__________ALEXANDER SADOWSKI, CPCU__________
alexandersadowski@gmail.com ~ 1056 N Damen Ave Chicago, IL ~ Cell: +1.630.989.0612
SUMMARY
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Experienced insurance professional with a background in product management, product analytics, actuarial pricing, and
actuarial reserving. Strong technical skills and business acumen. Specialties include rating plan analysis, rate filings,
profitability tool creation, catastrophe management, and data management/analysis.
EXPERIENCE
Tower Group Companies, Chicago, IL
August 2013- Present
Associate Product Manager-Personal Insurance
 Profit and loss ownership for five northeast region states which account for $55M of yearly premium.
 Lines of business include homeowners, personal auto, and dwelling fire.
 Direct state responsibility for CAT Management, Regulatory Governance and Underwriting.
Fireman’s Fund Insurance Company, Chicago, IL
April 2012- August 2013
Senior Product Management Analyst-Personal Insurance
 Responsibility for driving rate changes and underwriting initiatives for Fireman's Fund's personal insurance
products in the southeast region.
 Drive rate change activity through rating plan analysis, pricing segmentation, competitive analysis, and
underwriting appetite.
 Work with underwriting department to gain alignment on proposed rate changes, state department of
insurance representatives for approval of proposed changes, and IT and marketing departments to ensure
successful implementation and communication of approved changes.
 Update underwriting appetite and re-underwriting rules based upon RMS and AIR catastrophe models to
properly match risk to rate in catastrophe prone areas.
Fireman’s Fund Insurance Company, Chicago, IL
August 2010- April 2012
Product Management Analyst-Product Analytics
 Assist product managers and vice presidents with rating plan analysis, the management of catastrophe
exposures, and profitability initiatives. Lines of business include homeowners, personal auto,
excess/umbrella, and collections.
 Team lead for competitive analysis initiatives responsible for standardizing and maintaining analysis tools,
training others on best practices, and coordinating state and line specific deadlines with product managers.
 Chairperson for the Chicago Focus Group tasked with enhancing office-wide communication and enthusiasm.
Zurich North America, Schaumburg, IL
October 2009- August 2010
Actuarial Analyst-General Liability Pricing
 Performed actuarial experience studies of increased limit factors (ILFs) and allocated loss adjustment
expenses (ALAE) comparing Zurich’s book of business to industry.
 Executed annual general liability trend study (frequency trend, severity trend, and loss ratio trend) comparing
Zurich’s book of business to industry.
 Communicated conclusions and recommend changes to Zurich management team based upon study results.
Deloitte Consulting LLP, Chicago, IL
July 2008- October 2009
Property & Casualty Actuarial Analyst
 Performed and reviewed actuarial studies of property and casualty loss reserves for consulting clients
including self-insured entities and insurance companies.
 Applied appropriate actuarial methodology (Paid and Incurred Loss Development, Frequency/Severity, Paid
and Incurred Bornhuetter-Ferguson, and Paid and Incurred Berquist-Sherman) based on data and business
decisions.
 Used risk analysis software to predict future ultimate losses and ILFs.
 Assisted in the preparation of statements of actuarial opinion.
 Trained new hires in actuarial methods and the fundamentals of an actuarial analysis.
State Farm Insurance, Champaign, IL
May 2007- December 2007
Actuarial Intern
 Created statistical models for the comparison of insurance rates in a competitive market.
 Selected to attend a forum on business speaking.
 Led a team which researched an emerging technology and its implications for State Farm.
EDUCATION
Boston University
Master of Science, Insurance Management
Anticipated Graduation May 2015
University of Illinois at Urbana-Champaign
Bachelor of Science, Actuarial Science
Bachelor of Arts, Spanish Language and Literature
Minor in Business Administration
Edmund J. James Scholar
Graduated May 2008
GPA: 3.73/4.0
Universidad de Deusto, Bilbao, Spain
Summer 2006
 Summer immersion program with an emphasis on the economic and political structure of the European Union
PROFESSIONAL CERTIFICATIONS
Chartered Property Casualty Underwriter (CPCU) Designation
Actuarial Exams Passed: 1/P, 2/FM, 3F/MFE
January 2013
COMPUTER SKILLS
Fluent: Microsoft Excel, Microsoft Access, Microsoft Word, Microsoft PowerPoint, Adobe Photoshop, Hummingbird BI
Moderate: Visual Basic/VBA, SAS, SQL, Risk Browser, Business Objects, @Risk (risk analysis software), InsurQuote
LANGUAGE SKILLS
Written and oral competence in the Spanish language sufficient for business
Elementary proficiency in the Portuguese language
ACTIVITIES
Treasurer of the 1056 N Damen homeowner association
Part-time student at the Brazil in Chicago Portuguese language school
Active player in Second City Tennis winter and summer tennis leagues
Active player in Chicago Metropolitan Sports Association summer and fall softball leagues