Investor Risk Profiling Questionnaire
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Investor Risk Profiling Questionnaire Client Name: _________________________________________________ The following questionnaire is designed to help you understand your capacity and willingness to accept investment risk. Your answers to these 8 questions will help us determine which funds are suitable for your risk appetite and investment objectives. 1. What is your age? 20 – 35 36 - 50 Entrepreneur 51 - 65 > 65 2. What is your occupation? Employee Private Income Retiree 3. Of your total liquid assets, what percentage does the amount you plan on investing represent? < 25% 25% - 50% 50% - 75% > 75% 4. When you invest money, what is your primary goal? Preserve the value of my investments. I want to minimize the risk of investments losing value. Generate regular cash inflows. However, I would also like to build the value of my investments gradually over time, as a secondary objective. Have the value of my investments grow over time. However, I would also like to generate some regular cash inflows, as a secondary objective. Have the value of my investments grow substantially over time. I do not need to generate regular cash inflows. 5. When is the earliest you anticipate needing all or a substantial portion of your investment assets? < 1 year 1 to 2 years 2 to 5 years > 5 years 6. In the past, which of the following products or instruments have you invested in (select all)? Time Deposits Money Market funds Peso government securities Peso corporate bonds Peso bond UITFs or mutual funds Dollar government or corporate bonds Dollar bond UITFs or mutual funds Stocks Equity UITFs Derivatives 7. With how much investment volatility (fluctuations in the value of your investment) are you comfortable? As little as possible. I want to focus on current income and stability of value even if it means that my total returns are relatively small Some. I am willing to accept occasional losses in value as long as my investments have some potential for growth over time Moderate. I am willing to take moderate risk as long as my investments have a greater potential for growth over time A considerable amount. I am willing to take substantial risk in pursuit of higher total returns 8. How large a drop in the value of your investment portfolio (unrealized or paper loss) would you be prepared to see before you start feeling very uncomfortable? < 25% 25% to 50% 50% to 75% > 75% Thank you for taking the time out to answer this questionnaire. The information you provided will be treated with the utmost confidentiality. ----------------------------------------------------Customer Signature Over Printed Name Total Score 25 to 49 50 to 74 75 to 100 --------------------Date Risk Category Conservative (Low) Balanced (Medium) Aggressive (High) For Philequity Use Only Total Score: _________ Equivalent Risk Profile: Low Med High Existing Client: Yes No Referred by: ________________ BDO: _________________ SCORING GUIDE 1. What is your age? 20 – 35 5 POINTS 36 – 50 3 POINTS 51 - 65 1 POINT > 65 0 POINTS 2. What is your occupation? Employee 5 POINTS Entrepreneur Private Income 1 POINT 3 POINTS Retiree 0 POINTS 3. Of your total liquid assets, what percentage does the amount you plan on investing represent? < 25% 10 POINTS 25% - 50% 8 POINTS 50% - 75% 5 POINTS > 75% 2 POINTS 4. When you invest money, what is your primary goal? Preserve the value of my investments. I want to minimize the risk of investments losing value. 11 POINTS Generate regular cash inflows. However, I would also like to build the value of my investments gradually over time, as a secondary objective. 14 POINTS Have the value of my investments grow over time. However, I would also like to generate some regular cash inflows, as a secondary objective. 17 POINTS Have the value of my investments grow substantially over time. I do not need to generate regular cash inflows. 20 POINTS 5. When is the earliest you anticipate needing all or a substantial portion of your investment assets? < 1 year 2 POINTS 1 to 2 years 6 POINTS 2 to 5 years 8 POINTS > 5 years 10 POINTS 6. In the past, which of the following products or instruments have you invested in (select all)? Time Deposits Money Market funds 2 POINTS Peso government securities Peso corporate bonds Peso bond UITFs or mutual funds 6 POINTS Dollar government or corporate bonds Dollar bond UITFs or mutual funds 8 POINTS Stocks Equity UITFs Derivatives 10 POINTS 7. With how much investment volatility (fluctuations in the value of your investment) are you comfortable? As little as possible. I want to focus on current income and stability of value even if it means that my total returns are relatively small 4 POINTS Some. I am willing to accept occasional losses in value as long as my investments have some potential for growth over time 9 POINTS Moderate. I am willing to take moderate risk as long as my investments have a greater potential for growth over time 14 POINTS A considerable amount. I am willing to take substantial risk in pursuit of higher total returns 20 POINTS 8. How large a drop in the value of your investment portfolio (unrealized or paper loss) would you be prepared to see before you start feeling very uncomfortable? < 25% 4 POINTS 25% to 50% 8 POINTS 50% to 75% 14 POINTS > 75% 20 POINTS Thank you for taking the time out to answer this questionnaire. The information you provided will be treated with the utmost confidentiality. ----------------------------------------------------Customer Signature Over Printed Name Total Score 25 to 49 50 to 74 75 to 100 --------------------Date Risk Category Conservative (Low) Balanced (Medium) Aggressive (High) For Philequity Use Only Total Score: _________ Equivalent Risk Profile: Low Med High Existing Client: Yes No Referred by: ________________ BDO: _________________
