeling.
Darjeeling-734 101
Ph-(0354)-2253885
Ph-(0354)-2254644
GANGTOK
Travel Lodge, Tibet Road, Gangtok
Bank of Baroda
East Sikkim-737 101
Gangtok Branch
Ph-(03592)-223858
Top In Town Bldg., M.G.Marg
Nr. Gandhi Statue, Gangtok-737 101
Ph-(03592)-203216, 221560
31
KOLKATA
Hotel, Swagat,
Bank of Baroda,
37, Hazara Road
Lansdowne Market Br., 63/3/B Sarat
Kolkata 700029
Bose Road, 1st Floor,
Ph 033-24766161/262/464
Kolkata- 700 025
Phone: 033- 24759649, 24860332 F
BIHAR,
JHARK
HAND &
ORISSA
ZONE
32
33
43
PURI
Bank of Baroda
Hotel Sea Point
Swargdwar Branch
Opp. Sea Beach Police Station
Puri-752 001
Puri-752001
Ph-(06752)-2532214, 2530018 F
BHUBNESHWAR
Hotel Priya
Bank of Baroda
A-30/1, Unit-3, Kharvelnagar, J.N.
Bapuji Nagar
Marg, Bhubneshwar-751 001
Bhubneshwar-751 009
Ph-(0674)-2405844/2408430
Ph-(0674)-2530018 F /2532214
GUJAR
AT
OPERA
TION
ZONE
34
SAPUTARA
Hotel Chitrakoot Guest House &
Restaurant,
Bank of Baroda
Regional Office, B&D Reg.,
Saputara-Dang
Mahalaxmi Aptt.,Tithal Road
Ph-(02631)-237221/237237
Bulsar-396 001
Ph-(02632)-253035/244210, 263321 F
35
DIU
Hotel Prince
Bank of Baroda,
Main Bazar,
Veraval Branch, Station Road,
Diu (Union Territory).
Desha Shrimali Vanic Gnati Vadi,
Ph: 02875) - 252765, 252265
Veraval - 362 265, Dist. Junagadh.
Ph-(02876) – 220155, 241259
GREAT
ER
MUMBA
I ZONE
36
44
Mumbai
Nugget, Opp Samna Press,
Bank of Baroda
Near Parel Bus Depot,
Prabhadevi Branch,
Nagu Syajiwadi,
Kamna Co-op Hsg. Society,
New Prabhadevi Road
S K Bole Road, Prabhadevi,
Mumbai – 400028
Mumbai – 400028
Ph- 022 24386098
45
Ph- 022 24229440 24227381