TUMBA COLLEGE OF TECHNOLOGY
P.O BOX 6638-RULINDO
TEL/FAX :(250)580381
www.tct.ac.rw
MICROFINANCE INFORMATION
Financial Institution name: BANQUE POPULAIRE DU RWANDA S.A (BPR S.A)
Physical address :Main branch located in Kigali City near Hotel des Milles Collines
Postal address :P.O Box 1348 Kigali
Tel : +252 57 35 59
E-mail : info@bpr.rw
Website : www.bpr.rw
Contact Person : Jean de Dieu
Contact Person Position :Commercial Officer
Branches :See the list of braches
Contact Person Telephone:250 788507697
Requirements in opening up a bank account
For an Individual
1.One photocopy of the Identity Card or Passport
2.Two passport photos
3.Opening balance of Rwf 2,500 if the account is to be opened at the main branch or Rwf 3,500 if the account is to be opened in
any other branch rather than the main branch
For a Company
1.A notified copy of Memorandum and Articles of Association
2.A photocopy of the Trade License
3.One photocopy of the Identity Card or Passport for each shareholder
4.Two passport photos for each shareholder
5.Opening balance of Rwf 2,500 if the account is to be opened at the main branch or Rwf 3,500 if the account is to be opened in
any other branch rather than the main branch
For a Non Profit Organization
1.A notified copy of the statutes
2.Evidence of possession of legal personality
3.One photocopy of the Identity Card or Passport for each representative of the association
4.Two passport photos for each representative of the association
5.Opening balance of Rwf 2,500 if the account is to be opened at the main branch or Rwf 3,500 if the account is to be opened in
any other branch rather than the main branch
Interest of the bank to attract TCT fresh graduates as customers in credit/loans
The bank is interested
The Credit package that TCTfresh graduates would access at Banque Populaire du Rwanda S.A
I. BPR’ MICROCREDIT
This package is name BPR’ Micro-Credit.
The bank understands that some individuals lack the collateral, the steady employment and the verifiable credit history required
to qualify for the usual bank loans.
Thus, BPR’s micro credit is designed to extend small loans to such people with good income generating activities.
Micro credit features:
Beneficiaries:
 People who join together in groups of 3 to 10 people
 Associations of as many as 30 members
Size: small loans not exceeding Rwf 250,000 for an individual in a group and Rwf 5,000,000 for an association
Utilization: for income generation and enterprise development
Loan duration: Up to 12 months
Payment modalities:
 Depends on the cash flow of the income generating project
 Competitive interests calculated on a monthly basis
Security: By joining together in a group or association, members provide:
 a joint moral guarantee for each member to pay back the loan
 Assets of the association in case there are any to be pledged.
II. WOMEN GUARANTEE FUND
This guarantee fund is managed by the National Bank of Rwanda and is meant to boost women in accessing finance for their
income generating activities. Under this facility, economically active women but with no collateral and no credit record, are
helped to access finance from Banque Populaire du Rwanda S.A
How does it work?
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Women or their association present a viable project to Banque Populaire du Rwanda S.A
The bank undertakes its usual credit analysis including the viability of the project and the integrity of the applicant.
Once the bank’s analysis is done and the project is found viable then the file is sent to the National Bank of Rwanda
which will approve the project’s eligibility for the guarantee fund
If the National Bank of Rwanda approves the eligibility, then the project will benefit:
 50% guarantee for an individual project (one woman)
 70% guarantee for a project on an association of women
Other financial conditions
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For individual projects, the loan ceiling is Rwf 5 million
For women associations, the loan ceiling is Rwf 10 million
For all these credit products described above, interest rates range from 16% to 18% per annum. However, the interest rate
of 16% is charged for persons who have already good credit experiences with Banque Populaire du Rwanda S.A.
Main Branch
Tel: (+252) 573559
Fax: (+252) 573579
P.O Box: 1348 Kigali
LIST OF BRANCHES
KIGALI CITY
BPF
Kimironko
Tel: (+252) 502006
Tel: (+252) 582691
Fax: (+252) 573579
Fax: (+252) 578687
P.O Box: 1348 Kigali
P.O Box: 1348 Kigali
Muhima
Tel: (+252) 503066
Fax: (+252) 503066
P.O Box: 1348 Kigali
Rwezamenyo
Tel: (+252) 578349
Fax: (+252) 502674
P.O Box: 1348 Kigali
Bugesera
Tel: (+252) 561277
Fax: (+252) 561222
P.O Box: 1348 Kigali
Karongi
Tel: (+252) 568246
Fax: (+252) 568100
P.O Box: 1348 Kigali
Musanze
Tel: (+252) 546021
Fax: (+252) 46631
P.O Box: 1348 Kigali
EASTERN PROVINCE
Rwamagana
Ngoma
Tel: (+252) 567107
Tel: (+252) 566005
Fax: (+252) 567107
Fax: (+252) 566760
P.O Box: 1348 Kigali
P.O Box: 1348 Kigali
WESTEN PROVINCE
Rusizi
Tel: (+252) 537624
Fax: (+252) 537624
P.O Box: 1348 Kigali
NOTHERN PROVINCE
Rubavu
Gicumbi
Tel: (+252) 540430
Tel: (+252) 564016
Fax: (+252) 540899
Fax: (+252) 564016
P.O Box: 1348 Kigali
P.O Box: 1348 Kigali
Nyagatare
Tel: (+252) 565109
Fax: (+252) 565109
P.O Box: 1348 Kigali
Nyamagabe
Tel: (+252) 535142
Fax: (+252) 535116
P.O Box: 1348 Kigali
SOUTHERN PROVINCE
Muhanga
Nyanza
Tel: (+252) 562005
Tel: (+252) 533083
Fax: (+252) 562087
P.O Box: 1348 Kigali
P.O Box: 1348 Kigali
Huye
Tel: (+252) 530972
Fax: (+252) 530972
P.O Box: 1348 Kigali